Southwest Stage Funding Mortgage Rates, Fees & Info

SCOTTSDALE, AZ

LEI: 549300249G20MDIDRR27

Tax ID: 52-2321476

5 stars - Updated: 4/16/25 - out of 5 stars, based on 47 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Southwest Stage Funding is a smaller mortgage company specializing in Home Purchase loans. Southwest Stage Funding has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Austin, Dallas, Charlotte, San Antonio, and Greenville among others. We have data for 347 markets. (Some data included below & more in-depth data is available with an active subscription.)

Southwest Stage Funding has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Southwest Stage Funding is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 9.01% 4/16/25
30 Year Conventional Refi 6.72% 4/16/25
30 Year FHA Purchase 6.93% 4/16/25
30 Year FHA Refi 7.91% 4/16/25
30 Year VA Purchase 6.20% 4/16/25
30 Year VA Refi 6.72% 4/16/25
15 Year Conventional Purchase 8.73% 4/16/25
15 Year Conventional Refi 6.00% 4/16/25
15 Year Cash-out Refi 6.00% 4/16/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Southwest Stage Funding Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Southwest Stage Funding. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,241

Origination Dollar Volume (All Markets)

$396,845,000

Awards

SOUTHWEST STAGE FUNDING VA Loans gold
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Relative Rate

Southwest Stage Funding's average 30 year fixed mortgage rate was 6.48%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.07%.

Relative Fees (Closing Costs)

Southwest Stage Funding's average total fees/closing costs for a 30 year fixed rate mortgage were $5,331.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 503 $83,045,000 $165,099 $5,084 8.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 55 $12,125,000 $220,455 $6,226 7.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 55 $9,855,000 $179,182 $6,014 8.51%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 38 $8,460,000 $222,632 $5,740 6.54%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 43 $8,135,000 $189,186 $5,687 8.45%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 38 $7,400,000 $194,737 $5,498 7.04%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 43 $6,625,000 $154,070 $5,049 9.07%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $5,355,000 $214,200 $7,545 7.17%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 25 $4,845,000 $193,800 $5,138 7.69%
TULSA, OK (FHA|USDA|VA) 28 $4,770,000 $170,357 $5,307 7.84%
KNOXVILLE, TN (FHA|USDA|VA) 22 $4,340,000 $197,273 $4,735 7.58%
OKLAHOMA CITY, OK (FHA|USDA|VA) 26 $4,180,000 $160,769 $4,882 8.61%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $3,950,000 $219,444 $5,668 7.06%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 26 $3,930,000 $151,154 $4,603 8.93%
Lumberton, NC (FHA|USDA|VA) 23 $3,605,000 $156,739 $4,595 8.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 21 $3,595,000 $171,190 $4,068 7.51%
ROANOKE, VA (FHA|USDA|VA) 15 $3,495,000 $233,000 $6,006 6.34%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 17 $3,355,000 $197,353 $5,387 7.55%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $3,110,000 $222,143 $4,931 6.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $3,050,000 $254,167 $6,804 6.49%
TEXARKANA, TX-AR (FHA|USDA|VA) 14 $3,010,000 $215,000 $5,726 8.02%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 16 $2,940,000 $183,750 $4,769 7.26%
FLORENCE, SC (FHA|USDA|VA) 18 $2,740,000 $152,222 $4,392 8.22%
SUMTER, SC (FHA|USDA|VA) 15 $2,705,000 $180,333 $3,773 7.70%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 16 $2,680,000 $167,500 $4,591 7.38%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $2,585,000 $198,846 $6,102 7.06%
MIDLAND, TX (FHA|USDA|VA) 12 $2,460,000 $205,000 $7,731 9.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $2,410,000 $133,889 $5,006 8.57%
OCALA, FL (FHA|USDA|VA) 12 $2,310,000 $192,500 $5,083 7.19%
COLUMBIA, SC (FHA|USDA|VA) 13 $2,235,000 $171,923 $5,445 7.86%
ABILENE, TX (FHA|USDA|VA) 14 $2,230,000 $159,286 $4,963 8.43%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $2,145,000 $165,000 $4,843 8.45%
WACO, TX (FHA|USDA|VA) 11 $2,145,000 $195,000 $6,087 8.53%
SPARTANBURG, SC (FHA|USDA|VA) 12 $2,140,000 $178,333 $5,674 8.10%
Shawnee, OK (FHA|USDA|VA) 10 $2,010,000 $201,000 $3,995 7.32%
Corsicana, TX (FHA|USDA|VA) 9 $1,935,000 $215,000 $5,215 7.24%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $1,925,000 $175,000 $5,295 7.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 12 $1,890,000 $157,500 $4,617 8.12%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 14 $1,880,000 $134,286 $4,291 9.53%
ASHEVILLE, NC (FHA|USDA|VA) 10 $1,850,000 $185,000 $5,290 8.21%
Crossville, TN (FHA|USDA|VA) 11 $1,825,000 $165,909 $4,030 7.48%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,820,000 $227,500 $4,743 6.77%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $1,810,000 $226,250 $6,696 6.87%
LOUISVILLE, KY (FHA|USDA|VA) 9 $1,805,000 $200,556 $5,937 7.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,780,000 $178,000 $5,608 7.39%
ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,760 7.50%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 9 $1,725,000 $191,667 $6,062 7.29%
ODESSA, TX (FHA|USDA|VA) 10 $1,710,000 $171,000 $6,417 9.14%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $1,705,000 $243,571 $5,783 6.54%
MORRISTOWN, TN (FHA|USDA|VA) 10 $1,670,000 $167,000 $5,404 7.86%
Malvern, AR (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,750 7.03%
Georgetown, SC (FHA|USDA|VA) 12 $1,630,000 $135,833 $2,662 8.75%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $1,595,000 $145,000 $4,163 9.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,580,000 $197,500 $5,643 8.18%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,651 7.46%
LONGVIEW, TX (FHA|USDA|VA) 12 $1,520,000 $126,667 $5,007 8.54%
Okeechobee, FL (FHA|USDA|VA) 7 $1,505,000 $215,000 $8,538 7.04%
MOBILE, AL (FHA|USDA|VA) 10 $1,500,000 $150,000 $4,646 7.94%
Palatka, FL (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,324 6.82%
Jacksonville, TX (FHA|USDA|VA) 9 $1,455,000 $161,667 $6,104 8.42%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $1,455,000 $161,667 $5,275 8.64%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,928 7.05%
Granbury, TX (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,642 7.48%
TYLER, TX (FHA|USDA|VA) 11 $1,375,000 $125,000 $3,836 8.80%
PANAMA CITY, FL (FHA|USDA|VA) 8 $1,370,000 $171,250 $5,007 7.49%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,365,000 $151,667 $4,206 9.96%
Jesup, GA (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,605 6.51%
Alexander City, AL (FHA|USDA|VA) 6 $1,310,000 $218,333 $7,229 8.45%
Durant, OK (FHA|USDA|VA) 8 $1,270,000 $158,750 $5,110 8.01%
Cookeville, TN (FHA|USDA|VA) 7 $1,265,000 $180,714 $6,396 7.94%
Cullman, AL (FHA|USDA|VA) 8 $1,260,000 $157,500 $4,681 8.45%
Meridian, MS (FHA|USDA|VA) 9 $1,215,000 $135,000 $3,625 8.65%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,760 8.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,324 8.42%
Ardmore, OK (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,641 9.24%
Athens, TX (FHA|USDA|VA) 8 $1,130,000 $141,250 $3,580 8.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,228 6.55%
Mount Pleasant, TX (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,944 8.18%
Orangeburg, SC (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,259 7.41%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,711 7.78%
Gaffney, SC (FHA|USDA|VA) 5 $1,085,000 $217,000 $6,000 6.82%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,281 7.56%
Fort Payne, AL (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,880 8.63%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,585 8.41%
JOPLIN, MO (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,769 8.46%
NEW BERN, NC (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,921 8.27%
DECATUR, AL (FHA|USDA|VA) 7 $995,000 $142,143 $3,880 8.43%
CHARLESTON, WV (FHA|USDA|VA) 8 $990,000 $123,750 $4,730 9.01%
Union, SC (FHA|USDA|VA) 5 $985,000 $197,000 $5,097 6.99%
JACKSON, MS (FHA|USDA|VA) 6 $970,000 $161,667 $6,212 8.63%
Shelby, NC (FHA|USDA|VA) 4 $950,000 $237,500 $7,403 6.00%
Dayton, TN (FHA|USDA|VA) 4 $940,000 $235,000 $5,094 7.53%
Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $940,000 $117,500 $3,862 8.99%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $935,000 $133,571 $4,429 9.04%
Pearsall, TX (FHA|USDA|VA) 4 $930,000 $232,500 $6,513 8.91%
SANTA FE, NM (FHA|USDA|VA) 4 $920,000 $230,000 $5,387 6.32%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $890,000 $222,500 $6,229 6.75%
LAFAYETTE, LA (FHA|USDA|VA) 5 $885,000 $177,000 $5,362 7.79%
Lake City, FL (FHA|USDA|VA) 4 $880,000 $220,000 $6,230 7.24%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $870,000 $217,500 $4,170 7.06%
Las Vegas, NM (FHA|USDA|VA) 3 $865,000 $288,333 $10,175 8.28%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $860,000 $215,000 $8,292 8.50%
Alamogordo, NM (FHA|USDA|VA) 5 $855,000 $171,000 $5,045 8.90%
Stephenville, TX (FHA|USDA|VA) 3 $855,000 $285,000 $4,377 6.50%
Alice, TX (FHA|USDA|VA) 7 $835,000 $119,286 $3,676 9.92%
PUEBLO, CO (FHA|USDA|VA) 3 $835,000 $278,333 $5,223 6.21%
SAVANNAH, GA (FHA|USDA|VA) 5 $835,000 $167,000 $4,087 7.89%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $830,000 $138,333 $4,463 9.70%
Statesboro, GA (FHA|USDA|VA) 4 $830,000 $207,500 $5,736 7.20%
Gainesville, TX (FHA|USDA|VA) 5 $815,000 $163,000 $5,225 7.88%
WILMINGTON, NC (FHA|USDA|VA) 5 $815,000 $163,000 $4,712 7.09%
Tupelo, MS (FHA|USDA|VA) 4 $810,000 $202,500 $3,453 6.83%
LYNCHBURG, VA (FHA|USDA|VA) 4 $800,000 $200,000 $3,476 7.81%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $790,000 $197,500 $5,665 8.66%
VALDOSTA, GA (FHA|USDA|VA) 5 $785,000 $157,000 $5,800 7.43%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $785,000 $261,667 $5,962 6.29%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $770,000 $385,000 $7,369 5.63%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $765,000 $255,000 $7,668 8.10%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $755,000 $151,000 $4,838 9.12%
Kalispell, MT (FHA|USDA|VA) 3 $745,000 $248,333 $7,832 7.77%
Mineral Wells, TX (FHA|USDA|VA) 5 $745,000 $149,000 $3,022 8.41%
Oxford, MS (FHA|USDA|VA) 2 $740,000 $370,000 $8,882 6.13%
Rockingham, NC (FHA|USDA|VA) 4 $730,000 $182,500 $3,430 7.58%
LAS CRUCES, NM (FHA|USDA|VA) 5 $725,000 $145,000 $3,110 8.90%
Forest City, NC (FHA|USDA|VA) 3 $715,000 $238,333 $6,715 5.92%
Albertville, AL (FHA|USDA|VA) 5 $695,000 $139,000 $4,458 7.95%
AMARILLO, TX (FHA|USDA|VA) 5 $695,000 $139,000 $4,581 8.96%
Sulphur Springs, TX (FHA|USDA|VA) 4 $690,000 $172,500 $6,271 7.95%
RICHMOND, VA (FHA|USDA|VA) 3 $685,000 $228,333 $6,366 6.38%
Starkville, MS (FHA|USDA|VA) 4 $680,000 $170,000 $4,365 8.64%
Seneca, SC (FHA|USDA|VA) 3 $675,000 $225,000 $5,785 7.05%
Sevierville, TN (FHA|USDA|VA) 3 $675,000 $225,000 $5,250 7.64%
Borger, TX (FHA|USDA|VA) 4 $670,000 $167,500 $5,272 8.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $665,000 $221,667 $6,717 6.71%
HINESVILLE, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,421 6.92%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $645,000 $215,000 $4,185 6.78%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $645,000 $645,000 $11,863 5.75%
Bonham, TX (FHA|USDA|VA) 3 $645,000 $215,000 $6,506 7.38%
TUCSON, AZ (FHA|USDA|VA) 2 $640,000 $320,000 $6,008 5.88%
Jasper, AL (FHA|USDA|VA) 3 $635,000 $211,667 $3,061 7.19%
BRUNSWICK, GA (FHA|USDA|VA) 4 $630,000 $157,500 $3,531 8.64%
Waycross, GA (FHA|USDA|VA) 4 $630,000 $157,500 $4,476 8.19%
JACKSON, TN (FHA|USDA|VA) 3 $625,000 $208,333 $3,557 6.23%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $625,000 $208,333 $5,488 8.24%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $625,000 $125,000 $4,279 9.09%
THE VILLAGES, FL (FHA|USDA|VA) 2 $620,000 $310,000 $9,409 6.46%
McMinnville, TN (FHA|USDA|VA) 4 $610,000 $152,500 $2,560 7.72%
Laurel, MS (FHA|USDA|VA) 5 $585,000 $117,000 $4,150 10.00%
Athens, TN (FHA|USDA|VA) 4 $580,000 $145,000 $3,868 7.11%
McComb, MS (FHA|USDA|VA) 5 $575,000 $115,000 $4,226 8.66%
Beeville, TX (FHA|USDA|VA) 3 $575,000 $191,667 $2,159 8.88%
Coffeyville, KS (FHA|USDA|VA) 3 $575,000 $191,667 $5,574 7.81%
Milledgeville, GA (FHA|USDA|VA) 3 $565,000 $188,333 $7,144 8.82%
CHEYENNE, WY (FHA|USDA|VA) 2 $560,000 $280,000 $7,223 6.38%
Scottsboro, AL (FHA|USDA|VA) 3 $555,000 $185,000 $5,430 8.17%
Bogalusa, LA (FHA|USDA|VA) 4 $540,000 $135,000 $4,302 8.48%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $535,000 $178,333 $4,814 7.09%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $530,000 $265,000 $2,069 6.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $520,000 $260,000 $8,387 6.13%
Palestine, TX (FHA|USDA|VA) 5 $515,000 $103,000 $3,422 8.53%
Stillwater, OK (FHA|USDA|VA) 2 $510,000 $255,000 $9,631 8.28%
Kerrville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $9,542 9.55%
Elizabeth City, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,832 6.38%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $510,000 $255,000 $10,097 7.46%
HATTIESBURG, MS (FHA|USDA|VA) 2 $500,000 $250,000 $5,486 8.36%
Taos, NM (FHA|USDA|VA) 3 $485,000 $161,667 $4,451 8.60%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $470,000 $117,500 $3,589 10.01%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $470,000 $117,500 $4,827 9.24%
Roswell, NM (FHA|USDA|VA) 2 $450,000 $225,000 $4,606 8.49%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $450,000 $225,000 $9,309 6.63%
Lawrenceburg, TN (FHA|USDA|VA) 3 $445,000 $148,333 $2,165 7.46%
Pecos, TX (FHA|USDA|VA) 3 $445,000 $148,333 $4,729 10.10%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $445,000 $148,333 $4,611 9.31%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $440,000 $220,000 $5,211 7.76%
Hobbs, NM (FHA|USDA|VA) 2 $420,000 $210,000 $7,250 9.35%
EL PASO, TX (FHA|USDA|VA) 3 $415,000 $138,333 $4,191 9.70%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $415,000 $138,333 $5,684 9.32%
Atmore, AL (FHA|USDA|VA) 2 $410,000 $205,000 $6,401 8.38%
Wilson, NC (FHA|USDA|VA) 2 $400,000 $200,000 $5,547 6.71%
Aberdeen, WA (FHA|USDA|VA) 1 $395,000 $395,000 $8,202 5.88%
El Campo, TX (FHA|USDA|VA) 1 $395,000 $395,000 $15,307 7.35%
Picayune, MS (FHA|USDA|VA) 3 $395,000 $131,667 $4,534 8.70%
Brownwood, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,145 7.84%
St. Marys, GA (FHA|USDA|VA) 2 $390,000 $195,000 $6,361 7.36%
HAMMOND, LA (FHA|USDA|VA) 3 $385,000 $128,333 $4,029 9.27%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $385,000 $128,333 $3,869 8.97%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,267 6.63%
DALTON, GA (FHA|USDA|VA) 3 $375,000 $125,000 $3,573 7.73%
Duncan, OK (FHA|USDA|VA) 2 $370,000 $185,000 $6,308 9.40%
ALBANY, GA (FHA|USDA|VA) 3 $365,000 $121,667 $3,801 8.13%
Greenwood, MS (FHA|USDA|VA) 1 $365,000 $365,000 $14,147 6.95%
Jackson, OH (FHA|USDA|VA) 2 $360,000 $180,000 $2,961 8.14%
Kinston, NC (FHA|USDA|VA) 2 $360,000 $180,000 $4,467 6.89%
GREELEY, CO (FHA|USDA|VA) 1 $355,000 $355,000 $6,066 5.38%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $355,000 $118,333 $5,216 8.45%
Bay City, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,306 8.49%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $345,000 $345,000 $11,953 5.38%
Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $6,216 7.68%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $335,000 $335,000 $7,000 5.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $12,088 5.88%
Natchitoches, LA (FHA|USDA|VA) 2 $330,000 $165,000 $5,148 8.70%
EspaƱola, NM (FHA|USDA|VA) 1 $325,000 $325,000 $5,623 5.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $320,000 $160,000 $5,199 7.09%
MONROE, LA (FHA|USDA|VA) 2 $320,000 $160,000 $4,873 8.48%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $6,929 10.33%
GREENVILLE, NC (FHA|USDA|VA) 2 $320,000 $160,000 $4,467 7.29%
Andrews, TX (FHA|USDA|VA) 1 $315,000 $315,000 $12,363 8.85%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $310,000 $155,000 $5,556 7.50%
LUBBOCK, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,043 9.80%
SAN ANGELO, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,957 7.85%
Nacogdoches, TX (FHA|USDA|VA) 2 $310,000 $155,000 $4,818 7.70%
Jefferson, GA (FHA|USDA|VA) 1 $305,000 $305,000 $5,286 6.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $300,000 $150,000 $4,471 6.88%
Eufaula, AL-GA (FHA|USDA|VA) 1 $295,000 $295,000 $12,138 7.20%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $290,000 $145,000 $8,249 7.51%
Huntsville, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,591 8.48%
Enterprise, AL (FHA|USDA|VA) 2 $290,000 $145,000 $1,528 8.20%
WENATCHEE, WA (FHA|USDA|VA) 1 $285,000 $285,000 $10,045 5.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $280,000 $140,000 $4,382 7.73%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $280,000 $140,000 $4,622 8.00%
Bennettsville, SC (FHA|USDA|VA) 2 $280,000 $140,000 $6,195 9.13%
GADSDEN, AL (FHA|USDA|VA) 2 $280,000 $140,000 $4,633 8.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $275,000 $275,000 $10,133 9.20%
Corinth, MS (FHA|USDA|VA) 1 $275,000 $275,000 $4,661 5.88%
Marion, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,787 5.88%
Martinsville, VA (FHA|USDA|VA) 2 $270,000 $135,000 $5,279 7.49%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,542 8.83%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $270,000 $135,000 $5,167 8.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $265,000 $265,000 $17,662 5.88%
Americus, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $265,000 $265,000 $8,202 10.45%
Bluefield, WV-VA (FHA|USDA|VA) 1 $265,000 $265,000 $9,877 7.55%
Moultrie, GA (FHA|USDA|VA) 2 $260,000 $130,000 $4,318 8.74%
Washington, NC (FHA|USDA|VA) 2 $260,000 $130,000 $4,311 9.13%
DOTHAN, AL (FHA|USDA|VA) 2 $260,000 $130,000 $5,424 10.23%
Portsmouth, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,033 7.66%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $6,387 6.38%
Uvalde, TX (FHA|USDA|VA) 1 $255,000 $255,000 $11,098 7.85%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $250,000 $125,000 $4,268 7.46%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $4,494 6.38%
COLUMBUS, OH (FHA|USDA|VA) 3 $245,000 $81,667 $3,385 8.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $4,140 5.88%
ROME, GA (FHA|USDA|VA) 1 $245,000 $245,000 $8,398 7.60%
PITTSBURGH, PA (FHA|USDA|VA) 1 $245,000 $245,000 $6,078 6.38%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $240,000 $120,000 $4,034 9.23%
CLEVELAND, TN (FHA|USDA|VA) 1 $235,000 $235,000 $6,807 5.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $235,000 $235,000 $7,356 7.10%
AKRON, OH (FHA|USDA|VA) 1 $235,000 $235,000 $7,363 9.55%
Brookhaven, MS (FHA|USDA|VA) 3 $235,000 $78,333 $3,260 10.48%
LaGrange, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $4,484 6.38%
Muskogee, OK (FHA|USDA|VA) 2 $230,000 $115,000 $3,864 8.63%
Sikeston, MO (FHA|USDA|VA) 2 $230,000 $115,000 $3,298 8.43%
Natchez, MS-LA (FHA|USDA|VA) 1 $225,000 $225,000 $4,790 6.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,501 5.88%
FARMINGTON, NM (FHA|USDA|VA) 1 $225,000 $225,000 $5,247 6.50%
WICHITA, KS (FHA|USDA|VA) 1 $225,000 $225,000 $7,204 7.75%
Blytheville, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,022 8.63%
JONESBORO, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,049 9.23%
Tahlequah, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,304 6.38%
Guymon, OK (FHA|USDA|VA) 1 $215,000 $215,000 $6,089 5.88%
Fort Polk South, LA (FHA|USDA|VA) 2 $210,000 $105,000 $3,235 10.53%
ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $6,451 10.70%
Parsons, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,954 6.88%
Sanford, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,592 6.88%
Coshocton, OH (FHA|USDA|VA) 2 $200,000 $100,000 $3,191 7.68%
Bozeman, MT (FHA|USDA|VA) 1 $195,000 $195,000 $6,493 7.55%
MISSOULA, MT (FHA|USDA|VA) 1 $195,000 $195,000 $6,348 7.25%
Hope, AR (FHA|USDA|VA) 1 $195,000 $195,000 $6,431 7.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,682 6.38%
Miami, OK (FHA|USDA|VA) 1 $195,000 $195,000 $9,627 8.35%
BECKLEY, WV (FHA|USDA|VA) 1 $195,000 $195,000 $6,280 11.40%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $190,000 $95,000 $3,296 8.43%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $190,000 $95,000 $3,838 8.43%
Arcadia, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,328 6.38%
Dyersburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $4,587 6.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $185,000 $185,000 $8,388 9.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $185,000 $185,000 $8,837 6.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,751 7.38%
Lufkin, TX (FHA|USDA|VA) 2 $180,000 $90,000 $3,132 8.93%
Pampa, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,555 8.35%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $175,000 $175,000 $10,213 6.88%
Jasper, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,625 8.45%
Russellville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $5,747 8.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $175,000 $175,000 $7,440 7.15%
Ozark, AL (FHA|USDA|VA) 2 $170,000 $85,000 $3,112 9.95%
Indiana, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,130 10.20%
Newberry, SC (FHA|USDA|VA) 1 $165,000 $165,000 $8,117 10.70%
Dublin, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,566 6.88%
Cullowhee, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,434 8.15%
Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,537 9.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $5,232 10.50%
Summerville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,932 6.38%
Bluffton, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,879 6.38%
Thomaston, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,242 8.65%
MORGANTOWN, WV (FHA|USDA|VA) 1 $155,000 $155,000 $5,272 7.95%
SALEM, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,975 9.65%
Glasgow, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,020 12.95%
OWENSBORO, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,270 11.15%
Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,042 7.50%
Vidalia, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,753 7.15%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $4,742 9.10%
Elkins, WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,876 7.80%
Greeneville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $7,066 9.10%
Safford, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $5,146 6.95%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,564 10.65%
MUSKEGON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,483 8.30%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,362 7.70%
Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,541 7.30%
Effingham, IL (FHA|USDA|VA) 1 $135,000 $135,000 $5,130 8.90%
Jennings, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,216 7.55%
Wauchula, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,795 7.35%
Del Rio, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,123 10.70%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,112 10.20%
Newport, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,294 12.40%
Hereford, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,118 8.35%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,303 7.95%
Norwalk, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,191 10.20%
Brenham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,140 10.55%
Rockport, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,084 8.40%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,135 10.50%
Ada, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,247 8.35%
Lamesa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,085 11.05%
El Dorado, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,281 11.35%
LAREDO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,105 9.30%
Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,275 8.10%
Batesville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $7,078 11.30%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,258 8.10%
Searcy, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,299 10.45%
Magnolia, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,318 8.45%
West Point, MS (FHA|USDA|VA) 1 $95,000 $95,000 $3,295 10.65%
GOLDSBORO, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,681 8.00%
Pittsburg, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,253 7.60%
Douglas, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,272 8.70%
Ruston, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,126 9.60%
BURLINGTON, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,340 9.80%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $85,000 $85,000 $2,142 9.70%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,346 9.65%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $3,270 7.70%
Bartlesville, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,200 7.70%
Mount Vernon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,800 8.45%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,624 10.45%
Calhoun, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,331 8.30%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $3,370 9.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,451 8.65%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,140 12.23%
Minden, LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,199 11.20%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $55,000 $55,000 $2,830 10.90%
Southwest Stage Funding's top markets include Austin, Dallas, Charlotte, San Antonio, and Greenville among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,505 $216,685,000 $143,977 $4,888 8.95%
    FHA 617 $148,275,000 $240,316 $6,516 6.21%
    VA 119 $31,885,000 $267,941 $2,299 6.10%

    For 2024, Southwest Stage Funding's most frequently originated type of loan was Conventional, with 1,505 originations. Their 2nd most popular type was FHA, with 617 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,232 $395,200,000 $177,061 $5,171 8.05%
    Refi 9 $1,645,000 $182,778 $11,894 6.89%

    For 2024, Southwest Stage Funding's most frequently cited loan purpose was Home Purchase, with 2,232 originations. The 2nd most popular reason was Refi, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 1,253 $166,745,000 $133,077 $4,267 9.07%
    30+ year 808 $190,980,000 $236,361 $6,687 6.70%
    30 Year 137 $34,105,000 $248,942 $5,331 6.48%
    15 Year 39 $4,365,000 $111,923 $3,831 8.50%
    20 Year 4 $650,000 $162,500 $5,183 7.86%

    For 2024, Southwest Stage Funding's most frequently cited loan duration was Other, with 1,253 originations. The 2nd most popular length was 30+ year, with 808 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 698 $169,180,000 $242,378
    $2k-3k 580 $57,910,000 $99,845
    $5k+ 441 $94,285,000 $213,798
    $4k-5k 354 $54,150,000 $152,966
    $3k-4k 144 $17,320,000 $120,278
    $1k-2k 24 $4,000,000 $166,667

    Southwest Stage Funding's average total fees were $5,331, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 698 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,107 $147,875,000 $133,582
    7-8% 409 $70,635,000 $172,702
    6-7% 377 $81,315,000 $215,690
    5-6% 347 $96,815,000 $279,006
    4-5% 1 $205,000 $205,000

    During 2024, Southwest Stage Funding's average interest rate for loans was 6.48%, while their most frequently originated rate bucket for loans was Over 8%, with 1,107 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,117 $166,655,000 $149,199 $4,802 8.51%
    $200k-400k 718 $186,710,000 $260,042 $6,783 6.73%
    $100,000 or less 380 $31,400,000 $82,632 $3,075 9.31%
    $400k-600k 24 $10,720,000 $446,667 $9,832 5.88%
    $600k-1MM 2 $1,360,000 $680,000 $5,943 5.81%

    2024 saw Southwest Stage Funding place emphasis on $100k-200k loans with 1,117 originations, totaling $166,655,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 807 $129,025,000 $159,882 $4,721 8.16%
    $75k-100k 546 $106,300,000 $194,689 $5,585 7.90%
    $100k-150k 412 $92,450,000 $224,393 $6,538 7.74%
    $50k or less 368 $41,620,000 $113,098 $3,712 8.44%
    $150k-250k 101 $25,805,000 $255,495 $6,848 7.75%
    $250k+ 7 $1,645,000 $235,000 $5,577 7.65%

    Southwest Stage Funding lent most frequently to those with incomes in the $50k-75k range, with 807 originations. The second most popular income band? $75k-100k, with 546 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 399 $63,335,000 $158,734 $5,030 8.39%
    20-30% 258 $38,000,000 $147,287 $4,718 8.42%
    50-60% 253 $62,315,000 $246,304 $6,433 6.20%
    49% 160 $28,110,000 $175,688 $5,247 8.30%
    42% 112 $18,980,000 $169,464 $4,893 8.37%
    48% 107 $18,015,000 $168,364 $4,859 8.12%
    40% 99 $17,045,000 $172,172 $4,751 8.36%
    47% 92 $16,280,000 $176,957 $5,169 8.18%
    45% 90 $17,320,000 $192,444 $5,794 8.05%
    37% 89 $14,025,000 $157,584 $4,676 8.35%
    41% 89 $15,145,000 $170,169 $5,328 8.80%
    46% 89 $17,735,000 $199,270 $5,376 7.88%
    43% 86 $16,160,000 $187,907 $5,190 8.01%
    39% 81 $14,155,000 $174,753 $5,556 8.51%
    36% 73 $12,395,000 $169,795 $5,076 7.98%
    44% 72 $13,090,000 $181,806 $4,985 7.88%
    38% 60 $10,970,000 $182,833 $5,126 7.84%
    <20% 32 $3,770,000 $117,813 $3,776 8.53%

    Southwest Stage Funding lent most frequently to those with DTI ratios of 30-36%, with 399 originations. The next most common DTI ratio? 20-30%, with 258 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,747 $312,055,000 $178,623 $5,264 8.01%
    Black 249 $41,705,000 $167,490 $4,821 8.26%
    Not provided 192 $33,730,000 $175,677 $5,038 8.08%
    American Indian 43 $7,405,000 $172,209 $5,306 7.97%
    Asian 8 $1,660,000 $207,500 $5,920 8.25%
    Native Hawaiian or Islander 2 $290,000 $145,000 $4,923 8.70%

    Approval Rates

    Total approvals of all applications
    88.57%

    Southwest Stage Funding has an average approval rate.

    Pick Rate

    Approvals leading to origination
    99.20%

    Southwest Stage Funding has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,241 $396,845,000 $177,084

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,241 $396,845,000 $177,084

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 9 $755,000 $83,889 $2,878 7.52%
    40-60% 32 $3,060,000 $95,625 $3,521 8.34%
    60-80% 139 $22,915,000 $164,856 $5,367 7.45%
    80-100% 2,006 $359,290,000 $179,108 $5,170 8.08%
    Over 100% 55 $10,825,000 $196,818 $7,180 8.32%