Homeside Financial Mortgage Rates, Fees & Info
LUTHERVILLE TIMONIUM, MDLEI: 549300RN01LBYR8ZVX74
Tax ID: 46-3689142
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Mortgage Data
Review & Overview
Homeside Financial is a small mortgage company specializing in Home Purchase and Refi loans. Homeside Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Raleigh, Columbus, Atlanta, and Charlotte among others. We have data for 346 markets. (Some data included below & more in-depth data is available with an active subscription.)Homeside Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homeside Financial is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 9.00% | 4/5/25 |
| 30 Year Conventional Purchase | 6.95% | 4/5/25 |
| 30 Year Conventional Refi | 7.13% | 4/5/25 |
| 30 Year Cash-out Refi | 7.26% | 4/5/25 |
| 30 Year FHA Purchase | 7.47% | 4/5/25 |
| 30 Year FHA Refi | 7.06% | 4/5/25 |
| 30 Year VA Purchase | 6.61% | 4/5/25 |
| 30 Year VA Refi | 6.23% | 4/5/25 |
| 30 Year USDA Purchase | 7.13% | 4/5/25 |
| 30 Year USDA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 3.80% | 4/5/25 |
| 15 Year Conventional Refi | 6.28% | 4/5/25 |
| 15 Year Cash-out Refi | 6.28% | 4/5/25 |
| 15 Year FHA Purchase | 7.77% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homeside Financial Mortgage Calculator
Your Estimates
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This is not an official calculator from Homeside Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,272Origination Dollar Volume (All Markets)
$1,363,730,000Awards
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HOMESIDE FINANCIAL - 2018
HOMESIDE FINANCIAL is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 664 | $198,930,000 | $299,593 | $7,007 | 4.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 431 | $92,545,000 | $214,722 | $4,640 | 4.87% |
| COLUMBUS, OH (FHA|USDA|VA) | 537 | $91,925,000 | $171,182 | $4,925 | 5.04% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 298 | $52,850,000 | $177,349 | $6,905 | 5.26% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 289 | $52,695,000 | $182,336 | $5,227 | 4.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 217 | $48,375,000 | $222,926 | $6,749 | 5.03% |
| AKRON, OH (FHA|USDA|VA) | 243 | $32,935,000 | $135,535 | $4,431 | 4.89% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 209 | $30,235,000 | $144,665 | $4,990 | 4.96% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 212 | $29,570,000 | $139,481 | $4,598 | 4.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 154 | $29,260,000 | $190,000 | $4,930 | 4.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 107 | $28,955,000 | $270,607 | $8,301 | 5.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 117 | $25,275,000 | $216,026 | $8,092 | 5.16% |
| Outside of Metro Areas | 159 | $24,885,000 | $156,509 | $5,576 | 5.05% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 113 | $24,065,000 | $212,965 | $7,778 | 5.28% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 99 | $23,575,000 | $238,131 | $9,220 | 5.36% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 120 | $23,190,000 | $193,250 | $7,300 | 5.17% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 139 | $22,895,000 | $164,712 | $5,915 | 5.08% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 141 | $22,165,000 | $157,199 | $5,019 | 5.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 124 | $19,650,000 | $158,468 | $6,960 | 5.36% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 89 | $18,395,000 | $206,685 | $4,663 | 4.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 98 | $16,130,000 | $164,592 | $4,815 | 5.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 91 | $15,745,000 | $173,022 | $6,946 | 5.21% |
| WILMINGTON, NC (FHA|USDA|VA) | 73 | $15,395,000 | $210,890 | $4,775 | 4.78% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 75 | $14,225,000 | $189,667 | $7,923 | 5.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 47 | $11,745,000 | $249,894 | $6,600 | 5.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 71 | $11,045,000 | $155,563 | $5,632 | 5.45% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 75 | $10,035,000 | $133,800 | $5,199 | 4.97% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 34 | $9,140,000 | $268,824 | $5,544 | 5.30% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 21 | $9,055,000 | $431,190 | $8,861 | 5.05% |
| RICHMOND, VA (FHA|USDA|VA) | 42 | $9,020,000 | $214,762 | $6,903 | 5.17% |
| MOBILE, AL (FHA|USDA|VA) | 70 | $8,450,000 | $120,714 | $5,075 | 4.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 55 | $8,295,000 | $150,818 | $6,620 | 5.36% |
| PITTSBURGH, PA (FHA|USDA|VA) | 50 | $7,630,000 | $152,600 | $5,908 | 5.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 47 | $7,555,000 | $160,745 | $7,170 | 5.22% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 46 | $7,550,000 | $164,130 | $8,013 | 5.24% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 42 | $7,190,000 | $171,190 | $6,025 | 4.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 37 | $7,115,000 | $192,297 | $5,823 | 4.97% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $7,100,000 | $443,750 | $7,136 | 5.29% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 33 | $5,895,000 | $178,636 | $5,298 | 4.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 31 | $5,265,000 | $169,839 | $6,225 | 4.87% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $5,160,000 | $286,667 | $5,628 | 5.30% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 40 | $5,130,000 | $128,250 | $6,068 | 5.26% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 27 | $5,035,000 | $186,481 | $6,685 | 5.15% |
| SALEM, OR (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $4,695 | 5.24% |
| COLUMBIA, SC (FHA|USDA|VA) | 33 | $4,965,000 | $150,455 | $5,751 | 5.36% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 31 | $4,895,000 | $157,903 | $4,901 | 5.12% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 32 | $4,880,000 | $152,500 | $5,895 | 5.21% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 22 | $4,770,000 | $216,818 | $5,970 | 5.02% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 20 | $4,670,000 | $233,500 | $8,844 | 4.93% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 32 | $4,470,000 | $139,688 | $5,087 | 5.19% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 28 | $4,450,000 | $158,929 | $8,088 | 5.37% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 37 | $4,425,000 | $119,595 | $5,229 | 5.09% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $9,298 | 5.77% |
| LOUISVILLE, KY (FHA|USDA|VA) | 35 | $4,415,000 | $126,143 | $6,793 | 5.15% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 21 | $4,315,000 | $205,476 | $8,123 | 5.23% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 28 | $4,080,000 | $145,714 | $6,529 | 5.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $3,740,000 | $170,000 | $6,330 | 5.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 28 | $3,610,000 | $128,929 | $6,965 | 5.45% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,550,000 | $295,833 | $5,552 | 5.23% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 17 | $3,385,000 | $199,118 | $5,173 | 4.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $3,220,000 | $161,000 | $7,965 | 5.10% |
| Wooster, OH (FHA|USDA|VA) | 18 | $3,140,000 | $174,444 | $5,300 | 5.03% |
| BURLINGTON, NC (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $4,465 | 4.79% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 20 | $3,100,000 | $155,000 | $7,258 | 5.37% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 24 | $3,070,000 | $127,917 | $6,366 | 5.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $2,975,000 | $156,579 | $5,715 | 5.01% |
| TOLEDO, OH (FHA|USDA|VA) | 21 | $2,955,000 | $140,714 | $4,542 | 5.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $2,945,000 | $173,235 | $7,905 | 5.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $7,129 | 5.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $9,041 | 5.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,635,000 | $527,000 | $7,235 | 5.48% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $2,600,000 | $216,667 | $5,819 | 5.27% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 19 | $2,525,000 | $132,895 | $5,228 | 4.93% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $2,460,000 | $175,714 | $7,242 | 5.47% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 15 | $2,215,000 | $147,667 | $7,552 | 5.12% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $4,552 | 5.15% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 18 | $2,140,000 | $118,889 | $5,230 | 5.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $2,135,000 | $125,588 | $6,653 | 5.50% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $5,821 | 5.47% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 14 | $1,860,000 | $132,857 | $7,100 | 4.93% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 17 | $1,815,000 | $106,765 | $3,757 | 4.90% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $8,937 | 4.42% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $6,603 | 5.09% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $7,313 | 5.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $5,608 | 5.33% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $8,636 | 5.19% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 14 | $1,630,000 | $116,429 | $4,816 | 5.02% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $6,520 | 5.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $1,575,000 | $121,154 | $5,805 | 4.82% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $7,723 | 4.86% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $5,719 | 5.11% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $7,686 | 5.20% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $6,654 | 5.11% |
| ROANOKE, VA (FHA|USDA|VA) | 11 | $1,445,000 | $131,364 | $5,356 | 5.16% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $6,238 | 5.44% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $5,627 | 5.47% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $7,512 | 4.85% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 11 | $1,395,000 | $126,818 | $6,078 | 5.39% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $8,388 | 5.08% |
| Marion, OH (FHA|USDA|VA) | 13 | $1,385,000 | $106,538 | $3,455 | 4.95% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,936 | 5.68% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $1,365,000 | $105,000 | $6,032 | 5.21% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $7,050 | 5.50% |
| FLORENCE, SC (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $8,329 | 5.52% |
| Somerset, PA (FHA|USDA|VA) | 14 | $1,260,000 | $90,000 | $5,092 | 4.85% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $5,102 | 4.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,210 | 4.95% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,965 | 5.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $8,861 | 5.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $6,200 | 5.17% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $5,728 | 5.00% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $4,850 | 5.21% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,196 | 6.05% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $11,859 | 5.83% |
| LYNCHBURG, VA (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $5,541 | 5.51% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $6,834 | 5.39% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,887 | 5.20% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,492 | 5.09% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $4,941 | 5.17% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 14 | $990,000 | $70,714 | $3,739 | 4.96% |
| DOVER, DE (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,230 | 5.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $6,038 | 4.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,600 | 4.58% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $6,646 | 5.06% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $7,309 | 4.98% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $6,125 | 5.08% |
| Salem, OH (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $6,638 | 5.29% |
| ALTOONA, PA (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $4,560 | 4.76% |
| Bellefontaine, OH (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $6,032 | 5.25% |
| Shelby, NC (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,185 | 5.08% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $6,985 | 5.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $4,604 | 5.14% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $10,289 | 5.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,647 | 4.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $5,413 | 5.23% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $5,552 | 5.28% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,113 | 5.41% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $740,000 | $92,500 | $5,659 | 5.55% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,435 | 5.25% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $15,310 | 4.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $5,165 | 5.11% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $5,359 | 5.41% |
| READING, PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $6,624 | 4.63% |
| Easton, MD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,672 | 4.83% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $16,238 | 4.67% |
| Henderson, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,858 | 4.46% |
| Newberry, SC (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,176 | 5.45% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $5,381 | 5.08% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,743 | 4.63% |
| LIMA, OH (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $4,610 | 4.94% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,912 | 4.72% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,524 | 5.17% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,954 | 5.19% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,331 | 5.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,473 | 5.28% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,239 | 5.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,964 | 4.79% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $6,231 | 5.05% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $9,240 | 5.47% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,283 | 5.53% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,656 | 5.71% |
| Sanford, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,930 | 4.72% |
| MONROE, LA (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $4,575 | 5.08% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,691 | 6.15% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $6,338 | 4.88% |
| Jasper, AL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $7,130 | 5.23% |
| Forest City, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,063 | 4.79% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $5,860 | 5.19% |
| Urbana, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,956 | 5.33% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,801 | 4.63% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,006 | 5.17% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,355 | 5.50% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,076 | 4.92% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $5,710 | 4.88% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,651 | 4.70% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $13,414 | 6.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,800 | 5.94% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $6,841 | 5.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,955 | 5.38% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,464 | 4.63% |
| Richmond, IN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,276 | 6.22% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,733 | 4.69% |
| Ashland, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,282 | 4.58% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,128 | 6.00% |
| Celina, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,775 | 4.44% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $7,392 | 5.44% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,916 | 5.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,908 | 5.06% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,816 | 5.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,649 | 5.33% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,812 | 5.88% |
| Boone, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,856 | 4.88% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,820 | 5.33% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,901 | 5.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,119 | 5.03% |
| Seneca, SC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,672 | 5.00% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,193 | 6.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,989 | 5.50% |
| MONROE, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,904 | 4.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,423 | 5.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,290 | 5.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,355 | 4.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,094 | 5.38% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,288 | 5.41% |
| Athens, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,592 | 4.75% |
| Edwards, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,642 | 4.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,565 | 4.94% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,824 | 4.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,848 | 5.00% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,596 | 4.50% |
| Findlay, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,906 | 4.63% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,373 | 5.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,186 | 4.88% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,526 | 4.88% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,343 | 5.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,534 | 5.21% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,029 | 5.79% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,159 | 4.56% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $5,440 | 5.56% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,003 | 5.63% |
| DALTON, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,471 | 5.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,433 | 5.71% |
| ERIE, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,360 | 4.96% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,649 | 5.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,013 | 5.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,067 | 5.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,649 | 4.94% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,981 | 4.88% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,448 | 5.71% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,054 | 4.94% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $5,208 | 5.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,029 | 6.06% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,346 | 5.19% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,443 | 4.94% |
| Holland, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,866 | 6.13% |
| St. Marys, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,926 | 5.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,841 | 4.50% |
| Fremont, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,198 | 4.75% |
| Danville, VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,476 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,055 | 5.00% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,097 | 6.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,182 | 5.13% |
| Andrews, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,087 | 5.13% |
| Key West, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,958 | 4.88% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,443 | 4.94% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,809 | 5.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,455 | 5.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,335 | 4.63% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,154 | 5.00% |
| Beeville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,106 | 5.13% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,395 | 4.44% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,488 | 4.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,484 | 4.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,609 | 5.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,547 | 4.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,585 | 4.50% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,907 | 5.19% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,894 | 5.81% |
| Seymour, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,524 | 5.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,874 | 5.44% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $5,395 | 5.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,140 | 4.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,693 | 4.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,750 | 5.75% |
| Sayre, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,240 | 4.69% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,698 | 5.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,232 | 6.25% |
| Atmore, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,918 | 4.69% |
| Cordele, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,693 | 5.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,983 | 4.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,282 | 5.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,392 | 5.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,817 | 4.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,484 | 5.25% |
| London, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,186 | 5.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,708 | 5.06% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,867 | 5.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,738 | 5.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,674 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,993 | 4.75% |
| Washington, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,833 | 4.75% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,481 | 4.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,835 | 4.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,320 | 5.00% |
| Minden, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,336 | 4.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,761 | 4.00% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,251 | 5.25% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,910 | 6.06% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,223 | 4.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,112 | 4.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,991 | 5.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,995 | 5.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,562 | 4.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,241 | 5.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,793 | 4.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,621 | 5.38% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,043 | 4.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,924 | 5.00% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,223 | 4.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,954 | 4.88% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,657 | 4.88% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,856 | 5.06% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,758 | 4.69% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,386 | 5.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,622 | 4.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,289 | 5.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,746 | 4.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,039 | 3.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,878 | 4.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,139 | 4.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,277 | 4.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,510 | 4.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,415 | 5.00% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,800 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,725 | 5.13% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,967 | 6.06% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,743 | 4.94% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,292 | 5.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,693 | 5.44% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,596 | 6.25% |
| Marietta, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,505 | 5.13% |
| Douglas, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,943 | 4.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,023 | 5.00% |
| Tifton, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,007 | 5.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,327 | 5.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,731 | 5.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,974 | 4.88% |
| Warren, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,875 | 4.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,779 | 4.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,841 | 5.25% |
| Peru, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,730 | 4.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,433 | 5.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,191 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,565 | 5.00% |
| Ozark, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,685 | 5.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,445 | 5.63% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,964 | 5.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,105 | 5.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,211 | 5.13% |
| Maysville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,410 | 5.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,361 | 5.00% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,463 | 4.38% |
| Alma, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,244 | 5.25% |
| Jasper, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,159 | 4.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,576 | 4.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,036 | 5.63% |
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Product Mix
For 2018, Homeside Financial's most frequently originated type of loan was Conventional, with 4,164 originations. Their 2nd most popular type was FHA, with 1,417 originations.
Loan Reason
For 2018, Homeside Financial's most frequently cited loan purpose was Home Purchase, with 3,794 originations. The 2nd most popular reason was Refi, with 2,727 originations.
Loan Duration/Length
For 2018, Homeside Financial's most frequently cited loan duration was 30 Year, with 5,795 originations. The 2nd most popular length was 20 Year, with 1,149 originations.
Origination Fees/Closing Costs
Homeside Financial's average total fees were $5,957, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,832 originations.
Interest Rates
During 2018, Homeside Financial's average interest rate for loans was 5.06%, while their most frequently originated rate bucket for loans was 4-5%, with 3,912 originations.
Loan Sizing
2018 saw Homeside Financial place emphasis on $100k-200k loans with 2,964 originations, totaling $438,790,000 in origination value.
Applicant Income
Homeside Financial lent most frequently to those with incomes in the $50k-75k range, with 1,949 originations. The second most popular income band? $100k-150k, with 1,586 originations.
Applicant Debt to Income Ratio
Homeside Financial lent most frequently to those with DTI ratios of 30-36%, with 1,258 originations. The next most common DTI ratio? 20-30%, with 936 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.96%
Homeside Financial has an average approval rate.
Pick Rate
Approvals leading to origination31.77%
Homeside Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,272 | $1,363,730,000 | $187,532 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 28 | $4,720,000 | $168,571 |
| Single Family (1-4 Units):Site-Built | 7,244 | $1,359,010,000 | $187,605 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HOMESTAR FINANCIAL CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 40.0% |
| HOMESTAR FINANCIAL CORPORATION | Conventional home mortgage | Closing on a mortgage | 2 | 40.0% |
| HOMESTAR FINANCIAL CORPORATION | FHA mortgage | Closing on a mortgage | 1 | 20.0% |