Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a mid-sized mortgage company specializing in Home Purchase loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, San Diego, Portland, and Bakersfield among others. We have data for 324 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.72% | 12/17/24 |
| 30 Year FHA Purchase | 7.42% | 12/17/24 |
| 30 Year FHA Refi | 6.98% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.81% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 30 Year USDA Refi | 6.65% | 12/17/24 |
| 15 Year Conventional Purchase | 6.24% | 12/17/24 |
| 15 Year Conventional Refi | 6.09% | 12/17/24 |
| 15 Year Cash-out Refi | 6.09% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
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This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,790Origination Dollar Volume (All Markets)
$4,133,140,000Awards
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Sierra Pacific Mortgage Company - 2018
Sierra Pacific Mortgage Company is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,113 | $515,155,000 | $462,853 | $7,457 | 4.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,214 | $393,280,000 | $323,954 | $5,796 | 4.73% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 483 | $200,825,000 | $415,787 | $7,075 | 4.70% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 621 | $196,225,000 | $315,982 | $5,989 | 4.80% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 808 | $175,490,000 | $217,191 | $6,267 | 4.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 496 | $175,370,000 | $353,569 | $10,089 | 4.85% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 279 | $144,175,000 | $516,756 | $6,993 | 4.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 463 | $118,705,000 | $256,382 | $6,394 | 5.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 435 | $117,005,000 | $268,977 | $6,891 | 4.70% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 342 | $104,170,000 | $304,591 | $7,280 | 4.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 252 | $102,910,000 | $408,373 | $6,390 | 4.75% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 293 | $101,005,000 | $344,727 | $6,510 | 4.84% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 327 | $99,235,000 | $303,471 | $5,956 | 4.77% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 188 | $98,830,000 | $525,691 | $7,809 | 4.69% |
| FRESNO, CA (FHA|USDA|VA) | 372 | $90,400,000 | $243,011 | $5,774 | 4.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 199 | $86,155,000 | $432,940 | $7,107 | 4.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 198 | $65,450,000 | $330,556 | $5,677 | 4.72% |
| Outside of Metro Areas | 304 | $61,440,000 | $202,105 | $4,991 | 4.80% |
| SALINAS, CA (FHA|USDA|VA) | 146 | $57,680,000 | $395,068 | $7,797 | 4.78% |
| RICHMOND, VA (FHA|USDA|VA) | 225 | $52,825,000 | $234,778 | $5,820 | 4.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 113 | $44,875,000 | $397,124 | $6,536 | 4.67% |
| RENO, NV (FHA|USDA|VA) | 137 | $42,405,000 | $309,526 | $5,207 | 4.89% |
| WICHITA, KS (FHA|USDA|VA) | 261 | $38,465,000 | $147,375 | $4,230 | 4.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 144 | $36,080,000 | $250,556 | $4,722 | 4.87% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 71 | $35,495,000 | $499,930 | $5,718 | 4.85% |
| MADERA, CA (FHA|USDA|VA) | 149 | $35,195,000 | $236,208 | $5,053 | 4.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 194 | $34,200,000 | $176,289 | $5,709 | 4.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 96 | $34,150,000 | $355,729 | $6,784 | 4.61% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 105 | $33,315,000 | $317,286 | $5,365 | 4.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 132 | $31,570,000 | $239,167 | $5,092 | 4.82% |
| STOCKTON, CA (FHA|USDA|VA) | 85 | $23,825,000 | $280,294 | $5,488 | 4.78% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 100 | $23,630,000 | $236,300 | $5,653 | 4.83% |
| VALLEJO, CA (FHA|USDA|VA) | 70 | $23,520,000 | $336,000 | $5,014 | 4.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 49 | $21,545,000 | $439,694 | $6,133 | 4.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 111 | $20,335,000 | $183,198 | $4,899 | 4.76% |
| SALEM, OR (FHA|USDA|VA) | 69 | $19,425,000 | $281,522 | $6,373 | 4.80% |
| MERCED, CA (FHA|USDA|VA) | 90 | $18,980,000 | $210,889 | $6,836 | 4.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 129 | $18,885,000 | $146,395 | $4,462 | 4.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 72 | $17,380,000 | $241,389 | $7,028 | 4.70% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 77 | $16,885,000 | $219,286 | $6,315 | 4.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 87 | $16,535,000 | $190,057 | $5,524 | 4.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 72 | $16,370,000 | $227,361 | $4,380 | 4.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 68 | $15,200,000 | $223,529 | $4,936 | 4.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 43 | $14,795,000 | $344,070 | $6,020 | 4.62% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 50 | $14,540,000 | $290,800 | $6,796 | 4.63% |
| REDDING, CA (FHA|USDA|VA) | 60 | $14,080,000 | $234,667 | $4,752 | 4.73% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 48 | $14,030,000 | $292,292 | $8,908 | 4.89% |
| BEND, OR (FHA|USDA|VA) | 40 | $13,880,000 | $347,000 | $5,651 | 4.93% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 56 | $13,790,000 | $246,250 | $6,406 | 4.62% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 48 | $12,830,000 | $267,292 | $6,482 | 4.59% |
| MODESTO, CA (FHA|USDA|VA) | 46 | $11,720,000 | $254,783 | $5,369 | 4.83% |
| Fernley, NV (FHA|USDA|VA) | 49 | $11,455,000 | $233,776 | $5,291 | 4.99% |
| CORVALLIS, OR (FHA|USDA|VA) | 37 | $11,265,000 | $304,459 | $6,335 | 4.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 60 | $10,920,000 | $182,000 | $4,684 | 4.98% |
| YUBA CITY, CA (FHA|USDA|VA) | 44 | $10,410,000 | $236,591 | $4,848 | 4.74% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 38 | $9,140,000 | $240,526 | $6,058 | 4.76% |
| Ukiah, CA (FHA|USDA|VA) | 29 | $8,905,000 | $307,069 | $5,705 | 4.65% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 32 | $8,630,000 | $269,688 | $6,499 | 5.07% |
| Klamath Falls, OR (FHA|USDA|VA) | 46 | $8,120,000 | $176,522 | $4,476 | 4.93% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 38 | $8,090,000 | $212,895 | $5,416 | 4.54% |
| CHICO, CA (FHA|USDA|VA) | 30 | $8,090,000 | $269,667 | $4,968 | 4.68% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 29 | $8,075,000 | $278,448 | $5,785 | 4.77% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 36 | $7,800,000 | $216,667 | $5,094 | 4.59% |
| Richmond-Berea, KY (FHA|USDA|VA) | 48 | $7,480,000 | $155,833 | $5,206 | 4.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $7,280,000 | $280,000 | $6,686 | 4.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $7,275,000 | $250,862 | $4,932 | 4.47% |
| LONGVIEW, WA (FHA|USDA|VA) | 31 | $7,225,000 | $233,065 | $5,790 | 4.91% |
| VISALIA, CA (FHA|USDA|VA) | 36 | $7,100,000 | $197,222 | $6,130 | 4.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 36 | $7,030,000 | $195,278 | $4,485 | 4.84% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 30 | $6,830,000 | $227,667 | $4,915 | 4.83% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 37 | $6,795,000 | $183,649 | $6,350 | 5.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $6,360,000 | $265,000 | $5,977 | 5.01% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 27 | $6,105,000 | $226,111 | $5,851 | 4.58% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 38 | $6,100,000 | $160,526 | $3,450 | 4.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $5,930,000 | $211,786 | $5,662 | 5.12% |
| CARSON CITY, NV (FHA|USDA|VA) | 24 | $5,790,000 | $241,250 | $3,527 | 4.86% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 25 | $5,775,000 | $231,000 | $3,799 | 4.84% |
| EL CENTRO, CA (FHA|USDA|VA) | 29 | $5,385,000 | $185,690 | $4,429 | 4.99% |
| Crescent City, CA (FHA|USDA|VA) | 27 | $5,365,000 | $198,704 | $5,655 | 4.89% |
| MEDFORD, OR (FHA|USDA|VA) | 25 | $5,325,000 | $213,000 | $5,490 | 4.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $5,255,000 | $194,630 | $5,176 | 4.69% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 33 | $5,225,000 | $158,333 | $4,979 | 4.61% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,215,000 | $306,765 | $4,915 | 4.90% |
| MORGANTOWN, WV (FHA|USDA|VA) | 30 | $5,010,000 | $167,000 | $5,508 | 4.83% |
| Clearlake, CA (FHA|USDA|VA) | 22 | $4,880,000 | $221,818 | $6,168 | 4.54% |
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $4,765,000 | $250,789 | $5,193 | 5.27% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 19 | $4,715,000 | $248,158 | $5,439 | 4.64% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 19 | $4,645,000 | $244,474 | $7,837 | 5.27% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 23 | $4,435,000 | $192,826 | $5,040 | 4.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $4,425,000 | $295,000 | $7,418 | 4.77% |
| Fairmont, WV (FHA|USDA|VA) | 28 | $4,260,000 | $152,143 | $5,551 | 5.06% |
| NAPA, CA (FHA|USDA|VA) | 11 | $4,225,000 | $384,091 | $7,972 | 4.66% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 21 | $4,175,000 | $198,810 | $6,035 | 4.74% |
| Outside of Metro Areas | 12 | $4,060,000 | $338,333 | $6,066 | 4.80% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 23 | $3,975,000 | $172,826 | $4,535 | 4.57% |
| Clarksburg, WV (FHA|USDA|VA) | 25 | $3,495,000 | $139,800 | $5,397 | 5.09% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $5,220 | 4.76% |
| Sonora, CA (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $4,637 | 4.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 42 | $3,120,000 | $74,286 | $4,165 | 5.46% |
| Coos Bay, OR (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $5,453 | 4.83% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $4,275 | 4.96% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $6,198 | 4.93% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $2,935,000 | $172,647 | $5,424 | 4.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $2,720,000 | $170,000 | $4,928 | 4.81% |
| OWENSBORO, KY (FHA|USDA|VA) | 21 | $2,695,000 | $128,333 | $5,066 | 5.03% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $10,818 | 4.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $4,709 | 5.04% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $2,355,000 | $181,154 | $5,020 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $6,868 | 4.92% |
| Seneca, SC (FHA|USDA|VA) | 14 | $2,290,000 | $163,571 | $4,732 | 4.92% |
| Centralia, WA (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $5,252 | 4.64% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $4,988 | 5.08% |
| Pahrump, NV (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $6,381 | 5.00% |
| Red Bluff, CA (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,613 | 4.69% |
| Cambridge, MD (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $4,806 | 4.93% |
| Newport, OR (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $6,037 | 5.04% |
| Craig, CO (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $5,911 | 4.48% |
| Edwards, CO (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $4,086 | 5.00% |
| Elko, NV (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $6,600 | 4.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $8,849 | 5.20% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $8,583 | 4.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $5,178 | 4.77% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $6,726 | 4.79% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,320 | 4.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,687 | 4.98% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $6,340 | 4.67% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,234 | 4.93% |
| Jefferson, GA (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $5,057 | 4.94% |
| MADISON, WI (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,567 | 4.47% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,296 | 4.63% |
| Sandpoint, ID (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,753 | 4.55% |
| La Grande, OR (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $5,600 | 4.45% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $4,340 | 4.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $1,335,000 | $89,000 | $3,754 | 5.45% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,872 | 5.15% |
| Easton, MD (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,771 | 4.78% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $5,207 | 5.13% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $14,861 | 5.38% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,680 | 4.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,491 | 5.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $6,365 | 4.52% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,555 | 4.71% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $4,000 | 4.93% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $5,134 | 5.08% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,533 | 5.04% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,154 | 4.54% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $4,443 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,938 | 4.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,259 | 5.08% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,956 | 5.44% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,218 | 4.97% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,486 | 4.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,091 | 4.58% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $4,840 | 4.98% |
| Liberal, KS (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $6,991 | 4.79% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,632 | 4.63% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,310 | 4.58% |
| Astoria, OR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,070 | 4.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,793 | 4.96% |
| Coffeyville, KS (FHA|USDA|VA) | 16 | $830,000 | $51,875 | $3,647 | 5.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $3,862 | 5.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,456 | 4.88% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,236 | 4.38% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,110 | 4.41% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,394 | 4.75% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,698 | 5.19% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,749 | 4.53% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,544 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,867 | 5.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,062 | 5.35% |
| Laconia, NH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,523 | 5.21% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,418 | 5.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,428 | 5.38% |
| Brookings, OR (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,432 | 4.69% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,234 | 4.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,857 | 4.46% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,708 | 5.54% |
| Brevard, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,768 | 5.31% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $2,913 | 5.10% |
| AMES, IA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,129 | 4.54% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,326 | 4.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,390 | 5.13% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,929 | 4.97% |
| Winfield, KS (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,806 | 4.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,668 | 4.19% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,818 | 4.44% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,252 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,594 | 5.29% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,109 | 4.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,368 | 5.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,661 | 4.81% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,249 | 4.97% |
| Keene, NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,745 | 4.50% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,202 | 4.69% |
| Parsons, KS (FHA|USDA|VA) | 8 | $460,000 | $57,500 | $3,594 | 4.81% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,811 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,903 | 4.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,544 | 5.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,235 | 4.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,832 | 5.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,752 | 4.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,890 | 4.96% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,779 | 4.69% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,357 | 5.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,279 | 5.06% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,013 | 4.29% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,194 | 5.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,522 | 5.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,523 | 5.25% |
| Concord, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,089 | 4.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,509 | 4.88% |
| Durant, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,304 | 4.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,777 | 5.19% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,601 | 5.06% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,167 | 5.06% |
| Prineville, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,649 | 5.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,613 | 5.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,483 | 4.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,970 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,264 | 4.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,563 | 4.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,292 | 5.08% |
| Minden, LA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,534 | 5.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,951 | 4.50% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,385 | 5.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,835 | 5.00% |
| FLINT, MI (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $2,271 | 5.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,136 | 5.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,918 | 4.63% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,186 | 4.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,277 | 3.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,476 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,461 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,641 | 5.63% |
| Danville, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,522 | 5.31% |
| MONROE, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,590 | 4.88% |
| Forest City, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,616 | 4.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,422 | 4.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,109 | 4.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,709 | 4.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,573 | 4.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,349 | 5.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,336 | 5.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,760 | 4.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,316 | 5.25% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,153 | 5.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,843 | 4.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,929 | 4.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,257 | 4.25% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,739 | 4.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,098 | 4.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,211 | 4.63% |
| London, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,277 | 5.31% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,816 | 5.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,944 | 5.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,190 | 4.63% |
| Rutland, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,223 | 5.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,976 | 4.56% |
| Bennington, VT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,329 | 4.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,316 | 4.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,033 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,985 | 5.31% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,704 | 4.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,672 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,332 | 5.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,426 | 5.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,166 | 5.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,636 | 5.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,028 | 4.94% |
| Newport, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,090 | 5.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,944 | 4.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,592 | 4.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,089 | 5.13% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,946 | 4.38% |
| Minot, ND (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,869 | 5.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,371 | 4.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,037 | 5.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,161 | 4.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,402 | 4.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,186 | 5.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,426 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,306 | 4.38% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,681 | 4.88% |
| Bedford, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,700 | 4.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,999 | 4.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,332 | 4.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,031 | 4.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,232 | 4.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,377 | 4.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,968 | 4.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,254 | 3.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,894 | 4.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,736 | 4.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,405 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,712 | 5.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,023 | 5.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,446 | 5.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,855 | 4.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,028 | 5.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,879 | 5.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,893 | 3.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,194 | 4.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,720 | 5.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,637 | 5.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,948 | 4.88% |
| TULSA, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,482 | 3.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,623 | 4.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,545 | 5.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,778 | 5.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,456 | 5.50% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,414 | 5.13% |
| New Castle, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,134 | 4.63% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,551 | 4.88% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,456 | 5.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,588 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,365 | 5.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,608 | 4.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,382 | 5.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,790 | 4.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,634 | 5.63% |
| Burley, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,052 | 4.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,108 | 5.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,808 | 5.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,367 | 5.88% |
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Product Mix
For 2018, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 9,762 originations. Their 2nd most popular type was FHA, with 2,773 originations.
Loan Reason
For 2018, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Home Purchase, with 9,931 originations. The 2nd most popular reason was Cash Out Refi, with 1,949 originations.
Loan Duration/Length
For 2018, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 13,240 originations. The 2nd most popular length was 15 Year, with 348 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $6,282, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,275 originations.
Interest Rates
During 2018, Sierra Pacific Mortgage Company's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 9,212 originations.
Loan Sizing
2018 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 6,665 originations, totaling $1,908,305,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 3,363 originations. The second most popular income band? $100k-150k, with 3,162 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 2,207 originations. The next most common DTI ratio? 20-30%, with 1,878 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.59%
Sierra Pacific Mortgage Company has a below average approval rate.
Pick Rate
Approvals leading to origination89.70%
Sierra Pacific Mortgage Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,790 | $4,133,140,000 | $299,720 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 13,790 | $4,133,140,000 | $299,720 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Closing on a mortgage | 2 | 20.0% |
| SIERRA PACIFIC MORTGAGE | VA mortgage | Trouble during payment process | 1 | 10.0% |
| SIERRA PACIFIC MORTGAGE | FHA mortgage | Trouble during payment process | 1 | 10.0% |
| SIERRA PACIFIC MORTGAGE | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Trouble during payment process | 5 | 50.0% |