Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, New York, and Bakersfield among others. We have data for 394 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.72% | 12/17/24 |
| 30 Year FHA Purchase | 7.42% | 12/17/24 |
| 30 Year FHA Refi | 6.98% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.81% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 30 Year USDA Refi | 6.65% | 12/17/24 |
| 15 Year Conventional Purchase | 6.24% | 12/17/24 |
| 15 Year Conventional Refi | 6.09% | 12/17/24 |
| 15 Year Cash-out Refi | 6.09% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
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This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,195Origination Dollar Volume (All Markets)
$5,803,135,000Awards
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Sierra Pacific Mortgage Company - 2019
Sierra Pacific Mortgage Company is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,533 | $679,135,000 | $443,010 | $6,210 | 4.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,407 | $476,835,000 | $338,902 | $5,449 | 4.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 910 | $293,840,000 | $322,901 | $5,719 | 4.14% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 709 | $254,395,000 | $358,808 | $9,552 | 4.28% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 881 | $202,965,000 | $230,380 | $6,627 | 4.26% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 466 | $191,730,000 | $411,438 | $6,060 | 4.09% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 591 | $186,735,000 | $315,964 | $6,393 | 4.12% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 370 | $178,500,000 | $482,432 | $5,567 | 4.15% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 542 | $170,670,000 | $314,889 | $5,728 | 4.11% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 359 | $151,595,000 | $422,270 | $5,877 | 4.08% |
| FRESNO, CA (FHA|USDA|VA) | 551 | $149,835,000 | $271,933 | $6,359 | 4.15% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 491 | $143,135,000 | $291,517 | $6,840 | 4.13% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 353 | $124,635,000 | $353,074 | $6,741 | 4.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 235 | $121,165,000 | $515,596 | $5,990 | 4.06% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 273 | $117,495,000 | $430,385 | $5,891 | 4.16% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 404 | $103,600,000 | $256,436 | $6,052 | 4.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 284 | $103,540,000 | $364,577 | $5,683 | 4.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 410 | $102,960,000 | $251,122 | $4,571 | 4.21% |
| Outside of Metro Areas | 385 | $81,485,000 | $211,649 | $4,866 | 4.27% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 163 | $65,375,000 | $401,074 | $5,365 | 4.03% |
| WICHITA, KS (FHA|USDA|VA) | 412 | $64,730,000 | $157,112 | $3,941 | 4.34% |
| RENO, NV (FHA|USDA|VA) | 193 | $63,635,000 | $329,715 | $4,874 | 4.36% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 309 | $63,275,000 | $204,773 | $4,332 | 4.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 202 | $54,310,000 | $268,861 | $9,052 | 4.34% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 140 | $52,220,000 | $373,000 | $5,813 | 4.36% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 100 | $51,850,000 | $518,500 | $6,347 | 4.22% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 247 | $49,895,000 | $202,004 | $5,704 | 4.25% |
| RICHMOND, VA (FHA|USDA|VA) | 213 | $49,045,000 | $230,258 | $5,740 | 4.31% |
| SALINAS, CA (FHA|USDA|VA) | 125 | $48,315,000 | $386,520 | $8,658 | 4.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 195 | $47,325,000 | $242,692 | $5,113 | 4.16% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 133 | $46,485,000 | $349,511 | $6,319 | 4.19% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 177 | $44,205,000 | $249,746 | $5,163 | 4.25% |
| MADERA, CA (FHA|USDA|VA) | 161 | $42,115,000 | $261,584 | $5,188 | 4.24% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 212 | $41,330,000 | $194,953 | $6,981 | 4.43% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 190 | $39,160,000 | $206,105 | $3,520 | 4.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 147 | $36,735,000 | $249,898 | $5,788 | 3.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 140 | $36,540,000 | $261,000 | $7,293 | 4.37% |
| VALLEJO, CA (FHA|USDA|VA) | 90 | $32,270,000 | $358,556 | $5,745 | 4.19% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 80 | $31,760,000 | $397,000 | $6,433 | 4.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 131 | $31,715,000 | $242,099 | $6,167 | 4.39% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 131 | $30,395,000 | $232,023 | $5,272 | 4.09% |
| BOISE CITY, ID (FHA|USDA|VA) | 102 | $29,920,000 | $293,333 | $6,620 | 4.17% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 119 | $28,555,000 | $239,958 | $6,418 | 4.40% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 96 | $25,240,000 | $262,917 | $5,860 | 4.09% |
| STOCKTON, CA (FHA|USDA|VA) | 79 | $25,165,000 | $318,544 | $5,925 | 4.22% |
| SALEM, OR (FHA|USDA|VA) | 84 | $23,710,000 | $282,262 | $6,556 | 4.16% |
| KNOXVILLE, TN (FHA|USDA|VA) | 108 | $23,470,000 | $217,315 | $5,984 | 4.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 104 | $20,920,000 | $201,154 | $6,227 | 4.24% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 61 | $20,035,000 | $328,443 | $9,059 | 4.39% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 81 | $19,125,000 | $236,111 | $5,935 | 3.96% |
| REDDING, CA (FHA|USDA|VA) | 79 | $18,605,000 | $235,506 | $4,996 | 4.22% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 118 | $18,200,000 | $154,237 | $4,412 | 4.41% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 74 | $17,730,000 | $239,595 | $4,052 | 4.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 63 | $17,535,000 | $278,333 | $6,744 | 4.19% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 57 | $16,495,000 | $289,386 | $7,657 | 3.98% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 65 | $16,335,000 | $251,308 | $6,270 | 4.16% |
| YUBA CITY, CA (FHA|USDA|VA) | 62 | $15,810,000 | $255,000 | $5,059 | 4.17% |
| BEND, OR (FHA|USDA|VA) | 49 | $15,715,000 | $320,714 | $5,335 | 4.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 55 | $14,015,000 | $254,818 | $6,643 | 4.12% |
| CARSON CITY, NV (FHA|USDA|VA) | 54 | $13,970,000 | $258,704 | $4,577 | 4.35% |
| LONGVIEW, WA (FHA|USDA|VA) | 56 | $13,780,000 | $246,071 | $4,437 | 4.42% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 49 | $13,565,000 | $276,837 | $6,645 | 4.23% |
| MODESTO, CA (FHA|USDA|VA) | 42 | $12,930,000 | $307,857 | $6,297 | 4.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 49 | $12,895,000 | $263,163 | $6,082 | 3.97% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 41 | $12,565,000 | $306,463 | $5,237 | 4.24% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 65 | $12,465,000 | $191,769 | $3,344 | 4.30% |
| Fernley, NV (FHA|USDA|VA) | 57 | $12,245,000 | $214,825 | $4,628 | 4.67% |
| Ukiah, CA (FHA|USDA|VA) | 38 | $12,210,000 | $321,316 | $5,630 | 4.11% |
| Klamath Falls, OR (FHA|USDA|VA) | 66 | $12,080,000 | $183,030 | $5,234 | 4.21% |
| Richmond-Berea, KY (FHA|USDA|VA) | 70 | $11,870,000 | $169,571 | $5,437 | 4.43% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 65 | $11,625,000 | $178,846 | $4,615 | 4.10% |
| MERCED, CA (FHA|USDA|VA) | 43 | $10,285,000 | $239,186 | $6,184 | 4.44% |
| LANCASTER, PA (FHA|USDA|VA) | 58 | $9,840,000 | $169,655 | $5,221 | 4.07% |
| LOUISVILLE, KY (FHA|USDA|VA) | 55 | $9,385,000 | $170,636 | $4,637 | 4.53% |
| WILMINGTON, NC (FHA|USDA|VA) | 38 | $9,200,000 | $242,105 | $4,596 | 4.10% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 47 | $9,015,000 | $191,809 | $5,717 | 3.90% |
| MEDFORD, OR (FHA|USDA|VA) | 34 | $8,570,000 | $252,059 | $5,017 | 4.03% |
| CHICO, CA (FHA|USDA|VA) | 31 | $8,345,000 | $269,194 | $4,745 | 4.11% |
| VISALIA, CA (FHA|USDA|VA) | 39 | $8,275,000 | $212,179 | $5,566 | 4.09% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 42 | $7,920,000 | $188,571 | $5,716 | 4.07% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 32 | $7,340,000 | $229,375 | $6,558 | 3.84% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 34 | $7,280,000 | $214,118 | $6,610 | 4.10% |
| NAPA, CA (FHA|USDA|VA) | 14 | $6,960,000 | $497,143 | $7,886 | 4.12% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 26 | $6,790,000 | $261,154 | $5,609 | 4.34% |
| Crescent City, CA (FHA|USDA|VA) | 28 | $6,450,000 | $230,357 | $5,980 | 4.46% |
| CORVALLIS, OR (FHA|USDA|VA) | 22 | $6,150,000 | $279,545 | $5,561 | 4.26% |
| GREELEY, CO (FHA|USDA|VA) | 23 | $5,975,000 | $259,783 | $5,194 | 4.21% |
| Outside of Metro Areas | 19 | $5,885,000 | $309,737 | $4,453 | 4.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $5,635,000 | $268,333 | $6,538 | 4.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 36 | $5,610,000 | $155,833 | $5,122 | 4.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $5,595,000 | $243,261 | $5,168 | 4.54% |
| Fairmont, WV (FHA|USDA|VA) | 40 | $5,580,000 | $139,500 | $5,549 | 4.72% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 21 | $5,375,000 | $255,952 | $5,258 | 4.05% |
| Clearlake, CA (FHA|USDA|VA) | 22 | $5,340,000 | $242,727 | $5,381 | 4.34% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $5,305,000 | $230,652 | $6,194 | 4.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $4,491 | 4.14% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 28 | $5,170,000 | $184,643 | $4,873 | 4.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 20 | $4,810,000 | $240,500 | $4,418 | 4.02% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 27 | $4,735,000 | $175,370 | $4,501 | 4.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 21 | $4,395,000 | $209,286 | $6,298 | 4.39% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 23 | $4,375,000 | $190,217 | $4,088 | 4.28% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $4,360,000 | $218,000 | $5,360 | 4.27% |
| PROVO-OREM, UT (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $3,704 | 4.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 28 | $3,940,000 | $140,714 | $4,326 | 4.47% |
| Clarksburg, WV (FHA|USDA|VA) | 26 | $3,820,000 | $146,923 | $5,351 | 4.85% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $5,445 | 4.23% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $3,720,000 | $232,500 | $5,471 | 3.94% |
| Newport, OR (FHA|USDA|VA) | 18 | $3,600,000 | $200,000 | $4,224 | 4.52% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $3,560,000 | $197,778 | $5,000 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $3,545,000 | $272,692 | $6,647 | 4.49% |
| Sandpoint, ID (FHA|USDA|VA) | 11 | $3,325,000 | $302,273 | $5,537 | 4.17% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 18 | $3,250,000 | $180,556 | $4,940 | 4.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $6,017 | 3.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $3,200,000 | $228,571 | $4,591 | 4.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 13 | $3,135,000 | $241,154 | $7,365 | 3.81% |
| OWENSBORO, KY (FHA|USDA|VA) | 24 | $3,050,000 | $127,083 | $5,266 | 4.74% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $7,281 | 4.36% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $3,020,000 | $215,714 | $5,449 | 3.94% |
| EL CENTRO, CA (FHA|USDA|VA) | 16 | $2,650,000 | $165,625 | $4,004 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $5,047 | 4.08% |
| Astoria, OR (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $3,723 | 4.51% |
| La Grande, OR (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $4,948 | 4.27% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $6,014 | 4.92% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $5,116 | 3.92% |
| APPLETON, WI (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $4,832 | 4.26% |
| Centralia, WA (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,951 | 4.54% |
| Sonora, CA (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $5,843 | 4.00% |
| Prineville, OR (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $4,076 | 4.71% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $5,055 | 4.34% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $4,369 | 4.41% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $10,342 | 4.31% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $1,740,000 | $145,000 | $3,889 | 4.49% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,638 | 4.77% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,212 | 4.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $4,097 | 4.44% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $5,094 | 4.17% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $4,624 | 3.54% |
| Susanville, CA (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,073 | 4.52% |
| Brookings, OR (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $8,019 | 3.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $5,181 | 4.16% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $7,277 | 4.60% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $5,119 | 4.55% |
| Elko, NV (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $5,251 | 4.36% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,630 | 4.17% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $4,765 | 4.14% |
| Seneca, SC (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,798 | 4.30% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $3,727 | 4.21% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $6,356 | 4.69% |
| Coffeyville, KS (FHA|USDA|VA) | 18 | $1,430,000 | $79,444 | $3,800 | 4.44% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $2,498 | 4.57% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $4,309 | 4.54% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $6,308 | 4.45% |
| Mount Sterling, KY (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $5,579 | 4.41% |
| Durant, OK (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $3,964 | 4.15% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,104 | 4.48% |
| Greeneville, TN (FHA|USDA|VA) | 10 | $1,320,000 | $132,000 | $5,611 | 4.39% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,376 | 4.40% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $7,360 | 4.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,653 | 4.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,831 | 4.62% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $4,851 | 5.00% |
| Blackfoot, ID (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,623 | 4.53% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,802 | 4.45% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,211 | 5.13% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,862 | 4.09% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $3,851 | 4.39% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,754 | 3.54% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,526 | 4.10% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,674 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,198 | 3.91% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,386 | 4.22% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,778 | 4.03% |
| Parsons, KS (FHA|USDA|VA) | 16 | $1,000,000 | $62,500 | $4,399 | 4.63% |
| Cambridge, MD (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,385 | 4.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,655 | 4.13% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,287 | 4.22% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,865 | 4.53% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,255 | 3.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $4,577 | 4.29% |
| Hood River, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $6,444 | 4.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,615 | 3.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,829 | 4.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,859 | 4.03% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,500 | 3.92% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,020 | 4.40% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,891 | 4.31% |
| OCALA, FL (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $4,927 | 4.77% |
| Key West, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $8,780 | 4.13% |
| Payson, AZ (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,487 | 3.88% |
| Athens, TN (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,041 | 4.43% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,328 | 4.05% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,609 | 4.62% |
| Brevard, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,532 | 4.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,518 | 4.06% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,026 | 4.22% |
| DOVER, DE (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,634 | 4.17% |
| AKRON, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,694 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,038 | 4.69% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,483 | 3.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,200 | 4.06% |
| Easton, MD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,984 | 4.29% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,624 | 3.88% |
| Thomasville, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,959 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,648 | 4.69% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,589 | 4.19% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,811 | 3.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,215 | 3.75% |
| Scottsburg, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,800 | 4.48% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,049 | 4.29% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,907 | 4.59% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,550 | 4.50% |
| Minot, ND (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,817 | 4.33% |
| TYLER, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,062 | 4.19% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,946 | 4.59% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,773 | 4.58% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,442 | 4.54% |
| Danville, KY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,267 | 4.06% |
| Thomaston, GA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $5,088 | 4.33% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,137 | 4.22% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,070 | 3.92% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,675 | 4.19% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,409 | 4.17% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,749 | 4.00% |
| Craig, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,274 | 4.69% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,369 | 4.79% |
| READING, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,766 | 3.96% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,938 | 4.17% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,326 | 3.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,890 | 4.58% |
| Hailey, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,704 | 3.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,409 | 3.38% |
| Roswell, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,170 | 3.81% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,594 | 4.47% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,734 | 3.88% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,570 | 4.17% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,973 | 4.42% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,905 | 5.03% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,812 | 5.50% |
| Laconia, NH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,406 | 4.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,231 | 3.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,127 | 4.84% |
| Shelton, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,554 | 3.87% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,055 | 4.00% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,879 | 3.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,775 | 3.44% |
| Keene, NH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,557 | 3.75% |
| WACO, TX (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $5,008 | 4.84% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,036 | 3.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,793 | 4.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,161 | 3.62% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,616 | 4.00% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,684 | 4.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,511 | 4.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,155 | 4.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,753 | 3.38% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,222 | 4.00% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,619 | 4.38% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,456 | 4.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,855 | 4.13% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,889 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,319 | 3.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,812 | 4.44% |
| McPherson, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,892 | 4.13% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,627 | 3.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,946 | 5.19% |
| Concord, NH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,049 | 3.88% |
| Austin, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,916 | 3.75% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,532 | 4.06% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,060 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,505 | 4.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,311 | 3.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,161 | 5.31% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,919 | 3.88% |
| Montrose, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,544 | 3.63% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,233 | 5.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,263 | 4.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,805 | 3.69% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,767 | 3.31% |
| Jesup, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,741 | 4.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,542 | 4.31% |
| Granbury, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,784 | 3.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,661 | 4.06% |
| NILES, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,360 | 4.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,380 | 4.88% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,326 | 4.44% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,586 | 3.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,577 | 4.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,551 | 4.00% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,865 | 4.94% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,803 | 4.44% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,234 | 4.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,968 | 4.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,153 | 4.88% |
| Othello, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,532 | 5.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.13% |
| FLINT, MI (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,749 | 4.58% |
| MONROE, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,692 | 3.75% |
| Pullman, WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,484 | 4.06% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,478 | 4.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,014 | 4.88% |
| Branson, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,117 | 4.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,847 | 4.31% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,165 | 4.31% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,131 | 4.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,587 | 5.50% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,656 | 4.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,187 | 3.56% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,565 | 5.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,503 | 3.63% |
| Jennings, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,653 | 4.56% |
| ERIE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,305 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,658 | 4.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,188 | 4.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,977 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,202 | 4.88% |
| Newport, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,687 | 4.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,946 | 4.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,968 | 4.13% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,688 | 3.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,393 | 4.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,938 | 5.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,396 | 4.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,911 | 3.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,328 | 4.69% |
| Central City, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,729 | 5.00% |
| Liberal, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,443 | 4.06% |
| DALTON, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,002 | 3.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,343 | 4.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,803 | 3.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,637 | 4.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,875 | 4.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,437 | 3.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,826 | 4.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,665 | 3.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,063 | 3.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,695 | 4.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,088 | 4.88% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,832 | 3.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,255 | 3.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,554 | 3.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,283 | 4.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,719 | 5.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,016 | 3.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,992 | 4.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,902 | 3.63% |
| Elkins, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,739 | 5.63% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,036 | 4.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,213 | 4.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,906 | 4.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,020 | 3.88% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,211 | 3.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,520 | 4.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,975 | 5.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,020 | 4.13% |
| Minden, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,365 | 5.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,250 | 3.88% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,131 | 4.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,838 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,995 | 3.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,130 | 4.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,360 | 3.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,276 | 3.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,804 | 3.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,389 | 4.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,158 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,569 | 4.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,200 | 4.13% |
| Winfield, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,095 | 4.13% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,256 | 5.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,234 | 5.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,719 | 4.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,096 | 5.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,436 | 5.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,065 | 4.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,246 | 3.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,749 | 4.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,544 | 5.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,421 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,617 | 4.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,250 | 4.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,988 | 4.38% |
| Guymon, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,266 | 4.50% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,866 | 4.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,294 | 5.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,418 | 4.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,668 | 5.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,064 | 4.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,632 | 5.50% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,386 | 5.63% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,299 | 5.50% |
| Decatur, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,128 | 3.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,877 | 4.63% |
| TULSA, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,268 | 4.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,609 | 4.13% |
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Product Mix
For 2019, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 13,818 originations. Their 2nd most popular type was FHA, with 3,780 originations.
Loan Reason
For 2019, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Home Purchase, with 10,824 originations. The 2nd most popular reason was Refi, with 4,357 originations.
Loan Duration/Length
For 2019, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 17,565 originations. The 2nd most popular length was 15 Year, with 1,243 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $6,084, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,234 originations.
Interest Rates
During 2019, Sierra Pacific Mortgage Company's average interest rate for loans was 4.26%, while their most frequently originated rate bucket for loans was 3-4%, with 9,546 originations.
Loan Sizing
2019 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 9,682 originations, totaling $2,795,000,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 4,539 originations. The second most popular income band? $100k-150k, with 4,482 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 3,147 originations. The next most common DTI ratio? 20-30%, with 3,062 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.79%
Sierra Pacific Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination90.36%
Sierra Pacific Mortgage Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,195 | $5,803,135,000 | $302,325 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 19,195 | $5,803,135,000 | $302,325 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Closing on a mortgage | 1 | 9.1% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Trouble during payment process | 8 | 72.7% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 18.2% |