Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, Bakersfield, and San Francisco among others. We have data for 462 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.72% | 12/17/24 |
| 30 Year FHA Purchase | 7.42% | 12/17/24 |
| 30 Year FHA Refi | 6.98% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.81% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 30 Year USDA Refi | 6.65% | 12/17/24 |
| 15 Year Conventional Purchase | 6.24% | 12/17/24 |
| 15 Year Conventional Refi | 6.09% | 12/17/24 |
| 15 Year Cash-out Refi | 6.09% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
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This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
23,632Origination Dollar Volume (All Markets)
$7,268,230,000Awards
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Sierra Pacific Mortgage Company - 2021
Sierra Pacific Mortgage Company is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,382 | $616,710,000 | $446,245 | $4,887 | 2.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,620 | $566,820,000 | $349,889 | $4,424 | 2.96% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,470 | $521,590,000 | $354,823 | $5,276 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1,535 | $404,425,000 | $263,469 | $6,581 | 3.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 563 | $268,225,000 | $476,421 | $4,438 | 2.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 871 | $264,125,000 | $303,243 | $5,885 | 2.89% |
| FRESNO, CA (FHA|USDA|VA) | 803 | $228,585,000 | $284,664 | $5,635 | 2.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 510 | $208,640,000 | $409,098 | $4,509 | 2.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 620 | $204,460,000 | $329,774 | $5,758 | 2.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 471 | $183,715,000 | $390,053 | $4,812 | 2.91% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 432 | $175,100,000 | $405,324 | $9,923 | 2.91% |
| Outside of Metro Areas | 713 | $167,335,000 | $234,691 | $4,864 | 3.02% |
| WICHITA, KS (FHA|USDA|VA) | 791 | $147,475,000 | $186,441 | $4,317 | 3.11% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 406 | $142,720,000 | $351,527 | $6,124 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 419 | $139,925,000 | $333,950 | $4,808 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 477 | $134,315,000 | $281,583 | $5,492 | 3.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 282 | $124,150,000 | $440,248 | $4,791 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 417 | $113,455,000 | $272,074 | $5,120 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 200 | $101,960,000 | $509,800 | $3,672 | 2.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 371 | $101,055,000 | $272,385 | $3,983 | 3.04% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 379 | $84,565,000 | $223,127 | $5,896 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 303 | $83,565,000 | $275,792 | $4,176 | 3.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 199 | $77,775,000 | $390,829 | $3,809 | 2.85% |
| STOCKTON, CA (FHA|USDA|VA) | 207 | $74,785,000 | $361,280 | $5,669 | 3.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 266 | $67,530,000 | $253,872 | $6,295 | 3.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 190 | $63,520,000 | $334,316 | $3,805 | 2.96% |
| RICHMOND, VA (FHA|USDA|VA) | 242 | $60,570,000 | $250,289 | $4,872 | 3.07% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 168 | $60,350,000 | $359,226 | $5,580 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 244 | $55,320,000 | $226,721 | $6,149 | 3.21% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 216 | $52,290,000 | $242,083 | $2,948 | 3.05% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 202 | $50,570,000 | $250,347 | $6,514 | 3.10% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 183 | $50,335,000 | $275,055 | $6,189 | 3.10% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 173 | $50,235,000 | $290,376 | $5,684 | 2.90% |
| RENO, NV (FHA|USDA|VA) | 137 | $48,975,000 | $357,482 | $4,329 | 3.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 168 | $47,660,000 | $283,690 | $5,608 | 2.87% |
| Klamath Falls, OR (FHA|USDA|VA) | 203 | $45,575,000 | $224,507 | $5,073 | 2.97% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 111 | $45,555,000 | $410,405 | $5,802 | 2.92% |
| LANCASTER, PA (FHA|USDA|VA) | 217 | $43,195,000 | $199,055 | $5,607 | 2.95% |
| SALEM, OR (FHA|USDA|VA) | 134 | $42,500,000 | $317,164 | $6,957 | 2.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 102 | $38,210,000 | $374,608 | $4,486 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 130 | $37,830,000 | $291,000 | $5,258 | 3.15% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 148 | $35,720,000 | $241,351 | $5,740 | 3.15% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 114 | $32,430,000 | $284,474 | $7,164 | 2.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 120 | $31,950,000 | $266,250 | $5,496 | 3.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 123 | $30,295,000 | $246,301 | $4,519 | 3.11% |
| MODESTO, CA (FHA|USDA|VA) | 94 | $28,230,000 | $300,319 | $5,229 | 3.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 125 | $26,855,000 | $214,840 | $4,710 | 2.88% |
| VALLEJO, CA (FHA|USDA|VA) | 74 | $26,000,000 | $351,351 | $4,654 | 2.93% |
| SALINAS, CA (FHA|USDA|VA) | 58 | $24,030,000 | $414,310 | $6,034 | 2.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 136 | $23,870,000 | $175,515 | $4,563 | 3.15% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 87 | $22,365,000 | $257,069 | $5,952 | 2.85% |
| MEDFORD, OR (FHA|USDA|VA) | 74 | $21,980,000 | $297,027 | $6,698 | 2.93% |
| REDDING, CA (FHA|USDA|VA) | 83 | $21,595,000 | $260,181 | $3,913 | 3.06% |
| LONGVIEW, WA (FHA|USDA|VA) | 74 | $21,380,000 | $288,919 | $4,613 | 3.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 94 | $21,250,000 | $226,064 | $4,135 | 3.18% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 61 | $20,325,000 | $333,197 | $5,222 | 2.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 72 | $19,770,000 | $274,583 | $5,573 | 2.85% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 87 | $18,975,000 | $218,103 | $5,064 | 3.14% |
| BEND, OR (FHA|USDA|VA) | 55 | $18,135,000 | $329,727 | $4,640 | 2.97% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 88 | $18,030,000 | $204,886 | $5,573 | 3.22% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 47 | $17,945,000 | $381,809 | $5,446 | 2.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 72 | $17,340,000 | $240,833 | $4,383 | 3.02% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 95 | $17,225,000 | $181,316 | $5,968 | 2.99% |
| Ukiah, CA (FHA|USDA|VA) | 46 | $15,610,000 | $339,348 | $4,746 | 2.93% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 53 | $15,445,000 | $291,415 | $4,656 | 3.10% |
| VISALIA, CA (FHA|USDA|VA) | 61 | $14,865,000 | $243,689 | $5,007 | 2.94% |
| YUBA CITY, CA (FHA|USDA|VA) | 48 | $14,390,000 | $299,792 | $6,248 | 3.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 26 | $13,380,000 | $514,615 | $3,893 | 2.95% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 53 | $13,215,000 | $249,340 | $6,166 | 2.92% |
| Fernley, NV (FHA|USDA|VA) | 44 | $13,010,000 | $295,682 | $6,292 | 3.22% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 60 | $12,040,000 | $200,667 | $5,314 | 2.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 37 | $11,725,000 | $316,892 | $5,496 | 3.28% |
| CARSON CITY, NV (FHA|USDA|VA) | 38 | $11,280,000 | $296,842 | $5,173 | 3.15% |
| CHICO, CA (FHA|USDA|VA) | 37 | $11,055,000 | $298,784 | $3,829 | 3.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 53 | $10,905,000 | $205,755 | $4,231 | 2.90% |
| OWENSBORO, KY (FHA|USDA|VA) | 64 | $10,900,000 | $170,313 | $5,358 | 3.14% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 34 | $10,470,000 | $307,941 | $7,689 | 3.12% |
| MERCED, CA (FHA|USDA|VA) | 42 | $10,440,000 | $248,571 | $4,034 | 2.89% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 47 | $10,225,000 | $217,553 | $4,786 | 2.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 39 | $10,175,000 | $260,897 | $4,873 | 2.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 46 | $9,990,000 | $217,174 | $4,416 | 2.96% |
| NAPA, CA (FHA|USDA|VA) | 19 | $9,215,000 | $485,000 | $3,747 | 2.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 29 | $9,115,000 | $314,310 | $4,845 | 2.92% |
| MORGANTOWN, WV (FHA|USDA|VA) | 41 | $8,985,000 | $219,146 | $5,624 | 3.22% |
| EL CENTRO, CA (FHA|USDA|VA) | 38 | $8,840,000 | $232,632 | $5,987 | 2.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 39 | $8,175,000 | $209,615 | $5,847 | 3.05% |
| Crescent City, CA (FHA|USDA|VA) | 35 | $7,965,000 | $227,571 | $5,621 | 3.24% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 26 | $7,890,000 | $303,462 | $6,131 | 3.07% |
| CORVALLIS, OR (FHA|USDA|VA) | 25 | $7,815,000 | $312,600 | $7,010 | 2.91% |
| Richmond-Berea, KY (FHA|USDA|VA) | 39 | $7,565,000 | $193,974 | $5,429 | 3.12% |
| Sonora, CA (FHA|USDA|VA) | 28 | $7,560,000 | $270,000 | $4,966 | 2.90% |
| Fairmont, WV (FHA|USDA|VA) | 45 | $7,385,000 | $164,111 | $5,500 | 3.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 24 | $7,330,000 | $305,417 | $3,447 | 3.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $6,965,000 | $278,600 | $4,396 | 2.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 36 | $6,900,000 | $191,667 | $4,472 | 2.87% |
| Newport, OR (FHA|USDA|VA) | 26 | $6,840,000 | $263,077 | $5,740 | 2.87% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 28 | $6,580,000 | $235,000 | $6,184 | 2.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $6,155,000 | $362,059 | $5,807 | 2.85% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 22 | $5,900,000 | $268,182 | $4,706 | 2.92% |
| La Grande, OR (FHA|USDA|VA) | 31 | $5,885,000 | $189,839 | $4,304 | 2.83% |
| Clarksburg, WV (FHA|USDA|VA) | 33 | $5,645,000 | $171,061 | $5,888 | 3.29% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $5,610,000 | $350,625 | $4,938 | 2.85% |
| Outside of Metro Areas | 15 | $5,545,000 | $369,667 | $5,530 | 2.97% |
| JACKSON, TN (FHA|USDA|VA) | 24 | $5,360,000 | $223,333 | $6,588 | 3.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $5,160,000 | $286,667 | $3,915 | 2.89% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 27 | $5,035,000 | $186,481 | $5,350 | 3.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 16 | $5,030,000 | $314,375 | $7,166 | 2.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 27 | $5,005,000 | $185,370 | $3,994 | 3.18% |
| TUCSON, AZ (FHA|USDA|VA) | 24 | $4,800,000 | $200,000 | $4,484 | 3.17% |
| Brookings, OR (FHA|USDA|VA) | 18 | $4,740,000 | $263,333 | $3,998 | 2.91% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $4,730,000 | $295,625 | $4,909 | 2.91% |
| Seneca, SC (FHA|USDA|VA) | 20 | $4,700,000 | $235,000 | $4,647 | 3.14% |
| COLUMBUS, OH (FHA|USDA|VA) | 22 | $4,700,000 | $213,636 | $3,791 | 2.96% |
| Clearlake, CA (FHA|USDA|VA) | 15 | $4,665,000 | $311,000 | $7,133 | 3.07% |
| TULSA, OK (FHA|USDA|VA) | 22 | $4,630,000 | $210,455 | $5,465 | 3.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 17 | $4,565,000 | $268,529 | $4,608 | 2.99% |
| Roseburg, OR (FHA|USDA|VA) | 20 | $4,490,000 | $224,500 | $4,299 | 3.11% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 17 | $4,465,000 | $262,647 | $8,223 | 2.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $4,300,000 | $238,889 | $5,201 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 20 | $4,210,000 | $210,500 | $4,323 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 17 | $4,145,000 | $243,824 | $7,535 | 2.89% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 17 | $4,095,000 | $240,882 | $5,582 | 2.99% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $4,095,000 | $372,273 | $6,771 | 2.93% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 20 | $4,090,000 | $204,500 | $4,742 | 2.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $4,005,000 | $235,588 | $3,514 | 2.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,875,000 | $258,333 | $5,192 | 3.18% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $4,741 | 3.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $6,830 | 2.67% |
| PROVO-OREM, UT (FHA|USDA|VA) | 13 | $3,635,000 | $279,615 | $3,335 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $7,224 | 3.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 16 | $3,470,000 | $216,875 | $4,623 | 3.20% |
| Prineville, OR (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $4,144 | 2.94% |
| Coos Bay, OR (FHA|USDA|VA) | 14 | $3,360,000 | $240,000 | $3,604 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $9,989 | 3.09% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $4,976 | 2.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $4,587 | 3.18% |
| Centralia, WA (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $4,215 | 3.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $3,508 | 3.08% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $3,040,000 | $253,333 | $6,327 | 2.81% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $6,463 | 3.02% |
| LEBANON, PA (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $6,301 | 2.86% |
| APPLETON, WI (FHA|USDA|VA) | 16 | $2,890,000 | $180,625 | $4,164 | 3.09% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $3,768 | 3.08% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $2,640 | 3.02% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $8,751 | 3.22% |
| GETTYSBURG, PA (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $9,957 | 2.74% |
| Greeneville, TN (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $4,735 | 3.46% |
| Crossville, TN (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $7,347 | 2.86% |
| Red Bluff, CA (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $4,077 | 3.08% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $5,196 | 3.07% |
| Astoria, OR (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $3,840 | 2.92% |
| JONESBORO, AR (FHA|USDA|VA) | 17 | $2,555,000 | $150,294 | $4,626 | 3.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,555,000 | $511,000 | $6,669 | 2.63% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $5,009 | 3.23% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $2,430,000 | $243,000 | $4,815 | 3.01% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $8,599 | 3.06% |
| Concord, NH (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $4,528 | 3.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,270,000 | $378,333 | $7,864 | 2.92% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $3,462 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 13 | $2,195,000 | $168,846 | $6,812 | 2.69% |
| DOVER, DE (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $6,232 | 3.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $5,377 | 2.94% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $4,408 | 3.06% |
| Winfield, KS (FHA|USDA|VA) | 16 | $2,130,000 | $133,125 | $3,798 | 3.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $8,303 | 2.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,105,000 | $191,364 | $3,939 | 3.24% |
| Hood River, OR (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $4,222 | 2.82% |
| READING, PA (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $5,699 | 2.98% |
| AKRON, OH (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $3,293 | 3.06% |
| Elko, NV (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $4,543 | 3.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $8,422 | 2.98% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $5,187 | 3.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $4,594 | 2.80% |
| Athens, TN (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $6,302 | 2.96% |
| Coffeyville, KS (FHA|USDA|VA) | 30 | $1,840,000 | $61,333 | $4,083 | 3.46% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $3,676 | 3.15% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,083 | 2.71% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $4,045 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $4,461 | 3.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $4,446 | 3.48% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $6,316 | 2.94% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $4,552 | 2.72% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $5,890 | 2.91% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $4,430 | 2.72% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $3,215 | 3.08% |
| Laconia, NH (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,585 | 3.02% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $4,661 | 3.02% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $4,775 | 3.11% |
| Parsons, KS (FHA|USDA|VA) | 18 | $1,500,000 | $83,333 | $4,954 | 3.51% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $6,167 | 3.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $3,897 | 3.34% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,977 | 2.91% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $4,720 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,095 | 2.98% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $4,340 | 2.85% |
| Danville, KY (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $4,366 | 3.08% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,104 | 3.15% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $6,159 | 3.25% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $4,715 | 3.21% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $6,042 | 3.53% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $2,849 | 2.78% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,373 | 3.17% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $4,919 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,849 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,039 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $2,879 | 2.77% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,343 | 3.12% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $4,365 | 3.19% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $5,740 | 3.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $4,089 | 2.81% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,098 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,498 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,946 | 3.10% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,328 | 2.87% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,014 | 2.84% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,703 | 2.65% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $6,831 | 3.13% |
| WACO, TX (FHA|USDA|VA) | 10 | $1,040,000 | $104,000 | $3,614 | 2.79% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,715 | 3.33% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $10,473 | 3.44% |
| OCALA, FL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,486 | 2.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,246 | 2.79% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,738 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,909 | 3.35% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $11,758 | 2.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $8,397 | 3.04% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,847 | 2.84% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,786 | 2.88% |
| Durango, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,429 | 3.63% |
| Susanville, CA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $3,756 | 3.18% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,070 | 2.84% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,958 | 2.84% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,875 | 2.91% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,667 | 2.34% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,259 | 3.33% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,455 | 2.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,505 | 2.85% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,109 | 2.56% |
| LAWRENCE, KS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,415 | 2.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,876 | 2.75% |
| Burley, ID (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $8,188 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,995 | 2.56% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,219 | 3.08% |
| Searcy, AR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,708 | 2.97% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,060 | 3.12% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,823 | 2.97% |
| Marion, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,356 | 3.19% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,966 | 2.92% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $29,798 | 3.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,243 | 3.31% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,601 | 2.88% |
| Russellville, AR (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,638 | 3.03% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,141 | 3.17% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,453 | 2.96% |
| London, KY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,892 | 3.33% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,576 | 3.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,597 | 3.60% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $2,464 | 2.78% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,396 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,340 | 2.75% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,671 | 2.58% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,968 | 2.06% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,657 | 2.88% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,412 | 2.63% |
| Somerset, KY (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,447 | 2.72% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,078 | 2.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,649 | 3.08% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,800 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,159 | 2.94% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,972 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,975 | 2.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,524 | 3.33% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,367 | 3.44% |
| Newport, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,471 | 2.69% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,912 | 2.94% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,900 | 3.16% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,956 | 3.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,886 | 2.81% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,526 | 3.19% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,002 | 3.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,379 | 3.63% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,348 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,477 | 2.88% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,955 | 2.81% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,485 | 2.81% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,218 | 3.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,100 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,979 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,556 | 3.12% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,224 | 3.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,496 | 2.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,738 | 3.42% |
| TYLER, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,223 | 2.75% |
| Othello, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,492 | 2.75% |
| El Campo, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,202 | 3.75% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,820 | 3.16% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,511 | 3.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,016 | 3.29% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,557 | 3.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,286 | 3.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,131 | 4.50% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,107 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,634 | 3.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,924 | 3.06% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,718 | 2.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,363 | 2.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,597 | 2.69% |
| Keene, NH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,995 | 3.25% |
| Corinth, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,839 | 3.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,965 | 2.94% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,365 | 2.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,313 | 3.04% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,395 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,215 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,682 | 3.75% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,529 | 3.31% |
| Montrose, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,425 | 2.38% |
| Torrington, CT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,351 | 3.31% |
| Great Bend, KS (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $4,018 | 3.44% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,130 | 2.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,982 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,180 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,812 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,716 | 3.13% |
| Craig, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,515 | 3.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,886 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,100 | 2.38% |
| Berlin, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,375 | 2.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,504 | 2.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,341 | 3.13% |
| Palatka, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,462 | 4.99% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,550 | 2.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,332 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,132 | 2.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,934 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,620 | 3.38% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,383 | 2.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,446 | 2.75% |
| New Castle, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,936 | 2.88% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,968 | 2.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,638 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,538 | 3.38% |
| McPherson, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,756 | 2.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,769 | 3.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,607 | 2.50% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,868 | 3.19% |
| Pullman, WA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,231 | 3.04% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,529 | 2.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,355 | 2.88% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,931 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,833 | 2.88% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,006 | 2.19% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,621 | 3.06% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,830 | 3.63% |
| Pecos, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,350 | 2.88% |
| Urbana, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,392 | 3.06% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,986 | 2.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,734 | 3.13% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,565 | 2.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,687 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,130 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,130 | 2.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,869 | 3.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,081 | 3.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,914 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,036 | 3.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,958 | 2.50% |
| Elkins, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,638 | 3.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,389 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,760 | 2.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,975 | 2.88% |
| ERIE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,747 | 2.25% |
| MADISON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,345 | 2.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,314 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,907 | 4.00% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,435 | 3.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,553 | 3.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,874 | 2.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,926 | 4.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,912 | 3.38% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,682 | 3.75% |
| Marshall, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,250 | 3.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,862 | 2.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,033 | 2.99% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,970 | 3.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,216 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,265 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,574 | 2.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,815 | 3.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,103 | 2.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,388 | 2.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,395 | 3.99% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,449 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,974 | 2.13% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,060 | 3.94% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,896 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,844 | 3.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,948 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,344 | 3.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,171 | 2.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,746 | 2.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,376 | 2.99% |
| Rutland, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,522 | 3.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,641 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,244 | 3.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,017 | 2.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,144 | 2.63% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,697 | 2.88% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,650 | 3.38% |
| Bedford, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,300 | 3.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,899 | 2.50% |
| Central City, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,770 | 3.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,840 | 2.88% |
| Dumas, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,195 | 2.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,203 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,620 | 3.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,713 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,782 | 2.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,034 | 3.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,863 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,081 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,521 | 2.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,105 | 3.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,486 | 3.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,285 | 2.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,995 | 2.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,980 | 2.88% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,579 | 3.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,510 | 3.75% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,402 | 3.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,124 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,487 | 3.63% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,979 | 3.63% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,003 | 3.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,428 | 4.13% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,103 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,119 | 3.38% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,413 | 2.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,963 | 3.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,402 | 3.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,258 | 3.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,747 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,092 | 2.88% |
| Batesville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,398 | 2.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,750 | 3.13% |
| CASPER, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,991 | 3.63% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,286 | 2.99% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,171 | 3.00% |
| Austin, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,792 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,891 | 2.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,911 | 2.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,093 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,377 | 2.75% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,750 | 3.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,408 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,030 | 3.13% |
| Willmar, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,503 | 3.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,376 | 3.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,296 | 3.38% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,941 | 2.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,003 | 2.75% |
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Product Mix
For 2021, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 19,319 originations. Their 2nd most popular type was FHA, with 2,707 originations.
Loan Reason
For 2021, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Home Purchase, with 9,791 originations. The 2nd most popular reason was Refi, with 8,397 originations.
Loan Duration/Length
For 2021, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 19,430 originations. The 2nd most popular length was 15 Year, with 2,114 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $5,590, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,267 originations.
Interest Rates
During 2021, Sierra Pacific Mortgage Company's average interest rate for loans was 3.07%, while their most frequently originated rate bucket for loans was 2.5-3%, with 11,794 originations.
Loan Sizing
2021 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 11,928 originations, totaling $3,455,570,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 5,587 originations. The second most popular income band? $100k-150k, with 5,454 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 4,738 originations. The next most common DTI ratio? 30-36%, with 4,218 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.89%
Sierra Pacific Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination90.20%
Sierra Pacific Mortgage Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 23,632 | $7,268,230,000 | $307,559 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 23,632 | $7,268,230,000 | $307,559 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SIERRA PACIFIC MORTGAGE | Other type of mortgage | Trouble during payment process | 1 | 4.5% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 4.5% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Incorrect information on your report | 1 | 4.5% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Struggling to pay mortgage | 3 | 13.6% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Trouble during payment process | 13 | 59.1% |
| SIERRA PACIFIC MORTGAGE | FHA mortgage | Trouble during payment process | 2 | 9.1% |
| SIERRA PACIFIC MORTGAGE | VA mortgage | Trouble during payment process | 1 | 4.5% |