Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a mid-sized mortgage company specializing in Home Purchase loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Bakersfield, Sacramento, Los Angeles, Miami, and Portland among others. We have data for 393 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.72% | 12/17/24 |
| 30 Year FHA Purchase | 7.42% | 12/17/24 |
| 30 Year FHA Refi | 6.98% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.81% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 30 Year USDA Refi | 6.65% | 12/17/24 |
| 15 Year Conventional Purchase | 6.24% | 12/17/24 |
| 15 Year Conventional Refi | 6.09% | 12/17/24 |
| 15 Year Cash-out Refi | 6.09% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
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This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,469Origination Dollar Volume (All Markets)
$3,525,735,000Awards
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Sierra Pacific Mortgage Company - 2022
Sierra Pacific Mortgage Company is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BAKERSFIELD, CA (FHA|USDA|VA) | 779 | $232,485,000 | $298,440 | $8,998 | 4.87% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 530 | $206,320,000 | $389,283 | $8,364 | 4.82% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 335 | $195,455,000 | $583,448 | $9,854 | 4.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 505 | $187,245,000 | $370,782 | $11,757 | 5.07% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 453 | $182,315,000 | $402,461 | $7,157 | 4.41% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 328 | $107,870,000 | $328,872 | $8,094 | 4.53% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 326 | $102,950,000 | $315,798 | $8,127 | 4.64% |
| WICHITA, KS (FHA|USDA|VA) | 441 | $92,065,000 | $208,764 | $5,803 | 5.20% |
| FRESNO, CA (FHA|USDA|VA) | 262 | $88,070,000 | $336,145 | $8,236 | 4.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 150 | $82,000,000 | $546,667 | $11,313 | 4.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 220 | $81,280,000 | $369,455 | $9,086 | 4.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 212 | $73,810,000 | $348,160 | $9,303 | 5.11% |
| Outside of Metro Areas | 286 | $72,540,000 | $253,636 | $7,154 | 4.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 181 | $71,805,000 | $396,713 | $10,025 | 4.73% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 144 | $63,070,000 | $437,986 | $12,323 | 4.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 122 | $61,490,000 | $504,016 | $9,544 | 4.72% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 170 | $60,210,000 | $354,176 | $6,387 | 4.96% |
| MADERA, CA (FHA|USDA|VA) | 166 | $59,000,000 | $355,422 | $8,375 | 4.92% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 186 | $45,890,000 | $246,720 | $8,149 | 4.91% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 86 | $42,120,000 | $489,767 | $7,990 | 4.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 103 | $39,155,000 | $380,146 | $7,339 | 5.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 118 | $39,110,000 | $331,441 | $6,438 | 4.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 114 | $38,060,000 | $333,860 | $9,837 | 5.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 81 | $35,485,000 | $438,086 | $7,794 | 4.79% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 69 | $34,355,000 | $497,899 | $10,207 | 4.61% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 70 | $32,220,000 | $460,286 | $9,505 | 5.44% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 65 | $31,345,000 | $482,231 | $14,394 | 3.90% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 100 | $28,220,000 | $282,200 | $4,492 | 5.12% |
| SPARTANBURG, SC (FHA|USDA|VA) | 121 | $26,935,000 | $222,603 | $6,884 | 4.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 82 | $26,180,000 | $319,268 | $9,239 | 4.96% |
| STOCKTON, CA (FHA|USDA|VA) | 67 | $26,115,000 | $389,776 | $9,950 | 4.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 80 | $25,940,000 | $324,250 | $8,490 | 4.92% |
| KNOXVILLE, TN (FHA|USDA|VA) | 91 | $25,495,000 | $280,165 | $9,935 | 4.79% |
| Klamath Falls, OR (FHA|USDA|VA) | 99 | $24,865,000 | $251,162 | $7,111 | 4.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 50 | $23,030,000 | $460,600 | $8,825 | 5.33% |
| LANCASTER, PA (FHA|USDA|VA) | 100 | $22,810,000 | $228,100 | $6,982 | 5.21% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 65 | $20,685,000 | $318,231 | $8,298 | 4.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 42 | $20,280,000 | $482,857 | $5,939 | 4.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 31 | $19,715,000 | $635,968 | $9,654 | 5.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 82 | $19,300,000 | $235,366 | $5,978 | 4.76% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 70 | $19,290,000 | $275,571 | $8,560 | 4.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 74 | $18,690,000 | $252,568 | $5,341 | 5.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 49 | $18,055,000 | $368,469 | $10,901 | 5.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 64 | $17,750,000 | $277,344 | $7,982 | 4.59% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 39 | $16,865,000 | $432,436 | $5,916 | 4.40% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 65 | $16,255,000 | $250,077 | $7,648 | 5.42% |
| SALEM, OR (FHA|USDA|VA) | 47 | $16,085,000 | $342,234 | $8,472 | 4.61% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 57 | $15,955,000 | $279,912 | $8,904 | 5.01% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 38 | $15,830,000 | $416,579 | $8,098 | 5.22% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 54 | $15,050,000 | $278,704 | $8,356 | 4.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 46 | $14,830,000 | $322,391 | $8,579 | 5.18% |
| VALLEJO, CA (FHA|USDA|VA) | 33 | $14,785,000 | $448,030 | $10,794 | 4.98% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 29 | $13,795,000 | $475,690 | $11,011 | 4.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 35 | $12,985,000 | $371,000 | $9,927 | 4.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 48 | $12,960,000 | $270,000 | $6,998 | 4.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 52 | $12,780,000 | $245,769 | $6,629 | 4.47% |
| RICHMOND, VA (FHA|USDA|VA) | 47 | $12,395,000 | $263,723 | $6,600 | 4.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 49 | $12,375,000 | $252,551 | $9,495 | 5.02% |
| Newport, OR (FHA|USDA|VA) | 38 | $12,320,000 | $324,211 | $7,620 | 4.43% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 31 | $12,125,000 | $391,129 | $7,096 | 4.02% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 56 | $11,890,000 | $212,321 | $8,031 | 5.48% |
| MODESTO, CA (FHA|USDA|VA) | 29 | $10,425,000 | $359,483 | $10,112 | 5.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 32 | $10,230,000 | $319,688 | $7,499 | 4.85% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 27 | $9,935,000 | $367,963 | $10,040 | 5.56% |
| VISALIA, CA (FHA|USDA|VA) | 39 | $9,685,000 | $248,333 | $8,492 | 5.01% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 26 | $9,450,000 | $363,462 | $8,397 | 4.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 32 | $8,810,000 | $275,313 | $9,809 | 4.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $8,700,000 | $435,000 | $10,927 | 4.92% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 40 | $8,600,000 | $215,000 | $6,485 | 4.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $8,525,000 | $315,741 | $8,758 | 4.62% |
| SALINAS, CA (FHA|USDA|VA) | 14 | $8,430,000 | $602,143 | $9,221 | 4.27% |
| Heber, UT (FHA|USDA|VA) | 16 | $8,330,000 | $520,625 | $9,660 | 5.44% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 39 | $8,175,000 | $209,615 | $7,735 | 5.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 29 | $8,055,000 | $277,759 | $8,146 | 4.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 26 | $7,980,000 | $306,923 | $9,427 | 5.15% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 19 | $7,945,000 | $418,158 | $12,383 | 4.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 32 | $7,930,000 | $247,813 | $8,363 | 4.71% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 28 | $7,890,000 | $281,786 | $8,067 | 4.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 25 | $7,855,000 | $314,200 | $6,090 | 4.87% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 25 | $7,835,000 | $313,400 | $5,547 | 3.59% |
| YUBA CITY, CA (FHA|USDA|VA) | 23 | $7,595,000 | $330,217 | $747,343 | 5.29% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $6,930,000 | $433,125 | $7,423 | 4.34% |
| ST. GEORGE, UT (FHA|USDA|VA) | 13 | $6,895,000 | $530,385 | $11,138 | 4.99% |
| RENO, NV (FHA|USDA|VA) | 18 | $6,840,000 | $380,000 | $6,772 | 4.07% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 29 | $6,725,000 | $231,897 | $7,356 | 4.64% |
| CORVALLIS, OR (FHA|USDA|VA) | 16 | $6,310,000 | $394,375 | $10,060 | 4.33% |
| MEDFORD, OR (FHA|USDA|VA) | 18 | $6,310,000 | $350,556 | $7,994 | 4.37% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 22 | $6,250,000 | $284,091 | $8,957 | 4.27% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $6,135,000 | $409,000 | $11,927 | 4.85% |
| BEND, OR (FHA|USDA|VA) | 14 | $6,050,000 | $432,143 | $7,227 | 4.44% |
| REDDING, CA (FHA|USDA|VA) | 18 | $5,690,000 | $316,111 | $9,581 | 5.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $5,660,000 | $314,444 | $5,469 | 4.62% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 14 | $5,540,000 | $395,714 | $8,612 | 5.03% |
| MORGANTOWN, WV (FHA|USDA|VA) | 22 | $5,330,000 | $242,273 | $9,136 | 5.61% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 21 | $5,315,000 | $253,095 | $6,005 | 4.72% |
| LOUISVILLE, KY (FHA|USDA|VA) | 25 | $4,855,000 | $194,200 | $5,894 | 4.89% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 11 | $4,805,000 | $436,818 | $10,027 | 4.75% |
| Fairmont, WV (FHA|USDA|VA) | 26 | $4,610,000 | $177,308 | $8,550 | 5.16% |
| MERCED, CA (FHA|USDA|VA) | 14 | $4,600,000 | $328,571 | $9,689 | 4.74% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $7,528 | 5.32% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 18 | $4,320,000 | $240,000 | $8,397 | 4.40% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $4,255,000 | $283,667 | $7,771 | 5.30% |
| CHICO, CA (FHA|USDA|VA) | 13 | $4,045,000 | $311,154 | $8,720 | 4.64% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $3,975,000 | $441,667 | $10,715 | 4.87% |
| MORRISTOWN, TN (FHA|USDA|VA) | 19 | $3,895,000 | $205,000 | $8,684 | 4.93% |
| Gaffney, SC (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $8,185 | 5.26% |
| Clarksburg, WV (FHA|USDA|VA) | 25 | $3,765,000 | $150,600 | $6,547 | 5.05% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $7,544 | 4.79% |
| LONGVIEW, WA (FHA|USDA|VA) | 12 | $3,630,000 | $302,500 | $4,884 | 4.74% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $3,610,000 | $300,833 | $7,998 | 4.90% |
| Clearlake, CA (FHA|USDA|VA) | 10 | $3,360,000 | $336,000 | $9,078 | 4.84% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $3,340,000 | $334,000 | $7,940 | 4.54% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $3,310,000 | $275,833 | $8,605 | 5.23% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $3,265,000 | $192,059 | $6,941 | 5.36% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,220,000 | $268,333 | $7,064 | 5.57% |
| Roseburg, OR (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $5,595 | 4.58% |
| CARSON CITY, NV (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $7,523 | 4.24% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,925,000 | $585,000 | $15,677 | 5.55% |
| NAPA, CA (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $9,754 | 4.80% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $6,650 | 3.79% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $7,287 | 4.32% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $8,693 | 5.75% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $7,848 | 4.21% |
| JACKSON, TN (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $6,815 | 3.65% |
| Sonora, CA (FHA|USDA|VA) | 8 | $2,490,000 | $311,250 | $6,996 | 4.61% |
| Crescent City, CA (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $8,635 | 4.50% |
| Pahrump, NV (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $6,465 | 4.62% |
| Greeneville, TN (FHA|USDA|VA) | 14 | $2,360,000 | $168,571 | $7,899 | 5.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $4,514 | 4.75% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $8,646 | 5.30% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $8,320 | 4.10% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $7,747 | 3.84% |
| TULSA, OK (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $6,361 | 3.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $5,262 | 4.18% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $10,677 | 4.68% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $2,070,000 | $517,500 | $11,315 | 5.15% |
| Coffeyville, KS (FHA|USDA|VA) | 25 | $2,065,000 | $82,600 | $4,740 | 5.66% |
| Seneca, SC (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $7,480 | 5.02% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $10,347 | 3.65% |
| Concord, NH (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $13,517 | 5.30% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $15,795 | 4.38% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $8,700 | 4.66% |
| Great Bend, KS (FHA|USDA|VA) | 17 | $1,915,000 | $112,647 | $4,575 | 4.52% |
| Outside of Metro Areas | 6 | $1,910,000 | $318,333 | $5,024 | 6.12% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $7,891 | 4.12% |
| WACO, TX (FHA|USDA|VA) | 12 | $1,790,000 | $149,167 | $5,478 | 4.64% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $6,498 | 3.92% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $7,764 | 4.34% |
| Winfield, KS (FHA|USDA|VA) | 13 | $1,775,000 | $136,538 | $5,171 | 5.67% |
| GETTYSBURG, PA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $7,554 | 5.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $7,715 | 5.03% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $11,574 | 3.71% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $8,521 | 5.36% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $8,852 | 5.38% |
| READING, PA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $8,296 | 4.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $7,612 | 4.53% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $11,407 | 5.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $6,902 | 4.95% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $14,089 | 4.91% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $5,942 | 5.02% |
| La Grande, OR (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $10,138 | 5.10% |
| LEBANON, PA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $6,264 | 4.98% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $5,703 | 6.09% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $6,896 | 4.31% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $4,649 | 5.69% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $9,167 | 4.38% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $8,024 | 4.69% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,231 | 5.47% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,187 | 4.96% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $12,212 | 5.42% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $10,955 | 5.63% |
| Athens, TN (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $10,922 | 5.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $4,756 | 4.91% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $9,753 | 5.81% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $12,886 | 6.21% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $8,229 | 5.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,180 | 6.06% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $10,065 | 4.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,451 | 4.06% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,602 | 4.44% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,223 | 6.08% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,911 | 5.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $8,197 | 4.83% |
| Granbury, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $13,184 | 5.16% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $9,960 | 4.34% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,960 | 3.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,743 | 4.78% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $37,308 | 3.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,046 | 4.09% |
| Payson, AZ (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $8,609 | 4.83% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,101 | 4.02% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,267 | 4.41% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $5,953 | 7.13% |
| Astoria, OR (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $7,903 | 6.42% |
| CASPER, WY (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,904 | 4.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,268 | 4.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $31,046 | 4.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $8,282 | 5.38% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $11,245 | 5.56% |
| Moscow, ID (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $11,772 | 4.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,258 | 6.31% |
| London, KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,525 | 5.93% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,896 | 6.07% |
| The Dalles, OR (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,850 | 3.81% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $14,928 | 4.44% |
| Durango, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,024 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,858 | 4.29% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $16,841 | 5.56% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,368 | 4.97% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,937 | 4.08% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,732 | 5.19% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $11,178 | 4.58% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,628 | 4.81% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,470 | 6.13% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,995 | 3.46% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,789 | 4.19% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,913 | 5.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,116 | 3.42% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,612 | 4.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,985 | 3.42% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,225 | 3.44% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,830 | 4.22% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,878 | 4.50% |
| Centralia, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,814 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,872 | 6.04% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,679 | 7.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,956 | 3.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,450 | 4.00% |
| Big Stone Gap, VA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,025 | 5.80% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $16,512 | 3.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,571 | 5.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,764 | 4.72% |
| FLINT, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,170 | 3.59% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,493 | 3.99% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,655 | 5.69% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,541 | 5.81% |
| Brevard, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,381 | 3.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,867 | 4.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,815 | 4.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,941 | 6.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,801 | 4.94% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,283 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,374 | 3.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,943 | 4.50% |
| Hailey, ID (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,249 | 3.38% |
| Brenham, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,082 | 5.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,732 | 4.19% |
| Parsons, KS (FHA|USDA|VA) | 8 | $520,000 | $65,000 | $4,459 | 5.45% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,082 | 4.50% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,877 | 5.08% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,054 | 5.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,095 | 4.56% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,038 | 5.56% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,444 | 5.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,248 | 4.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,478 | 5.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,267 | 4.88% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,745 | 3.25% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,495 | 5.22% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,506 | 3.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,010 | 4.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,061 | 3.50% |
| Roswell, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,791 | 5.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,799 | 4.56% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,545 | 4.69% |
| Elkins, WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,066 | 5.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,527 | 3.99% |
| Paragould, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,483 | 6.56% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,288 | 3.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,092 | 3.56% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,421 | 6.50% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,719 | 4.75% |
| Burley, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,452 | 2.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,636 | 2.63% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,857 | 4.69% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,585 | 4.56% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,687 | 4.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,199 | 6.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,369 | 5.75% |
| New Castle, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,170 | 6.13% |
| Russellville, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,407 | 3.69% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,127 | 4.19% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,092 | 4.81% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,101 | 3.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,937 | 5.62% |
| Lake City, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,156 | 3.99% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,092 | 5.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,715 | 5.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,677 | 5.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,710 | 5.50% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,630 | 3.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,022 | 6.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,560 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,275 | 3.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,778 | 7.06% |
| Wabash, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,172 | 5.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,750 | 7.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,032 | 5.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,814 | 3.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,845 | 3.50% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,743 | 5.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,333 | 3.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,026 | 3.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,991 | 4.99% |
| Branson, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,280 | 6.99% |
| Altus, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,355 | 5.56% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,435 | 5.19% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,294 | 6.19% |
| MONROE, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,879 | 5.88% |
| Salina, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,528 | 6.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,205 | 3.50% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,668 | 3.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,852 | 3.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,583 | 3.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,736 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,047 | 6.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,848 | 3.99% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,657 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,306 | 4.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,433 | 3.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,319 | 4.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,751 | 4.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,838 | 3.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,203 | 6.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,742 | 4.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,634 | 3.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,579 | 6.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,413 | 4.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,759 | 3.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,198 | 4.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,331 | 5.50% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,323 | 5.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,040 | 2.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,390 | 3.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,034 | 5.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,736 | 6.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,966 | 2.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,014 | 4.99% |
| MADISON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,648 | 3.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,032 | 3.13% |
| AKRON, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,416 | 5.13% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,290 | 2.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,276 | 3.13% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,253 | 3.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,875 | 4.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,026 | 4.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,831 | 3.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,320 | 5.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,771 | 5.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,336 | 4.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,865 | 7.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,139 | 3.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,880 | 6.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,103 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,208 | 5.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,223 | 6.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,224 | 3.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,490 | 5.13% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,476 | 5.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,799 | 6.99% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,118 | 3.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,709 | 6.00% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,417 | 3.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,327 | 4.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $12,157 | 5.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,346 | 5.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,610 | 7.63% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,248 | 4.63% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,798 | 5.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,028 | 4.88% |
| Connersville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,159 | 4.99% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,247 | 6.13% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,950 | 5.99% |
| Guymon, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,661 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,430 | 3.38% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,075 | 5.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,196 | 6.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,600 | 5.13% |
| Meadville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,373 | 3.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,350 | 5.50% |
| Batesville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,073 | 6.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,399 | 5.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,027 | 3.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,558 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,714 | 4.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,081 | 7.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,921 | 2.99% |
| McPherson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,567 | 6.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,906 | 4.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,399 | 4.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,064 | 3.88% |
| Alma, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,745 | 4.75% |
| Liberal, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,748 | 3.25% |
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Product Mix
For 2022, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 7,967 originations. Their 2nd most popular type was FHA, with 1,657 originations.
Loan Reason
For 2022, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Home Purchase, with 7,514 originations. The 2nd most popular reason was Cash Out Refi, with 1,449 originations.
Loan Duration/Length
For 2022, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 9,883 originations. The 2nd most popular length was 15 Year, with 362 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $10,282, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,637 originations.
Interest Rates
During 2022, Sierra Pacific Mortgage Company's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 3-4%, with 2,883 originations.
Loan Sizing
2022 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 5,084 originations, totaling $1,495,730,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 2,527 originations. The second most popular income band? $50k-75k, with 2,428 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 1,578 originations. The next most common DTI ratio? 20-30%, with 1,404 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.86%
Sierra Pacific Mortgage Company has a below average approval rate.
Pick Rate
Approvals leading to origination87.15%
Sierra Pacific Mortgage Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,469 | $3,525,735,000 | $336,779 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,469 | $3,525,735,000 | $336,779 |