Sierra Pacific Mortgage Company Rates, Fees & Info
Los Angeles, CALEI: 254900TTZ395IC926125
Tax ID: 68-0101170
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Mortgage Data
Review & Overview
Sierra Pacific Mortgage Company is a large mortgage company specializing in Refi and Home Purchase loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, San Francisco, and Bakersfield among others. We have data for 400 markets. (Some data included below & more in-depth data is available with an active subscription.)Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.72% | 12/17/24 |
| 30 Year FHA Purchase | 7.42% | 12/17/24 |
| 30 Year FHA Refi | 6.98% | 12/17/24 |
| 30 Year VA Purchase | 6.34% | 12/17/24 |
| 30 Year VA Refi | 5.81% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 30 Year USDA Refi | 6.65% | 12/17/24 |
| 15 Year Conventional Purchase | 6.24% | 12/17/24 |
| 15 Year Conventional Refi | 6.09% | 12/17/24 |
| 15 Year Cash-out Refi | 6.09% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sierra Pacific Mortgage Company Mortgage Calculator
Your Estimates
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This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
28,594Origination Dollar Volume (All Markets)
$8,797,670,000Awards
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Sierra Pacific Mortgage Company - 2020
Sierra Pacific Mortgage Company is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,243 | $941,585,000 | $419,788 | $4,394 | 3.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2,178 | $716,230,000 | $328,848 | $4,361 | 3.15% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,874 | $630,780,000 | $336,596 | $5,584 | 3.16% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 908 | $400,750,000 | $441,355 | $3,536 | 3.04% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1,332 | $336,800,000 | $252,853 | $6,069 | 3.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 802 | $310,850,000 | $387,594 | $4,126 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 962 | $294,770,000 | $306,414 | $6,155 | 3.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 776 | $292,340,000 | $376,727 | $9,866 | 3.29% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 633 | $279,385,000 | $441,367 | $4,130 | 3.03% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 616 | $239,930,000 | $389,497 | $4,277 | 3.18% |
| FRESNO, CA (FHA|USDA|VA) | 837 | $231,365,000 | $276,422 | $5,513 | 3.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 669 | $214,625,000 | $320,815 | $6,114 | 3.14% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 593 | $201,175,000 | $339,250 | $5,236 | 3.06% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 636 | $194,900,000 | $306,447 | $4,874 | 3.32% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 447 | $180,655,000 | $404,150 | $4,073 | 3.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 568 | $148,740,000 | $261,866 | $5,204 | 3.32% |
| WICHITA, KS (FHA|USDA|VA) | 775 | $130,225,000 | $168,032 | $4,269 | 3.32% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 508 | $127,420,000 | $250,827 | $3,514 | 3.26% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 367 | $123,245,000 | $335,817 | $4,138 | 3.16% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 310 | $120,790,000 | $389,645 | $3,885 | 3.03% |
| Outside of Metro Areas | 525 | $117,235,000 | $223,305 | $4,731 | 3.29% |
| MADERA, CA (FHA|USDA|VA) | 348 | $93,540,000 | $268,793 | $4,977 | 3.23% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 302 | $82,180,000 | $272,119 | $4,496 | 3.23% |
| RICHMOND, VA (FHA|USDA|VA) | 293 | $74,145,000 | $253,055 | $5,225 | 3.28% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 221 | $74,115,000 | $335,362 | $5,055 | 3.32% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 327 | $66,795,000 | $204,266 | $5,887 | 3.39% |
| SALINAS, CA (FHA|USDA|VA) | 155 | $61,205,000 | $394,871 | $7,392 | 3.19% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 262 | $60,250,000 | $229,962 | $3,207 | 3.21% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 173 | $60,165,000 | $347,775 | $4,960 | 3.32% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 134 | $60,070,000 | $448,284 | $4,238 | 3.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 272 | $58,540,000 | $215,221 | $6,168 | 3.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 236 | $57,850,000 | $245,127 | $4,826 | 3.33% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 262 | $56,260,000 | $214,733 | $3,899 | 3.24% |
| RENO, NV (FHA|USDA|VA) | 174 | $55,300,000 | $317,816 | $4,180 | 3.24% |
| KNOXVILLE, TN (FHA|USDA|VA) | 246 | $54,850,000 | $222,967 | $6,329 | 3.32% |
| STOCKTON, CA (FHA|USDA|VA) | 149 | $51,115,000 | $343,054 | $4,478 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 202 | $51,030,000 | $252,624 | $5,092 | 3.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 187 | $49,265,000 | $263,449 | $5,623 | 3.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 131 | $47,425,000 | $362,023 | $4,797 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 161 | $44,035,000 | $273,509 | $5,563 | 3.10% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 155 | $41,825,000 | $269,839 | $5,681 | 3.38% |
| LANCASTER, PA (FHA|USDA|VA) | 214 | $41,510,000 | $193,972 | $5,403 | 3.07% |
| SALEM, OR (FHA|USDA|VA) | 148 | $39,440,000 | $266,486 | $6,589 | 3.11% |
| Klamath Falls, OR (FHA|USDA|VA) | 172 | $35,760,000 | $207,907 | $5,104 | 3.24% |
| VALLEJO, CA (FHA|USDA|VA) | 97 | $33,805,000 | $348,505 | $4,446 | 3.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 122 | $33,360,000 | $273,443 | $4,798 | 3.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 143 | $32,575,000 | $227,797 | $6,149 | 3.34% |
| BEND, OR (FHA|USDA|VA) | 90 | $29,940,000 | $332,667 | $5,220 | 3.21% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 95 | $29,825,000 | $313,947 | $5,413 | 3.18% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 78 | $28,660,000 | $367,436 | $10,778 | 3.36% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 107 | $28,655,000 | $267,804 | $7,350 | 3.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 132 | $28,440,000 | $215,455 | $7,179 | 3.67% |
| REDDING, CA (FHA|USDA|VA) | 100 | $25,890,000 | $258,900 | $4,407 | 3.28% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 144 | $25,720,000 | $178,611 | $3,945 | 3.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 80 | $25,420,000 | $317,750 | $6,138 | 3.42% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 100 | $25,370,000 | $253,700 | $6,081 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 87 | $24,185,000 | $277,989 | $8,052 | 3.63% |
| MODESTO, CA (FHA|USDA|VA) | 81 | $21,735,000 | $268,333 | $4,813 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 92 | $20,930,000 | $227,500 | $5,007 | 3.37% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 93 | $20,345,000 | $218,763 | $5,215 | 3.00% |
| VISALIA, CA (FHA|USDA|VA) | 79 | $19,825,000 | $250,949 | $4,688 | 3.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 91 | $19,535,000 | $214,670 | $4,589 | 3.28% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 56 | $18,390,000 | $328,393 | $4,559 | 3.08% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 97 | $17,595,000 | $181,392 | $5,813 | 3.11% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 61 | $17,435,000 | $285,820 | $5,963 | 3.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 66 | $17,430,000 | $264,091 | $3,549 | 3.32% |
| LONGVIEW, WA (FHA|USDA|VA) | 69 | $17,115,000 | $248,043 | $4,276 | 3.44% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 63 | $16,705,000 | $265,159 | $5,289 | 3.20% |
| CARSON CITY, NV (FHA|USDA|VA) | 53 | $15,045,000 | $283,868 | $3,956 | 3.32% |
| MEDFORD, OR (FHA|USDA|VA) | 53 | $14,625,000 | $275,943 | $5,724 | 3.24% |
| JONESBORO, AR (FHA|USDA|VA) | 75 | $14,235,000 | $189,800 | $5,058 | 3.31% |
| YUBA CITY, CA (FHA|USDA|VA) | 49 | $13,585,000 | $277,245 | $5,630 | 3.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 92 | $13,400,000 | $145,652 | $5,228 | 3.45% |
| NAPA, CA (FHA|USDA|VA) | 29 | $11,805,000 | $407,069 | $4,609 | 3.00% |
| Fernley, NV (FHA|USDA|VA) | 43 | $11,145,000 | $259,186 | $4,311 | 3.34% |
| LOUISVILLE, KY (FHA|USDA|VA) | 59 | $11,065,000 | $187,542 | $4,548 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 41 | $11,025,000 | $268,902 | $7,157 | 3.26% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 55 | $10,745,000 | $195,364 | $4,865 | 3.52% |
| WILMINGTON, NC (FHA|USDA|VA) | 42 | $10,490,000 | $249,762 | $4,816 | 3.57% |
| Ukiah, CA (FHA|USDA|VA) | 29 | $9,785,000 | $337,414 | $4,670 | 3.17% |
| CORVALLIS, OR (FHA|USDA|VA) | 28 | $9,630,000 | $343,929 | $7,588 | 3.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 36 | $9,360,000 | $260,000 | $5,150 | 3.17% |
| MORGANTOWN, WV (FHA|USDA|VA) | 44 | $9,020,000 | $205,000 | $6,450 | 3.48% |
| BOISE CITY, ID (FHA|USDA|VA) | 27 | $8,995,000 | $333,148 | $5,330 | 3.35% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 32 | $8,990,000 | $280,938 | $4,732 | 3.12% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 47 | $8,665,000 | $184,362 | $5,576 | 3.15% |
| MERCED, CA (FHA|USDA|VA) | 35 | $8,555,000 | $244,429 | $5,398 | 3.07% |
| PROVO-OREM, UT (FHA|USDA|VA) | 35 | $8,485,000 | $242,429 | $3,783 | 2.92% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 41 | $8,155,000 | $198,902 | $4,777 | 3.37% |
| CHICO, CA (FHA|USDA|VA) | 30 | $8,050,000 | $268,333 | $4,340 | 3.09% |
| Crescent City, CA (FHA|USDA|VA) | 29 | $7,985,000 | $275,345 | $4,990 | 3.47% |
| GREELEY, CO (FHA|USDA|VA) | 25 | $7,755,000 | $310,200 | $5,098 | 3.17% |
| Outside of Metro Areas | 26 | $7,640,000 | $293,846 | $4,811 | 3.24% |
| Clarksburg, WV (FHA|USDA|VA) | 42 | $7,550,000 | $179,762 | $6,222 | 3.52% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $7,320,000 | $261,429 | $4,335 | 3.20% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 30 | $7,140,000 | $238,000 | $4,466 | 3.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 26 | $7,090,000 | $272,692 | $7,159 | 3.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $6,905,000 | $300,217 | $5,650 | 3.48% |
| Sonora, CA (FHA|USDA|VA) | 27 | $6,875,000 | $254,630 | $5,568 | 3.00% |
| Brookings, OR (FHA|USDA|VA) | 22 | $6,570,000 | $298,636 | $3,461 | 3.11% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 30 | $6,270,000 | $209,000 | $5,879 | 3.07% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 30 | $6,260,000 | $208,667 | $5,137 | 3.01% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 32 | $6,070,000 | $189,688 | $5,155 | 3.02% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $6,020,000 | $231,538 | $4,216 | 3.20% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 23 | $5,915,000 | $257,174 | $4,568 | 3.24% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 22 | $5,870,000 | $266,818 | $4,559 | 3.41% |
| APPLETON, WI (FHA|USDA|VA) | 24 | $5,620,000 | $234,167 | $5,418 | 3.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $5,515,000 | $177,903 | $4,954 | 3.46% |
| Fairmont, WV (FHA|USDA|VA) | 37 | $5,395,000 | $145,811 | $5,640 | 3.65% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 20 | $5,190,000 | $259,500 | $6,191 | 3.07% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 25 | $5,125,000 | $205,000 | $6,453 | 3.15% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,105,000 | $268,684 | $4,185 | 2.97% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $4,780,000 | $341,429 | $4,062 | 3.23% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 26 | $4,630,000 | $178,077 | $5,460 | 3.17% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 20 | $4,610,000 | $230,500 | $6,025 | 3.35% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $4,565,000 | $240,263 | $4,730 | 3.34% |
| Prineville, OR (FHA|USDA|VA) | 16 | $4,410,000 | $275,625 | $4,404 | 3.24% |
| Easton, MD (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $5,494 | 2.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 17 | $4,405,000 | $259,118 | $5,120 | 3.36% |
| EL CENTRO, CA (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $5,186 | 3.11% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $4,300,000 | $307,143 | $5,484 | 3.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $4,270,000 | $266,875 | $5,046 | 3.15% |
| Newport, OR (FHA|USDA|VA) | 17 | $4,215,000 | $247,941 | $5,140 | 3.35% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $4,370 | 3.54% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 16 | $4,040,000 | $252,500 | $4,705 | 3.33% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 16 | $4,000,000 | $250,000 | $3,448 | 3.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $3,970,000 | $198,500 | $3,759 | 3.13% |
| La Grande, OR (FHA|USDA|VA) | 18 | $3,900,000 | $216,667 | $4,030 | 3.20% |
| Concord, NH (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $5,802 | 3.28% |
| ROCHESTER, MN (FHA|USDA|VA) | 16 | $3,400,000 | $212,500 | $4,954 | 3.41% |
| Clearlake, CA (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $4,844 | 3.24% |
| Astoria, OR (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $5,050 | 3.18% |
| Sandpoint, ID (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $5,339 | 3.31% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 17 | $3,225,000 | $189,706 | $4,940 | 2.90% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $4,689 | 3.33% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 16 | $3,200,000 | $200,000 | $6,645 | 3.34% |
| PITTSBURGH, PA (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $4,573 | 3.42% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $3,718 | 3.28% |
| Fallon, NV (FHA|USDA|VA) | 14 | $3,060,000 | $218,571 | $6,611 | 3.25% |
| Cambridge, MD (FHA|USDA|VA) | 14 | $3,040,000 | $217,143 | $4,917 | 3.32% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $3,357 | 3.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $3,619 | 3.15% |
| Crossville, TN (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $7,326 | 3.26% |
| Coos Bay, OR (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $4,569 | 3.22% |
| Hood River, OR (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $5,350 | 2.91% |
| LEBANON, PA (FHA|USDA|VA) | 16 | $2,600,000 | $162,500 | $6,143 | 2.93% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $4,914 | 3.16% |
| READING, PA (FHA|USDA|VA) | 15 | $2,535,000 | $169,000 | $5,882 | 2.99% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $3,475 | 3.45% |
| Paragould, AR (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $6,541 | 3.42% |
| Red Bluff, CA (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $4,428 | 3.16% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $7,881 | 3.02% |
| Centralia, WA (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $5,334 | 3.15% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 11 | $2,345,000 | $213,182 | $6,034 | 3.43% |
| Seneca, SC (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $3,905 | 3.41% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $5,540 | 3.97% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $5,185 | 3.55% |
| WENATCHEE, WA (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $7,867 | 3.27% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $3,914 | 3.47% |
| Athens, TN (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,063 | 3.40% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $6,056 | 2.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $5,769 | 3.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $5,249 | 3.43% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $3,205 | 3.20% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $5,767 | 3.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $3,397 | 3.04% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,800 | 2.89% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $3,819 | 3.41% |
| Winfield, KS (FHA|USDA|VA) | 14 | $1,770,000 | $126,429 | $5,079 | 3.46% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $4,605 | 3.27% |
| Elko, NV (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $3,594 | 3.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $4,242 | 3.56% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $7,420 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,533 | 3.55% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $5,591 | 3.33% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $4,168 | 2.83% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $6,345 | 3.35% |
| Greeneville, TN (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $6,315 | 3.07% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $7,957 | 3.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,131 | 3.13% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $5,317 | 3.06% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,927 | 3.20% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $7,694 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $4,107 | 2.67% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $6,429 | 3.11% |
| FLINT, MI (FHA|USDA|VA) | 12 | $1,420,000 | $118,333 | $5,004 | 2.96% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $6,677 | 3.66% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $8,934 | 3.09% |
| Blytheville, AR (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $5,037 | 3.39% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $4,406 | 3.35% |
| Payson, AZ (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,658 | 3.35% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,041 | 3.44% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,948 | 3.67% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $4,079 | 3.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,357 | 3.57% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,516 | 2.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,620 | 3.77% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,511 | 3.28% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,832 | 3.03% |
| Rexburg, ID (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,267 | 3.28% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,125 | 3.70% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $7,883 | 3.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $1,808 | 2.88% |
| Coffeyville, KS (FHA|USDA|VA) | 15 | $1,015,000 | $67,667 | $3,859 | 3.73% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,995 | 3.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,544 | 3.44% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,962 | 2.92% |
| Hutchinson, KS (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $3,861 | 3.45% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,038 | 3.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,494 | 3.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,139 | 2.75% |
| Elkins, WV (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,401 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,781 | 2.75% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,866 | 3.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,965 | 2.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,350 | 3.60% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,395 | 2.72% |
| TULSA, OK (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,262 | 2.59% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,797 | 3.41% |
| Keene, NH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,590 | 3.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,624 | 3.42% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,198 | 2.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,389 | 3.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,294 | 3.47% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,232 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,407 | 3.53% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,359 | 3.54% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,401 | 3.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,874 | 3.20% |
| Moscow, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,374 | 3.00% |
| Montrose, CO (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,132 | 3.29% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,168 | 3.50% |
| Great Bend, KS (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,610 | 3.10% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,729 | 2.54% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,160 | 3.58% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,314 | 3.41% |
| Laconia, NH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,972 | 3.42% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,625 | 3.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,363 | 3.29% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $4,253 | 3.55% |
| MADISON, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,835 | 3.21% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,707 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,394 | 4.04% |
| Parsons, KS (FHA|USDA|VA) | 10 | $570,000 | $57,000 | $3,944 | 3.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,864 | 3.63% |
| Vernal, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,672 | 3.56% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,724 | 3.44% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,707 | 3.42% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,280 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,746 | 3.29% |
| TYLER, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,789 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,803 | 3.38% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,520 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,135 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,881 | 4.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,752 | 3.08% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,068 | 3.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,569 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,916 | 3.13% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,218 | 3.50% |
| Brevard, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,804 | 3.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,423 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,260 | 3.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,428 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,049 | 3.08% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,109 | 3.44% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,625 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,928 | 3.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,920 | 2.94% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,985 | 3.31% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,848 | 3.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,232 | 3.47% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,027 | 3.69% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,010 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,976 | 4.13% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,024 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,976 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,276 | 3.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,540 | 3.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,052 | 2.94% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,071 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,402 | 3.38% |
| Bonham, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,023 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,698 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,177 | 2.88% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,722 | 3.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,725 | 4.38% |
| Torrington, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,211 | 2.50% |
| Searcy, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,193 | 3.19% |
| New Castle, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,329 | 3.19% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,973 | 2.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,050 | 3.63% |
| Berlin, NH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,433 | 2.81% |
| Jasper, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,192 | 4.19% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,466 | 3.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,225 | 2.99% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,032 | 3.00% |
| Salina, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,746 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,965 | 3.81% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,423 | 3.50% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,946 | 3.38% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,468 | 2.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,184 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,763 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,053 | 3.25% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,254 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,139 | 2.88% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,933 | 3.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,502 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,115 | 2.99% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,015 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,308 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,219 | 5.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,742 | 3.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,010 | 3.13% |
| DOVER, DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,738 | 2.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,631 | 3.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,909 | 3.13% |
| Woodward, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,287 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,893 | 3.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,567 | 2.75% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,589 | 3.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,183 | 3.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,884 | 2.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,366 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,774 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,379 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,240 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,439 | 2.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,463 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,046 | 3.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,455 | 3.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,401 | 3.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,397 | 3.88% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,262 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,237 | 2.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,879 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,063 | 3.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,280 | 2.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,394 | 3.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,788 | 3.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,635 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,830 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,150 | 4.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,316 | 4.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,093 | 3.00% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,273 | 3.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,954 | 2.63% |
| Cullman, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,493 | 3.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,761 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,149 | 3.31% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,789 | 3.75% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,438 | 5.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,549 | 3.38% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,570 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,840 | 3.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,998 | 2.50% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,076 | 4.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,160 | 2.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,223 | 3.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,818 | 4.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,541 | 2.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,397 | 2.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,420 | 3.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,631 | 3.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,762 | 3.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,491 | 2.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,913 | 3.88% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,972 | 5.50% |
| Troy, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,310 | 3.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,853 | 2.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,491 | 3.88% |
| Alma, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,640 | 2.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,549 | 3.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,321 | 3.25% |
| Malone, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,528 | 3.50% |
| Jennings, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,355 | 3.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,995 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,383 | 4.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,897 | 3.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $949 | 3.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,273 | 3.13% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,509 | 3.00% |
| Corinth, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,590 | 2.88% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,752 | 4.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,847 | 3.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,342 | 3.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,426 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,473 | 3.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,897 | 2.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,788 | 4.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,913 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,846 | 3.38% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,814 | 5.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,021 | 2.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,733 | 3.25% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,664 | 2.99% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,327 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,146 | 5.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,833 | 3.99% |
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Product Mix
For 2020, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 23,917 originations. Their 2nd most popular type was FHA, with 3,030 originations.
Loan Reason
For 2020, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Refi, with 14,808 originations. The 2nd most popular reason was Home Purchase, with 10,063 originations.
Loan Duration/Length
For 2020, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 22,810 originations. The 2nd most popular length was 15 Year, with 2,962 originations.
Origination Fees/Closing Costs
Sierra Pacific Mortgage Company's average total fees were $5,431, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,757 originations.
Interest Rates
During 2020, Sierra Pacific Mortgage Company's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 14,194 originations.
Loan Sizing
2020 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 15,062 originations, totaling $4,398,970,000 in origination value.
Applicant Income
Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 7,292 originations. The second most popular income band? $50k-75k, with 6,054 originations.
Applicant Debt to Income Ratio
Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 6,489 originations. The next most common DTI ratio? 30-36%, with 5,145 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.32%
Sierra Pacific Mortgage Company has an average approval rate.
Pick Rate
Approvals leading to origination89.79%
Sierra Pacific Mortgage Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 28,594 | $8,797,670,000 | $307,675 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 28,594 | $8,797,670,000 | $307,675 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SIERRA PACIFIC MORTGAGE | FHA mortgage | Trouble during payment process | 1 | 3.8% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Closing on a mortgage | 2 | 7.7% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Incorrect information on your report | 2 | 7.7% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Struggling to pay mortgage | 8 | 30.8% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Trouble during payment process | 10 | 38.5% |
| SIERRA PACIFIC MORTGAGE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 11.5% |