Sierra Pacific Mortgage Company Rates, Fees & Info

Los Angeles, CA

LEI: 254900TTZ395IC926125

Tax ID: 68-0101170

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Mortgage Data

Review & Overview

Sierra Pacific Mortgage Company is a large mortgage company specializing in Refi and Home Purchase loans. Sierra Pacific Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, San Francisco, and Bakersfield among others. We have data for 400 markets. (Some data included below & more in-depth data is available with an active subscription.)

Sierra Pacific Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sierra Pacific Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 3/28/24
30 Year Conventional Refi 6.49% 3/28/24
30 Year Cash-out Refi 6.72% 3/28/24
30 Year FHA Purchase 7.42% 3/28/24
30 Year FHA Refi 6.98% 3/28/24
30 Year VA Purchase 6.34% 3/28/24
30 Year VA Refi 5.81% 3/28/24
30 Year USDA Purchase 6.88% 3/28/24
30 Year USDA Refi 6.65% 3/28/24
15 Year Conventional Purchase 6.24% 3/28/24
15 Year Conventional Refi 6.09% 3/28/24
15 Year Cash-out Refi 6.09% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Sierra Pacific Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Sierra Pacific Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

28,594

Origination Dollar Volume (All Markets)

$8,797,670,000
Show all (36) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,243 $941,585,000 $419,788 $4,394 3.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2,178 $716,230,000 $328,848 $4,361 3.15%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,874 $630,780,000 $336,596 $5,584 3.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 908 $400,750,000 $441,355 $3,536 3.04%
BAKERSFIELD, CA (FHA|USDA|VA) 1,332 $336,800,000 $252,853 $6,069 3.22%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 802 $310,850,000 $387,594 $4,126 3.11%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 962 $294,770,000 $306,414 $6,155 3.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 776 $292,340,000 $376,727 $9,866 3.29%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 633 $279,385,000 $441,367 $4,130 3.03%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 616 $239,930,000 $389,497 $4,277 3.18%
FRESNO, CA (FHA|USDA|VA) 837 $231,365,000 $276,422 $5,513 3.17%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 669 $214,625,000 $320,815 $6,114 3.14%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 593 $201,175,000 $339,250 $5,236 3.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 636 $194,900,000 $306,447 $4,874 3.32%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 447 $180,655,000 $404,150 $4,073 3.14%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 568 $148,740,000 $261,866 $5,204 3.32%
WICHITA, KS (FHA|USDA|VA) 775 $130,225,000 $168,032 $4,269 3.32%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 508 $127,420,000 $250,827 $3,514 3.26%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 367 $123,245,000 $335,817 $4,138 3.16%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 310 $120,790,000 $389,645 $3,885 3.03%
Outside of Metro Areas 525 $117,235,000 $223,305 $4,731 3.29%
MADERA, CA (FHA|USDA|VA) 348 $93,540,000 $268,793 $4,977 3.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 302 $82,180,000 $272,119 $4,496 3.23%
RICHMOND, VA (FHA|USDA|VA) 293 $74,145,000 $253,055 $5,225 3.28%
Gardnerville Ranchos, NV (FHA|USDA|VA) 221 $74,115,000 $335,362 $5,055 3.32%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 327 $66,795,000 $204,266 $5,887 3.39%
SALINAS, CA (FHA|USDA|VA) 155 $61,205,000 $394,871 $7,392 3.19%
KANSAS CITY, MO-KS (FHA|USDA|VA) 262 $60,250,000 $229,962 $3,207 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 173 $60,165,000 $347,775 $4,960 3.32%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 134 $60,070,000 $448,284 $4,238 3.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 272 $58,540,000 $215,221 $6,168 3.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 236 $57,850,000 $245,127 $4,826 3.33%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 262 $56,260,000 $214,733 $3,899 3.24%
RENO, NV (FHA|USDA|VA) 174 $55,300,000 $317,816 $4,180 3.24%
KNOXVILLE, TN (FHA|USDA|VA) 246 $54,850,000 $222,967 $6,329 3.32%
STOCKTON, CA (FHA|USDA|VA) 149 $51,115,000 $343,054 $4,478 3.06%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 202 $51,030,000 $252,624 $5,092 3.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 187 $49,265,000 $263,449 $5,623 3.38%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 131 $47,425,000 $362,023 $4,797 3.18%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 161 $44,035,000 $273,509 $5,563 3.10%
WORCESTER, MA-CT (FHA|USDA|VA) 155 $41,825,000 $269,839 $5,681 3.38%
LANCASTER, PA (FHA|USDA|VA) 214 $41,510,000 $193,972 $5,403 3.07%
SALEM, OR (FHA|USDA|VA) 148 $39,440,000 $266,486 $6,589 3.11%
Klamath Falls, OR (FHA|USDA|VA) 172 $35,760,000 $207,907 $5,104 3.24%
VALLEJO, CA (FHA|USDA|VA) 97 $33,805,000 $348,505 $4,446 3.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 122 $33,360,000 $273,443 $4,798 3.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 143 $32,575,000 $227,797 $6,149 3.34%
BEND, OR (FHA|USDA|VA) 90 $29,940,000 $332,667 $5,220 3.21%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 95 $29,825,000 $313,947 $5,413 3.18%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 78 $28,660,000 $367,436 $10,778 3.36%
ALBANY-LEBANON, OR (FHA|USDA|VA) 107 $28,655,000 $267,804 $7,350 3.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 132 $28,440,000 $215,455 $7,179 3.67%
REDDING, CA (FHA|USDA|VA) 100 $25,890,000 $258,900 $4,407 3.28%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 144 $25,720,000 $178,611 $3,945 3.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 80 $25,420,000 $317,750 $6,138 3.42%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 100 $25,370,000 $253,700 $6,081 3.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 87 $24,185,000 $277,989 $8,052 3.63%
MODESTO, CA (FHA|USDA|VA) 81 $21,735,000 $268,333 $4,813 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 92 $20,930,000 $227,500 $5,007 3.37%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 93 $20,345,000 $218,763 $5,215 3.00%
VISALIA, CA (FHA|USDA|VA) 79 $19,825,000 $250,949 $4,688 3.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 91 $19,535,000 $214,670 $4,589 3.28%
Truckee-Grass Valley, CA (FHA|USDA|VA) 56 $18,390,000 $328,393 $4,559 3.08%
YORK-HANOVER, PA (FHA|USDA|VA) 97 $17,595,000 $181,392 $5,813 3.11%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 61 $17,435,000 $285,820 $5,963 3.13%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 66 $17,430,000 $264,091 $3,549 3.32%
LONGVIEW, WA (FHA|USDA|VA) 69 $17,115,000 $248,043 $4,276 3.44%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 63 $16,705,000 $265,159 $5,289 3.20%
CARSON CITY, NV (FHA|USDA|VA) 53 $15,045,000 $283,868 $3,956 3.32%
MEDFORD, OR (FHA|USDA|VA) 53 $14,625,000 $275,943 $5,724 3.24%
JONESBORO, AR (FHA|USDA|VA) 75 $14,235,000 $189,800 $5,058 3.31%
YUBA CITY, CA (FHA|USDA|VA) 49 $13,585,000 $277,245 $5,630 3.25%
OWENSBORO, KY (FHA|USDA|VA) 92 $13,400,000 $145,652 $5,228 3.45%
NAPA, CA (FHA|USDA|VA) 29 $11,805,000 $407,069 $4,609 3.00%
Fernley, NV (FHA|USDA|VA) 43 $11,145,000 $259,186 $4,311 3.34%
LOUISVILLE, KY (FHA|USDA|VA) 59 $11,065,000 $187,542 $4,548 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $11,025,000 $268,902 $7,157 3.26%
TALLAHASSEE, FL (FHA|USDA|VA) 55 $10,745,000 $195,364 $4,865 3.52%
WILMINGTON, NC (FHA|USDA|VA) 42 $10,490,000 $249,762 $4,816 3.57%
Ukiah, CA (FHA|USDA|VA) 29 $9,785,000 $337,414 $4,670 3.17%
CORVALLIS, OR (FHA|USDA|VA) 28 $9,630,000 $343,929 $7,588 3.06%
SALISBURY, MD-DE (FHA|USDA|VA) 36 $9,360,000 $260,000 $5,150 3.17%
MORGANTOWN, WV (FHA|USDA|VA) 44 $9,020,000 $205,000 $6,450 3.48%
BOISE CITY, ID (FHA|USDA|VA) 27 $8,995,000 $333,148 $5,330 3.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 32 $8,990,000 $280,938 $4,732 3.12%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 47 $8,665,000 $184,362 $5,576 3.15%
MERCED, CA (FHA|USDA|VA) 35 $8,555,000 $244,429 $5,398 3.07%
PROVO-OREM, UT (FHA|USDA|VA) 35 $8,485,000 $242,429 $3,783 2.92%
Hermiston-Pendleton, OR (FHA|USDA|VA) 41 $8,155,000 $198,902 $4,777 3.37%
CHICO, CA (FHA|USDA|VA) 30 $8,050,000 $268,333 $4,340 3.09%
Crescent City, CA (FHA|USDA|VA) 29 $7,985,000 $275,345 $4,990 3.47%
GREELEY, CO (FHA|USDA|VA) 25 $7,755,000 $310,200 $5,098 3.17%
Outside of Metro Areas 26 $7,640,000 $293,846 $4,811 3.24%
Clarksburg, WV (FHA|USDA|VA) 42 $7,550,000 $179,762 $6,222 3.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 28 $7,320,000 $261,429 $4,335 3.20%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 30 $7,140,000 $238,000 $4,466 3.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 26 $7,090,000 $272,692 $7,159 3.15%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 23 $6,905,000 $300,217 $5,650 3.48%
Sonora, CA (FHA|USDA|VA) 27 $6,875,000 $254,630 $5,568 3.00%
Brookings, OR (FHA|USDA|VA) 22 $6,570,000 $298,636 $3,461 3.11%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 30 $6,270,000 $209,000 $5,879 3.07%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 30 $6,260,000 $208,667 $5,137 3.01%
OKLAHOMA CITY, OK (FHA|USDA|VA) 32 $6,070,000 $189,688 $5,155 3.02%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 26 $6,020,000 $231,538 $4,216 3.20%
Eureka-Arcata, CA (FHA|USDA|VA) 23 $5,915,000 $257,174 $4,568 3.24%
WINCHESTER, VA-WV (FHA|USDA|VA) 22 $5,870,000 $266,818 $4,559 3.41%
APPLETON, WI (FHA|USDA|VA) 24 $5,620,000 $234,167 $5,418 3.33%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 31 $5,515,000 $177,903 $4,954 3.46%
Fairmont, WV (FHA|USDA|VA) 37 $5,395,000 $145,811 $5,640 3.65%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 20 $5,190,000 $259,500 $6,191 3.07%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 25 $5,125,000 $205,000 $6,453 3.15%
FORT COLLINS, CO (FHA|USDA|VA) 19 $5,105,000 $268,684 $4,185 2.97%
BOULDER, CO (FHA|USDA|VA) 14 $4,780,000 $341,429 $4,062 3.23%
JOHNSON CITY, TN (FHA|USDA|VA) 26 $4,630,000 $178,077 $5,460 3.17%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $4,610,000 $230,500 $6,025 3.35%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 19 $4,565,000 $240,263 $4,730 3.34%
Prineville, OR (FHA|USDA|VA) 16 $4,410,000 $275,625 $4,404 3.24%
Easton, MD (FHA|USDA|VA) 14 $4,410,000 $315,000 $5,494 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 17 $4,405,000 $259,118 $5,120 3.36%
EL CENTRO, CA (FHA|USDA|VA) 21 $4,325,000 $205,952 $5,186 3.11%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $4,300,000 $307,143 $5,484 3.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $4,270,000 $266,875 $5,046 3.15%
Newport, OR (FHA|USDA|VA) 17 $4,215,000 $247,941 $5,140 3.35%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 19 $4,055,000 $213,421 $4,370 3.54%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $4,040,000 $252,500 $4,705 3.33%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 16 $4,000,000 $250,000 $3,448 3.38%
COLUMBUS, OH (FHA|USDA|VA) 20 $3,970,000 $198,500 $3,759 3.13%
La Grande, OR (FHA|USDA|VA) 18 $3,900,000 $216,667 $4,030 3.20%
Concord, NH (FHA|USDA|VA) 12 $3,400,000 $283,333 $5,802 3.28%
ROCHESTER, MN (FHA|USDA|VA) 16 $3,400,000 $212,500 $4,954 3.41%
Clearlake, CA (FHA|USDA|VA) 13 $3,315,000 $255,000 $4,844 3.24%
Astoria, OR (FHA|USDA|VA) 10 $3,270,000 $327,000 $5,050 3.18%
Sandpoint, ID (FHA|USDA|VA) 11 $3,255,000 $295,909 $5,339 3.31%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $3,225,000 $189,706 $4,940 2.90%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 11 $3,205,000 $291,364 $4,689 3.33%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 16 $3,200,000 $200,000 $6,645 3.34%
PITTSBURGH, PA (FHA|USDA|VA) 15 $3,185,000 $212,333 $4,573 3.42%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $3,140,000 $261,667 $3,718 3.28%
Fallon, NV (FHA|USDA|VA) 14 $3,060,000 $218,571 $6,611 3.25%
Cambridge, MD (FHA|USDA|VA) 14 $3,040,000 $217,143 $4,917 3.32%
FLAGSTAFF, AZ (FHA|USDA|VA) 11 $3,005,000 $273,182 $3,357 3.27%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $3,005,000 $273,182 $3,619 3.15%
Crossville, TN (FHA|USDA|VA) 17 $2,955,000 $173,824 $7,326 3.26%
Coos Bay, OR (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,569 3.22%
Hood River, OR (FHA|USDA|VA) 8 $2,720,000 $340,000 $5,350 2.91%
LEBANON, PA (FHA|USDA|VA) 16 $2,600,000 $162,500 $6,143 2.93%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $2,545,000 $363,571 $4,914 3.16%
READING, PA (FHA|USDA|VA) 15 $2,535,000 $169,000 $5,882 2.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,490,000 $249,000 $3,475 3.45%
Paragould, AR (FHA|USDA|VA) 12 $2,410,000 $200,833 $6,541 3.42%
Red Bluff, CA (FHA|USDA|VA) 10 $2,400,000 $240,000 $4,428 3.16%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,400,000 $400,000 $7,881 3.02%
Centralia, WA (FHA|USDA|VA) 9 $2,375,000 $263,889 $5,334 3.15%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 11 $2,345,000 $213,182 $6,034 3.43%
Seneca, SC (FHA|USDA|VA) 12 $2,340,000 $195,000 $3,905 3.41%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $2,320,000 $290,000 $5,540 3.97%
Edwards, CO (FHA|USDA|VA) 5 $2,265,000 $453,000 $5,185 3.55%
WENATCHEE, WA (FHA|USDA|VA) 7 $2,235,000 $319,286 $7,867 3.27%
TUCSON, AZ (FHA|USDA|VA) 11 $2,235,000 $203,182 $3,914 3.47%
Athens, TN (FHA|USDA|VA) 11 $2,215,000 $201,364 $6,063 3.40%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,180,000 $272,500 $6,056 2.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,105,000 $300,714 $5,769 3.27%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $2,015,000 $183,182 $5,249 3.43%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $2,010,000 $201,000 $3,205 3.20%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $1,950,000 $243,750 $5,767 3.19%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $1,910,000 $318,333 $3,397 3.04%
Roseburg, OR (FHA|USDA|VA) 7 $1,875,000 $267,857 $5,800 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,819 3.41%
Winfield, KS (FHA|USDA|VA) 14 $1,770,000 $126,429 $5,079 3.46%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $1,735,000 $247,857 $4,605 3.27%
Elko, NV (FHA|USDA|VA) 7 $1,685,000 $240,714 $3,594 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $1,665,000 $151,364 $4,242 3.56%
Shelton, WA (FHA|USDA|VA) 5 $1,665,000 $333,000 $7,420 3.22%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,655,000 $236,429 $6,533 3.55%
MORRISTOWN, TN (FHA|USDA|VA) 11 $1,645,000 $149,545 $5,591 3.33%
Breckenridge, CO (FHA|USDA|VA) 6 $1,630,000 $271,667 $4,168 2.83%
LAKE CHARLES, LA (FHA|USDA|VA) 9 $1,625,000 $180,556 $6,345 3.35%
Greeneville, TN (FHA|USDA|VA) 7 $1,575,000 $225,000 $6,315 3.07%
Brainerd, MN (FHA|USDA|VA) 7 $1,535,000 $219,286 $7,957 3.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,131 3.13%
YAKIMA, WA (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,317 3.06%
GETTYSBURG, PA (FHA|USDA|VA) 8 $1,460,000 $182,500 $5,927 3.20%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,440,000 $720,000 $7,694 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $4,107 2.67%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,429 3.11%
FLINT, MI (FHA|USDA|VA) 12 $1,420,000 $118,333 $5,004 2.96%
Key West, FL (FHA|USDA|VA) 3 $1,375,000 $458,333 $6,677 3.66%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,330,000 $332,500 $8,934 3.09%
Blytheville, AR (FHA|USDA|VA) 8 $1,330,000 $166,250 $5,037 3.39%
RACINE, WI (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,406 3.35%
Payson, AZ (FHA|USDA|VA) 6 $1,300,000 $216,667 $4,658 3.35%
WALLA WALLA, WA (FHA|USDA|VA) 4 $1,290,000 $322,500 $4,041 3.44%
EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,270,000 $158,750 $5,948 3.67%
AKRON, OH (FHA|USDA|VA) 8 $1,240,000 $155,000 $4,079 3.50%
Richmond-Berea, KY (FHA|USDA|VA) 5 $1,205,000 $241,000 $6,357 3.57%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,516 2.75%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,620 3.77%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,511 3.28%
Moses Lake, WA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,832 3.03%
Rexburg, ID (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,267 3.28%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,125 3.70%
Ellensburg, WA (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,883 3.25%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $1,808 2.88%
Coffeyville, KS (FHA|USDA|VA) 15 $1,015,000 $67,667 $3,859 3.73%
LYNCHBURG, VA (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,995 3.13%
GREEN BAY, WI (FHA|USDA|VA) 4 $970,000 $242,500 $3,544 3.44%
GRANTS PASS, OR (FHA|USDA|VA) 3 $905,000 $301,667 $6,962 2.92%
Hutchinson, KS (FHA|USDA|VA) 8 $900,000 $112,500 $3,861 3.45%
SPARTANBURG, SC (FHA|USDA|VA) 5 $875,000 $175,000 $3,038 3.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $855,000 $285,000 $5,494 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $855,000 $285,000 $5,139 2.75%
Elkins, WV (FHA|USDA|VA) 4 $850,000 $212,500 $5,401 3.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $840,000 $420,000 $4,781 2.75%
Frankfort, KY (FHA|USDA|VA) 4 $840,000 $210,000 $4,866 3.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $840,000 $210,000 $6,965 2.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $820,000 $136,667 $4,350 3.60%
Cookeville, TN (FHA|USDA|VA) 4 $810,000 $202,500 $8,395 2.72%
TULSA, OK (FHA|USDA|VA) 4 $800,000 $200,000 $6,262 2.59%
DULUTH, MN-WI (FHA|USDA|VA) 4 $800,000 $200,000 $4,797 3.41%
Keene, NH (FHA|USDA|VA) 4 $780,000 $195,000 $4,590 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $765,000 $255,000 $5,624 3.42%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $760,000 $380,000 $6,198 2.81%
ST. GEORGE, UT (FHA|USDA|VA) 3 $735,000 $245,000 $3,389 3.17%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $730,000 $182,500 $3,294 3.47%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $720,000 $180,000 $2,232 3.38%
COLUMBIA, SC (FHA|USDA|VA) 4 $720,000 $180,000 $3,407 3.53%
ST. CLOUD, MN (FHA|USDA|VA) 3 $715,000 $238,333 $5,359 3.54%
MONTGOMERY, AL (FHA|USDA|VA) 2 $700,000 $350,000 $2,401 3.63%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $695,000 $139,000 $3,874 3.20%
Moscow, ID (FHA|USDA|VA) 2 $680,000 $340,000 $9,374 3.00%
Montrose, CO (FHA|USDA|VA) 3 $675,000 $225,000 $5,132 3.29%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $670,000 $167,500 $5,168 3.50%
Great Bend, KS (FHA|USDA|VA) 5 $665,000 $133,000 $3,610 3.10%
Show Low, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $5,729 2.54%
Winnemucca, NV (FHA|USDA|VA) 3 $655,000 $218,333 $6,160 3.58%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $650,000 $162,500 $5,314 3.41%
Laconia, NH (FHA|USDA|VA) 3 $645,000 $215,000 $3,972 3.42%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $640,000 $320,000 $7,625 3.00%
PANAMA CITY, FL (FHA|USDA|VA) 3 $615,000 $205,000 $7,363 3.29%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $605,000 $121,000 $4,253 3.55%
MADISON, WI (FHA|USDA|VA) 3 $605,000 $201,667 $5,835 3.21%
Steamboat Springs, CO (FHA|USDA|VA) 2 $600,000 $300,000 $5,707 3.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $585,000 $195,000 $3,394 4.04%
Parsons, KS (FHA|USDA|VA) 10 $570,000 $57,000 $3,944 3.98%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $570,000 $285,000 $4,864 3.63%
Vernal, UT (FHA|USDA|VA) 2 $570,000 $285,000 $4,672 3.56%
PINE BLUFF, AR (FHA|USDA|VA) 4 $560,000 $140,000 $5,724 3.44%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $545,000 $181,667 $6,707 3.42%
Toccoa, GA (FHA|USDA|VA) 2 $540,000 $270,000 $3,280 3.25%
ROANOKE, VA (FHA|USDA|VA) 3 $535,000 $178,333 $5,746 3.29%
TYLER, TX (FHA|USDA|VA) 1 $515,000 $515,000 $2,789 3.25%
Susanville, CA (FHA|USDA|VA) 3 $495,000 $165,000 $2,803 3.38%
Morehead City, NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,520 3.00%
Pahrump, NV (FHA|USDA|VA) 3 $495,000 $165,000 $3,135 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $485,000 $485,000 $3,881 4.00%
JACKSON, TN (FHA|USDA|VA) 3 $485,000 $161,667 $6,752 3.08%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $480,000 $240,000 $4,068 3.06%
BURLINGTON, NC (FHA|USDA|VA) 2 $470,000 $235,000 $3,569 3.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $470,000 $235,000 $6,916 3.13%
Warrensburg, MO (FHA|USDA|VA) 1 $465,000 $465,000 $2,218 3.50%
Brevard, NC (FHA|USDA|VA) 1 $465,000 $465,000 $3,804 3.63%
HARRISONBURG, VA (FHA|USDA|VA) 2 $460,000 $230,000 $4,423 3.00%
SAVANNAH, GA (FHA|USDA|VA) 1 $455,000 $455,000 $4,260 3.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $455,000 $455,000 $3,428 3.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,049 3.08%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $440,000 $220,000 $4,109 3.44%
ABILENE, TX (FHA|USDA|VA) 2 $430,000 $215,000 $7,625 3.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $430,000 $215,000 $3,928 3.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $430,000 $215,000 $6,920 2.94%
PUEBLO, CO (FHA|USDA|VA) 2 $430,000 $215,000 $4,985 3.31%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $410,000 $205,000 $3,848 3.31%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $410,000 $102,500 $3,232 3.47%
LOGAN, UT-ID (FHA|USDA|VA) 2 $400,000 $200,000 $4,027 3.69%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $400,000 $200,000 $4,010 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 1 $395,000 $395,000 $4,976 4.13%
Tahlequah, OK (FHA|USDA|VA) 1 $385,000 $385,000 $6,024 3.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $355,000 $355,000 $6,976 3.25%
Bardstown, KY (FHA|USDA|VA) 3 $355,000 $118,333 $4,276 3.17%
BRUNSWICK, GA (FHA|USDA|VA) 1 $355,000 $355,000 $7,540 3.13%
LONGVIEW, TX (FHA|USDA|VA) 2 $350,000 $175,000 $5,052 2.94%
Cedar City, UT (FHA|USDA|VA) 1 $345,000 $345,000 $4,071 2.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $345,000 $345,000 $3,402 3.38%
Bonham, TX (FHA|USDA|VA) 1 $345,000 $345,000 $8,023 2.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $335,000 $335,000 $15,698 3.25%
Lebanon, NH-VT (FHA|USDA|VA) 2 $330,000 $165,000 $3,177 2.88%
Sevierville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $4,722 3.13%
Danville, KY (FHA|USDA|VA) 1 $325,000 $325,000 $2,725 4.38%
Torrington, CT (FHA|USDA|VA) 1 $325,000 $325,000 $14,211 2.50%
Searcy, AR (FHA|USDA|VA) 2 $320,000 $160,000 $5,193 3.19%
New Castle, IN (FHA|USDA|VA) 2 $320,000 $160,000 $6,329 3.19%
BECKLEY, WV (FHA|USDA|VA) 1 $305,000 $305,000 $7,973 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $300,000 $150,000 $5,050 3.63%
Berlin, NH (FHA|USDA|VA) 2 $290,000 $145,000 $3,433 2.81%
Jasper, IN (FHA|USDA|VA) 2 $290,000 $145,000 $7,192 4.19%
Scottsburg, IN (FHA|USDA|VA) 2 $290,000 $145,000 $3,466 3.13%
Mountain Home, AR (FHA|USDA|VA) 1 $285,000 $285,000 $7,225 2.99%
Kalispell, MT (FHA|USDA|VA) 1 $285,000 $285,000 $13,032 3.00%
Salina, KS (FHA|USDA|VA) 1 $285,000 $285,000 $2,746 2.88%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $280,000 $140,000 $4,965 3.81%
Sheridan, WY (FHA|USDA|VA) 1 $275,000 $275,000 $3,423 3.50%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $5,946 3.38%
Orangeburg, SC (FHA|USDA|VA) 2 $270,000 $135,000 $2,468 2.75%
MUSKEGON, MI (FHA|USDA|VA) 2 $270,000 $135,000 $6,184 2.75%
Beaver Dam, WI (FHA|USDA|VA) 1 $265,000 $265,000 $5,763 3.25%
WACO, TX (FHA|USDA|VA) 3 $265,000 $88,333 $3,053 3.25%
BISMARCK, ND (FHA|USDA|VA) 1 $265,000 $265,000 $4,254 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $3,139 2.88%
Vineyard Haven, MA (FHA|USDA|VA) 1 $255,000 $255,000 $3,933 3.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $12,502 3.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $255,000 $255,000 $4,115 2.99%
Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,015 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $3,308 3.25%
Oxford, MS (FHA|USDA|VA) 1 $245,000 $245,000 $8,219 5.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $240,000 $120,000 $1,742 3.25%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $6,010 3.13%
DOVER, DE (FHA|USDA|VA) 1 $235,000 $235,000 $5,738 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $235,000 $235,000 $1,631 3.38%
HAMMOND, LA (FHA|USDA|VA) 1 $215,000 $215,000 $1,909 3.13%
Woodward, OK (FHA|USDA|VA) 1 $215,000 $215,000 $8,287 2.75%
Heber, UT (FHA|USDA|VA) 1 $215,000 $215,000 $2,893 3.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,567 2.75%
Vincennes, IN (FHA|USDA|VA) 1 $205,000 $205,000 $5,589 3.00%
SAGINAW, MI (FHA|USDA|VA) 1 $205,000 $205,000 $8,183 3.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,884 2.75%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,366 2.88%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,774 3.50%
NEW BERN, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,379 3.50%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $8,240 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $190,000 $95,000 $2,439 2.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,463 3.25%
Aberdeen, WA (FHA|USDA|VA) 1 $185,000 $185,000 $5,046 3.50%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,455 3.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,401 3.13%
El Campo, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,397 3.88%
Red Wing, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,262 3.13%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,237 2.75%
Pullman, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,879 2.75%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $175,000 $175,000 $7,063 3.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $175,000 $175,000 $9,280 2.75%
STAUNTON, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,394 3.63%
McPherson, KS (FHA|USDA|VA) 1 $175,000 $175,000 $6,788 3.88%
BANGOR, ME (FHA|USDA|VA) 1 $175,000 $175,000 $2,635 3.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $175,000 $175,000 $3,830 2.88%
Alexandria, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,150 4.13%
Somerset, KY (FHA|USDA|VA) 1 $165,000 $165,000 $5,316 4.25%
Whitewater, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,093 3.00%
Fairmont, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,273 3.25%
Moultrie, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,954 2.63%
Cullman, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,493 3.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,761 3.25%
Ponca City, OK (FHA|USDA|VA) 2 $160,000 $80,000 $5,149 3.31%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $155,000 $155,000 $4,789 3.75%
POCATELLO, ID (FHA|USDA|VA) 1 $155,000 $155,000 $2,438 5.25%
Thomaston, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,549 3.38%
Blackfoot, ID (FHA|USDA|VA) 1 $155,000 $155,000 $5,570 3.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,840 3.75%
Willmar, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,998 2.50%
Newberry, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,076 4.00%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,160 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,223 3.38%
Hays, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,818 4.25%
Malvern, AR (FHA|USDA|VA) 1 $145,000 $145,000 $5,541 2.75%
Marion, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,397 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,420 3.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $135,000 $135,000 $6,631 3.63%
Seymour, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,762 3.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $2,491 2.88%
Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $4,913 3.88%
Hannibal, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,972 5.50%
Troy, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,310 3.63%
Branson, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,853 2.63%
Forest City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,491 3.88%
Alma, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,640 2.88%
Ottawa, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,549 3.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,321 3.25%
Malone, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,528 3.50%
Jennings, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,355 3.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,995 2.75%
Hailey, ID (FHA|USDA|VA) 1 $115,000 $115,000 $3,383 4.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,897 3.25%
Port Angeles, WA (FHA|USDA|VA) 1 $105,000 $105,000 $949 3.25%
Jamestown, ND (FHA|USDA|VA) 1 $105,000 $105,000 $4,273 3.13%
Coldwater, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,509 3.00%
Corinth, MS (FHA|USDA|VA) 1 $105,000 $105,000 $5,590 2.88%
Glasgow, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,752 4.25%
Austin, MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,847 3.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,342 3.75%
Safford, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $2,426 2.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,473 3.63%
FARGO, ND-MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,897 2.50%
Kennett, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,788 4.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,913 3.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,846 3.38%
Dodge City, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,814 5.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,021 2.38%
Shawnee, OK (FHA|USDA|VA) 1 $75,000 $75,000 $1,733 3.25%
Thomasville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,664 2.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,327 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $3,146 5.25%
Martinsville, VA (FHA|USDA|VA) 1 $45,000 $45,000 $3,833 3.99%
Sierra Pacific Mortgage Company's top markets include Los Angeles, Sacramento, Portland, San Francisco, and Bakersfield among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 23,917 $7,553,805,000 $315,834 $4,456 3.18%
    FHA 3,030 $794,270,000 $262,135 $9,387 3.37%
    VA 1,027 $330,645,000 $321,952 $6,849 3.21%
    USDA 620 $118,950,000 $191,855 $6,004 3.30%

    For 2020, Sierra Pacific Mortgage Company's most frequently originated type of loan was Conventional, with 23,917 originations. Their 2nd most popular type was FHA, with 3,030 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 14,808 $4,711,160,000 $318,150 $4,000 3.06%
    Home Purchase 10,063 $2,973,345,000 $295,473 $6,670 3.34%
    Cash Out Refi 3,014 $907,540,000 $301,108 $5,279 3.42%
    Home Improvement 709 $205,625,000 $290,021 $4,935 3.32%

    For 2020, Sierra Pacific Mortgage Company's most frequently cited loan purpose was Refi, with 14,808 originations. The 2nd most popular reason was Home Purchase, with 10,063 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 22,810 $7,179,150,000 $314,737 $5,431 3.28%
    15 Year 2,962 $795,840,000 $268,683 $3,751 2.82%
    20 Year 2,111 $627,845,000 $297,416 $3,755 2.97%
    Other 401 $122,195,000 $304,726 $4,483 3.14%
    10 Year 310 $72,640,000 $234,323 $3,391 2.63%

    For 2020, Sierra Pacific Mortgage Company's most frequently cited loan duration was 30 Year, with 22,810 originations. The 2nd most popular length was 15 Year, with 2,962 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 10,757 $3,170,285,000 $294,718
    $<1k 5,385 $1,784,095,000 $331,308
    $2k-3k 4,331 $1,143,415,000 $264,007
    $5k+ 3,462 $1,335,980,000 $385,898
    $3k-4k 2,786 $784,900,000 $281,730
    $4k-5k 1,860 $575,570,000 $309,446

    Sierra Pacific Mortgage Company's average total fees were $5,431, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,757 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 14,194 $4,412,770,000 $310,890
    2.5-3% 11,601 $3,620,545,000 $312,089
    <2.5% 1,515 $431,805,000 $285,020
    4-5% 1,103 $290,995,000 $263,821
    5-6% 177 $40,685,000 $229,859
    6-7% 4 $870,000 $217,500

    During 2020, Sierra Pacific Mortgage Company's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 14,194 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 15,062 $4,398,970,000 $292,057 $5,176 3.18%
    $400k-600k 5,974 $2,816,450,000 $471,451 $5,555 3.17%
    $100k-200k 5,880 $924,240,000 $157,184 $4,232 3.25%
    $600k-1MM 838 $575,670,000 $686,957 $8,003 3.33%
    $100,000 or less 826 $64,820,000 $78,475 $3,509 3.44%
    $1MM+ 14 $17,520,000 $1,251,429 $8,271 3.70%

    2020 saw Sierra Pacific Mortgage Company place emphasis on $200k-400k loans with 15,062 originations, totaling $4,398,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 7,292 $2,542,850,000 $348,718 $5,222 3.19%
    $50k-75k 6,054 $1,432,200,000 $236,571 $5,124 3.23%
    $75k-100k 5,582 $1,648,850,000 $295,387 $5,327 3.20%
    $150k-250k 4,727 $1,900,905,000 $402,138 $4,964 3.16%
    $50k or less 3,174 $517,350,000 $162,996 $4,600 3.29%
    $250k+ 1,459 $653,865,000 $448,160 $4,986 3.17%

    Sierra Pacific Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 7,292 originations. The second most popular income band? $50k-75k, with 6,054 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,489 $1,941,745,000 $299,236 $4,414 3.13%
    30-36% 5,145 $1,584,285,000 $307,927 $4,796 3.20%
    <20% 2,200 $621,860,000 $282,664 $4,002 3.07%
    44% 1,166 $368,630,000 $316,149 $5,832 3.29%
    42% 1,113 $352,255,000 $316,491 $5,718 3.28%
    43% 1,108 $344,200,000 $310,650 $5,604 3.29%
    39% 1,052 $328,830,000 $312,576 $5,220 3.26%
    41% 1,024 $320,000,000 $312,500 $5,379 3.31%
    40% 996 $303,590,000 $304,809 $5,295 3.29%
    49% 964 $304,410,000 $315,778 $6,049 3.25%
    37% 954 $303,340,000 $317,966 $5,145 3.23%
    38% 951 $290,905,000 $305,894 $4,935 3.25%
    45% 937 $300,445,000 $320,646 $5,405 3.27%
    36% 929 $292,475,000 $314,828 $5,165 3.23%
    46% 841 $270,995,000 $322,229 $5,648 3.23%
    50-60% 828 $250,570,000 $302,621 $8,362 3.30%
    48% 794 $261,250,000 $329,030 $5,872 3.25%
    47% 778 $251,280,000 $322,982 $6,011 3.20%
    >60% 5 $1,265,000 $253,000 $5,068 3.33%

    Sierra Pacific Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 6,489 originations. The next most common DTI ratio? 30-36%, with 5,145 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,930 $6,344,790,000 $303,143 $5,163 3.22%
    Not provided 4,442 $1,363,100,000 $306,866 $4,861 3.18%
    Asian 2,124 $763,970,000 $359,685 $4,054 3.06%
    Black 817 $237,235,000 $290,373 $7,035 3.33%
    American Indian 135 $39,545,000 $292,926 $6,592 3.29%
    Native Hawaiian or Islander 86 $29,050,000 $337,791 $6,727 3.21%
    Asian Indian 23 $9,075,000 $394,565 $4,145 2.83%
    Filipino 10 $3,110,000 $311,000 $6,203 3.39%
    Other Asian 10 $2,250,000 $225,000 $4,856 3.40%
    Other Pacific Islander 5 $1,675,000 $335,000 $5,749 2.97%
    Chinese 4 $1,330,000 $332,500 $3,131 2.97%
    Vietnamese 3 $1,025,000 $341,667 $3,293 3.33%
    Korean 2 $730,000 $365,000 $5,891 3.19%
    Japanese 2 $550,000 $275,000 $4,204 3.06%
    Native Hawaiian 1 $235,000 $235,000 $3,694 3.00%

    Approval Rates

    Total approvals of all applications
    87.32%

    Sierra Pacific Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.79%

    Sierra Pacific Mortgage Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 28,594 $8,797,670,000 $307,675

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 28,594 $8,797,670,000 $307,675

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,225 $572,825,000 $257,449 $3,431 2.97%
    40-60% 6,337 $1,996,255,000 $315,016 $3,787 3.04%
    60-80% 10,070 $3,302,010,000 $327,906 $4,811 3.25%
    80-100% 9,356 $2,750,930,000 $294,028 $6,613 3.32%
    Over 100% 155 $50,195,000 $323,839 $11,722 3.30%
    Under 20% 222 $50,900,000 $229,279 $3,258 2.99%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    SIERRA PACIFIC MORTGAGE FHA mortgage Trouble during payment process 1 3.8%
    SIERRA PACIFIC MORTGAGE Conventional home mortgage Closing on a mortgage 2 7.7%
    SIERRA PACIFIC MORTGAGE Conventional home mortgage Incorrect information on your report 2 7.7%
    SIERRA PACIFIC MORTGAGE Conventional home mortgage Struggling to pay mortgage 8 30.8%
    SIERRA PACIFIC MORTGAGE Conventional home mortgage Trouble during payment process 10 38.5%
    SIERRA PACIFIC MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 11.5%