T2 Financial Mortgage Rates, Fees & Info
COLUMBUS, OHLEI: 549300GTVXJ2PGXNLM73
Tax ID: 82-3060879
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Mortgage Data
Review & Overview
T2 Financial is a small mortgage company specializing in Home Purchase loans. T2 Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Columbus, Myrtle Beach, Chicago, and Cincinnati among others. We have data for 326 markets. (Some data included below & more in-depth data is available with an active subscription.)T2 Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. T2 Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 4/22/24 |
| 30 Year Conventional Refi | 6.51% | 4/22/24 |
| 30 Year Cash-out Refi | 6.79% | 4/22/24 |
| 30 Year FHA Purchase | 7.78% | 4/22/24 |
| 30 Year FHA Refi | 7.23% | 4/22/24 |
| 30 Year VA Purchase | 6.52% | 4/22/24 |
| 30 Year VA Refi | 6.07% | 4/22/24 |
| 30 Year USDA Purchase | 7.08% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.35% | 4/22/24 |
| 15 Year Conventional Refi | 5.91% | 4/22/24 |
| 15 Year Cash-out Refi | 5.91% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
T2 Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from T2 Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,765Origination Dollar Volume (All Markets)
$1,940,935,000Awards
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T2 FINANCIAL - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 848 | $241,290,000 | $284,540 | $9,258 | 5.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 849 | $222,605,000 | $262,197 | $6,810 | 5.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 436 | $104,280,000 | $239,174 | $7,545 | 5.28% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 265 | $84,835,000 | $320,132 | $9,178 | 4.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 239 | $60,335,000 | $252,448 | $8,671 | 5.14% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 159 | $55,075,000 | $346,384 | $7,199 | 4.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 156 | $53,180,000 | $340,897 | $10,206 | 5.37% |
| Outside of Metro Areas | 241 | $52,845,000 | $219,274 | $8,117 | 5.24% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 122 | $51,500,000 | $422,131 | $15,728 | 4.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 114 | $40,130,000 | $352,018 | $8,553 | 4.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 95 | $37,285,000 | $392,474 | $8,038 | 5.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 135 | $35,105,000 | $260,037 | $5,609 | 5.32% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 68 | $34,940,000 | $513,824 | $12,706 | 5.30% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 107 | $32,095,000 | $299,953 | $6,457 | 5.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 130 | $30,290,000 | $233,000 | $9,038 | 5.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 59 | $29,915,000 | $507,034 | $13,025 | 4.53% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 101 | $28,595,000 | $283,119 | $9,358 | 5.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 65 | $27,445,000 | $422,231 | $8,327 | 4.79% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 101 | $27,175,000 | $269,059 | $10,992 | 5.45% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 75 | $26,785,000 | $357,133 | $6,874 | 4.46% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 120 | $26,520,000 | $221,000 | $7,267 | 5.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 54 | $22,860,000 | $423,333 | $7,951 | 4.92% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 70 | $20,490,000 | $292,714 | $8,761 | 5.05% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 98 | $20,140,000 | $205,510 | $8,191 | 5.42% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 36 | $18,600,000 | $516,667 | $12,786 | 5.24% |
| KNOXVILLE, TN (FHA|USDA|VA) | 67 | $18,205,000 | $271,716 | $8,005 | 5.12% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $16,580,000 | $345,417 | $9,510 | 5.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 56 | $15,540,000 | $277,500 | $9,573 | 5.83% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 96 | $14,910,000 | $155,313 | $5,928 | 5.27% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 28 | $12,850,000 | $458,929 | $7,034 | 4.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 31 | $12,665,000 | $408,548 | $5,700 | 3.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 43 | $12,555,000 | $291,977 | $8,490 | 5.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 30 | $11,450,000 | $381,667 | $9,417 | 4.97% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 44 | $11,240,000 | $255,455 | $8,054 | 5.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 33 | $10,445,000 | $316,515 | $7,908 | 5.01% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 42 | $10,130,000 | $241,190 | $8,383 | 5.16% |
| SAN ANGELO, TX (FHA|USDA|VA) | 39 | $8,845,000 | $226,795 | $8,226 | 6.34% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 41 | $8,745,000 | $213,293 | $6,441 | 5.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 27 | $8,145,000 | $301,667 | $10,043 | 5.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $8,105,000 | $426,579 | $17,729 | 4.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 18 | $7,950,000 | $441,667 | $10,915 | 5.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 21 | $7,485,000 | $356,429 | $6,526 | 5.08% |
| Outside of Metro Areas | 17 | $7,425,000 | $436,765 | $11,236 | 5.61% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $7,200,000 | $400,000 | $8,918 | 4.40% |
| MUSKEGON, MI (FHA|USDA|VA) | 41 | $6,735,000 | $164,268 | $6,596 | 5.42% |
| Georgetown, SC (FHA|USDA|VA) | 20 | $6,110,000 | $305,500 | $7,992 | 5.17% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $6,040,000 | $431,429 | $7,313 | 4.93% |
| AKRON, OH (FHA|USDA|VA) | 34 | $5,950,000 | $175,000 | $6,347 | 5.37% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 23 | $5,935,000 | $258,043 | $8,102 | 5.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $5,890,000 | $490,833 | $7,630 | 3.74% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $5,885,000 | $535,000 | $10,288 | 4.68% |
| Sevierville, TN (FHA|USDA|VA) | 15 | $5,605,000 | $373,667 | $11,422 | 5.50% |
| Brenham, TX (FHA|USDA|VA) | 19 | $5,275,000 | $277,632 | $10,189 | 5.89% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $5,140,000 | $428,333 | $10,859 | 5.12% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 20 | $5,100,000 | $255,000 | $6,402 | 4.09% |
| LONGVIEW, TX (FHA|USDA|VA) | 21 | $4,865,000 | $231,667 | $8,833 | 5.29% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 14 | $4,850,000 | $346,429 | $9,782 | 5.47% |
| MIDLAND, TX (FHA|USDA|VA) | 16 | $4,630,000 | $289,375 | $9,860 | 6.20% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $4,620,000 | $256,667 | $8,065 | 5.33% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 21 | $4,605,000 | $219,286 | $7,972 | 4.95% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 14 | $4,560,000 | $325,714 | $9,604 | 5.62% |
| Traverse City, MI (FHA|USDA|VA) | 20 | $4,520,000 | $226,000 | $6,868 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 20 | $4,200,000 | $210,000 | $7,741 | 5.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $4,095,000 | $273,000 | $5,660 | 4.17% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 13 | $4,075,000 | $313,462 | $6,212 | 5.23% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,890,000 | $324,167 | $8,574 | 4.89% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $3,890,000 | $486,250 | $5,541 | 4.58% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $3,730,000 | $373,000 | $8,285 | 5.41% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 15 | $3,695,000 | $246,333 | $8,744 | 5.31% |
| Mount Vernon, OH (FHA|USDA|VA) | 17 | $3,635,000 | $213,824 | $6,757 | 5.51% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $3,555,000 | $237,000 | $8,361 | 5.63% |
| Forest City, NC (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $5,212 | 4.80% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $3,325,000 | $255,769 | $10,838 | 5.59% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $6,324 | 4.86% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $3,120,000 | $390,000 | $8,641 | 3.36% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $3,100,000 | $775,000 | $7,327 | 4.88% |
| Athens, OH (FHA|USDA|VA) | 20 | $3,020,000 | $151,000 | $6,213 | 5.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $7,865 | 5.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $8,837 | 6.29% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $9,224 | 4.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $5,169 | 4.58% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $6,456 | 4.98% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $3,375 | 2.89% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $6,036 | 3.84% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $2,480,000 | $620,000 | $1,436 | 4.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $2,405,000 | $801,667 | $8,533 | 4.29% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,395,000 | $798,333 | $19,935 | 4.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $7,833 | 4.52% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $6,106 | 4.43% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $8,280 | 5.04% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $12,184 | 5.42% |
| Urbana, OH (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $5,922 | 5.64% |
| ODESSA, TX (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $9,801 | 6.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $5,916 | 5.53% |
| Washington Court House, OH (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $7,645 | 5.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $6,268 | 3.99% |
| FLORENCE, SC (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $8,990 | 5.21% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $12,503 | 4.87% |
| Shelby, NC (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $7,178 | 5.52% |
| Marion, OH (FHA|USDA|VA) | 13 | $2,065,000 | $158,846 | $6,751 | 5.53% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,731 | 5.67% |
| RACINE, WI (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $4,618 | 5.01% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $10,464 | 5.77% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $6,133 | 3.33% |
| Huntsville, TX (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $8,168 | 5.24% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $5,251 | 4.96% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $10,214 | 5.87% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $5,420 | 4.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $7,687 | 4.00% |
| Sanford, NC (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $7,040 | 4.73% |
| READING, PA (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $7,213 | 5.44% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $8,048 | 5.28% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $6,318 | 4.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $9,662 | 5.41% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $9,389 | 5.33% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $7,974 | 4.43% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $9,608 | 4.98% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $5,296 | 5.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $5,539 | 3.29% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $6,685 | 5.43% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $10,091 | 5.72% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $8,420 | 5.70% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $9,097 | 4.96% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $6,942 | 4.97% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $7,491 | 5.34% |
| Mount Pleasant, TX (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,792 | 4.37% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $9,100 | 5.50% |
| El Campo, TX (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $8,749 | 5.42% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $7,362 | 5.46% |
| Chillicothe, OH (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $6,948 | 5.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,804 | 3.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $8,708 | 6.29% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $4,541 | 5.33% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,615 | 4.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $12,992 | 4.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,454 | 5.50% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,457 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $16,532 | 5.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $11,875 | 4.71% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,381 | 4.59% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,903 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,554 | 4.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $10,778 | 4.87% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,132 | 4.53% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $4,526 | 5.42% |
| LIMA, OH (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $6,335 | 6.04% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $5,710 | 4.69% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $6,116 | 4.93% |
| WACO, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $9,914 | 4.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,145 | 4.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $12,747 | 5.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,897 | 4.37% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,742 | 2.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $13,902 | 5.13% |
| Holland, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,027 | 5.34% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,544 | 3.56% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,148 | 5.19% |
| TYLER, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,685 | 6.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,575 | 5.59% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,291 | 4.84% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,867 | 4.74% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,836 | 5.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,719 | 4.62% |
| Cadillac, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,173 | 5.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,713 | 3.58% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,532 | 5.92% |
| Paris, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,416 | 6.25% |
| Marion, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,587 | 4.96% |
| Bonham, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,811 | 4.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,412 | 5.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $15,390 | 6.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,171 | 5.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,470 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,560 | 5.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,855 | 5.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,053 | 3.94% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,534 | 5.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,219 | 4.56% |
| Wooster, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,732 | 5.29% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,339 | 5.00% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $5,817 | 4.56% |
| Crossville, TN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,261 | 5.06% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $11,106 | 6.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,129 | 4.63% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,259 | 4.72% |
| Rolla, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,370 | 5.81% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,036 | 4.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,023 | 5.06% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $15,257 | 3.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,106 | 4.50% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $14,058 | 5.94% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,803 | 4.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,800 | 2.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,091 | 4.58% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,800 | 5.08% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,976 | 5.38% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,467 | 3.13% |
| Easton, MD (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $10,488 | 3.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,866 | 5.37% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,166 | 5.34% |
| Waycross, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,561 | 4.81% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,284 | 5.88% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,970 | 6.08% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,824 | 2.00% |
| Marietta, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,770 | 6.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,296 | 5.06% |
| Bay City, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,969 | 3.25% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,135 | 4.94% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $16,574 | 6.13% |
| Boone, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,295 | 4.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,156 | 2.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,432 | 4.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,430 | 5.96% |
| Concord, NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,151 | 4.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,254 | 5.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,790 | 5.03% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,912 | 6.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,570 | 4.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,161 | 5.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,239 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,519 | 4.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,359 | 3.49% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,695 | 5.69% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,257 | 5.50% |
| Granbury, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,559 | 6.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,638 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,643 | 2.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,758 | 4.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,263 | 6.50% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,817 | 7.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,211 | 4.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,293 | 7.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,846 | 3.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,104 | 4.99% |
| Wilson, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,536 | 5.69% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,759 | 4.88% |
| Bradford, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,707 | 4.58% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,471 | 5.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,085 | 3.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,969 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,045 | 4.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,945 | 5.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,737 | 5.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,620 | 3.88% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,954 | 5.75% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,226 | 5.04% |
| Ozark, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,364 | 6.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,503 | 5.63% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,581 | 3.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,478 | 5.13% |
| MADERA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,209 | 3.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $18,495 | 6.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,144 | 5.99% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,886 | 5.13% |
| Andrews, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,870 | 7.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,412 | 5.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,743 | 6.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,293 | 5.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,704 | 4.88% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,673 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,960 | 5.88% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,436 | 6.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,241 | 5.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,756 | 5.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,756 | 5.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,680 | 6.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,561 | 3.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,045 | 5.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,453 | 6.13% |
| Palestine, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,126 | 4.38% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,017 | 3.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,867 | 6.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,675 | 5.25% |
| Sidney, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,256 | 5.62% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,953 | 5.56% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,548 | 3.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,492 | 7.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,391 | 6.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,932 | 5.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,724 | 6.31% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,762 | 3.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,164 | 5.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,753 | 5.37% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,186 | 5.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,588 | 5.99% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,164 | 5.13% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,750 | 5.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,284 | 4.75% |
| London, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,933 | 5.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,289 | 6.75% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,566 | 6.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,367 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,358 | 4.50% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,777 | 5.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,682 | 6.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,912 | 5.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,198 | 4.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,186 | 6.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,876 | 5.50% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,892 | 5.63% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,755 | 3.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,112 | 5.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,684 | 3.63% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,150 | 6.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,110 | 2.99% |
| Duncan, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,823 | 5.88% |
| Alice, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,611 | 7.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,381 | 4.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,903 | 5.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,643 | 3.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,051 | 3.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,182 | 4.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,795 | 6.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,255 | 7.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,118 | 3.50% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,124 | 6.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,574 | 4.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,250 | 6.50% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,059 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,581 | 3.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,026 | 5.99% |
| Huntington, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,105 | 6.00% |
| Celina, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,480 | 6.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,543 | 5.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,514 | 5.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.63% |
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Product Mix
For 2022, T2 Financial's most frequently originated type of loan was Conventional, with 4,623 originations. Their 2nd most popular type was FHA, with 1,591 originations.
Loan Reason
For 2022, T2 Financial's most frequently cited loan purpose was Home Purchase, with 5,831 originations. The 2nd most popular reason was Cash Out Refi, with 569 originations.
Loan Duration/Length
For 2022, T2 Financial's most frequently cited loan duration was 30 Year, with 6,471 originations. The 2nd most popular length was 15 Year, with 218 originations.
Origination Fees/Closing Costs
T2 Financial's average total fees were $8,421, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,899 originations.
Interest Rates
During 2022, T2 Financial's average interest rate for loans was 5.24%, while their most frequently originated rate bucket for loans was 5-6%, with 2,377 originations.
Loan Sizing
2022 saw T2 Financial place emphasis on $200k-400k loans with 3,436 originations, totaling $968,660,000 in origination value.
Applicant Income
T2 Financial lent most frequently to those with incomes in the $50k-75k range, with 1,695 originations. The second most popular income band? $100k-150k, with 1,467 originations.
Applicant Debt to Income Ratio
T2 Financial lent most frequently to those with DTI ratios of 30-36%, with 1,052 originations. The next most common DTI ratio? 20-30%, with 864 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.92%
T2 Financial has an average approval rate.
Pick Rate
Approvals leading to origination75.96%
T2 Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,765 | $1,940,935,000 | $286,908 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,765 | $1,940,935,000 | $286,908 |