Village Capital Mortgage Rates, Fees & Info
DOVER, DELEI: 549300VCMRO4ST680C11
Tax ID: 20-0192872
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Mortgage Data
Review & Overview
Village Capital Mortgage is a smaller mortgage company specializing in Refi loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Village Capital Mortgage has a low ratio of conventional loans. Their top markets by origination volume include: Atlanta, Dallas, Riverside, Houston, and San Antonio among others. We have data for 359 markets. (Some data included below & more in-depth data is available with an active subscription.)Village Capital Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 4/14/24 |
| 30 Year Conventional Refi | 6.49% | 4/14/24 |
| 30 Year Cash-out Refi | 6.80% | 4/14/24 |
| 30 Year FHA Purchase | 7.21% | 4/14/24 |
| 30 Year FHA Refi | 7.11% | 4/14/24 |
| 30 Year VA Purchase | 6.00% | 4/14/24 |
| 30 Year VA Refi | 5.81% | 4/14/24 |
| 30 Year USDA Purchase | 6.59% | 4/14/24 |
| 30 Year USDA Refi | 6.17% | 4/14/24 |
| 15 Year Conventional Refi | 6.27% | 4/14/24 |
| 15 Year Cash-out Refi | 6.27% | 4/14/24 |
| 15 Year FHA Refi | 6.94% | 4/14/24 |
| 15 Year VA Refi | 6.24% | 4/14/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Village Capital Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,930Origination Dollar Volume (All Markets)
$372,270,000Awards
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VILLAGE CAPITAL MORTGAGE - 2018
VILLAGE CAPITAL MORTGAGE is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 89 | $18,235,000 | $204,888 | $5,530 | 3.68% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 90 | $17,260,000 | $191,778 | $5,346 | 3.24% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 47 | $16,515,000 | $351,383 | $10,408 | 3.21% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 74 | $14,090,000 | $190,405 | $5,140 | 3.39% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $12,685,000 | $189,328 | $5,873 | 3.13% |
| Outside of Metro Areas | 80 | $10,630,000 | $132,875 | $3,280 | 3.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 25 | $10,105,000 | $404,200 | $11,874 | 2.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 20 | $8,520,000 | $426,000 | $12,151 | 3.22% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 32 | $8,430,000 | $263,438 | $8,464 | 2.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $7,840,000 | $301,538 | $9,404 | 3.31% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 35 | $7,815,000 | $223,286 | $6,241 | 3.85% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 41 | $6,795,000 | $165,732 | $5,979 | 2.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 21 | $6,585,000 | $313,571 | $10,723 | 3.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 30 | $6,030,000 | $201,000 | $5,667 | 3.45% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 34 | $5,860,000 | $172,353 | $3,977 | 4.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 33 | $5,575,000 | $168,939 | $4,560 | 3.87% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 26 | $5,180,000 | $199,231 | $4,594 | 3.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 27 | $4,835,000 | $179,074 | $5,334 | 3.93% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 9 | $4,725,000 | $525,000 | $14,595 | 3.08% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 14 | $4,280,000 | $305,714 | $7,813 | 3.37% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $4,200,000 | $262,500 | $7,515 | 3.34% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $4,040,000 | $183,636 | $5,600 | 3.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $4,010,000 | $222,778 | $7,333 | 3.92% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 21 | $3,945,000 | $187,857 | $4,445 | 3.92% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $3,775,000 | $198,684 | $6,872 | 3.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $3,390,000 | $188,333 | $4,885 | 3.67% |
| EL PASO, TX (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $6,036 | 2.99% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $3,240,000 | $180,000 | $4,000 | 4.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $3,180,000 | $265,000 | $7,695 | 3.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $3,090,000 | $772,500 | $25,548 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $3,050,000 | $190,625 | $5,418 | 3.64% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 20 | $2,910,000 | $145,500 | $3,505 | 3.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $4,640 | 3.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 12 | $2,810,000 | $234,167 | $6,164 | 3.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $14,604 | 3.20% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $4,853 | 4.15% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $11,957 | 2.32% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $2,230,000 | $159,286 | $3,706 | 4.03% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $2,215,000 | $147,667 | $3,082 | 3.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $4,930 | 3.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,045,000 | $157,308 | $4,665 | 3.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $1,860,000 | $116,250 | $3,027 | 3.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $3,425 | 3.81% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $5,290 | 3.66% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,980 | 3.72% |
| RENO, NV (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $4,412 | 3.22% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $4,480 | 4.04% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $5,875 | 3.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $3,959 | 4.02% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $4,900 | 3.92% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $4,654 | 3.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $5,299 | 3.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $3,232 | 4.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $4,770 | 4.15% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $3,860 | 3.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $5,286 | 3.71% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $1,340,000 | $111,667 | $2,188 | 4.08% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $5,129 | 3.57% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $6,550 | 3.08% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $10,289 | 3.21% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,559 | 4.87% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,853 | 4.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,990 | 3.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $2,358 | 4.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,406 | 3.96% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,871 | 3.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,047 | 3.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,095 | 3.96% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,481 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,087 | 3.42% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,498 | 3.80% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,946 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,438 | 3.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,467 | 3.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,189 | 3.55% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,832 | 3.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,487 | 3.67% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,521 | 2.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,878 | 3.35% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $3,511 | 3.96% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $3,117 | 3.96% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,747 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,601 | 3.35% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,255 | 3.80% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $14,940 | 4.12% |
| TYLER, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $2,544 | 4.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,477 | 3.90% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,200 | 4.10% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,571 | 3.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,229 | 3.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,489 | 4.15% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,055 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,240 | 3.63% |
| Fernley, NV (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,545 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,266 | 3.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,906 | 4.05% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,739 | 3.00% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,197 | 3.08% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,299 | 3.56% |
| RACINE, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,500 | 4.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,794 | 4.50% |
| REDDING, CA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $14,535 | 3.50% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,375 | 3.58% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $2,080 | 4.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,737 | 4.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,947 | 4.12% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,815 | 2.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,574 | 3.55% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,350 | 3.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,127 | 4.00% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,832 | 3.75% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,578 | 3.67% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $2,791 | 3.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $16,783 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,483 | 4.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,248 | 4.25% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,082 | 3.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,765 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,871 | 2.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,226 | 3.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,953 | 3.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,695 | 3.69% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,582 | 3.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,822 | 4.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,116 | 3.25% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,245 | 3.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,413 | 2.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $13,989 | 2.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,492 | 4.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,456 | 4.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,646 | 2.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,463 | 3.87% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,059 | 4.50% |
| DOVER, DE (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,639 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,384 | 3.55% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,736 | 2.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,743 | 4.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,632 | 3.75% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,931 | 3.31% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,699 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,011 | 4.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,774 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,342 | 4.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,346 | 3.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $2,190 | 4.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,207 | 3.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,123 | 4.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,948 | 4.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,351 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,164 | 3.66% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,788 | 2.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,103 | 3.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,198 | 4.38% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,894 | 3.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,362 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,406 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,229 | 2.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,012 | 2.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,664 | 3.17% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,168 | 3.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,299 | 4.00% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,875 | 3.63% |
| AKRON, OH (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $1,554 | 3.65% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,657 | 2.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,136 | 4.31% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,490 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,900 | 4.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,919 | 3.58% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,838 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,822 | 3.75% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,180 | 3.75% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,298 | 3.75% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,062 | 3.87% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,765 | 4.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,351 | 4.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,041 | 4.44% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,357 | 3.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,511 | 3.92% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,035 | 2.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,924 | 2.25% |
| Fallon, NV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,160 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,319 | 4.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,155 | 2.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,672 | 4.25% |
| Safford, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,590 | 3.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $1,698 | 3.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,795 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,475 | 4.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,704 | 4.50% |
| WACO, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,827 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,710 | 2.25% |
| Paris, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,205 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $1,794 | 3.79% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,820 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,983 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,742 | 3.69% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,104 | 3.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,775 | 4.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,317 | 2.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $909 | 4.50% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,412 | 4.00% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,619 | 3.37% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,670 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,195 | 4.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,872 | 4.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,718 | 4.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,904 | 3.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,729 | 4.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,029 | 4.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,752 | 3.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,094 | 4.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,352 | 4.06% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,673 | 4.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,124 | 4.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,565 | 3.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,942 | 4.25% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,790 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,047 | 3.75% |
| Jackson, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,560 | 4.00% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,905 | 3.50% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,114 | 4.37% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,855 | 3.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $2,005 | 4.33% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,570 | 3.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,732 | 3.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $623 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,099 | 4.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,564 | 2.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,074 | 3.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,651 | 2.75% |
| Albertville, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,143 | 4.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,524 | 4.00% |
| ERIE, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,100 | 4.63% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,585 | 4.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,494 | 3.75% |
| Malvern, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,245 | 4.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $603 | 4.50% |
| Defiance, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,410 | 4.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,278 | 4.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,001 | 4.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,609 | 2.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,276 | 3.75% |
| Montrose, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,725 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,207 | 3.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,275 | 4.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,634 | 3.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,041 | 4.25% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,450 | 4.63% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $778 | 4.38% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,898 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $939 | 4.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,291 | 3.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,133 | 4.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,827 | 4.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,743 | 2.99% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,025 | 3.25% |
| Fremont, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,036 | 3.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,453 | 3.75% |
| Henderson, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,545 | 4.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,309 | 3.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $922 | 4.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,632 | 3.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,262 | 3.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,072 | 4.25% |
| Alma, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,329 | 4.25% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,237 | 4.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $448 | 4.13% |
| Americus, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,192 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,747 | 3.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,258 | 4.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $928 | 3.75% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,148 | 2.75% |
| Maryville, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $971 | 4.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,995 | 2.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $887 | 4.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,076 | 3.50% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,117 | 3.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $813 | 4.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,631 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,930 | 3.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,157 | 3.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,633 | 3.75% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $786 | 4.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $712 | 4.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,577 | 2.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,032 | 2.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $736 | 4.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,024 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,155 | 4.25% |
| Andrews, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $993 | 4.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,847 | 3.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,634 | 3.25% |
| Dumas, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $708 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,443 | 2.75% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $992 | 4.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,635 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $713 | 4.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,841 | 4.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,857 | 3.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,032 | 5.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,130 | 3.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,529 | 4.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,720 | 3.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,655 | 4.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $897 | 4.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,547 | 4.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,551 | 3.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,464 | 3.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,685 | 4.25% |
| Price, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10 | 5.00% |
| Laurel, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,711 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,474 | 2.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,782 | 3.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,992 | 3.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,042 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,931 | 3.99% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,987 | 4.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,209 | 3.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,417 | 4.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $666 | 4.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,713 | 3.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,216 | 4.00% |
| Susanville, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $638 | 3.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $830 | 3.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,435 | 5.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $518 | 4.88% |
| Union City, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $704 | 4.25% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,095 | 3.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,359 | 3.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,771 | 3.75% |
| Huntington, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,424 | 3.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $426 | 3.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,300 | 4.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $860 | 4.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,530 | 3.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,529 | 3.75% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,242 | 3.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $697 | 5.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,273 | 3.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,299 | 2.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $835 | 3.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $377 | 4.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,422 | 2.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $483 | 5.00% |
| Wabash, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $409 | 3.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $650 | 4.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $730 | 3.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $885 | 3.75% |
| Plainview, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $759 | 4.25% |
| Union, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $362 | 4.63% |
| Richmond, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,399 | 3.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $575 | 4.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,015 | 4.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,583 | 3.75% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,844 | 3.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $288 | 4.25% |
| Batesville, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,170 | 3.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $818 | 4.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against VILLAGE CAPITAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SANDIA LABORATORY
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The Neffs National Bank
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FIRESTONE
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Access Community Credit Union
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Penn Community Bank
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MATANUSKA VALLEY FEDERAL CREDIT UNION
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OREGON COMMUNITY
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CREDIT UNION 1
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Kirtland Federal Credit Union
Similarity Rank: 96
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The Evangeline Bank & Trust Company
Similarity Rank: 132
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Product Mix
For 2018, Village Capital Mortgage's most frequently originated type of loan was VA, with 1,149 originations. Their 2nd most popular type was FHA, with 716 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 1,921 | $370,525,000 | $192,881 | $5,402 | 3.61% |
| Home Purchase | 9 | $1,745,000 | $193,889 | $4,431 | 5.46% |
For 2018, Village Capital Mortgage's most frequently cited loan purpose was Refi, with 1,921 originations. The 2nd most popular reason was Home Purchase, with 9 originations.
Loan Duration/Length
For 2018, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 1,658 originations. The 2nd most popular length was Other, with 209 originations.
Origination Fees/Closing Costs
Village Capital Mortgage's average total fees were $5,786, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 635 originations.
Interest Rates
During 2018, Village Capital Mortgage's average interest rate for loans was 3.59%, while their most frequently originated rate bucket for loans was 4-5%, with 702 originations.
Loan Sizing
2018 saw Village Capital Mortgage place emphasis on $100k-200k loans with 917 originations, totaling $135,895,000 in origination value.
Applicant Income
Village Capital Mortgage lent most frequently to those with incomes in the $50k or less range, with 845 originations. The second most popular income band? $50k-75k, with 192 originations.
Applicant Debt to Income Ratio
Village Capital Mortgage lent most frequently to those with DTI ratios of 20-30%, with 77 originations. The next most common DTI ratio? 30-36%, with 66 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.39%
Village Capital Mortgage has a below average approval rate.
Pick Rate
Approvals leading to origination-69.53%
Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,930 | $372,270,000 | $192,886 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 96 | $11,210,000 | $116,771 |
| Single Family (1-4 Units):Site-Built | 1,834 | $361,060,000 | $196,870 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Village Capital & Investment LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |
| Village Capital & Investment LLC | FHA mortgage | Trouble during payment process | 1 | 16.7% |
| Village Capital & Investment LLC | Other type of mortgage | Trouble during payment process | 1 | 16.7% |
| Village Capital & Investment LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| Village Capital & Investment LLC | VA mortgage | Closing on a mortgage | 1 | 16.7% |