Village Capital Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300VCMRO4ST680C11

Tax ID: 20-0192872

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Mortgage Data

Review & Overview

Village Capital Mortgage is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Village Capital Mortgage has a low ratio of conventional loans. Their top markets by origination volume include: Atlanta, Dallas, Houston, Phoenix, and Riverside among others. We have data for 549 markets. (Some data included below & more in-depth data is available with an active subscription.)

Village Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 4/14/24
30 Year Conventional Refi 6.49% 4/14/24
30 Year Cash-out Refi 6.80% 4/14/24
30 Year FHA Purchase 7.21% 4/14/24
30 Year FHA Refi 7.11% 4/14/24
30 Year VA Purchase 6.00% 4/14/24
30 Year VA Refi 5.81% 4/14/24
30 Year USDA Purchase 6.59% 4/14/24
30 Year USDA Refi 6.17% 4/14/24
15 Year Conventional Refi 6.27% 4/14/24
15 Year Cash-out Refi 6.27% 4/14/24
15 Year FHA Refi 6.94% 4/14/24
15 Year VA Refi 6.24% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Village Capital Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Village Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,270

Origination Dollar Volume (All Markets)

$998,370,000
Show all (153) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 246 $48,540,000 $197,317 $2,196 3.95%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 202 $44,950,000 $222,525 $2,460 3.93%
Outside of Metro Areas 246 $33,420,000 $135,854 $2,069 3.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 159 $31,655,000 $199,088 $2,165 3.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 135 $29,545,000 $218,852 $2,956 3.93%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 76 $22,140,000 $291,316 $3,820 3.69%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 108 $21,770,000 $201,574 $2,376 3.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 115 $21,045,000 $183,000 $2,092 3.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 61 $18,955,000 $310,738 $3,748 3.80%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 79 $16,245,000 $205,633 $2,598 3.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 90 $15,990,000 $177,667 $2,073 3.93%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 66 $15,680,000 $237,576 $3,299 3.82%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 35 $14,895,000 $425,571 $4,994 3.67%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 75 $13,615,000 $181,533 $2,984 3.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 50 $12,270,000 $245,400 $2,926 3.76%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 39 $11,635,000 $298,333 $2,690 3.96%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 45 $11,185,000 $248,556 $3,515 3.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 76 $11,150,000 $146,711 $2,120 3.98%
SALT LAKE CITY, UT (FHA|USDA|VA) 37 $10,665,000 $288,243 $3,216 3.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 48 $10,620,000 $221,250 $2,395 3.80%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $10,460,000 $435,833 $5,457 3.70%
ST. LOUIS, MO-IL (FHA|USDA|VA) 68 $10,060,000 $147,941 $1,888 3.98%
JACKSONVILLE, FL (FHA|USDA|VA) 47 $9,905,000 $210,745 $3,295 3.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 44 $9,890,000 $224,773 $3,200 3.91%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 54 $9,850,000 $182,407 $2,114 3.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 63 $9,455,000 $150,079 $2,509 3.98%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 41 $9,205,000 $224,512 $2,518 3.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 26 $9,020,000 $346,923 $3,950 3.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $8,570,000 $329,615 $3,876 3.76%
COLUMBUS, OH (FHA|USDA|VA) 47 $8,505,000 $180,957 $2,301 4.01%
TUCSON, AZ (FHA|USDA|VA) 42 $7,850,000 $186,905 $2,348 3.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 29 $7,525,000 $259,483 $3,568 3.73%
RALEIGH-CARY, NC (FHA|USDA|VA) 39 $7,525,000 $192,949 $3,003 3.85%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 46 $7,010,000 $152,391 $2,296 4.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 43 $6,985,000 $162,442 $2,085 4.01%
FAYETTEVILLE, NC (FHA|USDA|VA) 41 $6,795,000 $165,732 $2,320 3.71%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $6,415,000 $427,667 $4,047 3.58%
COLUMBIA, SC (FHA|USDA|VA) 36 $6,390,000 $177,500 $2,313 3.91%
BAKERSFIELD, CA (FHA|USDA|VA) 30 $6,240,000 $208,000 $2,914 3.80%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $6,220,000 $182,941 $1,836 3.91%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 41 $6,045,000 $147,439 $1,624 4.08%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 36 $6,020,000 $167,222 $2,086 3.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 23 $6,005,000 $261,087 $4,014 3.61%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 33 $5,925,000 $179,545 $2,312 3.78%
EL PASO, TX (FHA|USDA|VA) 39 $5,845,000 $149,872 $1,882 3.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 27 $5,835,000 $216,111 $2,456 4.10%
ALBUQUERQUE, NM (FHA|USDA|VA) 32 $5,720,000 $178,750 $2,736 3.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 39 $5,685,000 $145,769 $1,767 3.85%
LOUISVILLE, KY (FHA|USDA|VA) 32 $5,640,000 $176,250 $2,338 3.99%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 27 $5,515,000 $204,259 $3,021 3.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 26 $5,150,000 $198,077 $2,342 3.76%
PITTSBURGH, PA (FHA|USDA|VA) 33 $4,925,000 $149,242 $2,518 3.76%
PROVO-OREM, UT (FHA|USDA|VA) 17 $4,625,000 $272,059 $3,616 3.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 28 $4,290,000 $153,214 $2,023 3.80%
COLUMBUS, GA-AL (FHA|USDA|VA) 25 $4,205,000 $168,200 $2,654 3.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $4,000,000 $200,000 $2,367 3.94%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $3,880,000 $242,500 $2,274 3.82%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 23 $3,805,000 $165,435 $1,973 3.85%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 22 $3,800,000 $172,727 $2,067 3.96%
STOCKTON, CA (FHA|USDA|VA) 11 $3,705,000 $336,818 $3,493 3.55%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 10 $3,620,000 $362,000 $2,887 3.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 23 $3,555,000 $154,565 $2,257 4.02%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $3,515,000 $185,000 $1,779 3.98%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $3,510,000 $159,545 $2,111 4.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $3,295,000 $193,824 $1,897 3.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 31 $3,295,000 $106,290 $2,436 6.23%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 23 $3,225,000 $140,217 $1,203 4.10%
HUNTSVILLE, AL (FHA|USDA|VA) 18 $3,220,000 $178,889 $2,499 3.85%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $3,210,000 $200,625 $2,159 3.91%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $3,210,000 $178,333 $2,574 3.96%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $3,180,000 $227,143 $2,336 4.03%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $3,170,000 $317,000 $4,473 3.45%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 18 $3,080,000 $171,111 $1,755 3.91%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 17 $2,985,000 $175,588 $2,125 3.80%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 21 $2,945,000 $140,238 $2,192 3.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $2,940,000 $210,000 $2,483 3.76%
ST. GEORGE, UT (FHA|USDA|VA) 17 $2,825,000 $166,176 $2,959 5.60%
KNOXVILLE, TN (FHA|USDA|VA) 22 $2,800,000 $127,273 $1,998 3.89%
BATON ROUGE, LA (FHA|USDA|VA) 16 $2,740,000 $171,250 $2,951 4.06%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $2,575,000 $171,667 $2,121 3.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $2,465,000 $145,000 $2,513 3.91%
MODESTO, CA (FHA|USDA|VA) 9 $2,395,000 $266,111 $2,595 3.89%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $2,345,000 $156,333 $2,210 4.03%
AKRON, OH (FHA|USDA|VA) 14 $2,330,000 $166,429 $2,179 3.84%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $2,325,000 $178,846 $2,107 3.94%
SAVANNAH, GA (FHA|USDA|VA) 14 $2,300,000 $164,286 $2,505 3.84%
LONGVIEW, TX (FHA|USDA|VA) 17 $2,275,000 $133,824 $1,933 3.92%
OCALA, FL (FHA|USDA|VA) 14 $2,220,000 $158,571 $2,004 3.78%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 14 $2,220,000 $158,571 $1,671 4.08%
FORT COLLINS, CO (FHA|USDA|VA) 7 $2,215,000 $316,429 $4,277 3.64%
DAYTON-KETTERING, OH (FHA|USDA|VA) 14 $2,180,000 $155,714 $1,539 4.21%
JACKSONVILLE, NC (FHA|USDA|VA) 14 $2,100,000 $150,000 $2,185 4.05%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 13 $2,075,000 $159,615 $1,960 4.16%
MIDLAND, TX (FHA|USDA|VA) 9 $2,065,000 $229,444 $2,066 4.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,244 4.00%
SALEM, OR (FHA|USDA|VA) 8 $1,930,000 $241,250 $2,208 3.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $1,825,000 $202,778 $4,227 3.78%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 11 $1,755,000 $159,545 $1,933 4.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,735,000 $192,778 $3,585 3.75%
WILMINGTON, NC (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,156 4.08%
JACKSON, MS (FHA|USDA|VA) 9 $1,695,000 $188,333 $2,029 4.01%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $1,690,000 $169,000 $2,068 3.85%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $1,670,000 $208,750 $2,058 3.97%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $1,670,000 $208,750 $1,614 3.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,625,000 $147,727 $1,809 3.93%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 9 $1,615,000 $179,444 $1,926 3.99%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,615,000 $538,333 $17,011 4.33%
GAINESVILLE, GA (FHA|USDA|VA) 9 $1,595,000 $177,222 $2,355 4.14%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $1,585,000 $144,091 $1,406 3.92%
ODESSA, TX (FHA|USDA|VA) 7 $1,575,000 $225,000 $1,607 4.36%
LAREDO, TX (FHA|USDA|VA) 8 $1,560,000 $195,000 $1,677 4.41%
GREELEY, CO (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,545 3.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,500,000 $125,000 $1,602 4.15%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,485,000 $165,000 $2,088 3.68%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,730 4.03%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,372 3.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,445,000 $160,556 $2,243 3.92%
RENO, NV (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,954 4.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $1,410,000 $235,000 $3,766 3.81%
SPARTANBURG, SC (FHA|USDA|VA) 9 $1,405,000 $156,111 $1,652 3.93%
VICTORIA, TX (FHA|USDA|VA) 6 $1,380,000 $230,000 $2,091 3.98%
TYLER, TX (FHA|USDA|VA) 9 $1,375,000 $152,778 $2,242 3.97%
MADERA, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,668 3.80%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,350,000 $168,750 $2,302 4.20%
Whitewater, WI (FHA|USDA|VA) 8 $1,330,000 $166,250 $3,801 3.64%
TOLEDO, OH (FHA|USDA|VA) 10 $1,330,000 $133,000 $1,747 4.06%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,244 3.69%
VISALIA, CA (FHA|USDA|VA) 6 $1,320,000 $220,000 $1,915 3.83%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,285,000 $142,778 $1,867 3.86%
MERCED, CA (FHA|USDA|VA) 6 $1,270,000 $211,667 $1,201 3.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,200,000 $200,000 $3,533 3.46%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $1,190,000 $198,333 $1,833 4.27%
Hobbs, NM (FHA|USDA|VA) 7 $1,175,000 $167,857 $1,535 4.05%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,170,000 $146,250 $2,080 4.25%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $1,165,000 $166,429 $3,210 4.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,155,000 $231,000 $2,802 3.57%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,120,000 $186,667 $2,967 3.77%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,819 3.79%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 9 $1,115,000 $123,889 $1,698 4.03%
FRESNO, CA (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,701 3.94%
NEW BERN, NC (FHA|USDA|VA) 7 $1,105,000 $157,857 $1,635 4.32%
READING, PA (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,132 4.05%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,080,000 $180,000 $1,383 3.98%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,826 4.20%
HATTIESBURG, MS (FHA|USDA|VA) 6 $1,070,000 $178,333 $1,744 4.21%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,060,000 $176,667 $2,486 3.85%
JACKSON, MI (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,261 4.04%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,040,000 $173,333 $1,685 3.90%
MUSKEGON, MI (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,250 4.00%
REDDING, CA (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,509 3.31%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,171 4.17%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,005,000 $201,000 $1,343 3.75%
MOBILE, AL (FHA|USDA|VA) 7 $1,005,000 $143,571 $1,745 3.73%
PUEBLO, CO (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,296 3.71%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,000,000 $125,000 $1,164 4.36%
BURLINGTON, NC (FHA|USDA|VA) 8 $990,000 $123,750 $1,733 3.95%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $975,000 $195,000 $1,856 3.65%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $970,000 $161,667 $2,636 4.13%
HINESVILLE, GA (FHA|USDA|VA) 6 $970,000 $161,667 $3,932 3.75%
Tupelo, MS (FHA|USDA|VA) 6 $960,000 $160,000 $1,385 3.94%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $960,000 $160,000 $1,879 3.54%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $950,000 $118,750 $1,920 3.89%
SAN ANGELO, TX (FHA|USDA|VA) 6 $950,000 $158,333 $1,776 3.83%
PEORIA, IL (FHA|USDA|VA) 7 $935,000 $133,571 $2,073 4.16%
YUMA, AZ (FHA|USDA|VA) 6 $930,000 $155,000 $2,803 3.90%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $915,000 $130,714 $1,415 4.05%
HAMMOND, LA (FHA|USDA|VA) 6 $910,000 $151,667 $1,841 3.98%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $905,000 $181,000 $1,866 4.10%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $895,000 $127,857 $1,180 4.07%
Clinton, IA (FHA|USDA|VA) 5 $895,000 $179,000 $1,903 3.70%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $890,000 $148,333 $1,373 3.77%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $890,000 $148,333 $2,468 4.02%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $865,000 $173,000 $1,183 3.83%
LANCASTER, PA (FHA|USDA|VA) 5 $855,000 $171,000 $2,589 3.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $855,000 $122,143 $2,157 3.96%
Show Low, AZ (FHA|USDA|VA) 6 $850,000 $141,667 $2,711 3.87%
ALBANY, GA (FHA|USDA|VA) 6 $850,000 $141,667 $1,603 3.89%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $840,000 $210,000 $2,108 3.91%
GREEN BAY, WI (FHA|USDA|VA) 6 $840,000 $140,000 $2,407 4.25%
LOGAN, UT-ID (FHA|USDA|VA) 5 $835,000 $167,000 $1,405 4.05%
MONROE, LA (FHA|USDA|VA) 6 $830,000 $138,333 $1,274 4.29%
Pahrump, NV (FHA|USDA|VA) 4 $820,000 $205,000 $1,615 3.53%
ABILENE, TX (FHA|USDA|VA) 6 $820,000 $136,667 $1,336 3.85%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $815,000 $116,429 $1,420 3.79%
AMARILLO, TX (FHA|USDA|VA) 6 $810,000 $135,000 $1,502 3.71%
COLUMBUS, IN (FHA|USDA|VA) 6 $810,000 $135,000 $1,997 4.08%
Holland, MI (FHA|USDA|VA) 6 $810,000 $135,000 $1,795 4.31%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $805,000 $161,000 $1,794 3.95%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $800,000 $133,333 $1,676 3.85%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $800,000 $200,000 $3,361 3.91%
CHEYENNE, WY (FHA|USDA|VA) 3 $795,000 $265,000 $2,148 3.16%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $795,000 $159,000 $1,876 3.70%
MEDFORD, OR (FHA|USDA|VA) 4 $790,000 $197,500 $2,404 3.94%
LUBBOCK, TX (FHA|USDA|VA) 5 $785,000 $157,000 $1,091 4.05%
Coos Bay, OR (FHA|USDA|VA) 4 $780,000 $195,000 $2,201 4.06%
LEBANON, PA (FHA|USDA|VA) 5 $775,000 $155,000 $2,467 3.92%
VALDOSTA, GA (FHA|USDA|VA) 7 $775,000 $110,714 $1,412 4.32%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $765,000 $255,000 $2,005 3.96%
SALINAS, CA (FHA|USDA|VA) 2 $760,000 $380,000 $5,076 3.75%
ERIE, PA (FHA|USDA|VA) 6 $760,000 $126,667 $1,839 3.85%
Ashtabula, OH (FHA|USDA|VA) 6 $750,000 $125,000 $1,723 3.92%
GREENVILLE, NC (FHA|USDA|VA) 5 $745,000 $149,000 $2,228 3.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $745,000 $149,000 $2,416 3.80%
CARSON CITY, NV (FHA|USDA|VA) 3 $735,000 $245,000 $3,461 4.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $735,000 $81,667 $1,055 4.22%
Fort Polk South, LA (FHA|USDA|VA) 3 $725,000 $241,667 $3,383 3.92%
RACINE, WI (FHA|USDA|VA) 5 $725,000 $145,000 $2,209 3.98%
BOISE CITY, ID (FHA|USDA|VA) 3 $715,000 $238,333 $3,646 3.96%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $715,000 $143,000 $2,383 4.15%
FLORENCE, SC (FHA|USDA|VA) 5 $715,000 $143,000 $1,363 4.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $710,000 $355,000 $5,509 3.25%
ROCKFORD, IL (FHA|USDA|VA) 7 $695,000 $99,286 $1,638 4.16%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $695,000 $139,000 $1,497 4.07%
DOTHAN, AL (FHA|USDA|VA) 5 $685,000 $137,000 $1,705 4.28%
DOVER, DE (FHA|USDA|VA) 3 $685,000 $228,333 $2,518 4.50%
SUMTER, SC (FHA|USDA|VA) 4 $680,000 $170,000 $2,898 4.34%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $680,000 $113,333 $1,223 4.25%
GOLDSBORO, NC (FHA|USDA|VA) 3 $655,000 $218,333 $2,356 3.63%
Jefferson, GA (FHA|USDA|VA) 3 $655,000 $218,333 $1,996 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $655,000 $131,000 $2,254 3.65%
KOKOMO, IN (FHA|USDA|VA) 4 $650,000 $162,500 $2,137 3.69%
Big Rapids, MI (FHA|USDA|VA) 3 $645,000 $215,000 $3,062 4.33%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $605,000 $201,667 $3,801 3.62%
VALLEJO, CA (FHA|USDA|VA) 1 $595,000 $595,000 $20,105 4.25%
AMES, IA (FHA|USDA|VA) 3 $595,000 $198,333 $3,680 3.41%
Troy, AL (FHA|USDA|VA) 2 $590,000 $295,000 $2,966 4.13%
GRANTS PASS, OR (FHA|USDA|VA) 2 $590,000 $295,000 $3,663 3.81%
YUBA CITY, CA (FHA|USDA|VA) 2 $590,000 $295,000 $1,573 4.13%
Sanford, NC (FHA|USDA|VA) 4 $590,000 $147,500 $1,947 4.00%
FORT WAYNE, IN (FHA|USDA|VA) 5 $585,000 $117,000 $2,072 3.95%
MONROE, MI (FHA|USDA|VA) 3 $585,000 $195,000 $1,733 3.66%
Shelby, NC (FHA|USDA|VA) 5 $575,000 $115,000 $1,743 3.75%
Palatka, FL (FHA|USDA|VA) 3 $565,000 $188,333 $1,591 4.08%
Corsicana, TX (FHA|USDA|VA) 4 $560,000 $140,000 $2,194 3.88%
WACO, TX (FHA|USDA|VA) 4 $560,000 $140,000 $2,699 3.69%
Albertville, AL (FHA|USDA|VA) 4 $560,000 $140,000 $903 4.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $550,000 $275,000 $2,577 3.56%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $540,000 $135,000 $1,392 4.09%
GAINESVILLE, FL (FHA|USDA|VA) 4 $540,000 $135,000 $2,984 4.25%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $540,000 $135,000 $540 3.69%
CLEVELAND, TN (FHA|USDA|VA) 5 $535,000 $107,000 $1,148 4.00%
NILES, MI (FHA|USDA|VA) 5 $535,000 $107,000 $2,587 3.60%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $530,000 $132,500 $1,653 3.87%
Albemarle, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,625 3.75%
Wabash, IN (FHA|USDA|VA) 4 $530,000 $132,500 $3,670 3.78%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $525,000 $175,000 $1,499 4.42%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $525,000 $175,000 $4,484 3.54%
Cedar City, UT (FHA|USDA|VA) 3 $515,000 $171,667 $3,657 4.04%
JACKSON, TN (FHA|USDA|VA) 3 $515,000 $171,667 $2,010 3.79%
DALTON, GA (FHA|USDA|VA) 3 $515,000 $171,667 $1,025 4.58%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $510,000 $255,000 $3,121 4.00%
BANGOR, ME (FHA|USDA|VA) 4 $510,000 $127,500 $1,701 3.56%
KANKAKEE, IL (FHA|USDA|VA) 3 $495,000 $165,000 $1,271 3.58%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $490,000 $122,500 $1,566 4.16%
Meadville, PA (FHA|USDA|VA) 4 $470,000 $117,500 $1,997 4.03%
COLUMBIA, MO (FHA|USDA|VA) 3 $465,000 $155,000 $1,392 3.42%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $465,000 $155,000 $515 4.08%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $465,000 $93,000 $1,321 4.00%
LAFAYETTE, LA (FHA|USDA|VA) 3 $465,000 $155,000 $1,524 4.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $460,000 $115,000 $3,046 3.94%
Warrensburg, MO (FHA|USDA|VA) 2 $460,000 $230,000 $547 5.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $455,000 $151,667 $1,392 3.75%
GETTYSBURG, PA (FHA|USDA|VA) 3 $455,000 $151,667 $1,594 4.04%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $455,000 $151,667 $3,215 3.83%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $450,000 $112,500 $1,837 4.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $445,000 $148,333 $2,712 3.63%
Wilson, NC (FHA|USDA|VA) 3 $445,000 $148,333 $2,647 3.67%
Middlesborough, KY (FHA|USDA|VA) 3 $445,000 $148,333 $2,794 3.92%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $440,000 $110,000 $1,215 4.34%
DECATUR, AL (FHA|USDA|VA) 2 $440,000 $220,000 $2,267 4.31%
Ukiah, CA (FHA|USDA|VA) 2 $440,000 $220,000 $6,427 3.88%
Fremont, OH (FHA|USDA|VA) 4 $440,000 $110,000 $1,334 3.75%
Natchitoches, LA (FHA|USDA|VA) 2 $440,000 $220,000 $1,599 4.19%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $440,000 $220,000 $2,869 3.87%
CHICO, CA (FHA|USDA|VA) 3 $435,000 $145,000 $1,735 4.00%
Statesboro, GA (FHA|USDA|VA) 2 $430,000 $215,000 $2,921 3.56%
Heber, UT (FHA|USDA|VA) 1 $425,000 $425,000 $5,286 3.00%
Winnemucca, NV (FHA|USDA|VA) 2 $420,000 $210,000 $4,007 4.31%
Jacksonville, TX (FHA|USDA|VA) 3 $415,000 $138,333 $2,912 3.83%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $415,000 $138,333 $1,738 3.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $415,000 $138,333 $968 4.46%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $410,000 $205,000 $4,428 4.50%
North Wilkesboro, NC (FHA|USDA|VA) 3 $405,000 $135,000 $2,060 4.46%
FLINT, MI (FHA|USDA|VA) 3 $405,000 $135,000 $1,104 4.17%
Greeneville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $1,584 4.08%
Ontario, OR-ID (FHA|USDA|VA) 3 $405,000 $135,000 $946 4.21%
PANAMA CITY, FL (FHA|USDA|VA) 1 $395,000 $395,000 $10,750 4.75%
BISMARCK, ND (FHA|USDA|VA) 1 $395,000 $395,000 $23,037 3.25%
Pottsville, PA (FHA|USDA|VA) 3 $395,000 $131,667 $2,633 4.13%
Gaffney, SC (FHA|USDA|VA) 3 $395,000 $131,667 $2,313 4.08%
Natchez, MS-LA (FHA|USDA|VA) 2 $390,000 $195,000 $1,904 3.75%
Warsaw, IN (FHA|USDA|VA) 2 $390,000 $195,000 $1,709 3.38%
ANCHORAGE, AK (FHA|USDA|VA) 1 $385,000 $385,000 $4,711 3.25%
Dublin, GA (FHA|USDA|VA) 4 $380,000 $95,000 $1,301 3.94%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $380,000 $190,000 $871 4.00%
Indiana, PA (FHA|USDA|VA) 2 $380,000 $190,000 $4,115 3.88%
Elko, NV (FHA|USDA|VA) 2 $380,000 $190,000 $8,823 4.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $375,000 $375,000 $8,479 3.75%
ANN ARBOR, MI (FHA|USDA|VA) 3 $375,000 $125,000 $1,510 4.00%
Cadillac, MI (FHA|USDA|VA) 3 $375,000 $125,000 $1,371 3.92%
Morehead City, NC (FHA|USDA|VA) 2 $370,000 $185,000 $2,525 3.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.50%
Wilmington, OH (FHA|USDA|VA) 3 $365,000 $121,667 $1,069 4.25%
Quincy, IL-MO (FHA|USDA|VA) 3 $365,000 $121,667 $2,769 3.79%
Fernley, NV (FHA|USDA|VA) 2 $360,000 $180,000 $2,161 3.81%
Shawano, WI (FHA|USDA|VA) 2 $360,000 $180,000 $5,775 3.50%
St. Marys, GA (FHA|USDA|VA) 3 $355,000 $118,333 $938 3.29%
Cookeville, TN (FHA|USDA|VA) 3 $355,000 $118,333 $1,233 4.25%
Wooster, OH (FHA|USDA|VA) 3 $355,000 $118,333 $1,099 4.17%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $355,000 $118,333 $819 3.63%
Coldwater, MI (FHA|USDA|VA) 3 $355,000 $118,333 $780 4.42%
Americus, GA (FHA|USDA|VA) 2 $350,000 $175,000 $1,335 4.13%
Clearlake, CA (FHA|USDA|VA) 2 $350,000 $175,000 $1,714 3.75%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $350,000 $175,000 $2,132 3.81%
Frankfort, IN (FHA|USDA|VA) 4 $350,000 $87,500 $1,687 4.03%
Roswell, NM (FHA|USDA|VA) 2 $340,000 $170,000 $1,817 4.00%
Klamath Falls, OR (FHA|USDA|VA) 3 $335,000 $111,667 $1,176 3.75%
Seymour, IN (FHA|USDA|VA) 3 $335,000 $111,667 $1,908 3.42%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $330,000 $165,000 $2,225 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 2 $330,000 $165,000 $852 4.19%
MADISON, WI (FHA|USDA|VA) 2 $330,000 $165,000 $2,372 3.81%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $330,000 $165,000 $2,713 3.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $330,000 $165,000 $1,487 3.81%
DANVILLE, IL (FHA|USDA|VA) 4 $330,000 $82,500 $984 4.53%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $325,000 $108,333 $1,736 4.25%
Laurinburg, NC (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $325,000 $325,000 $21,139 4.50%
SANTA FE, NM (FHA|USDA|VA) 1 $325,000 $325,000 $2,927 3.25%
Waycross, GA (FHA|USDA|VA) 2 $320,000 $160,000 $4,348 4.63%
Helena, MT (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 2 $310,000 $155,000 $1,329 3.75%
Big Spring, TX (FHA|USDA|VA) 2 $310,000 $155,000 $2,643 4.00%
Urbana, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,185 4.49%
Lake City, FL (FHA|USDA|VA) 3 $305,000 $101,667 $798 4.08%
Alice, TX (FHA|USDA|VA) 2 $300,000 $150,000 $1,154 4.50%
Auburn, IN (FHA|USDA|VA) 3 $295,000 $98,333 $2,536 4.00%
Roseburg, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,286 3.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $295,000 $295,000 $620 3.50%
Thomasville, GA (FHA|USDA|VA) 3 $295,000 $98,333 $1,337 4.21%
Clovis, NM (FHA|USDA|VA) 3 $295,000 $98,333 $1,425 3.92%
Sulphur Springs, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,823 3.75%
JOPLIN, MO (FHA|USDA|VA) 2 $290,000 $145,000 $1,372 4.06%
ROME, GA (FHA|USDA|VA) 2 $290,000 $145,000 $1,189 4.13%
Escanaba, MI (FHA|USDA|VA) 2 $290,000 $145,000 $1,537 4.00%
Dyersburg, TN (FHA|USDA|VA) 2 $290,000 $145,000 $1,182 4.38%
Lawrenceburg, TN (FHA|USDA|VA) 2 $290,000 $145,000 $1,795 3.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $285,000 $285,000 $3,704 3.50%
PINE BLUFF, AR (FHA|USDA|VA) 3 $285,000 $95,000 $608 4.71%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $285,000 $285,000 $1,865 4.50%
SAGINAW, MI (FHA|USDA|VA) 3 $285,000 $95,000 $840 4.50%
Susanville, CA (FHA|USDA|VA) 2 $280,000 $140,000 $1,723 4.38%
Oskaloosa, IA (FHA|USDA|VA) 2 $280,000 $140,000 $3,253 4.00%
Poplar Bluff, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,551 3.63%
Sandusky, OH (FHA|USDA|VA) 2 $280,000 $140,000 $5,218 4.06%
Dumas, TX (FHA|USDA|VA) 2 $280,000 $140,000 $2,051 3.88%
Lumberton, NC (FHA|USDA|VA) 3 $275,000 $91,667 $786 3.92%
Prineville, OR (FHA|USDA|VA) 1 $275,000 $275,000 $2,676 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $270,000 $135,000 $718 4.00%
Orangeburg, SC (FHA|USDA|VA) 2 $270,000 $135,000 $1,516 3.75%
Findlay, OH (FHA|USDA|VA) 2 $270,000 $135,000 $1,905 3.62%
Farmington, MO (FHA|USDA|VA) 2 $270,000 $135,000 $1,123 4.25%
Zanesville, OH (FHA|USDA|VA) 4 $270,000 $67,500 $733 4.59%
Red Bluff, CA (FHA|USDA|VA) 2 $270,000 $135,000 $3,418 4.25%
Ottawa, IL (FHA|USDA|VA) 1 $265,000 $265,000 $3,496 3.99%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $265,000 $265,000 $4,123 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $265,000 $88,333 $1,805 3.67%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $265,000 $265,000 $5,002 3.63%
Cambridge, OH (FHA|USDA|VA) 1 $265,000 $265,000 $2,745 3.50%
Paris, TX (FHA|USDA|VA) 2 $260,000 $130,000 $1,627 4.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $260,000 $130,000 $1,627 4.25%
Danville, KY (FHA|USDA|VA) 2 $260,000 $130,000 $2,306 3.71%
Glasgow, KY (FHA|USDA|VA) 2 $260,000 $130,000 $2,624 3.63%
JONESBORO, AR (FHA|USDA|VA) 2 $260,000 $130,000 $454 3.75%
Shawnee, OK (FHA|USDA|VA) 2 $260,000 $130,000 $1,390 4.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,681 3.75%
Oxford, MS (FHA|USDA|VA) 1 $255,000 $255,000 $4,237 3.25%
Alexander City, AL (FHA|USDA|VA) 2 $250,000 $125,000 $1,535 3.75%
Silver City, NM (FHA|USDA|VA) 2 $250,000 $125,000 $1,302 4.00%
Sidney, OH (FHA|USDA|VA) 2 $250,000 $125,000 $703 4.81%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $250,000 $125,000 $1,935 3.88%
Alpena, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,077 4.19%
Mount Vernon, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,584 3.75%
Chillicothe, OH (FHA|USDA|VA) 2 $250,000 $125,000 $1,809 3.75%
Brevard, NC (FHA|USDA|VA) 2 $250,000 $125,000 $1,860 4.00%
Crossville, TN (FHA|USDA|VA) 2 $250,000 $125,000 $1,904 3.81%
Riverton, WY (FHA|USDA|VA) 1 $245,000 $245,000 $3,363 3.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.75%
Searcy, AR (FHA|USDA|VA) 3 $245,000 $81,667 $1,080 3.96%
Calhoun, GA (FHA|USDA|VA) 2 $240,000 $120,000 $960 4.50%
MIDLAND, MI (FHA|USDA|VA) 2 $240,000 $120,000 $1,653 3.75%
Stevens Point, WI (FHA|USDA|VA) 2 $240,000 $120,000 $1,659 4.25%
Seneca, SC (FHA|USDA|VA) 2 $240,000 $120,000 $1,519 4.25%
Palestine, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,766 3.63%
GADSDEN, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,483 4.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $235,000 $235,000 $4,275 3.50%
Hereford, TX (FHA|USDA|VA) 2 $230,000 $115,000 $1,265 4.00%
Payson, AZ (FHA|USDA|VA) 2 $230,000 $115,000 $1,676 3.75%
FOND DU LAC, WI (FHA|USDA|VA) 2 $230,000 $115,000 $715 5.06%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $230,000 $115,000 $1,267 4.44%
Greensburg, IN (FHA|USDA|VA) 2 $230,000 $115,000 $1,265 4.25%
Craig, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,352 3.25%
Centralia, IL (FHA|USDA|VA) 1 $225,000 $225,000 $823 3.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $225,000 $225,000 $1,685 3.75%
Athens, OH (FHA|USDA|VA) 2 $220,000 $110,000 $1,568 3.75%
Marion, IN (FHA|USDA|VA) 2 $220,000 $110,000 $1,728 3.50%
APPLETON, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,434 3.75%
Crawfordsville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $788 3.88%
Columbus, MS (FHA|USDA|VA) 2 $220,000 $110,000 $1,049 4.25%
Pontiac, IL (FHA|USDA|VA) 2 $220,000 $110,000 $2,935 3.50%
Menomonie, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,635 3.50%
Jesup, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,051 3.99%
Fallon, NV (FHA|USDA|VA) 1 $215,000 $215,000 $2,498 3.50%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,373 4.00%
El Dorado, AR (FHA|USDA|VA) 1 $205,000 $205,000 $7,522 3.88%
Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $1,390 3.75%
Fairfield, IA (FHA|USDA|VA) 1 $205,000 $205,000 $1,211 4.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $205,000 $205,000 $999 3.75%
Madison, IN (FHA|USDA|VA) 2 $200,000 $100,000 $3,408 3.44%
Alamogordo, NM (FHA|USDA|VA) 2 $200,000 $100,000 $2,855 4.00%
Lufkin, TX (FHA|USDA|VA) 2 $200,000 $100,000 $1,151 3.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $200,000 $100,000 $1,758 3.88%
McComb, MS (FHA|USDA|VA) 1 $195,000 $195,000 $1,180 4.25%
Pierre, SD (FHA|USDA|VA) 1 $195,000 $195,000 $1,884 3.50%
POCATELLO, ID (FHA|USDA|VA) 1 $195,000 $195,000 $4,050 3.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,069 3.75%
Bennettsville, SC (FHA|USDA|VA) 2 $190,000 $95,000 $2,586 4.00%
Paducah, KY-IL (FHA|USDA|VA) 2 $190,000 $95,000 $889 3.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,763 3.25%
Tifton, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,935 3.99%
Bradford, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,071 4.25%
Frankfort, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,656 4.25%
Safford, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $913 3.25%
Sheridan, WY (FHA|USDA|VA) 1 $185,000 $185,000 $3,004 2.88%
Madisonville, KY (FHA|USDA|VA) 2 $180,000 $90,000 $999 4.31%
McAlester, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,031 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,980 3.88%
LAWTON, OK (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.25%
Centralia, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,709 3.75%
EspaƱola, NM (FHA|USDA|VA) 1 $175,000 $175,000 $3,033 3.50%
Coshocton, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,497 4.38%
MORRISTOWN, TN (FHA|USDA|VA) 2 $170,000 $85,000 $850 4.38%
Richmond, IN (FHA|USDA|VA) 2 $170,000 $85,000 $762 4.13%
Salem, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,311 4.38%
Russellville, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,695 3.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $165,000 $165,000 $1,813 3.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,967 3.99%
LaGrange, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,222 3.63%
Mexico, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,770 4.50%
Vicksburg, MS (FHA|USDA|VA) 1 $165,000 $165,000 $1,198 4.25%
CaƱon City, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,548 3.25%
Price, UT (FHA|USDA|VA) 1 $165,000 $165,000 $2,146 3.25%
Galesburg, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,782 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $160,000 $80,000 $697 4.19%
Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,657 3.25%
Cullman, AL (FHA|USDA|VA) 1 $155,000 $155,000 $1,957 3.50%
Rochelle, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,367 3.88%
Corinth, MS (FHA|USDA|VA) 1 $155,000 $155,000 $1,301 4.38%
The Dalles, OR (FHA|USDA|VA) 1 $155,000 $155,000 $1,991 3.50%
Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,917 3.75%
Kerrville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,033 4.25%
New Castle, PA (FHA|USDA|VA) 2 $150,000 $75,000 $451 4.50%
Campbellsville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $145,000 $145,000 $1,687 4.50%
Sedalia, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,277 3.99%
Rolla, MO (FHA|USDA|VA) 1 $145,000 $145,000 $835 3.75%
Kingsville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,014 3.99%
Lewisburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,127 4.50%
Brookings, OR (FHA|USDA|VA) 1 $145,000 $145,000 $1,377 3.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $145,000 $145,000 $1,845 3.99%
Somerset, PA (FHA|USDA|VA) 2 $140,000 $70,000 $1,160 4.00%
Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,728 3.99%
Beeville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $993 4.75%
Zapata, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,531 4.25%
Bluffton, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,050 4.75%
Richmond-Berea, KY (FHA|USDA|VA) 1 $135,000 $135,000 $1,077 4.00%
Cordele, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,885 4.75%
MUNCIE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,141 3.75%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $884 5.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $125,000 $125,000 $754 4.25%
Kendallville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,019 3.25%
Newport, OR (FHA|USDA|VA) 1 $125,000 $125,000 $1,410 4.25%
Ozark, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,036 4.13%
Platteville, WI (FHA|USDA|VA) 1 $125,000 $125,000 $1,997 3.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,173 3.25%
Baraboo, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,206 3.25%
Sikeston, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,197 4.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $115,000 $115,000 $551 3.25%
Jackson, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,816 3.75%
DeRidder, LA (FHA|USDA|VA) 1 $115,000 $115,000 $672 4.50%
Andrews, TX (FHA|USDA|VA) 1 $115,000 $115,000 $1,145 3.75%
Blytheville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,112 3.50%
TULSA, OK (FHA|USDA|VA) 1 $115,000 $115,000 $903 4.13%
Bogalusa, LA (FHA|USDA|VA) 1 $115,000 $115,000 $1,178 4.75%
London, KY (FHA|USDA|VA) 1 $115,000 $115,000 $745 4.50%
Nogales, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $2,069 4.25%
Forest City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $805 4.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $115,000 $115,000 $1,217 4.25%
Athens, TN (FHA|USDA|VA) 1 $115,000 $115,000 $713 4.63%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,806 3.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $115,000 $115,000 $1,242 3.75%
Clewiston, FL (FHA|USDA|VA) 1 $115,000 $115,000 $691 4.50%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $879 3.75%
Kearney, NE (FHA|USDA|VA) 1 $105,000 $105,000 $1,460 3.25%
Cedartown, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,270 3.63%
Central City, KY (FHA|USDA|VA) 1 $105,000 $105,000 $1,160 4.25%
BAY CITY, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,159 4.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,193 3.25%
Toccoa, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,620 4.13%
Enterprise, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,271 3.99%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $105,000 $105,000 $501 3.75%
ALTOONA, PA (FHA|USDA|VA) 1 $105,000 $105,000 $511 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,019 3.75%
Bedford, IN (FHA|USDA|VA) 1 $95,000 $95,000 $888 4.50%
Marion, NC (FHA|USDA|VA) 1 $95,000 $95,000 $1,003 3.75%
Laurel, MS (FHA|USDA|VA) 1 $95,000 $95,000 $1,251 4.75%
Storm Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $805 3.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,721 3.75%
Douglas, GA (FHA|USDA|VA) 1 $95,000 $95,000 $1,328 3.75%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,679 3.75%
Del Rio, TX (FHA|USDA|VA) 1 $95,000 $95,000 $1,406 3.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $907 4.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,380 3.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $1,238 4.25%
Tiffin, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,043 3.75%
Huntingdon, PA (FHA|USDA|VA) 1 $85,000 $85,000 $559 4.25%
Granbury, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,160 4.00%
Brownwood, TX (FHA|USDA|VA) 1 $85,000 $85,000 $1,494 3.99%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $1,765 3.50%
Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,097 4.75%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,806 3.75%
Muscatine, IA (FHA|USDA|VA) 1 $85,000 $85,000 $1,401 3.75%
WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,543 3.13%
Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $764 4.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $85,000 $85,000 $2,565 3.99%
Miami, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.75%
Marietta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,078 4.38%
Ashland, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,638 4.50%
Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,306 4.75%
Logansport, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,385 4.25%
Morgan City, LA (FHA|USDA|VA) 1 $75,000 $75,000 $836 4.50%
Ottumwa, IA (FHA|USDA|VA) 1 $65,000 $65,000 $831 4.75%
LIMA, OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,094 4.75%
Adrian, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,112 4.75%
Mason City, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.50%
Greenwood, MS (FHA|USDA|VA) 1 $55,000 $55,000 $1,585 3.75%
Harrison, AR (FHA|USDA|VA) 1 $55,000 $55,000 $292 3.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $35,000 $35,000 $2,300 6.50%
Village Capital Mortgage's top markets include Atlanta, Dallas, Houston, Phoenix, and Riverside among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 2,871 $496,705,000 $173,008 $1,907 4.06%
    VA 2,272 $484,590,000 $213,288 $3,004 3.72%
    USDA 79 $11,035,000 $139,684 $4,998 3.79%
    Conventional 48 $6,040,000 $125,833 $3,122 6.03%

    For 2019, Village Capital Mortgage's most frequently originated type of loan was FHA, with 2,871 originations. Their 2nd most popular type was VA, with 2,272 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,976 $936,430,000 $188,189 $2,217 3.89%
    Cash Out Refi 239 $53,585,000 $224,205 $6,906 4.12%
    Home Purchase 55 $8,355,000 $151,909 $2,978 5.99%

    For 2019, Village Capital Mortgage's most frequently cited loan purpose was Refi, with 4,976 originations. The 2nd most popular reason was Cash Out Refi, with 239 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,818 $930,610,000 $193,153 $2,474 3.91%
    Other 366 $58,910,000 $160,956 $2,098 3.89%
    20 Year 41 $4,455,000 $108,659 $1,750 5.19%
    15 Year 32 $3,960,000 $123,750 $2,230 3.69%
    10 Year 13 $435,000 $33,462 $1,351 7.33%

    For 2019, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 4,818 originations. The 2nd most popular length was Other, with 366 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,920 $693,120,000 $176,816
    $1k-2k 590 $100,220,000 $169,864
    $2k-3k 358 $84,170,000 $235,112
    $3k-4k 166 $45,020,000 $271,205
    $5k+ 133 $45,215,000 $339,962
    $4k-5k 101 $29,765,000 $294,703

    Village Capital Mortgage's average total fees were $2,474, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,920 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,075 $611,005,000 $198,701
    4-5% 1,966 $335,830,000 $170,819
    2.5-3% 168 $44,680,000 $265,952
    5-6% 36 $5,550,000 $154,167
    7-8% 24 $1,270,000 $52,917
    6-7% 1 $35,000 $35,000

    During 2019, Village Capital Mortgage's average interest rate for loans was 3.91%, while their most frequently originated rate bucket for loans was 3-4%, with 3,075 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,741 $401,775,000 $146,580 $1,972 3.94%
    $200k-400k 1,718 $456,340,000 $265,623 $3,223 3.81%
    $100,000 or less 631 $50,495,000 $80,024 $1,297 4.26%
    $400k-600k 154 $71,660,000 $465,325 $5,591 3.64%
    $600k-1MM 25 $16,985,000 $679,400 $8,600 3.52%
    $1MM+ 1 $1,115,000 $1,115,000 $5,530 3.25%

    2019 saw Village Capital Mortgage place emphasis on $100k-200k loans with 2,741 originations, totaling $401,775,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 208 $38,210,000 $183,702 $4,929 4.30%
    $50k or less 141 $18,625,000 $132,092 $4,464 4.52%
    $75k-100k 108 $22,980,000 $212,778 $5,773 4.32%
    $100k-150k 84 $24,830,000 $295,595 $7,567 4.22%
    $150k-250k 4 $1,790,000 $447,500 $12,226 4.28%
    $250k+ 4 $1,760,000 $440,000 $6,502 4.19%

    Village Capital Mortgage lent most frequently to those with incomes in the $50k-75k range, with 208 originations. The second most popular income band? $50k or less, with 141 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 85 $18,985,000 $223,353 $5,635 4.36%
    20-30% 69 $12,035,000 $174,420 $5,151 4.17%
    30-36% 53 $9,135,000 $172,358 $4,770 4.55%
    <20% 48 $5,630,000 $117,292 $3,923 4.68%
    47% 22 $4,770,000 $216,818 $7,020 4.51%
    46% 22 $4,700,000 $213,636 $6,696 4.34%
    44% 22 $4,520,000 $205,455 $6,556 4.15%
    36% 21 $3,865,000 $184,048 $5,114 4.49%
    41% 20 $3,620,000 $181,000 $4,989 4.40%
    49% 19 $3,895,000 $205,000 $5,363 4.55%
    38% 19 $4,105,000 $216,053 $3,911 4.39%
    48% 19 $4,945,000 $260,263 $5,811 4.30%
    40% 19 $3,825,000 $201,316 $6,603 4.50%
    45% 19 $4,245,000 $223,421 $5,762 4.31%
    39% 18 $3,760,000 $208,889 $4,688 4.01%
    43% 17 $4,525,000 $266,176 $7,446 4.51%
    37% 16 $4,440,000 $277,500 $7,493 4.26%
    42% 11 $2,175,000 $197,727 $4,691 4.24%
    >60% 6 $1,960,000 $326,667 $5,553 4.15%

    Village Capital Mortgage lent most frequently to those with DTI ratios of 50-60%, with 85 originations. The next most common DTI ratio? 20-30%, with 69 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,477 $637,245,000 $183,274 $2,474 3.94%
    Black 1,299 $253,815,000 $195,393 $2,288 3.96%
    Not provided 365 $75,945,000 $208,068 $2,443 3.73%
    Asian 70 $19,240,000 $274,857 $3,343 3.84%
    American Indian 36 $6,740,000 $187,222 $2,017 3.95%
    Native Hawaiian or Islander 21 $5,005,000 $238,333 $3,273 3.95%
    Other Pacific Islander 2 $380,000 $190,000 $1,768 3.56%

    Approval Rates

    Total approvals of all applications
    90.80%

    Village Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -3.26%

    Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,270 $998,370,000 $189,444

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 286 $35,050,000 $122,552
    Single Family (1-4 Units):Site-Built 4,984 $963,320,000 $193,283

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8 $620,000 $77,500 $2,377 4.61%
    40-60% 44 $4,800,000 $109,091 $1,897 4.24%
    60-80% 321 $43,485,000 $135,467 $2,406 4.11%
    80-100% 4,545 $863,045,000 $189,889 $2,300 3.93%
    Over 100% 302 $79,290,000 $262,550 $4,425 3.66%
    Under 20% 5 $165,000 $33,000 $1,355 7.15%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Village Capital & Investment LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 4 33.3%
    Village Capital & Investment LLC FHA mortgage Struggling to pay mortgage 1 8.3%
    Village Capital & Investment LLC FHA mortgage Trouble during payment process 3 25.0%
    Village Capital & Investment LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
    Village Capital & Investment LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 16.7%
    Village Capital & Investment LLC VA mortgage Closing on a mortgage 1 8.3%