Village Capital Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300VCMRO4ST680C11

Tax ID: 20-0192872

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Village Capital Mortgage is a mid-sized mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. Village Capital Mortgage has a low ratio of conventional loans.They have a low ratio of USDA loans. Their top markets by origination volume include: Riverside, Los Angeles, Atlanta, Washington, and San Diego among others. We have data for 836 markets. (Some data included below & more in-depth data is available with an active subscription.)

Village Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 11/17/24
30 Year Conventional Refi 6.49% 11/17/24
30 Year Cash-out Refi 6.80% 11/17/24
30 Year FHA Purchase 7.21% 11/17/24
30 Year FHA Refi 7.11% 11/17/24
30 Year VA Purchase 6.00% 11/17/24
30 Year VA Refi 5.81% 11/17/24
30 Year USDA Purchase 6.59% 11/17/24
30 Year USDA Refi 6.17% 11/17/24
15 Year Conventional Refi 6.27% 11/17/24
15 Year Cash-out Refi 6.27% 11/17/24
15 Year FHA Refi 6.94% 11/17/24
15 Year VA Refi 6.24% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Village Capital Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Village Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

30,026

Origination Dollar Volume (All Markets)

$6,703,020,000
Show all (661) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 848 $278,280,000 $328,160 $4,280 2.37%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 468 $231,750,000 $495,192 $5,665 2.37%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 992 $216,860,000 $218,609 $3,331 2.52%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 584 $215,900,000 $369,692 $5,251 2.40%
Outside of Metro Areas 1,377 $214,335,000 $155,654 $2,639 2.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 370 $175,570,000 $474,514 $5,499 2.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 708 $163,560,000 $231,017 $3,193 2.62%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 590 $144,410,000 $244,763 $3,781 2.46%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 592 $122,830,000 $207,483 $2,908 2.67%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 491 $106,865,000 $217,648 $3,124 2.54%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 280 $101,600,000 $362,857 $4,416 2.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 516 $101,050,000 $195,833 $2,997 2.68%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 443 $95,915,000 $216,512 $3,862 2.62%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 371 $95,585,000 $257,642 $3,529 2.57%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 271 $95,305,000 $351,679 $4,782 2.37%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 419 $90,595,000 $216,217 $3,211 2.53%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 326 $90,200,000 $276,687 $4,258 2.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 402 $85,180,000 $211,891 $3,486 2.54%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 287 $80,855,000 $281,725 $4,525 2.60%
COLORADO SPRINGS, CO (FHA|USDA|VA) 265 $76,735,000 $289,566 $4,145 2.34%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 134 $73,190,000 $546,194 $7,482 2.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 206 $69,890,000 $339,272 $4,434 2.44%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 379 $68,925,000 $181,860 $3,023 2.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 259 $63,655,000 $245,772 $4,035 2.40%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 275 $63,545,000 $231,073 $3,611 2.59%
ST. LOUIS, MO-IL (FHA|USDA|VA) 360 $63,160,000 $175,444 $2,660 2.79%
JACKSONVILLE, FL (FHA|USDA|VA) 289 $60,585,000 $209,637 $3,337 2.51%
FAYETTEVILLE, NC (FHA|USDA|VA) 307 $58,825,000 $191,612 $3,211 2.44%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 228 $55,070,000 $241,535 $3,598 2.56%
SALT LAKE CITY, UT (FHA|USDA|VA) 177 $52,975,000 $299,294 $4,774 2.40%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 311 $51,985,000 $167,154 $2,762 2.73%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 173 $50,525,000 $292,052 $4,159 2.71%
RALEIGH-CARY, NC (FHA|USDA|VA) 198 $49,660,000 $250,808 $3,680 2.43%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 165 $49,405,000 $299,424 $4,352 2.32%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 177 $41,485,000 $234,379 $3,302 2.55%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 173 $41,085,000 $237,486 $4,067 2.45%
COLUMBUS, OH (FHA|USDA|VA) 219 $39,545,000 $180,571 $3,165 2.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 123 $36,855,000 $299,634 $3,963 2.50%
TUCSON, AZ (FHA|USDA|VA) 176 $34,880,000 $198,182 $3,032 2.47%
VALLEJO, CA (FHA|USDA|VA) 89 $34,715,000 $390,056 $5,255 2.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 181 $34,695,000 $191,685 $2,753 2.70%
COLUMBIA, SC (FHA|USDA|VA) 162 $34,270,000 $211,543 $3,338 2.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 228 $34,010,000 $149,167 $2,584 2.71%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 162 $33,800,000 $208,642 $3,101 2.50%
STOCKTON, CA (FHA|USDA|VA) 99 $33,695,000 $340,354 $4,384 2.46%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 192 $33,560,000 $174,792 $2,846 2.59%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 65 $33,075,000 $508,846 $6,256 2.20%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 215 $32,965,000 $153,326 $2,459 2.75%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 186 $32,370,000 $174,032 $2,831 2.50%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 162 $31,650,000 $195,370 $2,931 2.61%
BAKERSFIELD, CA (FHA|USDA|VA) 135 $31,105,000 $230,407 $3,124 2.49%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 158 $30,850,000 $195,253 $3,411 2.42%
PROVO-OREM, UT (FHA|USDA|VA) 95 $30,435,000 $320,368 $5,240 2.32%
JACKSONVILLE, NC (FHA|USDA|VA) 154 $29,670,000 $192,662 $3,415 2.46%
BOISE CITY, ID (FHA|USDA|VA) 115 $29,495,000 $256,478 $4,125 2.37%
PITTSBURGH, PA (FHA|USDA|VA) 180 $28,620,000 $159,000 $3,212 2.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 169 $27,695,000 $163,876 $3,012 2.66%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 126 $26,230,000 $208,175 $3,131 2.55%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 127 $25,935,000 $204,213 $3,204 2.54%
FRESNO, CA (FHA|USDA|VA) 97 $25,775,000 $265,722 $3,702 2.43%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 127 $24,995,000 $196,811 $2,859 2.45%
LOUISVILLE, KY (FHA|USDA|VA) 146 $24,100,000 $165,068 $2,775 2.68%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 112 $23,990,000 $214,196 $3,578 2.56%
HUNTSVILLE, AL (FHA|USDA|VA) 113 $23,865,000 $211,195 $3,009 2.51%
MODESTO, CA (FHA|USDA|VA) 79 $23,795,000 $301,203 $3,633 2.37%
EL PASO, TX (FHA|USDA|VA) 140 $22,510,000 $160,786 $2,607 2.60%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 93 $22,485,000 $241,774 $3,323 2.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 93 $21,585,000 $232,097 $2,930 2.65%
KANSAS CITY, MO-KS (FHA|USDA|VA) 114 $20,910,000 $183,421 $2,605 2.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 96 $20,580,000 $214,375 $3,387 2.64%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 94 $19,820,000 $210,851 $3,531 2.45%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 37 $19,645,000 $530,946 $6,302 2.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 54 $19,600,000 $362,963 $5,238 2.56%
WINSTON-SALEM, NC (FHA|USDA|VA) 119 $19,505,000 $163,908 $2,857 2.55%
DAYTON-KETTERING, OH (FHA|USDA|VA) 118 $19,450,000 $164,831 $2,654 2.74%
RICHMOND, VA (FHA|USDA|VA) 87 $19,335,000 $222,241 $3,981 2.45%
SAVANNAH, GA (FHA|USDA|VA) 94 $19,070,000 $202,872 $3,173 2.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 84 $18,830,000 $224,167 $3,446 2.56%
KNOXVILLE, TN (FHA|USDA|VA) 103 $18,775,000 $182,282 $3,075 2.46%
COLUMBUS, GA-AL (FHA|USDA|VA) 104 $18,630,000 $179,135 $3,114 2.42%
ALBUQUERQUE, NM (FHA|USDA|VA) 105 $18,345,000 $174,714 $3,191 2.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 80 $18,070,000 $225,875 $3,668 2.42%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 43 $17,665,000 $410,814 $5,323 2.33%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 67 $17,555,000 $262,015 $3,429 2.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 76 $17,150,000 $225,658 $3,245 2.60%
ANCHORAGE, AK (FHA|USDA|VA) 60 $16,490,000 $274,833 $4,634 2.48%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 98 $16,430,000 $167,653 $3,360 3.55%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 82 $16,250,000 $198,171 $3,118 2.62%
BATON ROUGE, LA (FHA|USDA|VA) 82 $16,220,000 $197,805 $3,228 2.67%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 28 $16,140,000 $576,429 $6,665 2.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 87 $16,115,000 $185,230 $3,386 2.60%
WARNER ROBINS, GA (FHA|USDA|VA) 84 $16,110,000 $191,786 $2,972 2.44%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 91 $16,105,000 $176,978 $2,315 2.78%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 73 $16,095,000 $220,479 $3,379 2.55%
ST. GEORGE, UT (FHA|USDA|VA) 60 $15,960,000 $266,000 $4,240 2.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 97 $15,225,000 $156,959 $2,354 2.67%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 86 $15,020,000 $174,651 $2,727 2.66%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 71 $14,665,000 $206,549 $3,287 2.65%
GREELEY, CO (FHA|USDA|VA) 50 $14,540,000 $290,800 $3,931 2.49%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 84 $14,060,000 $167,381 $2,720 2.60%
YUBA CITY, CA (FHA|USDA|VA) 49 $14,005,000 $285,816 $3,846 2.41%
VISALIA, CA (FHA|USDA|VA) 60 $13,830,000 $230,500 $3,113 2.52%
OCALA, FL (FHA|USDA|VA) 84 $13,770,000 $163,929 $2,702 2.64%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 78 $13,480,000 $172,821 $2,764 2.61%
SALINAS, CA (FHA|USDA|VA) 27 $12,995,000 $481,296 $5,546 2.19%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 69 $12,855,000 $186,304 $2,693 2.60%
FORT COLLINS, CO (FHA|USDA|VA) 40 $12,700,000 $317,500 $4,271 2.29%
WILMINGTON, NC (FHA|USDA|VA) 52 $12,180,000 $234,231 $3,385 2.39%
MONTGOMERY, AL (FHA|USDA|VA) 72 $12,130,000 $168,472 $2,710 2.62%
SPRINGFIELD, MO (FHA|USDA|VA) 72 $11,960,000 $166,111 $2,425 2.72%
TULSA, OK (FHA|USDA|VA) 77 $11,905,000 $154,610 $2,762 2.71%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 62 $11,270,000 $181,774 $2,683 2.67%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 54 $10,930,000 $202,407 $2,513 2.67%
HINESVILLE, GA (FHA|USDA|VA) 64 $10,810,000 $168,906 $2,892 2.37%
REDDING, CA (FHA|USDA|VA) 44 $10,560,000 $240,000 $2,975 2.38%
MERCED, CA (FHA|USDA|VA) 36 $9,950,000 $276,389 $3,289 2.34%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 23 $9,815,000 $426,739 $5,460 2.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 53 $9,755,000 $184,057 $2,847 2.56%
GRAND JUNCTION, CO (FHA|USDA|VA) 42 $9,690,000 $230,714 $3,661 2.32%
ASHEVILLE, NC (FHA|USDA|VA) 47 $9,645,000 $205,213 $3,120 2.31%
AKRON, OH (FHA|USDA|VA) 61 $9,595,000 $157,295 $2,677 2.73%
AMARILLO, TX (FHA|USDA|VA) 61 $9,385,000 $153,852 $2,380 2.92%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $9,365,000 $302,097 $4,282 2.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 47 $9,335,000 $198,617 $3,525 2.45%
TOLEDO, OH (FHA|USDA|VA) 59 $9,285,000 $157,373 $2,748 2.69%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 61 $9,255,000 $151,721 $2,407 2.57%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 34 $9,180,000 $270,000 $4,077 2.38%
YUMA, AZ (FHA|USDA|VA) 55 $9,105,000 $165,545 $2,859 2.59%
TUSCALOOSA, AL (FHA|USDA|VA) 50 $9,020,000 $180,400 $2,836 2.64%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 64 $8,940,000 $139,688 $2,751 2.65%
MOBILE, AL (FHA|USDA|VA) 60 $8,900,000 $148,333 $2,546 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 48 $8,770,000 $182,708 $3,027 2.62%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 31 $8,715,000 $281,129 $4,528 2.36%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 42 $8,530,000 $203,095 $3,232 2.70%
YORK-HANOVER, PA (FHA|USDA|VA) 48 $8,490,000 $176,875 $3,869 2.49%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 44 $8,460,000 $192,273 $2,968 2.44%
RENO, NV (FHA|USDA|VA) 33 $8,245,000 $249,848 $4,162 2.61%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 47 $8,145,000 $173,298 $3,580 2.60%
PUEBLO, CO (FHA|USDA|VA) 44 $8,040,000 $182,727 $2,779 2.54%
NEW BERN, NC (FHA|USDA|VA) 45 $7,935,000 $176,333 $2,889 2.48%
CORPUS CHRISTI, TX (FHA|USDA|VA) 45 $7,735,000 $171,889 $2,696 2.61%
LANCASTER, PA (FHA|USDA|VA) 40 $7,690,000 $192,250 $3,958 2.54%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 42 $7,650,000 $182,143 $2,327 2.46%
DOVER, DE (FHA|USDA|VA) 33 $7,505,000 $227,424 $3,828 2.64%
TALLAHASSEE, FL (FHA|USDA|VA) 42 $7,440,000 $177,143 $3,175 2.60%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 30 $7,340,000 $244,667 $3,663 2.36%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 48 $7,310,000 $152,292 $2,375 2.62%
FLINT, MI (FHA|USDA|VA) 52 $7,120,000 $136,923 $2,771 2.72%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 31 $7,095,000 $228,871 $3,406 2.28%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 46 $7,040,000 $153,043 $2,362 2.83%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 37 $6,975,000 $188,514 $2,393 2.74%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 55 $6,915,000 $125,727 $2,282 2.78%
SPARTANBURG, SC (FHA|USDA|VA) 38 $6,820,000 $179,474 $2,317 2.72%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 44 $6,740,000 $153,182 $2,300 2.65%
Cedar City, UT (FHA|USDA|VA) 26 $6,740,000 $259,231 $4,989 2.40%
SALISBURY, MD-DE (FHA|USDA|VA) 34 $6,630,000 $195,000 $3,235 2.48%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 23 $6,625,000 $288,043 $2,645 2.74%
JACKSON, MS (FHA|USDA|VA) 36 $6,530,000 $181,389 $2,988 2.72%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 39 $6,505,000 $166,795 $2,324 2.59%
PUNTA GORDA, FL (FHA|USDA|VA) 34 $6,490,000 $190,882 $3,063 2.52%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 44 $6,460,000 $146,818 $2,446 2.61%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 43 $6,405,000 $148,953 $2,746 2.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 32 $6,230,000 $194,688 $2,914 2.62%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 30 $6,230,000 $207,667 $2,809 2.74%
SALEM, OR (FHA|USDA|VA) 28 $6,190,000 $221,071 $3,110 2.54%
LAWTON, OK (FHA|USDA|VA) 38 $6,170,000 $162,368 $3,426 2.50%
READING, PA (FHA|USDA|VA) 33 $6,055,000 $183,485 $3,712 2.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 26 $6,040,000 $232,308 $3,736 2.36%
Outside of Metro Areas 21 $5,985,000 $285,000 $4,169 2.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 40 $5,960,000 $149,000 $2,456 2.70%
LUBBOCK, TX (FHA|USDA|VA) 38 $5,940,000 $156,316 $2,628 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 26 $5,770,000 $221,923 $3,624 2.48%
TYLER, TX (FHA|USDA|VA) 31 $5,675,000 $183,065 $2,932 2.69%
MEDFORD, OR (FHA|USDA|VA) 21 $5,645,000 $268,810 $4,551 2.44%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 24 $5,620,000 $234,167 $3,810 2.51%
GAINESVILLE, FL (FHA|USDA|VA) 35 $5,565,000 $159,000 $2,281 2.60%
EAST STROUDSBURG, PA (FHA|USDA|VA) 30 $5,560,000 $185,333 $3,516 2.50%
MADERA, CA (FHA|USDA|VA) 22 $5,550,000 $252,273 $2,762 2.32%
WORCESTER, MA-CT (FHA|USDA|VA) 27 $5,515,000 $204,259 $3,085 2.68%
CANTON-MASSILLON, OH (FHA|USDA|VA) 45 $5,505,000 $122,333 $2,197 2.81%
Cañon City, CO (FHA|USDA|VA) 24 $5,350,000 $222,917 $2,744 2.26%
LONGVIEW, TX (FHA|USDA|VA) 32 $5,330,000 $166,563 $2,685 2.90%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 32 $5,280,000 $165,000 $2,834 2.71%
GAINESVILLE, GA (FHA|USDA|VA) 26 $5,160,000 $198,462 $2,768 2.55%
LINCOLN, NE (FHA|USDA|VA) 26 $5,130,000 $197,308 $2,740 2.83%
BOULDER, CO (FHA|USDA|VA) 11 $5,095,000 $463,182 $5,469 2.32%
Heber, UT (FHA|USDA|VA) 7 $5,095,000 $727,857 $7,150 2.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $5,025,000 $295,588 $3,289 2.46%
THE VILLAGES, FL (FHA|USDA|VA) 20 $4,990,000 $249,500 $3,312 2.42%
St. Marys, GA (FHA|USDA|VA) 26 $4,980,000 $191,538 $3,255 2.37%
Enterprise, AL (FHA|USDA|VA) 28 $4,950,000 $176,786 $3,089 2.50%
Fernley, NV (FHA|USDA|VA) 22 $4,940,000 $224,545 $3,188 2.69%
Pahrump, NV (FHA|USDA|VA) 28 $4,900,000 $175,000 $2,712 2.61%
CHEYENNE, WY (FHA|USDA|VA) 20 $4,850,000 $242,500 $4,246 2.44%
SUMTER, SC (FHA|USDA|VA) 30 $4,840,000 $161,333 $2,687 2.51%
GOLDSBORO, NC (FHA|USDA|VA) 28 $4,770,000 $170,357 $3,188 2.40%
JOHNSON CITY, TN (FHA|USDA|VA) 28 $4,770,000 $170,357 $2,982 2.45%
ROCKY MOUNT, NC (FHA|USDA|VA) 34 $4,740,000 $139,412 $2,390 2.67%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 30 $4,590,000 $153,000 $2,430 2.61%
Show Low, AZ (FHA|USDA|VA) 26 $4,500,000 $173,077 $2,646 2.52%
FORT WAYNE, IN (FHA|USDA|VA) 32 $4,340,000 $135,625 $2,571 2.73%
VALDOSTA, GA (FHA|USDA|VA) 28 $4,320,000 $154,286 $2,555 2.51%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 23 $4,305,000 $187,174 $2,727 2.55%
PEORIA, IL (FHA|USDA|VA) 37 $4,295,000 $116,081 $2,019 2.94%
GREENVILLE, NC (FHA|USDA|VA) 25 $4,285,000 $171,400 $2,779 2.52%
SIOUX FALLS, SD (FHA|USDA|VA) 16 $4,280,000 $267,500 $3,539 2.47%
WACO, TX (FHA|USDA|VA) 25 $4,265,000 $170,600 $3,035 2.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 19 $4,165,000 $219,211 $3,053 2.55%
ROCKFORD, IL (FHA|USDA|VA) 35 $4,085,000 $116,714 $1,872 2.89%
ABILENE, TX (FHA|USDA|VA) 28 $4,070,000 $145,357 $2,805 2.53%
JACKSON, MI (FHA|USDA|VA) 32 $4,060,000 $126,875 $2,185 2.82%
BILLINGS, MT (FHA|USDA|VA) 17 $4,055,000 $238,529 $4,459 2.45%
DOTHAN, AL (FHA|USDA|VA) 26 $4,020,000 $154,615 $2,407 2.56%
CHICO, CA (FHA|USDA|VA) 18 $4,000,000 $222,222 $2,648 2.49%
JACKSON, TN (FHA|USDA|VA) 29 $3,995,000 $137,759 $2,287 2.69%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 28 $3,980,000 $142,143 $2,660 2.84%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 33 $3,965,000 $120,152 $2,127 2.77%
ALEXANDRIA, LA (FHA|USDA|VA) 23 $3,965,000 $172,391 $3,551 2.63%
SPRINGFIELD, MA (FHA|USDA|VA) 25 $3,925,000 $157,000 $2,179 2.74%
PANAMA CITY, FL (FHA|USDA|VA) 19 $3,905,000 $205,526 $3,394 2.43%
BURLINGTON, NC (FHA|USDA|VA) 24 $3,860,000 $160,833 $2,726 2.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 16 $3,840,000 $240,000 $3,903 2.69%
Morehead City, NC (FHA|USDA|VA) 13 $3,825,000 $294,231 $3,151 2.41%
SPRINGFIELD, OH (FHA|USDA|VA) 26 $3,790,000 $145,769 $2,625 2.68%
LAS CRUCES, NM (FHA|USDA|VA) 23 $3,745,000 $162,826 $3,119 2.53%
Sonora, CA (FHA|USDA|VA) 13 $3,735,000 $287,308 $4,131 2.36%
LOGAN, UT-ID (FHA|USDA|VA) 15 $3,695,000 $246,333 $4,271 2.30%
Roseburg, OR (FHA|USDA|VA) 19 $3,655,000 $192,368 $3,047 2.49%
ODESSA, TX (FHA|USDA|VA) 21 $3,635,000 $173,095 $2,981 2.86%
Jefferson, GA (FHA|USDA|VA) 16 $3,600,000 $225,000 $2,930 2.67%
JONESBORO, AR (FHA|USDA|VA) 26 $3,600,000 $138,462 $2,108 2.83%
EL CENTRO, CA (FHA|USDA|VA) 17 $3,585,000 $210,882 $3,284 2.54%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $3,565,000 $509,286 $7,848 2.36%
LAKE CHARLES, LA (FHA|USDA|VA) 19 $3,455,000 $181,842 $2,765 2.62%
DULUTH, MN-WI (FHA|USDA|VA) 25 $3,455,000 $138,200 $2,226 2.60%
RACINE, WI (FHA|USDA|VA) 21 $3,345,000 $159,286 $2,589 2.80%
Alamogordo, NM (FHA|USDA|VA) 21 $3,325,000 $158,333 $2,837 2.66%
MONROE, MI (FHA|USDA|VA) 19 $3,305,000 $173,947 $3,261 2.61%
MADISON, WI (FHA|USDA|VA) 15 $3,195,000 $213,000 $2,610 2.53%
Clearlake, CA (FHA|USDA|VA) 13 $3,165,000 $243,462 $4,132 2.40%
SANTA FE, NM (FHA|USDA|VA) 10 $3,130,000 $313,000 $4,525 2.57%
IDAHO FALLS, ID (FHA|USDA|VA) 13 $3,125,000 $240,385 $4,243 2.28%
Sevierville, TN (FHA|USDA|VA) 16 $3,100,000 $193,750 $3,236 2.25%
Lumberton, NC (FHA|USDA|VA) 18 $3,050,000 $169,444 $2,957 2.43%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 18 $3,040,000 $168,889 $2,456 2.58%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $3,030,000 $303,000 $3,901 2.41%
Red Bluff, CA (FHA|USDA|VA) 14 $3,000,000 $214,286 $2,594 2.61%
Richmond-Berea, KY (FHA|USDA|VA) 17 $2,945,000 $173,235 $3,373 2.78%
MIDLAND, TX (FHA|USDA|VA) 15 $2,945,000 $196,333 $2,050 2.78%
VICTORIA, TX (FHA|USDA|VA) 18 $2,930,000 $162,778 $2,865 2.53%
FARMINGTON, NM (FHA|USDA|VA) 16 $2,930,000 $183,125 $3,098 2.59%
FORT SMITH, AR-OK (FHA|USDA|VA) 21 $2,905,000 $138,333 $2,216 2.62%
COLUMBIA, MO (FHA|USDA|VA) 20 $2,870,000 $143,500 $2,187 2.89%
LAREDO, TX (FHA|USDA|VA) 16 $2,850,000 $178,125 $3,158 2.70%
Elizabeth City, NC (FHA|USDA|VA) 16 $2,830,000 $176,875 $3,257 2.44%
Klamath Falls, OR (FHA|USDA|VA) 16 $2,830,000 $176,875 $3,264 2.59%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 19 $2,825,000 $148,684 $3,126 2.76%
ALBANY, GA (FHA|USDA|VA) 20 $2,800,000 $140,000 $2,908 2.59%
Orangeburg, SC (FHA|USDA|VA) 14 $2,800,000 $200,000 $3,671 2.52%
Glenwood Springs, CO (FHA|USDA|VA) 6 $2,790,000 $465,000 $6,609 2.67%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 17 $2,745,000 $161,471 $2,631 2.82%
Elko, NV (FHA|USDA|VA) 11 $2,735,000 $248,636 $3,453 2.68%
Montrose, CO (FHA|USDA|VA) 8 $2,710,000 $338,750 $4,635 2.42%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 16 $2,670,000 $166,875 $2,503 2.72%
BRUNSWICK, GA (FHA|USDA|VA) 15 $2,665,000 $177,667 $3,202 2.44%
MORRISTOWN, TN (FHA|USDA|VA) 17 $2,655,000 $156,176 $2,060 2.58%
GETTYSBURG, PA (FHA|USDA|VA) 13 $2,645,000 $203,462 $3,530 2.39%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 21 $2,635,000 $125,476 $2,448 2.89%
Sanford, NC (FHA|USDA|VA) 13 $2,635,000 $202,692 $3,005 2.54%
Eureka-Arcata, CA (FHA|USDA|VA) 12 $2,620,000 $218,333 $2,945 2.67%
BELLINGHAM, WA (FHA|USDA|VA) 11 $2,615,000 $237,727 $3,151 2.69%
EVANSVILLE, IN-KY (FHA|USDA|VA) 22 $2,600,000 $118,182 $1,739 2.75%
LEWISTON, ID-WA (FHA|USDA|VA) 12 $2,590,000 $215,833 $3,633 2.62%
Cookeville, TN (FHA|USDA|VA) 16 $2,590,000 $161,875 $2,755 2.61%
MUSKEGON, MI (FHA|USDA|VA) 21 $2,535,000 $120,714 $2,425 2.77%
ERIE, PA (FHA|USDA|VA) 21 $2,525,000 $120,238 $2,617 2.67%
Kalispell, MT (FHA|USDA|VA) 10 $2,510,000 $251,000 $3,098 2.70%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 15 $2,505,000 $167,000 $2,061 2.72%
YAKIMA, WA (FHA|USDA|VA) 13 $2,465,000 $189,615 $2,551 2.63%
POCATELLO, ID (FHA|USDA|VA) 12 $2,430,000 $202,500 $4,252 2.59%
Crossville, TN (FHA|USDA|VA) 16 $2,430,000 $151,875 $2,616 2.46%
BATTLE CREEK, MI (FHA|USDA|VA) 20 $2,400,000 $120,000 $1,884 2.90%
Tullahoma-Manchester, TN (FHA|USDA|VA) 14 $2,400,000 $171,429 $3,071 2.56%
LEBANON, PA (FHA|USDA|VA) 14 $2,390,000 $170,714 $3,303 2.39%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 13 $2,365,000 $181,923 $3,148 2.56%
SPRINGFIELD, IL (FHA|USDA|VA) 16 $2,330,000 $145,625 $2,496 2.72%
Palatka, FL (FHA|USDA|VA) 19 $2,325,000 $122,368 $2,242 2.93%
RAPID CITY, SD (FHA|USDA|VA) 11 $2,325,000 $211,364 $2,622 2.28%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $2,320,000 $232,000 $3,176 2.45%
LaGrange, GA-AL (FHA|USDA|VA) 18 $2,310,000 $128,333 $1,790 2.66%
Hobbs, NM (FHA|USDA|VA) 11 $2,265,000 $205,909 $3,345 2.84%
HAMMOND, LA (FHA|USDA|VA) 12 $2,260,000 $188,333 $2,830 2.68%
JOPLIN, MO (FHA|USDA|VA) 20 $2,260,000 $113,000 $2,375 2.77%
NAPA, CA (FHA|USDA|VA) 5 $2,235,000 $447,000 $7,300 2.35%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $2,230,000 $159,286 $2,766 2.76%
Helena, MT (FHA|USDA|VA) 8 $2,220,000 $277,500 $5,441 2.53%
Poplar Bluff, MO (FHA|USDA|VA) 15 $2,205,000 $147,000 $2,012 2.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 14 $2,180,000 $155,714 $1,994 2.97%
CASPER, WY (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,238 2.54%
WINCHESTER, VA-WV (FHA|USDA|VA) 10 $2,170,000 $217,000 $4,199 2.66%
SAN ANGELO, TX (FHA|USDA|VA) 16 $2,160,000 $135,000 $2,183 2.68%
CLEVELAND, TN (FHA|USDA|VA) 16 $2,150,000 $134,375 $2,338 2.66%
Forest City, NC (FHA|USDA|VA) 12 $2,150,000 $179,167 $3,259 2.53%
Chillicothe, OH (FHA|USDA|VA) 14 $2,140,000 $152,857 $2,999 2.76%
Coos Bay, OR (FHA|USDA|VA) 11 $2,125,000 $193,182 $2,954 2.57%
Warrensburg, MO (FHA|USDA|VA) 10 $2,120,000 $212,000 $2,966 2.44%
Wooster, OH (FHA|USDA|VA) 15 $2,105,000 $140,333 $2,434 2.73%
Centralia, WA (FHA|USDA|VA) 9 $2,055,000 $228,333 $2,758 2.64%
CHARLESTON, WV (FHA|USDA|VA) 17 $2,055,000 $120,882 $2,233 3.07%
CEDAR RAPIDS, IA (FHA|USDA|VA) 16 $2,020,000 $126,250 $2,194 2.76%
TEXARKANA, TX-AR (FHA|USDA|VA) 17 $2,015,000 $118,529 $1,921 2.79%
Calhoun, GA (FHA|USDA|VA) 13 $2,015,000 $155,000 $2,365 3.02%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 7 $2,015,000 $287,857 $3,596 2.84%
FLORENCE, SC (FHA|USDA|VA) 12 $2,010,000 $167,500 $2,736 2.53%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $2,000,000 $333,333 $4,310 2.73%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 14 $1,990,000 $142,143 $2,211 3.03%
Susanville, CA (FHA|USDA|VA) 12 $1,980,000 $165,000 $3,403 2.91%
SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $1,965,000 $151,154 $2,551 2.80%
Greeneville, TN (FHA|USDA|VA) 13 $1,965,000 $151,154 $2,423 2.50%
Wilson, NC (FHA|USDA|VA) 16 $1,960,000 $122,500 $2,849 2.70%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 18 $1,960,000 $108,889 $1,762 2.73%
Newport, OR (FHA|USDA|VA) 10 $1,960,000 $196,000 $3,614 2.86%
Payson, AZ (FHA|USDA|VA) 11 $1,955,000 $177,727 $2,867 2.55%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 14 $1,950,000 $139,286 $2,321 3.06%
Paragould, AR (FHA|USDA|VA) 14 $1,940,000 $138,571 $2,100 2.87%
LYNCHBURG, VA (FHA|USDA|VA) 10 $1,930,000 $193,000 $3,942 2.65%
ANN ARBOR, MI (FHA|USDA|VA) 10 $1,920,000 $192,000 $2,400 2.76%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 10 $1,910,000 $191,000 $4,090 2.63%
KANKAKEE, IL (FHA|USDA|VA) 12 $1,870,000 $155,833 $1,943 2.59%
Ashtabula, OH (FHA|USDA|VA) 16 $1,860,000 $116,250 $2,302 2.64%
WICHITA, KS (FHA|USDA|VA) 10 $1,860,000 $186,000 $3,404 2.58%
Durango, CO (FHA|USDA|VA) 6 $1,860,000 $310,000 $4,355 2.65%
MANSFIELD, OH (FHA|USDA|VA) 10 $1,850,000 $185,000 $3,054 2.44%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,413 2.50%
ROANOKE, VA (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,600 2.39%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,396 2.93%
Oak Harbor, WA (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,488 2.23%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 15 $1,805,000 $120,333 $1,701 2.81%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 16 $1,790,000 $111,875 $2,151 2.83%
Fort Polk South, LA (FHA|USDA|VA) 11 $1,785,000 $162,273 $3,013 2.51%
Coldwater, MI (FHA|USDA|VA) 12 $1,760,000 $146,667 $2,279 2.97%
Hermiston-Pendleton, OR (FHA|USDA|VA) 10 $1,750,000 $175,000 $3,121 2.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 12 $1,740,000 $145,000 $2,053 2.78%
Opelousas, LA (FHA|USDA|VA) 9 $1,715,000 $190,556 $2,911 2.69%
Shelby, NC (FHA|USDA|VA) 12 $1,710,000 $142,500 $2,148 2.73%
Indiana, PA (FHA|USDA|VA) 11 $1,695,000 $154,091 $3,138 2.81%
LONGVIEW, WA (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,015 2.76%
BEND, OR (FHA|USDA|VA) 7 $1,685,000 $240,714 $3,710 2.67%
Frankfort, KY (FHA|USDA|VA) 15 $1,685,000 $112,333 $2,767 2.69%
ROCHESTER, MN (FHA|USDA|VA) 9 $1,675,000 $186,111 $1,929 2.54%
STATE COLLEGE, PA (FHA|USDA|VA) 8 $1,670,000 $208,750 $3,051 2.50%
Moses Lake, WA (FHA|USDA|VA) 9 $1,665,000 $185,000 $2,443 2.53%
Fort Morgan, CO (FHA|USDA|VA) 6 $1,660,000 $276,667 $5,455 2.67%
TWIN FALLS, ID (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,023 2.19%
Russellville, AR (FHA|USDA|VA) 10 $1,630,000 $163,000 $1,812 2.73%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 16 $1,630,000 $101,875 $1,757 2.87%
Beaver Dam, WI (FHA|USDA|VA) 8 $1,630,000 $203,750 $3,082 2.72%
Athens, TX (FHA|USDA|VA) 10 $1,620,000 $162,000 $2,649 2.43%
Branson, MO (FHA|USDA|VA) 13 $1,615,000 $124,231 $2,007 2.90%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 8 $1,600,000 $200,000 $2,405 2.42%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 15 $1,595,000 $106,333 $2,172 2.83%
Salem, OH (FHA|USDA|VA) 14 $1,590,000 $113,571 $2,393 3.07%
Winnemucca, NV (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,022 2.52%
Fort Leonard Wood, MO (FHA|USDA|VA) 11 $1,565,000 $142,273 $2,251 2.57%
DeRidder, LA (FHA|USDA|VA) 10 $1,560,000 $156,000 $2,665 2.39%
Columbus, MS (FHA|USDA|VA) 10 $1,550,000 $155,000 $2,145 2.66%
Key West, FL (FHA|USDA|VA) 4 $1,540,000 $385,000 $2,737 2.84%
Cullman, AL (FHA|USDA|VA) 10 $1,540,000 $154,000 $2,497 2.34%
ALTOONA, PA (FHA|USDA|VA) 13 $1,525,000 $117,308 $2,541 2.61%
Rock Springs, WY (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,612 2.78%
Clarksburg, WV (FHA|USDA|VA) 10 $1,490,000 $149,000 $2,973 2.62%
Traverse City, MI (FHA|USDA|VA) 9 $1,485,000 $165,000 $2,580 2.92%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 14 $1,480,000 $105,714 $1,911 2.81%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,858 2.65%
Thomasville, GA (FHA|USDA|VA) 9 $1,465,000 $162,778 $2,233 2.76%
Gaffney, SC (FHA|USDA|VA) 8 $1,460,000 $182,500 $4,045 2.50%
NILES, MI (FHA|USDA|VA) 9 $1,455,000 $161,667 $2,242 2.57%
TERRE HAUTE, IN (FHA|USDA|VA) 12 $1,450,000 $120,833 $2,673 2.74%
SAGINAW, MI (FHA|USDA|VA) 12 $1,450,000 $120,833 $2,378 2.70%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,445,000 $289,000 $5,241 2.50%
Kendallville, IN (FHA|USDA|VA) 9 $1,445,000 $160,556 $2,257 2.72%
ROME, GA (FHA|USDA|VA) 9 $1,405,000 $156,111 $2,713 2.76%
MONROE, LA (FHA|USDA|VA) 9 $1,405,000 $156,111 $2,219 2.85%
Cedartown, GA (FHA|USDA|VA) 9 $1,395,000 $155,000 $2,359 2.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 10 $1,380,000 $138,000 $2,497 2.80%
Farmington, MO (FHA|USDA|VA) 8 $1,380,000 $172,500 $2,709 2.67%
Douglas, GA (FHA|USDA|VA) 9 $1,375,000 $152,778 $3,112 2.81%
HOT SPRINGS, AR (FHA|USDA|VA) 12 $1,370,000 $114,167 $1,957 2.83%
Searcy, AR (FHA|USDA|VA) 10 $1,370,000 $137,000 $2,128 2.57%
Torrington, CT (FHA|USDA|VA) 8 $1,370,000 $171,250 $2,014 2.81%
APPLETON, WI (FHA|USDA|VA) 8 $1,360,000 $170,000 $2,560 2.53%
Fremont, OH (FHA|USDA|VA) 11 $1,355,000 $123,182 $2,402 2.39%
Hillsdale, MI (FHA|USDA|VA) 12 $1,350,000 $112,500 $2,132 2.73%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 12 $1,340,000 $111,667 $2,094 2.87%
DECATUR, AL (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,635 2.44%
Athens, TN (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,374 2.61%
Warsaw, IN (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,296 2.89%
Brevard, NC (FHA|USDA|VA) 8 $1,330,000 $166,250 $3,511 2.73%
Zanesville, OH (FHA|USDA|VA) 10 $1,310,000 $131,000 $2,364 2.94%
Newport, TN (FHA|USDA|VA) 9 $1,305,000 $145,000 $2,886 2.54%
COLUMBUS, IN (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,899 2.70%
Carlsbad-Artesia, NM (FHA|USDA|VA) 8 $1,290,000 $161,250 $2,770 2.69%
Holland, MI (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,243 2.61%
Freeport, IL (FHA|USDA|VA) 7 $1,275,000 $182,143 $2,387 3.03%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,381 2.35%
GREEN BAY, WI (FHA|USDA|VA) 8 $1,260,000 $157,500 $1,953 2.75%
Ukiah, CA (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,470 2.84%
Augusta-Waterville, ME (FHA|USDA|VA) 9 $1,255,000 $139,444 $2,656 2.69%
Quincy, IL-MO (FHA|USDA|VA) 12 $1,250,000 $104,167 $2,092 2.75%
Eagle Pass, TX (FHA|USDA|VA) 8 $1,240,000 $155,000 $2,653 3.17%
North Wilkesboro, NC (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,853 2.43%
Pottsville, PA (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,074 2.45%
KOKOMO, IN (FHA|USDA|VA) 13 $1,225,000 $94,231 $2,007 2.74%
GADSDEN, AL (FHA|USDA|VA) 9 $1,215,000 $135,000 $2,121 2.87%
MISSOULA, MT (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,573 2.63%
McMinnville, TN (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,485 2.57%
Findlay, OH (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,334 2.53%
Easton, MD (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,030 2.55%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,356 2.60%
Clinton, IA (FHA|USDA|VA) 7 $1,175,000 $167,857 $2,204 2.46%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,170,000 $195,000 $2,683 2.69%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $1,170,000 $117,000 $2,031 2.60%
Ozark, AL (FHA|USDA|VA) 10 $1,170,000 $117,000 $2,205 2.30%
Adrian, MI (FHA|USDA|VA) 7 $1,165,000 $166,429 $2,823 2.61%
Fairmont, WV (FHA|USDA|VA) 8 $1,160,000 $145,000 $2,481 2.75%
BAY CITY, MI (FHA|USDA|VA) 11 $1,155,000 $105,000 $2,556 2.66%
Roanoke Rapids, NC (FHA|USDA|VA) 8 $1,140,000 $142,500 $2,514 2.89%
Concord, NH (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,868 2.58%
Lufkin, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,350 2.43%
WICHITA FALLS, TX (FHA|USDA|VA) 9 $1,135,000 $126,111 $2,117 2.56%
Boone, NC (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,541 2.25%
BANGOR, ME (FHA|USDA|VA) 9 $1,125,000 $125,000 $1,924 2.71%
JOHNSTOWN, PA (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,532 2.39%
Big Rapids, MI (FHA|USDA|VA) 8 $1,110,000 $138,750 $2,663 2.64%
GREAT FALLS, MT (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,654 2.48%
Brainerd, MN (FHA|USDA|VA) 5 $1,105,000 $221,000 $1,863 2.83%
DALTON, GA (FHA|USDA|VA) 7 $1,105,000 $157,857 $1,797 2.61%
ST. CLOUD, MN (FHA|USDA|VA) 8 $1,100,000 $137,500 $1,836 2.50%
Sayre, PA (FHA|USDA|VA) 9 $1,095,000 $121,667 $2,391 2.72%
Sandpoint, ID (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,652 2.38%
Edwards, CO (FHA|USDA|VA) 2 $1,090,000 $545,000 $10,907 2.25%
Astoria, OR (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,286 2.34%
CUMBERLAND, MD-WV (FHA|USDA|VA) 8 $1,090,000 $136,250 $2,540 2.78%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,300 2.41%
Aberdeen, WA (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,728 3.01%
Roswell, NM (FHA|USDA|VA) 7 $1,075,000 $153,571 $2,096 2.96%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,075,000 $153,571 $2,093 2.64%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,216 2.29%
London, KY (FHA|USDA|VA) 9 $1,065,000 $118,333 $2,264 2.64%
Sandusky, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $2,131 2.50%
WILLIAMSPORT, PA (FHA|USDA|VA) 8 $1,050,000 $131,250 $2,310 2.70%
Dublin, GA (FHA|USDA|VA) 8 $1,050,000 $131,250 $2,100 2.58%
Española, NM (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,174 2.31%
LIMA, OH (FHA|USDA|VA) 10 $1,050,000 $105,000 $2,800 2.88%
Bardstown, KY (FHA|USDA|VA) 7 $1,035,000 $147,857 $1,779 2.87%
BISMARCK, ND (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,103 2.69%
Cullowhee, NC (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,329 2.35%
Butte-Silver Bow, MT (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,699 2.37%
Washington, NC (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,703 2.21%
Somerset, PA (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,434 2.66%
Albertville, AL (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,251 2.61%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,736 2.69%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,010,000 $168,333 $2,543 2.88%
AMES, IA (FHA|USDA|VA) 6 $1,010,000 $168,333 $1,533 2.73%
HATTIESBURG, MS (FHA|USDA|VA) 7 $1,005,000 $143,571 $1,993 2.68%
Clewiston, FL (FHA|USDA|VA) 7 $1,005,000 $143,571 $1,918 2.64%
Lebanon, MO (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,727 2.58%
DuBois, PA (FHA|USDA|VA) 8 $1,000,000 $125,000 $2,411 2.66%
MUNCIE, IN (FHA|USDA|VA) 10 $990,000 $99,000 $1,655 3.06%
Williston, ND (FHA|USDA|VA) 5 $985,000 $197,000 $3,015 2.85%
Juneau, AK (FHA|USDA|VA) 3 $985,000 $328,333 $5,552 2.42%
Fallon, NV (FHA|USDA|VA) 6 $950,000 $158,333 $2,938 2.63%
MANHATTAN, KS (FHA|USDA|VA) 4 $950,000 $237,500 $4,879 2.44%
Batesville, AR (FHA|USDA|VA) 7 $945,000 $135,000 $2,857 2.84%
Corsicana, TX (FHA|USDA|VA) 7 $945,000 $135,000 $3,175 2.79%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $940,000 $156,667 $2,166 2.82%
Cambridge, MD (FHA|USDA|VA) 4 $940,000 $235,000 $4,643 2.53%
Wilmington, OH (FHA|USDA|VA) 7 $935,000 $133,571 $3,148 2.71%
Gillette, WY (FHA|USDA|VA) 3 $935,000 $311,667 $2,633 2.66%
Ellensburg, WA (FHA|USDA|VA) 4 $930,000 $232,500 $4,101 2.41%
Red Wing, MN (FHA|USDA|VA) 4 $920,000 $230,000 $2,173 2.78%
Paris, TX (FHA|USDA|VA) 7 $915,000 $130,714 $1,395 2.75%
Shelton, WA (FHA|USDA|VA) 4 $910,000 $227,500 $3,923 2.44%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 10 $910,000 $91,000 $1,789 2.75%
Vernal, UT (FHA|USDA|VA) 5 $905,000 $181,000 $2,875 2.45%
BECKLEY, WV (FHA|USDA|VA) 5 $905,000 $181,000 $2,729 2.40%
FAIRBANKS, AK (FHA|USDA|VA) 4 $900,000 $225,000 $2,063 2.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $900,000 $112,500 $1,959 2.77%
Clovis, NM (FHA|USDA|VA) 9 $885,000 $98,333 $2,382 2.80%
GRAND ISLAND, NE (FHA|USDA|VA) 6 $880,000 $146,667 $2,507 2.35%
WALLA WALLA, WA (FHA|USDA|VA) 3 $875,000 $291,667 $3,357 2.75%
FARGO, ND-MN (FHA|USDA|VA) 5 $875,000 $175,000 $2,783 2.48%
El Dorado, AR (FHA|USDA|VA) 6 $870,000 $145,000 $2,794 2.83%
Craig, CO (FHA|USDA|VA) 4 $870,000 $217,500 $3,013 3.06%
Madisonville, KY (FHA|USDA|VA) 8 $870,000 $108,750 $1,905 2.69%
MANKATO, MN (FHA|USDA|VA) 6 $870,000 $145,000 $1,743 3.21%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 7 $865,000 $123,571 $2,541 2.61%
Sunbury, PA (FHA|USDA|VA) 5 $865,000 $173,000 $3,745 2.25%
Palestine, TX (FHA|USDA|VA) 7 $865,000 $123,571 $2,247 2.80%
Bainbridge, GA (FHA|USDA|VA) 5 $855,000 $171,000 $2,389 2.60%
Whitewater, WI (FHA|USDA|VA) 4 $850,000 $212,500 $2,588 2.75%
Mountain Home, AR (FHA|USDA|VA) 7 $845,000 $120,714 $1,975 2.50%
Seneca, SC (FHA|USDA|VA) 5 $845,000 $169,000 $2,788 2.35%
STAUNTON, VA (FHA|USDA|VA) 5 $835,000 $167,000 $2,714 2.78%
Granbury, TX (FHA|USDA|VA) 4 $830,000 $207,500 $3,758 2.44%
Fort Payne, AL (FHA|USDA|VA) 6 $830,000 $138,333 $3,656 2.58%
Burley, ID (FHA|USDA|VA) 4 $830,000 $207,500 $3,384 2.31%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 6 $830,000 $138,333 $2,805 3.06%
Lake City, FL (FHA|USDA|VA) 5 $825,000 $165,000 $3,107 2.60%
Dyersburg, TN (FHA|USDA|VA) 6 $820,000 $136,667 $2,137 2.50%
Waycross, GA (FHA|USDA|VA) 5 $815,000 $163,000 $3,900 2.55%
McComb, MS (FHA|USDA|VA) 7 $815,000 $116,429 $2,100 2.96%
Milledgeville, GA (FHA|USDA|VA) 5 $815,000 $163,000 $2,062 2.65%
Kinston, NC (FHA|USDA|VA) 7 $815,000 $116,429 $2,446 2.77%
Jesup, GA (FHA|USDA|VA) 4 $810,000 $202,500 $5,861 2.66%
Mount Vernon, OH (FHA|USDA|VA) 6 $810,000 $135,000 $2,393 2.67%
Bellefontaine, OH (FHA|USDA|VA) 6 $810,000 $135,000 $2,262 2.68%
Nacogdoches, TX (FHA|USDA|VA) 5 $805,000 $161,000 $1,458 2.85%
Prineville, OR (FHA|USDA|VA) 3 $795,000 $265,000 $5,689 1.92%
CORVALLIS, OR (FHA|USDA|VA) 3 $795,000 $265,000 $2,956 2.25%
Muskogee, OK (FHA|USDA|VA) 8 $790,000 $98,750 $1,674 2.58%
Owatonna, MN (FHA|USDA|VA) 4 $790,000 $197,500 $3,392 2.69%
DANVILLE, IL (FHA|USDA|VA) 8 $790,000 $98,750 $1,870 2.80%
Somerset, KY (FHA|USDA|VA) 6 $790,000 $131,667 $3,121 2.63%
Mountain Home, ID (FHA|USDA|VA) 5 $785,000 $157,000 $2,395 2.30%
Huntington, IN (FHA|USDA|VA) 6 $780,000 $130,000 $2,440 2.73%
Cornelia, GA (FHA|USDA|VA) 5 $775,000 $155,000 $3,545 2.35%
Moscow, ID (FHA|USDA|VA) 3 $775,000 $258,333 $5,936 2.08%
Ashland, OH (FHA|USDA|VA) 6 $770,000 $128,333 $2,902 2.96%
Union City, TN (FHA|USDA|VA) 7 $765,000 $109,286 $2,419 2.68%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $760,000 $380,000 $4,485 2.25%
Stephenville, TX (FHA|USDA|VA) 3 $755,000 $251,667 $3,174 3.17%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $750,000 $187,500 $4,352 2.69%
Sikeston, MO (FHA|USDA|VA) 6 $750,000 $125,000 $2,661 2.75%
Bonham, TX (FHA|USDA|VA) 5 $745,000 $149,000 $3,142 2.70%
Marion, OH (FHA|USDA|VA) 8 $740,000 $92,500 $2,285 2.72%
New Castle, PA (FHA|USDA|VA) 6 $740,000 $123,333 $3,074 2.71%
Crescent City, CA (FHA|USDA|VA) 3 $735,000 $245,000 $1,422 2.42%
Ludington, MI (FHA|USDA|VA) 3 $735,000 $245,000 $3,594 2.42%
Georgetown, SC (FHA|USDA|VA) 2 $730,000 $365,000 $4,461 2.25%
Sidney, OH (FHA|USDA|VA) 6 $730,000 $121,667 $2,367 2.77%
CARBONDALE-MARION, IL (FHA|USDA|VA) 6 $730,000 $121,667 $1,903 2.50%
Vidalia, GA (FHA|USDA|VA) 6 $730,000 $121,667 $2,557 2.48%
DECATUR, IL (FHA|USDA|VA) 7 $725,000 $103,571 $1,618 2.98%
Sterling, IL (FHA|USDA|VA) 7 $725,000 $103,571 $1,760 2.64%
Glasgow, KY (FHA|USDA|VA) 5 $725,000 $145,000 $2,599 2.43%
Sturgis, MI (FHA|USDA|VA) 5 $725,000 $145,000 $2,791 3.00%
Crawfordsville, IN (FHA|USDA|VA) 5 $725,000 $145,000 $2,293 2.77%
Norwalk, OH (FHA|USDA|VA) 6 $720,000 $120,000 $3,171 2.31%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $720,000 $180,000 $2,104 2.75%
Gainesville, TX (FHA|USDA|VA) 3 $715,000 $238,333 $3,770 2.83%
PINE BLUFF, AR (FHA|USDA|VA) 6 $710,000 $118,333 $1,229 2.96%
Paris, TN (FHA|USDA|VA) 6 $700,000 $116,667 $3,168 2.45%
Minot, ND (FHA|USDA|VA) 3 $695,000 $231,667 $3,276 2.63%
Danville, KY (FHA|USDA|VA) 5 $695,000 $139,000 $1,505 2.40%
Defiance, OH (FHA|USDA|VA) 6 $680,000 $113,333 $2,305 2.71%
Meadville, PA (FHA|USDA|VA) 7 $675,000 $96,429 $2,595 2.50%
IOWA CITY, IA (FHA|USDA|VA) 3 $675,000 $225,000 $4,076 2.29%
Nogales, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $2,069 2.25%
Bartlesville, OK (FHA|USDA|VA) 6 $660,000 $110,000 $1,737 2.81%
Harrison, AR (FHA|USDA|VA) 5 $655,000 $131,000 $2,871 2.75%
Jacksonville, IL (FHA|USDA|VA) 3 $655,000 $218,333 $1,781 2.25%
Del Rio, TX (FHA|USDA|VA) 4 $650,000 $162,500 $2,654 2.47%
Kerrville, TX (FHA|USDA|VA) 4 $650,000 $162,500 $2,962 2.63%
Riverton, WY (FHA|USDA|VA) 4 $650,000 $162,500 $2,853 2.50%
Silver City, NM (FHA|USDA|VA) 5 $645,000 $129,000 $3,123 2.65%
Laurel, MS (FHA|USDA|VA) 4 $640,000 $160,000 $2,041 2.81%
WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $635,000 $127,000 $2,639 2.80%
New Castle, IN (FHA|USDA|VA) 7 $635,000 $90,714 $2,114 2.96%
Baraboo, WI (FHA|USDA|VA) 4 $630,000 $157,500 $2,178 2.50%
Seymour, IN (FHA|USDA|VA) 7 $625,000 $89,286 $1,689 2.93%
Sedalia, MO (FHA|USDA|VA) 5 $625,000 $125,000 $3,185 2.95%
Lawrenceburg, TN (FHA|USDA|VA) 4 $620,000 $155,000 $2,664 2.13%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $615,000 $123,000 $1,312 2.65%
Jacksonville, TX (FHA|USDA|VA) 4 $610,000 $152,500 $2,590 2.63%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $610,000 $101,667 $2,219 2.67%
Marion, IN (FHA|USDA|VA) 6 $610,000 $101,667 $2,102 2.83%
Beatrice, NE (FHA|USDA|VA) 4 $610,000 $152,500 $2,666 2.66%
Austin, MN (FHA|USDA|VA) 4 $610,000 $152,500 $1,719 2.50%
Laconia, NH (FHA|USDA|VA) 1 $605,000 $605,000 $11,083 2.25%
Mason City, IA (FHA|USDA|VA) 5 $605,000 $121,000 $1,983 2.95%
Albemarle, NC (FHA|USDA|VA) 4 $600,000 $150,000 $3,176 2.63%
Wabash, IN (FHA|USDA|VA) 6 $600,000 $100,000 $2,357 3.29%
WHEELING, WV-OH (FHA|USDA|VA) 5 $595,000 $119,000 $2,056 2.70%
Auburn, IN (FHA|USDA|VA) 4 $590,000 $147,500 $2,348 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $590,000 $147,500 $2,260 3.06%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 3 $585,000 $195,000 $6,161 2.75%
Greenwood, SC (FHA|USDA|VA) 4 $580,000 $145,000 $2,190 2.72%
Rexburg, ID (FHA|USDA|VA) 2 $580,000 $290,000 $4,621 2.25%
Moultrie, GA (FHA|USDA|VA) 1 $575,000 $575,000 $3,660 2.25%
Lewisburg, TN (FHA|USDA|VA) 3 $575,000 $191,667 $4,223 2.33%
West Point, MS (FHA|USDA|VA) 4 $570,000 $142,500 $1,005 2.81%
Danville, VA (FHA|USDA|VA) 4 $560,000 $140,000 $2,487 2.78%
Kennett, MO (FHA|USDA|VA) 6 $560,000 $93,333 $1,420 2.58%
Ruston, LA (FHA|USDA|VA) 3 $555,000 $185,000 $3,484 2.58%
Marinette, WI-MI (FHA|USDA|VA) 5 $555,000 $111,000 $2,518 2.55%
Tahlequah, OK (FHA|USDA|VA) 5 $555,000 $111,000 $2,934 2.87%
OWENSBORO, KY (FHA|USDA|VA) 4 $550,000 $137,500 $2,390 2.63%
Camden, AR (FHA|USDA|VA) 4 $550,000 $137,500 $1,875 2.88%
Coshocton, OH (FHA|USDA|VA) 4 $550,000 $137,500 $2,356 2.65%
Tifton, GA (FHA|USDA|VA) 4 $550,000 $137,500 $2,291 2.53%
Ardmore, OK (FHA|USDA|VA) 5 $545,000 $109,000 $2,938 2.68%
Paducah, KY-IL (FHA|USDA|VA) 5 $545,000 $109,000 $1,778 2.93%
Magnolia, AR (FHA|USDA|VA) 3 $545,000 $181,667 $4,342 2.50%
Pella, IA (FHA|USDA|VA) 3 $545,000 $181,667 $2,604 2.25%
Fitzgerald, GA (FHA|USDA|VA) 5 $545,000 $109,000 $2,615 2.90%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $545,000 $181,667 $2,247 2.67%
Scottsboro, AL (FHA|USDA|VA) 4 $540,000 $135,000 $1,042 2.56%
McAlester, OK (FHA|USDA|VA) 4 $540,000 $135,000 $2,810 2.38%
Oxford, MS (FHA|USDA|VA) 3 $535,000 $178,333 $2,241 2.83%
Richmond, IN (FHA|USDA|VA) 5 $535,000 $107,000 $2,260 2.60%
Alpena, MI (FHA|USDA|VA) 5 $535,000 $107,000 $2,438 2.70%
Laurinburg, NC (FHA|USDA|VA) 3 $535,000 $178,333 $3,796 2.25%
Greenville, OH (FHA|USDA|VA) 5 $535,000 $107,000 $1,533 2.75%
Vicksburg, MS (FHA|USDA|VA) 3 $535,000 $178,333 $2,265 2.67%
Atmore, AL (FHA|USDA|VA) 3 $525,000 $175,000 $1,695 2.75%
Portsmouth, OH (FHA|USDA|VA) 5 $525,000 $105,000 $2,730 2.75%
Marion, NC (FHA|USDA|VA) 3 $525,000 $175,000 $3,395 2.75%
Jasper, AL (FHA|USDA|VA) 5 $525,000 $105,000 $2,215 2.75%
Henderson, NC (FHA|USDA|VA) 3 $515,000 $171,667 $2,287 2.92%
Bay City, TX (FHA|USDA|VA) 3 $515,000 $171,667 $1,827 2.29%
Picayune, MS (FHA|USDA|VA) 3 $515,000 $171,667 $5,124 2.42%
Taylorville, IL (FHA|USDA|VA) 4 $510,000 $127,500 $2,941 2.75%
Shawano, WI (FHA|USDA|VA) 2 $500,000 $250,000 $2,817 2.38%
Bradford, PA (FHA|USDA|VA) 4 $500,000 $125,000 $2,683 2.44%
Urbana, OH (FHA|USDA|VA) 4 $500,000 $125,000 $2,061 2.72%
ENID, OK (FHA|USDA|VA) 5 $495,000 $99,000 $2,027 2.78%
Ponca City, OK (FHA|USDA|VA) 5 $495,000 $99,000 $1,765 3.00%
Las Vegas, NM (FHA|USDA|VA) 3 $495,000 $165,000 $3,614 2.42%
Port Angeles, WA (FHA|USDA|VA) 3 $495,000 $165,000 $2,109 2.42%
Mount Airy, NC (FHA|USDA|VA) 6 $490,000 $81,667 $1,618 3.12%
Logansport, IN (FHA|USDA|VA) 5 $475,000 $95,000 $2,317 2.65%
MIDLAND, MI (FHA|USDA|VA) 5 $475,000 $95,000 $1,646 3.30%
Washington Court House, OH (FHA|USDA|VA) 3 $465,000 $155,000 $2,379 3.00%
Athens, OH (FHA|USDA|VA) 5 $465,000 $93,000 $1,813 3.17%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $465,000 $155,000 $1,892 2.25%
Newberry, SC (FHA|USDA|VA) 2 $460,000 $230,000 $2,686 2.85%
Othello, WA (FHA|USDA|VA) 2 $460,000 $230,000 $2,966 3.06%
Bedford, IN (FHA|USDA|VA) 4 $460,000 $115,000 $2,537 2.69%
Evanston, WY (FHA|USDA|VA) 3 $455,000 $151,667 $1,650 2.79%
Andrews, TX (FHA|USDA|VA) 3 $455,000 $151,667 $2,508 2.75%
Safford, AZ (FHA|USDA|VA) 3 $455,000 $151,667 $2,721 2.83%
Marietta, OH (FHA|USDA|VA) 4 $450,000 $112,500 $2,752 2.75%
Shawnee, OK (FHA|USDA|VA) 2 $450,000 $225,000 $4,483 2.25%
Fremont, NE (FHA|USDA|VA) 2 $450,000 $225,000 $2,763 2.50%
Tupelo, MS (FHA|USDA|VA) 3 $445,000 $148,333 $1,999 2.67%
Marshalltown, IA (FHA|USDA|VA) 2 $440,000 $220,000 $1,144 2.25%
DUBUQUE, IA (FHA|USDA|VA) 4 $440,000 $110,000 $1,707 3.06%
Grand Rapids, MN (FHA|USDA|VA) 4 $440,000 $110,000 $1,998 2.75%
Wauchula, FL (FHA|USDA|VA) 3 $435,000 $145,000 $1,210 3.33%
Galesburg, IL (FHA|USDA|VA) 5 $435,000 $87,000 $1,670 2.95%
Borger, TX (FHA|USDA|VA) 3 $435,000 $145,000 $2,238 3.00%
Pontiac, IL (FHA|USDA|VA) 4 $430,000 $107,500 $1,471 2.50%
Ottawa, IL (FHA|USDA|VA) 4 $430,000 $107,500 $2,097 2.66%
Greenville, MS (FHA|USDA|VA) 3 $425,000 $141,667 $1,828 2.79%
Lewisburg, PA (FHA|USDA|VA) 3 $415,000 $138,333 $1,920 3.08%
Thomaston, GA (FHA|USDA|VA) 4 $410,000 $102,500 $2,278 2.56%
FOND DU LAC, WI (FHA|USDA|VA) 3 $405,000 $135,000 $1,747 2.25%
Ada, OK (FHA|USDA|VA) 3 $405,000 $135,000 $2,348 2.87%
North Platte, NE (FHA|USDA|VA) 3 $405,000 $135,000 $3,119 2.50%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $405,000 $135,000 $2,393 2.58%
Malvern, AR (FHA|USDA|VA) 3 $405,000 $135,000 $1,306 2.42%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $400,000 $200,000 $1,284 3.25%
West Plains, MO (FHA|USDA|VA) 4 $400,000 $100,000 $1,817 2.50%
La Grande, OR (FHA|USDA|VA) 3 $395,000 $131,667 $2,712 2.61%
Statesboro, GA (FHA|USDA|VA) 3 $395,000 $131,667 $3,700 2.58%
Troy, AL (FHA|USDA|VA) 3 $395,000 $131,667 $1,462 2.58%
Pierre, SD (FHA|USDA|VA) 2 $390,000 $195,000 $4,171 2.50%
Natchez, MS-LA (FHA|USDA|VA) 2 $390,000 $195,000 $2,409 2.81%
Dickinson, ND (FHA|USDA|VA) 2 $390,000 $195,000 $2,809 2.50%
Alexander City, AL (FHA|USDA|VA) 4 $390,000 $97,500 $855 2.97%
Kingsville, TX (FHA|USDA|VA) 3 $385,000 $128,333 $2,424 2.58%
Manitowoc, WI (FHA|USDA|VA) 3 $385,000 $128,333 $2,228 2.25%
Brookings, SD (FHA|USDA|VA) 2 $380,000 $190,000 $2,255 2.25%
Cambridge, OH (FHA|USDA|VA) 2 $380,000 $190,000 $3,079 2.38%
Ruidoso, NM (FHA|USDA|VA) 1 $375,000 $375,000 $2,938 2.25%
Platteville, WI (FHA|USDA|VA) 3 $375,000 $125,000 $2,478 2.67%
Alma, MI (FHA|USDA|VA) 3 $375,000 $125,000 $2,438 2.71%
Dumas, TX (FHA|USDA|VA) 3 $365,000 $121,667 $1,208 2.92%
Bluefield, WV-VA (FHA|USDA|VA) 3 $365,000 $121,667 $2,169 2.42%
Beeville, TX (FHA|USDA|VA) 3 $365,000 $121,667 $2,645 2.83%
Hood River, OR (FHA|USDA|VA) 1 $355,000 $355,000 $3,920 2.25%
The Dalles, OR (FHA|USDA|VA) 1 $355,000 $355,000 $2,294 2.25%
PITTSFIELD, MA (FHA|USDA|VA) 3 $355,000 $118,333 $1,729 2.83%
Hastings, NE (FHA|USDA|VA) 4 $350,000 $87,500 $1,562 2.69%
Lebanon, NH-VT (FHA|USDA|VA) 2 $350,000 $175,000 $3,306 3.00%
Moberly, MO (FHA|USDA|VA) 4 $350,000 $87,500 $1,375 3.00%
Marshall, MO (FHA|USDA|VA) 3 $345,000 $115,000 $3,370 2.42%
Brookings, OR (FHA|USDA|VA) 1 $345,000 $345,000 $2,981 2.25%
Blytheville, AR (FHA|USDA|VA) 3 $345,000 $115,000 $2,010 2.33%
Campbellsville, KY (FHA|USDA|VA) 3 $345,000 $115,000 $1,846 2.50%
Dayton, TN (FHA|USDA|VA) 2 $340,000 $170,000 $2,112 2.25%
Starkville, MS (FHA|USDA|VA) 2 $340,000 $170,000 $1,195 2.87%
Hutchinson, MN (FHA|USDA|VA) 2 $340,000 $170,000 $2,729 3.06%
Pearsall, TX (FHA|USDA|VA) 3 $335,000 $111,667 $1,959 3.17%
Brownwood, TX (FHA|USDA|VA) 3 $335,000 $111,667 $1,709 2.92%
Centralia, IL (FHA|USDA|VA) 3 $335,000 $111,667 $2,299 3.25%
Blackfoot, ID (FHA|USDA|VA) 1 $335,000 $335,000 $4,938 2.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $335,000 $335,000 $7,023 3.00%
Corinth, MS (FHA|USDA|VA) 3 $325,000 $108,333 $2,550 2.46%
Columbus, NE (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.25%
El Campo, TX (FHA|USDA|VA) 4 $320,000 $80,000 $1,185 3.71%
Fergus Falls, MN (FHA|USDA|VA) 2 $320,000 $160,000 $1,352 2.94%
New Ulm, MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,845 3.12%
Escanaba, MI (FHA|USDA|VA) 2 $320,000 $160,000 $2,542 2.44%
Big Spring, TX (FHA|USDA|VA) 2 $320,000 $160,000 $1,453 2.69%
Mexico, MO (FHA|USDA|VA) 3 $315,000 $105,000 $2,328 2.58%
Lexington, NE (FHA|USDA|VA) 2 $310,000 $155,000 $2,941 2.50%
Americus, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,717 2.00%
Ottumwa, IA (FHA|USDA|VA) 3 $305,000 $101,667 $1,540 3.00%
Alexandria, MN (FHA|USDA|VA) 3 $305,000 $101,667 $2,071 2.58%
Lewistown, PA (FHA|USDA|VA) 2 $300,000 $150,000 $4,423 2.25%
Lock Haven, PA (FHA|USDA|VA) 2 $300,000 $150,000 $2,977 2.62%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $300,000 $150,000 $1,311 2.25%
Sulphur Springs, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,626 2.75%
Kearney, NE (FHA|USDA|VA) 2 $290,000 $145,000 $3,494 2.63%
Washington, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,828 2.25%
Frankfort, IN (FHA|USDA|VA) 2 $290,000 $145,000 $957 2.81%
Brookhaven, MS (FHA|USDA|VA) 2 $290,000 $145,000 $3,431 2.75%
Price, UT (FHA|USDA|VA) 2 $290,000 $145,000 $2,728 2.75%
Shelbyville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,962 2.88%
Willmar, MN (FHA|USDA|VA) 1 $285,000 $285,000 $2,431 2.25%
Natchitoches, LA (FHA|USDA|VA) 2 $280,000 $140,000 $2,120 2.63%
Bluffton, IN (FHA|USDA|VA) 2 $280,000 $140,000 $1,044 2.75%
North Vernon, IN (FHA|USDA|VA) 3 $275,000 $91,667 $2,037 3.21%
Sweetwater, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,010 2.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,256 2.75%
Martinsville, VA (FHA|USDA|VA) 2 $270,000 $135,000 $2,677 2.25%
Rolla, MO (FHA|USDA|VA) 2 $270,000 $135,000 $1,279 2.25%
Gallup, NM (FHA|USDA|VA) 2 $270,000 $135,000 $2,910 2.63%
Angola, IN (FHA|USDA|VA) 3 $265,000 $88,333 $2,103 2.42%
Bemidji, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,983 2.75%
Jackson, OH (FHA|USDA|VA) 2 $260,000 $130,000 $2,570 2.62%
Mineral Wells, TX (FHA|USDA|VA) 4 $260,000 $65,000 $1,362 2.94%
LAWRENCE, KS (FHA|USDA|VA) 1 $255,000 $255,000 $3,458 2.25%
Tiffin, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,402 2.62%
Mount Pleasant, TX (FHA|USDA|VA) 2 $250,000 $125,000 $1,543 3.38%
Spencer, IA (FHA|USDA|VA) 2 $250,000 $125,000 $3,687 2.87%
Scottsburg, IN (FHA|USDA|VA) 3 $245,000 $81,667 $2,023 2.83%
Rockingham, NC (FHA|USDA|VA) 3 $245,000 $81,667 $1,939 2.92%
Effingham, IL (FHA|USDA|VA) 3 $245,000 $81,667 $1,655 2.83%
Muscatine, IA (FHA|USDA|VA) 3 $245,000 $81,667 $2,350 2.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,506 3.13%
Winona, MN (FHA|USDA|VA) 2 $240,000 $120,000 $1,730 2.44%
Scottsbluff, NE (FHA|USDA|VA) 2 $240,000 $120,000 $2,233 2.69%
Martin, TN (FHA|USDA|VA) 2 $240,000 $120,000 $1,506 2.62%
Elk City, OK (FHA|USDA|VA) 2 $240,000 $120,000 $2,908 2.63%
Celina, OH (FHA|USDA|VA) 2 $240,000 $120,000 $2,965 2.50%
Taos, NM (FHA|USDA|VA) 1 $235,000 $235,000 $1,646 2.99%
Bozeman, MT (FHA|USDA|VA) 1 $235,000 $235,000 $7,404 2.25%
Brownsville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $1,896 3.00%
Altus, OK (FHA|USDA|VA) 2 $230,000 $115,000 $2,254 2.50%
Brenham, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,497 2.80%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $230,000 $115,000 $3,135 2.50%
Durant, OK (FHA|USDA|VA) 2 $230,000 $115,000 $3,349 3.06%
Marquette, MI (FHA|USDA|VA) 2 $230,000 $115,000 $2,011 2.25%
Watertown, SD (FHA|USDA|VA) 1 $225,000 $225,000 $1,698 2.25%
Vincennes, IN (FHA|USDA|VA) 3 $225,000 $75,000 $2,491 3.29%
Dixon, IL (FHA|USDA|VA) 2 $220,000 $110,000 $1,439 2.50%
MORGANTOWN, WV (FHA|USDA|VA) 2 $220,000 $110,000 $1,602 2.50%
Cordele, GA (FHA|USDA|VA) 2 $220,000 $110,000 $1,192 2.23%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $210,000 $105,000 $1,014 2.88%
Summerville, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,128 2.81%
Cadillac, MI (FHA|USDA|VA) 2 $210,000 $105,000 $1,317 3.00%
Guymon, OK (FHA|USDA|VA) 2 $210,000 $105,000 $1,763 2.94%
Oil City, PA (FHA|USDA|VA) 3 $205,000 $68,333 $2,017 3.00%
Vermillion, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,932 2.75%
Hope, AR (FHA|USDA|VA) 2 $190,000 $95,000 $1,943 2.50%
Minden, LA (FHA|USDA|VA) 2 $190,000 $95,000 $2,535 3.50%
Selma, AL (FHA|USDA|VA) 2 $180,000 $90,000 $1,612 2.81%
Bogalusa, LA (FHA|USDA|VA) 2 $180,000 $90,000 $1,673 2.75%
Berlin, NH (FHA|USDA|VA) 2 $170,000 $85,000 $2,960 2.87%
Lincoln, IL (FHA|USDA|VA) 2 $170,000 $85,000 $2,188 3.00%
Arkadelphia, AR (FHA|USDA|VA) 2 $170,000 $85,000 $1,593 2.75%
Plymouth, IN (FHA|USDA|VA) 2 $170,000 $85,000 $1,582 2.75%
Sterling, CO (FHA|USDA|VA) 2 $170,000 $85,000 $2,067 2.75%
Alice, TX (FHA|USDA|VA) 1 $165,000 $165,000 $1,696 2.75%
Huron, SD (FHA|USDA|VA) 1 $165,000 $165,000 $3,036 3.75%
Big Stone Gap, VA (FHA|USDA|VA) 1 $165,000 $165,000 $1,970 2.75%
Hannibal, MO (FHA|USDA|VA) 2 $160,000 $80,000 $1,387 3.00%
Mount Pleasant, MI (FHA|USDA|VA) 2 $160,000 $80,000 $1,853 3.37%
Van Wert, OH (FHA|USDA|VA) 2 $160,000 $80,000 $1,992 2.75%
Greensburg, IN (FHA|USDA|VA) 2 $160,000 $80,000 $2,342 3.13%
Selinsgrove, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,862 2.25%
Cleveland, MS (FHA|USDA|VA) 1 $155,000 $155,000 $2,348 2.25%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,577 2.75%
Plainview, TX (FHA|USDA|VA) 2 $150,000 $75,000 $2,292 3.12%
Middlesborough, KY (FHA|USDA|VA) 1 $145,000 $145,000 $1,353 2.25%
Elkins, WV (FHA|USDA|VA) 1 $145,000 $145,000 $1,760 2.75%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,663 3.25%
Pampa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,187 2.25%
Rockport, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,233 2.25%
Jennings, LA (FHA|USDA|VA) 1 $135,000 $135,000 $1,681 2.75%
Fort Dodge, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,452 2.75%
Pullman, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,472 2.38%
Oskaloosa, IA (FHA|USDA|VA) 1 $135,000 $135,000 $6,299 2.25%
Okeechobee, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,639 2.50%
Greenwood, MS (FHA|USDA|VA) 2 $130,000 $65,000 $1,257 3.00%
Warren, PA (FHA|USDA|VA) 2 $130,000 $65,000 $1,166 3.13%
Hereford, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,374 3.25%
Uvalde, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,324 2.99%
Arecibo, PR (FHA|USDA|VA) 1 $125,000 $125,000 $2,135 3.25%
Macomb, IL (FHA|USDA|VA) 1 $125,000 $125,000 $569 2.25%
Duncan, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,508 2.25%
Keene, NH (FHA|USDA|VA) 1 $115,000 $115,000 $4,340 2.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,818 2.25%
Storm Lake, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,513 3.75%
Forrest City, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,228 3.25%
Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $1,155 2.99%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $105,000 $105,000 $651 2.50%
Jamestown, ND (FHA|USDA|VA) 1 $105,000 $105,000 $2,984 2.75%
Portales, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,271 2.75%
Houghton, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,335 2.99%
Spirit Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,485 3.50%
Mount Vernon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,410 2.75%
Vernon, TX (FHA|USDA|VA) 1 $95,000 $95,000 $692 2.75%
Weatherford, OK (FHA|USDA|VA) 1 $85,000 $85,000 $1,541 2.99%
Snyder, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,422 3.25%
Mayfield, KY (FHA|USDA|VA) 1 $85,000 $85,000 $880 2.99%
Peru, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,065 3.24%
Indianola, MS (FHA|USDA|VA) 1 $85,000 $85,000 $2,308 2.75%
Norfolk, NE (FHA|USDA|VA) 1 $85,000 $85,000 $2,931 2.99%
Toccoa, GA (FHA|USDA|VA) 1 $85,000 $85,000 $775 3.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,813 2.25%
Woodward, OK (FHA|USDA|VA) 1 $85,000 $85,000 $1,946 3.25%
Murray, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,059 2.75%
Maysville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,954 2.75%
Kirksville, MO (FHA|USDA|VA) 1 $85,000 $85,000 $544 3.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,893 2.25%
Grenada, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,542 2.25%
Central City, KY (FHA|USDA|VA) 1 $75,000 $75,000 $1,995 2.75%
Helena-West Helena, AR (FHA|USDA|VA) 1 $65,000 $65,000 $674 2.75%
Levelland, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,013 3.25%
St. Marys, PA (FHA|USDA|VA) 1 $65,000 $65,000 $2,274 2.25%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $2,259 2.75%
Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,558 2.75%
Village Capital Mortgage's top markets include Riverside, Los Angeles, Atlanta, Washington, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 18,767 $4,541,525,000 $241,995 $3,706 2.35%
    FHA 11,154 $2,140,900,000 $191,940 $2,790 2.91%
    Conventional 88 $17,670,000 $200,795 $5,111 4.32%
    USDA 17 $2,925,000 $172,059 $5,324 2.73%

    For 2021, Village Capital Mortgage's most frequently originated type of loan was VA, with 18,767 originations. Their 2nd most popular type was FHA, with 11,154 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 29,610 $6,574,640,000 $222,041 $3,286 2.55%
    Cash Out Refi 356 $115,930,000 $325,646 $10,141 2.81%
    Home Purchase 60 $12,450,000 $207,500 $5,258 4.90%

    For 2021, Village Capital Mortgage's most frequently cited loan purpose was Refi, with 29,610 originations. The 2nd most popular reason was Cash Out Refi, with 356 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 28,176 $6,289,930,000 $223,237 $3,369 2.56%
    Other 1,269 $284,985,000 $224,574 $3,432 2.55%
    15 Year 301 $65,465,000 $217,492 $3,322 2.53%
    20 Year 258 $57,370,000 $222,364 $3,327 2.56%
    10 Year 21 $5,055,000 $240,714 $3,547 2.51%
    5 Year 1 $215,000 $215,000 $3,109 2.25%

    For 2021, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 28,176 originations. The 2nd most popular length was Other, with 1,269 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 17,386 $3,456,430,000 $198,805
    $1k-2k 4,596 $858,510,000 $186,795
    $2k-3k 3,623 $804,395,000 $222,025
    $3k-4k 1,992 $586,650,000 $294,503
    $5k+ 1,367 $625,025,000 $457,224
    $4k-5k 1,062 $372,010,000 $350,292

    Village Capital Mortgage's average total fees were $3,369, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 17,386 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 16,845 $4,380,455,000 $260,045
    2.5-3% 9,226 $1,706,880,000 $185,008
    3-4% 3,889 $607,755,000 $156,275
    4-5% 43 $6,775,000 $157,558
    7-8% 23 $1,155,000 $50,217

    During 2021, Village Capital Mortgage's average interest rate for loans was 2.56%, while their most frequently originated rate bucket for loans was <2.5%, with 16,845 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,272 $3,358,050,000 $273,635 $3,906 2.45%
    $100k-200k 11,309 $1,693,105,000 $149,713 $2,598 2.61%
    $100,000 or less 3,888 $315,640,000 $81,183 $1,825 2.95%
    $400k-600k 2,077 $980,065,000 $471,866 $6,009 2.30%
    $600k-1MM 448 $314,950,000 $703,013 $8,843 2.30%
    $1MM+ 32 $41,210,000 $1,287,813 $11,506 2.30%

    2021 saw Village Capital Mortgage place emphasis on $200k-400k loans with 12,272 originations, totaling $3,358,050,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 198 $46,140,000 $233,030 $6,920 2.92%
    $50k or less 194 $30,720,000 $158,351 $4,409 3.25%
    $100k-150k 118 $43,990,000 $372,797 $10,274 2.83%
    $75k-100k 111 $31,945,000 $287,793 $8,297 2.77%
    $150k-250k 44 $22,040,000 $500,909 $10,739 2.57%
    $250k+ 8 $6,210,000 $776,250 $12,922 2.92%

    Village Capital Mortgage lent most frequently to those with incomes in the $50k-75k range, with 198 originations. The second most popular income band? $50k or less, with 194 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 129 $30,435,000 $235,930 $5,468 2.76%
    30-36% 107 $27,565,000 $257,617 $6,788 2.91%
    <20% 94 $14,440,000 $153,617 $3,231 3.60%
    50-60% 74 $25,560,000 $345,405 $10,118 2.74%
    44% 31 $8,545,000 $275,645 $7,075 3.17%
    >60% 30 $7,820,000 $260,667 $4,130 2.70%
    40% 23 $6,495,000 $282,391 $10,678 2.88%
    36% 21 $7,425,000 $353,571 $9,731 2.87%
    39% 19 $6,425,000 $338,158 $10,018 3.06%
    45% 18 $6,410,000 $356,111 $15,438 2.66%
    42% 18 $4,880,000 $271,111 $7,499 3.08%
    49% 17 $4,855,000 $285,588 $9,169 2.82%
    47% 16 $4,510,000 $281,875 $8,213 2.83%
    38% 16 $4,950,000 $309,375 $8,229 2.87%
    48% 16 $6,300,000 $393,750 $10,689 2.70%
    37% 16 $4,650,000 $290,625 $7,203 2.69%
    41% 14 $4,100,000 $292,857 $8,697 2.92%
    46% 13 $3,635,000 $279,615 $9,286 2.83%
    43% 12 $4,560,000 $380,000 $10,754 2.58%

    Village Capital Mortgage lent most frequently to those with DTI ratios of 20-30%, with 129 originations. The next most common DTI ratio? 30-36%, with 107 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,896 $3,090,970,000 $207,503 $3,099 2.62%
    Not provided 10,838 $2,670,660,000 $246,416 $3,827 2.46%
    Black 3,699 $769,275,000 $207,968 $3,047 2.65%
    Asian 312 $106,380,000 $340,962 $4,220 2.50%
    American Indian 200 $42,510,000 $212,550 $3,492 2.58%
    Native Hawaiian or Islander 60 $17,360,000 $289,333 $3,728 2.59%
    8 $2,150,000 $268,750 $3,485 2.41%
    Filipino 4 $1,310,000 $327,500 $3,328 2.38%
    Other Asian 4 $1,100,000 $275,000 $2,348 2.47%
    Asian Indian 2 $520,000 $260,000 $4,071 2.50%
    Other Pacific Islander 1 $465,000 $465,000 $6,264 2.50%
    Native Hawaiian 1 $195,000 $195,000 $1,498 2.75%
    Guamanian 1 $125,000 $125,000 $2,532 2.25%

    Approval Rates

    Total approvals of all applications
    94.04%

    Village Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    32.48%

    Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 30,026 $6,703,020,000 $223,241

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,026 $6,703,020,000 $223,241

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 41 $4,585,000 $111,829 $2,614 2.92%
    40-60% 190 $29,070,000 $153,000 $3,123 2.85%
    60-80% 1,714 $254,820,000 $148,670 $3,025 2.93%
    80-100% 14,175 $3,052,955,000 $215,376 $3,139 2.72%
    Over 100% 752 $200,880,000 $267,128 $4,586 2.41%
    Under 20% 2 $280,000 $140,000 $3,742 2.88%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Village Capital & Investment LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 5.8%
    Village Capital & Investment LLC Conventional home mortgage Struggling to pay mortgage 2 3.8%
    Village Capital & Investment LLC Conventional home mortgage Trouble during payment process 2 3.8%
    Village Capital & Investment LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 6 11.5%
    Village Capital & Investment LLC FHA mortgage Closing on a mortgage 3 5.8%
    Village Capital & Investment LLC FHA mortgage Incorrect information on your report 1 1.9%
    Village Capital & Investment LLC FHA mortgage Trouble during payment process 4 7.7%
    Village Capital & Investment LLC Other type of mortgage Struggling to pay mortgage 1 1.9%
    Village Capital & Investment LLC Other type of mortgage Trouble during payment process 1 1.9%
    Village Capital & Investment LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 4 7.7%
    Village Capital & Investment LLC VA mortgage Closing on a mortgage 2 3.8%
    Village Capital & Investment LLC VA mortgage Incorrect information on your report 3 5.8%
    Village Capital & Investment LLC VA mortgage Struggling to pay mortgage 2 3.8%
    Village Capital & Investment LLC VA mortgage Trouble during payment process 18 34.6%