Village Capital Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300VCMRO4ST680C11

Tax ID: 20-0192872

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Village Capital Mortgage is a mid-sized mortgage company specializing in Refi loans. They have an average proportion of FHA loans. Village Capital Mortgage has a low ratio of conventional loans.They have a low ratio of USDA loans. Their top markets by origination volume include: Riverside, Los Angeles, Atlanta, San Diego, and Washington among others. We have data for 786 markets. (Some data included below & more in-depth data is available with an active subscription.)

Village Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Village Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 4/18/24
30 Year Conventional Refi 6.49% 4/18/24
30 Year Cash-out Refi 6.80% 4/18/24
30 Year FHA Purchase 7.21% 4/18/24
30 Year FHA Refi 7.11% 4/18/24
30 Year VA Purchase 6.00% 4/18/24
30 Year VA Refi 5.81% 4/18/24
30 Year USDA Purchase 6.59% 4/18/24
30 Year USDA Refi 6.17% 4/18/24
15 Year Conventional Refi 6.27% 4/18/24
15 Year Cash-out Refi 6.27% 4/18/24
15 Year FHA Refi 6.94% 4/18/24
15 Year VA Refi 6.24% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Village Capital Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Village Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,602

Origination Dollar Volume (All Markets)

$5,679,610,000
Show all (524) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 759 $248,435,000 $327,319 $4,009 2.67%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 453 $218,185,000 $481,645 $5,483 2.72%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 957 $209,165,000 $218,563 $3,072 2.91%
Outside of Metro Areas 1,068 $168,720,000 $157,978 $2,577 2.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 350 $157,560,000 $450,171 $5,185 2.56%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 437 $156,565,000 $358,272 $5,139 2.72%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 598 $136,590,000 $228,411 $3,029 2.98%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 482 $114,870,000 $238,320 $3,635 2.78%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 522 $111,520,000 $213,640 $3,001 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 386 $102,300,000 $265,026 $3,695 2.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 266 $97,580,000 $366,842 $4,362 2.69%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 305 $90,785,000 $297,656 $4,265 2.73%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 397 $85,615,000 $215,655 $3,186 2.83%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 405 $85,605,000 $211,370 $2,992 2.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 240 $82,030,000 $341,792 $4,628 2.66%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 354 $76,870,000 $217,147 $3,448 2.81%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 141 $73,565,000 $521,738 $5,918 2.71%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 240 $68,950,000 $287,292 $3,902 2.68%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 324 $68,440,000 $211,235 $3,624 2.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 198 $66,810,000 $337,424 $5,156 2.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 307 $61,355,000 $199,853 $3,145 2.97%
SALT LAKE CITY, UT (FHA|USDA|VA) 196 $58,030,000 $296,071 $4,488 2.71%
COLORADO SPRINGS, CO (FHA|USDA|VA) 199 $57,545,000 $289,171 $4,193 2.59%
FAYETTEVILLE, NC (FHA|USDA|VA) 280 $53,180,000 $189,929 $3,215 2.75%
JACKSONVILLE, FL (FHA|USDA|VA) 225 $49,125,000 $218,333 $3,539 2.82%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 202 $48,760,000 $241,386 $3,344 2.87%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 189 $45,725,000 $241,931 $3,637 2.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 188 $45,340,000 $241,170 $3,410 2.90%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 166 $45,070,000 $271,506 $3,615 2.89%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 162 $41,940,000 $258,889 $4,217 2.68%
BOISE CITY, ID (FHA|USDA|VA) 155 $41,545,000 $268,032 $4,447 2.62%
RALEIGH-CARY, NC (FHA|USDA|VA) 168 $40,690,000 $242,202 $3,708 2.77%
PROVO-OREM, UT (FHA|USDA|VA) 129 $38,325,000 $297,093 $4,285 2.67%
COLUMBUS, OH (FHA|USDA|VA) 182 $38,250,000 $210,165 $3,322 2.87%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 174 $36,550,000 $210,057 $3,147 2.71%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 198 $35,410,000 $178,838 $2,801 2.85%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 192 $33,560,000 $174,792 $2,619 2.97%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 118 $33,370,000 $282,797 $4,187 3.01%
COLUMBIA, SC (FHA|USDA|VA) 154 $33,230,000 $215,779 $3,944 2.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 104 $32,780,000 $315,192 $3,999 2.81%
STOCKTON, CA (FHA|USDA|VA) 95 $32,705,000 $344,263 $4,123 2.66%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 66 $32,540,000 $493,030 $5,707 2.65%
VALLEJO, CA (FHA|USDA|VA) 78 $30,130,000 $386,282 $4,374 2.64%
BAKERSFIELD, CA (FHA|USDA|VA) 122 $28,640,000 $234,754 $3,190 2.72%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 167 $28,525,000 $170,808 $2,839 2.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 149 $28,025,000 $188,087 $2,920 2.96%
TUCSON, AZ (FHA|USDA|VA) 142 $27,660,000 $194,789 $2,963 2.81%
ST. LOUIS, MO-IL (FHA|USDA|VA) 177 $27,285,000 $154,153 $2,353 3.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 171 $26,625,000 $155,702 $2,472 3.02%
FRESNO, CA (FHA|USDA|VA) 103 $26,625,000 $258,495 $3,082 2.77%
PITTSBURGH, PA (FHA|USDA|VA) 151 $25,155,000 $166,589 $3,094 2.89%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 128 $25,040,000 $195,625 $2,972 2.72%
HUNTSVILLE, AL (FHA|USDA|VA) 119 $24,935,000 $209,538 $3,432 2.76%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 106 $24,190,000 $228,208 $3,434 2.76%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 149 $24,025,000 $161,242 $2,578 3.05%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 125 $23,865,000 $190,920 $2,612 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 123 $23,725,000 $192,886 $3,160 2.80%
MODESTO, CA (FHA|USDA|VA) 78 $23,460,000 $300,769 $3,595 2.77%
COLUMBUS, GA-AL (FHA|USDA|VA) 117 $22,545,000 $192,692 $3,034 2.82%
EL PASO, TX (FHA|USDA|VA) 129 $22,035,000 $170,814 $2,625 2.91%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 93 $20,845,000 $224,140 $3,642 2.84%
JACKSONVILLE, NC (FHA|USDA|VA) 114 $20,810,000 $182,544 $3,291 2.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 110 $20,810,000 $189,182 $2,733 2.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 94 $20,340,000 $216,383 $3,705 2.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 82 $20,330,000 $247,927 $3,433 2.82%
SAVANNAH, GA (FHA|USDA|VA) 98 $20,240,000 $206,531 $3,196 2.80%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 86 $19,430,000 $225,930 $3,779 2.73%
LOUISVILLE, KY (FHA|USDA|VA) 115 $19,375,000 $168,478 $2,619 2.92%
ST. GEORGE, UT (FHA|USDA|VA) 72 $18,870,000 $262,083 $4,025 2.71%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 79 $18,765,000 $237,532 $3,671 2.95%
WARNER ROBINS, GA (FHA|USDA|VA) 91 $18,745,000 $205,989 $3,273 2.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 107 $17,865,000 $166,963 $2,590 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 85 $17,335,000 $203,941 $3,144 2.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 96 $17,230,000 $179,479 $2,756 2.76%
WINSTON-SALEM, NC (FHA|USDA|VA) 89 $16,395,000 $184,213 $3,266 2.88%
KNOXVILLE, TN (FHA|USDA|VA) 86 $16,000,000 $186,047 $3,255 2.72%
DAYTON-KETTERING, OH (FHA|USDA|VA) 85 $15,965,000 $187,824 $2,998 2.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 89 $15,795,000 $177,472 $3,178 2.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 74 $15,730,000 $212,568 $2,990 2.89%
VISALIA, CA (FHA|USDA|VA) 61 $15,385,000 $252,213 $3,405 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 68 $15,270,000 $224,559 $3,489 2.85%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 67 $15,215,000 $227,090 $3,786 2.71%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 28 $15,090,000 $538,929 $5,703 2.77%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 83 $14,765,000 $177,892 $2,828 2.99%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 41 $14,525,000 $354,268 $5,385 2.91%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 83 $14,375,000 $173,193 $3,401 3.28%
ALBUQUERQUE, NM (FHA|USDA|VA) 76 $13,870,000 $182,500 $3,254 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 59 $13,165,000 $223,136 $3,596 2.80%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 56 $13,090,000 $233,750 $3,559 2.96%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 65 $12,695,000 $195,308 $3,391 3.04%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 40 $12,500,000 $312,500 $4,413 2.67%
ASHEVILLE, NC (FHA|USDA|VA) 55 $12,415,000 $225,727 $3,570 2.66%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 72 $11,830,000 $164,306 $2,373 2.98%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 59 $11,755,000 $199,237 $2,998 3.12%
MONTGOMERY, AL (FHA|USDA|VA) 60 $11,650,000 $194,167 $3,323 2.83%
Outside of Metro Areas 38 $11,430,000 $300,789 $4,355 2.60%
GREELEY, CO (FHA|USDA|VA) 36 $11,240,000 $312,222 $4,026 2.77%
SALINAS, CA (FHA|USDA|VA) 22 $11,210,000 $509,545 $4,964 2.59%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 41 $11,105,000 $270,854 $4,331 2.65%
ANCHORAGE, AK (FHA|USDA|VA) 37 $10,985,000 $296,892 $4,512 2.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $10,625,000 $208,333 $3,278 2.76%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 29 $10,485,000 $361,552 $4,791 2.65%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 49 $10,315,000 $210,510 $3,302 2.75%
MERCED, CA (FHA|USDA|VA) 39 $10,145,000 $260,128 $3,777 2.66%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 53 $10,045,000 $189,528 $2,981 2.88%
RENO, NV (FHA|USDA|VA) 36 $9,970,000 $276,944 $3,516 2.82%
OCALA, FL (FHA|USDA|VA) 63 $9,955,000 $158,016 $2,633 2.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 24 $9,880,000 $411,667 $4,473 2.70%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 50 $9,790,000 $195,800 $3,653 2.90%
WILMINGTON, NC (FHA|USDA|VA) 43 $9,725,000 $226,163 $3,684 2.78%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 53 $9,545,000 $180,094 $2,866 2.98%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 38 $9,360,000 $246,316 $2,847 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 31 $9,145,000 $295,000 $4,903 2.67%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 46 $8,890,000 $193,261 $3,387 2.81%
AKRON, OH (FHA|USDA|VA) 56 $8,810,000 $157,321 $2,720 2.93%
FORT COLLINS, CO (FHA|USDA|VA) 25 $8,785,000 $351,400 $4,658 2.69%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 20 $8,690,000 $434,500 $5,730 2.66%
SALEM, OR (FHA|USDA|VA) 32 $8,580,000 $268,125 $3,996 2.96%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 40 $8,360,000 $209,000 $3,592 2.95%
PUEBLO, CO (FHA|USDA|VA) 40 $8,150,000 $203,750 $3,225 2.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 50 $8,020,000 $160,400 $2,104 3.19%
REDDING, CA (FHA|USDA|VA) 33 $7,915,000 $239,848 $3,294 2.62%
HINESVILLE, GA (FHA|USDA|VA) 45 $7,875,000 $175,000 $3,107 2.93%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 51 $7,865,000 $154,216 $2,152 3.09%
YORK-HANOVER, PA (FHA|USDA|VA) 36 $7,860,000 $218,333 $4,260 2.74%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 32 $7,690,000 $240,313 $3,289 2.92%
JACKSON, MS (FHA|USDA|VA) 38 $7,550,000 $198,684 $3,070 2.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $7,530,000 $268,929 $4,694 2.54%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 34 $7,350,000 $216,176 $3,113 2.71%
YUBA CITY, CA (FHA|USDA|VA) 27 $7,345,000 $272,037 $3,795 2.60%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 26 $7,130,000 $274,231 $4,126 3.00%
SPARTANBURG, SC (FHA|USDA|VA) 40 $6,980,000 $174,500 $2,804 2.94%
MOBILE, AL (FHA|USDA|VA) 40 $6,900,000 $172,500 $2,873 2.86%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 40 $6,870,000 $171,750 $3,102 2.96%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 22 $6,840,000 $310,909 $3,963 3.19%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 36 $6,620,000 $183,889 $2,908 3.07%
CHEYENNE, WY (FHA|USDA|VA) 26 $6,530,000 $251,154 $4,178 2.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 37 $6,445,000 $174,189 $2,443 2.90%
TUSCALOOSA, AL (FHA|USDA|VA) 35 $6,415,000 $183,286 $2,595 3.08%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 30 $6,290,000 $209,667 $3,969 2.74%
WORCESTER, MA-CT (FHA|USDA|VA) 28 $6,220,000 $222,143 $3,865 2.91%
Enterprise, AL (FHA|USDA|VA) 29 $6,135,000 $211,552 $3,426 2.74%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 24 $6,110,000 $254,583 $3,637 2.53%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 28 $6,100,000 $217,857 $2,800 2.87%
CORPUS CHRISTI, TX (FHA|USDA|VA) 33 $6,095,000 $184,697 $2,513 2.98%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 40 $6,080,000 $152,000 $2,532 2.91%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 21 $6,045,000 $287,857 $5,597 2.62%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 24 $6,040,000 $251,667 $3,355 2.80%
Pahrump, NV (FHA|USDA|VA) 29 $6,005,000 $207,069 $3,262 2.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 24 $6,000,000 $250,000 $4,385 2.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 38 $5,990,000 $157,632 $2,752 2.94%
Cedar City, UT (FHA|USDA|VA) 22 $5,960,000 $270,909 $4,083 2.56%
LANCASTER, PA (FHA|USDA|VA) 30 $5,920,000 $197,333 $3,588 2.95%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 26 $5,890,000 $226,538 $4,076 2.81%
MIDLAND, TX (FHA|USDA|VA) 26 $5,760,000 $221,538 $2,584 3.31%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 40 $5,670,000 $141,750 $2,230 3.17%
MEDFORD, OR (FHA|USDA|VA) 20 $5,590,000 $279,500 $3,972 2.77%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 33 $5,475,000 $165,909 $2,416 2.95%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 34 $5,470,000 $160,882 $2,704 2.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 33 $5,395,000 $163,485 $3,508 2.91%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 35 $5,375,000 $153,571 $2,397 2.98%
TOLEDO, OH (FHA|USDA|VA) 36 $5,360,000 $148,889 $2,364 3.09%
PUNTA GORDA, FL (FHA|USDA|VA) 29 $5,255,000 $181,207 $2,226 2.95%
READING, PA (FHA|USDA|VA) 27 $5,245,000 $194,259 $3,396 2.74%
ROCKY MOUNT, NC (FHA|USDA|VA) 33 $5,235,000 $158,636 $2,753 2.95%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 29 $5,205,000 $179,483 $2,483 2.78%
YUMA, AZ (FHA|USDA|VA) 31 $5,145,000 $165,968 $2,334 2.93%
EAST STROUDSBURG, PA (FHA|USDA|VA) 26 $5,120,000 $196,923 $3,477 2.81%
SUMTER, SC (FHA|USDA|VA) 31 $5,065,000 $163,387 $3,071 2.87%
IDAHO FALLS, ID (FHA|USDA|VA) 21 $5,035,000 $239,762 $5,139 2.52%
SALISBURY, MD-DE (FHA|USDA|VA) 27 $4,995,000 $185,000 $3,452 2.79%
GAINESVILLE, FL (FHA|USDA|VA) 25 $4,985,000 $199,400 $3,432 2.74%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 30 $4,980,000 $166,000 $2,582 3.05%
CHICO, CA (FHA|USDA|VA) 21 $4,945,000 $235,476 $2,565 2.58%
Elizabeth City, NC (FHA|USDA|VA) 24 $4,850,000 $202,083 $3,583 2.73%
DOVER, DE (FHA|USDA|VA) 20 $4,840,000 $242,000 $3,370 3.04%
CANTON-MASSILLON, OH (FHA|USDA|VA) 30 $4,810,000 $160,333 $2,584 2.89%
AMARILLO, TX (FHA|USDA|VA) 27 $4,805,000 $177,963 $2,368 3.09%
BURLINGTON, NC (FHA|USDA|VA) 23 $4,795,000 $208,478 $3,001 2.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 20 $4,750,000 $237,500 $3,536 2.71%
LAFAYETTE, LA (FHA|USDA|VA) 24 $4,690,000 $195,417 $3,372 2.79%
GAINESVILLE, GA (FHA|USDA|VA) 21 $4,685,000 $223,095 $3,060 2.90%
EL CENTRO, CA (FHA|USDA|VA) 19 $4,565,000 $240,263 $3,488 2.65%
Heber, UT (FHA|USDA|VA) 11 $4,505,000 $409,545 $4,740 2.52%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 19 $4,445,000 $233,947 $3,310 2.86%
TULSA, OK (FHA|USDA|VA) 27 $4,345,000 $160,926 $2,622 2.97%
LAWTON, OK (FHA|USDA|VA) 24 $4,270,000 $177,917 $3,724 2.57%
NEW BERN, NC (FHA|USDA|VA) 24 $4,260,000 $177,500 $3,089 2.79%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 21 $4,225,000 $201,190 $2,689 2.85%
LONGVIEW, WA (FHA|USDA|VA) 17 $4,225,000 $248,529 $3,650 2.84%
LONGVIEW, TX (FHA|USDA|VA) 28 $4,160,000 $148,571 $2,233 3.07%
Fernley, NV (FHA|USDA|VA) 18 $4,160,000 $231,111 $2,946 3.10%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 30 $4,130,000 $137,667 $2,126 3.05%
LUBBOCK, TX (FHA|USDA|VA) 21 $4,085,000 $194,524 $2,751 2.86%
GOLDSBORO, NC (FHA|USDA|VA) 23 $4,025,000 $175,000 $3,036 2.90%
SPRINGFIELD, MO (FHA|USDA|VA) 30 $3,990,000 $133,000 $2,122 3.07%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 26 $3,980,000 $153,077 $2,391 3.13%
LEBANON, PA (FHA|USDA|VA) 22 $3,970,000 $180,455 $3,389 2.80%
SHERMAN-DENISON, TX (FHA|USDA|VA) 21 $3,865,000 $184,048 $2,328 3.37%
BILLINGS, MT (FHA|USDA|VA) 15 $3,825,000 $255,000 $4,002 2.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 23 $3,695,000 $160,652 $2,397 3.11%
FORT WAYNE, IN (FHA|USDA|VA) 29 $3,655,000 $126,034 $2,162 3.05%
St. Marys, GA (FHA|USDA|VA) 20 $3,640,000 $182,000 $2,761 2.64%
LAS CRUCES, NM (FHA|USDA|VA) 20 $3,630,000 $181,500 $2,733 2.94%
VALDOSTA, GA (FHA|USDA|VA) 23 $3,605,000 $156,739 $2,606 2.74%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $3,590,000 $359,000 $4,250 2.70%
SIOUX FALLS, SD (FHA|USDA|VA) 17 $3,565,000 $209,706 $3,825 3.10%
BOULDER, CO (FHA|USDA|VA) 8 $3,510,000 $438,750 $5,955 2.63%
DOTHAN, AL (FHA|USDA|VA) 21 $3,485,000 $165,952 $2,267 3.00%
MADERA, CA (FHA|USDA|VA) 14 $3,470,000 $247,857 $3,151 3.05%
MADISON, WI (FHA|USDA|VA) 17 $3,445,000 $202,647 $3,278 2.93%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,420,000 $570,000 $6,013 2.81%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 23 $3,365,000 $146,304 $1,666 3.06%
LAKE CHARLES, LA (FHA|USDA|VA) 16 $3,350,000 $209,375 $3,080 2.91%
Fort Leonard Wood, MO (FHA|USDA|VA) 22 $3,350,000 $152,273 $2,576 3.01%
PANAMA CITY, FL (FHA|USDA|VA) 19 $3,345,000 $176,053 $3,116 2.62%
JACKSON, MI (FHA|USDA|VA) 22 $3,300,000 $150,000 $1,754 3.23%
FLINT, MI (FHA|USDA|VA) 23 $3,285,000 $142,826 $1,750 3.30%
ROCKFORD, IL (FHA|USDA|VA) 23 $3,265,000 $141,957 $2,178 3.23%
Jefferson, GA (FHA|USDA|VA) 14 $3,250,000 $232,143 $3,597 3.03%
JACKSON, TN (FHA|USDA|VA) 18 $3,250,000 $180,556 $3,176 2.62%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 17 $3,245,000 $190,882 $2,838 2.92%
ALBANY-LEBANON, OR (FHA|USDA|VA) 14 $3,230,000 $230,714 $3,301 3.09%
TALLAHASSEE, FL (FHA|USDA|VA) 21 $3,205,000 $152,619 $2,631 2.90%
SPRINGFIELD, MA (FHA|USDA|VA) 16 $3,190,000 $199,375 $3,330 3.02%
RACINE, WI (FHA|USDA|VA) 20 $3,160,000 $158,000 $2,354 3.08%
Crossville, TN (FHA|USDA|VA) 14 $3,140,000 $224,286 $3,942 2.55%
JOHNSON CITY, TN (FHA|USDA|VA) 23 $3,115,000 $135,435 $2,168 2.89%
NAPA, CA (FHA|USDA|VA) 6 $3,040,000 $506,667 $4,686 2.81%
Morehead City, NC (FHA|USDA|VA) 11 $3,015,000 $274,091 $4,031 2.52%
LOGAN, UT-ID (FHA|USDA|VA) 15 $3,015,000 $201,000 $2,778 2.95%
WENATCHEE, WA (FHA|USDA|VA) 11 $3,015,000 $274,091 $5,691 2.55%
LAREDO, TX (FHA|USDA|VA) 16 $2,970,000 $185,625 $2,256 3.37%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 19 $2,955,000 $155,526 $2,193 3.00%
Show Low, AZ (FHA|USDA|VA) 16 $2,950,000 $184,375 $3,537 2.70%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 22 $2,940,000 $133,636 $2,238 2.94%
HAMMOND, LA (FHA|USDA|VA) 17 $2,935,000 $172,647 $3,009 2.76%
TYLER, TX (FHA|USDA|VA) 15 $2,925,000 $195,000 $3,110 2.88%
Elko, NV (FHA|USDA|VA) 14 $2,890,000 $206,429 $3,906 3.02%
GREAT FALLS, MT (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,164 2.38%
Torrington, CT (FHA|USDA|VA) 12 $2,860,000 $238,333 $4,706 2.75%
WACO, TX (FHA|USDA|VA) 16 $2,860,000 $178,750 $3,337 2.91%
GREENVILLE, NC (FHA|USDA|VA) 15 $2,855,000 $190,333 $3,081 2.91%
GREEN BAY, WI (FHA|USDA|VA) 19 $2,835,000 $149,211 $2,367 2.93%
Helena, MT (FHA|USDA|VA) 11 $2,815,000 $255,909 $4,937 2.48%
BEND, OR (FHA|USDA|VA) 10 $2,800,000 $280,000 $3,657 2.78%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 22 $2,760,000 $125,455 $2,358 2.92%
Cookeville, TN (FHA|USDA|VA) 16 $2,760,000 $172,500 $2,214 2.99%
MORRISTOWN, TN (FHA|USDA|VA) 18 $2,750,000 $152,778 $2,583 2.74%
THE VILLAGES, FL (FHA|USDA|VA) 13 $2,715,000 $208,846 $3,297 2.66%
Cañon City, CO (FHA|USDA|VA) 13 $2,705,000 $208,077 $3,404 2.61%
YAKIMA, WA (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,868 2.65%
Augusta-Waterville, ME (FHA|USDA|VA) 17 $2,695,000 $158,529 $2,549 3.14%
CLEVELAND, TN (FHA|USDA|VA) 14 $2,650,000 $189,286 $2,632 2.80%
Lumberton, NC (FHA|USDA|VA) 17 $2,625,000 $154,412 $2,473 2.77%
FLORENCE, SC (FHA|USDA|VA) 16 $2,600,000 $162,500 $2,884 2.99%
CARSON CITY, NV (FHA|USDA|VA) 10 $2,600,000 $260,000 $3,426 2.75%
ALEXANDRIA, LA (FHA|USDA|VA) 16 $2,580,000 $161,250 $3,075 2.95%
Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $2,560,000 $213,333 $4,287 2.77%
SPRINGFIELD, OH (FHA|USDA|VA) 17 $2,555,000 $150,294 $2,120 3.20%
Sevierville, TN (FHA|USDA|VA) 10 $2,550,000 $255,000 $4,127 2.53%
POCATELLO, ID (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,438 2.64%
DECATUR, AL (FHA|USDA|VA) 13 $2,455,000 $188,846 $2,852 2.79%
BRUNSWICK, GA (FHA|USDA|VA) 12 $2,410,000 $200,833 $3,855 2.98%
Oak Harbor, WA (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,943 2.74%
FARMINGTON, NM (FHA|USDA|VA) 15 $2,405,000 $160,333 $2,997 3.03%
Centralia, WA (FHA|USDA|VA) 11 $2,385,000 $216,818 $3,326 2.76%
RAPID CITY, SD (FHA|USDA|VA) 13 $2,375,000 $182,692 $4,513 2.63%
ALBANY, GA (FHA|USDA|VA) 14 $2,360,000 $168,571 $2,691 2.87%
Rock Springs, WY (FHA|USDA|VA) 9 $2,355,000 $261,667 $5,368 2.67%
ANN ARBOR, MI (FHA|USDA|VA) 13 $2,345,000 $180,385 $3,210 2.97%
NILES, MI (FHA|USDA|VA) 14 $2,340,000 $167,143 $2,683 2.97%
TWIN FALLS, ID (FHA|USDA|VA) 11 $2,325,000 $211,364 $3,883 2.40%
Sanford, NC (FHA|USDA|VA) 11 $2,275,000 $206,818 $3,421 2.69%
LEWISTON, ID-WA (FHA|USDA|VA) 10 $2,250,000 $225,000 $4,042 2.43%
GADSDEN, AL (FHA|USDA|VA) 14 $2,230,000 $159,286 $2,341 3.14%
HATTIESBURG, MS (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,075 3.02%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 13 $2,155,000 $165,769 $2,773 2.97%
MISSOULA, MT (FHA|USDA|VA) 8 $2,150,000 $268,750 $5,410 2.69%
BANGOR, ME (FHA|USDA|VA) 17 $2,145,000 $126,176 $2,197 3.07%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $2,140,000 $178,333 $2,135 3.02%
CHARLESTON, WV (FHA|USDA|VA) 13 $2,135,000 $164,231 $3,743 3.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 17 $2,125,000 $125,000 $2,807 2.95%
ODESSA, TX (FHA|USDA|VA) 12 $2,120,000 $176,667 $2,407 3.06%
MONROE, MI (FHA|USDA|VA) 12 $2,110,000 $175,833 $3,084 2.69%
GETTYSBURG, PA (FHA|USDA|VA) 12 $2,100,000 $175,000 $3,882 2.90%
Sandpoint, ID (FHA|USDA|VA) 8 $2,070,000 $258,750 $4,703 2.53%
Minot, ND (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,551 2.61%
Big Rapids, MI (FHA|USDA|VA) 11 $2,035,000 $185,000 $3,071 2.77%
SAN ANGELO, TX (FHA|USDA|VA) 13 $2,015,000 $155,000 $2,668 2.95%
Albemarle, NC (FHA|USDA|VA) 9 $2,005,000 $222,778 $3,811 2.67%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $2,000,000 $333,333 $4,507 2.75%
Tupelo, MS (FHA|USDA|VA) 14 $2,000,000 $142,857 $2,094 3.22%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 14 $1,990,000 $142,143 $1,977 2.88%
Red Bluff, CA (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,364 2.53%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 14 $1,970,000 $140,714 $2,808 2.96%
BATTLE CREEK, MI (FHA|USDA|VA) 16 $1,970,000 $123,125 $2,083 3.27%
Ontario, OR-ID (FHA|USDA|VA) 14 $1,960,000 $140,000 $2,316 2.97%
FLAGSTAFF, AZ (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,674 2.88%
MONROE, LA (FHA|USDA|VA) 14 $1,940,000 $138,571 $2,765 3.04%
ERIE, PA (FHA|USDA|VA) 14 $1,920,000 $137,143 $2,791 2.70%
PEORIA, IL (FHA|USDA|VA) 19 $1,915,000 $100,789 $1,616 3.37%
Klamath Falls, OR (FHA|USDA|VA) 12 $1,890,000 $157,500 $1,982 3.19%
Fort Polk South, LA (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,354 2.87%
BELLINGHAM, WA (FHA|USDA|VA) 6 $1,890,000 $315,000 $5,197 2.65%
Clearlake, CA (FHA|USDA|VA) 9 $1,855,000 $206,111 $2,021 2.60%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,850,000 $308,333 $6,419 2.79%
SAGINAW, MI (FHA|USDA|VA) 15 $1,825,000 $121,667 $2,034 2.73%
ABILENE, TX (FHA|USDA|VA) 13 $1,825,000 $140,385 $2,226 2.96%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 15 $1,825,000 $121,667 $1,711 3.27%
Mountain Home, ID (FHA|USDA|VA) 10 $1,810,000 $181,000 $3,086 2.68%
Fremont, OH (FHA|USDA|VA) 12 $1,790,000 $149,167 $2,224 2.92%
Statesboro, GA (FHA|USDA|VA) 10 $1,780,000 $178,000 $2,924 2.68%
LINCOLN, NE (FHA|USDA|VA) 9 $1,775,000 $197,222 $3,217 2.91%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $1,760,000 $176,000 $2,723 2.80%
Adrian, MI (FHA|USDA|VA) 14 $1,730,000 $123,571 $2,250 3.04%
VICTORIA, TX (FHA|USDA|VA) 9 $1,725,000 $191,667 $2,878 2.86%
Georgetown, SC (FHA|USDA|VA) 7 $1,725,000 $246,429 $4,567 2.43%
LaGrange, GA-AL (FHA|USDA|VA) 13 $1,715,000 $131,923 $1,868 3.15%
JOPLIN, MO (FHA|USDA|VA) 15 $1,675,000 $111,667 $2,252 3.47%
Greeneville, TN (FHA|USDA|VA) 9 $1,665,000 $185,000 $3,383 2.68%
Roseburg, OR (FHA|USDA|VA) 7 $1,665,000 $237,857 $2,977 2.91%
Alamogordo, NM (FHA|USDA|VA) 11 $1,645,000 $149,545 $3,863 2.61%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $1,635,000 $181,667 $3,855 3.07%
Shelton, WA (FHA|USDA|VA) 7 $1,635,000 $233,571 $3,905 2.63%
CASPER, WY (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,424 3.29%
Lake City, FL (FHA|USDA|VA) 10 $1,620,000 $162,000 $3,201 2.75%
KANKAKEE, IL (FHA|USDA|VA) 9 $1,615,000 $179,444 $2,694 2.92%
Pottsville, PA (FHA|USDA|VA) 11 $1,595,000 $145,000 $2,519 2.89%
Moses Lake, WA (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,321 2.64%
SPRINGFIELD, IL (FHA|USDA|VA) 10 $1,570,000 $157,000 $2,476 2.94%
ST. CLOUD, MN (FHA|USDA|VA) 9 $1,555,000 $172,778 $3,217 2.97%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 10 $1,540,000 $154,000 $1,650 2.95%
STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,540,000 $256,667 $3,792 2.79%
JONESBORO, AR (FHA|USDA|VA) 13 $1,535,000 $118,077 $1,881 3.31%
LIMA, OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $3,147 2.91%
Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $1,530,000 $191,250 $3,491 2.84%
SANTA FE, NM (FHA|USDA|VA) 6 $1,530,000 $255,000 $4,586 3.04%
MUSKEGON, MI (FHA|USDA|VA) 13 $1,515,000 $116,538 $2,436 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 13 $1,505,000 $115,769 $1,814 3.08%
Fallon, NV (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,684 2.66%
Ozark, AL (FHA|USDA|VA) 10 $1,490,000 $149,000 $1,943 2.91%
FORT SMITH, AR-OK (FHA|USDA|VA) 12 $1,460,000 $121,667 $2,235 2.85%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,632 3.22%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,239 2.80%
Lebanon, MO (FHA|USDA|VA) 10 $1,450,000 $145,000 $2,985 3.14%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,854 2.83%
WICHITA FALLS, TX (FHA|USDA|VA) 11 $1,425,000 $129,545 $2,094 2.75%
Port Angeles, WA (FHA|USDA|VA) 5 $1,415,000 $283,000 $3,900 2.58%
Russellville, AR (FHA|USDA|VA) 11 $1,415,000 $128,636 $2,319 3.13%
Shelby, NC (FHA|USDA|VA) 8 $1,400,000 $175,000 $2,901 3.13%
COLUMBIA, MO (FHA|USDA|VA) 9 $1,395,000 $155,000 $2,024 3.14%
Wooster, OH (FHA|USDA|VA) 10 $1,390,000 $139,000 $2,041 3.05%
Chillicothe, OH (FHA|USDA|VA) 8 $1,380,000 $172,500 $2,442 2.72%
Cullman, AL (FHA|USDA|VA) 10 $1,380,000 $138,000 $2,181 2.95%
Silver City, NM (FHA|USDA|VA) 6 $1,370,000 $228,333 $3,519 2.92%
Forest City, NC (FHA|USDA|VA) 8 $1,350,000 $168,750 $2,504 3.27%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 11 $1,345,000 $122,273 $1,748 3.33%
Sonora, CA (FHA|USDA|VA) 6 $1,340,000 $223,333 $3,355 2.60%
Warrensburg, MO (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,110 3.14%
DALTON, GA (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,772 3.03%
Seneca, SC (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,234 2.94%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 12 $1,330,000 $110,833 $1,483 3.21%
Key West, FL (FHA|USDA|VA) 3 $1,325,000 $441,667 $3,566 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $1,320,000 $165,000 $2,252 2.87%
COLUMBUS, IN (FHA|USDA|VA) 9 $1,315,000 $146,111 $2,704 2.93%
Blackfoot, ID (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,174 2.56%
Bedford, IN (FHA|USDA|VA) 9 $1,295,000 $143,889 $3,095 3.11%
ALTOONA, PA (FHA|USDA|VA) 9 $1,295,000 $143,889 $2,370 2.47%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,275,000 $182,143 $2,711 2.93%
Gainesville, TX (FHA|USDA|VA) 7 $1,265,000 $180,714 $2,151 3.29%
KOKOMO, IN (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,229 2.75%
BISMARCK, ND (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,871 2.45%
Dublin, GA (FHA|USDA|VA) 8 $1,250,000 $156,250 $2,502 2.97%
Lawrenceburg, TN (FHA|USDA|VA) 9 $1,245,000 $138,333 $2,364 2.86%
Mount Vernon, OH (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,235 2.70%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 6 $1,230,000 $205,000 $2,225 2.88%
Crescent City, CA (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,991 2.58%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 11 $1,215,000 $110,455 $1,432 3.44%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,709 2.98%
Huntsville, TX (FHA|USDA|VA) 3 $1,205,000 $401,667 $5,002 2.58%
Salem, OH (FHA|USDA|VA) 10 $1,200,000 $120,000 $2,287 2.95%
Athens, TN (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,056 2.71%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,190,000 $297,500 $6,853 2.88%
DeRidder, LA (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,362 3.04%
Winnemucca, NV (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,814 3.13%
PINE BLUFF, AR (FHA|USDA|VA) 8 $1,160,000 $145,000 $2,589 3.23%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,641 2.95%
Farmington, MO (FHA|USDA|VA) 11 $1,145,000 $104,091 $2,110 3.36%
Opelousas, LA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,330 3.10%
Brainerd, MN (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,667 3.13%
Richmond-Berea, KY (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,765 3.33%
Branson, MO (FHA|USDA|VA) 7 $1,135,000 $162,143 $1,879 3.30%
Brevard, NC (FHA|USDA|VA) 5 $1,135,000 $227,000 $4,365 2.60%
WILLIAMSPORT, PA (FHA|USDA|VA) 8 $1,130,000 $141,250 $2,631 2.77%
TERRE HAUTE, IN (FHA|USDA|VA) 10 $1,120,000 $112,000 $2,001 3.05%
APPLETON, WI (FHA|USDA|VA) 8 $1,120,000 $140,000 $2,676 2.81%
Gillette, WY (FHA|USDA|VA) 6 $1,110,000 $185,000 $1,803 2.83%
Burley, ID (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,252 2.63%
Natchitoches, LA (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,027 2.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,867 2.69%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,334 3.38%
Waycross, GA (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,474 3.14%
Ashtabula, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,105 2.68%
Athens, TX (FHA|USDA|VA) 7 $1,075,000 $153,571 $2,737 2.64%
McMinnville, TN (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,034 2.61%
Kerrville, TX (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,373 2.81%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,076 2.73%
Coos Bay, OR (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,037 3.08%
Riverton, WY (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,380 2.58%
Cornelia, GA (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,913 2.71%
London, KY (FHA|USDA|VA) 9 $1,015,000 $112,778 $1,242 3.04%
Albertville, AL (FHA|USDA|VA) 7 $995,000 $142,143 $1,985 2.86%
Dayton, TN (FHA|USDA|VA) 6 $990,000 $165,000 $3,534 2.93%
Picayune, MS (FHA|USDA|VA) 5 $985,000 $197,000 $2,798 2.90%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 8 $980,000 $122,500 $1,967 3.13%
Huntington, IN (FHA|USDA|VA) 9 $975,000 $108,333 $1,755 3.09%
Gaffney, SC (FHA|USDA|VA) 5 $975,000 $195,000 $2,419 3.80%
Newport, OR (FHA|USDA|VA) 5 $955,000 $191,000 $2,392 2.95%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $955,000 $191,000 $2,774 3.00%
SHEBOYGAN, WI (FHA|USDA|VA) 7 $955,000 $136,429 $3,178 2.82%
Traverse City, MI (FHA|USDA|VA) 6 $950,000 $158,333 $3,015 2.92%
Palatka, FL (FHA|USDA|VA) 6 $950,000 $158,333 $1,850 2.85%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 7 $945,000 $135,000 $2,010 3.21%
Orangeburg, SC (FHA|USDA|VA) 7 $945,000 $135,000 $2,455 2.96%
JOHNSTOWN, PA (FHA|USDA|VA) 7 $945,000 $135,000 $3,417 2.80%
Payson, AZ (FHA|USDA|VA) 7 $945,000 $135,000 $2,349 2.93%
CEDAR RAPIDS, IA (FHA|USDA|VA) 7 $935,000 $133,571 $1,744 3.47%
Butte-Silver Bow, MT (FHA|USDA|VA) 5 $935,000 $187,000 $2,848 2.75%
Glenwood Springs, CO (FHA|USDA|VA) 2 $930,000 $465,000 $9,286 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $930,000 $155,000 $2,528 2.81%
Susanville, CA (FHA|USDA|VA) 5 $925,000 $185,000 $3,128 3.15%
Kingsville, TX (FHA|USDA|VA) 5 $925,000 $185,000 $2,651 2.85%
Urbana, OH (FHA|USDA|VA) 6 $920,000 $153,333 $2,557 3.23%
Hillsdale, MI (FHA|USDA|VA) 7 $915,000 $130,714 $2,183 2.82%
Greenwood, SC (FHA|USDA|VA) 6 $910,000 $151,667 $2,847 3.21%
Scottsboro, AL (FHA|USDA|VA) 7 $905,000 $129,286 $1,938 2.89%
Hobbs, NM (FHA|USDA|VA) 6 $900,000 $150,000 $1,792 3.08%
Sterling, CO (FHA|USDA|VA) 4 $900,000 $225,000 $2,675 2.72%
Dyersburg, TN (FHA|USDA|VA) 6 $900,000 $150,000 $1,490 3.56%
Roswell, NM (FHA|USDA|VA) 7 $895,000 $127,857 $2,210 2.89%
Jacksonville, TX (FHA|USDA|VA) 4 $890,000 $222,500 $3,539 3.22%
Meadville, PA (FHA|USDA|VA) 6 $890,000 $148,333 $2,167 3.17%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $890,000 $222,500 $2,873 2.59%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $890,000 $148,333 $2,640 2.75%
Bozeman, MT (FHA|USDA|VA) 3 $885,000 $295,000 $4,740 2.58%
Fort Payne, AL (FHA|USDA|VA) 4 $880,000 $220,000 $2,303 2.88%
MANSFIELD, OH (FHA|USDA|VA) 7 $875,000 $125,000 $1,828 3.36%
Corsicana, TX (FHA|USDA|VA) 6 $870,000 $145,000 $2,207 3.25%
FAIRBANKS, AK (FHA|USDA|VA) 4 $870,000 $217,500 $1,965 3.00%
MIDLAND, MI (FHA|USDA|VA) 6 $870,000 $145,000 $2,304 2.60%
Craig, CO (FHA|USDA|VA) 5 $865,000 $173,000 $2,047 2.70%
Milledgeville, GA (FHA|USDA|VA) 5 $865,000 $173,000 $2,856 3.30%
Paducah, KY-IL (FHA|USDA|VA) 7 $865,000 $123,571 $2,101 2.86%
Moultrie, GA (FHA|USDA|VA) 3 $865,000 $288,333 $1,756 2.42%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $860,000 $215,000 $1,831 3.59%
Marietta, OH (FHA|USDA|VA) 5 $855,000 $171,000 $2,919 2.60%
Holland, MI (FHA|USDA|VA) 4 $850,000 $212,500 $2,170 2.63%
Andrews, TX (FHA|USDA|VA) 4 $850,000 $212,500 $3,693 3.38%
Wilson, NC (FHA|USDA|VA) 7 $835,000 $119,286 $2,010 3.07%
Auburn, IN (FHA|USDA|VA) 5 $835,000 $167,000 $3,044 3.27%
Sheridan, WY (FHA|USDA|VA) 3 $835,000 $278,333 $6,283 2.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $830,000 $138,333 $3,008 2.50%
Boone, NC (FHA|USDA|VA) 3 $825,000 $275,000 $3,712 2.71%
Washington, NC (FHA|USDA|VA) 6 $820,000 $136,667 $1,908 3.10%
Spearfish, SD (FHA|USDA|VA) 2 $820,000 $410,000 $4,844 2.50%
Del Rio, TX (FHA|USDA|VA) 6 $820,000 $136,667 $1,815 2.58%
Granbury, TX (FHA|USDA|VA) 5 $815,000 $163,000 $2,553 2.70%
WHEELING, WV-OH (FHA|USDA|VA) 8 $810,000 $101,250 $1,636 3.00%
Rexburg, ID (FHA|USDA|VA) 3 $805,000 $268,333 $4,177 2.63%
Whitewater, WI (FHA|USDA|VA) 6 $800,000 $133,333 $2,825 2.60%
Cadillac, MI (FHA|USDA|VA) 8 $800,000 $100,000 $1,677 3.27%
Columbus, MS (FHA|USDA|VA) 6 $790,000 $131,667 $2,979 2.92%
Findlay, OH (FHA|USDA|VA) 6 $790,000 $131,667 $2,505 3.08%
Marquette, MI (FHA|USDA|VA) 4 $780,000 $195,000 $2,589 2.63%
ROME, GA (FHA|USDA|VA) 6 $780,000 $130,000 $2,250 3.23%
Astoria, OR (FHA|USDA|VA) 2 $760,000 $380,000 $5,453 2.38%
Roanoke Rapids, NC (FHA|USDA|VA) 5 $745,000 $149,000 $2,312 3.03%
Nogales, AZ (FHA|USDA|VA) 5 $745,000 $149,000 $1,964 3.15%
Kendallville, IN (FHA|USDA|VA) 6 $740,000 $123,333 $1,923 2.88%
Searcy, AR (FHA|USDA|VA) 6 $740,000 $123,333 $1,625 3.54%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $740,000 $185,000 $3,501 2.56%
Somerset, PA (FHA|USDA|VA) 5 $735,000 $147,000 $3,144 3.20%
Dumas, TX (FHA|USDA|VA) 5 $735,000 $147,000 $1,705 3.15%
Sunbury, PA (FHA|USDA|VA) 4 $730,000 $182,500 $5,251 2.50%
Jesup, GA (FHA|USDA|VA) 4 $730,000 $182,500 $2,219 2.97%
Brookings, OR (FHA|USDA|VA) 3 $725,000 $241,667 $4,256 2.75%
Vidalia, GA (FHA|USDA|VA) 6 $720,000 $120,000 $2,324 2.92%
Sulphur Springs, TX (FHA|USDA|VA) 4 $720,000 $180,000 $1,733 3.75%
IOWA CITY, IA (FHA|USDA|VA) 4 $720,000 $180,000 $2,308 3.09%
Elk City, OK (FHA|USDA|VA) 5 $715,000 $143,000 $2,310 2.95%
Aberdeen, WA (FHA|USDA|VA) 5 $715,000 $143,000 $2,607 2.92%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $710,000 $177,500 $3,931 2.84%
Beaver Dam, WI (FHA|USDA|VA) 4 $710,000 $177,500 $3,453 3.00%
McAlester, OK (FHA|USDA|VA) 5 $705,000 $141,000 $2,026 3.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $700,000 $175,000 $4,234 2.94%
Newberry, SC (FHA|USDA|VA) 3 $695,000 $231,667 $2,335 3.75%
Wilmington, OH (FHA|USDA|VA) 4 $690,000 $172,500 $2,325 2.75%
Vincennes, IN (FHA|USDA|VA) 6 $690,000 $115,000 $839 3.83%
Easton, MD (FHA|USDA|VA) 3 $685,000 $228,333 $4,138 2.58%
Douglas, GA (FHA|USDA|VA) 5 $685,000 $137,000 $2,094 3.00%
Rolla, MO (FHA|USDA|VA) 4 $680,000 $170,000 $2,513 2.94%
Camden, AR (FHA|USDA|VA) 7 $675,000 $96,429 $2,028 3.14%
Indiana, PA (FHA|USDA|VA) 5 $665,000 $133,000 $2,353 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 7 $665,000 $95,000 $1,535 2.98%
Sturgis, MI (FHA|USDA|VA) 3 $665,000 $221,667 $2,783 2.75%
Mountain Home, AR (FHA|USDA|VA) 4 $660,000 $165,000 $4,938 2.75%
Stevens Point, WI (FHA|USDA|VA) 4 $660,000 $165,000 $2,349 2.81%
Middlesborough, KY (FHA|USDA|VA) 4 $660,000 $165,000 $2,109 2.88%
Kalispell, MT (FHA|USDA|VA) 4 $660,000 $165,000 $3,988 2.75%
AMES, IA (FHA|USDA|VA) 4 $660,000 $165,000 $1,661 2.90%
Laurinburg, NC (FHA|USDA|VA) 3 $655,000 $218,333 $1,533 2.58%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $655,000 $93,571 $2,049 3.27%
Clewiston, FL (FHA|USDA|VA) 5 $645,000 $129,000 $1,790 3.40%
Warsaw, IN (FHA|USDA|VA) 4 $640,000 $160,000 $2,290 2.94%
DuBois, PA (FHA|USDA|VA) 4 $640,000 $160,000 $2,692 2.69%
Sayre, PA (FHA|USDA|VA) 5 $635,000 $127,000 $1,656 3.30%
Quincy, IL-MO (FHA|USDA|VA) 5 $635,000 $127,000 $2,204 2.90%
CUMBERLAND, MD-WV (FHA|USDA|VA) 5 $635,000 $127,000 $3,118 3.00%
Portsmouth, OH (FHA|USDA|VA) 5 $625,000 $125,000 $1,294 3.55%
OWENSBORO, KY (FHA|USDA|VA) 5 $625,000 $125,000 $2,459 2.78%
Mount Pleasant, MI (FHA|USDA|VA) 4 $620,000 $155,000 $2,296 2.81%
Somerset, KY (FHA|USDA|VA) 4 $620,000 $155,000 $3,522 2.69%
Tifton, GA (FHA|USDA|VA) 4 $620,000 $155,000 $2,832 3.06%
Aberdeen, SD (FHA|USDA|VA) 3 $615,000 $205,000 $3,194 2.67%
Americus, GA (FHA|USDA|VA) 5 $615,000 $123,000 $1,602 3.15%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 5 $615,000 $123,000 $1,587 2.90%
ENID, OK (FHA|USDA|VA) 4 $610,000 $152,500 $2,106 2.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $610,000 $152,500 $1,843 3.06%
McComb, MS (FHA|USDA|VA) 5 $605,000 $121,000 $2,166 3.57%
Richmond, IN (FHA|USDA|VA) 7 $605,000 $86,429 $1,050 3.14%
Jasper, AL (FHA|USDA|VA) 5 $605,000 $121,000 $2,333 2.65%
Ottawa, IL (FHA|USDA|VA) 3 $605,000 $201,667 $2,661 3.00%
Columbus, NE (FHA|USDA|VA) 2 $600,000 $300,000 $4,913 2.50%
Stillwater, OK (FHA|USDA|VA) 2 $600,000 $300,000 $4,155 3.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $590,000 $147,500 $2,845 3.28%
Alexander City, AL (FHA|USDA|VA) 6 $590,000 $98,333 $1,374 3.31%
Scottsburg, IN (FHA|USDA|VA) 5 $585,000 $117,000 $2,657 3.05%
Clinton, IA (FHA|USDA|VA) 3 $585,000 $195,000 $3,521 2.75%
Bradford, PA (FHA|USDA|VA) 4 $580,000 $145,000 $2,455 2.56%
Sandusky, OH (FHA|USDA|VA) 4 $580,000 $145,000 $2,252 2.78%
Eagle Pass, TX (FHA|USDA|VA) 4 $580,000 $145,000 $1,969 3.44%
Scottsbluff, NE (FHA|USDA|VA) 4 $580,000 $145,000 $2,637 2.88%
Montrose, CO (FHA|USDA|VA) 3 $575,000 $191,667 $3,036 2.75%
Norwalk, OH (FHA|USDA|VA) 4 $570,000 $142,500 $2,546 2.84%
Pierre, SD (FHA|USDA|VA) 3 $565,000 $188,333 $4,182 2.50%
Lewisburg, PA (FHA|USDA|VA) 3 $565,000 $188,333 $4,138 2.58%
Shawnee, OK (FHA|USDA|VA) 4 $560,000 $140,000 $1,648 3.25%
Evanston, WY (FHA|USDA|VA) 4 $550,000 $137,500 $2,311 3.25%
Española, NM (FHA|USDA|VA) 2 $550,000 $275,000 $2,531 3.25%
MUNCIE, IN (FHA|USDA|VA) 4 $550,000 $137,500 $2,898 2.88%
Cambridge, OH (FHA|USDA|VA) 3 $545,000 $181,667 $2,098 3.42%
Athens, OH (FHA|USDA|VA) 3 $545,000 $181,667 $2,564 2.92%
Greenville, MS (FHA|USDA|VA) 3 $535,000 $178,333 $2,902 3.50%
Thomaston, GA (FHA|USDA|VA) 4 $530,000 $132,500 $2,478 3.06%
Ruston, LA (FHA|USDA|VA) 2 $530,000 $265,000 $5,691 3.13%
Muskogee, OK (FHA|USDA|VA) 5 $525,000 $105,000 $2,115 2.95%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $525,000 $175,000 $2,575 3.37%
Pella, IA (FHA|USDA|VA) 3 $525,000 $175,000 $4,673 2.42%
Muscatine, IA (FHA|USDA|VA) 3 $525,000 $175,000 $4,507 3.04%
Clarksburg, WV (FHA|USDA|VA) 3 $525,000 $175,000 $2,754 2.96%
Prineville, OR (FHA|USDA|VA) 2 $520,000 $260,000 $3,100 3.00%
Palestine, TX (FHA|USDA|VA) 3 $515,000 $171,667 $3,543 2.58%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $515,000 $171,667 $2,921 2.58%
Seymour, IN (FHA|USDA|VA) 5 $515,000 $103,000 $1,163 3.47%
Ellensburg, WA (FHA|USDA|VA) 2 $510,000 $255,000 $3,971 2.75%
Williston, ND (FHA|USDA|VA) 2 $510,000 $255,000 $4,041 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 4 $510,000 $127,500 $1,931 3.13%
Paris, TX (FHA|USDA|VA) 4 $510,000 $127,500 $1,776 3.31%
Big Spring, TX (FHA|USDA|VA) 3 $505,000 $168,333 $1,488 3.08%
Rockingham, NC (FHA|USDA|VA) 3 $505,000 $168,333 $2,175 3.08%
Lock Haven, PA (FHA|USDA|VA) 3 $505,000 $168,333 $2,903 3.42%
Sidney, OH (FHA|USDA|VA) 4 $500,000 $125,000 $1,004 3.81%
Danville, KY (FHA|USDA|VA) 2 $500,000 $250,000 $2,333 2.50%
Kennett, MO (FHA|USDA|VA) 5 $495,000 $99,000 $1,515 3.45%
Marion, NC (FHA|USDA|VA) 2 $490,000 $245,000 $2,498 2.50%
Hannibal, MO (FHA|USDA|VA) 3 $485,000 $161,667 $2,961 2.75%
Las Vegas, NM (FHA|USDA|VA) 3 $485,000 $161,667 $3,281 3.21%
Campbellsville, KY (FHA|USDA|VA) 3 $485,000 $161,667 $2,928 2.92%
Galesburg, IL (FHA|USDA|VA) 4 $480,000 $120,000 $1,018 3.81%
Mount Sterling, KY (FHA|USDA|VA) 4 $480,000 $120,000 $1,756 2.94%
Troy, AL (FHA|USDA|VA) 2 $480,000 $240,000 $5,220 3.13%
Red Wing, MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,763 3.13%
Shelbyville, TN (FHA|USDA|VA) 3 $475,000 $158,333 $3,349 3.08%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $475,000 $158,333 $1,281 2.96%
BECKLEY, WV (FHA|USDA|VA) 3 $475,000 $158,333 $2,964 2.58%
Vernal, UT (FHA|USDA|VA) 2 $470,000 $235,000 $4,615 2.75%
Bluffton, IN (FHA|USDA|VA) 3 $465,000 $155,000 $1,021 3.92%
Lewisburg, TN (FHA|USDA|VA) 3 $455,000 $151,667 $2,321 3.08%
Central City, KY (FHA|USDA|VA) 3 $455,000 $151,667 $2,365 2.91%
Mount Pleasant, TX (FHA|USDA|VA) 3 $455,000 $151,667 $3,651 3.08%
Glasgow, KY (FHA|USDA|VA) 3 $455,000 $151,667 $2,638 2.67%
Coldwater, MI (FHA|USDA|VA) 4 $440,000 $110,000 $1,720 3.50%
Sedalia, MO (FHA|USDA|VA) 3 $435,000 $145,000 $3,549 2.83%
Sterling, IL (FHA|USDA|VA) 3 $435,000 $145,000 $2,209 2.92%
Defiance, OH (FHA|USDA|VA) 3 $435,000 $145,000 $1,939 3.50%
Othello, WA (FHA|USDA|VA) 2 $430,000 $215,000 $1,440 3.00%
Alpena, MI (FHA|USDA|VA) 4 $430,000 $107,500 $1,455 3.25%
Starkville, MS (FHA|USDA|VA) 2 $430,000 $215,000 $1,621 3.75%
Madisonville, KY (FHA|USDA|VA) 4 $430,000 $107,500 $1,591 3.28%
Menomonie, WI (FHA|USDA|VA) 3 $425,000 $141,667 $3,036 2.42%
Wabash, IN (FHA|USDA|VA) 3 $425,000 $141,667 $1,653 2.83%
Cedartown, GA (FHA|USDA|VA) 2 $420,000 $210,000 $2,649 2.75%
Watertown, SD (FHA|USDA|VA) 2 $420,000 $210,000 $4,829 2.50%
The Dalles, OR (FHA|USDA|VA) 2 $410,000 $205,000 $3,309 3.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $410,000 $102,500 $1,876 3.50%
Marion, IN (FHA|USDA|VA) 4 $410,000 $102,500 $2,087 3.25%
DUBUQUE, IA (FHA|USDA|VA) 2 $410,000 $205,000 $2,720 2.50%
Fairfield, IA (FHA|USDA|VA) 2 $410,000 $205,000 $1,211 4.00%
Stephenville, TX (FHA|USDA|VA) 3 $405,000 $135,000 $1,276 3.25%
Calhoun, GA (FHA|USDA|VA) 3 $405,000 $135,000 $2,570 3.13%
Crawfordsville, IN (FHA|USDA|VA) 3 $405,000 $135,000 $973 3.16%
Lufkin, TX (FHA|USDA|VA) 3 $405,000 $135,000 $2,333 2.58%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $405,000 $135,000 $1,975 3.58%
Kearney, NE (FHA|USDA|VA) 3 $395,000 $131,667 $2,840 2.58%
ROCHESTER, MN (FHA|USDA|VA) 3 $395,000 $131,667 $2,975 3.00%
Arcadia, FL (FHA|USDA|VA) 1 $395,000 $395,000 $4,153 2.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $395,000 $395,000 $7,098 2.25%
Moscow, ID (FHA|USDA|VA) 2 $390,000 $195,000 $3,718 3.25%
New Castle, IN (FHA|USDA|VA) 3 $385,000 $128,333 $2,337 3.33%
Washington Court House, OH (FHA|USDA|VA) 3 $385,000 $128,333 $2,406 2.92%
Okeechobee, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,900 2.75%
Henderson, NC (FHA|USDA|VA) 2 $380,000 $190,000 $5,713 2.75%
Dickinson, ND (FHA|USDA|VA) 2 $380,000 $190,000 $3,280 3.50%
BAY CITY, MI (FHA|USDA|VA) 3 $375,000 $125,000 $1,779 2.63%
Atmore, AL (FHA|USDA|VA) 2 $370,000 $185,000 $3,422 3.38%
West Point, MS (FHA|USDA|VA) 2 $370,000 $185,000 $2,874 3.25%
Shawano, WI (FHA|USDA|VA) 2 $370,000 $185,000 $1,762 3.00%
Pearsall, TX (FHA|USDA|VA) 2 $370,000 $185,000 $3,943 2.62%
Madison, IN (FHA|USDA|VA) 3 $365,000 $121,667 $1,080 3.42%
Bennettsville, SC (FHA|USDA|VA) 3 $365,000 $121,667 $1,673 3.25%
Marshalltown, IA (FHA|USDA|VA) 2 $360,000 $180,000 $1,594 2.75%
Jacksonville, IL (FHA|USDA|VA) 2 $360,000 $180,000 $2,089 2.75%
Grenada, MS (FHA|USDA|VA) 2 $360,000 $180,000 $2,343 3.38%
WALLA WALLA, WA (FHA|USDA|VA) 2 $360,000 $180,000 $2,653 2.63%
Owatonna, MN (FHA|USDA|VA) 2 $360,000 $180,000 $2,675 3.63%
Cambridge, MD (FHA|USDA|VA) 3 $355,000 $118,333 $2,261 2.92%
Frankfort, IN (FHA|USDA|VA) 3 $355,000 $118,333 $1,472 3.29%
FARGO, ND-MN (FHA|USDA|VA) 3 $355,000 $118,333 $1,502 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $355,000 $118,333 $2,343 2.92%
Greensburg, IN (FHA|USDA|VA) 3 $355,000 $118,333 $1,294 3.50%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $355,000 $118,333 $2,192 3.66%
El Dorado, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,847 2.75%
Morgan City, LA (FHA|USDA|VA) 4 $350,000 $87,500 $1,400 3.00%
Martin, TN (FHA|USDA|VA) 2 $350,000 $175,000 $2,086 2.62%
Minden, LA (FHA|USDA|VA) 1 $345,000 $345,000 $9,077 2.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $340,000 $170,000 $1,398 4.13%
New Castle, PA (FHA|USDA|VA) 3 $335,000 $111,667 $2,024 3.63%
Willmar, MN (FHA|USDA|VA) 1 $325,000 $325,000 $8,203 2.25%
Vicksburg, MS (FHA|USDA|VA) 2 $320,000 $160,000 $4,198 3.50%
Iron Mountain, MI-WI (FHA|USDA|VA) 3 $315,000 $105,000 $1,867 2.83%
Escanaba, MI (FHA|USDA|VA) 2 $310,000 $155,000 $2,993 2.50%
Cullowhee, NC (FHA|USDA|VA) 2 $310,000 $155,000 $3,095 3.00%
Angola, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,535 3.00%
Maysville, KY (FHA|USDA|VA) 2 $300,000 $150,000 $4,447 2.50%
Thomasville, GA (FHA|USDA|VA) 2 $300,000 $150,000 $4,502 2.50%
Murray, KY (FHA|USDA|VA) 2 $300,000 $150,000 $2,319 2.63%
Kinston, NC (FHA|USDA|VA) 3 $295,000 $98,333 $1,316 2.92%
Laramie, WY (FHA|USDA|VA) 1 $295,000 $295,000 $8,452 2.25%
Ludington, MI (FHA|USDA|VA) 2 $290,000 $145,000 $1,903 3.00%
Coshocton, OH (FHA|USDA|VA) 2 $290,000 $145,000 $1,912 3.25%
Burlington, IA-IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,719 2.50%
Platteville, WI (FHA|USDA|VA) 2 $290,000 $145,000 $2,469 3.25%
Bainbridge, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.75%
Marion, OH (FHA|USDA|VA) 3 $285,000 $95,000 $1,587 3.25%
MORGANTOWN, WV (FHA|USDA|VA) 2 $280,000 $140,000 $4,090 2.50%
Bartlesville, OK (FHA|USDA|VA) 2 $280,000 $140,000 $1,818 3.44%
Pampa, TX (FHA|USDA|VA) 2 $280,000 $140,000 $2,567 3.44%
Mount Airy, NC (FHA|USDA|VA) 3 $275,000 $91,667 $1,510 3.58%
Sweetwater, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,392 2.75%
North Vernon, IN (FHA|USDA|VA) 2 $270,000 $135,000 $1,600 3.50%
Lincoln, IL (FHA|USDA|VA) 1 $265,000 $265,000 $8,468 2.25%
Oxford, MS (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.75%
Ruidoso, NM (FHA|USDA|VA) 1 $255,000 $255,000 $7,739 2.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,445 2.75%
Alice, TX (FHA|USDA|VA) 2 $250,000 $125,000 $742 3.69%
Fredericksburg, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,542 2.75%
Freeport, IL (FHA|USDA|VA) 2 $240,000 $120,000 $2,317 3.25%
Hutchinson, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,256 2.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $235,000 $78,333 $1,804 2.83%
Taos, NM (FHA|USDA|VA) 1 $235,000 $235,000 $2,444 4.25%
Meridian, MS (FHA|USDA|VA) 2 $230,000 $115,000 $3,561 2.38%
Ardmore, OK (FHA|USDA|VA) 2 $230,000 $115,000 $2,368 3.25%
Jackson, OH (FHA|USDA|VA) 2 $230,000 $115,000 $1,727 3.00%
Baraboo, WI (FHA|USDA|VA) 2 $230,000 $115,000 $2,185 3.00%
Pontiac, IL (FHA|USDA|VA) 2 $230,000 $115,000 $1,735 3.00%
Cordele, GA (FHA|USDA|VA) 2 $230,000 $115,000 $2,367 3.25%
Mason City, IA (FHA|USDA|VA) 3 $225,000 $75,000 $767 3.33%
Ukiah, CA (FHA|USDA|VA) 1 $225,000 $225,000 $1,715 3.75%
Fairmont, WV (FHA|USDA|VA) 1 $225,000 $225,000 $5,319 2.25%
Plymouth, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,343 3.38%
Spencer, IA (FHA|USDA|VA) 2 $220,000 $110,000 $1,554 3.25%
Brownsville, TN (FHA|USDA|VA) 2 $220,000 $110,000 $1,549 3.69%
Manitowoc, WI (FHA|USDA|VA) 2 $220,000 $110,000 $2,194 2.50%
Bardstown, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,293 3.25%
Mineral Wells, TX (FHA|USDA|VA) 3 $215,000 $71,667 $1,724 3.42%
Hastings, NE (FHA|USDA|VA) 2 $210,000 $105,000 $1,581 3.38%
Magnolia, AR (FHA|USDA|VA) 2 $210,000 $105,000 $1,113 4.00%
Connersville, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,082 3.12%
Selinsgrove, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,867 2.75%
Mexico, MO (FHA|USDA|VA) 2 $200,000 $100,000 $1,919 2.75%
Poplar Bluff, MO (FHA|USDA|VA) 2 $200,000 $100,000 $404 3.75%
Blytheville, AR (FHA|USDA|VA) 2 $200,000 $100,000 $1,425 3.13%
Batesville, AR (FHA|USDA|VA) 2 $200,000 $100,000 $1,067 3.13%
North Platte, NE (FHA|USDA|VA) 1 $195,000 $195,000 $6,404 2.25%
Levelland, TX (FHA|USDA|VA) 3 $195,000 $65,000 $1,122 3.41%
Ketchikan, AK (FHA|USDA|VA) 1 $195,000 $195,000 $2,900 2.75%
Toccoa, GA (FHA|USDA|VA) 2 $190,000 $95,000 $727 3.75%
Harrison, AR (FHA|USDA|VA) 2 $180,000 $90,000 $1,236 3.12%
Celina, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,517 3.50%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,568 2.75%
Rockport, TX (FHA|USDA|VA) 2 $170,000 $85,000 $779 3.50%
Pullman, WA (FHA|USDA|VA) 2 $170,000 $85,000 $754 3.50%
Mayfield, KY (FHA|USDA|VA) 2 $170,000 $85,000 $1,590 3.44%
Zanesville, OH (FHA|USDA|VA) 2 $170,000 $85,000 $1,321 2.50%
MANKATO, MN (FHA|USDA|VA) 1 $165,000 $165,000 $12 4.25%
La Grande, OR (FHA|USDA|VA) 1 $165,000 $165,000 $4,123 2.75%
Beatrice, NE (FHA|USDA|VA) 1 $165,000 $165,000 $4,175 2.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $160,000 $80,000 $1,297 3.25%
Frankfort, KY (FHA|USDA|VA) 2 $160,000 $80,000 $1,850 3.00%
Oskaloosa, IA (FHA|USDA|VA) 1 $155,000 $155,000 $916 3.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,705 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,945 2.25%
DANVILLE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,043 2.75%
Van Wert, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,720 2.25%
Bluefield, WV-VA (FHA|USDA|VA) 1 $155,000 $155,000 $5,169 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,249 2.75%
Paragould, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,875 2.75%
Alma, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,953 3.25%
Beeville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,000 3.25%
Washington, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,991 2.75%
Newport, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,913 2.75%
Austin, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,142 3.50%
Fremont, NE (FHA|USDA|VA) 1 $145,000 $145,000 $1,944 3.25%
Alexandria, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,675 2.75%
Jennings, LA (FHA|USDA|VA) 1 $135,000 $135,000 $2,944 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,508 2.75%
Bonham, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,289 2.25%
Ponca City, OK (FHA|USDA|VA) 2 $130,000 $65,000 $725 3.88%
Fort Dodge, IA (FHA|USDA|VA) 1 $125,000 $125,000 $1,020 4.25%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,180 2.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $1,194 4.25%
Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,049 3.00%
Macomb, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,545 2.75%
Sikeston, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,707 3.75%
Maryville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,618 2.75%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 1 $115,000 $115,000 $1,941 3.75%
Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,129 2.50%
Summerville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,931 3.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,288 3.75%
Gallup, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,998 3.25%
Bay City, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,888 2.50%
Hereford, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,136 2.25%
Hope, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,206 2.50%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $105,000 $105,000 $1,883 3.00%
El Campo, TX (FHA|USDA|VA) 1 $95,000 $95,000 $1,563 4.13%
Portales, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,008 2.99%
Laurel, MS (FHA|USDA|VA) 1 $95,000 $95,000 $1,361 3.75%
Guymon, OK (FHA|USDA|VA) 1 $95,000 $95,000 $915 3.75%
Elkins, WV (FHA|USDA|VA) 1 $95,000 $95,000 $832 2.75%
Vernon, TX (FHA|USDA|VA) 1 $95,000 $95,000 $1,303 3.25%
Warren, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,669 2.25%
Storm Lake, IA (FHA|USDA|VA) 1 $95,000 $95,000 $652 2.99%
Snyder, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,235 3.25%
Greenville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,206 2.75%
Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,091 3.50%
Winona, MN (FHA|USDA|VA) 1 $95,000 $95,000 $495 3.25%
Logansport, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,546 3.25%
Effingham, IL (FHA|USDA|VA) 1 $85,000 $85,000 $1,475 3.25%
Tiffin, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,141 3.25%
Borger, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,534 3.25%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $558 3.25%
Huntingdon, PA (FHA|USDA|VA) 1 $85,000 $85,000 $674 3.25%
Miami, OK (FHA|USDA|VA) 1 $85,000 $85,000 $662 3.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,767 2.25%
DECATUR, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,462 3.75%
Duncan, OK (FHA|USDA|VA) 1 $75,000 $75,000 $1,900 2.25%
Bogalusa, LA (FHA|USDA|VA) 1 $75,000 $75,000 $1,439 3.75%
Bellefontaine, OH (FHA|USDA|VA) 1 $75,000 $75,000 $367 2.75%
Ashland, OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,533 3.75%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $804 3.00%
Ottumwa, IA (FHA|USDA|VA) 1 $65,000 $65,000 $659 4.25%
Oil City, PA (FHA|USDA|VA) 1 $65,000 $65,000 $1,366 3.38%
Union City, TN (FHA|USDA|VA) 1 $65,000 $65,000 $611 4.25%
Paris, TN (FHA|USDA|VA) 1 $55,000 $55,000 $983 3.38%
Taylorville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $865 3.50%
Village Capital Mortgage's top markets include Riverside, Los Angeles, Atlanta, San Diego, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 16,836 $4,112,790,000 $244,285 $3,835 2.65%
    FHA 7,678 $1,551,690,000 $202,096 $2,402 3.27%
    Conventional 59 $10,995,000 $186,356 $4,540 3.68%
    USDA 29 $4,135,000 $142,586 $5,399 3.37%

    For 2020, Village Capital Mortgage's most frequently originated type of loan was VA, with 16,836 originations. Their 2nd most popular type was FHA, with 7,678 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 24,461 $5,645,365,000 $230,790 $3,366 2.85%
    Cash Out Refi 122 $31,140,000 $255,246 $8,320 3.45%
    Home Purchase 19 $3,105,000 $163,421 $4,297 5.37%

    For 2020, Village Capital Mortgage's most frequently cited loan purpose was Refi, with 24,461 originations. The 2nd most popular reason was Cash Out Refi, with 122 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,143 $5,430,835,000 $234,664 $3,455 2.84%
    Other 1,106 $196,830,000 $177,966 $2,420 2.98%
    20 Year 189 $30,235,000 $159,974 $2,181 2.99%
    15 Year 156 $21,340,000 $136,795 $2,328 2.85%
    10 Year 8 $370,000 $46,250 $1,190 6.81%

    For 2020, Village Capital Mortgage's most frequently cited loan duration was 30 Year, with 23,143 originations. The 2nd most popular length was Other, with 1,106 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 13,170 $2,759,470,000 $209,527
    $1k-2k 3,795 $726,995,000 $191,567
    $2k-3k 3,036 $694,290,000 $228,686
    $3k-4k 1,932 $534,340,000 $276,573
    $5k+ 1,558 $615,130,000 $394,820
    $4k-5k 1,111 $349,385,000 $314,478

    Village Capital Mortgage's average total fees were $3,455, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 13,170 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 9,057 $2,192,955,000 $242,128
    <2.5% 8,084 $2,098,960,000 $259,644
    3-4% 6,779 $1,284,845,000 $189,533
    4-5% 673 $102,405,000 $152,162
    7-8% 9 $445,000 $49,444

    During 2020, Village Capital Mortgage's average interest rate for loans was 2.84%, while their most frequently originated rate bucket for loans was 2.5-3%, with 9,057 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,719 $2,938,865,000 $274,173 $3,996 2.75%
    $100k-200k 9,504 $1,444,460,000 $151,984 $2,507 2.92%
    $100,000 or less 2,163 $172,965,000 $79,965 $1,393 3.28%
    $400k-600k 1,870 $877,750,000 $469,385 $5,800 2.61%
    $600k-1MM 333 $230,815,000 $693,138 $8,321 2.73%
    $1MM+ 13 $14,755,000 $1,135,000 $9,892 2.65%

    2020 saw Village Capital Mortgage place emphasis on $200k-400k loans with 10,719 originations, totaling $2,938,865,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 80 $15,360,000 $192,000 $5,814 3.22%
    $50k or less 74 $10,870,000 $146,892 $3,991 3.64%
    $75k-100k 52 $13,000,000 $250,000 $6,183 3.24%
    $100k-150k 42 $12,970,000 $308,810 $8,669 3.11%
    $150k-250k 17 $5,985,000 $352,059 $9,998 3.10%
    $250k+ 10 $2,330,000 $233,000 $4,173 2.60%

    Village Capital Mortgage lent most frequently to those with incomes in the $50k-75k range, with 80 originations. The second most popular income band? $50k or less, with 74 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 76 $14,700,000 $193,421 $5,002 3.16%
    <20% 62 $12,340,000 $199,032 $3,936 3.29%
    30-36% 35 $7,905,000 $225,857 $6,763 3.39%
    50-60% 21 $5,495,000 $261,667 $8,637 3.46%
    37% 11 $3,195,000 $290,455 $8,954 3.02%
    >60% 8 $1,710,000 $213,750 $3,818 3.45%
    38% 8 $2,470,000 $308,750 $11,664 3.47%
    42% 7 $1,405,000 $200,714 $5,630 3.11%
    40% 7 $1,385,000 $197,857 $5,843 3.93%
    36% 6 $1,450,000 $241,667 $13,530 3.19%
    43% 5 $2,015,000 $403,000 $6,805 3.33%
    46% 5 $1,245,000 $249,000 $3,656 3.45%
    41% 5 $1,035,000 $207,000 $7,065 2.95%
    39% 4 $830,000 $207,500 $5,794 3.13%
    47% 4 $810,000 $202,500 $8,372 3.25%
    48% 4 $1,050,000 $262,500 $5,553 3.41%
    49% 4 $910,000 $227,500 $9,447 3.31%
    44% 4 $1,070,000 $267,500 $9,244 3.28%
    45% 2 $430,000 $215,000 $4,369 3.69%

    Village Capital Mortgage lent most frequently to those with DTI ratios of 20-30%, with 76 originations. The next most common DTI ratio? <20%, with 62 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,288 $3,161,730,000 $221,286 $3,233 2.91%
    Not provided 5,776 $1,479,940,000 $256,222 $3,910 2.62%
    Black 3,935 $857,615,000 $217,945 $3,102 2.99%
    Asian 361 $123,015,000 $340,762 $4,381 2.86%
    American Indian 145 $30,325,000 $209,138 $3,215 2.89%
    Native Hawaiian or Islander 83 $23,825,000 $287,048 $3,992 2.79%
    Other Pacific Islander 9 $1,865,000 $207,222 $4,878 2.83%
    Other Asian 2 $610,000 $305,000 $5,117 2.75%
    Asian Indian 1 $285,000 $285,000 $5,813 2.75%
    Filipino 1 $235,000 $235,000 $1,616 2.75%
    Japanese 1 $165,000 $165,000 $3,884 2.75%

    Approval Rates

    Total approvals of all applications
    95.34%

    Village Capital Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    48.42%

    Village Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,602 $5,679,610,000 $230,860

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 995 $144,145,000 $144,869
    Single Family (1-4 Units):Site-Built 23,607 $5,535,465,000 $234,484

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 23 $2,505,000 $108,913 $2,025 3.10%
    40-60% 99 $13,975,000 $141,162 $2,474 3.20%
    60-80% 987 $148,585,000 $150,542 $2,397 3.13%
    80-100% 17,212 $3,895,200,000 $226,307 $3,142 2.94%
    Over 100% 2,349 $649,465,000 $276,486 $4,951 2.72%
    Under 20% 6 $920,000 $153,333 $3,295 2.75%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Village Capital & Investment LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.3%
    Village Capital & Investment LLC Conventional home mortgage Closing on a mortgage 2 4.5%
    Village Capital & Investment LLC Conventional home mortgage Struggling to pay mortgage 1 2.3%
    Village Capital & Investment LLC Conventional home mortgage Trouble during payment process 2 4.5%
    Village Capital & Investment LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 11.4%
    Village Capital & Investment LLC FHA mortgage Closing on a mortgage 1 2.3%
    Village Capital & Investment LLC FHA mortgage Incorrect information on your report 1 2.3%
    Village Capital & Investment LLC FHA mortgage Struggling to pay mortgage 4 9.1%
    Village Capital & Investment LLC FHA mortgage Trouble during payment process 6 13.6%
    Village Capital & Investment LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 10 22.7%
    Village Capital & Investment LLC VA mortgage Closing on a mortgage 3 6.8%
    Village Capital & Investment LLC VA mortgage Incorrect information on your report 1 2.3%
    Village Capital & Investment LLC VA mortgage Struggling to pay mortgage 1 2.3%
    Village Capital & Investment LLC VA mortgage Trouble during payment process 6 13.6%