Residential Bancorp Mortgage Rates, Fees & Info
CANTON, OHLEI: 549300XCVBRR56D08F03
Tax ID: 34-1633105
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Mortgage Data
Review & Overview
Residential Bancorp is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Residential Bancorp has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Las Vegas, Bakersfield, and Phoenix among others. We have data for 353 markets. (Some data included below & more in-depth data is available with an active subscription.)Residential Bancorp has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Residential Bancorp is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 9/1/24 |
| 30 Year Conventional Purchase | 6.49% | 9/1/24 |
| 30 Year Conventional Refi | 6.54% | 9/1/24 |
| 30 Year Cash-out Refi | 6.70% | 9/1/24 |
| 30 Year FHA Purchase | 7.47% | 9/1/24 |
| 30 Year FHA Refi | 7.06% | 9/1/24 |
| 30 Year VA Purchase | 6.48% | 9/1/24 |
| 30 Year VA Refi | 5.68% | 9/1/24 |
| 30 Year USDA Purchase | 6.97% | 9/1/24 |
| 15 Year Conventional Purchase | 6.23% | 9/1/24 |
| 15 Year Conventional Refi | 5.85% | 9/1/24 |
| 15 Year Cash-out Refi | 5.85% | 9/1/24 |
| 15 Year FHA Refi | 6.90% | 9/1/24 |
| 15 Year VA Refi | 5.68% | 9/1/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Residential Bancorp Mortgage Calculator
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This is not an official calculator from Residential Bancorp. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,688Origination Dollar Volume (All Markets)
$1,488,740,000Awards
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RESIDENTIAL BANCORP - 2022
RESIDENTIAL BANCORP is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 572 | $280,990,000 | $491,241 | $14,032 | 4.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 552 | $203,000,000 | $367,754 | $13,088 | 4.73% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 315 | $97,585,000 | $309,794 | $10,244 | 4.85% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 195 | $54,915,000 | $281,615 | $11,244 | 4.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 172 | $48,230,000 | $280,407 | $9,293 | 4.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 83 | $38,755,000 | $466,928 | $13,762 | 4.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 64 | $31,790,000 | $496,719 | $11,726 | 4.68% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 93 | $27,725,000 | $298,118 | $9,760 | 5.44% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 75 | $25,465,000 | $339,533 | $8,771 | 4.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 91 | $25,105,000 | $275,879 | $8,959 | 4.52% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 74 | $24,700,000 | $333,784 | $7,580 | 4.55% |
| Outside of Metro Areas | 92 | $23,380,000 | $254,130 | $8,815 | 4.37% |
| MODESTO, CA (FHA|USDA|VA) | 64 | $21,890,000 | $342,031 | $11,233 | 4.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 59 | $20,765,000 | $351,949 | $9,392 | 4.88% |
| VISALIA, CA (FHA|USDA|VA) | 91 | $19,985,000 | $219,615 | $9,844 | 4.20% |
| ANCHORAGE, AK (FHA|USDA|VA) | 52 | $18,290,000 | $351,731 | $9,821 | 5.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 64 | $17,570,000 | $274,531 | $7,113 | 4.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 72 | $16,780,000 | $233,056 | $8,004 | 5.15% |
| MERCED, CA (FHA|USDA|VA) | 57 | $16,535,000 | $290,088 | $10,866 | 4.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 40 | $14,740,000 | $368,500 | $10,697 | 4.72% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $13,785,000 | $320,581 | $10,364 | 4.72% |
| SALINAS, CA (FHA|USDA|VA) | 26 | $12,560,000 | $483,077 | $15,758 | 5.04% |
| FRESNO, CA (FHA|USDA|VA) | 45 | $12,475,000 | $277,222 | $9,000 | 4.88% |
| TUCSON, AZ (FHA|USDA|VA) | 47 | $12,325,000 | $262,234 | $8,540 | 4.92% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 45 | $12,195,000 | $271,000 | $8,189 | 4.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 47 | $10,725,000 | $228,191 | $7,547 | 4.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 38 | $10,520,000 | $276,842 | $11,141 | 5.06% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 39 | $10,185,000 | $261,154 | $6,573 | 4.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 32 | $9,910,000 | $309,688 | $7,252 | 3.93% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 19 | $9,695,000 | $510,263 | $15,959 | 4.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 39 | $8,475,000 | $217,308 | $5,834 | 4.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 29 | $7,995,000 | $275,690 | $12,218 | 5.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 14 | $7,760,000 | $554,286 | $17,001 | 5.36% |
| RENO, NV (FHA|USDA|VA) | 19 | $7,255,000 | $381,842 | $13,986 | 5.28% |
| YUMA, AZ (FHA|USDA|VA) | 31 | $6,275,000 | $202,419 | $9,097 | 5.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,185,000 | $294,524 | $6,735 | 4.38% |
| VALLEJO, CA (FHA|USDA|VA) | 15 | $5,915,000 | $394,333 | $11,975 | 4.23% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 23 | $5,745,000 | $249,783 | $6,930 | 4.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $5,630,000 | $469,167 | $13,629 | 5.74% |
| Ketchikan, AK (FHA|USDA|VA) | 14 | $5,300,000 | $378,571 | $12,537 | 5.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $5,150,000 | $234,091 | $6,582 | 4.34% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $5,130,000 | $256,500 | $8,190 | 4.24% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $4,970,000 | $310,625 | $7,100 | 4.08% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $4,695,000 | $223,571 | $6,085 | 4.52% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $9,788 | 4.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 20 | $4,580,000 | $229,000 | $7,616 | 5.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 15 | $4,275,000 | $285,000 | $10,452 | 4.76% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $4,075,000 | $239,706 | $6,924 | 4.68% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 22 | $3,920,000 | $178,182 | $6,508 | 5.16% |
| MADERA, CA (FHA|USDA|VA) | 17 | $3,865,000 | $227,353 | $7,609 | 4.70% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $3,785,000 | $199,211 | $5,818 | 4.35% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $8,441 | 3.99% |
| RICHMOND, VA (FHA|USDA|VA) | 18 | $3,770,000 | $209,444 | $6,832 | 4.67% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 17 | $3,715,000 | $218,529 | $6,647 | 4.92% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $3,540,000 | $442,500 | $15,250 | 5.45% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $7,430 | 4.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $3,365,000 | $673,000 | $11,108 | 5.60% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,180,000 | $397,500 | $8,500 | 4.34% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $5,479 | 3.84% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $5,823 | 4.30% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $7,860 | 4.23% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $8,328 | 4.89% |
| COLUMBUS, OH (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $5,952 | 4.44% |
| Pahrump, NV (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $8,679 | 5.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $2,775,000 | $185,000 | $6,762 | 5.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $11,067 | 5.52% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $7,745 | 5.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $2,605,000 | $173,667 | $8,917 | 4.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $8,665 | 4.44% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $8,017 | 4.78% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $5,492 | 4.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $7,265 | 5.82% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $7,185 | 4.98% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $6,925 | 3.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $5,386 | 3.68% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $9,415 | 4.89% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $6,043 | 3.34% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $5,552 | 4.53% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $7,559 | 3.90% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $7,375 | 3.36% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,103 | 4.39% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $7,172 | 4.68% |
| REDDING, CA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $8,641 | 5.18% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $9,001 | 5.07% |
| Crescent City, CA (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $6,934 | 5.52% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $7,413 | 5.09% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $5,742 | 3.54% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $10,077 | 2.62% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $6,502 | 5.65% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $1,845,000 | $1,845,000 | $51,236 | 4.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $7,906 | 4.18% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $7,642 | 3.40% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $8,313 | 3.77% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $8,948 | 7.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $7,174 | 4.40% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $8,684 | 5.05% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $5,738 | 5.30% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $6,163 | 5.10% |
| EL CENTRO, CA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $11,239 | 2.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $7,412 | 4.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $6,475 | 4.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,438 | 4.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $7,964 | 3.52% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $6,207 | 5.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $9,062 | 3.85% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $11,396 | 3.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,569 | 4.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $5,938 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $4,322 | 3.39% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,532 | 4.71% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $9,575 | 4.58% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,271 | 3.47% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,940 | 4.57% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $9,838 | 4.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $6,759 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,062 | 5.53% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,795 | 3.92% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,980 | 3.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,266 | 4.59% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,291 | 3.74% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,625 | 4.72% |
| Fernley, NV (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,469 | 5.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,988 | 4.04% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $13,894 | 2.62% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $9,338 | 4.31% |
| NAPA, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $9,982 | 3.06% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,426 | 5.25% |
| READING, PA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $7,219 | 4.10% |
| SALEM, OR (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $21,887 | 5.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,736 | 5.79% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $13,884 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,866 | 5.78% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,656 | 6.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $7,141 | 4.47% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,886 | 2.91% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,618 | 4.37% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,888 | 3.79% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,516 | 5.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,231 | 3.95% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,862 | 3.00% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $11,608 | 8.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,541 | 5.10% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,219 | 5.63% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,588 | 3.46% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,778 | 4.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $17,816 | 3.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,000 | 5.81% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,313 | 3.54% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,030 | 4.92% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,001 | 4.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $12,302 | 6.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,491 | 5.69% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,059 | 4.33% |
| Clovis, NM (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,873 | 5.46% |
| Forest City, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,403 | 4.18% |
| Granbury, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,711 | 5.06% |
| DOVER, DE (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,056 | 3.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,558 | 4.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,604 | 3.84% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,468 | 6.34% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $7,622 | 6.37% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,281 | 5.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,961 | 3.53% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,135 | 7.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,606 | 4.29% |
| TULSA, OK (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,266 | 3.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,268 | 3.79% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $6,197 | 6.30% |
| Salem, OH (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $6,565 | 4.75% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $7,212 | 4.70% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,541 | 3.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,698 | 3.50% |
| FLINT, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,674 | 6.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $9,740 | 9.88% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,237 | 2.58% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,214 | 6.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,154 | 4.37% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,518 | 4.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,794 | 3.68% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,369 | 3.12% |
| WACO, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,313 | 6.21% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $14,744 | 5.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,709 | 4.94% |
| MADISON, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,997 | 5.06% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,951 | 4.46% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,075 | 4.12% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,802 | 4.37% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,307 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,784 | 3.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $5,242 | 3.05% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,193 | 6.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,581 | 2.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,811 | 6.29% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,122 | 6.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,635 | 4.99% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,615 | 4.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,480 | 3.93% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,654 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,542 | 3.16% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $11,858 | 6.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,069 | 3.06% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,565 | 4.38% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,681 | 3.62% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,335 | 3.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,767 | 3.69% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,215 | 3.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,737 | 3.68% |
| Prineville, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $28,459 | 5.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,640 | 3.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,777 | 2.99% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $21,616 | 6.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,096 | 4.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,259 | 5.12% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,507 | 5.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,240 | 3.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,460 | 2.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,519 | 4.13% |
| Elko, NV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,926 | 3.43% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,538 | 3.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,841 | 3.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,175 | 3.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $23,486 | 4.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,676 | 3.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,325 | 4.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,323 | 9.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,352 | 4.49% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,297 | 4.99% |
| Fallon, NV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 5.19% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,980 | 3.87% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,310 | 3.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,542 | 2.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,903 | 4.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,285 | 3.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,451 | 2.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,014 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,844 | 5.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,385 | 3.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,410 | 2.99% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,879 | 4.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,033 | 4.99% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,060 | 2.99% |
| Rockport, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,675 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,687 | 7.25% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,653 | 4.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,762 | 3.49% |
| MONROE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,455 | 3.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,998 | 6.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,426 | 5.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,870 | 4.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,420 | 2.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,979 | 4.25% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,629 | 4.49% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,400 | 4.38% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,662 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,210 | 3.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,626 | 4.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,223 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,568 | 3.81% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,423 | 4.31% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,073 | 5.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,366 | 7.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,857 | 3.99% |
| TYLER, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,990 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,555 | 3.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,646 | 5.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,926 | 2.99% |
| Albertville, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,563 | 2.99% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,956 | 3.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,895 | 6.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,375 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,544 | 5.69% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,992 | 2.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,288 | 2.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,515 | 5.13% |
| Marion, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,271 | 5.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,470 | 5.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,115 | 2.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,912 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,367 | 5.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,581 | 3.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,509 | 2.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,582 | 4.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,086 | 4.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,802 | 3.88% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,775 | 2.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,220 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,233 | 1.99% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,490 | 5.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,220 | 1.99% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,583 | 5.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,085 | 2.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,560 | 4.99% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,094 | 4.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,051 | 3.99% |
| Palatka, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,682 | 2.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,338 | 5.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,889 | 4.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,861 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,437 | 4.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,140 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,804 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,965 | 7.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,063 | 5.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,190 | 3.49% |
| Jesup, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,353 | 4.49% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,844 | 4.99% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,318 | 3.88% |
| Russellville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,603 | 2.99% |
| Beeville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,935 | 2.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,894 | 3.99% |
| Payson, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,533 | 7.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,889 | 5.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,381 | 4.99% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,326 | 2.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,490 | 2.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,165 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,201 | 1.99% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,178 | 2.88% |
| Ozark, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,627 | 3.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,517 | 2.99% |
| Ludington, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,405 | 2.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,939 | 5.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,248 | 3.99% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,800 | 3.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,255 | 8.38% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,255 | 4.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,559 | 4.38% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,424 | 1.99% |
| Torrington, CT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,521 | 1.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,680 | 4.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,117 | 3.99% |
| London, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,396 | 4.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,483 | 3.38% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,578 | 4.99% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,137 | 4.49% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,439 | 3.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,483 | 3.49% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,023 | 6.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,399 | 4.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,195 | 6.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,335 | 3.49% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,814 | 5.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,024 | 4.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against RESIDENTIAL BANCORP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
A. E. A. Federal Credit Union
Similarity Rank: 30
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MISSION
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EAST TEXAS PROFESSIONAL Credit Union
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LONG BEACH CITY EMPLOYEES Federal Credit Union
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Los Angeles Federal Credit Union
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PIMA Federal Credit Union
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Texas Bank and Trust Company
Similarity Rank: 270
Similarity Rank: 270
VeraBank
Similarity Rank: 330
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Red Rocks Credit Union
Similarity Rank: 384
Similarity Rank: 384
Austin Bank, Texas
Similarity Rank: 400
Similarity Rank: 400
Product Mix
For 2022, Residential Bancorp's most frequently originated type of loan was Conventional, with 3,215 originations. Their 2nd most popular type was FHA, with 1,065 originations.
Loan Reason
For 2022, Residential Bancorp's most frequently cited loan purpose was Cash Out Refi, with 1,990 originations. The 2nd most popular reason was Home Purchase, with 1,949 originations.
Loan Duration/Length
For 2022, Residential Bancorp's most frequently cited loan duration was 30 Year, with 4,193 originations. The 2nd most popular length was 15 Year, with 267 originations.
Origination Fees/Closing Costs
Residential Bancorp's average total fees were $10,511, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,952 originations.
Interest Rates
During 2022, Residential Bancorp's average interest rate for loans was 4.82%, while their most frequently originated rate bucket for loans was 3-4%, with 1,201 originations.
Loan Sizing
2022 saw Residential Bancorp place emphasis on $200k-400k loans with 2,087 originations, totaling $610,455,000 in origination value.
Applicant Income
Residential Bancorp lent most frequently to those with incomes in the $100k-150k range, with 1,112 originations. The second most popular income band? $50k-75k, with 1,051 originations.
Applicant Debt to Income Ratio
Residential Bancorp lent most frequently to those with DTI ratios of 30-36%, with 551 originations. The next most common DTI ratio? 20-30%, with 482 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.40%
Residential Bancorp has an average approval rate.
Pick Rate
Approvals leading to origination-115.98%
Residential Bancorp has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 13 | $1,325,000 | $101,923 |
| 15393.59 | 1 | $205,000 | $205,000 |
| 6444.38 | 1 | $185,000 | $185,000 |
| 9715.0 | 1 | $115,000 | $115,000 |
| NA | 4,672 | $1,486,910,000 | $318,260 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,688 | $1,488,740,000 | $317,564 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Rocket Mortgage, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 30.8% |
| Rocket Mortgage, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 7.7% |
| Rocket Mortgage, LLC | Conventional home mortgage | Struggling to pay mortgage | 1 | 7.7% |
| Rocket Mortgage, LLC | Conventional home mortgage | Trouble during payment process | 3 | 23.1% |
| Rocket Mortgage, LLC | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 15.4% |
| Rocket Mortgage, LLC | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 7.7% |
| Rocket Mortgage, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.7% |