Spring Eq Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300PIL8LFAQ04XC20
Tax ID: 37-1801711
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Mortgage Data
Review & Overview
Spring Eq is a smaller mortgage company specializing in Other and Home Improvement loans. Spring Eq has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Atlanta, Riverside, Phoenix, and San Francisco among others. We have data for 368 markets. (Some data included below & more in-depth data is available with an active subscription.)Spring Eq has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 8.10% | 4/21/24 |
| 30 Year Conventional Purchase | 9.83% | 4/21/24 |
| 30 Year Conventional Refi | 9.63% | 4/21/24 |
| 30 Year Cash-out Refi | 8.03% | 4/21/24 |
| 30 Year FHA Purchase | 6.27% | 4/21/24 |
| 30 Year FHA Refi | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 9.25% | 4/21/24 |
| 15 Year Conventional Refi | 9.26% | 4/21/24 |
| 15 Year Cash-out Refi | 9.26% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,868Origination Dollar Volume (All Markets)
$314,380,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 333 | $33,215,000 | $99,745 | $3,260 | 7.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 264 | $15,840,000 | $60,000 | $3,064 | 7.86% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 201 | $13,505,000 | $67,189 | $2,944 | 7.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 225 | $12,845,000 | $57,089 | $2,986 | 7.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 121 | $12,785,000 | $105,661 | $3,243 | 7.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 166 | $12,560,000 | $75,663 | $3,194 | 7.62% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 114 | $11,760,000 | $103,158 | $3,294 | 7.42% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 168 | $10,740,000 | $63,929 | $1,706 | 8.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 138 | $9,060,000 | $65,652 | $5,188 | 7.44% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 113 | $7,965,000 | $70,487 | $2,673 | 7.44% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 111 | $7,655,000 | $68,964 | $2,992 | 7.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 44 | $7,480,000 | $170,000 | $3,266 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 119 | $6,995,000 | $58,782 | $2,790 | 8.20% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 84 | $6,410,000 | $76,310 | $2,616 | 7.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 94 | $5,680,000 | $60,426 | $4,345 | 7.55% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 112 | $5,630,000 | $50,268 | $2,329 | 7.97% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 92 | $4,580,000 | $49,783 | $1,839 | 7.69% |
| Outside of Metro Areas | 95 | $4,575,000 | $48,158 | $2,443 | 7.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 61 | $4,365,000 | $71,557 | $2,684 | 7.69% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 74 | $3,710,000 | $50,135 | $4,458 | 8.08% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 65 | $3,645,000 | $56,077 | $2,806 | 8.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 58 | $3,160,000 | $54,483 | $2,616 | 6.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 72 | $3,070,000 | $42,639 | $2,449 | 7.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 46 | $2,890,000 | $62,826 | $4,033 | 7.43% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $2,810,000 | $78,056 | $2,975 | 7.74% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 45 | $2,365,000 | $52,556 | $2,681 | 7.16% |
| STOCKTON, CA (FHA|USDA|VA) | 33 | $2,325,000 | $70,455 | $2,557 | 7.40% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 42 | $2,260,000 | $53,810 | $1,901 | 7.93% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 28 | $2,070,000 | $73,929 | $2,447 | 7.75% |
| VALLEJO, CA (FHA|USDA|VA) | 28 | $2,040,000 | $72,857 | $2,721 | 6.90% |
| RICHMOND, VA (FHA|USDA|VA) | 37 | $1,995,000 | $53,919 | $2,512 | 7.72% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $1,750,000 | $72,917 | $2,704 | 7.35% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $1,745,000 | $52,879 | $2,670 | 7.94% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 22 | $1,590,000 | $72,273 | $3,126 | 8.61% |
| FRESNO, CA (FHA|USDA|VA) | 26 | $1,570,000 | $60,385 | $2,752 | 7.97% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $1,470,000 | $91,875 | $2,668 | 6.72% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $2,904 | 6.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 23 | $1,375,000 | $59,783 | $2,389 | 7.97% |
| COLUMBUS, OH (FHA|USDA|VA) | 32 | $1,360,000 | $42,500 | $1,683 | 7.98% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 16 | $1,340,000 | $83,750 | $3,135 | 7.56% |
| MODESTO, CA (FHA|USDA|VA) | 22 | $1,310,000 | $59,545 | $2,782 | 7.81% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $7,447 | 7.64% |
| BOULDER, CO (FHA|USDA|VA) | 13 | $1,275,000 | $98,077 | $2,819 | 6.60% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 34 | $1,270,000 | $37,353 | $2,572 | 8.32% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $1,265,000 | $66,579 | $3,020 | 7.98% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 30 | $1,220,000 | $40,667 | $2,046 | 8.43% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $1,195,000 | $62,895 | $2,753 | 7.65% |
| PITTSBURGH, PA (FHA|USDA|VA) | 25 | $1,175,000 | $47,000 | $2,288 | 7.79% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 17 | $1,155,000 | $67,941 | $4,414 | 7.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 14 | $1,120,000 | $80,000 | $3,277 | 7.34% |
| VISALIA, CA (FHA|USDA|VA) | 16 | $1,120,000 | $70,000 | $2,776 | 7.20% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $1,050,000 | $105,000 | $2,915 | 7.49% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 25 | $1,015,000 | $40,600 | $1,394 | 7.77% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $1,010,000 | $50,500 | $2,476 | 8.58% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $1,010,000 | $56,111 | $5,205 | 7.55% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $1,000,000 | $55,556 | $2,005 | 7.68% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $940,000 | $52,222 | $3,812 | 7.34% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $895,000 | $68,846 | $2,351 | 6.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 18 | $880,000 | $48,889 | $2,656 | 7.67% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $860,000 | $47,778 | $1,539 | 7.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $850,000 | $70,833 | $2,922 | 8.30% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $800,000 | $80,000 | $1,664 | 7.72% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $795,000 | $53,000 | $4,222 | 7.73% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 17 | $795,000 | $46,765 | $2,510 | 7.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $780,000 | $43,333 | $3,737 | 7.34% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 16 | $760,000 | $47,500 | $2,487 | 8.29% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $755,000 | $58,077 | $2,377 | 7.27% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $750,000 | $46,875 | $2,770 | 7.95% |
| SALEM, OR (FHA|USDA|VA) | 12 | $730,000 | $60,833 | $2,657 | 7.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $725,000 | $48,333 | $2,353 | 7.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $705,000 | $47,000 | $3,001 | 7.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $695,000 | $46,333 | $2,640 | 7.71% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $685,000 | $45,667 | $1,786 | 8.39% |
| MERCED, CA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $2,122 | 8.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $670,000 | $47,857 | $4,169 | 7.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $2,644 | 5.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $645,000 | $49,615 | $2,776 | 7.79% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $2,439 | 7.83% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $635,000 | $48,846 | $2,934 | 8.35% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $600,000 | $50,000 | $1,834 | 7.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $600,000 | $42,857 | $3,345 | 7.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $560,000 | $56,000 | $2,863 | 6.87% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $555,000 | $37,000 | $1,833 | 7.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $530,000 | $53,000 | $1,973 | 6.73% |
| LANCASTER, PA (FHA|USDA|VA) | 13 | $505,000 | $38,846 | $2,312 | 7.61% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $2,311 | 5.56% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $495,000 | $45,000 | $1,426 | 7.82% |
| LOUISVILLE, KY (FHA|USDA|VA) | 13 | $495,000 | $38,077 | $2,374 | 9.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $2,335 | 7.90% |
| BATON ROUGE, LA (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $3,013 | 8.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $2,945 | 6.74% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $2,758 | 7.33% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 9 | $455,000 | $50,556 | $3,190 | 8.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $2,231 | 7.31% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,311 | 6.67% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $2,444 | 7.09% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $2,675 | 8.68% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $2,484 | 7.51% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $420,000 | $42,000 | $2,331 | 7.64% |
| Key West, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,644 | 6.45% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $1,655 | 8.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $405,000 | $45,000 | $2,446 | 7.84% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 9 | $405,000 | $45,000 | $1,632 | 7.95% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $4,360 | 7.45% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $2,391 | 7.52% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $390,000 | $48,750 | $1,569 | 7.46% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $380,000 | $38,000 | $2,499 | 8.15% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $2,416 | 8.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $340,000 | $42,500 | $2,220 | 7.23% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $2,296 | 8.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $2,368 | 7.84% |
| NAPA, CA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,055 | 6.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $1,816 | 8.98% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $2,417 | 7.86% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $2,388 | 8.61% |
| ROCKFORD, IL (FHA|USDA|VA) | 8 | $300,000 | $37,500 | $2,193 | 8.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $4,629 | 6.31% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,086 | 8.05% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $3,094 | 7.64% |
| BEND, OR (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $2,402 | 7.92% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $2,336 | 7.82% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,830 | 8.82% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $3,358 | 8.31% |
| REDDING, CA (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $2,220 | 7.20% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $2,612 | 7.69% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $2,374 | 8.74% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,625 | 8.60% |
| MADERA, CA (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $2,278 | 7.14% |
| AKRON, OH (FHA|USDA|VA) | 7 | $245,000 | $35,000 | $1,575 | 7.26% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $2,296 | 7.66% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $1,081 | 7.58% |
| CHICO, CA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,388 | 7.18% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $2,673 | 7.62% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $2,382 | 8.17% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $225,000 | $32,143 | $1,554 | 6.90% |
| Easton, MD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,153 | 8.27% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $2,444 | 6.74% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $1,400 | 7.08% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $2,031 | 7.04% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $2,269 | 7.96% |
| READING, PA (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $2,169 | 9.34% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $195,000 | $27,857 | $1,946 | 7.23% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $2,373 | 8.58% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $1,183 | 9.20% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $190,000 | $31,667 | $2,175 | 8.79% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $3,358 | 7.76% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $3,192 | 8.27% |
| FLINT, MI (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $2,532 | 7.78% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $1,840 | 9.00% |
| Durango, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,194 | 7.67% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,700 | 8.02% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $2,685 | 7.39% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $2,573 | 7.29% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,804 | 8.80% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $1,803 | 7.55% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $3,970 | 7.44% |
| Laconia, NH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,600 | 7.50% |
| Concord, NH (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $2,316 | 7.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $3,744 | 8.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,233 | 8.85% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $2,658 | 8.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $3,553 | 8.05% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $2,402 | 8.80% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $2,398 | 6.95% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $2,150 | 6.96% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $2,317 | 8.07% |
| OCALA, FL (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $3,499 | 8.03% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $2,044 | 7.05% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $2,284 | 6.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,419 | 6.82% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $2,218 | 6.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $3,358 | 7.29% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,567 | 7.30% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $3,186 | 7.77% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $2,313 | 9.93% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $2,299 | 9.27% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,084 | 6.57% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,327 | 10.80% |
| Kearney, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $919 | 8.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,989 | 7.27% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,339 | 7.07% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,392 | 7.62% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $2,321 | 7.27% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $1,552 | 7.35% |
| Wilson, NC (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $1,597 | 8.07% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $2,272 | 7.35% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,763 | 5.67% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,352 | 9.07% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,248 | 8.02% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,885 | 5.40% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,433 | 6.35% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,116 | 11.15% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $2,463 | 6.93% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,621 | 8.45% |
| Urbana, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,836 | 7.39% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,251 | 7.70% |
| Brookings, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,026 | 9.79% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $1,966 | 8.58% |
| Boone, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $823 | 7.19% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $1,400 | 8.90% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $2,220 | 7.13% |
| Cullman, AL (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $2,290 | 7.92% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,305 | 6.85% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,180 | 9.19% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,556 | 7.30% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,215 | 8.62% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,246 | 7.25% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,973 | 6.85% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,579 | 9.95% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,705 | 6.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $2,472 | 6.80% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $2,220 | 9.37% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $1,040 | 7.70% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $1,678 | 6.10% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,397 | 8.45% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,694 | 10.30% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,331 | 9.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,356 | 5.60% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,084 | 9.52% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,177 | 7.07% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,305 | 6.10% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $3,933 | 7.35% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,215 | 8.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $3,246 | 6.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,968 | 10.42% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,208 | 10.20% |
| RACINE, WI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,171 | 7.35% |
| Freeport, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,816 | 8.23% |
| ERIE, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $2,246 | 9.07% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $3,145 | 7.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,307 | 8.44% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $1,590 | 9.45% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,302 | 9.15% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,275 | 6.27% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,408 | 7.92% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $1,438 | 8.15% |
| Sonora, CA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,432 | 8.60% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,261 | 10.45% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,306 | 7.32% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,140 | 7.82% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,231 | 8.60% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,329 | 9.27% |
| Brevard, NC (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $1,714 | 7.72% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $2,298 | 7.90% |
| Martin, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,359 | 6.64% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,301 | 6.74% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,257 | 7.84% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,784 | 9.54% |
| Newport, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,460 | 5.04% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,425 | 6.74% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,215 | 7.04% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,073 | 6.24% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,331 | 8.59% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,551 | 6.99% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,261 | 6.74% |
| Waycross, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,402 | 10.54% |
| Holland, MI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,200 | 9.07% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,143 | 8.77% |
| Torrington, CT (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,444 | 8.57% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,203 | 10.45% |
| Ashland, OH (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $1,500 | 9.42% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $1,412 | 6.57% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,169 | 8.62% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,189 | 7.32% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,264 | 8.27% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,264 | 7.97% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $2,244 | 6.97% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,922 | 7.00% |
| Troy, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,400 | 10.40% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,380 | 5.30% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,079 | 8.60% |
| WACO, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,755 | 5.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,300 | 6.65% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,383 | 6.60% |
| Worthington, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,309 | 6.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,139 | 7.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,225 | 7.80% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,284 | 7.60% |
| Indiana, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,493 | 6.00% |
| Celina, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,781 | 6.30% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,218 | 6.90% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,141 | 8.20% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $2,174 | 8.90% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $1,200 | 9.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $1,504 | 8.55% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $1,655 | 6.80% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,478 | 6.80% |
| New Castle, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,314 | 9.90% |
| Wooster, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,585 | 5.30% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,741 | 6.90% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,241 | 10.45% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,765 | 6.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,395 | 7.10% |
| Edwards, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,580 | 5.80% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,459 | 7.60% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,254 | 7.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,337 | 7.10% |
| MONROE, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,196 | 6.90% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,584 | 7.00% |
| Dixon, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,323 | 7.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,578 | 9.90% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,325 | 10.40% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,404 | 6.70% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,165 | 6.30% |
| Washington, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,402 | 7.80% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,461 | 10.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,276 | 7.50% |
| Salina, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,773 | 10.30% |
| Astoria, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,804 | 9.99% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,297 | 8.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,215 | 6.65% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,359 | 6.80% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,552 | 7.10% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,580 | 9.90% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,469 | 10.80% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,352 | 6.90% |
| Fremont, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,347 | 7.40% |
| Montrose, CO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,655 | 9.90% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $906 | 7.70% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,307 | 7.20% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,419 | 6.85% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,460 | 7.10% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,396 | 6.41% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,216 | 7.20% |
| Huntington, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,954 | 7.20% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,353 | 9.70% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,438 | 6.90% |
| Granbury, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,065 | 5.90% |
| Marquette, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,197 | 8.20% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,168 | 6.65% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,411 | 9.35% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $3,396 | 10.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,538 | 9.95% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,320 | 7.05% |
| Richmond, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,874 | 6.65% |
| DOVER, DE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,926 | 10.30% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,927 | 7.45% |
| ROME, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,320 | 6.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,397 | 9.85% |
| Danville, VA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,108 | 8.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,323 | 7.25% |
| Cordele, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,053 | 7.25% |
| Columbus, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,355 | 8.85% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,145 | 7.85% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,510 | 7.55% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,617 | 6.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,262 | 6.65% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,516 | 10.15% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,615 | 10.55% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,809 | 7.90% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,709 | 6.95% |
| Tifton, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,413 | 7.10% |
| London, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,367 | 10.25% |
| MADISON, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,166 | 7.55% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,267 | 9.30% |
| Jasper, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,328 | 7.10% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $946 | 9.05% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,223 | 6.35% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,285 | 6.15% |
| Athens, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,147 | 10.05% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,180 | 7.45% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,577 | 7.45% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $943 | 6.95% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,108 | 10.15% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,308 | 10.65% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $3,212 | 6.45% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $943 | 7.35% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $2,264 | 7.05% |
Similar Lenders
We use machine learning to identify the top lenders compared against SPRING EQ based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
N C P D Federal Credit Union
Similarity Rank: 56
Similarity Rank: 56
Schuyler Savings Bank
Similarity Rank: 104
Similarity Rank: 104
FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
Similarity Rank: 122
Similarity Rank: 122
Union County Savings Bank
Similarity Rank: 150
Similarity Rank: 150
Prudential Bank
Similarity Rank: 162
Similarity Rank: 162
GARDEN SAVINGS FEDERAL CREDIT UNION
Similarity Rank: 192
Similarity Rank: 192
Blue Foundry Bank
Similarity Rank: 212
Similarity Rank: 212
Bogota Savings Bank
Similarity Rank: 246
Similarity Rank: 246
MOUNTAIN MORTGAGE CORP.
Similarity Rank: 266
Similarity Rank: 266
FUNDING RESOURCES MORTGAGE CORPORATION
Similarity Rank: 292
Similarity Rank: 292
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,868 | $314,380,000 | $64,581 | $2,858 | 7.68% |
For 2019, Spring Eq's most frequently originated type of loan was Conventional, with 4,868 originations.
Loan Reason
For 2019, Spring Eq's most frequently cited loan purpose was Other, with 2,440 originations. The 2nd most popular reason was Home Improvement, with 1,818 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 4,868 | $314,380,000 | $64,581 | $2,858 | 7.68% |
For 2019, Spring Eq's most frequently cited loan duration was Other, with 4,868 originations.
Origination Fees/Closing Costs
Spring Eq's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,948 originations.
Interest Rates
During 2019, Spring Eq's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 1,622 originations.
Loan Sizing
2019 saw Spring Eq place emphasis on $100,000 or less loans with 4,134 originations, totaling $197,450,000 in origination value.
Applicant Income
Spring Eq lent most frequently to those with incomes in the $100k-150k range, with 1,329 originations. The second most popular income band? $150k-250k, with 979 originations.
Applicant Debt to Income Ratio
Spring Eq lent most frequently to those with DTI ratios of 42%, with 992 originations. The next most common DTI ratio? 30-36%, with 989 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications48.56%
Spring Eq has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination2.98%
Spring Eq has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,868 | $314,380,000 | $64,581 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 4,868 | $314,380,000 | $64,581 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Spring Equity LLC | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |