Open Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300CR5XDK0TP7I727
Tax ID: 83-0345906
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Mortgage Data
Review & Overview
Open Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Open Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Rapid City, Wichita, Dallas, and Tampa among others. We have data for 358 markets. (Some data included below & more in-depth data is available with an active subscription.)Open Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Open Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 12/16/24 |
| 30 Year Conventional Refi | 6.69% | 12/16/24 |
| 30 Year Cash-out Refi | 6.92% | 12/16/24 |
| 30 Year FHA Purchase | 7.61% | 12/16/24 |
| 30 Year FHA Refi | 7.34% | 12/16/24 |
| 30 Year VA Purchase | 6.48% | 12/16/24 |
| 30 Year VA Refi | 5.55% | 12/16/24 |
| 30 Year USDA Purchase | 7.04% | 12/16/24 |
| 15 Year Conventional Purchase | 6.25% | 12/16/24 |
| 15 Year Conventional Refi | 6.09% | 12/16/24 |
| 15 Year Cash-out Refi | 6.09% | 12/16/24 |
| 15 Year FHA Purchase | 7.28% | 12/16/24 |
| 15 Year FHA Refi | 7.74% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Open Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,965Origination Dollar Volume (All Markets)
$1,434,925,000Awards
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OPEN MORTGAGE - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 431 | $168,005,000 | $389,803 | $5,815 | 3.07% |
| RAPID CITY, SD (FHA|USDA|VA) | 348 | $80,930,000 | $232,557 | $5,904 | 3.13% |
| Outside of Metro Areas | 328 | $63,310,000 | $193,018 | $4,636 | 3.31% |
| WICHITA, KS (FHA|USDA|VA) | 336 | $61,340,000 | $182,560 | $4,532 | 3.24% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 242 | $58,110,000 | $240,124 | $6,072 | 3.28% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 241 | $56,435,000 | $234,170 | $5,674 | 3.26% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 150 | $56,360,000 | $375,733 | $4,585 | 3.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 189 | $55,795,000 | $295,212 | $5,376 | 3.15% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 212 | $48,780,000 | $230,094 | $4,554 | 3.36% |
| JACKSON, MS (FHA|USDA|VA) | 225 | $44,075,000 | $195,889 | $6,100 | 3.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 91 | $40,905,000 | $449,505 | $4,549 | 3.59% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 119 | $37,965,000 | $319,034 | $4,808 | 2.98% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 200 | $36,960,000 | $184,800 | $6,405 | 3.41% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 53 | $31,085,000 | $586,509 | $3,486 | 3.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 103 | $29,385,000 | $285,291 | $3,790 | 3.15% |
| Gillette, WY (FHA|USDA|VA) | 114 | $26,260,000 | $230,351 | $5,502 | 3.12% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 131 | $25,015,000 | $190,954 | $5,859 | 3.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 105 | $21,535,000 | $205,095 | $4,869 | 3.05% |
| TULSA, OK (FHA|USDA|VA) | 113 | $18,875,000 | $167,035 | $6,132 | 3.64% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 61 | $17,575,000 | $288,115 | $6,038 | 3.37% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 85 | $16,975,000 | $199,706 | $5,893 | 3.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 58 | $15,320,000 | $264,138 | $2,559 | 3.07% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 71 | $14,885,000 | $209,648 | $5,454 | 3.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 52 | $12,920,000 | $248,462 | $6,312 | 3.33% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 36 | $12,720,000 | $353,333 | $4,659 | 2.83% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 40 | $11,090,000 | $277,250 | $5,051 | 3.27% |
| Dickinson, ND (FHA|USDA|VA) | 36 | $9,710,000 | $269,722 | $5,517 | 3.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 36 | $9,580,000 | $266,111 | $7,454 | 3.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 62 | $9,550,000 | $154,032 | $5,767 | 3.67% |
| Hutchinson, KS (FHA|USDA|VA) | 59 | $9,395,000 | $159,237 | $4,851 | 3.22% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 20 | $9,150,000 | $457,500 | $0 | 3.45% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 60 | $8,630,000 | $143,833 | $4,786 | 3.43% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 20 | $7,510,000 | $375,500 | $3,288 | 2.82% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 37 | $7,455,000 | $201,486 | $7,706 | 3.24% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 35 | $7,095,000 | $202,714 | $6,760 | 3.23% |
| GREAT FALLS, MT (FHA|USDA|VA) | 34 | $6,310,000 | $185,588 | $5,639 | 3.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $6,260,000 | $208,667 | $3,178 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 28 | $5,550,000 | $198,214 | $7,454 | 2.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 25 | $5,095,000 | $203,800 | $4,267 | 3.17% |
| CASPER, WY (FHA|USDA|VA) | 21 | $4,875,000 | $232,143 | $4,675 | 2.68% |
| Tahlequah, OK (FHA|USDA|VA) | 34 | $4,750,000 | $139,706 | $8,260 | 3.52% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $4,630,000 | $330,714 | $3,492 | 3.17% |
| Sheridan, WY (FHA|USDA|VA) | 18 | $4,420,000 | $245,556 | $4,459 | 3.05% |
| Riverton, WY (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $4,808 | 2.83% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 20 | $4,220,000 | $211,000 | $4,459 | 3.23% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $4,180,000 | $232,222 | $2,341 | 3.16% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $4,120,000 | $228,889 | $3,652 | 3.14% |
| CHEYENNE, WY (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $4,823 | 3.04% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $1,810 | 2.94% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 22 | $3,900,000 | $177,273 | $2,828 | 3.09% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $2,575 | 2.96% |
| Mount Airy, NC (FHA|USDA|VA) | 22 | $3,710,000 | $168,636 | $7,714 | 3.20% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 18 | $3,710,000 | $206,111 | $4,695 | 3.01% |
| Bartlesville, OK (FHA|USDA|VA) | 31 | $3,575,000 | $115,323 | $6,262 | 4.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $3,540,000 | $196,667 | $8,128 | 3.41% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $3,495,000 | $388,333 | $3,902 | 2.78% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 19 | $3,315,000 | $174,474 | $7,222 | 3.15% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 22 | $3,230,000 | $146,818 | $5,473 | 3.43% |
| Spearfish, SD (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $4,306 | 3.31% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $2,985,000 | $426,429 | $4,454 | 3.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $2,831 | 2.94% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 16 | $2,890,000 | $180,625 | $5,018 | 3.05% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,875,000 | $575,000 | $33 | 3.80% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $2,825,000 | $188,333 | $0 | 2.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $2,805,000 | $215,769 | $4,497 | 3.34% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 16 | $2,760,000 | $172,500 | $3,914 | 3.16% |
| Durango, CO (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $0 | 3.17% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $4,894 | 3.11% |
| Laramie, WY (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $7,298 | 3.38% |
| BILLINGS, MT (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $7,307 | 3.16% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $1,221 | 3.17% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $2,520,000 | $180,000 | $2,953 | 2.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $10,078 | 3.24% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $3,842 | 3.23% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $6,461 | 3.15% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $8,128 | 3.34% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $0 | 2.89% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $6,563 | 3.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $1,377 | 3.00% |
| Glasgow, KY (FHA|USDA|VA) | 15 | $2,075,000 | $138,333 | $5,423 | 3.67% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $0 | 3.34% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $9,695 | 3.22% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $0 | 2.92% |
| BEND, OR (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $4,016 | 2.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $6,186 | 2.67% |
| McAlester, OK (FHA|USDA|VA) | 14 | $1,830,000 | $130,714 | $4,715 | 3.60% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $1,767 | 3.26% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $3,040 | 2.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $5,857 | 3.11% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $5,138 | 3.27% |
| Winfield, KS (FHA|USDA|VA) | 19 | $1,755,000 | $92,368 | $4,500 | 3.72% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,508 | 3.01% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $0 | 2.81% |
| Vicksburg, MS (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $6,315 | 3.64% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $5,580 | 3.77% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $3,722 | 2.99% |
| SALEM, OR (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $2,155 | 3.13% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $6,347 | 2.78% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $3,803 | 2.91% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 10 | $1,480,000 | $148,000 | $5,918 | 3.76% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $0 | 3.05% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $10,908 | 3.30% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $9,739 | 3.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $4,104 | 3.63% |
| REDDING, CA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $2,641 | 2.88% |
| Outside of Metro Areas | 5 | $1,265,000 | $253,000 | $3,992 | 3.11% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $5,022 | 3.09% |
| New Castle, IN (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,218 | 3.56% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $3,458 | 2.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $2,086 | 2.87% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $7,304 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,046 | 3.02% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 2.62% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 3.03% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $11,721 | 3.62% |
| MUNCIE, IN (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $4,111 | 3.55% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,022 | 2.85% |
| Ponca City, OK (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $5,828 | 4.01% |
| ENID, OK (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,494 | 3.33% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,025 | 3.77% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $9,993 | 2.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,191 | 3.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 2.97% |
| RENO, NV (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $0 | 2.79% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $0 | 3.29% |
| MERCED, CA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $0 | 2.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,550 | 3.68% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,396 | 3.31% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,293 | 2.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $2,050 | 2.86% |
| MADERA, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 2.66% |
| Centralia, WA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 2.84% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $3,883 | 3.22% |
| TYLER, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $6,505 | 3.41% |
| Kearney, NE (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,092 | 4.13% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,842 | 3.43% |
| Hilo, HI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 2.90% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $1,637 | 3.21% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $1,494 | 3.06% |
| Pierre, SD (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,589 | 2.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,601 | 3.19% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 3.29% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,524 | 4.14% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,361 | 3.83% |
| Brownwood, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,490 | 3.41% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,258 | 3.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 3.41% |
| OCALA, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,831 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 2.86% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,760 | 3.20% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,776 | 3.25% |
| Helena, MT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,306 | 3.54% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $0 | 3.22% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,798 | 2.76% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,792 | 3.71% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,605 | 3.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $2,319 | 3.30% |
| Yankton, SD (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,523 | 2.81% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 2.97% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,820 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,598 | 3.42% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,915 | 2.75% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,944 | 2.92% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $1,798 | 3.16% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,336 | 3.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,479 | 3.13% |
| Montrose, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,315 | 2.92% |
| Heber, UT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,875 | 3.09% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $7,455 | 3.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,359 | 3.33% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,333 | 3.06% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,154 | 3.27% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,861 | 2.75% |
| Shelton, WA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 2.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,452 | 3.92% |
| Payson, AZ (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 2.87% |
| Sweetwater, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,597 | 3.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,326 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,028 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,637 | 3.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,154 | 3.00% |
| FLINT, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,130 | 3.04% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,777 | 3.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,454 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,511 | 3.94% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,815 | 3.07% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,385 | 2.67% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 2.72% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 2.80% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,964 | 3.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,385 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 3.19% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,915 | 2.85% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,736 | 3.42% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,469 | 3.38% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 3.02% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,985 | 3.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,307 | 3.33% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,665 | 3.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 3.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,228 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,572 | 3.23% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,270 | 3.88% |
| Logansport, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,644 | 3.06% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,454 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 3.57% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,519 | 3.35% |
| Picayune, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,948 | 3.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,635 | 3.38% |
| Salina, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,951 | 3.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,698 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,425 | 3.06% |
| Paris, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,941 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,305 | 3.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,554 | 4.00% |
| McPherson, KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,730 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,393 | 3.13% |
| Miami, OK (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,119 | 3.71% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,246 | 2.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,246 | 3.69% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 2.81% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,926 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,956 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,925 | 2.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,711 | 3.13% |
| Altus, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,689 | 3.44% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,726 | 3.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,518 | 4.13% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,851 | 3.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,299 | 3.13% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,099 | 3.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,331 | 2.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,602 | 3.69% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,269 | 3.38% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,748 | 2.99% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.09% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.51% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,964 | 3.94% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,847 | 4.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,597 | 2.97% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,302 | 4.56% |
| MADISON, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,755 | 3.50% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,635 | 3.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,872 | 3.28% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,699 | 3.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,204 | 4.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,676 | 2.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,634 | 3.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,809 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,616 | 2.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,835 | 3.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,667 | 2.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,559 | 3.00% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,020 | 3.13% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,233 | 3.31% |
| Taos, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.46% |
| Brookings, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,961 | 2.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.76% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,026 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.36% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,218 | 3.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,656 | 3.13% |
| Maryville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,697 | 2.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.84% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,779 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,046 | 3.25% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,817 | 3.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,176 | 2.88% |
| Woodward, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,882 | 3.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,000 | 3.38% |
| Pecos, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,056 | 4.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,549 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,177 | 3.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,126 | 3.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,879 | 3.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,240 | 2.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,586 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,715 | 3.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,246 | 4.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,990 | 3.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,511 | 4.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,695 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.97% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $4,479 | 3.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,544 | 3.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,004 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,497 | 4.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.52% |
| Bay City, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,092 | 3.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.62% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.30% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,582 | 4.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,250 | 4.00% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,055 | 4.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,249 | 3.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.83% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.83% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 2.73% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,629 | 2.99% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,240 | 4.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,197 | 4.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,453 | 4.00% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,016 | 3.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.87% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,502 | 4.19% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.71% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.66% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,525 | 3.00% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,040 | 3.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,927 | 4.13% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.82% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.31% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,175 | 4.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,370 | 3.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.31% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.59% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,722 | 4.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,487 | 3.25% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.69% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.92% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.94% |
| Liberal, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,382 | 3.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.92% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,588 | 2.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.98% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,040 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,290 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.94% |
| READING, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,777 | 3.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,781 | 3.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,157 | 3.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,690 | 3.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.72% |
| AKRON, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,125 | 3.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.61% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.87% |
| Branson, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,175 | 3.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.49% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.83% |
| Willmar, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.54% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,141 | 3.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,103 | 2.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.95% |
| ERIE, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.75% |
| Snyder, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,260 | 4.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.82% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.92% |
Similar Lenders
We use machine learning to identify the top lenders compared against OPEN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
HNB National Bank
Similarity Rank: 30
Similarity Rank: 30
GOLDEN PLAINS
Similarity Rank: 114
Similarity Rank: 114
Dacotah Bank
Similarity Rank: 165
Similarity Rank: 165
SKYWARD
Similarity Rank: 189
Similarity Rank: 189
SOUTHEASTERN Credit Union
Similarity Rank: 196
Similarity Rank: 196
Community Mortgage Banc Corporation
Similarity Rank: 248
Similarity Rank: 248
HERITAGE COMMUNITY CREDIT UNION
Similarity Rank: 330
Similarity Rank: 330
Wichita Federal Credit Union
Similarity Rank: 340
Similarity Rank: 340
Chaffey Federal Credit Union
Similarity Rank: 345
Similarity Rank: 345
METROPLEX MORTGAGE SERVICES, INC.
Similarity Rank: 372
Similarity Rank: 372
Product Mix
For 2020, Open Mortgage's most frequently originated type of loan was Conventional, with 2,173 originations. Their 2nd most popular type was FHA, with 1,734 originations.
Loan Reason
For 2020, Open Mortgage's most frequently cited loan purpose was Home Purchase, with 2,421 originations. The 2nd most popular reason was Refi, with 2,372 originations.
Loan Duration/Length
For 2020, Open Mortgage's most frequently cited loan duration was 30 Year, with 3,718 originations. The 2nd most popular length was Other, with 1,836 originations.
Origination Fees/Closing Costs
Open Mortgage's average total fees were $5,629, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,532 originations.
Interest Rates
During 2020, Open Mortgage's average interest rate for loans was 3.34%, while their most frequently originated rate bucket for loans was 3-4%, with 2,787 originations.
Loan Sizing
2020 saw Open Mortgage place emphasis on $200k-400k loans with 2,548 originations, totaling $709,610,000 in origination value.
Applicant Income
Open Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,687 originations. The second most popular income band? $50k-75k, with 1,307 originations.
Applicant Debt to Income Ratio
Open Mortgage lent most frequently to those with DTI ratios of 20-30%, with 782 originations. The next most common DTI ratio? 30-36%, with 678 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.26%
Open Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination60.97%
Open Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,965 | $1,434,925,000 | $240,557 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 150 | $23,520,000 | $156,800 |
| Single Family (1-4 Units):Site-Built | 5,815 | $1,411,405,000 | $242,718 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| OPEN MORTGAGE LLC | Reverse mortgage | Closing on a mortgage | 1 | 100.0% |