Open Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300CR5XDK0TP7I727
Tax ID: 83-0345906
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Mortgage Data
Review & Overview
Open Mortgage is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. They have a a high proportion of FHA loans. Open Mortgage has an average proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Dallas, Jackson, Tampa, and Tulsa among others. We have data for 336 markets. (Some data included below & more in-depth data is available with an active subscription.)Open Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Open Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 12/16/24 |
| 30 Year Conventional Refi | 6.69% | 12/16/24 |
| 30 Year Cash-out Refi | 6.92% | 12/16/24 |
| 30 Year FHA Purchase | 7.61% | 12/16/24 |
| 30 Year FHA Refi | 7.34% | 12/16/24 |
| 30 Year VA Purchase | 6.48% | 12/16/24 |
| 30 Year VA Refi | 5.55% | 12/16/24 |
| 30 Year USDA Purchase | 7.04% | 12/16/24 |
| 15 Year Conventional Purchase | 6.25% | 12/16/24 |
| 15 Year Conventional Refi | 6.09% | 12/16/24 |
| 15 Year Cash-out Refi | 6.09% | 12/16/24 |
| 15 Year FHA Purchase | 7.28% | 12/16/24 |
| 15 Year FHA Refi | 7.74% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Open Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,626Origination Dollar Volume (All Markets)
$1,221,680,000Awards
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OPEN MORTGAGE - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 228 | $115,190,000 | $505,219 | $9,209 | 4.68% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 230 | $68,660,000 | $298,522 | $9,244 | 4.98% |
| JACKSON, MS (FHA|USDA|VA) | 251 | $54,115,000 | $215,598 | $8,435 | 5.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 198 | $52,860,000 | $266,970 | $8,366 | 4.97% |
| Outside of Metro Areas | 258 | $49,150,000 | $190,504 | $7,586 | 5.08% |
| TULSA, OK (FHA|USDA|VA) | 213 | $47,115,000 | $221,197 | $8,172 | 4.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 185 | $46,515,000 | $251,432 | $6,791 | 5.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 133 | $42,785,000 | $321,692 | $11,472 | 4.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 95 | $40,975,000 | $431,316 | $5,811 | 4.41% |
| WICHITA, KS (FHA|USDA|VA) | 209 | $40,135,000 | $192,033 | $5,695 | 5.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 44 | $37,210,000 | $845,682 | $13,778 | 5.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 153 | $36,175,000 | $236,438 | $7,920 | 4.64% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 56 | $35,890,000 | $640,893 | $11,287 | 5.10% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 133 | $27,795,000 | $208,985 | $8,240 | 5.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 93 | $25,075,000 | $269,624 | $9,682 | 5.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 92 | $22,160,000 | $240,870 | $7,514 | 4.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 68 | $21,970,000 | $323,088 | $5,471 | 4.69% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 79 | $19,915,000 | $252,089 | $9,383 | 5.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 55 | $16,765,000 | $304,818 | $8,754 | 4.72% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 70 | $12,070,000 | $172,429 | $8,135 | 5.37% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 44 | $11,700,000 | $265,909 | $7,341 | 5.14% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 56 | $11,350,000 | $202,679 | $8,060 | 5.24% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 37 | $11,285,000 | $305,000 | $7,308 | 4.54% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 51 | $10,765,000 | $211,078 | $12,108 | 5.28% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 32 | $10,420,000 | $325,625 | $6,077 | 4.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $10,205,000 | $443,696 | $16,714 | 5.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 30 | $9,050,000 | $301,667 | $9,522 | 4.34% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $8,065,000 | $537,667 | $9,028 | 4.50% |
| ABILENE, TX (FHA|USDA|VA) | 40 | $7,830,000 | $195,750 | $7,098 | 4.89% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 31 | $7,715,000 | $248,871 | $8,946 | 5.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $7,510,000 | $208,611 | $11,509 | 4.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 31 | $7,245,000 | $233,710 | $16,576 | 5.03% |
| Hutchinson, KS (FHA|USDA|VA) | 47 | $7,175,000 | $152,660 | $5,176 | 5.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 26 | $7,110,000 | $273,462 | $19,670 | 4.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 28 | $6,730,000 | $240,357 | $8,142 | 4.87% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 36 | $6,510,000 | $180,833 | $8,390 | 4.86% |
| PANAMA CITY, FL (FHA|USDA|VA) | 16 | $5,200,000 | $325,000 | $8,761 | 5.15% |
| VALDOSTA, GA (FHA|USDA|VA) | 25 | $5,185,000 | $207,400 | $8,222 | 4.56% |
| RAPID CITY, SD (FHA|USDA|VA) | 19 | $5,115,000 | $269,211 | $9,219 | 4.89% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $4,880,000 | $244,000 | $10,371 | 5.13% |
| McAlester, OK (FHA|USDA|VA) | 28 | $4,810,000 | $171,786 | $7,242 | 4.91% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 22 | $4,620,000 | $210,000 | $13,077 | 5.39% |
| Brownwood, TX (FHA|USDA|VA) | 21 | $4,435,000 | $211,190 | $8,387 | 5.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $10,411 | 4.87% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,300,000 | $215,000 | $10,361 | 4.94% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $0 | 4.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 21 | $3,715,000 | $176,905 | $0 | 4.55% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,675,000 | $408,333 | $13,341 | 4.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $10,931 | 4.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $12,643 | 5.34% |
| Durango, CO (FHA|USDA|VA) | 8 | $3,360,000 | $420,000 | $0 | 5.00% |
| Bartlesville, OK (FHA|USDA|VA) | 21 | $3,355,000 | $159,762 | $9,170 | 5.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $10,528 | 4.64% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $0 | 4.85% |
| Tahlequah, OK (FHA|USDA|VA) | 19 | $3,105,000 | $163,421 | $8,902 | 5.02% |
| BEND, OR (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $0 | 3.58% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $0 | 4.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $2,885,000 | $221,923 | $0 | 4.62% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $7,378 | 4.88% |
| OCALA, FL (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $7,417 | 4.61% |
| RENO, NV (FHA|USDA|VA) | 3 | $2,795,000 | $931,667 | $3,727 | 7.12% |
| Vicksburg, MS (FHA|USDA|VA) | 17 | $2,775,000 | $163,235 | $7,202 | 4.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $9,903 | 4.17% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $2,745,000 | $211,154 | $11,378 | 5.36% |
| FRESNO, CA (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $0 | 4.54% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 17 | $2,695,000 | $158,529 | $5,367 | 5.64% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $9,248 | 5.06% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $2,620,000 | $262,000 | $9,589 | 5.10% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $2,520,000 | $210,000 | $0 | 4.16% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $0 | 4.49% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $0 | 3.43% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $7,770 | 5.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $10,481 | 5.37% |
| MUNCIE, IN (FHA|USDA|VA) | 15 | $2,075,000 | $138,333 | $7,274 | 5.08% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $0 | 4.45% |
| Winfield, KS (FHA|USDA|VA) | 16 | $2,040,000 | $127,500 | $6,139 | 4.99% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $8,708 | 5.11% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $10,404 | 4.66% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $14,051 | 4.05% |
| Muskogee, OK (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $7,308 | 4.99% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $0 | 5.16% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $8,171 | 5.62% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $0 | 4.89% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $8,109 | 4.14% |
| REDDING, CA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,984 | 4.01% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $0 | 5.17% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $0 | 4.19% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $0 | 3.74% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $8,741 | 3.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $7,235 | 4.89% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $0 | 5.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $10,411 | 4.56% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $9,647 | 4.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $0 | 6.33% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $8,436 | 5.52% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,623 | 6.22% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $11,910 | 4.59% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $0 | 5.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $9,994 | 4.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $6,966 | 5.21% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,328 | 5.74% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $0 | 4.14% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $14,357 | 5.58% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $6,004 | 5.70% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 4.43% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $0 | 4.07% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $0 | 5.49% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,515 | 5.64% |
| Branson, MO (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $9,584 | 5.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $0 | 5.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $0 | 4.57% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,574 | 5.33% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $8,985 | 5.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $9,334 | 5.46% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $0 | 3.38% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $9,788 | 4.65% |
| Key West, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $0 | 6.18% |
| Payson, AZ (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $0 | 3.98% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,729 | 4.03% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,364 | 5.34% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $0 | 3.91% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 3.87% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,369 | 5.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $9,318 | 6.12% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $0 | 6.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,944 | 5.34% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,597 | 5.35% |
| MADERA, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 4.80% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 4.48% |
| Ponca City, OK (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $7,941 | 6.14% |
| Coffeyville, KS (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $6,078 | 5.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,022 | 4.04% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,282 | 4.03% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,369 | 3.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $21,753 | 4.24% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,046 | 5.75% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,790 | 4.75% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,881 | 3.60% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $0 | 4.92% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 4.11% |
| Rockport, TX (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $21,576 | 6.63% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,185 | 5.81% |
| Shelton, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $0 | 6.41% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 3.55% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,251 | 4.72% |
| Emporia, KS (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,372 | 4.50% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 5.19% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,482 | 5.72% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $6,084 | 4.83% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 10.24% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,296 | 6.00% |
| ENID, OK (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,880 | 4.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,219 | 3.63% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,939 | 4.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 4.92% |
| MERCED, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,297 | 5.56% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 5.36% |
| Meridian, MS (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,234 | 4.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,492 | 5.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 6.74% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 4.80% |
| TYLER, TX (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,299 | 5.69% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 3.84% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $14,368 | 4.21% |
| New Castle, IN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,589 | 5.37% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 4.98% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 5.46% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,778 | 4.71% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,589 | 5.66% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,084 | 5.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 5.63% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,908 | 6.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,208 | 5.50% |
| WACO, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 3.91% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,702 | 4.71% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 5.36% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 3.76% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,973 | 5.50% |
| Paris, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,573 | 5.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 6.88% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 4.01% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,834 | 4.07% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,628 | 6.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,753 | 5.49% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 3.91% |
| Outside of Metro Areas | 2 | $480,000 | $240,000 | $0 | 5.05% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,518 | 4.08% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,211 | 4.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,029 | 4.44% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 2.66% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $24,653 | 5.13% |
| Madison, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,185 | 4.33% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,681 | 5.13% |
| Prineville, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 4.70% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 5.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,115 | 4.48% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 4.80% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,630 | 5.69% |
| Salina, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,054 | 5.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 2.58% |
| Centralia, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.43% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 3.43% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,873 | 3.13% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,510 | 6.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,431 | 5.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.48% |
| Connersville, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,498 | 6.19% |
| Durant, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,504 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,177 | 5.06% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,374 | 5.88% |
| Bonham, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,172 | 5.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,114 | 5.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 3.59% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.14% |
| Fallon, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.46% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.44% |
| McComb, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,769 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.70% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,416 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,314 | 7.15% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 2.86% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.59% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,320 | 3.03% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,881 | 5.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,144 | 4.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,800 | 4.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,193 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 4.31% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.86% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.75% |
| Moscow, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.40% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,167 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,935 | 6.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,166 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,357 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.10% |
| Lake City, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.48% |
| Corinth, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,890 | 3.25% |
| Snyder, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,317 | 4.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.90% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,202 | 5.75% |
| Crossville, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.82% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,462 | 3.00% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,592 | 4.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 4.98% |
| DOVER, DE (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.05% |
| Adrian, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,875 | 4.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,770 | 4.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,091 | 5.51% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.32% |
| Sonora, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.57% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,472 | 6.13% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,858 | 5.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.32% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,179 | 5.99% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,097 | 6.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.21% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,758 | 3.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.04% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.62% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,001 | 5.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.36% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,492 | 6.69% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,367 | 5.69% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,066 | 4.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,910 | 5.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.68% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.57% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.25% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,485 | 4.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.21% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,978 | 5.49% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.06% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.44% |
| Washington, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.07% |
| DALTON, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.21% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.80% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.54% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,036 | 5.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,444 | 7.13% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.91% |
| Miami, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,635 | 4.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,386 | 5.99% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.71% |
| McPherson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,003 | 6.00% |
| Burley, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.30% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.30% |
| Starkville, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,265 | 7.13% |
| Astoria, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.62% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,709 | 5.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.54% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.71% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.10% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.23% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $475 | 3.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,463 | 5.99% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.46% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.07% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.74% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.18% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,893 | 5.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,430 | 3.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.19% |
| Elk City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,188 | 5.99% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.65% |
| Garden City, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.24% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.64% |
| Palatka, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.32% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.55% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.57% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.86% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.53% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,517 | 4.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.64% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.36% |
| Logansport, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,031 | 4.50% |
| Marshall, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,939 | 5.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.52% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,453 | 7.49% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.54% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.11% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.36% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.63% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,478 | 3.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.38% |
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Product Mix
For 2022, Open Mortgage's most frequently originated type of loan was FHA, with 1,782 originations. Their 2nd most popular type was Conventional, with 1,178 originations.
Loan Reason
For 2022, Open Mortgage's most frequently cited loan purpose was Home Purchase, with 2,377 originations. The 2nd most popular reason was Refi, with 1,181 originations.
Loan Duration/Length
For 2022, Open Mortgage's most frequently cited loan duration was 30 Year, with 2,656 originations. The 2nd most popular length was Other, with 1,896 originations.
Origination Fees/Closing Costs
Open Mortgage's average total fees were $8,185, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 645 originations.
Interest Rates
During 2022, Open Mortgage's average interest rate for loans was 5.07%, while their most frequently originated rate bucket for loans was 5-6%, with 1,373 originations.
Loan Sizing
2022 saw Open Mortgage place emphasis on $200k-400k loans with 1,986 originations, totaling $551,860,000 in origination value.
Applicant Income
Open Mortgage lent most frequently to those with incomes in the $50k or less range, with 2,258 originations. The second most popular income band? $50k-75k, with 944 originations.
Applicant Debt to Income Ratio
Open Mortgage lent most frequently to those with DTI ratios of 30-36%, with 419 originations. The next most common DTI ratio? 50-60%, with 357 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.28%
Open Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination61.52%
Open Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,626 | $1,221,680,000 | $264,090 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,626 | $1,221,680,000 | $264,090 |