Open Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300CR5XDK0TP7I727
Tax ID: 83-0345906
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Mortgage Data
Review & Overview
Open Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Open Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Dallas, San Diego, Tampa, and Riverside among others. We have data for 374 markets. (Some data included below & more in-depth data is available with an active subscription.)Open Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Open Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 12/16/24 |
| 30 Year Conventional Refi | 6.69% | 12/16/24 |
| 30 Year Cash-out Refi | 6.92% | 12/16/24 |
| 30 Year FHA Purchase | 7.61% | 12/16/24 |
| 30 Year FHA Refi | 7.34% | 12/16/24 |
| 30 Year VA Purchase | 6.48% | 12/16/24 |
| 30 Year VA Refi | 5.55% | 12/16/24 |
| 30 Year USDA Purchase | 7.04% | 12/16/24 |
| 15 Year Conventional Purchase | 6.25% | 12/16/24 |
| 15 Year Conventional Refi | 6.09% | 12/16/24 |
| 15 Year Cash-out Refi | 6.09% | 12/16/24 |
| 15 Year FHA Purchase | 7.28% | 12/16/24 |
| 15 Year FHA Refi | 7.74% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Open Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,473Origination Dollar Volume (All Markets)
$1,893,215,000Awards
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OPEN MORTGAGE - 2021
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 444 | $189,210,000 | $426,149 | $7,187 | 2.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 424 | $104,010,000 | $245,307 | $6,392 | 3.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 228 | $95,510,000 | $418,904 | $5,518 | 2.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 332 | $83,240,000 | $250,723 | $5,727 | 3.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 262 | $83,220,000 | $317,634 | $6,864 | 2.70% |
| JACKSON, MS (FHA|USDA|VA) | 391 | $76,745,000 | $196,279 | $5,894 | 3.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 123 | $63,935,000 | $519,797 | $6,825 | 3.06% |
| WICHITA, KS (FHA|USDA|VA) | 369 | $62,965,000 | $170,637 | $4,379 | 3.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 259 | $60,895,000 | $235,116 | $5,012 | 3.08% |
| Outside of Metro Areas | 324 | $55,510,000 | $171,327 | $5,599 | 3.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 74 | $55,060,000 | $744,054 | $8,529 | 4.01% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 281 | $54,515,000 | $194,004 | $6,306 | 3.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 207 | $48,585,000 | $234,710 | $4,613 | 2.67% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 109 | $36,115,000 | $331,330 | $7,847 | 2.66% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 153 | $34,695,000 | $226,765 | $6,313 | 3.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 111 | $33,805,000 | $304,550 | $3,763 | 2.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 112 | $28,690,000 | $256,161 | $6,575 | 3.01% |
| RAPID CITY, SD (FHA|USDA|VA) | 117 | $27,495,000 | $235,000 | $5,190 | 2.77% |
| TULSA, OK (FHA|USDA|VA) | 134 | $26,720,000 | $199,403 | $6,304 | 3.09% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 80 | $25,280,000 | $316,000 | $5,160 | 2.57% |
| Gillette, WY (FHA|USDA|VA) | 108 | $24,880,000 | $230,370 | $5,528 | 2.84% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 100 | $23,490,000 | $234,900 | $6,823 | 2.55% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 129 | $19,575,000 | $151,744 | $4,431 | 3.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 46 | $18,610,000 | $404,565 | $10,425 | 2.59% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 72 | $18,210,000 | $252,917 | $5,678 | 3.03% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 107 | $16,875,000 | $157,710 | $5,738 | 3.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 59 | $16,785,000 | $284,492 | $5,486 | 2.59% |
| Riverton, WY (FHA|USDA|VA) | 75 | $15,925,000 | $212,333 | $4,467 | 2.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 65 | $15,045,000 | $231,462 | $6,171 | 2.84% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 33 | $14,815,000 | $448,939 | $6,961 | 2.64% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 50 | $14,740,000 | $294,800 | $6,324 | 2.73% |
| VALDOSTA, GA (FHA|USDA|VA) | 72 | $13,870,000 | $192,639 | $6,231 | 3.01% |
| ABILENE, TX (FHA|USDA|VA) | 68 | $12,610,000 | $185,441 | $6,559 | 3.07% |
| Hutchinson, KS (FHA|USDA|VA) | 67 | $9,885,000 | $147,537 | $4,080 | 3.11% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 54 | $9,860,000 | $182,593 | $6,014 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 31 | $9,835,000 | $317,258 | $7,209 | 2.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 46 | $9,410,000 | $204,565 | $9,030 | 2.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 47 | $9,175,000 | $195,213 | $6,966 | 2.99% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 17 | $8,315,000 | $489,118 | $2,847 | 3.75% |
| STOCKTON, CA (FHA|USDA|VA) | 28 | $8,230,000 | $293,929 | $9,794 | 2.50% |
| CASPER, WY (FHA|USDA|VA) | 42 | $8,210,000 | $195,476 | $4,401 | 2.68% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 42 | $8,040,000 | $191,429 | $5,984 | 3.17% |
| BOISE CITY, ID (FHA|USDA|VA) | 34 | $8,010,000 | $235,588 | $5,535 | 2.79% |
| CHEYENNE, WY (FHA|USDA|VA) | 25 | $7,515,000 | $300,600 | $4,747 | 2.69% |
| VALLEJO, CA (FHA|USDA|VA) | 18 | $6,800,000 | $377,778 | $5,419 | 2.77% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 31 | $6,685,000 | $215,645 | $4,929 | 2.91% |
| Sheridan, WY (FHA|USDA|VA) | 19 | $6,295,000 | $331,316 | $5,556 | 2.72% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 37 | $5,985,000 | $161,757 | $4,945 | 2.70% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 31 | $5,785,000 | $186,613 | $5,188 | 2.59% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $5,545,000 | $221,800 | $5,760 | 2.93% |
| McAlester, OK (FHA|USDA|VA) | 37 | $5,505,000 | $148,784 | $5,058 | 3.09% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $5,490,000 | $228,750 | $4,061 | 2.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 22 | $5,110,000 | $232,273 | $0 | 2.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $4,635,000 | $243,947 | $6,937 | 2.98% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 32 | $4,480,000 | $140,000 | $4,009 | 2.93% |
| Brownwood, TX (FHA|USDA|VA) | 20 | $4,480,000 | $224,000 | $5,842 | 3.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 22 | $4,450,000 | $202,273 | $1,825 | 2.57% |
| FRESNO, CA (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $6,581 | 2.51% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 19 | $4,155,000 | $218,684 | $4,122 | 2.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $1,925 | 2.62% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $3,940,000 | $328,333 | $0 | 2.49% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $3,865,000 | $227,353 | $4,906 | 2.72% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $7,074 | 2.40% |
| Tahlequah, OK (FHA|USDA|VA) | 19 | $3,855,000 | $202,895 | $8,461 | 2.87% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 23 | $3,855,000 | $167,609 | $7,597 | 2.82% |
| SALINAS, CA (FHA|USDA|VA) | 8 | $3,710,000 | $463,750 | $2,588 | 2.95% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $3,585,000 | $210,882 | $3,089 | 2.69% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $4,579 | 2.63% |
| BILLINGS, MT (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $8,575 | 2.65% |
| BEND, OR (FHA|USDA|VA) | 12 | $3,360,000 | $280,000 | $3,724 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $22,610 | 2.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $3,245,000 | $190,882 | $6,270 | 3.02% |
| MUNCIE, IN (FHA|USDA|VA) | 20 | $3,190,000 | $159,500 | $4,146 | 3.09% |
| Vicksburg, MS (FHA|USDA|VA) | 19 | $3,185,000 | $167,632 | $6,051 | 3.02% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $4,777 | 2.53% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $0 | 2.74% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $7,345 | 2.48% |
| IOWA CITY, IA (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $6,307 | 3.38% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $3,024 | 2.85% |
| Durango, CO (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $0 | 2.53% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $3,957 | 2.68% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $6,666 | 2.53% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $6,324 | 2.91% |
| Mount Airy, NC (FHA|USDA|VA) | 20 | $2,470,000 | $123,500 | $4,344 | 3.06% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $0 | 2.49% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $2,576 | 2.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $1,795 | 2.57% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $2,005,000 | $668,333 | $0 | 5.44% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,273 | 2.43% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $6,893 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $5,600 | 2.90% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,630 | 2.74% |
| Muskogee, OK (FHA|USDA|VA) | 11 | $1,855,000 | $168,636 | $6,566 | 3.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $6,243 | 3.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $0 | 2.40% |
| REDDING, CA (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $6,311 | 2.74% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $6,651 | 2.92% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $12,698 | 2.95% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $0 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $3,795 | 2.68% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $5,442 | 3.16% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,747 | 2.85% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,506 | 2.66% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $1,660,000 | $138,333 | $2,120 | 2.56% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $6,975 | 2.89% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $4,545 | 2.73% |
| New Castle, IN (FHA|USDA|VA) | 12 | $1,580,000 | $131,667 | $3,655 | 2.97% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $3,561 | 2.46% |
| ENID, OK (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $4,316 | 2.97% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,820 | 2.71% |
| Spearfish, SD (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $8,716 | 2.72% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $4,991 | 2.59% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,254 | 2.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $11,390 | 2.85% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $0 | 1.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $4,909 | 3.06% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $0 | 3.72% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $4,961 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $1,282 | 2.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $0 | 2.26% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $6,818 | 2.41% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,920 | 2.42% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $6,137 | 2.52% |
| Winfield, KS (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $4,867 | 3.14% |
| NAPA, CA (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $0 | 5.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $7,528 | 3.25% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $0 | 2.16% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,429 | 2.90% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,058 | 2.53% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $4,465 | 2.96% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $7,137 | 3.08% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,437 | 3.98% |
| Ponca City, OK (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,689 | 3.12% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $0 | 2.43% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,238 | 3.09% |
| Bartlesville, OK (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $4,905 | 3.24% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $11,014 | 2.69% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,669 | 3.63% |
| Outside of Metro Areas | 4 | $950,000 | $237,500 | $0 | 2.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $0 | 2.52% |
| Bonham, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $7,487 | 2.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,449 | 2.79% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $6,077 | 2.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,330 | 2.86% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,930 | 3.31% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $0 | 2.57% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,350 | 3.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,366 | 3.06% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,632 | 3.34% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,811 | 3.15% |
| Granbury, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,876 | 2.56% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,701 | 2.59% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $0 | 2.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,439 | 3.29% |
| Brookhaven, MS (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,729 | 3.28% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,496 | 2.41% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,626 | 2.62% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $0 | 2.13% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 2.60% |
| Natchitoches, LA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,851 | 3.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,603 | 2.66% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $1,745 | 2.54% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $5,539 | 2.76% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 3.39% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,252 | 2.42% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,797 | 3.10% |
| Muscatine, IA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,301 | 3.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 2.45% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $12,469 | 3.44% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,374 | 2.83% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,003 | 2.53% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,777 | 3.00% |
| Meridian, MS (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,423 | 3.22% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,464 | 2.92% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,573 | 2.87% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,041 | 2.77% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 2.80% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 2.56% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,812 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,343 | 2.31% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 2.97% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 2.11% |
| Shelton, WA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 2.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 2.29% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 2.47% |
| McPherson, KS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,829 | 3.21% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,659 | 3.22% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 2.78% |
| MADERA, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 2.41% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,852 | 2.74% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $1,946 | 2.51% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,515 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 2.57% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 2.85% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,928 | 2.66% |
| Sweetwater, TX (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $5,763 | 3.18% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,821 | 3.04% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,682 | 2.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,231 | 3.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,567 | 2.86% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,681 | 3.22% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,385 | 3.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,542 | 2.99% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 3.06% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 2.06% |
| Payson, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 2.42% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $21,032 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 1.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 2.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,374 | 2.59% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,232 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,140 | 2.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,070 | 3.24% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 2.89% |
| Centralia, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 2.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,080 | 2.35% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 2.61% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 2.08% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 2.60% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $11,778 | 2.66% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,197 | 2.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 2.93% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,177 | 3.21% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 2.70% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 2.70% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.81% |
| WACO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,180 | 2.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.21% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,752 | 2.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 2.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,441 | 2.93% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $888 | 2.72% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $8,918 | 2.72% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,691 | 2.75% |
| Helena, MT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,152 | 2.88% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,901 | 2.94% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 2.24% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,426 | 2.69% |
| Palatka, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,674 | 2.94% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,412 | 3.88% |
| Richmond, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,688 | 2.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,657 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,994 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 2.33% |
| Hays, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,022 | 3.38% |
| Marion, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,864 | 3.63% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,047 | 3.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,250 | 3.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 2.66% |
| READING, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,375 | 2.77% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 2.47% |
| CHICO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 2.34% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,360 | 2.75% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,673 | 3.56% |
| Atchison, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,380 | 3.25% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,260 | 2.99% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 2.45% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,311 | 3.06% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,074 | 3.25% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,849 | 3.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,981 | 2.88% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.43% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.71% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,780 | 3.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 2.57% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,027 | 2.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,306 | 3.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.52% |
| RACINE, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,296 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,742 | 3.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,586 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.67% |
| TYLER, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,423 | 2.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.04% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 2.71% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 2.86% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.08% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,901 | 3.63% |
| Grenada, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,185 | 3.88% |
| McComb, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,312 | 3.00% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 1.74% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.71% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,481 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 2.56% |
| Laurel, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,094 | 2.94% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,953 | 3.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.31% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,900 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,214 | 3.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 1.96% |
| Washington, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,843 | 3.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,919 | 3.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,178 | 2.99% |
| Russellville, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,144 | 3.31% |
| Easton, MD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.71% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,524 | 3.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.24% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,839 | 2.75% |
| Starkville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,672 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.00% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,566 | 2.62% |
| Pierre, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,001 | 3.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,523 | 2.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,762 | 2.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,055 | 2.49% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,819 | 2.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.30% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.96% |
| Woodward, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,112 | 2.56% |
| Laramie, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,772 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,267 | 2.99% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,114 | 2.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.32% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 1.79% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,543 | 3.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,595 | 2.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,046 | 3.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,848 | 3.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,270 | 3.25% |
| Borger, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,521 | 2.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.18% |
| Miami, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,566 | 3.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.05% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.45% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.47% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,747 | 2.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.80% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,122 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.71% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,599 | 4.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,554 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.30% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,369 | 3.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.02% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,895 | 2.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,727 | 3.13% |
| Crossville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.83% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,835 | 3.00% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,149 | 3.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,054 | 3.75% |
| Snyder, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,648 | 3.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,315 | 2.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,034 | 3.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,234 | 2.75% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,690 | 3.13% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,794 | 3.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.07% |
| DOVER, DE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.61% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,661 | 2.63% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,311 | 2.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.45% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,354 | 3.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,297 | 2.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,720 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,649 | 2.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.77% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,163 | 2.38% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.45% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,802 | 3.00% |
| Worthington, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 1.81% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.11% |
| Columbus, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,711 | 2.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,522 | 3.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,818 | 2.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.69% |
| Minden, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,617 | 3.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.83% |
| Oil City, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 1.97% |
Similar Lenders
We use machine learning to identify the top lenders compared against OPEN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
HNB National Bank
Similarity Rank: 65
Similarity Rank: 65
GOLDEN PLAINS
Similarity Rank: 136
Similarity Rank: 136
Los Angeles Federal Credit Union
Similarity Rank: 170
Similarity Rank: 170
Members Mortgage Services, L.L.C.
Similarity Rank: 220
Similarity Rank: 220
SKYWARD
Similarity Rank: 240
Similarity Rank: 240
PANHANDLE FEDERAL CREDIT UNION
Similarity Rank: 264
Similarity Rank: 264
MORTGAGE CLEARING CORPORATION
Similarity Rank: 280
Similarity Rank: 280
RED CROWN
Similarity Rank: 360
Similarity Rank: 360
Central National Bank
Similarity Rank: 363
Similarity Rank: 363
FIRST COMMERCE CREDIT UNION
Similarity Rank: 399
Similarity Rank: 399
Product Mix
For 2021, Open Mortgage's most frequently originated type of loan was Conventional, with 2,684 originations. Their 2nd most popular type was FHA, with 2,257 originations.
Loan Reason
For 2021, Open Mortgage's most frequently cited loan purpose was Home Purchase, with 3,158 originations. The 2nd most popular reason was Refi, with 3,024 originations.
Loan Duration/Length
For 2021, Open Mortgage's most frequently cited loan duration was 30 Year, with 4,591 originations. The 2nd most popular length was Other, with 2,460 originations.
Origination Fees/Closing Costs
Open Mortgage's average total fees were $5,839, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,214 originations.
Interest Rates
During 2021, Open Mortgage's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,090 originations.
Loan Sizing
2021 saw Open Mortgage place emphasis on $200k-400k loans with 3,111 originations, totaling $866,045,000 in origination value.
Applicant Income
Open Mortgage lent most frequently to those with incomes in the $50k or less range, with 3,496 originations. The second most popular income band? $50k-75k, with 1,633 originations.
Applicant Debt to Income Ratio
Open Mortgage lent most frequently to those with DTI ratios of 30-36%, with 910 originations. The next most common DTI ratio? 20-30%, with 871 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.11%
Open Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.39%
Open Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,473 | $1,893,215,000 | $253,341 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,473 | $1,893,215,000 | $253,341 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| OPEN MORTGAGE LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 66.7% |
| OPEN MORTGAGE LLC | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |