Stifel Bank And Trust Mortgage Rates, Fees & Info

Saint Louis, MO

LEI: CKVBED0S4DMLKJJ5XH28

Tax ID: 43-1950333

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Bank Data

Review & Overview

Stifel Bank And Trust is a mid-sized bank specializing in Refi and Home Purchase loans. Stifel Bank And Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, New York, Los Angeles, San Francisco, and Miami among others. We have data for 439 markets. (Some data included below & more in-depth data is available with an active subscription.)

Stifel Bank And Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Stifel Bank And Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.37% 3/27/24
30 Year Conventional Purchase 5.91% 3/27/24
30 Year Conventional Refi 5.89% 3/27/24
30 Year Cash-out Refi 5.93% 3/27/24
30 Year FHA Purchase 6.87% 3/27/24
30 Year FHA Refi 6.27% 3/27/24
30 Year VA Purchase 6.04% 3/27/24
30 Year VA Refi 5.92% 3/27/24
30 Year USDA Purchase 6.39% 3/27/24
15 Year Conventional Purchase 5.02% 3/27/24
15 Year Conventional Refi 5.17% 3/27/24
15 Year Cash-out Refi 5.17% 3/27/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Stifel Bank And Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Stifel Bank And Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,620

Origination Dollar Volume (All Markets)

$4,189,420,000

Employee count

212 Show all (159) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 3,766 $1,117,150,000 $296,641 $2,135 2.99%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 500 $349,260,000 $698,520 $4,327 2.90%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 273 $229,725,000 $841,484 $3,528 2.92%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 159 $138,185,000 $869,088 $3,604 2.86%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 122 $100,570,000 $824,344 $4,781 2.85%
Outside of Metro Areas 201 $80,415,000 $400,075 $2,792 2.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 152 $77,000,000 $506,579 $2,403 2.90%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 121 $72,085,000 $595,744 $3,310 2.93%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 140 $70,900,000 $506,429 $3,092 2.93%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 163 $66,115,000 $405,613 $2,930 2.94%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 144 $65,800,000 $456,944 $4,018 3.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 125 $65,495,000 $523,960 $3,007 2.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 100 $59,800,000 $598,000 $3,127 2.90%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 93 $51,625,000 $555,108 $3,091 2.96%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 115 $47,265,000 $411,000 $3,257 2.97%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 141 $44,815,000 $317,837 $3,688 2.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 119 $40,675,000 $341,807 $2,173 3.16%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 99 $40,025,000 $404,293 $4,064 3.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 83 $39,145,000 $471,627 $3,235 2.94%
KANSAS CITY, MO-KS (FHA|USDA|VA) 181 $36,005,000 $198,923 $2,072 3.64%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 60 $35,600,000 $593,333 $4,865 2.97%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 92 $34,000,000 $369,565 $2,754 2.94%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 40 $33,340,000 $833,500 $4,166 2.90%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 38 $29,860,000 $785,789 $3,184 2.95%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 64 $29,060,000 $454,063 $2,598 2.96%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 42 $29,040,000 $691,429 $5,308 2.76%
COLUMBUS, GA-AL (FHA|USDA|VA) 95 $27,105,000 $285,316 $3,359 3.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 23 $26,545,000 $1,154,130 $3,136 2.83%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 44 $26,490,000 $602,045 $2,886 2.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 49 $22,425,000 $457,653 $4,251 3.03%
RALEIGH-CARY, NC (FHA|USDA|VA) 60 $22,180,000 $369,667 $2,648 2.88%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 51 $21,755,000 $426,569 $2,757 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 125 $21,175,000 $169,400 $2,973 3.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 35 $20,895,000 $597,000 $2,918 3.03%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 51 $20,345,000 $398,922 $4,098 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 33 $19,765,000 $598,939 $3,766 2.94%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 110 $19,720,000 $179,273 $3,026 3.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 38 $18,360,000 $483,158 $2,890 2.87%
Bozeman, MT (FHA|USDA|VA) 47 $17,915,000 $381,170 $2,921 2.90%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $17,830,000 $685,769 $5,387 2.94%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 48 $17,550,000 $365,625 $2,529 2.96%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 47 $17,425,000 $370,745 $3,171 3.19%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 35 $17,255,000 $493,000 $2,732 3.07%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 49 $16,695,000 $340,714 $3,300 2.97%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 52 $14,750,000 $283,654 $2,498 3.14%
PITTSBURGH, PA (FHA|USDA|VA) 40 $14,660,000 $366,500 $3,998 2.87%
RENO, NV (FHA|USDA|VA) 27 $14,485,000 $536,481 $3,661 2.79%
Heber, UT (FHA|USDA|VA) 12 $14,480,000 $1,206,667 $4,116 2.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 29 $12,335,000 $425,345 $3,646 2.79%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 35 $11,595,000 $331,286 $1,990 2.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $11,430,000 $317,500 $3,002 2.99%
OKLAHOMA CITY, OK (FHA|USDA|VA) 38 $10,790,000 $283,947 $3,639 3.50%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 15 $10,535,000 $702,333 $4,572 3.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 19 $10,375,000 $546,053 $3,291 2.76%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $10,295,000 $605,588 $4,509 2.93%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $10,205,000 $537,105 $5,662 2.81%
COLUMBUS, OH (FHA|USDA|VA) 34 $10,170,000 $299,118 $2,597 3.02%
Glenwood Springs, CO (FHA|USDA|VA) 21 $10,095,000 $480,714 $2,530 2.97%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 72 $9,830,000 $136,528 $2,583 3.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 31 $9,775,000 $315,323 $3,386 2.89%
URBAN HONOLULU, HI (FHA|USDA|VA) 16 $9,500,000 $593,750 $4,965 2.76%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $9,500,000 $791,667 $4,975 2.74%
WILMINGTON, NC (FHA|USDA|VA) 23 $9,465,000 $411,522 $2,766 3.03%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 33 $9,365,000 $283,788 $2,996 2.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 88 $9,250,000 $105,114 $2,947 3.91%
Edwards, CO (FHA|USDA|VA) 11 $9,235,000 $839,545 $3,262 2.72%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 37 $9,235,000 $249,595 $3,409 3.23%
BOISE CITY, ID (FHA|USDA|VA) 27 $8,905,000 $329,815 $3,051 3.16%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 22 $8,790,000 $399,545 $2,558 2.94%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $8,295,000 $395,000 $2,472 3.01%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $8,090,000 $337,083 $3,259 3.15%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 26 $8,020,000 $308,462 $2,894 2.96%
SALEM, OR (FHA|USDA|VA) 25 $7,875,000 $315,000 $3,906 3.08%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 21 $7,725,000 $367,857 $3,642 2.96%
SALISBURY, MD-DE (FHA|USDA|VA) 20 $7,380,000 $369,000 $2,828 2.99%
BEND, OR (FHA|USDA|VA) 15 $7,255,000 $483,667 $3,754 2.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $7,230,000 $451,875 $3,768 3.09%
CHICO, CA (FHA|USDA|VA) 18 $7,210,000 $400,556 $2,295 3.08%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 20 $6,720,000 $336,000 $3,326 2.96%
OCEAN CITY, NJ (FHA|USDA|VA) 14 $6,470,000 $462,143 $3,587 2.79%
Vineyard Haven, MA (FHA|USDA|VA) 4 $6,440,000 $1,610,000 $5,314 2.63%
Sheridan, WY (FHA|USDA|VA) 27 $6,345,000 $235,000 $2,144 2.92%
Jackson, WY-ID (FHA|USDA|VA) 5 $6,265,000 $1,253,000 $5,281 2.73%
REDDING, CA (FHA|USDA|VA) 24 $6,200,000 $258,333 $3,100 3.12%
MONTGOMERY, AL (FHA|USDA|VA) 29 $5,835,000 $201,207 $2,728 3.54%
SALT LAKE CITY, UT (FHA|USDA|VA) 17 $5,755,000 $338,529 $2,300 3.11%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $5,570,000 $557,000 $3,587 2.96%
ANN ARBOR, MI (FHA|USDA|VA) 13 $5,565,000 $428,077 $2,593 3.06%
BOULDER, CO (FHA|USDA|VA) 10 $5,470,000 $547,000 $2,512 2.94%
BRUNSWICK, GA (FHA|USDA|VA) 6 $5,450,000 $908,333 $5,250 2.85%
COLUMBIA, MO (FHA|USDA|VA) 18 $5,430,000 $301,667 $1,684 2.99%
SANTA FE, NM (FHA|USDA|VA) 10 $5,390,000 $539,000 $3,501 3.01%
TULSA, OK (FHA|USDA|VA) 22 $5,300,000 $240,909 $4,046 3.26%
SAVANNAH, GA (FHA|USDA|VA) 21 $5,295,000 $252,143 $2,677 3.04%
Milledgeville, GA (FHA|USDA|VA) 20 $5,290,000 $264,500 $2,499 2.98%
FORT COLLINS, CO (FHA|USDA|VA) 12 $5,230,000 $435,833 $3,117 2.93%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $5,165,000 $344,333 $2,529 2.94%
Breckenridge, CO (FHA|USDA|VA) 6 $5,140,000 $856,667 $3,394 2.85%
ROCHESTER, NY (FHA|USDA|VA) 18 $5,000,000 $277,778 $3,092 2.95%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $4,975,000 $331,667 $3,000 2.89%
Torrington, CT (FHA|USDA|VA) 9 $4,955,000 $550,556 $5,253 2.57%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $4,930,000 $493,000 $3,166 2.99%
SALINAS, CA (FHA|USDA|VA) 9 $4,915,000 $546,111 $3,545 3.03%
MADISON, WI (FHA|USDA|VA) 12 $4,740,000 $395,000 $2,258 2.73%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $4,640,000 $1,160,000 $5,438 3.00%
ASHEVILLE, NC (FHA|USDA|VA) 15 $4,615,000 $307,667 $2,734 3.10%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $4,590,000 $327,857 $2,735 3.04%
LOUISVILLE, KY (FHA|USDA|VA) 18 $4,560,000 $253,333 $2,374 3.10%
RICHMOND, VA (FHA|USDA|VA) 19 $4,465,000 $235,000 $2,491 3.31%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $4,345,000 $395,000 $3,402 2.97%
FRESNO, CA (FHA|USDA|VA) 12 $4,340,000 $361,667 $2,380 3.00%
BISMARCK, ND (FHA|USDA|VA) 14 $4,300,000 $307,143 $2,351 3.13%
WENATCHEE, WA (FHA|USDA|VA) 9 $4,285,000 $476,111 $2,814 3.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 16 $4,280,000 $267,500 $2,148 2.91%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 15 $4,245,000 $283,000 $3,053 2.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $4,150,000 $345,833 $2,470 2.83%
TUCSON, AZ (FHA|USDA|VA) 18 $4,070,000 $226,111 $3,061 2.88%
Brevard, NC (FHA|USDA|VA) 13 $4,035,000 $310,385 $2,992 3.16%
MOBILE, AL (FHA|USDA|VA) 14 $3,770,000 $269,286 $2,467 3.06%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $3,745,000 $340,455 $2,831 3.05%
Hilo, HI (FHA|USDA|VA) 4 $3,710,000 $927,500 $4,147 2.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,570,000 $297,500 $2,614 2.93%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $3,540,000 $295,000 $2,772 2.99%
ROANOKE, VA (FHA|USDA|VA) 9 $3,535,000 $392,778 $2,762 2.93%
Meridian, MS (FHA|USDA|VA) 11 $3,535,000 $321,364 $3,330 2.95%
Truckee-Grass Valley, CA (FHA|USDA|VA) 12 $3,470,000 $289,167 $2,297 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $3,280,000 $410,000 $2,720 3.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $3,260,000 $232,857 $2,307 2.95%
FLINT, MI (FHA|USDA|VA) 6 $3,170,000 $528,333 $2,509 2.94%
EL PASO, TX (FHA|USDA|VA) 13 $3,135,000 $241,154 $3,689 2.85%
GAINESVILLE, FL (FHA|USDA|VA) 5 $3,045,000 $609,000 $4,057 2.95%
Traverse City, MI (FHA|USDA|VA) 7 $3,045,000 $435,000 $2,720 2.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $3,035,000 $433,571 $2,533 2.80%
Kalispell, MT (FHA|USDA|VA) 7 $3,015,000 $430,714 $2,783 3.11%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,985,000 $597,000 $3,203 2.83%
GREELEY, CO (FHA|USDA|VA) 10 $2,930,000 $293,000 $2,275 3.14%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $2,905,000 $193,667 $2,955 3.32%
Key West, FL (FHA|USDA|VA) 3 $2,805,000 $935,000 $3,474 2.83%
AKRON, OH (FHA|USDA|VA) 10 $2,780,000 $278,000 $2,898 3.20%
NAPA, CA (FHA|USDA|VA) 5 $2,615,000 $523,000 $2,392 3.05%
ST. GEORGE, UT (FHA|USDA|VA) 6 $2,580,000 $430,000 $2,599 3.04%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,515,000 $228,636 $2,638 3.16%
LANCASTER, PA (FHA|USDA|VA) 11 $2,485,000 $225,909 $3,330 2.73%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,470,000 $205,833 $2,095 2.99%
GLENS FALLS, NY (FHA|USDA|VA) 2 $2,410,000 $1,205,000 $4,580 2.69%
VALDOSTA, GA (FHA|USDA|VA) 9 $2,335,000 $259,444 $2,741 2.76%
MADERA, CA (FHA|USDA|VA) 3 $2,265,000 $755,000 $3,669 3.13%
VISALIA, CA (FHA|USDA|VA) 7 $2,255,000 $322,143 $3,100 2.82%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $2,225,000 $247,222 $2,427 3.01%
HUNTSVILLE, AL (FHA|USDA|VA) 7 $2,215,000 $316,429 $2,980 3.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $2,100,000 $350,000 $2,717 2.85%
LINCOLN, NE (FHA|USDA|VA) 5 $2,095,000 $419,000 $2,393 2.98%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $2,080,000 $346,667 $1,758 2.67%
MEDFORD, OR (FHA|USDA|VA) 8 $2,040,000 $255,000 $3,103 2.92%
Outside of Metro Areas 5 $2,015,000 $403,000 $3,112 2.95%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $2,010,000 $251,250 $2,551 2.95%
Hailey, ID (FHA|USDA|VA) 4 $1,960,000 $490,000 $4,184 2.84%
Alexander City, AL (FHA|USDA|VA) 5 $1,935,000 $387,000 $2,345 3.03%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,900,000 $316,667 $2,704 2.54%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $1,880,000 $313,333 $2,882 2.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,870,000 $311,667 $3,254 2.79%
JACKSON, MS (FHA|USDA|VA) 6 $1,870,000 $311,667 $3,281 2.96%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,840,000 $460,000 $2,949 2.78%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,835,000 $367,000 $2,027 3.30%
Ellensburg, WA (FHA|USDA|VA) 5 $1,815,000 $363,000 $2,837 2.95%
Brainerd, MN (FHA|USDA|VA) 6 $1,800,000 $300,000 $2,493 3.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $2,411 3.30%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,760,000 $293,333 $2,771 2.90%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,705,000 $341,000 $2,953 2.73%
Cullman, AL (FHA|USDA|VA) 2 $1,700,000 $850,000 $3,562 2.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,695,000 $339,000 $2,590 3.00%
Bennington, VT (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,385 3.05%
Kapaa, HI (FHA|USDA|VA) 2 $1,660,000 $830,000 $4,043 2.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 19 $1,655,000 $87,105 $1,299 4.31%
Concord, NH (FHA|USDA|VA) 5 $1,645,000 $329,000 $2,238 2.95%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,615,000 $230,714 $2,629 3.00%
Warsaw, IN (FHA|USDA|VA) 3 $1,615,000 $538,333 $2,125 2.83%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,771 3.03%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,097 2.80%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,560,000 $260,000 $2,271 3.08%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,889 3.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,540,000 $256,667 $3,290 3.10%
Farmington, MO (FHA|USDA|VA) 5 $1,525,000 $305,000 $2,363 2.68%
VALLEJO, CA (FHA|USDA|VA) 5 $1,525,000 $305,000 $3,130 2.78%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,525,000 $305,000 $2,548 2.53%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $1,510,000 $377,500 $2,548 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,495,000 $299,000 $2,388 3.35%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 8 $1,490,000 $186,250 $1,763 2.97%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,083 3.10%
WACO, TX (FHA|USDA|VA) 4 $1,420,000 $355,000 $3,344 3.03%
Whitewater, WI (FHA|USDA|VA) 3 $1,415,000 $471,667 $2,651 2.67%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,395,000 $279,000 $2,833 2.75%
PROVO-OREM, UT (FHA|USDA|VA) 5 $1,395,000 $279,000 $2,237 3.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,385,000 $461,667 $7,695 2.67%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,960 2.71%
MANKATO, MN (FHA|USDA|VA) 6 $1,380,000 $230,000 $2,341 3.21%
BILLINGS, MT (FHA|USDA|VA) 7 $1,375,000 $196,429 $2,749 3.02%
CASPER, WY (FHA|USDA|VA) 4 $1,340,000 $335,000 $1,931 2.53%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,833 2.88%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,047 3.17%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,734 2.91%
MODESTO, CA (FHA|USDA|VA) 5 $1,285,000 $257,000 $2,097 3.00%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,285,000 $183,571 $2,028 3.16%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $1,275,000 $425,000 $3,565 2.54%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,265,000 $421,667 $2,740 2.92%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,133 3.19%
Georgetown, SC (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $5,243 2.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $1,250,000 $208,333 $2,802 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 6 $1,230,000 $205,000 $2,338 3.15%
GREAT FALLS, MT (FHA|USDA|VA) 6 $1,210,000 $201,667 $2,817 2.92%
Morehead City, NC (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,122 2.92%
STOCKTON, CA (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,006 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,218 2.84%
Hudson, NY (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,699 2.75%
OCALA, FL (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,296 3.31%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,598 3.08%
Plymouth, IN (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $2,947 3.13%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,344 2.97%
TOLEDO, OH (FHA|USDA|VA) 2 $1,100,000 $550,000 $3,397 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $2,685 2.88%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,159 2.48%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,598 3.08%
Lebanon, NH-VT (FHA|USDA|VA) 5 $1,065,000 $213,000 $2,664 2.80%
Seneca, SC (FHA|USDA|VA) 2 $1,060,000 $530,000 $3,795 3.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,161 3.08%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,166 3.21%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,144 2.88%
Montrose, CO (FHA|USDA|VA) 2 $1,010,000 $505,000 $2,326 2.81%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $960,000 $240,000 $2,036 2.84%
Forest City, NC (FHA|USDA|VA) 2 $940,000 $470,000 $2,301 2.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $940,000 $470,000 $3,145 3.06%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $935,000 $187,000 $2,098 3.05%
Cullowhee, NC (FHA|USDA|VA) 3 $925,000 $308,333 $2,978 2.83%
Adrian, MI (FHA|USDA|VA) 2 $910,000 $455,000 $2,437 3.25%
LaGrange, GA-AL (FHA|USDA|VA) 4 $890,000 $222,500 $2,769 2.63%
CHEYENNE, WY (FHA|USDA|VA) 3 $865,000 $288,333 $2,572 3.29%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $850,000 $212,500 $2,661 2.72%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $845,000 $281,667 $2,296 2.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $845,000 $281,667 $1,771 2.79%
KINGSTON, NY (FHA|USDA|VA) 3 $835,000 $278,333 $3,494 3.00%
LUBBOCK, TX (FHA|USDA|VA) 2 $820,000 $410,000 $4,540 3.06%
Tupelo, MS (FHA|USDA|VA) 3 $815,000 $271,667 $2,246 3.04%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $810,000 $202,500 $1,971 3.22%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $805,000 $161,000 $1,960 3.23%
Grand Rapids, MN (FHA|USDA|VA) 2 $800,000 $400,000 $3,015 2.69%
PUEBLO, CO (FHA|USDA|VA) 3 $795,000 $265,000 $2,086 2.96%
WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $775,000 $155,000 $2,593 3.20%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $775,000 $258,333 $2,320 3.29%
MISSOULA, MT (FHA|USDA|VA) 2 $770,000 $385,000 $3,396 2.31%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $765,000 $255,000 $3,165 2.63%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $755,000 $251,667 $1,932 3.17%
POCATELLO, ID (FHA|USDA|VA) 2 $730,000 $365,000 $3,607 3.19%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $730,000 $365,000 $3,202 2.69%
PANAMA CITY, FL (FHA|USDA|VA) 3 $725,000 $241,667 $0 3.58%
ANCHORAGE, AK (FHA|USDA|VA) 2 $700,000 $350,000 $2,889 3.44%
ABILENE, TX (FHA|USDA|VA) 4 $690,000 $172,500 $2,476 3.03%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $690,000 $345,000 $1,765 2.75%
Branson, MO (FHA|USDA|VA) 2 $680,000 $340,000 $1,956 2.56%
Rutland, VT (FHA|USDA|VA) 4 $680,000 $170,000 $2,443 3.09%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $660,000 $330,000 $3,553 3.44%
FORT WAYNE, IN (FHA|USDA|VA) 3 $655,000 $218,333 $1,839 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $640,000 $320,000 $2,312 3.38%
Dickinson, ND (FHA|USDA|VA) 2 $640,000 $320,000 $2,636 3.19%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $640,000 $320,000 $14,598 2.75%
RAPID CITY, SD (FHA|USDA|VA) 2 $630,000 $315,000 $2,073 3.31%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $625,000 $208,333 $2,531 3.42%
LAWRENCE, KS (FHA|USDA|VA) 1 $625,000 $625,000 $2,668 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $620,000 $310,000 $2,097 2.63%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $620,000 $310,000 $3,139 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $620,000 $310,000 $2,354 2.69%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $610,000 $305,000 $3,398 3.31%
New Ulm, MN (FHA|USDA|VA) 2 $610,000 $305,000 $2,775 3.06%
LAWTON, OK (FHA|USDA|VA) 2 $600,000 $300,000 $5,859 3.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $585,000 $195,000 $2,288 3.33%
UTICA-ROME, NY (FHA|USDA|VA) 2 $580,000 $290,000 $2,835 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $575,000 $191,667 $2,927 3.33%
MANHATTAN, KS (FHA|USDA|VA) 2 $570,000 $285,000 $2,478 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $565,000 $565,000 $2,878 2.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $555,000 $185,000 $1,769 3.29%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $545,000 $545,000 $3,772 3.00%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $540,000 $270,000 $2,413 2.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $540,000 $270,000 $3,631 3.00%
Marquette, MI (FHA|USDA|VA) 1 $535,000 $535,000 $2,939 2.88%
Athens, TX (FHA|USDA|VA) 1 $525,000 $525,000 $4,951 2.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $525,000 $175,000 $1,978 2.88%
MONROE, LA (FHA|USDA|VA) 2 $520,000 $260,000 $2,964 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $515,000 $515,000 $1,861 2.25%
Port Angeles, WA (FHA|USDA|VA) 1 $515,000 $515,000 $3,289 2.38%
Laconia, NH (FHA|USDA|VA) 1 $515,000 $515,000 $2,959 3.13%
MUNCIE, IN (FHA|USDA|VA) 3 $515,000 $171,667 $2,478 3.17%
Columbus, MS (FHA|USDA|VA) 2 $500,000 $250,000 $2,513 2.75%
ERIE, PA (FHA|USDA|VA) 1 $495,000 $495,000 $4,513 2.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $490,000 $245,000 $3,248 2.75%
Paducah, KY-IL (FHA|USDA|VA) 2 $490,000 $245,000 $2,285 3.06%
ST. CLOUD, MN (FHA|USDA|VA) 5 $485,000 $97,000 $0 4.05%
FLORENCE, SC (FHA|USDA|VA) 3 $485,000 $161,667 $2,233 2.96%
AMES, IA (FHA|USDA|VA) 2 $480,000 $240,000 $2,048 2.75%
The Dalles, OR (FHA|USDA|VA) 2 $460,000 $230,000 $2,986 3.00%
CARSON CITY, NV (FHA|USDA|VA) 2 $460,000 $230,000 $2,416 3.13%
READING, PA (FHA|USDA|VA) 2 $460,000 $230,000 $3,416 2.94%
ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,037 2.79%
LEBANON, PA (FHA|USDA|VA) 3 $455,000 $151,667 $2,829 3.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $455,000 $455,000 $3,389 3.00%
Ukiah, CA (FHA|USDA|VA) 1 $445,000 $445,000 $2,139 3.00%
Marion, IN (FHA|USDA|VA) 1 $445,000 $445,000 $2,971 3.00%
Hood River, OR (FHA|USDA|VA) 1 $445,000 $445,000 $3,895 2.38%
Stillwater, OK (FHA|USDA|VA) 2 $440,000 $220,000 $4,162 3.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $430,000 $215,000 $3,789 3.31%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $420,000 $210,000 $2,740 2.56%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $420,000 $210,000 $2,613 3.00%
Mountain Home, AR (FHA|USDA|VA) 2 $420,000 $210,000 $1,813 2.56%
Durango, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,345 3.00%
TYLER, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,351 3.00%
Platteville, WI (FHA|USDA|VA) 1 $405,000 $405,000 $2,109 2.50%
Wooster, OH (FHA|USDA|VA) 1 $405,000 $405,000 $2,602 3.25%
Williston, ND (FHA|USDA|VA) 1 $405,000 $405,000 $2,489 3.00%
Salem, OH (FHA|USDA|VA) 3 $405,000 $135,000 $1,784 3.17%
JACKSON, TN (FHA|USDA|VA) 2 $400,000 $200,000 $1,921 2.81%
LONGVIEW, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,298 3.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $395,000 $395,000 $1,799 3.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $2,302 3.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $385,000 $128,333 $1,873 3.46%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,341 2.94%
Fergus Falls, MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,910 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $375,000 $375,000 $4,769 2.88%
Barre, VT (FHA|USDA|VA) 1 $375,000 $375,000 $3,751 2.38%
Quincy, IL-MO (FHA|USDA|VA) 1 $375,000 $375,000 $2,707 2.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $365,000 $365,000 $12,776 2.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $365,000 $365,000 $2,272 3.00%
ITHACA, NY (FHA|USDA|VA) 1 $365,000 $365,000 $3,218 2.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $365,000 $365,000 $2,800 3.00%
Shelton, WA (FHA|USDA|VA) 1 $355,000 $355,000 $46 3.00%
Jasper, IN (FHA|USDA|VA) 1 $345,000 $345,000 $2,025 2.88%
Starkville, MS (FHA|USDA|VA) 2 $340,000 $170,000 $4,260 3.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,667 3.63%
Murray, KY (FHA|USDA|VA) 1 $335,000 $335,000 $2,764 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $330,000 $165,000 $1,566 3.81%
Winona, MN (FHA|USDA|VA) 1 $325,000 $325,000 $2,699 2.50%
SYRACUSE, NY (FHA|USDA|VA) 2 $320,000 $160,000 $3,093 3.00%
NEW BERN, NC (FHA|USDA|VA) 2 $320,000 $160,000 $2,291 2.44%
Toccoa, GA (FHA|USDA|VA) 1 $315,000 $315,000 $2,891 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $315,000 $315,000 $2,051 2.88%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,419 2.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $2,756 2.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,921 2.25%
Klamath Falls, OR (FHA|USDA|VA) 1 $295,000 $295,000 $2,881 3.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $280,000 $140,000 $2,882 3.25%
SUMTER, SC (FHA|USDA|VA) 2 $280,000 $140,000 $2,196 2.69%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,635 3.75%
Kirksville, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,275 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $275,000 $275,000 $2,312 2.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $270,000 $135,000 $1,794 3.06%
BURLINGTON, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,321 2.50%
SAGINAW, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,186 3.25%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $265,000 $265,000 $4,560 3.00%
Okeechobee, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,479 2.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $265,000 $265,000 $2,718 2.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $260,000 $130,000 $2,205 3.38%
Red Bluff, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,862 2.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $255,000 $255,000 $2,496 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,329 3.00%
GREENVILLE, NC (FHA|USDA|VA) 2 $250,000 $125,000 $1,964 3.31%
West Point, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,999 3.38%
Boone, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,688 3.00%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,322 3.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $245,000 $245,000 $1,716 3.50%
Rexburg, ID (FHA|USDA|VA) 1 $245,000 $245,000 $3,543 2.88%
Fernley, NV (FHA|USDA|VA) 1 $245,000 $245,000 $2,824 3.63%
Auburn, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,122 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $245,000 $245,000 $2,206 3.25%
Albert Lea, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,340 2.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,525 3.00%
Hutchinson, MN (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.00%
GREEN BAY, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,725 2.38%
Alexandria, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,708 2.88%
Helena, MT (FHA|USDA|VA) 1 $235,000 $235,000 $2,560 3.63%
NILES, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,177 3.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $225,000 $75,000 $2,212 3.75%
APPLETON, WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,341 3.63%
Winnemucca, NV (FHA|USDA|VA) 1 $215,000 $215,000 $2,568 3.25%
Greeneville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $847 2.75%
Astoria, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,890 2.63%
New Castle, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,213 2.88%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $2,626 2.75%
Statesboro, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,118 2.88%
Ozark, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,912 2.88%
YAKIMA, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
London, KY (FHA|USDA|VA) 1 $195,000 $195,000 $2,686 3.13%
WICHITA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $1,910 3.25%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,126 2.50%
Oxford, MS (FHA|USDA|VA) 1 $195,000 $195,000 $2,564 3.75%
MUSKEGON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,997 3.00%
Laramie, WY (FHA|USDA|VA) 1 $195,000 $195,000 $3,250 2.88%
Show Low, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $2,064 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,880 3.38%
Ontario, OR-ID (FHA|USDA|VA) 1 $185,000 $185,000 $2,950 3.63%
Sikeston, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,367 3.63%
GADSDEN, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,148 2.63%
Austin, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,560 2.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,066 2.38%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,011 3.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $165,000 $165,000 $3,004 3.38%
Russellville, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,077 3.50%
Mayfield, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,157 3.75%
Troy, AL (FHA|USDA|VA) 1 $155,000 $155,000 $1,867 2.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $155,000 $155,000 $2,043 3.50%
MONROE, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,911 3.13%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,902 2.75%
Big Rapids, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,876 2.50%
Madison, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,914 3.25%
Effingham, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,623 2.75%
Crossville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,037 3.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,659 2.38%
Malone, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,624 3.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,472 3.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,877 2.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,166 3.38%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,636 3.75%
Crawfordsville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.88%
TOPEKA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,950 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,337 3.38%
Batesville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,386 3.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $115,000 $115,000 $1,741 2.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $105,000 $105,000 $2,615 3.25%
FARGO, ND-MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,039 2.88%
New Castle, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
Shawano, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,158 3.38%
Bedford, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,532 3.00%
Jacksonville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,313 3.00%
Cambridge, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,438 2.88%
Wilmington, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,958 3.13%
Mason City, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,033 3.13%
Lock Haven, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.88%
Bartlesville, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.38%
Marion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.63%
ELMIRA, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
ALTOONA, PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,535 3.50%
Stifel Bank And Trust's top markets include St. Louis, New York, Los Angeles, San Francisco, and Miami among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,166 $4,072,130,000 $400,564 $2,757 3.03%
    VA 234 $75,600,000 $323,077 $4,441 2.76%
    FHA 209 $39,635,000 $189,641 $4,602 2.84%
    USDA 11 $2,055,000 $186,818 $3,233 2.78%

    For 2020, Stifel Bank And Trust's most frequently originated type of loan was Conventional, with 10,166 originations. Their 2nd most popular type was VA, with 234 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,474 $1,797,690,000 $401,808 $2,457 2.99%
    Home Purchase 4,148 $1,427,040,000 $344,031 $3,339 3.02%
    Cash Out Refi 1,747 $766,185,000 $438,572 $2,715 3.14%
    Other 241 $169,355,000 $702,718 $3,447 2.90%
    Home Improvement 10 $29,150,000 $2,915,000 $10,133 2.94%

    For 2020, Stifel Bank And Trust's most frequently cited loan purpose was Refi, with 4,474 originations. The 2nd most popular reason was Home Purchase, with 4,148 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,766 $3,591,010,000 $409,652 $2,955 3.06%
    15 Year 1,385 $469,705,000 $339,137 $2,385 2.79%
    20 Year 289 $84,205,000 $291,367 $2,195 3.08%
    Other 113 $34,635,000 $306,504 $2,402 3.08%
    10 Year 67 $9,865,000 $147,239 $1,717 2.06%

    For 2020, Stifel Bank And Trust's most frequently cited loan duration was 30 Year, with 8,766 originations. The 2nd most popular length was 15 Year, with 1,385 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,088 $3,822,800,000 $420,643
    $1k-2k 319 $114,545,000 $359,075
    $2k-3k 91 $38,905,000 $427,527
    $3k-4k 31 $14,225,000 $458,871
    $4k-5k 17 $8,855,000 $520,882
    $5k+ 16 $12,410,000 $775,625

    Stifel Bank And Trust's average total fees were $2,955, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,088 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,663 $2,019,375,000 $433,063
    3-4% 3,792 $1,179,610,000 $311,079
    <2.5% 1,752 $939,860,000 $536,450
    4-5% 411 $50,145,000 $122,007
    5-6% 2 $430,000 $215,000

    During 2020, Stifel Bank And Trust's average interest rate for loans was 3.06%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,663 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,312 $1,247,000,000 $289,193 $2,578 2.97%
    $100k-200k 2,269 $348,885,000 $153,762 $2,133 3.19%
    $400k-600k 1,893 $907,635,000 $479,469 $3,028 2.89%
    $600k-1MM 984 $730,680,000 $742,561 $3,493 2.89%
    $100,000 or less 629 $46,475,000 $73,887 $1,784 3.61%
    $1MM+ 533 $908,745,000 $1,704,962 $5,956 2.76%

    2020 saw Stifel Bank And Trust place emphasis on $200k-400k loans with 4,312 originations, totaling $1,247,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 2,425 $952,025,000 $392,588 $2,759 3.01%
    $250k+ 2,402 $1,810,890,000 $753,909 $3,736 2.93%
    $100k-150k 2,279 $673,385,000 $295,474 $2,592 3.09%
    $75k-100k 1,387 $343,295,000 $247,509 $2,608 3.05%
    $50k-75k 1,363 $275,595,000 $202,197 $2,427 3.07%
    $50k or less 614 $86,930,000 $141,580 $2,297 3.03%

    Stifel Bank And Trust lent most frequently to those with incomes in the $150k-250k range, with 2,425 originations. The second most popular income band? $250k+, with 2,402 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,931 $1,160,665,000 $395,996 $2,703 2.99%
    30-36% 2,007 $785,015,000 $391,139 $2,858 3.03%
    <20% 1,777 $743,545,000 $418,427 $2,686 2.98%
    42% 383 $144,795,000 $378,055 $3,090 3.07%
    38% 342 $119,880,000 $350,526 $2,691 3.04%
    39% 334 $132,750,000 $397,455 $2,815 3.06%
    36% 334 $136,430,000 $408,473 $3,050 3.04%
    41% 323 $153,815,000 $476,207 $3,196 3.05%
    40% 322 $138,400,000 $429,814 $3,002 3.07%
    43% 318 $119,620,000 $376,164 $3,039 3.08%
    37% 308 $121,480,000 $394,416 $3,126 3.00%
    44% 298 $108,230,000 $363,188 $2,961 3.11%
    45% 190 $77,040,000 $405,474 $3,180 3.07%
    46% 166 $51,680,000 $311,325 $2,854 3.14%
    47% 155 $51,905,000 $334,871 $2,997 3.11%
    48% 145 $42,845,000 $295,483 $2,874 3.13%
    49% 133 $45,975,000 $345,677 $3,036 3.10%
    50-60% 54 $22,630,000 $419,074 $5,408 2.77%
    >60% 2 $1,840,000 $920,000 $2,866 2.38%

    Stifel Bank And Trust lent most frequently to those with DTI ratios of 20-30%, with 2,931 originations. The next most common DTI ratio? 30-36%, with 2,007 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,031 $3,532,715,000 $391,177 $2,791 3.01%
    Not provided 1,031 $499,705,000 $484,680 $3,276 3.05%
    Asian 309 $98,135,000 $317,589 $3,117 3.33%
    Black 198 $45,990,000 $232,273 $2,746 2.97%
    American Indian 34 $7,930,000 $233,235 $2,436 3.16%
    Native Hawaiian or Islander 9 $2,685,000 $298,333 $4,275 3.04%
    Asian Indian 7 $1,905,000 $272,143 $2,188 2.96%
    Korean 1 $355,000 $355,000 $2,669 2.88%

    Approval Rates

    Total approvals of all applications
    98.52%

    Stifel Bank And Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    90.12%

    Stifel Bank And Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,620 $4,189,420,000 $394,484

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 10,620 $4,189,420,000 $394,484

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 802 $295,700,000 $368,703 $2,629 2.87%
    40-60% 2,096 $907,680,000 $433,053 $2,681 2.92%
    60-80% 5,049 $2,102,305,000 $416,380 $2,742 3.11%
    80-100% 2,524 $831,900,000 $329,596 $3,116 3.01%
    Over 100% 30 $10,970,000 $365,667 $11,774 2.62%
    Under 20% 119 $40,865,000 $343,403 $2,746 2.43%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    1st Florida Lending CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Stifel Bank and Trust 12655 Olive Blvd., Suite 340 Saint Louis, MO 63141 Full Service B&M $0
    Stifel Bank and Trust 501 North Broadway Saint Louis, MO 63102 Full Service B&M $12,721,369

    For 2020, Stifel Bank And Trust had 2 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $404,165
    Net interest income $391,056
    Total noninterest income $51,404
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $0
    Trading account gains and fees $0
    Additional Noninterest Income $51,404
    Pre-tax net operating income $287,237
    Securities gains (or losses, -) $-12
    Income before extraordinary items $219,534
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $219,534
    Minority interest net income $0
    Net income $219,534
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $219,543

    Stifel Bank And Trust's gross interest income from loans was $404,165,000.
    Stifel Bank And Trust's net interest income from loans was $391,056,000.
    Stifel Bank And Trust's fee based income from loans was $0.
    Stifel Bank And Trust's net income from loans was $219,534,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,109
    Provision for credit losses $24,475
    Total noninterest expense $130,748
    Salaries and employee benefits $23,109
    Premises and equipment expense $1,449
    Additional noninterest expense $106,190
    Applicable income taxes $67,691
    Net charge-offs $59
    Cash dividends $187,500

    Stifel Bank And Trust's interest expense for loans was $13,109,000.
    Stifel Bank And Trust's payroll and benefits expense were $23,109,000.
    Stifel Bank And Trust's property, plant and equipment expenses $1,449,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $13,550,990
    Deposits held in domestic offices $13,550,990
    Deposits by Individuals, partnerships, and corporations $13,548,021
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,969
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $421,711
    Demand deposits $421,710
    Nontransaction accounts $13,129,279
    Money market deposit accounts (MMDAs) $13,092,872
    Other savings deposits (excluding MMDAs) $0
    Total time deposits $36,407
    Total time and savings deposits $13,129,280
    Noninterest-bearing deposits $31,430
    Interest-bearing deposits $13,519,560
    Retail deposits $13,514,583
    IRAs and Keogh plan accounts $0
    Brokered deposits $36,407
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $14,672,010
    Cash & Balances due from depository institutions $318,489
    Interest-bearing balances $313,924
    Total securities $4,029,314
    Federal funds sold & reverse repurchase $1
    Net loans and leases $10,140,871
    Loan and leases loss allowance $99,037
    Trading account assets $847
    Bank premises and fixed assets $51,132
    Other real estate owned $122
    Goodwill and other intangibles $22,691
    All other assets $108,543

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $14,672,010
    Total Liabilities $13,621,327
    Total deposits $13,550,990
    Interest-bearing deposits $13,519,560
    Deposits held in domestic offices $13,550,990
    % insured (estimated) $85
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $847
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $69,490

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,140,871
    Loan and leases loss allowance $99,037
    Total loans and leases (domestic) $10,239,908
    All real estate loans $5,035,297
    Real estate loans in domestic offices $5,035,297
    Construction and development loans $471,650
    Residential 1-4 family construction $0
    Other construction, all land development and other land $471,650
    Loans secured by nonfarm nonresidential properties $302,205
    Nonfarm nonresidential secured by owner-occupied properties $52,561
    Commercial real estate & other non-farm, non-residential $249,644
    Multifamily residential real estate $0
    1-4 family residential loans $4,261,442
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $181
    Commercial and industrial loans $3,942,484
    To non-U.S. addressees $202,144
    Loans to individuals $1,141,946
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $1,141,946
    All other loans & leases $120,000
    Loans to foreign governments and official institutions $0
    Other loans $120,000
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Stifel Bank and Trust had $10,140,871,000 of loans outstanding in 2020. $5,035,297,000 of loans were in real estate loans. $471,650,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $4,261,442,000 of loans were in 1-4 family mortgage loans. $181,000 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1 $760 $760,000
    Nonfarm, nonresidential loans - $250k-1MM 1 $760 $760,000
    Commercial & Industrial, US addressed loans - <$1MM 522 $177,821 $340,653
    Commercial & Industrial, US addressed loans - <$100k 95 $3,831 $40,326
    Commercial & Industrial, US addressed loans - $100-250k 150 $18,548 $123,653
    Commercial & Industrial, US addressed loans - $250k-1MM 277 $155,442 $561,162
    Agriculture operations loans - <$1MM 4 $112 $28,000
    Agriculture operations loans - <$100k 1 $0 $0
    Agriculture operations loans - $100-250k 2 $112 $56,000
    Agriculture operations loans - $250k-1MM 1 $0 $0