Loanpal Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YN94MOAVYW0F52
Tax ID: 47-0912342
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Mortgage Data
Review & Overview
Loanpal is a small mortgage company specializing in Refi and Cash Out Refi loans. Loanpal has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sacramento, Los Angeles, Phoenix, Riverside, and Las Vegas among others. We have data for 337 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanpal has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanpal is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.89% | 4/22/24 |
| 30 Year Conventional Refi | 6.72% | 4/22/24 |
| 30 Year Cash-out Refi | 6.90% | 4/22/24 |
| 30 Year FHA Purchase | 7.09% | 4/22/24 |
| 30 Year FHA Refi | 6.83% | 4/22/24 |
| 30 Year VA Purchase | 6.07% | 4/22/24 |
| 30 Year VA Refi | 6.02% | 4/22/24 |
| 15 Year Conventional Purchase | 6.03% | 4/22/24 |
| 15 Year Conventional Refi | 6.29% | 4/22/24 |
| 15 Year Cash-out Refi | 6.29% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Refi | 6.22% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Loanpal Mortgage Calculator
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This is not an official calculator from Loanpal. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,266Origination Dollar Volume (All Markets)
$2,450,770,000Awards
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LOANPAL - 2019
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,413 | $437,855,000 | $309,876 | $5,611 | 3.93% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 409 | $153,375,000 | $375,000 | $7,869 | 4.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 644 | $152,690,000 | $237,096 | $6,263 | 3.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 506 | $149,250,000 | $294,960 | $6,996 | 3.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 600 | $144,280,000 | $240,467 | $6,418 | 3.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 363 | $108,635,000 | $299,270 | $7,333 | 3.90% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 207 | $84,685,000 | $409,106 | $7,616 | 4.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 142 | $54,520,000 | $383,944 | $8,256 | 3.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 171 | $50,885,000 | $297,573 | $7,716 | 3.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 174 | $50,540,000 | $290,460 | $7,447 | 4.08% |
| STOCKTON, CA (FHA|USDA|VA) | 166 | $45,940,000 | $276,747 | $7,010 | 4.00% |
| Outside of Metro Areas | 188 | $42,070,000 | $223,777 | $6,331 | 4.20% |
| VALLEJO, CA (FHA|USDA|VA) | 123 | $38,875,000 | $316,057 | $6,737 | 3.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 118 | $37,240,000 | $315,593 | $7,225 | 3.92% |
| YUBA CITY, CA (FHA|USDA|VA) | 110 | $28,060,000 | $255,091 | $5,911 | 3.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 114 | $28,010,000 | $245,702 | $6,383 | 4.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 118 | $26,050,000 | $220,763 | $7,508 | 3.92% |
| FRESNO, CA (FHA|USDA|VA) | 111 | $25,175,000 | $226,802 | $6,288 | 4.03% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 134 | $24,200,000 | $180,597 | $6,093 | 3.86% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 107 | $23,605,000 | $220,607 | $6,166 | 4.01% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 48 | $23,320,000 | $485,833 | $8,398 | 3.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 81 | $21,115,000 | $260,679 | $7,200 | 3.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 110 | $20,650,000 | $187,727 | $6,561 | 4.07% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 64 | $18,280,000 | $285,625 | $7,189 | 3.98% |
| MODESTO, CA (FHA|USDA|VA) | 69 | $17,025,000 | $246,739 | $6,289 | 3.98% |
| TUCSON, AZ (FHA|USDA|VA) | 82 | $16,560,000 | $201,951 | $5,918 | 3.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 38 | $16,050,000 | $422,368 | $9,130 | 3.90% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 60 | $14,820,000 | $247,000 | $6,329 | 4.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 74 | $14,480,000 | $195,676 | $6,608 | 3.92% |
| GREELEY, CO (FHA|USDA|VA) | 50 | $14,380,000 | $287,600 | $7,524 | 3.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 69 | $14,215,000 | $206,014 | $6,988 | 3.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 62 | $13,460,000 | $217,097 | $6,860 | 4.21% |
| VISALIA, CA (FHA|USDA|VA) | 61 | $13,215,000 | $216,639 | $6,302 | 4.09% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 70 | $12,440,000 | $177,714 | $7,075 | 3.95% |
| RENO, NV (FHA|USDA|VA) | 44 | $12,190,000 | $277,045 | $6,117 | 4.09% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 45 | $11,825,000 | $262,778 | $5,904 | 4.05% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 55 | $11,635,000 | $211,545 | $6,030 | 3.85% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 62 | $11,600,000 | $187,097 | $6,523 | 4.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 48 | $10,950,000 | $228,125 | $6,669 | 4.02% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 46 | $10,820,000 | $235,217 | $6,142 | 3.91% |
| MADERA, CA (FHA|USDA|VA) | 42 | $10,630,000 | $253,095 | $6,098 | 3.96% |
| EL PASO, TX (FHA|USDA|VA) | 78 | $10,270,000 | $131,667 | $5,657 | 3.87% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 45 | $9,815,000 | $218,111 | $7,189 | 3.98% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 22 | $9,290,000 | $422,273 | $7,391 | 3.70% |
| PROVO-OREM, UT (FHA|USDA|VA) | 35 | $9,135,000 | $261,000 | $7,197 | 3.90% |
| MERCED, CA (FHA|USDA|VA) | 37 | $9,015,000 | $243,649 | $7,721 | 3.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 26 | $8,710,000 | $335,000 | $6,475 | 3.96% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 45 | $8,685,000 | $193,000 | $6,997 | 3.99% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $8,210,000 | $342,083 | $6,750 | 3.93% |
| SALEM, OR (FHA|USDA|VA) | 35 | $7,885,000 | $225,286 | $7,046 | 3.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 37 | $7,835,000 | $211,757 | $6,867 | 4.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 23 | $7,785,000 | $338,478 | $8,871 | 3.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 36 | $7,530,000 | $209,167 | $7,494 | 4.25% |
| NAPA, CA (FHA|USDA|VA) | 20 | $7,290,000 | $364,500 | $7,324 | 3.91% |
| RICHMOND, VA (FHA|USDA|VA) | 33 | $7,215,000 | $218,636 | $7,138 | 3.92% |
| PUEBLO, CO (FHA|USDA|VA) | 37 | $6,955,000 | $187,973 | $6,742 | 4.09% |
| CHICO, CA (FHA|USDA|VA) | 31 | $6,735,000 | $217,258 | $5,959 | 3.89% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 31 | $6,725,000 | $216,935 | $5,493 | 3.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $6,235,000 | $215,000 | $6,483 | 3.87% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 23 | $6,195,000 | $269,348 | $5,919 | 3.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 27 | $6,035,000 | $223,519 | $6,973 | 3.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 32 | $5,810,000 | $181,563 | $5,826 | 4.02% |
| POCATELLO, ID (FHA|USDA|VA) | 33 | $5,705,000 | $172,879 | $6,683 | 3.80% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $5,525,000 | $290,789 | $5,986 | 3.97% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 31 | $5,295,000 | $170,806 | $5,665 | 4.26% |
| LAS CRUCES, NM (FHA|USDA|VA) | 32 | $5,120,000 | $160,000 | $6,429 | 4.09% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 22 | $4,970,000 | $225,909 | $5,422 | 3.97% |
| TWIN FALLS, ID (FHA|USDA|VA) | 28 | $4,820,000 | $172,143 | $6,618 | 3.79% |
| Pahrump, NV (FHA|USDA|VA) | 26 | $4,810,000 | $185,000 | $6,179 | 3.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 27 | $4,655,000 | $172,407 | $5,197 | 3.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 19 | $4,565,000 | $240,263 | $8,940 | 4.17% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 21 | $4,505,000 | $214,524 | $7,082 | 4.26% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $4,490,000 | $449,000 | $5,953 | 3.82% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 21 | $4,455,000 | $212,143 | $6,228 | 4.20% |
| REDDING, CA (FHA|USDA|VA) | 19 | $4,395,000 | $231,316 | $6,366 | 4.05% |
| BOULDER, CO (FHA|USDA|VA) | 13 | $4,205,000 | $323,462 | $7,665 | 4.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 21 | $3,915,000 | $186,429 | $5,590 | 3.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $3,910,000 | $279,286 | $7,556 | 3.95% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $7,255 | 4.27% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 23 | $3,905,000 | $169,783 | $6,907 | 4.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 16 | $3,760,000 | $235,000 | $8,013 | 4.05% |
| Sonora, CA (FHA|USDA|VA) | 12 | $3,460,000 | $288,333 | $8,347 | 3.84% |
| Clearlake, CA (FHA|USDA|VA) | 16 | $3,440,000 | $215,000 | $5,620 | 4.36% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $8,539 | 3.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $6,626 | 4.24% |
| COLUMBUS, OH (FHA|USDA|VA) | 17 | $3,175,000 | $186,765 | $7,549 | 3.73% |
| Blackfoot, ID (FHA|USDA|VA) | 15 | $3,135,000 | $209,000 | $8,138 | 3.76% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $3,020,000 | $215,714 | $5,680 | 4.25% |
| Fernley, NV (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $6,083 | 4.12% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $7,015 | 3.90% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $6,082 | 4.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 15 | $2,595,000 | $173,000 | $5,851 | 4.21% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $7,740 | 4.06% |
| Red Bluff, CA (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $6,716 | 3.86% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $5,258 | 4.04% |
| MADISON, WI (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $5,599 | 3.76% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $2,375,000 | $113,095 | $5,252 | 4.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $6,702 | 3.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $5,387 | 3.92% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $6,699 | 3.97% |
| YUMA, AZ (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $5,803 | 3.90% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $8,471 | 3.78% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $8,051 | 4.12% |
| EL CENTRO, CA (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $5,591 | 4.04% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $7,571 | 4.62% |
| YAKIMA, WA (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $8,131 | 4.39% |
| ST. GEORGE, UT (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $7,320 | 4.06% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $5,411 | 3.74% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $7,362 | 4.55% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $6,187 | 3.89% |
| BEND, OR (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $6,882 | 3.89% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $9,454 | 4.10% |
| BURLINGTON, NC (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $7,229 | 3.89% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $6,366 | 3.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $7,681 | 4.19% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $7,306 | 4.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $5,463 | 3.82% |
| Rexburg, ID (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $7,171 | 3.98% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $9,091 | 4.09% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $1,415,000 | $128,636 | $5,755 | 3.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $8,800 | 3.96% |
| LOGAN, UT-ID (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $7,059 | 4.34% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $6,516 | 4.10% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $5,138 | 3.88% |
| Susanville, CA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $6,090 | 4.14% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $7,882 | 3.84% |
| Alamogordo, NM (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $6,205 | 3.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $5,749 | 4.15% |
| Payson, AZ (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $4,894 | 3.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $5,948 | 3.84% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $6,628 | 4.00% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $10,525 | 4.48% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $8,012 | 4.09% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,044 | 4.21% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,103 | 3.98% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,154 | 3.80% |
| LAREDO, TX (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $5,255 | 3.98% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $6,685 | 4.27% |
| Port Angeles, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,994 | 4.28% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,056 | 4.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $6,112 | 4.34% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,295 | 3.96% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,443 | 3.85% |
| Heber, UT (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,896 | 4.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,992 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $9,108 | 4.25% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $8,901 | 3.73% |
| Montrose, CO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,007 | 3.83% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,343 | 3.82% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,180 | 3.98% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,669 | 3.90% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,339 | 4.04% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $8,068 | 4.03% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,567 | 4.08% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,119 | 4.27% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,774 | 3.73% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,968 | 3.96% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,663 | 3.58% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,110 | 3.97% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,999 | 4.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $5,647 | 4.02% |
| Durango, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,819 | 3.87% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,245 | 4.25% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,424 | 4.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,417 | 3.46% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,774 | 3.83% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,008 | 3.62% |
| Vernal, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,506 | 3.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,199 | 4.19% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $6,892 | 4.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,909 | 4.41% |
| Shelton, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,142 | 3.58% |
| OCALA, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $5,749 | 4.03% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,679 | 4.34% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,324 | 4.37% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,103 | 4.33% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,358 | 4.50% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $10,245 | 4.08% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,800 | 3.81% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,070 | 3.69% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,682 | 3.96% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,742 | 3.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,388 | 3.62% |
| Outside of Metro Areas | 3 | $595,000 | $198,333 | $6,892 | 4.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,316 | 4.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,739 | 4.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,004 | 3.69% |
| Prineville, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,453 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,105 | 3.63% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,334 | 4.19% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,385 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,604 | 4.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,225 | 5.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,083 | 3.87% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,154 | 3.96% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,140 | 4.06% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,451 | 4.43% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,657 | 4.29% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,572 | 4.28% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,427 | 3.83% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,868 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,772 | 5.04% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,298 | 4.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,193 | 3.13% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,591 | 4.13% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,424 | 3.99% |
| Roswell, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,834 | 4.29% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,454 | 4.38% |
| Othello, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,368 | 3.69% |
| Safford, AZ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,765 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,686 | 3.88% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,914 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,264 | 4.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,479 | 4.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,687 | 3.44% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,483 | 4.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,321 | 4.00% |
| Athens, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,721 | 4.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,309 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,301 | 3.94% |
| READING, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,551 | 3.87% |
| TYLER, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,100 | 3.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,807 | 4.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,740 | 3.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,221 | 3.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,720 | 3.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,234 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,245 | 4.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,107 | 3.38% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,397 | 3.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,819 | 3.75% |
| TULSA, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,045 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,148 | 3.38% |
| AKRON, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,361 | 3.44% |
| Indiana, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,208 | 4.38% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,278 | 3.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,235 | 4.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,069 | 3.88% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,046 | 3.31% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,207 | 4.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,566 | 3.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,743 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,606 | 4.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,828 | 4.31% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,148 | 3.69% |
| Athens, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,304 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,553 | 4.44% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,664 | 3.69% |
| ERIE, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,478 | 3.56% |
| Price, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,868 | 3.50% |
| Ada, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,065 | 3.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,970 | 3.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,215 | 4.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,939 | 3.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,418 | 5.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,039 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,821 | 4.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,421 | 5.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,725 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $740 | 3.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,946 | 3.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,657 | 5.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,955 | 4.13% |
| Deming, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,749 | 4.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,442 | 3.63% |
| Marion, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,238 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,203 | 3.38% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,728 | 3.50% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,022 | 3.81% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,578 | 4.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,569 | 5.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,509 | 3.99% |
| Portales, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,851 | 3.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,710 | 4.56% |
| Crossville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,723 | 5.88% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,618 | 3.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,404 | 3.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,682 | 3.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,622 | 4.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,579 | 3.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,050 | 4.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,092 | 4.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,224 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,202 | 4.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,785 | 4.99% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,513 | 3.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,876 | 3.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,045 | 4.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,289 | 3.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,107 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,219 | 5.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,282 | 3.38% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,951 | 3.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,201 | 4.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,565 | 3.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,568 | 4.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,026 | 4.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,430 | 3.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,118 | 3.99% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,405 | 3.99% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,725 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,560 | 2.99% |
| Salem, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,473 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,904 | 4.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,945 | 2.99% |
| Branson, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,770 | 3.99% |
| Shawano, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,166 | 3.38% |
| Wilson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,247 | 3.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,867 | 2.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,943 | 4.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,969 | 4.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,252 | 3.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,133 | 4.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,191 | 4.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,537 | 3.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,244 | 4.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,052 | 4.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,595 | 3.88% |
| Washington, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,049 | 4.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,340 | 4.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,374 | 4.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,798 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,435 | 3.88% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,542 | 3.99% |
| Dayton, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,810 | 4.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,145 | 3.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,377 | 3.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,290 | 3.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,951 | 4.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,233 | 3.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,665 | 3.99% |
| Snyder, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,009 | 4.38% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,090 | 4.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,895 | 4.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,115 | 3.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,378 | 4.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,711 | 3.88% |
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Product Mix
For 2019, Loanpal's most frequently originated type of loan was Conventional, with 6,644 originations. Their 2nd most popular type was FHA, with 1,462 originations.
Loan Reason
For 2019, Loanpal's most frequently cited loan purpose was Refi, with 4,293 originations. The 2nd most popular reason was Cash Out Refi, with 3,343 originations.
Loan Duration/Length
For 2019, Loanpal's most frequently cited loan duration was 30 Year, with 7,493 originations. The 2nd most popular length was 15 Year, with 982 originations.
Origination Fees/Closing Costs
Loanpal's average total fees were $6,791, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,645 originations.
Interest Rates
During 2019, Loanpal's average interest rate for loans was 4.06%, while their most frequently originated rate bucket for loans was 3-4%, with 5,512 originations.
Loan Sizing
2019 saw Loanpal place emphasis on $200k-400k loans with 5,049 originations, totaling $1,425,165,000 in origination value.
Applicant Income
Loanpal lent most frequently to those with incomes in the $50k-75k range, with 2,441 originations. The second most popular income band? $100k-150k, with 1,872 originations.
Applicant Debt to Income Ratio
Loanpal lent most frequently to those with DTI ratios of 30-36%, with 1,522 originations. The next most common DTI ratio? 20-30%, with 1,207 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications59.80%
Loanpal has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination33.92%
Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,266 | $2,450,770,000 | $264,491 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 71 | $12,105,000 | $170,493 |
| Single Family (1-4 Units):Site-Built | 9,195 | $2,438,665,000 | $265,216 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LoanFlight Lending, LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |