Loanpal Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YN94MOAVYW0F52
Tax ID: 47-0912342
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Mortgage Data
Review & Overview
Loanpal is a small mortgage company specializing in Cash Out Refi and Refi loans. Loanpal has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sacramento, Los Angeles, Riverside, Phoenix, and San Francisco among others. We have data for 419 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanpal has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanpal is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.89% | 12/17/24 |
| 30 Year Conventional Refi | 6.72% | 12/17/24 |
| 30 Year Cash-out Refi | 6.90% | 12/17/24 |
| 30 Year FHA Purchase | 7.09% | 12/17/24 |
| 30 Year FHA Refi | 6.83% | 12/17/24 |
| 30 Year VA Purchase | 6.07% | 12/17/24 |
| 30 Year VA Refi | 6.02% | 12/17/24 |
| 15 Year Conventional Purchase | 6.03% | 12/17/24 |
| 15 Year Conventional Refi | 6.29% | 12/17/24 |
| 15 Year Cash-out Refi | 6.29% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 6.22% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Loanpal Mortgage Calculator
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This is not an official calculator from Loanpal. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,676Origination Dollar Volume (All Markets)
$2,295,490,000Awards
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LOANPAL - 2018
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For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,352 | $389,330,000 | $287,966 | $6,019 | 4.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 463 | $153,035,000 | $330,529 | $7,943 | 4.49% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 445 | $114,905,000 | $258,213 | $6,991 | 4.43% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 547 | $111,315,000 | $203,501 | $6,128 | 4.46% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 228 | $83,670,000 | $366,974 | $8,302 | 4.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 310 | $80,520,000 | $259,742 | $7,204 | 4.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 249 | $67,125,000 | $269,578 | $6,882 | 4.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 246 | $65,780,000 | $267,398 | $7,559 | 4.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 294 | $64,580,000 | $219,660 | $6,952 | 4.49% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 216 | $60,650,000 | $280,787 | $7,411 | 4.41% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 304 | $55,180,000 | $181,513 | $6,265 | 4.38% |
| Outside of Metro Areas | 280 | $49,570,000 | $177,036 | $6,065 | 4.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 144 | $48,380,000 | $335,972 | $7,488 | 4.48% |
| STOCKTON, CA (FHA|USDA|VA) | 130 | $33,780,000 | $259,846 | $6,611 | 4.49% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 131 | $32,155,000 | $245,458 | $7,533 | 4.41% |
| VALLEJO, CA (FHA|USDA|VA) | 90 | $27,810,000 | $309,000 | $7,611 | 4.49% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 101 | $24,035,000 | $237,970 | $7,443 | 4.49% |
| MODESTO, CA (FHA|USDA|VA) | 99 | $23,635,000 | $238,737 | $6,983 | 4.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 111 | $21,785,000 | $196,261 | $6,501 | 4.39% |
| FRESNO, CA (FHA|USDA|VA) | 94 | $20,870,000 | $222,021 | $6,226 | 4.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 82 | $20,120,000 | $245,366 | $7,069 | 4.55% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 43 | $18,705,000 | $435,000 | $9,042 | 4.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 91 | $18,245,000 | $200,495 | $5,478 | 4.68% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 88 | $17,290,000 | $196,477 | $6,144 | 4.40% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 73 | $17,205,000 | $235,685 | $7,224 | 4.52% |
| RENO, NV (FHA|USDA|VA) | 73 | $16,955,000 | $232,260 | $5,672 | 4.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 89 | $16,205,000 | $182,079 | $6,279 | 4.65% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 87 | $15,725,000 | $180,747 | $6,601 | 4.27% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 77 | $15,675,000 | $203,571 | $7,436 | 4.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 82 | $15,530,000 | $189,390 | $6,912 | 4.58% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 69 | $15,045,000 | $218,043 | $6,269 | 4.49% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 70 | $14,410,000 | $205,857 | $6,197 | 4.46% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 65 | $13,705,000 | $210,846 | $6,822 | 4.39% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 38 | $12,810,000 | $337,105 | $6,718 | 4.39% |
| TUCSON, AZ (FHA|USDA|VA) | 70 | $11,960,000 | $170,857 | $5,988 | 4.40% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 32 | $11,560,000 | $361,250 | $7,613 | 4.47% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 61 | $10,755,000 | $176,311 | $6,583 | 4.57% |
| PROVO-OREM, UT (FHA|USDA|VA) | 45 | $10,485,000 | $233,000 | $6,935 | 4.55% |
| RICHMOND, VA (FHA|USDA|VA) | 59 | $9,875,000 | $167,373 | $5,904 | 4.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 35 | $9,195,000 | $262,714 | $8,225 | 4.58% |
| BOISE CITY, ID (FHA|USDA|VA) | 41 | $8,955,000 | $218,415 | $8,782 | 4.74% |
| SALINAS, CA (FHA|USDA|VA) | 24 | $8,910,000 | $371,250 | $8,807 | 4.61% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 50 | $8,700,000 | $174,000 | $6,385 | 4.69% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $8,545,000 | $198,721 | $6,692 | 4.53% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 25 | $8,225,000 | $329,000 | $7,580 | 4.54% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 23 | $8,065,000 | $350,652 | $8,540 | 4.34% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 27 | $7,865,000 | $291,296 | $6,196 | 4.77% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 44 | $7,800,000 | $177,273 | $6,159 | 4.27% |
| SALEM, OR (FHA|USDA|VA) | 38 | $7,620,000 | $200,526 | $6,684 | 4.54% |
| VISALIA, CA (FHA|USDA|VA) | 39 | $7,585,000 | $194,487 | $6,213 | 4.53% |
| FORT COLLINS, CO (FHA|USDA|VA) | 27 | $7,405,000 | $274,259 | $8,230 | 4.41% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 31 | $7,395,000 | $238,548 | $8,232 | 4.53% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 41 | $7,305,000 | $178,171 | $6,597 | 4.42% |
| GREELEY, CO (FHA|USDA|VA) | 31 | $7,235,000 | $233,387 | $6,656 | 4.57% |
| CHICO, CA (FHA|USDA|VA) | 32 | $6,690,000 | $209,063 | $5,842 | 4.53% |
| MERCED, CA (FHA|USDA|VA) | 29 | $6,655,000 | $229,483 | $6,773 | 4.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 42 | $6,520,000 | $155,238 | $5,364 | 4.35% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 31 | $5,985,000 | $193,065 | $6,420 | 4.44% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 34 | $5,870,000 | $172,647 | $6,053 | 4.85% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 31 | $5,745,000 | $185,323 | $6,538 | 4.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 30 | $5,570,000 | $185,667 | $6,856 | 4.75% |
| NAPA, CA (FHA|USDA|VA) | 14 | $5,540,000 | $395,714 | $7,245 | 4.35% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 36 | $5,520,000 | $153,333 | $5,543 | 4.34% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 33 | $5,435,000 | $164,697 | $6,915 | 4.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 31 | $5,125,000 | $165,323 | $6,500 | 4.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 38 | $5,110,000 | $134,474 | $5,326 | 4.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 31 | $4,875,000 | $157,258 | $6,648 | 4.53% |
| MADERA, CA (FHA|USDA|VA) | 24 | $4,730,000 | $197,083 | $6,649 | 4.40% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $4,475,000 | $406,818 | $8,664 | 4.55% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 23 | $4,165,000 | $181,087 | $6,098 | 4.47% |
| BEND, OR (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $6,116 | 4.42% |
| LONGVIEW, WA (FHA|USDA|VA) | 19 | $4,075,000 | $214,474 | $6,944 | 4.60% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 20 | $3,900,000 | $195,000 | $7,090 | 4.54% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $3,855,000 | $167,609 | $6,210 | 4.11% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $3,850,000 | $275,000 | $6,966 | 4.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $3,830,000 | $174,091 | $5,243 | 4.43% |
| Fernley, NV (FHA|USDA|VA) | 19 | $3,745,000 | $197,105 | $6,484 | 4.46% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 13 | $3,555,000 | $273,462 | $6,218 | 4.61% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $3,550,000 | $177,500 | $7,016 | 4.48% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 18 | $3,540,000 | $196,667 | $5,754 | 4.53% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $3,425,000 | $201,471 | $5,933 | 4.51% |
| YAKIMA, WA (FHA|USDA|VA) | 21 | $3,395,000 | $161,667 | $5,948 | 4.57% |
| PUEBLO, CO (FHA|USDA|VA) | 21 | $3,305,000 | $157,381 | $5,065 | 4.61% |
| MEDFORD, OR (FHA|USDA|VA) | 16 | $3,180,000 | $198,750 | $5,962 | 4.52% |
| ST. GEORGE, UT (FHA|USDA|VA) | 16 | $3,130,000 | $195,625 | $6,436 | 4.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $7,162 | 4.37% |
| REDDING, CA (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $3,487 | 4.68% |
| Oak Harbor, WA (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $6,485 | 4.53% |
| GRANTS PASS, OR (FHA|USDA|VA) | 13 | $2,885,000 | $221,923 | $5,544 | 4.26% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $2,740,000 | $152,222 | $6,327 | 4.55% |
| Red Bluff, CA (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $6,880 | 4.70% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $7,979 | 4.28% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $2,640,000 | $146,667 | $4,715 | 4.19% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $9,001 | 4.46% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $4,940 | 4.49% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $5,902 | 4.60% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $5,266 | 4.33% |
| Pahrump, NV (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $5,566 | 4.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $2,190,000 | $136,875 | $4,646 | 4.43% |
| YUMA, AZ (FHA|USDA|VA) | 14 | $2,180,000 | $155,714 | $5,852 | 4.40% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $7,043 | 4.30% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,570 | 4.70% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $5,476 | 4.52% |
| EL CENTRO, CA (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $5,579 | 4.60% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $5,992 | 4.40% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $5,950 | 4.13% |
| Sonora, CA (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $7,980 | 4.33% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $7,052 | 4.28% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $7,293 | 4.53% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $7,946 | 4.55% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 12 | $1,730,000 | $144,167 | $5,940 | 4.19% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $1,715,000 | $131,923 | $5,053 | 4.35% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,691 | 4.39% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $6,997 | 3.79% |
| Centralia, WA (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $7,508 | 4.62% |
| Clearlake, CA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $5,283 | 4.49% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $7,283 | 4.53% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $7,680 | 3.97% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $6,067 | 4.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $6,574 | 4.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $7,477 | 4.50% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $7,090 | 4.59% |
| Shelton, WA (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $5,508 | 4.47% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $8,567 | 3.92% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $6,558 | 4.14% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $7,567 | 4.11% |
| Roseburg, OR (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $6,614 | 4.17% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,151 | 4.39% |
| Payson, AZ (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $5,377 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $5,381 | 4.10% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $7,521 | 4.17% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $12,284 | 4.42% |
| Show Low, AZ (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $4,736 | 4.63% |
| READING, PA (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $5,046 | 4.39% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $9,091 | 3.77% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $5,498 | 4.60% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $7,674 | 4.55% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $6,569 | 4.39% |
| Easton, MD (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $4,386 | 4.22% |
| Outside of Metro Areas | 6 | $1,280,000 | $213,333 | $6,168 | 4.54% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,124 | 4.39% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $7,744 | 4.36% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $6,123 | 4.28% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $5,505 | 4.64% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,852 | 5.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,921 | 4.37% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $7,184 | 4.09% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $6,956 | 4.73% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $6,361 | 4.71% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $6,660 | 4.42% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,261 | 4.60% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,909 | 4.27% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $6,100 | 4.39% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,899 | 4.58% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $8,779 | 4.13% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,424 | 4.38% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,367 | 4.42% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,860 | 4.54% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $9,812 | 4.47% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,533 | 4.52% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $5,680 | 4.48% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $5,913 | 4.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,963 | 4.58% |
| Crescent City, CA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,681 | 4.50% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $4,027 | 4.36% |
| Edwards, CO (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $9,213 | 4.50% |
| RACINE, WI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $5,132 | 3.87% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $5,221 | 4.29% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $7,159 | 4.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,123 | 4.12% |
| Durango, CO (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $7,158 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,531 | 4.53% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,315 | 4.62% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,302 | 4.21% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,099 | 3.98% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $9,161 | 4.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,653 | 4.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,118 | 4.59% |
| Danville, VA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,597 | 4.32% |
| Susanville, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,818 | 5.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $6,489 | 4.58% |
| TULSA, OK (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $6,575 | 4.58% |
| DOVER, DE (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,053 | 3.88% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,611 | 4.62% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,173 | 4.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $8,402 | 4.03% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,950 | 4.15% |
| Astoria, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,315 | 4.46% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $6,671 | 4.03% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,319 | 4.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $6,995 | 4.25% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,488 | 3.66% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,639 | 4.28% |
| Brenham, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,910 | 4.75% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,890 | 4.31% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,715 | 3.92% |
| Montrose, CO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,162 | 4.71% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $7,408 | 4.73% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $5,593 | 4.40% |
| ERIE, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,925 | 4.34% |
| Española, NM (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $11,753 | 3.04% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,396 | 5.03% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,019 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,814 | 4.41% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,159 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,742 | 3.97% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,373 | 4.03% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,793 | 4.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,062 | 4.84% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,240 | 5.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,371 | 4.37% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $4,843 | 4.78% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,818 | 5.63% |
| Silver City, NM (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,371 | 4.15% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $9,418 | 5.17% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,896 | 4.75% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $3,824 | 4.23% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,492 | 3.79% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,940 | 4.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,157 | 4.70% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,827 | 4.31% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,396 | 4.54% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,021 | 4.56% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,848 | 4.38% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,477 | 4.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,920 | 4.38% |
| Roswell, NM (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,162 | 4.69% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,784 | 4.37% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,314 | 5.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,195 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,597 | 3.56% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,713 | 4.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,352 | 4.00% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,940 | 5.29% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,098 | 4.33% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,375 | 4.25% |
| Elko, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,610 | 3.81% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,533 | 4.75% |
| Farmington, MO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,208 | 4.81% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,016 | 4.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,769 | 5.16% |
| DALTON, GA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,256 | 4.91% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,192 | 4.69% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,829 | 4.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,257 | 4.29% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,963 | 5.31% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,336 | 4.34% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,948 | 4.74% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,950 | 5.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,680 | 4.33% |
| Vernal, UT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,380 | 4.44% |
| AKRON, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,210 | 4.06% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,280 | 4.63% |
| Safford, AZ (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,910 | 4.25% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,884 | 4.21% |
| ROME, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,251 | 4.46% |
| Taos, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,205 | 4.56% |
| Prineville, OR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,531 | 4.46% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,358 | 3.96% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,930 | 4.31% |
| Newport, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,496 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,755 | 4.79% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,523 | 5.17% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,638 | 4.19% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,458 | 4.31% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,627 | 3.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,949 | 4.50% |
| La Grande, OR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,532 | 3.88% |
| TYLER, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,779 | 5.08% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $5,124 | 5.03% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,310 | 4.43% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,804 | 5.08% |
| Austin, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,756 | 4.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,560 | 4.68% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,739 | 4.21% |
| ENID, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,964 | 4.19% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,384 | 4.50% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,823 | 5.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,374 | 3.75% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,337 | 4.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,458 | 4.56% |
| Marietta, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,632 | 4.94% |
| Jesup, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,537 | 4.06% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,631 | 3.69% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,295 | 4.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,462 | 4.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,108 | 5.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,060 | 4.62% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,053 | 4.50% |
| Torrington, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,635 | 4.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,562 | 4.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,591 | 4.69% |
| Clovis, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,161 | 4.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,651 | 3.88% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,140 | 4.69% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,249 | 4.21% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,768 | 4.38% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,508 | 4.50% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,086 | 3.69% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,895 | 4.21% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,316 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,591 | 3.94% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,349 | 5.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,333 | 4.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,453 | 3.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,573 | 4.18% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,729 | 5.06% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,405 | 4.38% |
| Salina, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,262 | 4.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,707 | 4.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,843 | 4.62% |
| Fallon, NV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,004 | 4.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,025 | 4.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,994 | 4.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,470 | 4.43% |
| Newport, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,888 | 3.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,944 | 4.19% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,691 | 4.69% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,977 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,472 | 4.19% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,801 | 5.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,862 | 4.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,868 | 4.63% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,218 | 4.00% |
| Garden City, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,369 | 5.13% |
| Lock Haven, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,113 | 4.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,082 | 3.88% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,887 | 5.31% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,647 | 4.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,700 | 4.00% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,356 | 4.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,535 | 3.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,864 | 4.19% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,129 | 3.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,048 | 3.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,769 | 4.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,756 | 4.93% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,157 | 4.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,446 | 3.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,292 | 4.63% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,607 | 4.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,428 | 4.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,255 | 4.13% |
| Pecos, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,241 | 4.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,419 | 5.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,109 | 3.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,699 | 5.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,918 | 4.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,712 | 3.25% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,836 | 4.88% |
| LIMA, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,659 | 5.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,584 | 5.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,510 | 4.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,511 | 4.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,032 | 3.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,575 | 3.99% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,194 | 5.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,904 | 4.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,434 | 3.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,891 | 4.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,246 | 4.13% |
| Dayton, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,143 | 3.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,497 | 4.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,948 | 3.88% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,970 | 4.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,276 | 4.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,481 | 5.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,332 | 5.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,930 | 3.88% |
| Price, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,881 | 4.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,852 | 4.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,540 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,016 | 4.38% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,686 | 5.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,449 | 5.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,718 | 4.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,310 | 3.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,851 | 3.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,081 | 4.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,211 | 4.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,003 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,853 | 5.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,837 | 5.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,759 | 3.75% |
| Marshall, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,500 | 3.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,145 | 3.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,404 | 5.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,330 | 5.00% |
| Summerville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,046 | 4.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,560 | 2.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,020 | 5.00% |
| Defiance, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,903 | 3.88% |
| Sayre, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,748 | 5.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,089 | 4.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,870 | 4.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,239 | 4.38% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,728 | 4.38% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,140 | 4.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,180 | 4.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,363 | 3.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,079 | 3.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,155 | 4.99% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,852 | 4.63% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,540 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,518 | 4.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,786 | 4.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,375 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,435 | 4.75% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,720 | 3.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,300 | 3.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,118 | 4.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,926 | 5.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,839 | 4.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,859 | 3.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,495 | 5.00% |
| Duncan, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,506 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,414 | 5.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,449 | 4.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,686 | 4.25% |
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Product Mix
For 2018, Loanpal's most frequently originated type of loan was Conventional, with 6,186 originations. Their 2nd most popular type was FHA, with 2,399 originations.
Loan Reason
For 2018, Loanpal's most frequently cited loan purpose was Cash Out Refi, with 4,663 originations. The 2nd most popular reason was Refi, with 2,477 originations.
Loan Duration/Length
For 2018, Loanpal's most frequently cited loan duration was 30 Year, with 8,004 originations. The 2nd most popular length was 15 Year, with 1,001 originations.
Origination Fees/Closing Costs
Loanpal's average total fees were $6,908, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,366 originations.
Interest Rates
During 2018, Loanpal's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 5,300 originations.
Loan Sizing
2018 saw Loanpal place emphasis on $200k-400k loans with 4,575 originations, totaling $1,264,835,000 in origination value.
Applicant Income
Loanpal lent most frequently to those with incomes in the $50k-75k range, with 2,766 originations. The second most popular income band? $50k or less, with 2,613 originations.
Applicant Debt to Income Ratio
Loanpal lent most frequently to those with DTI ratios of 30-36%, with 1,344 originations. The next most common DTI ratio? 20-30%, with 1,079 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications61.53%
Loanpal has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-133.95%
Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,676 | $2,295,490,000 | $237,235 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 62 | $10,300,000 | $166,129 |
| Single Family (1-4 Units):Site-Built | 9,614 | $2,285,190,000 | $237,694 |