Loanpal Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300YN94MOAVYW0F52
Tax ID: 47-0912342
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Mortgage Data
Review & Overview
Loanpal is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Loanpal has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sacramento, Phoenix, Las Vegas, Los Angeles, and Riverside among others. We have data for 394 markets. (Some data included below & more in-depth data is available with an active subscription.)Loanpal has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Loanpal is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.89% | 12/17/24 |
| 30 Year Conventional Refi | 6.72% | 12/17/24 |
| 30 Year Cash-out Refi | 6.90% | 12/17/24 |
| 30 Year FHA Purchase | 7.09% | 12/17/24 |
| 30 Year FHA Refi | 6.83% | 12/17/24 |
| 30 Year VA Purchase | 6.07% | 12/17/24 |
| 30 Year VA Refi | 6.02% | 12/17/24 |
| 15 Year Conventional Purchase | 6.03% | 12/17/24 |
| 15 Year Conventional Refi | 6.29% | 12/17/24 |
| 15 Year Cash-out Refi | 6.29% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 6.22% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Loanpal Mortgage Calculator
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This is not an official calculator from Loanpal. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,637Origination Dollar Volume (All Markets)
$3,917,815,000Awards
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LOANPAL - 2020
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,860 | $611,650,000 | $328,844 | $4,251 | 3.10% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,157 | $282,495,000 | $244,162 | $4,803 | 3.11% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 888 | $236,560,000 | $266,396 | $4,968 | 3.12% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 485 | $184,865,000 | $381,165 | $5,458 | 3.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 604 | $183,490,000 | $303,791 | $5,131 | 3.14% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 570 | $181,300,000 | $318,070 | $5,376 | 3.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 294 | $131,440,000 | $447,075 | $5,754 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 218 | $87,620,000 | $401,927 | $5,245 | 3.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 248 | $70,640,000 | $284,839 | $4,935 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 324 | $64,950,000 | $200,463 | $4,451 | 3.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 331 | $63,595,000 | $192,130 | $5,254 | 3.19% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 226 | $60,950,000 | $269,690 | $5,161 | 3.03% |
| STOCKTON, CA (FHA|USDA|VA) | 207 | $60,735,000 | $293,406 | $5,013 | 3.10% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 161 | $58,355,000 | $362,453 | $5,411 | 3.07% |
| BOISE CITY, ID (FHA|USDA|VA) | 225 | $56,415,000 | $250,733 | $6,112 | 3.08% |
| Outside of Metro Areas | 265 | $56,035,000 | $211,453 | $4,824 | 3.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 172 | $52,650,000 | $306,105 | $5,701 | 3.12% |
| VALLEJO, CA (FHA|USDA|VA) | 155 | $52,215,000 | $336,871 | $5,206 | 3.11% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 182 | $43,030,000 | $236,429 | $4,686 | 3.10% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 177 | $42,595,000 | $240,650 | $5,727 | 3.14% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 159 | $40,375,000 | $253,931 | $4,942 | 3.03% |
| FRESNO, CA (FHA|USDA|VA) | 163 | $39,935,000 | $245,000 | $5,029 | 3.18% |
| YUBA CITY, CA (FHA|USDA|VA) | 140 | $38,050,000 | $271,786 | $4,878 | 3.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 199 | $37,825,000 | $190,075 | $5,280 | 3.23% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 161 | $37,215,000 | $231,149 | $5,820 | 3.28% |
| TUCSON, AZ (FHA|USDA|VA) | 185 | $36,925,000 | $199,595 | $4,644 | 3.15% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 194 | $35,660,000 | $183,814 | $4,852 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 148 | $32,360,000 | $218,649 | $5,113 | 3.07% |
| PROVO-OREM, UT (FHA|USDA|VA) | 104 | $29,580,000 | $284,423 | $5,263 | 3.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 63 | $29,465,000 | $467,698 | $4,826 | 3.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 128 | $28,480,000 | $222,500 | $4,878 | 3.14% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 113 | $27,925,000 | $247,124 | $5,523 | 3.21% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 89 | $27,795,000 | $312,303 | $5,192 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 183 | $26,185,000 | $143,087 | $4,157 | 3.13% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 75 | $23,265,000 | $310,200 | $6,137 | 3.11% |
| GREELEY, CO (FHA|USDA|VA) | 72 | $21,810,000 | $302,917 | $5,432 | 3.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 55 | $21,195,000 | $385,364 | $5,270 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 87 | $20,515,000 | $235,805 | $3,992 | 2.90% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 60 | $18,520,000 | $308,667 | $4,188 | 2.99% |
| MODESTO, CA (FHA|USDA|VA) | 64 | $16,900,000 | $264,063 | $4,911 | 3.14% |
| RENO, NV (FHA|USDA|VA) | 57 | $16,835,000 | $295,351 | $4,571 | 3.17% |
| RICHMOND, VA (FHA|USDA|VA) | 75 | $16,825,000 | $224,333 | $5,213 | 3.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 34 | $15,510,000 | $456,176 | $5,706 | 3.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 76 | $15,360,000 | $202,105 | $4,988 | 3.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 65 | $14,565,000 | $224,077 | $4,940 | 3.05% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 49 | $14,515,000 | $296,224 | $5,698 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 54 | $14,440,000 | $267,407 | $4,933 | 3.36% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 65 | $13,825,000 | $212,692 | $5,005 | 2.91% |
| VISALIA, CA (FHA|USDA|VA) | 55 | $13,125,000 | $238,636 | $5,786 | 3.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 32 | $12,240,000 | $382,500 | $4,124 | 3.08% |
| PUEBLO, CO (FHA|USDA|VA) | 68 | $12,090,000 | $177,794 | $5,259 | 3.18% |
| LAS CRUCES, NM (FHA|USDA|VA) | 71 | $12,035,000 | $169,507 | $5,237 | 3.14% |
| MERCED, CA (FHA|USDA|VA) | 50 | $11,810,000 | $236,200 | $4,660 | 3.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 52 | $11,520,000 | $221,538 | $5,689 | 3.01% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 62 | $10,520,000 | $169,677 | $4,807 | 3.03% |
| ODESSA, TX (FHA|USDA|VA) | 54 | $10,460,000 | $193,704 | $5,133 | 3.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 53 | $10,385,000 | $195,943 | $4,236 | 3.11% |
| MIDLAND, TX (FHA|USDA|VA) | 46 | $10,200,000 | $221,739 | $5,388 | 3.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 44 | $10,120,000 | $230,000 | $5,152 | 3.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 27 | $10,075,000 | $373,148 | $4,251 | 3.01% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 45 | $9,885,000 | $219,667 | $4,272 | 3.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 34 | $9,810,000 | $288,529 | $5,673 | 3.03% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 50 | $9,550,000 | $191,000 | $4,082 | 3.36% |
| FORT COLLINS, CO (FHA|USDA|VA) | 31 | $8,855,000 | $285,645 | $4,343 | 3.12% |
| NAPA, CA (FHA|USDA|VA) | 20 | $8,590,000 | $429,500 | $7,044 | 3.11% |
| SALEM, OR (FHA|USDA|VA) | 37 | $8,565,000 | $231,486 | $6,235 | 3.17% |
| ASHEVILLE, NC (FHA|USDA|VA) | 42 | $8,490,000 | $202,143 | $4,830 | 3.14% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 43 | $8,135,000 | $189,186 | $5,131 | 3.12% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 38 | $7,980,000 | $210,000 | $5,684 | 3.11% |
| MADERA, CA (FHA|USDA|VA) | 31 | $7,975,000 | $257,258 | $4,452 | 3.08% |
| SALINAS, CA (FHA|USDA|VA) | 22 | $7,890,000 | $358,636 | $4,371 | 3.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 35 | $7,635,000 | $218,143 | $5,369 | 2.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 42 | $7,550,000 | $179,762 | $5,037 | 3.09% |
| BOULDER, CO (FHA|USDA|VA) | 20 | $7,220,000 | $361,000 | $4,679 | 3.15% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 28 | $7,010,000 | $250,357 | $5,162 | 3.27% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $6,975,000 | $279,000 | $5,265 | 3.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 29 | $6,715,000 | $231,552 | $4,768 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $6,237 | 3.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $6,590,000 | $235,357 | $4,106 | 3.42% |
| TWIN FALLS, ID (FHA|USDA|VA) | 29 | $6,355,000 | $219,138 | $7,176 | 3.13% |
| POCATELLO, ID (FHA|USDA|VA) | 33 | $6,345,000 | $192,273 | $4,914 | 3.15% |
| PITTSBURGH, PA (FHA|USDA|VA) | 37 | $6,095,000 | $164,730 | $5,538 | 3.02% |
| REDDING, CA (FHA|USDA|VA) | 24 | $5,710,000 | $237,917 | $3,894 | 3.33% |
| Pahrump, NV (FHA|USDA|VA) | 31 | $5,705,000 | $184,032 | $4,750 | 3.23% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 36 | $5,690,000 | $158,056 | $4,856 | 3.26% |
| LOGAN, UT-ID (FHA|USDA|VA) | 23 | $5,555,000 | $241,522 | $5,423 | 3.14% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 21 | $5,405,000 | $257,381 | $4,250 | 2.98% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $5,120,000 | $213,333 | $4,425 | 2.96% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $4,775 | 3.05% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 30 | $4,900,000 | $163,333 | $5,535 | 3.16% |
| YUMA, AZ (FHA|USDA|VA) | 28 | $4,880,000 | $174,286 | $4,672 | 3.20% |
| MADISON, WI (FHA|USDA|VA) | 20 | $4,870,000 | $243,500 | $5,941 | 3.12% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 20 | $4,810,000 | $240,500 | $4,177 | 3.25% |
| LAREDO, TX (FHA|USDA|VA) | 29 | $4,775,000 | $164,655 | $5,582 | 3.14% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 24 | $4,660,000 | $194,167 | $4,742 | 3.41% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $4,635,000 | $185,400 | $3,463 | 3.00% |
| Blackfoot, ID (FHA|USDA|VA) | 20 | $3,950,000 | $197,500 | $5,550 | 3.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $3,935,000 | $171,087 | $4,386 | 2.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $3,815,000 | $181,667 | $4,836 | 2.98% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 20 | $3,790,000 | $189,500 | $5,034 | 2.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $3,760,000 | $268,571 | $5,739 | 3.28% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 23 | $3,645,000 | $158,478 | $4,101 | 3.07% |
| Heber, UT (FHA|USDA|VA) | 10 | $3,640,000 | $364,000 | $3,666 | 3.21% |
| LUBBOCK, TX (FHA|USDA|VA) | 24 | $3,540,000 | $147,500 | $5,511 | 3.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $3,465,000 | $182,368 | $4,101 | 3.47% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 12 | $3,200,000 | $266,667 | $4,582 | 3.14% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $4,461 | 3.22% |
| Alamogordo, NM (FHA|USDA|VA) | 16 | $3,150,000 | $196,875 | $4,591 | 3.02% |
| PANAMA CITY, FL (FHA|USDA|VA) | 17 | $3,115,000 | $183,235 | $4,945 | 3.11% |
| Red Bluff, CA (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $4,750 | 3.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $3,055,000 | $203,667 | $6,125 | 3.01% |
| SANTA FE, NM (FHA|USDA|VA) | 15 | $3,055,000 | $203,667 | $5,281 | 3.33% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $3,050,000 | $217,857 | $4,969 | 2.95% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $3,005,000 | $143,095 | $4,561 | 3.21% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $5,247 | 3.21% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $4,641 | 3.03% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $4,865 | 2.99% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $5,980 | 3.08% |
| Fernley, NV (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $5,053 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $5,211 | 3.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $3,225 | 3.27% |
| Sonora, CA (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $4,398 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 15 | $2,645,000 | $176,333 | $4,990 | 2.93% |
| WACO, TX (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $4,404 | 3.17% |
| Cañon City, CO (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $4,307 | 3.28% |
| YAKIMA, WA (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $6,533 | 3.11% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $2,480,000 | $155,000 | $4,201 | 3.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 17 | $2,465,000 | $145,000 | $4,141 | 3.06% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $6,526 | 3.33% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,450,000 | $306,250 | $6,731 | 2.95% |
| Show Low, AZ (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $4,417 | 3.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $6,586 | 3.04% |
| Clearlake, CA (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $5,349 | 3.47% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 13 | $2,135,000 | $164,231 | $4,779 | 2.98% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $4,979 | 3.77% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $5,454 | 3.06% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $5,886 | 3.37% |
| Rexburg, ID (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $5,285 | 3.12% |
| FLORENCE, SC (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $4,954 | 3.15% |
| TULSA, OK (FHA|USDA|VA) | 13 | $1,835,000 | $141,154 | $4,952 | 3.19% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $1,835,000 | $141,154 | $5,331 | 3.10% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $6,625 | 2.91% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $5,372 | 3.23% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $6,469 | 2.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $4,844 | 3.19% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $4,383 | 3.16% |
| OCALA, FL (FHA|USDA|VA) | 11 | $1,685,000 | $153,182 | $5,625 | 3.36% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $5,125 | 3.29% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,363 | 3.25% |
| STAUNTON, VA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,066 | 2.93% |
| Elko, NV (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $4,420 | 3.25% |
| READING, PA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $6,089 | 2.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,685 | 2.93% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $5,017 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,188 | 3.52% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $4,399 | 3.02% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $7,144 | 2.94% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $5,500 | 2.97% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $4,801 | 3.05% |
| SUMTER, SC (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $3,550 | 2.96% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $4,391 | 3.83% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $4,890 | 3.07% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $3,962 | 3.47% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $4,930 | 3.06% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $7,820 | 3.08% |
| Cedar City, UT (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,622 | 3.37% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $6,761 | 3.02% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,696 | 3.23% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $5,276 | 3.28% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $4,210 | 3.37% |
| Danville, VA (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $4,860 | 3.71% |
| Andrews, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,664 | 2.92% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,483 | 3.21% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,724 | 3.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,364 | 2.85% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,849 | 3.20% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,388 | 3.15% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,807 | 2.95% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $2,584 | 3.37% |
| Torrington, CT (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,267 | 3.58% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,800 | 2.87% |
| Roswell, NM (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,729 | 3.14% |
| Durango, CO (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,798 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,113 | 2.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,531 | 3.00% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,292 | 3.08% |
| Winnemucca, NV (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,892 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,915 | 2.94% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,812 | 2.92% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,181 | 3.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $3,415 | 2.96% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,358 | 3.04% |
| Safford, AZ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,184 | 3.78% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,382 | 2.60% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $1,704 | 3.16% |
| AKRON, OH (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,752 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,592 | 3.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,157 | 3.44% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,714 | 3.10% |
| Payson, AZ (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,703 | 3.00% |
| Outside of Metro Areas | 2 | $710,000 | $355,000 | $5,890 | 3.12% |
| Vernal, UT (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,183 | 2.69% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,990 | 2.92% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,926 | 2.81% |
| TYLER, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,792 | 3.80% |
| Shelton, WA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,167 | 2.95% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,759 | 3.21% |
| Centralia, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,255 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,561 | 3.12% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,431 | 3.59% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,498 | 2.96% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,668 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,581 | 3.21% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,213 | 2.75% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,034 | 3.54% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,292 | 3.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,525 | 2.79% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,540 | 2.75% |
| Española, NM (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,772 | 2.46% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,897 | 3.58% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,104 | 3.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,367 | 3.16% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,335 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,497 | 3.04% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,121 | 2.63% |
| Clovis, NM (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,666 | 3.08% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,879 | 3.19% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,287 | 3.65% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,217 | 4.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,330 | 3.04% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,885 | 3.15% |
| Granbury, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,421 | 3.44% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,373 | 3.06% |
| Portales, NM (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,368 | 2.96% |
| Price, UT (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,695 | 3.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,210 | 2.94% |
| Susanville, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,294 | 3.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,990 | 2.83% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,225 | 3.50% |
| Brevard, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,802 | 2.68% |
| Bedford, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,333 | 3.06% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,201 | 3.71% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,420 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,838 | 3.29% |
| Astoria, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,758 | 2.38% |
| Sanford, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,927 | 2.87% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,138 | 2.99% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,360 | 2.75% |
| Deming, NM (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,422 | 3.04% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,920 | 3.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,889 | 4.31% |
| Washington, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,234 | 3.93% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,905 | 2.63% |
| Wilson, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,719 | 2.54% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,382 | 3.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,367 | 3.31% |
| Henderson, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,076 | 3.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,553 | 3.69% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,100 | 3.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,508 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,176 | 4.50% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,196 | 3.12% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,902 | 3.31% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,932 | 2.75% |
| La Grande, OR (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,552 | 3.31% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,090 | 3.37% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,521 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,792 | 2.75% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,379 | 3.19% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,446 | 3.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,930 | 3.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,412 | 3.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,636 | 2.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,362 | 3.62% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,932 | 2.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,510 | 3.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,877 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,225 | 3.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,185 | 2.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,102 | 2.79% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,100 | 2.56% |
| Defiance, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,255 | 2.44% |
| Marion, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,130 | 3.31% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,996 | 3.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,562 | 3.38% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $925 | 2.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,219 | 2.94% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,554 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,138 | 2.88% |
| Silver City, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,113 | 4.63% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,867 | 3.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,270 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,571 | 3.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,775 | 2.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,533 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,897 | 2.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,760 | 3.99% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,390 | 3.88% |
| Hailey, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,159 | 3.50% |
| Marshall, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,595 | 3.19% |
| Prineville, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,834 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,837 | 3.75% |
| Elk City, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,240 | 3.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,204 | 2.50% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,744 | 2.81% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,821 | 3.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,401 | 4.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,188 | 2.99% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,813 | 2.00% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,584 | 2.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,790 | 2.25% |
| Hood River, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,140 | 3.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,677 | 2.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,792 | 3.44% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,197 | 2.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,044 | 4.99% |
| Connersville, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,688 | 2.44% |
| Montrose, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,532 | 3.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,673 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,035 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,535 | 3.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,167 | 2.99% |
| Athens, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,448 | 3.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,803 | 2.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,938 | 2.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,676 | 3.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,180 | 3.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,333 | 2.99% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,832 | 2.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,794 | 3.88% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,075 | 2.87% |
| Burley, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,753 | 3.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,109 | 4.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,038 | 2.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,549 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,227 | 4.25% |
| Mexico, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,251 | 2.50% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,280 | 4.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,226 | 3.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,332 | 3.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,234 | 3.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,391 | 2.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,479 | 4.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,764 | 2.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,818 | 2.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,695 | 3.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,429 | 3.13% |
| ENID, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,980 | 2.88% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,452 | 2.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,239 | 2.99% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,528 | 3.63% |
| Indiana, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,660 | 3.63% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,302 | 2.99% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,577 | 3.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,265 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,605 | 3.99% |
| Marion, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,715 | 3.50% |
| Zapata, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,449 | 2.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,145 | 3.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $975 | 3.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,515 | 2.88% |
| Easton, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,366 | 2.25% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,658 | 2.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,990 | 3.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,148 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,165 | 2.88% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,820 | 3.99% |
| Marietta, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,009 | 3.63% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,402 | 3.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,225 | 3.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,812 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,608 | 3.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,284 | 3.50% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,257 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,997 | 3.63% |
| Miami, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,485 | 2.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,002 | 4.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,773 | 2.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,644 | 2.63% |
| Marion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,010 | 2.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,940 | 2.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,854 | 2.99% |
| Oil City, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,196 | 2.50% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,125 | 2.99% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,690 | 2.99% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,838 | 2.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,357 | 2.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,420 | 3.50% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,358 | 2.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,406 | 2.50% |
| Alice, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,266 | 3.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,588 | 3.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,190 | 2.63% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,532 | 4.25% |
Similar Lenders
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Product Mix
For 2020, Loanpal's most frequently originated type of loan was Conventional, with 11,525 originations. Their 2nd most popular type was VA, with 2,120 originations.
Loan Reason
For 2020, Loanpal's most frequently cited loan purpose was Refi, with 9,161 originations. The 2nd most popular reason was Cash Out Refi, with 4,123 originations.
Loan Duration/Length
For 2020, Loanpal's most frequently cited loan duration was 30 Year, with 10,848 originations. The 2nd most popular length was 15 Year, with 1,930 originations.
Origination Fees/Closing Costs
Loanpal's average total fees were $5,232, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,842 originations.
Interest Rates
During 2020, Loanpal's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 6,219 originations.
Loan Sizing
2020 saw Loanpal place emphasis on $200k-400k loans with 7,896 originations, totaling $2,246,850,000 in origination value.
Applicant Income
Loanpal lent most frequently to those with incomes in the $50k-75k range, with 3,367 originations. The second most popular income band? $100k-150k, with 3,146 originations.
Applicant Debt to Income Ratio
Loanpal lent most frequently to those with DTI ratios of 20-30%, with 2,478 originations. The next most common DTI ratio? 30-36%, with 2,426 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.07%
Loanpal has a below average approval rate.
Pick Rate
Approvals leading to origination41.17%
Loanpal has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,637 | $3,917,815,000 | $267,665 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 161 | $27,345,000 | $169,845 |
| Single Family (1-4 Units):Site-Built | 14,476 | $3,890,470,000 | $268,753 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LoanFlight Lending, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 66.7% |
| LoanFlight Lending, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |