Credit Human Federal Credit Union Mortgage Rates, Fees & Info

San Antonio, TX

LEI: 549300Q3ROEQU3D1IW91

Tax ID: 74-0956027

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Credit Human Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Credit Human Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Antonio, San Diego, Phoenix, and San Jose among others. We have data for 388 markets. (Some data included below & more in-depth data is available with an active subscription.)

Credit Human Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Human Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 11/17/24
30 Year Conventional Refi 6.31% 11/17/24
30 Year Cash-out Refi 6.42% 11/17/24
15 Year Conventional Purchase 8.62% 11/17/24
15 Year Conventional Refi 8.19% 11/17/24
15 Year Cash-out Refi 8.19% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Credit Human Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Credit Human Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,296

Origination Dollar Volume (All Markets)

$245,240,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 315 $23,085,000 $73,286 $4,273 7.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 133 $13,825,000 $103,947 $0 7.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 202 $13,290,000 $65,792 $904 5.40%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 143 $13,275,000 $92,832 $6,662 7.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 224 $13,200,000 $58,929 $6,564 7.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 106 $13,060,000 $123,208 $0 7.15%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 103 $7,365,000 $71,505 $9,511 7.23%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 76 $5,870,000 $77,237 $0 7.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 71 $5,745,000 $80,915 $0 6.97%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 57 $5,205,000 $91,316 $0 7.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 48 $5,110,000 $106,458 $0 7.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $3,930,000 $70,179 $0 7.13%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 48 $3,850,000 $80,208 $1,348 6.33%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 29 $3,015,000 $103,966 $0 7.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 27 $2,415,000 $89,444 $0 6.76%
NAPA, CA (FHA|USDA|VA) 20 $2,410,000 $120,500 $0 7.63%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 32 $2,040,000 $63,750 $0 7.49%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 20 $1,940,000 $97,000 $0 7.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $1,845,000 $55,909 $5,161 6.56%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 32 $1,830,000 $57,188 $0 7.59%
SALEM, OR (FHA|USDA|VA) 30 $1,740,000 $58,000 $0 7.84%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 23 $1,685,000 $73,261 $0 7.89%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $1,535,000 $102,333 $0 7.18%
YUMA, AZ (FHA|USDA|VA) 13 $1,505,000 $115,769 $0 7.59%
TULSA, OK (FHA|USDA|VA) 16 $1,500,000 $93,750 $0 7.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $1,435,000 $110,385 $0 6.51%
MODESTO, CA (FHA|USDA|VA) 17 $1,415,000 $83,235 $0 7.30%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $1,335,000 $78,529 $0 7.24%
TUCSON, AZ (FHA|USDA|VA) 26 $1,310,000 $50,385 $0 8.06%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $1,275,000 $85,000 $0 6.65%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $1,255,000 $73,824 $0 7.21%
VALLEJO, CA (FHA|USDA|VA) 14 $1,240,000 $88,571 $0 7.89%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 17 $1,235,000 $72,647 $0 6.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 19 $1,195,000 $62,895 $0 7.77%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $1,105,000 $73,667 $0 7.09%
BATON ROUGE, LA (FHA|USDA|VA) 15 $1,065,000 $71,000 $0 6.35%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $1,065,000 $71,000 $0 6.97%
JACKSON, MS (FHA|USDA|VA) 15 $1,015,000 $67,667 $0 6.75%
READING, PA (FHA|USDA|VA) 13 $1,015,000 $78,077 $0 7.69%
BOISE CITY, ID (FHA|USDA|VA) 13 $1,015,000 $78,077 $0 6.68%
ROCHESTER, NY (FHA|USDA|VA) 19 $995,000 $52,368 $0 7.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $970,000 $69,286 $4,415 6.36%
STOCKTON, CA (FHA|USDA|VA) 16 $940,000 $58,750 $0 7.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $915,000 $53,824 $0 6.44%
Show Low, AZ (FHA|USDA|VA) 14 $900,000 $64,286 $4,526 6.66%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $885,000 $68,077 $0 7.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $870,000 $62,143 $0 6.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $865,000 $66,538 $2,816 7.68%
Port Angeles, WA (FHA|USDA|VA) 9 $835,000 $92,778 $0 7.27%
DOVER, DE (FHA|USDA|VA) 14 $790,000 $56,429 $0 7.53%
London, KY (FHA|USDA|VA) 12 $790,000 $65,833 $2,221 7.68%
SYRACUSE, NY (FHA|USDA|VA) 14 $770,000 $55,000 $0 7.44%
UTICA-ROME, NY (FHA|USDA|VA) 13 $765,000 $58,846 $0 7.82%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $760,000 $63,333 $0 7.46%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 9 $745,000 $82,778 $0 6.98%
Brookings, OR (FHA|USDA|VA) 9 $725,000 $80,556 $0 7.24%
COLUMBUS, OH (FHA|USDA|VA) 15 $695,000 $46,333 $0 6.82%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $685,000 $76,111 $0 7.30%
OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $670,000 $67,000 $0 7.11%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $670,000 $55,833 $0 7.46%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $660,000 $66,000 $0 7.32%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $660,000 $66,000 $0 7.73%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $600,000 $75,000 $0 7.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $575,000 $82,143 $0 6.60%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $570,000 $57,000 $0 7.78%
LOUISVILLE, KY (FHA|USDA|VA) 8 $550,000 $68,750 $0 7.79%
ODESSA, TX (FHA|USDA|VA) 6 $550,000 $91,667 $0 6.75%
PITTSBURGH, PA (FHA|USDA|VA) 11 $545,000 $49,545 $0 7.46%
BEND, OR (FHA|USDA|VA) 7 $545,000 $77,857 $0 7.69%
MEDFORD, OR (FHA|USDA|VA) 9 $525,000 $58,333 $0 6.72%
Morehead City, NC (FHA|USDA|VA) 8 $520,000 $65,000 $0 7.09%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $510,000 $63,750 $0 7.30%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $500,000 $83,333 $0 7.83%
Moses Lake, WA (FHA|USDA|VA) 5 $485,000 $97,000 $0 7.04%
Palestine, TX (FHA|USDA|VA) 4 $470,000 $117,500 $0 7.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $470,000 $78,333 $0 7.22%
KNOXVILLE, TN (FHA|USDA|VA) 9 $465,000 $51,667 $0 7.44%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $465,000 $66,429 $0 7.07%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $460,000 $76,667 $0 6.53%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 7 $455,000 $65,000 $0 6.71%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 9 $445,000 $49,444 $0 7.28%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $445,000 $63,571 $0 7.90%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 7 $445,000 $63,571 $0 7.84%
SALINAS, CA (FHA|USDA|VA) 7 $435,000 $62,143 $0 6.47%
Troy, AL (FHA|USDA|VA) 6 $420,000 $70,000 $0 6.83%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $420,000 $70,000 $0 6.78%
Newport, OR (FHA|USDA|VA) 4 $410,000 $102,500 $0 7.68%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $405,000 $57,857 $0 7.56%
GAINESVILLE, FL (FHA|USDA|VA) 6 $400,000 $66,667 $0 6.30%
PINE BLUFF, AR (FHA|USDA|VA) 5 $395,000 $79,000 $0 6.78%
ABILENE, TX (FHA|USDA|VA) 5 $395,000 $79,000 $0 7.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $390,000 $65,000 $0 6.92%
LANCASTER, PA (FHA|USDA|VA) 8 $390,000 $48,750 $0 6.88%
AMARILLO, TX (FHA|USDA|VA) 5 $385,000 $77,000 $0 6.82%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $380,000 $63,333 $0 7.53%
Athens, TX (FHA|USDA|VA) 4 $380,000 $95,000 $0 6.93%
LaGrange, GA-AL (FHA|USDA|VA) 3 $375,000 $125,000 $0 5.83%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $375,000 $53,571 $3,852 6.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $375,000 $75,000 $0 7.84%
VALDOSTA, GA (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.83%
Roseburg, OR (FHA|USDA|VA) 6 $370,000 $61,667 $0 6.90%
MONTGOMERY, AL (FHA|USDA|VA) 6 $370,000 $61,667 $0 7.04%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $365,000 $52,143 $0 7.41%
VISALIA, CA (FHA|USDA|VA) 6 $360,000 $60,000 $8,080 7.02%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $355,000 $50,714 $0 7.11%
Brookhaven, MS (FHA|USDA|VA) 4 $350,000 $87,500 $0 6.45%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $350,000 $87,500 $0 8.03%
Rockport, TX (FHA|USDA|VA) 7 $345,000 $49,286 $0 7.56%
MIDLAND, TX (FHA|USDA|VA) 3 $345,000 $115,000 $0 7.57%
FRESNO, CA (FHA|USDA|VA) 7 $345,000 $49,286 $0 6.77%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $340,000 $85,000 $0 7.65%
HATTIESBURG, MS (FHA|USDA|VA) 6 $340,000 $56,667 $0 7.77%
DOTHAN, AL (FHA|USDA|VA) 5 $335,000 $67,000 $0 6.94%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $330,000 $55,000 $0 6.57%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $325,000 $65,000 $0 7.50%
CHICO, CA (FHA|USDA|VA) 7 $325,000 $46,429 $0 7.14%
GRANTS PASS, OR (FHA|USDA|VA) 5 $325,000 $65,000 $0 6.68%
LONGVIEW, TX (FHA|USDA|VA) 6 $320,000 $53,333 $0 7.82%
REDDING, CA (FHA|USDA|VA) 6 $320,000 $53,333 $0 6.77%
Nacogdoches, TX (FHA|USDA|VA) 6 $320,000 $53,333 $0 7.33%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $315,000 $63,000 $0 7.18%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $315,000 $63,000 $0 7.68%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.03%
Alexander City, AL (FHA|USDA|VA) 4 $310,000 $77,500 $0 7.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $310,000 $51,667 $0 7.63%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.93%
Gainesville, TX (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.53%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $300,000 $75,000 $0 7.18%
Corsicana, TX (FHA|USDA|VA) 5 $295,000 $59,000 $0 6.60%
DECATUR, AL (FHA|USDA|VA) 5 $295,000 $59,000 $0 7.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $295,000 $59,000 $0 6.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.10%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $285,000 $57,000 $0 6.75%
KINGSTON, NY (FHA|USDA|VA) 3 $285,000 $95,000 $5,278 6.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $280,000 $70,000 $0 7.35%
Corning, NY (FHA|USDA|VA) 4 $280,000 $70,000 $0 7.10%
TYLER, TX (FHA|USDA|VA) 3 $275,000 $91,667 $0 6.57%
Camden, AR (FHA|USDA|VA) 4 $270,000 $67,500 $0 7.68%
Ellensburg, WA (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.40%
Athens, TN (FHA|USDA|VA) 4 $270,000 $67,500 $0 6.90%
Outside of Metro Areas 4 $270,000 $67,500 $0 6.50%
ELMIRA, NY (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.87%
BELLINGHAM, WA (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.63%
STATE COLLEGE, PA (FHA|USDA|VA) 5 $265,000 $53,000 $0 7.20%
Plattsburgh, NY (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.63%
Lake City, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.15%
Oneonta, NY (FHA|USDA|VA) 4 $260,000 $65,000 $6,316 7.65%
Jacksonville, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 7.23%
Oak Harbor, WA (FHA|USDA|VA) 3 $255,000 $85,000 $0 6.83%
CORVALLIS, OR (FHA|USDA|VA) 3 $255,000 $85,000 $0 7.33%
Sonora, CA (FHA|USDA|VA) 3 $255,000 $85,000 $0 6.33%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 6.93%
LONGVIEW, WA (FHA|USDA|VA) 4 $250,000 $62,500 $0 6.90%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $250,000 $62,500 $0 8.30%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $250,000 $62,500 $0 7.33%
Warren, PA (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.10%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.63%
MORRISTOWN, TN (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.77%
Klamath Falls, OR (FHA|USDA|VA) 3 $235,000 $78,333 $0 7.27%
Lufkin, TX (FHA|USDA|VA) 3 $235,000 $78,333 $0 5.97%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.60%
Bogalusa, LA (FHA|USDA|VA) 4 $230,000 $57,500 $0 6.43%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $230,000 $57,500 $0 8.20%
YAKIMA, WA (FHA|USDA|VA) 3 $225,000 $75,000 $0 6.53%
Beeville, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.90%
Payson, AZ (FHA|USDA|VA) 4 $220,000 $55,000 $0 9.08%
HAMMOND, LA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.10%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $215,000 $43,000 $0 6.68%
OWENSBORO, KY (FHA|USDA|VA) 3 $215,000 $71,667 $3,967 7.10%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.40%
Meadville, PA (FHA|USDA|VA) 4 $210,000 $52,500 $0 6.45%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.83%
Laurel, MS (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.93%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.10%
Huntsville, TX (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.30%
Douglas, GA (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.05%
LEBANON, PA (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.80%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $195,000 $65,000 $0 7.20%
Richmond-Berea, KY (FHA|USDA|VA) 3 $195,000 $65,000 $0 7.13%
JOPLIN, MO (FHA|USDA|VA) 3 $195,000 $65,000 $0 8.00%
Olean, NY (FHA|USDA|VA) 3 $195,000 $65,000 $0 7.70%
Kerrville, TX (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.30%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $195,000 $65,000 $0 7.30%
VICTORIA, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.30%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.05%
MORGANTOWN, WV (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.93%
Russellville, AR (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.15%
Union City, TN (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.70%
Searcy, AR (FHA|USDA|VA) 3 $185,000 $61,667 $0 8.47%
LAFAYETTE, LA (FHA|USDA|VA) 5 $185,000 $37,000 $0 7.30%
GREELEY, CO (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.10%
MISSOULA, MT (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.20%
MOBILE, AL (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.60%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $180,000 $90,000 $2,750 8.10%
YUBA CITY, CA (FHA|USDA|VA) 4 $180,000 $45,000 $0 7.00%
McAlester, OK (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.05%
Fredericksburg, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.55%
Greeneville, TN (FHA|USDA|VA) 2 $180,000 $90,000 $0 5.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.30%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.55%
WALLA WALLA, WA (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.20%
GLENS FALLS, NY (FHA|USDA|VA) 3 $175,000 $58,333 $0 8.17%
Malvern, AR (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.93%
Prineville, OR (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.65%
BRUNSWICK, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.90%
RENO, NV (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.00%
El Dorado, AR (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.27%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.60%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $165,000 $33,000 $0 7.32%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.85%
Ukiah, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.45%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $160,000 $40,000 $0 8.05%
NEW BERN, NC (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.30%
LAS CRUCES, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.60%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.90%
COLUMBIA, SC (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.00%
Paris, TN (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.60%
Sevierville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,949 8.30%
ASHEVILLE, NC (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.20%
Bozeman, MT (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.30%
Jesup, GA (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.50%
BOULDER, CO (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.10%
Hudson, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 9.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.30%
SPARTANBURG, SC (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.25%
MADERA, CA (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.90%
CHARLESTON, WV (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.35%
Plymouth, IN (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.80%
Tupelo, MS (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.70%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.57%
WACO, TX (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.73%
Dumas, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.30%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.67%
Las Vegas, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.20%
Uvalde, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.75%
DALTON, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.30%
Batavia, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.30%
Big Stone Gap, VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.80%
Cullowhee, NC (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.35%
JONESBORO, AR (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.30%
Cullman, AL (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.30%
Heber, UT (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.20%
Gaffney, SC (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.90%
Coos Bay, OR (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.25%
ERIE, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.50%
Shelton, WA (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.35%
Meridian, MS (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.70%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $115,000 $38,333 $0 6.90%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.67%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.60%
Eagle Pass, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.30%
Indiana, PA (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.60%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.10%
MONROE, LA (FHA|USDA|VA) 3 $105,000 $35,000 $0 7.57%
SAVANNAH, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.20%
Fairfield, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.90%
Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.60%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.40%
GETTYSBURG, PA (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.75%
Shelbyville, TN (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.35%
Lamesa, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.30%
Ada, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.80%
Arcadia, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.10%
Centralia, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.30%
Centralia, WA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.30%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.10%
El Campo, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
Grenada, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.50%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.90%
Ruston, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
MANHATTAN, KS (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.40%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.05%
Guymon, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
Moultrie, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,768 8.10%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.90%
Bradford, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.70%
Mayfield, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.90%
Glenwood Springs, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.40%
Waycross, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.90%
BECKLEY, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.30%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.20%
BINGHAMTON, NY (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.80%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.65%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.15%
DeRidder, LA (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.10%
Sunbury, PA (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.00%
ITHACA, NY (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.30%
Crossville, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.95%
Breckenridge, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.60%
Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.20%
Auburn, NY (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.60%
Ozark, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.30%
Ardmore, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.20%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.10%
Zanesville, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
Murray, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.30%
Mount Vernon, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.70%
Hood River, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.70%
Helena-West Helena, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.20%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.80%
Helena, MT (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.40%
Amsterdam, NY (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.10%
Seneca Falls, NY (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.05%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.90%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.30%
Kingsville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
Spirit Lake, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.90%
JACKSON, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.60%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.30%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.70%
Maysville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $3,301 8.60%
Bainbridge, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.30%
Glasgow, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.60%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.20%
Brownwood, TX (FHA|USDA|VA) 2 $60,000 $30,000 $0 7.75%
Clearlake, CA (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.45%
Pierre, SD (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.90%
Opelousas, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.70%
RACINE, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.70%
MADISON, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.60%
Madisonville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Madison, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.30%
Alamogordo, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.60%
Lewistown, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.80%
Kinston, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.40%
KANKAKEE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.70%
Jacksonville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.40%
Gloversville, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.00%
Enterprise, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.00%
Durant, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.20%
The Dalles, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.70%
Crescent City, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.30%
Cookeville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.40%
CLEVELAND, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.40%
Cambridge, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Vidalia, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.70%
Baraboo, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.40%
Atmore, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.20%
Somerset, KY (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.45%
Paragould, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
Seymour, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.10%
Hope, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.80%
Wabash, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.00%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.80%
St. Marys, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.70%
Middlesborough, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.80%
PUEBLO, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.40%
Pecos, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.90%
Elizabeth City, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.60%
Cortland, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.80%
LYNCHBURG, VA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.20%
McMinnville, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
Scottsburg, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.70%
EL CENTRO, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.90%
EL PASO, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.70%
Portsmouth, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.20%
Thomasville, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.60%
Paducah, KY-IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.30%
HINESVILLE, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.50%
ALTOONA, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.20%
Brownsville, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
LUBBOCK, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.60%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.90%
Orangeburg, SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.50%
Clovis, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.50%
Central City, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.20%
WENATCHEE, WA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.90%
Snyder, TX (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.70%
Brenham, TX (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.90%
Findlay, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.30%
FARMINGTON, NM (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.40%
MUNCIE, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 3.90%
Credit Human Federal Credit Union's top markets include Los Angeles, San Antonio, San Diego, Phoenix, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CREDIT HUMAN FEDERAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 86
    GREATER NEW ORLEANS
    Similarity Rank: 182
    CORNERSTONE MORTGAGE PROVIDERS
    Similarity Rank: 291
    America's Mortgage Resource, Inc.
    Similarity Rank: 315
    JEFFERSON FINANCIAL
    Similarity Rank: 448
    HIGHLAND HOMELOANS, LLC
    Similarity Rank: 456
    Priority Bank
    Similarity Rank: 456
    Florida Parishes Bank
    Similarity Rank: 576
    Home Bank
    Similarity Rank: 608
    ADVISA MORTGAGE SERVICES, LTD.
    Similarity Rank: 678

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,296 $245,240,000 $74,405 $1,622 7.10%

    For 2018, Credit Human Federal Credit Union's most frequently originated type of loan was Conventional, with 3,296 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,579 $196,815,000 $76,314 $5,010 7.26%
    Refi 487 $34,055,000 $69,928 $2,887 6.92%
    Other 88 $5,660,000 $64,318 $479 6.57%
    Home Improvement 71 $3,215,000 $45,282 $499 5.10%
    Cash Out Refi 71 $5,495,000 $77,394 $789 5.29%

    For 2018, Credit Human Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 2,579 originations. The 2nd most popular reason was Refi, with 487 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 1,960 $172,130,000 $87,821 $2,000 7.23%
    15 Year 942 $53,210,000 $56,486 $2,078 7.24%
    10 Year 200 $9,190,000 $45,950 $741 6.32%
    Other 138 $7,800,000 $56,522 $399 6.48%
    5 Year 49 $1,615,000 $32,959 $317 4.65%
    30 Year 7 $1,295,000 $185,000 $5,417 4.82%

    For 2018, Credit Human Federal Credit Union's most frequently cited loan duration was 20 Year, with 1,960 originations. The 2nd most popular length was 15 Year, with 942 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 186 $11,220,000 $60,323
    $2k-3k 17 $1,635,000 $96,176
    $3k-4k 17 $2,105,000 $123,824
    $1k-2k 7 $435,000 $62,143
    $5k+ 5 $925,000 $185,000
    $4k-5k 4 $780,000 $195,000

    Credit Human Federal Credit Union's average total fees were $5,417, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 186 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,088 $78,920,000 $72,537
    7-8% 854 $66,240,000 $77,564
    Over 8% 840 $67,890,000 $80,821
    5-6% 360 $22,630,000 $62,861
    4-5% 128 $7,500,000 $58,594
    3-4% 26 $2,060,000 $79,231

    During 2018, Credit Human Federal Credit Union's average interest rate for loans was 4.82%, while their most frequently originated rate bucket for loans was 6-7%, with 1,088 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,594 $148,520,000 $57,255 $986 7.05%
    $100k-200k 660 $85,410,000 $129,409 $4,120 7.33%
    $200k-400k 40 $9,980,000 $249,500 $7,197 7.23%
    $400k-600k 1 $415,000 $415,000 $4,703 4.00%
    $600k-1MM 1 $915,000 $915,000 $0 6.90%

    2018 saw Credit Human Federal Credit Union place emphasis on $100,000 or less loans with 2,594 originations, totaling $148,520,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,171 $82,925,000 $70,816 $1,423 7.17%
    $50k or less 843 $43,385,000 $51,465 $1,032 6.97%
    $75k-100k 610 $49,900,000 $81,803 $1,635 7.15%
    $100k-150k 455 $43,285,000 $95,132 $1,846 7.16%
    $150k-250k 179 $19,395,000 $108,352 $2,714 7.04%
    $250k+ 38 $6,350,000 $167,105 $3,748 6.99%

    Credit Human Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 1,171 originations. The second most popular income band? $50k or less, with 843 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 906 $65,010,000 $71,755 $1,668 7.05%
    30-36% 641 $50,155,000 $78,245 $1,621 7.16%
    <20% 586 $38,490,000 $65,683 $2,270 6.96%
    50-60% 127 $10,705,000 $84,291 $2,788 7.40%
    37% 110 $8,610,000 $78,273 $405 7.10%
    >60% 98 $8,250,000 $84,184 $0 7.29%
    40% 97 $7,915,000 $81,598 $1,122 7.00%
    38% 94 $6,880,000 $73,191 $1,209 7.28%
    39% 93 $7,135,000 $76,720 $1,677 6.97%
    36% 92 $7,410,000 $80,543 $360 7.27%
    41% 85 $6,855,000 $80,647 $1,718 7.09%
    43% 77 $5,925,000 $76,948 $2,286 7.34%
    42% 68 $5,780,000 $85,000 $1,775 7.00%
    44% 50 $3,430,000 $68,600 $3,447 7.34%
    45% 49 $4,035,000 $82,347 $1,926 7.15%
    46% 40 $2,720,000 $68,000 $2,726 7.26%
    47% 37 $2,715,000 $73,378 $0 7.32%
    48% 28 $2,000,000 $71,429 $403 7.17%
    49% 17 $1,115,000 $65,588 $391 7.11%

    Credit Human Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 906 originations. The next most common DTI ratio? 30-36%, with 641 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,882 $212,250,000 $73,647 $1,701 7.12%
    Not provided 273 $20,545,000 $75,256 $972 7.00%
    Asian 56 $5,540,000 $98,929 $416 7.25%
    Black 51 $4,215,000 $82,647 $1,563 6.91%
    American Indian 16 $940,000 $58,750 $393 7.04%
    Korean 7 $595,000 $85,000 $0 7.44%
    Native Hawaiian or Islander 6 $450,000 $75,000 $0 7.15%
    Filipino 3 $445,000 $148,333 $0 6.73%
    Japanese 1 $165,000 $165,000 $0 7.10%
    Native Hawaiian 1 $95,000 $95,000 $0 6.30%

    Approval Rates

    Total approvals of all applications
    33.81%

    Credit Human Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    3.00%

    Credit Human Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 135 $9,995,000 $74,037
    1000.0 4 $180,000 $45,000
    1002.0 1 $15,000 $15,000
    1006.0 1 $55,000 $55,000
    1009.0 1 $25,000 $25,000
    1009.5 1 $35,000 $35,000
    10114.15 1 $115,000 $115,000
    1011.69 1 $105,000 $105,000
    1017.0 1 $25,000 $25,000
    1020.0 1 $25,000 $25,000
    1024.0 1 $25,000 $25,000
    1026.0 1 $105,000 $105,000
    1029.0 1 $25,000 $25,000
    1031.2 1 $105,000 $105,000
    10338.07 1 $75,000 $75,000
    10353.62 1 $95,000 $95,000
    1040.0 1 $55,000 $55,000
    1049.0 2 $50,000 $25,000
    10503.59 1 $105,000 $105,000
    1051.05 1 $35,000 $35,000
    1052.0 3 $45,000 $15,000
    1055.92 1 $65,000 $65,000
    1058.4 1 $25,000 $25,000
    10603.34 1 $225,000 $225,000
    1064.21 1 $105,000 $105,000
    1069.0 1 $25,000 $25,000
    1070.0 1 $115,000 $115,000
    1075.23 1 $115,000 $115,000
    1075.74 1 $55,000 $55,000
    1080.0 1 $35,000 $35,000
    1085.28 1 $35,000 $35,000
    10854.77 1 $195,000 $195,000
    1090.0 1 $125,000 $125,000
    1091.25 1 $85,000 $85,000
    1091.8 1 $35,000 $35,000
    1098.07 1 $115,000 $115,000
    1099.0 2 $70,000 $35,000
    1099.69 1 $125,000 $125,000
    1100.0 1 $55,000 $55,000
    1101.56 1 $35,000 $35,000
    1103.0 1 $115,000 $115,000
    1103.2 1 $115,000 $115,000
    1104.35 1 $125,000 $125,000
    1120.0 2 $140,000 $70,000
    1124.52 1 $35,000 $35,000
    1130.0 1 $25,000 $25,000
    1131.94 1 $115,000 $115,000
    11329.58 1 $145,000 $145,000
    1139.4 1 $115,000 $115,000
    1145.92 1 $45,000 $45,000
    1148.6 1 $25,000 $25,000
    11487.64 1 $195,000 $195,000
    1154.94 1 $65,000 $65,000
    1156.58 1 $65,000 $65,000
    11599.88 1 $45,000 $45,000
    1160.0 2 $150,000 $75,000
    1161.0 1 $115,000 $115,000
    1170.0 1 $125,000 $125,000
    1177.48 1 $25,000 $25,000
    1180.0 1 $55,000 $55,000
    11809.08 1 $105,000 $105,000
    1183.14 1 $135,000 $135,000
    1186.2 1 $85,000 $85,000
    1188.0 2 $160,000 $80,000
    11912.25 1 $135,000 $135,000
    1196.0 1 $35,000 $35,000
    1199.0 3 $95,000 $31,667
    1199.7 1 $55,000 $55,000
    1200.0 3 $195,000 $65,000
    1203.86 1 $125,000 $125,000
    1203.9 1 $95,000 $95,000
    1214.1 1 $65,000 $65,000
    1216.0 1 $125,000 $125,000
    1218.82 1 $15,000 $15,000
    1224.45 1 $125,000 $125,000
    12255.0 1 $235,000 $235,000
    12268.91 1 $135,000 $135,000
    12283.26 1 $135,000 $135,000
    12384.84 1 $195,000 $195,000
    1240.13 1 $125,000 $125,000
    1240.31 1 $125,000 $125,000
    1250.0 1 $125,000 $125,000
    1254.0 1 $35,000 $35,000
    1260.0 1 $65,000 $65,000
    1261.89 1 $45,000 $45,000
    1267.5 1 $45,000 $45,000
    12709.9 1 $55,000 $55,000
    12731.87 1 $115,000 $115,000
    1275.0 1 $125,000 $125,000
    1279.65 1 $45,000 $45,000
    1280.0 1 $35,000 $35,000
    1282.42 1 $155,000 $155,000
    1282.8 1 $35,000 $35,000
    1283.52 1 $45,000 $45,000
    12841.59 1 $95,000 $95,000
    1285.25 1 $145,000 $145,000
    1287.28 1 $65,000 $65,000
    1292.06 1 $35,000 $35,000
    1295.0 1 $125,000 $125,000
    1296.0 1 $35,000 $35,000
    1299.0 4 $170,000 $42,500
    1304.69 1 $75,000 $75,000
    1305.0 1 $135,000 $135,000
    1307.93 1 $65,000 $65,000
    1309.24 1 $45,000 $45,000
    1312.0 2 $100,000 $50,000
    1312.68 1 $45,000 $45,000
    1314.76 1 $135,000 $135,000
    13158.92 1 $65,000 $65,000
    13181.66 1 $245,000 $245,000
    1320.0 2 $180,000 $90,000
    1323.52 1 $45,000 $45,000
    1331.48 1 $65,000 $65,000
    1347.0 1 $55,000 $55,000
    1359.23 1 $35,000 $35,000
    1364.97 1 $145,000 $145,000
    1375.0 1 $145,000 $145,000
    1380.0 1 $45,000 $45,000
    1383.75 1 $25,000 $25,000
    1393.09 1 $45,000 $45,000
    1396.0 1 $35,000 $35,000
    1399.8 1 $35,000 $35,000
    1400.0 4 $280,000 $70,000
    1404.0 1 $145,000 $145,000
    1406.0 1 $35,000 $35,000
    1406.52 1 $35,000 $35,000
    1417.0 1 $75,000 $75,000
    1418.64 1 $25,000 $25,000
    1420.0 1 $35,000 $35,000
    1423.26 1 $145,000 $145,000
    1434.81 1 $75,000 $75,000
    14359.86 1 $75,000 $75,000
    1440.0 3 $215,000 $71,667
    1443.39 1 $145,000 $145,000
    14447.1 1 $115,000 $115,000
    14522.75 1 $95,000 $95,000
    1456.0 1 $145,000 $145,000
    1457.95 1 $145,000 $145,000
    1466.0 1 $35,000 $35,000
    1467.36 1 $65,000 $65,000
    1476.0 1 $75,000 $75,000
    1480.18 1 $55,000 $55,000
    1480.5 1 $155,000 $155,000
    1482.05 1 $155,000 $155,000
    1482.95 1 $45,000 $45,000
    1493.0 1 $55,000 $55,000
    14932.44 1 $95,000 $95,000
    1499.0 4 $150,000 $37,500
    1499.48 1 $35,000 $35,000
    1499.93 1 $155,000 $155,000
    15023.34 1 $305,000 $305,000
    15141.5 1 $155,000 $155,000
    1515.78 1 $155,000 $155,000
    1519.96 1 $45,000 $45,000
    1521.95 1 $55,000 $55,000
    1530.0 2 $100,000 $50,000
    1538.0 1 $35,000 $35,000
    1540.0 1 $155,000 $155,000
    15404.26 1 $55,000 $55,000
    1544.0 1 $55,000 $55,000
    1546.4 1 $55,000 $55,000
    1556.39 1 $45,000 $45,000
    1557.74 1 $55,000 $55,000
    1558.0 1 $35,000 $35,000
    1559.8 1 $45,000 $45,000
    1560.0 2 $90,000 $45,000
    1565.83 1 $45,000 $45,000
    1568.46 1 $55,000 $55,000
    1570.0 1 $155,000 $155,000
    1574.78 1 $165,000 $165,000
    15786.0 1 $85,000 $85,000
    1580.0 1 $45,000 $45,000
    1596.0 1 $45,000 $45,000
    1598.9 1 $65,000 $65,000
    1599.0 1 $35,000 $35,000
    1600.0 4 $220,000 $55,000
    1608.4 1 $45,000 $45,000
    1610.88 1 $165,000 $165,000
    1616.66 1 $55,000 $55,000
    1620.0 3 $255,000 $85,000
    1622.62 1 $75,000 $75,000
    1627.16 1 $45,000 $45,000
    1630.2 1 $45,000 $45,000
    1647.8 1 $45,000 $45,000
    1648.92 1 $65,000 $65,000
    1660.5 1 $55,000 $55,000
    1661.5 1 $65,000 $65,000
    16633.0 1 $105,000 $105,000
    1663.5 1 $65,000 $65,000
    1664.0 1 $45,000 $45,000
    1677.84 1 $35,000 $35,000
    16867.0 1 $85,000 $85,000
    1699.0 1 $45,000 $45,000
    1700.0 2 $220,000 $110,000
    1704.33 1 $45,000 $45,000
    1710.0 1 $65,000 $65,000
    1716.78 1 $175,000 $175,000
    1720.0 1 $45,000 $45,000
    1740.0 1 $55,000 $55,000
    1744.0 1 $45,000 $45,000
    17444.6 1 $115,000 $115,000
    1750.0 1 $175,000 $175,000
    1756.0 1 $45,000 $45,000
    1761.5 1 $35,000 $35,000
    1762.48 1 $55,000 $55,000
    1766.18 1 $125,000 $125,000
    1766.22 1 $65,000 $65,000
    1780.0 1 $45,000 $45,000
    1782.0 1 $45,000 $45,000
    17859.0 1 $145,000 $145,000
    1788.0 1 $45,000 $45,000
    1788.98 1 $95,000 $95,000
    1790.79 1 $65,000 $65,000
    1798.0 1 $55,000 $55,000
    1799.0 5 $275,000 $55,000
    1800.0 2 $140,000 $70,000
    1810.5 1 $65,000 $65,000
    1819.0 1 $75,000 $75,000
    1821.19 1 $95,000 $95,000
    1824.0 1 $45,000 $45,000
    1840.0 1 $45,000 $45,000
    1849.0 1 $125,000 $125,000
    1850.8 1 $75,000 $75,000
    1856.0 1 $95,000 $95,000
    1858.2 1 $55,000 $55,000
    1861.0 1 $145,000 $145,000
    1861.14 1 $45,000 $45,000
    1866.27 1 $95,000 $95,000
    1872.88 1 $25,000 $25,000
    1875.0 1 $45,000 $45,000
    1876.0 1 $45,000 $45,000
    1881.63 1 $75,000 $75,000
    1887.2 1 $55,000 $55,000
    1890.61 1 $25,000 $25,000
    1894.31 1 $45,000 $45,000
    1900.0 1 $55,000 $55,000
    1901.8 1 $55,000 $55,000
    1907.55 1 $125,000 $125,000
    1908.5 1 $45,000 $45,000
    1911.23 1 $45,000 $45,000
    1912.97 1 $45,000 $45,000
    1916.16 1 $55,000 $55,000
    1920.0 3 $295,000 $98,333
    1923.98 1 $195,000 $195,000
    1926.0 1 $55,000 $55,000
    1931.0 1 $45,000 $45,000
    19331.48 1 $125,000 $125,000
    1934.0 1 $55,000 $55,000
    1937.0 1 $55,000 $55,000
    1939.98 1 $75,000 $75,000
    19485.62 1 $175,000 $175,000
    1959.8 1 $55,000 $55,000
    1959.96 1 $55,000 $55,000
    1960.0 1 $105,000 $105,000
    1962.0 1 $55,000 $55,000
    1963.07 1 $35,000 $35,000
    1976.24 1 $75,000 $75,000
    1976.4 1 $45,000 $45,000
    1980.0 1 $55,000 $55,000
    1984.0 1 $55,000 $55,000
    1996.0 1 $55,000 $55,000
    1998.0 1 $65,000 $65,000
    1999.0 14 $1,010,000 $72,143
    1999.8 1 $55,000 $55,000
    2000.0 2 $110,000 $55,000
    2002.09 1 $75,000 $75,000
    2013.58 1 $75,000 $75,000
    2020.0 1 $55,000 $55,000
    2054.0 1 $45,000 $45,000
    2058.2 1 $55,000 $55,000
    2061.97 1 $55,000 $55,000
    2063.1 1 $75,000 $75,000
    2069.0 1 $45,000 $45,000
    2088.68 1 $55,000 $55,000
    2089.93 1 $75,000 $75,000
    2094.12 1 $45,000 $45,000
    2099.0 43 $3,095,000 $71,977
    2107.5 1 $75,000 $75,000
    2109.0 1 $85,000 $85,000
    2111.97 1 $85,000 $85,000
    2119.59 1 $215,000 $215,000
    2122.16 1 $35,000 $35,000
    2131.0 1 $45,000 $45,000
    2149.57 1 $65,000 $65,000
    21503.6 1 $115,000 $115,000
    2153.91 1 $75,000 $75,000
    2160.0 1 $75,000 $75,000
    2170.8 1 $55,000 $55,000
    2183.0 1 $55,000 $55,000
    2185.94 1 $35,000 $35,000
    2192.0 1 $55,000 $55,000
    2192.52 1 $55,000 $55,000
    2200.0 2 $110,000 $55,000
    2212.5 1 $35,000 $35,000
    2214.0 1 $25,000 $25,000
    2214.9 1 $95,000 $95,000
    2219.0 1 $45,000 $45,000
    2223.0 1 $55,000 $55,000
    2223.06 1 $65,000 $65,000
    2229.88 1 $135,000 $135,000
    2231.8 1 $35,000 $35,000
    2240.0 1 $65,000 $65,000
    2244.0 1 $65,000 $65,000
    2269.36 1 $65,000 $65,000
    2274.68 1 $65,000 $65,000
    2275.4 1 $65,000 $65,000
    2277.19 1 $155,000 $155,000
    2280.8 1 $225,000 $225,000
    230.0 1 $25,000 $25,000
    2300.0 1 $65,000 $65,000
    2303.06 1 $95,000 $95,000
    2305.0 1 $65,000 $65,000
    2312.52 1 $65,000 $65,000
    2322.0 1 $65,000 $65,000
    2325.21 1 $65,000 $65,000
    2340.0 1 $65,000 $65,000
    2350.0 1 $85,000 $85,000
    2350.79 1 $25,000 $25,000
    2356.0 1 $55,000 $55,000
    2385.84 1 $65,000 $65,000
    2396.0 1 $65,000 $65,000
    2399.0 25 $2,095,000 $83,800
    2400.0 5 $395,000 $79,000
    2412.0 1 $65,000 $65,000
    2418.0 1 $65,000 $65,000
    2419.57 1 $105,000 $105,000
    2421.2 1 $245,000 $245,000
    2428.67 1 $35,000 $35,000
    2428.9 1 $85,000 $85,000
    2436.16 1 $35,000 $35,000
    243.78 1 $25,000 $25,000
    2448.72 1 $65,000 $65,000
    2449.11 1 $85,000 $85,000
    2449.56 1 $75,000 $75,000
    2450.0 1 $125,000 $125,000
    2452.42 1 $75,000 $75,000
    2460.9 1 $125,000 $125,000
    2462.56 1 $65,000 $65,000
    2464.0 1 $65,000 $65,000
    2466.2 1 $65,000 $65,000
    2479.71 1 $65,000 $65,000
    2500.0 1 $65,000 $65,000
    2506.6 1 $35,000 $35,000
    2512.18 1 $65,000 $65,000
    2540.81 1 $105,000 $105,000
    2545.0 1 $55,000 $55,000
    2545.7 1 $105,000 $105,000
    2549.0 1 $125,000 $125,000
    2553.89 1 $45,000 $45,000
    2556.98 1 $135,000 $135,000
    2560.0 1 $65,000 $65,000
    2604.06 1 $65,000 $65,000
    2612.0 1 $55,000 $55,000
    2621.9 1 $85,000 $85,000
    2622.5 1 $115,000 $115,000
    2628.52 1 $25,000 $25,000
    2655.0 1 $55,000 $55,000
    2658.45 1 $35,000 $35,000
    2678.16 1 $25,000 $25,000
    2685.84 1 $45,000 $45,000
    2690.81 1 $55,000 $55,000
    2700.0 3 $415,000 $138,333
    2708.16 1 $195,000 $195,000
    2716.6 1 $45,000 $45,000
    2727.02 1 $45,000 $45,000
    2733.4 1 $65,000 $65,000
    2748.2 1 $65,000 $65,000
    2756.2 1 $35,000 $35,000
    2761.0 1 $65,000 $65,000
    2770.68 1 $75,000 $75,000
    2783.18 1 $75,000 $75,000
    2787.36 1 $45,000 $45,000
    2790.09 1 $75,000 $75,000
    2800.0 1 $75,000 $75,000
    2811.44 1 $35,000 $35,000
    2814.73 1 $35,000 $35,000
    2821.76 1 $65,000 $65,000
    2826.1 1 $35,000 $35,000
    2829.8 1 $125,000 $125,000
    2842.47 1 $45,000 $45,000
    2856.97 1 $65,000 $65,000
    2880.0 1 $75,000 $75,000
    2896.06 1 $25,000 $25,000
    2898.93 1 $25,000 $25,000
    2908.74 1 $45,000 $45,000
    2909.0 1 $65,000 $65,000
    2915.72 1 $125,000 $125,000
    2920.0 2 $370,000 $185,000
    292.42 1 $35,000 $35,000
    2925.0 1 $145,000 $145,000
    2935.5 1 $105,000 $105,000
    2940.72 1 $35,000 $35,000
    2941.46 1 $75,000 $75,000
    2943.9 1 $125,000 $125,000
    2951.46 1 $105,000 $105,000
    2970.0 1 $75,000 $75,000
    2977.64 1 $75,000 $75,000
    2979.2 1 $75,000 $75,000
    2986.22 1 $35,000 $35,000
    299.0 1 $15,000 $15,000
    2990.16 1 $25,000 $25,000
    2995.0 1 $65,000 $65,000
    300.0 1 $25,000 $25,000
    3000.0 2 $270,000 $135,000
    3040.0 1 $45,000 $45,000
    3052.47 1 $85,000 $85,000
    3076.01 1 $75,000 $75,000
    3076.66 1 $45,000 $45,000
    3096.44 1 $75,000 $75,000
    3109.4 1 $65,000 $65,000
    3118.58 1 $55,000 $55,000
    3131.86 1 $45,000 $45,000
    3131.92 1 $75,000 $75,000
    3139.08 1 $75,000 $75,000
    3148.95 1 $55,000 $55,000
    315.0 1 $35,000 $35,000
    3160.0 1 $75,000 $75,000
    3169.5 1 $125,000 $125,000
    3180.0 1 $105,000 $105,000
    3182.12 1 $45,000 $45,000
    3197.0 1 $135,000 $135,000
    3199.0 1 $75,000 $75,000
    320.0 1 $35,000 $35,000
    320.45 1 $35,000 $35,000
    3214.18 1 $35,000 $35,000
    3234.03 1 $45,000 $45,000
    3237.58 1 $45,000 $45,000
    325.0 1 $35,000 $35,000
    3254.42 1 $25,000 $25,000
    3256.45 1 $55,000 $55,000
    3258.4 1 $75,000 $75,000
    3259.16 1 $75,000 $75,000
    3284.4 1 $75,000 $75,000
    328.5 1 $35,000 $35,000
    3297.84 1 $35,000 $35,000
    3301.14 1 $225,000 $225,000
    3312.0 1 $165,000 $165,000
    3312.6 1 $45,000 $45,000
    3317.66 1 $45,000 $45,000
    3343.8 1 $85,000 $85,000
    3351.21 1 $175,000 $175,000
    3356.6 1 $85,000 $85,000
    3358.34 1 $25,000 $25,000
    3360.0 1 $95,000 $95,000
    3378.4 1 $95,000 $95,000
    3383.72 1 $25,000 $25,000
    3384.28 1 $95,000 $95,000
    3387.48 1 $55,000 $55,000
    340.0 1 $35,000 $35,000
    3400.0 2 $260,000 $130,000
    3400.22 1 $125,000 $125,000
    3409.8 1 $35,000 $35,000
    3419.35 1 $55,000 $55,000
    3422.28 1 $35,000 $35,000
    3434.8 1 $95,000 $95,000
    3459.54 1 $45,000 $45,000
    3463.39 1 $95,000 $95,000
    347.0 1 $35,000 $35,000
    3476.2 1 $15,000 $15,000
    3480.0 1 $85,000 $85,000
    3481.66 1 $35,000 $35,000
    3491.78 1 $45,000 $45,000
    3495.0 1 $85,000 $85,000
    350.0 2 $70,000 $35,000
    3500.0 4 $430,000 $107,500
    3510.0 1 $125,000 $125,000
    3510.1 1 $45,000 $45,000
    3521.36 1 $155,000 $155,000
    3536.0 1 $85,000 $85,000
    353.95 1 $125,000 $125,000
    3559.24 1 $55,000 $55,000
    3567.3 1 $55,000 $55,000
    3573.79 1 $15,000 $15,000
    3574.4 1 $55,000 $55,000
    3651.96 1 $85,000 $85,000
    3654.5 1 $85,000 $85,000
    3660.17 1 $65,000 $65,000
    3676.38 1 $135,000 $135,000
    3683.4 1 $55,000 $55,000
    3703.0 1 $85,000 $85,000
    3705.0 1 $185,000 $185,000
    3738.8 1 $95,000 $95,000
    3740.66 1 $95,000 $95,000
    375.0 1 $35,000 $35,000
    3760.0 1 $105,000 $105,000
    3760.28 1 $35,000 $35,000
    3773.98 1 $65,000 $65,000
    3780.0 1 $185,000 $185,000
    379.0 1 $45,000 $45,000
    3801.81 1 $95,000 $95,000
    3812.7 1 $45,000 $45,000
    3818.93 1 $65,000 $65,000
    3821.04 1 $65,000 $65,000
    3837.1 1 $55,000 $55,000
    3857.77 1 $55,000 $55,000
    3866.92 1 $35,000 $35,000
    3870.0 1 $95,000 $95,000
    3872.26 1 $45,000 $45,000
    3880.0 1 $95,000 $95,000
    3881.66 1 $45,000 $45,000
    3912.28 1 $125,000 $125,000
    3922.97 1 $55,000 $55,000
    3950.6 1 $45,000 $45,000
    3954.15 1 $55,000 $55,000
    3954.78 1 $45,000 $45,000
    3958.19 1 $85,000 $85,000
    3965.49 1 $65,000 $65,000
    3972.76 1 $45,000 $45,000
    399.0 1 $45,000 $45,000
    3992.34 1 $45,000 $45,000
    3998.0 1 $205,000 $205,000
    4000.0 2 $200,000 $100,000
    405.0 1 $45,000 $45,000
    4052.56 1 $95,000 $95,000
    4076.0 1 $95,000 $95,000
    4080.47 1 $55,000 $55,000
    4081.6 1 $95,000 $95,000
    4088.22 1 $55,000 $55,000
    4114.16 1 $45,000 $45,000
    4122.08 1 $75,000 $75,000
    4135.77 1 $55,000 $55,000
    4153.0 1 $45,000 $45,000
    4155.4 1 $65,000 $65,000
    4156.16 1 $45,000 $45,000
    416.02 1 $45,000 $45,000
    4183.5 1 $55,000 $55,000
    4200.0 2 $380,000 $190,000
    4256.0 1 $105,000 $105,000
    4261.92 1 $45,000 $45,000
    4305.04 1 $55,000 $55,000
    4328.58 1 $55,000 $55,000
    433.35 1 $45,000 $45,000
    4359.92 1 $55,000 $55,000
    4368.84 1 $65,000 $65,000
    4386.66 1 $65,000 $65,000
    4399.96 1 $105,000 $105,000
    4426.2 1 $85,000 $85,000
    4433.34 1 $65,000 $65,000
    4434.16 1 $45,000 $45,000
    4437.0 1 $115,000 $115,000
    4438.26 1 $75,000 $75,000
    4443.08 1 $45,000 $45,000
    4462.8 1 $75,000 $75,000
    446.9 1 $45,000 $45,000
    4486.0 1 $55,000 $55,000
    4486.72 1 $75,000 $75,000
    4491.5 1 $55,000 $55,000
    4508.66 1 $65,000 $65,000
    4515.22 1 $55,000 $55,000
    4516.17 1 $105,000 $105,000
    4519.11 1 $85,000 $85,000
    4519.6 1 $85,000 $85,000
    4522.5 1 $85,000 $85,000
    4540.92 1 $65,000 $65,000
    4555.84 1 $115,000 $115,000
    4557.68 1 $55,000 $55,000
    4560.0 1 $115,000 $115,000
    4562.39 1 $105,000 $105,000
    4562.94 1 $75,000 $75,000
    4569.0 1 $55,000 $55,000
    457.35 1 $55,000 $55,000
    4577.0 1 $65,000 $65,000
    4577.26 1 $75,000 $75,000
    4590.84 1 $65,000 $65,000
    4600.0 1 $115,000 $115,000
    460.75 1 $45,000 $45,000
    4608.78 1 $25,000 $25,000
    4613.56 1 $45,000 $45,000
    4614.42 1 $55,000 $55,000
    4622.33 1 $55,000 $55,000
    4637.08 1 $45,000 $45,000
    464.0 1 $45,000 $45,000
    4652.16 1 $55,000 $55,000
    468.0 1 $45,000 $45,000
    4680.4 1 $125,000 $125,000
    470.05 1 $45,000 $45,000
    4716.11 1 $35,000 $35,000
    4717.0 1 $65,000 $65,000
    4729.16 1 $75,000 $75,000
    4732.9 1 $65,000 $65,000
    473.38 1 $45,000 $45,000
    4752.5 1 $65,000 $65,000
    475.86 1 $55,000 $55,000
    4764.81 1 $65,000 $65,000
    4771.86 1 $75,000 $75,000
    4775.16 1 $45,000 $45,000
    4790.72 1 $55,000 $55,000
    4792.64 1 $65,000 $65,000
    480.0 2 $100,000 $50,000
    4810.8 1 $75,000 $75,000
    4814.05 1 $105,000 $105,000
    4848.16 1 $55,000 $55,000
    4852.14 1 $55,000 $55,000
    4869.2 1 $115,000 $115,000
    4872.1 1 $45,000 $45,000
    4873.2 1 $35,000 $35,000
    4877.1 1 $45,000 $45,000
    4895.83 1 $55,000 $55,000
    490.0 1 $55,000 $55,000
    4912.5 1 $45,000 $45,000
    4921.0 1 $65,000 $65,000
    4934.62 1 $45,000 $45,000
    4948.37 1 $55,000 $55,000
    4955.29 1 $75,000 $75,000
    4961.04 1 $115,000 $115,000
    499.0 820 $58,480,000 $71,317
    4992.52 1 $105,000 $105,000
    4996.26 1 $85,000 $85,000
    5.0 1 $45,000 $45,000
    500.0 3 $165,000 $55,000
    5000.0 1 $145,000 $145,000
    5009.34 1 $65,000 $65,000
    5009.5 1 $95,000 $95,000
    5040.0 1 $125,000 $125,000
    5062.06 1 $35,000 $35,000
    5065.5 1 $85,000 $85,000
    5070.0 1 $125,000 $125,000
    5096.3 1 $65,000 $65,000
    5100.0 1 $125,000 $125,000
    5108.8 1 $125,000 $125,000
    5117.63 1 $25,000 $25,000
    5120.0 1 $125,000 $125,000
    515.0 1 $55,000 $55,000
    5152.52 1 $75,000 $75,000
    5159.0 1 $125,000 $125,000
    5163.32 1 $35,000 $35,000
    517.5 1 $55,000 $55,000
    5176.06 1 $55,000 $55,000
    5178.78 1 $65,000 $65,000
    519.95 1 $55,000 $55,000
    520.0 1 $55,000 $55,000
    5204.59 1 $55,000 $55,000
    5235.0 1 $125,000 $125,000
    524.0 1 $35,000 $35,000
    525.0 1 $55,000 $55,000
    5265.6 1 $85,000 $85,000
    5281.42 1 $95,000 $95,000
    5289.43 1 $65,000 $65,000
    5294.89 1 $55,000 $55,000
    530.0 1 $55,000 $55,000
    5301.93 1 $75,000 $75,000
    5315.55 1 $55,000 $55,000
    534.52 1 $65,000 $65,000
    535.22 1 $85,000 $85,000
    5367.08 1 $75,000 $75,000
    5368.26 1 $85,000 $85,000
    537.92 1 $55,000 $55,000
    5380.06 1 $75,000 $75,000
    5385.07 1 $35,000 $35,000
    538.99 1 $55,000 $55,000
    5390.65 1 $25,000 $25,000
    5393.1 1 $95,000 $95,000
    539.93 1 $55,000 $55,000
    540.8 1 $55,000 $55,000
    5428.72 1 $75,000 $75,000
    5434.33 1 $35,000 $35,000
    5459.29 1 $95,000 $95,000
    5479.07 1 $75,000 $75,000
    549.0 2 $120,000 $60,000
    550.0 6 $320,000 $53,333
    5504.0 1 $135,000 $135,000
    5520.6 1 $85,000 $85,000
    5525.5 1 $125,000 $125,000
    5585.98 1 $65,000 $65,000
    5590.08 1 $55,000 $55,000
    560.0 1 $55,000 $55,000
    5638.16 1 $65,000 $65,000
    5658.3 1 $85,000 $85,000
    567.11 1 $55,000 $55,000
    567.53 1 $55,000 $55,000
    570.0 1 $65,000 $65,000
    5722.34 1 $75,000 $75,000
    5735.48 1 $145,000 $145,000
    5747.5 1 $95,000 $95,000
    575.0 1 $55,000 $55,000
    575.55 1 $55,000 $55,000
    5777.56 1 $85,000 $85,000
    5795.0 1 $75,000 $75,000
    580.0 1 $35,000 $35,000
    5812.15 1 $85,000 $85,000
    584.22 1 $65,000 $65,000
    5847.16 1 $75,000 $75,000
    5901.5 1 $115,000 $115,000
    591.5 1 $65,000 $65,000
    592.0 1 $55,000 $55,000
    592.55 1 $65,000 $65,000
    592.56 1 $65,000 $65,000
    5940.0 1 $305,000 $305,000
    5940.12 1 $85,000 $85,000
    5981.79 1 $65,000 $65,000
    5990.6 1 $95,000 $95,000
    599.2 1 $65,000 $65,000
    600.0 4 $260,000 $65,000
    6000.0 1 $45,000 $45,000
    6010.66 1 $85,000 $85,000
    601.28 1 $65,000 $65,000
    6021.5 1 $85,000 $85,000
    6043.7 1 $115,000 $115,000
    610.0 1 $65,000 $65,000
    614.0 1 $55,000 $55,000
    6144.97 1 $35,000 $35,000
    6186.71 1 $85,000 $85,000
    6212.66 1 $95,000 $95,000
    6281.63 1 $25,000 $25,000
    6284.16 1 $105,000 $105,000
    629.1 1 $65,000 $65,000
    6315.1 1 $85,000 $85,000
    632.0 1 $65,000 $65,000
    6383.34 1 $85,000 $85,000
    6392.54 1 $65,000 $65,000
    6398.34 1 $105,000 $105,000
    640.0 1 $65,000 $65,000
    6434.95 1 $105,000 $105,000
    6440.84 1 $95,000 $95,000
    6473.34 1 $105,000 $105,000
    6477.77 1 $155,000 $155,000
    6483.16 1 $85,000 $85,000
    650.0 1 $65,000 $65,000
    6507.52 1 $115,000 $115,000
    6515.02 1 $125,000 $125,000
    652.0 1 $55,000 $55,000
    6520.58 1 $45,000 $45,000
    6521.66 1 $115,000 $115,000
    652.63 1 $65,000 $65,000
    6526.72 1 $95,000 $95,000
    654.6 1 $65,000 $65,000
    6575.27 1 $85,000 $85,000
    6594.0 1 $95,000 $95,000
    6598.16 1 $105,000 $105,000
    665.0 1 $35,000 $35,000
    6695.55 1 $45,000 $45,000
    672.45 1 $85,000 $85,000
    6745.74 1 $75,000 $75,000
    6784.06 1 $45,000 $45,000
    6800.62 1 $85,000 $85,000
    6814.91 1 $65,000 $65,000
    6831.4 1 $115,000 $115,000
    6873.18 1 $135,000 $135,000
    687.41 1 $75,000 $75,000
    6875.96 1 $85,000 $85,000
    688.0 1 $75,000 $75,000
    689.1 1 $25,000 $25,000
    6918.13 1 $115,000 $115,000
    691.94 1 $75,000 $75,000
    6930.5 1 $115,000 $115,000
    6933.0 1 $115,000 $115,000
    695.0 1 $65,000 $65,000
    6968.16 1 $115,000 $115,000
    6968.34 1 $115,000 $115,000
    697.58 1 $75,000 $75,000
    700.0 2 $110,000 $55,000
    700.33 1 $75,000 $75,000
    702.0 1 $75,000 $75,000
    704.0 1 $75,000 $75,000
    7056.68 1 $95,000 $95,000
    706.63 1 $75,000 $75,000
    706.95 1 $75,000 $75,000
    707.77 1 $75,000 $75,000
    708.16 1 $25,000 $25,000
    7102.58 1 $55,000 $55,000
    7106.66 1 $85,000 $85,000
    712.0 1 $75,000 $75,000
    7125.3 1 $125,000 $125,000
    7132.16 1 $115,000 $115,000
    715.33 1 $75,000 $75,000
    7159.02 1 $65,000 $65,000
    716.0 1 $15,000 $15,000
    7188.0 1 $85,000 $85,000
    720.0 2 $150,000 $75,000
    7219.3 1 $75,000 $75,000
    7232.45 1 $75,000 $75,000
    725.65 1 $75,000 $75,000
    7357.47 1 $65,000 $65,000
    736.58 1 $75,000 $75,000
    7366.2 1 $35,000 $35,000
    7376.6 1 $85,000 $85,000
    747.0 1 $75,000 $75,000
    7474.52 1 $95,000 $95,000
    748.0 1 $75,000 $75,000
    748.06 1 $25,000 $25,000
    748.12 1 $75,000 $75,000
    749.0 1 $75,000 $75,000
    750.0 1 $75,000 $75,000
    7553.06 1 $65,000 $65,000
    755.83 1 $25,000 $25,000
    7558.54 1 $85,000 $85,000
    756.0 1 $75,000 $75,000
    7580.66 1 $125,000 $125,000
    764.0 1 $35,000 $35,000
    764.55 1 $85,000 $85,000
    765.0 1 $75,000 $75,000
    766.5 1 $75,000 $75,000
    7678.0 1 $115,000 $115,000
    773.05 1 $75,000 $75,000
    775.16 1 $85,000 $85,000
    775.86 1 $25,000 $25,000
    7763.19 1 $45,000 $45,000
    783.2 1 $55,000 $55,000
    7835.82 1 $115,000 $115,000
    787.5 1 $35,000 $35,000
    789.93 1 $65,000 $65,000
    790.0 1 $75,000 $75,000
    7908.64 1 $125,000 $125,000
    7935.5 1 $95,000 $95,000
    793.8 1 $85,000 $85,000
    798.0 1 $25,000 $25,000
    798.18 1 $85,000 $85,000
    799.0 32 $1,710,000 $53,438
    7995.84 1 $125,000 $125,000
    800.0 3 $195,000 $65,000
    800.88 1 $25,000 $25,000
    801.0 1 $85,000 $85,000
    802.5 1 $35,000 $35,000
    8064.36 1 $95,000 $95,000
    810.0 1 $45,000 $45,000
    8112.47 1 $85,000 $85,000
    8116.17 1 $55,000 $55,000
    812.32 1 $65,000 $65,000
    8131.0 1 $135,000 $135,000
    8160.0 1 $185,000 $185,000
    819.75 1 $85,000 $85,000
    8251.37 1 $75,000 $75,000
    8275.16 1 $65,000 $65,000
    828.0 1 $25,000 $25,000
    830.49 1 $85,000 $85,000
    832.53 1 $25,000 $25,000
    838.59 1 $85,000 $85,000
    8418.0 1 $135,000 $135,000
    8455.74 1 $75,000 $75,000
    847.58 1 $85,000 $85,000
    850.0 1 $105,000 $105,000
    851.5 1 $45,000 $45,000
    8606.84 1 $145,000 $145,000
    864.0 1 $85,000 $85,000
    864.45 1 $85,000 $85,000
    873.28 1 $95,000 $95,000
    873.98 1 $95,000 $95,000
    874.74 1 $95,000 $95,000
    877.01 1 $95,000 $95,000
    880.0 1 $45,000 $45,000
    8827.78 1 $95,000 $95,000
    889.08 1 $95,000 $95,000
    889.28 1 $45,000 $45,000
    8922.53 1 $115,000 $115,000
    8926.34 1 $115,000 $115,000
    895.91 1 $95,000 $95,000
    896.74 1 $95,000 $95,000
    899.0 2 $60,000 $30,000
    900.0 1 $95,000 $95,000
    9000.0 1 $915,000 $915,000
    909.0 1 $45,000 $45,000
    910.0 1 $95,000 $95,000
    911.97 1 $35,000 $35,000
    912.15 1 $35,000 $35,000
    919.14 1 $55,000 $55,000
    920.0 1 $25,000 $25,000
    922.23 1 $95,000 $95,000
    923.4 1 $95,000 $95,000
    927.9 1 $35,000 $35,000
    928.0 1 $85,000 $85,000
    930.0 1 $95,000 $95,000
    931.58 1 $25,000 $25,000
    938.92 1 $85,000 $85,000
    9396.5 1 $175,000 $175,000
    9414.35 1 $95,000 $95,000
    9435.0 1 $55,000 $55,000
    9521.48 1 $155,000 $155,000
    9551.12 1 $45,000 $45,000
    959.78 1 $55,000 $55,000
    960.0 1 $95,000 $95,000
    9612.5 1 $175,000 $175,000
    963.0 1 $95,000 $95,000
    9633.77 1 $75,000 $75,000
    964.3 1 $15,000 $15,000
    9653.11 1 $115,000 $115,000
    966.17 1 $55,000 $55,000
    971.96 1 $25,000 $25,000
    9724.16 1 $185,000 $185,000
    976.77 1 $105,000 $105,000
    9773.89 1 $65,000 $65,000
    980.0 1 $55,000 $55,000
    987.4 1 $25,000 $25,000
    990.0 2 $150,000 $75,000
    9903.66 1 $165,000 $165,000
    990.88 1 $105,000 $105,000
    996.0 1 $25,000 $25,000
    997.82 1 $135,000 $135,000
    NA 1,269 $96,425,000 $75,985

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3,112 $233,100,000 $74,904
    Single Family (1-4 Units):Site-Built 184 $12,140,000 $65,978

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 208 $11,170,000 $53,702 $473 6.11%
    40-60% 491 $33,245,000 $67,709 $1,227 6.45%
    60-80% 916 $70,160,000 $76,594 $3,143 7.07%
    80-100% 1,563 $124,865,000 $79,888 $4,061 7.52%
    Over 100% 40 $3,360,000 $84,000 $3,250 8.05%
    Under 20% 76 $2,240,000 $29,474 $370 5.27%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Credit Union Mortgage Association, Inc. Conventional home mortgage Closing on a mortgage 1 50.0%
    Credit Union Mortgage Association, Inc. Conventional home mortgage Trouble during payment process 1 50.0%