Credit Human Federal Credit Union Mortgage Rates, Fees & Info

San Antonio, TX

LEI: 549300Q3ROEQU3D1IW91

Tax ID: 74-0956027

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Mortgage Data

Review & Overview

Credit Human Federal Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Credit Human Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, Phoenix, Los Angeles, San Diego, and San Jose among others. We have data for 412 markets. (Some data included below & more in-depth data is available with an active subscription.)

Credit Human Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Human Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 11/21/24
30 Year Conventional Refi 6.31% 11/21/24
30 Year Cash-out Refi 6.42% 11/21/24
15 Year Conventional Purchase 8.62% 11/21/24
15 Year Conventional Refi 8.19% 11/21/24
15 Year Cash-out Refi 8.19% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Credit Human Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Credit Human Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,343

Origination Dollar Volume (All Markets)

$386,505,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 508 $42,530,000 $83,720 $4,347 5.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 266 $31,610,000 $118,835 $2,730 3.72%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 346 $23,060,000 $66,647 $5,963 6.54%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 176 $19,820,000 $112,614 $0 6.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 149 $17,665,000 $118,557 $7,965 6.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 104 $14,790,000 $142,212 $0 6.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 142 $11,930,000 $84,014 $6,907 6.31%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 98 $10,060,000 $102,653 $2,822 5.97%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 67 $8,545,000 $127,537 $0 6.11%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 82 $7,790,000 $95,000 $3,848 6.39%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 66 $7,440,000 $112,727 $0 6.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 87 $6,075,000 $69,828 $0 5.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 64 $5,210,000 $81,406 $6,972 5.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 52 $5,100,000 $98,077 $3,017 4.91%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 46 $3,950,000 $85,870 $6,409 6.50%
SALEM, OR (FHA|USDA|VA) 46 $3,570,000 $77,609 $0 6.41%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 38 $3,270,000 $86,053 $0 6.37%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $3,095,000 $343,889 $5,973 3.97%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 28 $2,740,000 $97,857 $7,716 6.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 38 $2,730,000 $71,842 $0 6.29%
NAPA, CA (FHA|USDA|VA) 24 $2,650,000 $110,417 $0 6.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 30 $2,630,000 $87,667 $3,327 5.80%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 28 $2,580,000 $92,143 $0 5.85%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 28 $2,300,000 $82,143 $3,914 5.79%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 25 $2,275,000 $91,000 $5,928 6.05%
TUCSON, AZ (FHA|USDA|VA) 40 $2,210,000 $55,250 $0 6.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $2,195,000 $81,296 $0 6.39%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 21 $2,115,000 $100,714 $0 6.39%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 19 $2,025,000 $106,579 $0 5.69%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 29 $1,985,000 $68,448 $0 6.05%
READING, PA (FHA|USDA|VA) 21 $1,885,000 $89,762 $0 6.30%
STOCKTON, CA (FHA|USDA|VA) 18 $1,790,000 $99,444 $0 6.24%
ROCHESTER, NY (FHA|USDA|VA) 33 $1,755,000 $53,182 $0 6.12%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 21 $1,725,000 $82,143 $0 5.77%
London, KY (FHA|USDA|VA) 19 $1,695,000 $89,211 $0 6.34%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 26 $1,640,000 $63,077 $0 6.33%
ALBANY-LEBANON, OR (FHA|USDA|VA) 22 $1,600,000 $72,727 $4,238 6.15%
VALLEJO, CA (FHA|USDA|VA) 17 $1,585,000 $93,235 $0 6.44%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 14 $1,580,000 $112,857 $9,713 6.01%
Kerrville, TX (FHA|USDA|VA) 16 $1,450,000 $90,625 $0 5.73%
BOISE CITY, ID (FHA|USDA|VA) 16 $1,430,000 $89,375 $0 5.84%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 17 $1,385,000 $81,471 $0 5.74%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 19 $1,375,000 $72,368 $5,104 5.65%
Outside of Metro Areas 14 $1,360,000 $97,143 $0 6.04%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $1,360,000 $97,143 $0 6.11%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $1,285,000 $85,667 $3,796 5.71%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 10 $1,260,000 $126,000 $5,526 5.48%
SALINAS, CA (FHA|USDA|VA) 10 $1,230,000 $123,000 $0 6.35%
BATON ROUGE, LA (FHA|USDA|VA) 15 $1,225,000 $81,667 $0 5.95%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 13 $1,205,000 $92,692 $0 5.47%
UTICA-ROME, NY (FHA|USDA|VA) 18 $1,170,000 $65,000 $0 5.83%
YUMA, AZ (FHA|USDA|VA) 16 $1,160,000 $72,500 $0 6.41%
SYRACUSE, NY (FHA|USDA|VA) 17 $1,145,000 $67,353 $0 5.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 12 $1,110,000 $92,500 $0 6.03%
MODESTO, CA (FHA|USDA|VA) 18 $1,110,000 $61,667 $0 6.07%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,090,000 $109,000 $4,055 5.86%
Show Low, AZ (FHA|USDA|VA) 11 $1,055,000 $95,909 $5,077 6.53%
LAKE CHARLES, LA (FHA|USDA|VA) 15 $1,035,000 $69,000 $0 5.68%
Hudson, NY (FHA|USDA|VA) 11 $1,025,000 $93,182 $0 5.56%
Morehead City, NC (FHA|USDA|VA) 16 $1,000,000 $62,500 $0 5.33%
DOVER, DE (FHA|USDA|VA) 14 $980,000 $70,000 $0 6.08%
PITTSBURGH, PA (FHA|USDA|VA) 15 $965,000 $64,333 $0 6.17%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $955,000 $86,818 $8,368 5.40%
MEDFORD, OR (FHA|USDA|VA) 9 $895,000 $99,444 $0 5.93%
LEBANON, PA (FHA|USDA|VA) 13 $895,000 $68,846 $0 5.88%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $890,000 $74,167 $0 5.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $890,000 $74,167 $0 6.40%
LANCASTER, PA (FHA|USDA|VA) 15 $885,000 $59,000 $0 6.04%
SALT LAKE CITY, UT (FHA|USDA|VA) 10 $880,000 $88,000 $0 6.19%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $870,000 $72,500 $0 5.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $860,000 $107,500 $0 6.34%
BEND, OR (FHA|USDA|VA) 9 $855,000 $95,000 $0 6.59%
Athens, TX (FHA|USDA|VA) 8 $850,000 $106,250 $0 5.86%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $845,000 $76,818 $0 6.57%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $840,000 $84,000 $2,909 6.56%
Moses Lake, WA (FHA|USDA|VA) 8 $840,000 $105,000 $0 5.90%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $825,000 $165,000 $0 6.26%
ASHEVILLE, NC (FHA|USDA|VA) 9 $825,000 $91,667 $0 5.70%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $815,000 $90,556 $2,984 5.87%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 13 $815,000 $62,692 $0 6.17%
Lake City, FL (FHA|USDA|VA) 8 $800,000 $100,000 $0 5.54%
TULSA, OK (FHA|USDA|VA) 8 $790,000 $98,750 $0 5.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $790,000 $98,750 $3,955 6.05%
LAFAYETTE, LA (FHA|USDA|VA) 8 $770,000 $96,250 $0 5.65%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $770,000 $96,250 $6,321 5.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $760,000 $47,500 $0 5.90%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 14 $750,000 $53,571 $0 6.59%
Newport, OR (FHA|USDA|VA) 6 $740,000 $123,333 $3,469 6.32%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $740,000 $123,333 $0 5.67%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $730,000 $91,250 $0 5.89%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 10 $730,000 $73,000 $0 6.06%
DECATUR, AL (FHA|USDA|VA) 6 $730,000 $121,667 $0 6.07%
PANAMA CITY, FL (FHA|USDA|VA) 7 $725,000 $103,571 $0 5.84%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $720,000 $72,000 $0 5.60%
DOTHAN, AL (FHA|USDA|VA) 7 $705,000 $100,714 $0 5.59%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $700,000 $58,333 $0 5.86%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $700,000 $116,667 $0 6.08%
FRESNO, CA (FHA|USDA|VA) 10 $690,000 $69,000 $0 6.11%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $690,000 $86,250 $0 5.80%
CORVALLIS, OR (FHA|USDA|VA) 4 $660,000 $165,000 $19,214 6.23%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $650,000 $65,000 $0 6.55%
BELLINGHAM, WA (FHA|USDA|VA) 5 $625,000 $125,000 $0 5.58%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $620,000 $77,500 $0 5.74%
Beeville, TX (FHA|USDA|VA) 6 $610,000 $101,667 $2,628 4.98%
GREELEY, CO (FHA|USDA|VA) 9 $605,000 $67,222 $0 6.29%
JACKSON, MS (FHA|USDA|VA) 8 $600,000 $75,000 $0 5.51%
RENO, NV (FHA|USDA|VA) 7 $585,000 $83,571 $0 6.41%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $575,000 $115,000 $3,103 6.74%
REDDING, CA (FHA|USDA|VA) 9 $545,000 $60,556 $7,933 5.73%
Somerset, KY (FHA|USDA|VA) 6 $540,000 $90,000 $0 6.33%
DeRidder, LA (FHA|USDA|VA) 7 $535,000 $76,429 $0 5.45%
ALBUQUERQUE, NM (FHA|USDA|VA) 6 $530,000 $88,333 $0 6.50%
Roseburg, OR (FHA|USDA|VA) 5 $525,000 $105,000 $0 5.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $520,000 $65,000 $0 5.75%
MORRISTOWN, TN (FHA|USDA|VA) 6 $510,000 $85,000 $2,961 5.92%
WENATCHEE, WA (FHA|USDA|VA) 4 $500,000 $125,000 $2,970 5.65%
Alice, TX (FHA|USDA|VA) 6 $490,000 $81,667 $0 6.00%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $490,000 $61,250 $0 6.70%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $485,000 $97,000 $0 5.26%
Fredericksburg, TX (FHA|USDA|VA) 5 $485,000 $97,000 $0 5.36%
KINGSTON, NY (FHA|USDA|VA) 6 $480,000 $80,000 $0 6.68%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $475,000 $95,000 $0 6.04%
OCALA, FL (FHA|USDA|VA) 8 $470,000 $58,750 $0 6.03%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $470,000 $117,500 $0 6.13%
Sonora, CA (FHA|USDA|VA) 5 $465,000 $93,000 $0 6.14%
CHICO, CA (FHA|USDA|VA) 7 $465,000 $66,429 $0 5.94%
Brownwood, TX (FHA|USDA|VA) 4 $460,000 $115,000 $0 5.85%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $450,000 $75,000 $0 6.32%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $450,000 $75,000 $0 5.85%
KNOXVILLE, TN (FHA|USDA|VA) 5 $445,000 $89,000 $0 6.06%
BINGHAMTON, NY (FHA|USDA|VA) 7 $445,000 $63,571 $0 6.43%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $440,000 $73,333 $0 5.82%
YUBA CITY, CA (FHA|USDA|VA) 5 $435,000 $87,000 $0 6.76%
Troy, AL (FHA|USDA|VA) 5 $435,000 $87,000 $0 5.51%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $430,000 $107,500 $0 5.40%
YAKIMA, WA (FHA|USDA|VA) 5 $425,000 $85,000 $0 5.62%
Pearsall, TX (FHA|USDA|VA) 3 $425,000 $141,667 $0 5.87%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $425,000 $85,000 $3,223 4.98%
VISALIA, CA (FHA|USDA|VA) 6 $420,000 $70,000 $0 6.20%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $415,000 $46,111 $0 6.48%
Eureka-Arcata, CA (FHA|USDA|VA) 6 $410,000 $68,333 $0 5.90%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $410,000 $205,000 $0 5.10%
FORT COLLINS, CO (FHA|USDA|VA) 6 $410,000 $68,333 $0 6.47%
WILMINGTON, NC (FHA|USDA|VA) 5 $405,000 $81,000 $0 6.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $405,000 $135,000 $0 7.27%
LONGVIEW, TX (FHA|USDA|VA) 4 $400,000 $100,000 $0 5.93%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $400,000 $50,000 $251 5.69%
CHARLESTON, WV (FHA|USDA|VA) 6 $400,000 $66,667 $0 5.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $400,000 $66,667 $0 7.08%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $380,000 $95,000 $0 5.95%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $370,000 $92,500 $16,435 6.83%
Olean, NY (FHA|USDA|VA) 5 $365,000 $73,000 $0 6.58%
VICTORIA, TX (FHA|USDA|VA) 4 $360,000 $90,000 $0 6.08%
LOUISVILLE, KY (FHA|USDA|VA) 7 $355,000 $50,714 $0 5.73%
Russellville, AR (FHA|USDA|VA) 4 $350,000 $87,500 $0 5.80%
Ontario, OR-ID (FHA|USDA|VA) 2 $350,000 $175,000 $7,993 6.25%
WACO, TX (FHA|USDA|VA) 5 $345,000 $69,000 $5,098 5.09%
Ellensburg, WA (FHA|USDA|VA) 3 $345,000 $115,000 $0 5.53%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $340,000 $85,000 $0 6.08%
MERCED, CA (FHA|USDA|VA) 4 $340,000 $85,000 $0 5.98%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $340,000 $85,000 $3,146 6.08%
Red Bluff, CA (FHA|USDA|VA) 5 $335,000 $67,000 $0 6.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $330,000 $82,500 $0 5.53%
ITHACA, NY (FHA|USDA|VA) 4 $330,000 $82,500 $0 6.08%
Gloversville, NY (FHA|USDA|VA) 4 $330,000 $82,500 $5,749 6.10%
Centralia, WA (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.27%
TWIN FALLS, ID (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.47%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $320,000 $80,000 $0 5.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $315,000 $63,000 $0 5.14%
GLENS FALLS, NY (FHA|USDA|VA) 5 $315,000 $63,000 $0 5.66%
Montrose, CO (FHA|USDA|VA) 4 $310,000 $77,500 $6,210 6.30%
Brookings, OR (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.05%
COLUMBIA, SC (FHA|USDA|VA) 4 $300,000 $75,000 $0 5.45%
Shelton, WA (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.05%
COLUMBUS, OH (FHA|USDA|VA) 5 $285,000 $57,000 $0 5.44%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $280,000 $140,000 $0 6.10%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $280,000 $70,000 $0 6.35%
TOLEDO, OH (FHA|USDA|VA) 5 $275,000 $55,000 $0 5.72%
ABILENE, TX (FHA|USDA|VA) 3 $275,000 $91,667 $0 6.30%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $275,000 $91,667 $0 6.07%
TYLER, TX (FHA|USDA|VA) 4 $270,000 $67,500 $0 5.68%
Rockport, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 5.33%
Richmond-Berea, KY (FHA|USDA|VA) 3 $265,000 $88,333 $3,126 6.03%
Tahlequah, OK (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.30%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $255,000 $51,000 $0 6.84%
Auburn, NY (FHA|USDA|VA) 5 $255,000 $51,000 $0 5.62%
Jacksonville, TX (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.30%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.70%
Steamboat Springs, CO (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.20%
Oneonta, NY (FHA|USDA|VA) 4 $240,000 $60,000 $0 5.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.05%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $235,000 $78,333 $0 5.60%
Fort Polk South, LA (FHA|USDA|VA) 3 $235,000 $78,333 $0 5.97%
THE VILLAGES, FL (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.70%
Klamath Falls, OR (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.05%
Cookeville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $4,800 5.70%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $225,000 $75,000 $0 6.20%
ODESSA, TX (FHA|USDA|VA) 3 $225,000 $75,000 $2,945 7.03%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.03%
Pottsville, PA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.33%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $215,000 $71,667 $0 5.73%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.23%
ALBANY, GA (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.50%
MOBILE, AL (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.23%
Malone, NY (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.20%
Aberdeen, WA (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.15%
Edwards, CO (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.30%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.50%
Portsmouth, OH (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.90%
Vicksburg, MS (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.85%
El Dorado, AR (FHA|USDA|VA) 3 $195,000 $65,000 $0 5.87%
ELMIRA, NY (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $195,000 $65,000 $0 5.47%
Amsterdam, NY (FHA|USDA|VA) 2 $190,000 $95,000 $7,844 5.80%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.15%
MORGANTOWN, WV (FHA|USDA|VA) 4 $190,000 $47,500 $0 5.58%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $190,000 $95,000 $2,895 6.05%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.33%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.77%
Ruidoso, NM (FHA|USDA|VA) 2 $180,000 $90,000 $0 5.30%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.30%
Ozark, AL (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.03%
JACKSON, TN (FHA|USDA|VA) 3 $175,000 $58,333 $0 5.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $175,000 $58,333 $0 5.80%
Bradford, PA (FHA|USDA|VA) 3 $175,000 $58,333 $0 5.43%
Brookhaven, MS (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.77%
EL PASO, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.90%
Camden, AR (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.20%
Clearlake, CA (FHA|USDA|VA) 4 $170,000 $42,500 $0 6.35%
Paragould, AR (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.10%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.85%
El Campo, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.80%
Glasgow, KY (FHA|USDA|VA) 3 $165,000 $55,000 $0 5.13%
GETTYSBURG, PA (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.07%
Newport, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.50%
MONROE, MI (FHA|USDA|VA) 2 $160,000 $80,000 $1,966 5.70%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.75%
Pecos, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.25%
Coos Bay, OR (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.95%
NEW BERN, NC (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.75%
Dayton, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.90%
Warren, PA (FHA|USDA|VA) 3 $155,000 $51,667 $0 5.77%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.65%
WALLA WALLA, WA (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.55%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $150,000 $75,000 $3,305 5.65%
Nacogdoches, TX (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.90%
Danville, KY (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.00%
Malvern, AR (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.00%
Port Angeles, WA (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.10%
Laurel, MS (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.65%
Madisonville, KY (FHA|USDA|VA) 2 $140,000 $70,000 $2,718 5.90%
Muskogee, OK (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.25%
MONROE, LA (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.60%
Del Rio, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.20%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.80%
Huntsville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.70%
Corning, NY (FHA|USDA|VA) 3 $135,000 $45,000 $0 5.97%
Batavia, NY (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.40%
Moultrie, GA (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.20%
JACKSON, MI (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.05%
Easton, MD (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.70%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.70%
Forrest City, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.80%
Brainerd, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.40%
Enterprise, AL (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.40%
CARSON CITY, NV (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.50%
Big Stone Gap, VA (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.50%
Zanesville, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.90%
Payson, AZ (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.20%
Clarksburg, WV (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.90%
West Point, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.90%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.20%
GRANTS PASS, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.70%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $115,000 $38,333 $0 6.27%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.30%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.40%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.70%
Minot, ND (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.10%
Campbellsville, KY (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.60%
EL CENTRO, CA (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.15%
Arkadelphia, AR (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.05%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.55%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.70%
Burley, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.60%
Vernon, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.70%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.20%
Milledgeville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,315 6.60%
Washington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.30%
McMinnville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.50%
Paris, TN (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.60%
Sayre, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.10%
Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.80%
Palestine, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.90%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.50%
Hobbs, NM (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.30%
Athens, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.90%
MONTGOMERY, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.90%
Brevard, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.20%
Harrison, AR (FHA|USDA|VA) 2 $90,000 $45,000 $0 5.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.30%
Arcadia, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.20%
New Castle, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.30%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.50%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.70%
Plattsburgh, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.60%
Fort Payne, AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.50%
PUEBLO, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.70%
Pullman, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.40%
Seneca, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.20%
Ukiah, CA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.20%
LaGrange, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.90%
Indiana, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.30%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $80,000 $40,000 $0 5.95%
LAS CRUCES, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.70%
SPARTANBURG, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.30%
St. Marys, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.20%
Mayfield, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.90%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.80%
Jennings, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.00%
Breckenridge, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.80%
LYNCHBURG, VA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.40%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.30%
LONGVIEW, WA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.40%
Douglas, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.40%
ERIE, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.60%
Andrews, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.10%
Cullman, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.70%
Jesup, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.70%
Lumberton, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.30%
McComb, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.30%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.10%
Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.30%
BURLINGTON, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.30%
Opelousas, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
Orangeburg, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.20%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
RACINE, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.10%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.60%
Big Spring, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
Bartlesville, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.10%
Bainbridge, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.10%
Selma, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.10%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.10%
Tifton, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.60%
Uvalde, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.20%
VALDOSTA, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.90%
Vidalia, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
Wapakoneta, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
WICHITA, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.40%
Lufkin, TX (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.30%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.30%
Wauchula, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.20%
Jasper, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.90%
LUBBOCK, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.80%
JOPLIN, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.20%
Fernley, NV (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.20%
Oil City, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.90%
Lawrenceburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.90%
MISSOULA, MT (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.70%
MIDLAND, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.40%
Starkville, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.30%
NILES, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.20%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.90%
Crescent City, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.90%
Winfield, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.70%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $50,000 $25,000 $0 5.60%
GADSDEN, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
Prineville, OR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.90%
Sweetwater, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.60%
Pampa, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.30%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.10%
Elkins, WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.20%
BRUNSWICK, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.00%
Middlesborough, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.60%
Durant, OK (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.70%
Central City, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.80%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.70%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.90%
DULUTH, MN-WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.40%
CLEVELAND, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.40%
Georgetown, SC (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.10%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.90%
FLINT, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.20%
Searcy, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.40%
Batesville, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.30%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.30%
HAMMOND, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.10%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.30%
ST. CLOUD, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.40%
Findlay, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.90%
Mount Vernon, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.60%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.40%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.40%
Seneca Falls, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.80%
WHEELING, WV-OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.60%
Atmore, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.50%
MADISON, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.40%
Madison, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.20%
Murray, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.90%
Craig, CO (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.80%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.60%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.60%
Credit Human Federal Credit Union's top markets include San Antonio, Phoenix, Los Angeles, San Diego, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,343 $386,505,000 $88,995 $3,800 5.94%

    For 2021, Credit Human Federal Credit Union's most frequently originated type of loan was Conventional, with 4,343 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,150 $283,830,000 $90,105 $5,801 6.18%
    Refi 939 $78,965,000 $84,095 $3,827 5.47%
    Cash Out Refi 166 $17,700,000 $106,627 $2,629 4.72%
    Home Improvement 48 $2,850,000 $59,375 $844 4.14%
    Other 40 $3,160,000 $79,000 $1,449 5.52%

    For 2021, Credit Human Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 3,150 originations. The 2nd most popular reason was Refi, with 939 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 3,150 $284,520,000 $90,324 $4,257 6.23%
    Other 475 $40,505,000 $85,274 $5,539 5.62%
    15 Year 451 $34,655,000 $76,840 $2,431 5.06%
    10 Year 176 $9,830,000 $55,852 $1,773 5.29%
    30 Year 74 $16,240,000 $219,459 $4,796 3.09%
    5 Year 17 $755,000 $44,412 $605 4.35%

    For 2021, Credit Human Federal Credit Union's most frequently cited loan duration was 20 Year, with 3,150 originations. The 2nd most popular length was Other, with 475 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 151 $11,875,000 $78,642
    $1k-2k 74 $10,550,000 $142,568
    $2k-3k 66 $10,450,000 $158,333
    $3k-4k 36 $6,040,000 $167,778
    $5k+ 19 $5,445,000 $286,579
    $4k-5k 17 $3,035,000 $178,529

    Credit Human Federal Credit Union's average total fees were $4,796, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 151 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,650 $139,090,000 $84,297
    6-7% 1,487 $136,825,000 $92,014
    7-8% 509 $45,485,000 $89,361
    4-5% 426 $29,100,000 $68,310
    3-4% 113 $14,305,000 $126,593
    2.5-3% 56 $10,730,000 $191,607
    Over 8% 50 $4,090,000 $81,800
    <2.5% 50 $6,750,000 $135,000

    During 2021, Credit Human Federal Credit Union's average interest rate for loans was 3.09%, while their most frequently originated rate bucket for loans was 5-6%, with 1,650 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,938 $181,070,000 $61,630 $1,953 5.96%
    $100k-200k 1,267 $167,935,000 $132,545 $4,834 5.99%
    $200k-400k 128 $32,060,000 $250,469 $5,969 5.25%
    $400k-600k 8 $3,760,000 $470,000 $6,835 4.00%
    $600k-1MM 2 $1,680,000 $840,000 $9,780 3.31%

    2021 saw Credit Human Federal Credit Union place emphasis on $100,000 or less loans with 2,938 originations, totaling $181,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,498 $118,900,000 $79,372 $3,377 6.00%
    $50k or less 972 $59,740,000 $61,461 $2,965 5.84%
    $75k-100k 844 $83,000,000 $98,341 $4,038 6.04%
    $100k-150k 706 $78,860,000 $111,700 $4,714 5.93%
    $150k-250k 264 $35,950,000 $136,174 $4,517 5.79%
    $250k+ 52 $8,960,000 $172,308 $5,907 5.65%

    Credit Human Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 1,498 originations. The second most popular income band? $50k or less, with 972 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,121 $96,335,000 $85,937 $3,787 5.81%
    30-36% 906 $80,520,000 $88,874 $4,215 5.99%
    <20% 434 $33,790,000 $77,857 $3,209 5.63%
    39% 186 $18,160,000 $97,634 $3,922 6.06%
    50-60% 178 $16,730,000 $93,989 $5,228 6.07%
    37% 165 $14,615,000 $88,576 $4,420 6.03%
    40% 163 $14,265,000 $87,515 $3,677 6.15%
    38% 150 $14,710,000 $98,067 $3,385 5.94%
    36% 147 $13,175,000 $89,626 $3,488 6.00%
    42% 141 $13,365,000 $94,787 $3,444 5.95%
    41% 136 $13,050,000 $95,956 $4,646 5.95%
    44% 115 $10,125,000 $88,043 $3,358 6.05%
    43% 110 $10,100,000 $91,818 $4,228 6.33%
    45% 86 $9,190,000 $106,860 $3,604 5.95%
    46% 84 $8,250,000 $98,214 $2,151 6.11%
    >60% 80 $7,470,000 $93,375 $2,987 6.30%
    47% 57 $4,915,000 $86,228 $3,110 6.23%
    48% 45 $3,785,000 $84,111 $3,557 6.13%
    49% 39 $3,955,000 $101,410 $3,934 6.09%

    Credit Human Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,121 originations. The next most common DTI ratio? 30-36%, with 906 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,601 $312,295,000 $86,725 $3,825 5.97%
    Not provided 494 $47,860,000 $96,883 $3,827 5.76%
    Asian 100 $12,780,000 $127,800 $3,218 6.24%
    Black 91 $8,415,000 $92,473 $4,476 5.85%
    American Indian 41 $3,615,000 $88,171 $2,652 5.36%
    Native Hawaiian or Islander 9 $775,000 $86,111 $0 5.76%
    Asian Indian 2 $330,000 $165,000 $6,004 4.86%
    Other Asian 2 $190,000 $95,000 $0 6.65%
    Filipino 1 $185,000 $185,000 $0 5.70%
    Vietnamese 1 $35,000 $35,000 $0 7.30%
    Korean 1 $25,000 $25,000 $394 4.50%

    Approval Rates

    Total approvals of all applications
    40.87%

    Credit Human Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -4.12%

    Credit Human Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1,061 $90,655,000 $85,443
    1000.0 14 $1,060,000 $75,714
    1003.2 1 $105,000 $105,000
    1004.0 1 $105,000 $105,000
    1005.0 1 $105,000 $105,000
    1007.0 1 $105,000 $105,000
    1007.1 1 $105,000 $105,000
    1007.39 1 $105,000 $105,000
    1020.0 1 $105,000 $105,000
    1024.76 1 $105,000 $105,000
    1033.1 1 $105,000 $105,000
    1035.0 1 $105,000 $105,000
    1035.5 1 $105,000 $105,000
    1036.0 1 $25,000 $25,000
    1040.0 1 $105,000 $105,000
    1044.0 1 $25,000 $25,000
    1047.8 1 $115,000 $115,000
    1047.94 1 $125,000 $125,000
    1050.0 5 $245,000 $49,000
    1054.8 1 $35,000 $35,000
    1055.55 1 $35,000 $35,000
    1056.0 1 $115,000 $115,000
    1058.25 1 $45,000 $45,000
    1061.25 1 $45,000 $45,000
    1063.01 1 $115,000 $115,000
    1065.0 1 $35,000 $35,000
    1073.05 1 $115,000 $115,000
    1073.55 1 $115,000 $115,000
    1074.09 1 $115,000 $115,000
    1079.28 1 $115,000 $115,000
    1080.0 3 $255,000 $85,000
    1081.99 1 $105,000 $105,000
    1085.24 1 $115,000 $115,000
    1086.31 1 $115,000 $115,000
    1087.0 1 $115,000 $115,000
    1096.5 1 $45,000 $45,000
    1097.4 1 $105,000 $105,000
    1098.0 1 $115,000 $115,000
    1099.0 1 $25,000 $25,000
    1100.0 2 $140,000 $70,000
    1100.99 1 $35,000 $35,000
    1105.0 1 $115,000 $115,000
    1107.48 1 $115,000 $115,000
    1108.03 1 $115,000 $115,000
    1109.93 1 $115,000 $115,000
    1110.0 1 $55,000 $55,000
    1110.1 2 $230,000 $115,000
    1111.01 1 $35,000 $35,000
    1115.84 1 $115,000 $115,000
    1116.0 1 $25,000 $25,000
    1120.0 2 $230,000 $115,000
    1125.0 2 $150,000 $75,000
    1127.97 1 $45,000 $45,000
    1130.0 1 $115,000 $115,000
    1131.84 1 $115,000 $115,000
    1132.22 1 $115,000 $115,000
    1133.11 1 $115,000 $115,000
    1139.0 1 $115,000 $115,000
    1140.0 3 $185,000 $61,667
    1141.8 1 $35,000 $35,000
    1143.85 1 $25,000 $25,000
    1144.3 1 $35,000 $35,000
    1147.69 1 $125,000 $125,000
    1150.0 4 $380,000 $95,000
    11505.0 1 $295,000 $295,000
    1151.25 1 $115,000 $115,000
    1155.0 2 $150,000 $75,000
    1159.06 1 $35,000 $35,000
    1159.44 1 $135,000 $135,000
    1159.54 1 $25,000 $25,000
    1169.35 1 $115,000 $115,000
    1170.0 3 $285,000 $95,000
    1171.5 1 $75,000 $75,000
    1176.69 1 $135,000 $135,000
    1178.08 1 $125,000 $125,000
    1180.17 1 $45,000 $45,000
    1186.55 1 $125,000 $125,000
    1187.5 1 $115,000 $115,000
    1190.0 1 $125,000 $125,000
    1191.1 1 $125,000 $125,000
    1192.0 1 $35,000 $35,000
    1193.91 1 $125,000 $125,000
    1194.13 1 $135,000 $135,000
    1195.0 1 $55,000 $55,000
    1195.5 1 $45,000 $45,000
    1197.0 2 $90,000 $45,000
    1197.6 1 $45,000 $45,000
    1199.0 2 $160,000 $80,000
    1199.96 1 $35,000 $35,000
    1200.0 11 $715,000 $65,000
    1201.87 1 $135,000 $135,000
    1212.41 1 $125,000 $125,000
    1214.55 1 $125,000 $125,000
    1215.33 1 $35,000 $35,000
    1217.07 1 $125,000 $125,000
    1217.49 1 $45,000 $45,000
    1220.0 2 $250,000 $125,000
    1222.2 1 $125,000 $125,000
    1223.8 1 $35,000 $35,000
    1224.0 1 $125,000 $125,000
    1225.0 1 $125,000 $125,000
    1228.14 1 $125,000 $125,000
    1228.45 1 $125,000 $125,000
    1229.1 1 $35,000 $35,000
    1229.85 1 $45,000 $45,000
    1230.0 1 $125,000 $125,000
    1232.0 1 $125,000 $125,000
    1232.5 1 $125,000 $125,000
    1235.0 2 $250,000 $125,000
    1237.5 1 $125,000 $125,000
    1240.0 3 $205,000 $68,333
    1240.16 1 $35,000 $35,000
    1242.43 1 $45,000 $45,000
    1248.0 1 $125,000 $125,000
    1248.65 1 $45,000 $45,000
    1249.0 1 $35,000 $35,000
    1249.5 1 $125,000 $125,000
    1250.0 3 $375,000 $125,000
    1254.0 1 $45,000 $45,000
    1256.0 1 $125,000 $125,000
    1259.0 1 $45,000 $45,000
    1260.0 3 $115,000 $38,333
    1261.0 1 $125,000 $125,000
    1264.0 1 $125,000 $125,000
    1265.0 1 $125,000 $125,000
    1279.21 1 $135,000 $135,000
    1279.65 1 $135,000 $135,000
    1279.98 1 $65,000 $65,000
    1280.0 3 $255,000 $85,000
    1280.95 1 $135,000 $135,000
    1281.55 1 $125,000 $125,000
    1281.89 1 $145,000 $145,000
    1282.5 2 $250,000 $125,000
    1286.0 1 $35,000 $35,000
    1287.0 1 $45,000 $45,000
    1290.0 1 $45,000 $45,000
    1292.0 1 $125,000 $125,000
    1300.0 3 $405,000 $135,000
    1301.85 1 $45,000 $45,000
    1304.85 1 $45,000 $45,000
    1310.0 1 $35,000 $35,000
    1312.84 1 $135,000 $135,000
    1316.0 1 $35,000 $35,000
    1318.5 1 $135,000 $135,000
    1320.0 8 $430,000 $53,750
    1326.1 1 $135,000 $135,000
    1328.64 1 $135,000 $135,000
    1332.44 1 $35,000 $35,000
    1336.7 1 $155,000 $155,000
    1336.95 1 $45,000 $45,000
    1340.0 1 $35,000 $35,000
    1345.72 1 $135,000 $135,000
    1347.0 2 $70,000 $35,000
    1348.94 1 $135,000 $135,000
    1350.0 4 $370,000 $92,500
    1351.35 1 $55,000 $55,000
    1354.35 1 $45,000 $45,000
    1354.5 1 $45,000 $45,000
    1360.0 3 $215,000 $71,667
    1376.27 1 $155,000 $155,000
    1377.0 1 $145,000 $145,000
    1380.0 1 $145,000 $145,000
    1385.0 1 $145,000 $145,000
    1385.28 1 $45,000 $45,000
    1389.11 1 $145,000 $145,000
    1393.45 1 $145,000 $145,000
    1393.53 1 $135,000 $135,000
    1394.72 1 $45,000 $45,000
    1395.0 1 $135,000 $135,000
    1396.0 1 $45,000 $45,000
    1400.0 8 $500,000 $62,500
    1403.53 1 $145,000 $145,000
    1405.6 1 $145,000 $145,000
    1406.0 1 $145,000 $145,000
    1407.0 1 $45,000 $45,000
    1407.4 1 $55,000 $55,000
    1410.0 3 $145,000 $48,333
    1410.86 1 $55,000 $55,000
    1425.0 1 $45,000 $45,000
    1428.0 1 $55,000 $55,000
    1428.9 1 $35,000 $35,000
    1430.0 1 $145,000 $145,000
    1430.76 1 $55,000 $55,000
    1431.27 1 $55,000 $55,000
    1431.47 1 $145,000 $145,000
    1436.85 1 $55,000 $55,000
    1437.6 1 $45,000 $45,000
    1440.0 5 $535,000 $107,000
    1445.66 1 $165,000 $165,000
    1453.67 1 $75,000 $75,000
    1461.64 1 $145,000 $145,000
    1462.5 1 $45,000 $45,000
    1463.11 1 $165,000 $165,000
    1464.68 1 $35,000 $35,000
    1469.0 1 $145,000 $145,000
    1470.0 2 $110,000 $55,000
    1472.0 1 $145,000 $145,000
    1472.59 1 $55,000 $55,000
    1474.68 1 $45,000 $45,000
    1480.0 2 $180,000 $90,000
    1485.0 1 $55,000 $55,000
    1492.5 1 $45,000 $45,000
    1499.0 1 $25,000 $25,000
    1500.0 7 $725,000 $103,571
    1500.9 1 $155,000 $155,000
    1501.75 1 $35,000 $35,000
    1507.2 1 $55,000 $55,000
    1510.0 1 $45,000 $45,000
    1511.0 1 $35,000 $35,000
    1514.97 1 $55,000 $55,000
    1516.0 1 $45,000 $45,000
    1518.0 1 $45,000 $45,000
    1518.88 1 $55,000 $55,000
    1519.0 1 $55,000 $55,000
    1520.0 3 $235,000 $78,333
    1524.75 1 $55,000 $55,000
    1525.2 1 $55,000 $55,000
    1527.08 1 $55,000 $55,000
    1528.0 1 $45,000 $45,000
    1530.0 2 $110,000 $55,000
    1532.32 1 $175,000 $175,000
    1532.8 1 $45,000 $45,000
    1533.04 1 $45,000 $45,000
    1536.0 1 $35,000 $35,000
    1537.5 1 $155,000 $155,000
    1544.1 1 $55,000 $55,000
    1547.9 1 $55,000 $55,000
    1548.0 1 $55,000 $55,000
    1549.0 1 $35,000 $35,000
    1550.0 1 $155,000 $155,000
    1557.0 1 $55,000 $55,000
    1560.0 3 $155,000 $51,667
    1566.33 1 $55,000 $55,000
    1566.87 1 $55,000 $55,000
    1570.5 1 $165,000 $165,000
    1574.2 1 $165,000 $165,000
    1580.0 2 $90,000 $45,000
    1590.0 1 $35,000 $35,000
    1596.0 1 $45,000 $45,000
    1600.0 3 $255,000 $85,000
    1602.0 1 $165,000 $165,000
    1603.43 1 $85,000 $85,000
    1605.0 1 $85,000 $85,000
    1610.0 1 $55,000 $55,000
    1615.94 1 $185,000 $185,000
    1616.98 1 $165,000 $165,000
    1625.0 1 $165,000 $165,000
    1625.24 1 $45,000 $45,000
    1630.0 1 $165,000 $165,000
    1632.0 1 $55,000 $55,000
    1634.83 1 $45,000 $45,000
    1636.0 1 $45,000 $45,000
    1639.0 1 $55,000 $55,000
    1639.65 1 $165,000 $165,000
    1640.0 2 $90,000 $45,000
    1643.85 1 $185,000 $185,000
    1646.0 1 $45,000 $45,000
    1647.8 1 $45,000 $45,000
    1650.0 4 $230,000 $57,500
    1653.0 1 $55,000 $55,000
    1654.82 1 $45,000 $45,000
    1662.12 1 $195,000 $195,000
    1665.0 1 $175,000 $175,000
    1666.0 1 $55,000 $55,000
    1669.02 1 $55,000 $55,000
    1670.0 1 $55,000 $55,000
    1672.0 1 $55,000 $55,000
    1674.4 1 $175,000 $175,000
    1676.0 2 $90,000 $45,000
    1678.0 1 $55,000 $55,000
    1680.0 1 $45,000 $45,000
    1687.5 1 $85,000 $85,000
    1695.0 1 $75,000 $75,000
    1696.56 1 $65,000 $65,000
    1700.0 1 $175,000 $175,000
    1707.0 1 $55,000 $55,000
    1707.15 1 $55,000 $55,000
    1710.0 1 $65,000 $65,000
    1720.0 2 $220,000 $110,000
    1723.5 1 $65,000 $65,000
    1725.0 1 $75,000 $75,000
    1727.16 1 $45,000 $45,000
    1731.0 1 $65,000 $65,000
    1736.99 1 $55,000 $55,000
    1738.0 1 $55,000 $55,000
    1738.88 1 $65,000 $65,000
    1740.0 1 $45,000 $45,000
    1747.06 1 $195,000 $195,000
    1748.0 1 $45,000 $45,000
    1750.0 2 $360,000 $180,000
    1754.6 1 $45,000 $45,000
    1754.64 1 $65,000 $65,000
    1755.0 1 $65,000 $65,000
    1760.0 2 $240,000 $120,000
    1762.76 1 $185,000 $185,000
    1762.92 1 $215,000 $215,000
    1767.0 1 $55,000 $55,000
    1769.4 1 $65,000 $65,000
    1780.0 2 $100,000 $50,000
    1781.66 1 $35,000 $35,000
    1785.0 2 $130,000 $65,000
    1790.0 1 $175,000 $175,000
    1797.0 1 $55,000 $55,000
    1799.0 2 $80,000 $40,000
    1800.0 12 $970,000 $80,833
    1800.53 1 $45,000 $45,000
    1820.0 2 $90,000 $45,000
    1823.06 1 $185,000 $185,000
    1836.0 1 $65,000 $65,000
    1840.0 1 $185,000 $185,000
    1840.5 1 $65,000 $65,000
    1844.44 1 $75,000 $75,000
    1846.11 1 $45,000 $45,000
    1847.8 1 $55,000 $55,000
    1848.0 1 $55,000 $55,000
    1852.5 1 $65,000 $65,000
    1852.88 1 $45,000 $45,000
    1856.8 1 $75,000 $75,000
    1859.0 1 $65,000 $65,000
    1872.0 1 $185,000 $185,000
    1875.15 1 $45,000 $45,000
    1879.0 1 $75,000 $75,000
    1882.5 1 $65,000 $65,000
    1883.0 1 $75,000 $75,000
    1883.25 1 $65,000 $65,000
    1887.26 1 $45,000 $45,000
    1894.68 1 $55,000 $55,000
    1896.2 2 $100,000 $50,000
    1899.0 1 $55,000 $55,000
    1900.0 3 $215,000 $71,667
    1904.0 1 $55,000 $55,000
    1907.0 1 $65,000 $65,000
    1915.69 1 $195,000 $195,000
    1916.0 1 $45,000 $45,000
    1919.0 1 $195,000 $195,000
    1920.0 3 $305,000 $101,667
    1923.44 1 $195,000 $195,000
    1929.35 1 $45,000 $45,000
    1932.97 1 $195,000 $195,000
    1937.0 1 $65,000 $65,000
    1940.0 1 $45,000 $45,000
    1947.5 1 $195,000 $195,000
    1948.0 1 $65,000 $65,000
    1948.05 1 $65,000 $65,000
    1950.0 2 $160,000 $80,000
    1950.1 1 $75,000 $75,000
    1955.0 1 $75,000 $75,000
    1957.16 1 $65,000 $65,000
    1960.0 3 $215,000 $71,667
    1968.0 1 $55,000 $55,000
    1968.84 1 $55,000 $55,000
    1969.4 1 $55,000 $55,000
    1980.0 2 $130,000 $65,000
    1993.1 1 $205,000 $205,000
    1993.57 1 $75,000 $75,000
    1996.0 1 $45,000 $45,000
    1998.4 1 $55,000 $55,000
    1999.0 20 $1,840,000 $92,000
    2000.0 18 $1,500,000 $83,333
    2001.0 1 $75,000 $75,000
    2007.0 1 $75,000 $75,000
    2010.08 1 $55,000 $55,000
    2014.0 1 $55,000 $55,000
    2020.0 1 $205,000 $205,000
    2025.0 1 $65,000 $65,000
    2033.0 1 $205,000 $205,000
    2037.6 1 $75,000 $75,000
    2039.64 1 $45,000 $45,000
    2040.0 1 $55,000 $55,000
    2040.08 1 $105,000 $105,000
    2043.04 1 $55,000 $55,000
    2049.8 1 $55,000 $55,000
    2050.0 1 $55,000 $55,000
    2050.85 1 $55,000 $55,000
    2053.7 1 $85,000 $85,000
    2060.0 1 $55,000 $55,000
    2060.45 1 $55,000 $55,000
    2073.6 1 $55,000 $55,000
    2076.8 1 $55,000 $55,000
    2080.0 2 $270,000 $135,000
    2086.2 1 $55,000 $55,000
    2090.0 1 $55,000 $55,000
    2097.0 1 $75,000 $75,000
    2097.48 1 $55,000 $55,000
    2098.67 1 $75,000 $75,000
    2099.0 32 $3,030,000 $94,688
    2100.0 8 $780,000 $97,500
    2108.0 1 $85,000 $85,000
    2109.0 1 $75,000 $75,000
    2115.0 1 $75,000 $75,000
    2116.0 1 $65,000 $65,000
    2127.0 1 $75,000 $75,000
    2128.26 1 $215,000 $215,000
    2128.64 1 $55,000 $55,000
    2136.43 1 $55,000 $55,000
    2137.5 1 $75,000 $75,000
    2137.64 1 $65,000 $65,000
    2142.0 2 $120,000 $60,000
    2147.0 1 $85,000 $85,000
    2153.2 1 $65,000 $65,000
    2156.0 1 $55,000 $55,000
    2160.0 1 $75,000 $75,000
    2161.86 1 $65,000 $65,000
    2164.0 1 $55,000 $55,000
    2166.0 1 $65,000 $65,000
    2183.96 1 $225,000 $225,000
    2194.5 1 $85,000 $85,000
    2196.0 5 $305,000 $61,000
    2198.5 1 $115,000 $115,000
    2199.0 13 $1,255,000 $96,538
    2200.0 2 $110,000 $55,000
    2205.0 1 $95,000 $95,000
    2208.0 2 $130,000 $65,000
    2208.16 1 $65,000 $65,000
    2223.8 1 $65,000 $65,000
    2233.82 1 $95,000 $95,000
    2234.85 1 $75,000 $75,000
    2236.0 1 $55,000 $55,000
    2241.0 1 $85,000 $85,000
    2250.0 1 $225,000 $225,000
    2260.5 1 $85,000 $85,000
    2261.0 1 $65,000 $65,000
    2265.0 1 $75,000 $75,000
    2268.72 1 $55,000 $55,000
    2269.49 1 $115,000 $115,000
    2277.09 1 $235,000 $235,000
    2277.72 1 $65,000 $65,000
    2278.31 1 $65,000 $65,000
    2280.0 1 $65,000 $65,000
    2286.0 1 $75,000 $75,000
    2286.52 1 $65,000 $65,000
    2287.5 1 $225,000 $225,000
    2290.6 1 $55,000 $55,000
    2291.0 1 $85,000 $85,000
    2296.2 1 $65,000 $65,000
    2300.0 1 $55,000 $55,000
    2303.0 1 $95,000 $95,000
    2304.0 2 $140,000 $70,000
    2310.0 1 $85,000 $85,000
    2312.0 1 $65,000 $65,000
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    812.43 1 $25,000 $25,000
    814.5 1 $85,000 $85,000
    816.96 1 $85,000 $85,000
    823.09 1 $25,000 $25,000
    824.0 2 $100,000 $50,000
    824.9 1 $85,000 $85,000
    824.96 1 $85,000 $85,000
    826.5 1 $35,000 $35,000
    828.0 1 $25,000 $25,000
    8285.82 1 $215,000 $215,000
    829.44 1 $85,000 $85,000
    831.25 1 $85,000 $85,000
    833.64 1 $85,000 $85,000
    836.0 1 $25,000 $25,000
    838.35 1 $85,000 $85,000
    841.31 1 $85,000 $85,000
    8439.35 1 $225,000 $225,000
    845.18 1 $85,000 $85,000
    846.0 1 $85,000 $85,000
    850.0 2 $170,000 $85,000
    852.45 1 $85,000 $85,000
    855.0 1 $35,000 $35,000
    859.5 1 $85,000 $85,000
    859.96 1 $25,000 $25,000
    861.1 1 $95,000 $95,000
    862.48 1 $85,000 $85,000
    863.25 1 $95,000 $95,000
    870.0 1 $35,000 $35,000
    873.14 1 $95,000 $95,000
    877.5 1 $95,000 $95,000
    880.0 6 $350,000 $58,333
    881.85 1 $35,000 $35,000
    887.5 1 $95,000 $95,000
    890.0 1 $95,000 $95,000
    893.64 1 $55,000 $55,000
    896.0 1 $25,000 $25,000
    897.75 1 $95,000 $95,000
    898.98 1 $45,000 $45,000
    899.0 1 $35,000 $35,000
    900.0 7 $595,000 $85,000
    904.0 1 $95,000 $95,000
    904.75 1 $35,000 $35,000
    904.8 1 $95,000 $95,000
    906.04 1 $95,000 $95,000
    908.33 1 $95,000 $95,000
    91.0 1 $175,000 $175,000
    910.5 1 $35,000 $35,000
    912.5 1 $95,000 $95,000
    916.75 1 $95,000 $95,000
    922.55 1 $95,000 $95,000
    926.25 1 $35,000 $35,000
    928.28 1 $95,000 $95,000
    930.0 1 $35,000 $35,000
    9315.0 1 $315,000 $315,000
    936.0 2 $70,000 $35,000
    937.53 1 $95,000 $95,000
    940.51 1 $95,000 $95,000
    942.5 1 $95,000 $95,000
    945.0 2 $70,000 $35,000
    945.25 1 $95,000 $95,000
    946.2 1 $25,000 $25,000
    946.34 1 $105,000 $105,000
    946.92 1 $105,000 $105,000
    950.0 6 $500,000 $83,333
    955.5 1 $35,000 $35,000
    959.5 1 $95,000 $95,000
    960.0 4 $120,000 $30,000
    963.79 1 $35,000 $35,000
    965.0 1 $105,000 $105,000
    970.09 1 $105,000 $105,000
    981.0 1 $95,000 $95,000
    990.0 2 $210,000 $105,000
    992.54 1 $105,000 $105,000
    992.73 1 $105,000 $105,000
    993.2 1 $25,000 $25,000
    993.47 1 $105,000 $105,000
    994.49 1 $105,000 $105,000
    994.5 1 $105,000 $105,000
    995.0 1 $105,000 $105,000
    996.6 1 $35,000 $35,000
    997.5 1 $95,000 $95,000
    999.0 363 $24,935,000 $68,691
    NA 407 $53,805,000 $132,199

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,343 $386,505,000 $88,995

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 304 $18,410,000 $60,559 $2,202 5.38%
    40-60% 622 $48,330,000 $77,701 $3,189 5.48%
    60-80% 1,348 $123,460,000 $91,588 $4,713 5.86%
    80-100% 1,959 $189,705,000 $96,838 $5,475 6.26%
    Over 100% 42 $4,190,000 $99,762 $16,435 6.50%
    Under 20% 68 $2,410,000 $35,441 $607 4.75%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Credit Union Mortgage Association, Inc. Conventional home mortgage Trouble during payment process 1 100.0%