Credit Human Federal Credit Union Mortgage Rates, Fees & Info

San Antonio, TX

LEI: 549300Q3ROEQU3D1IW91

Tax ID: 74-0956027

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Credit Human Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Credit Human Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Diego, Phoenix, San Antonio, Los Angeles, and San Jose among others. We have data for 410 markets. (Some data included below & more in-depth data is available with an active subscription.)

Credit Human Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Human Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 3/24/24
30 Year Conventional Refi 6.31% 3/24/24
30 Year Cash-out Refi 6.42% 3/24/24
15 Year Conventional Purchase 8.62% 3/24/24
15 Year Conventional Refi 8.19% 3/24/24
15 Year Cash-out Refi 8.19% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Credit Human Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Credit Human Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,709

Origination Dollar Volume (All Markets)

$291,995,000

Awards

CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans bronze
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 324 $23,820,000 $73,519 $3,972 7.09%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 195 $20,585,000 $105,564 $0 7.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 261 $16,825,000 $64,464 $0 7.87%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 230 $15,300,000 $66,522 $962 5.27%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 139 $13,165,000 $94,712 $0 7.14%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 82 $11,090,000 $135,244 $0 7.20%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 110 $10,700,000 $97,273 $0 6.79%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 124 $8,730,000 $70,403 $0 7.27%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 63 $7,565,000 $120,079 $0 7.16%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 63 $7,055,000 $111,984 $0 7.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 83 $6,105,000 $73,554 $0 6.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 64 $4,650,000 $72,656 $0 6.96%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 61 $4,375,000 $71,721 $1,109 6.41%
NAPA, CA (FHA|USDA|VA) 30 $3,330,000 $111,000 $0 7.15%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 22 $3,240,000 $147,273 $0 6.97%
SALEM, OR (FHA|USDA|VA) 46 $3,050,000 $66,304 $0 7.48%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 41 $2,705,000 $65,976 $0 7.43%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 31 $2,645,000 $85,323 $0 7.04%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 25 $2,595,000 $103,800 $0 7.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $2,575,000 $78,030 $6,122 6.80%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 23 $2,475,000 $107,609 $0 7.14%
TUCSON, AZ (FHA|USDA|VA) 36 $2,040,000 $56,667 $0 8.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 30 $1,990,000 $66,333 $0 7.12%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $1,900,000 $86,364 $0 6.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 26 $1,800,000 $69,231 $0 7.13%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 20 $1,800,000 $90,000 $0 7.48%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 33 $1,795,000 $54,394 $0 7.45%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 20 $1,700,000 $85,000 $0 6.83%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $1,585,000 $83,421 $0 6.96%
JACKSON, MS (FHA|USDA|VA) 20 $1,380,000 $69,000 $0 7.01%
BEND, OR (FHA|USDA|VA) 14 $1,360,000 $97,143 $0 7.28%
Port Angeles, WA (FHA|USDA|VA) 14 $1,360,000 $97,143 $0 6.79%
YUMA, AZ (FHA|USDA|VA) 13 $1,325,000 $101,923 $0 7.89%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $1,280,000 $213,333 $0 6.63%
BATON ROUGE, LA (FHA|USDA|VA) 16 $1,190,000 $74,375 $0 6.73%
ALBANY-LEBANON, OR (FHA|USDA|VA) 14 $1,190,000 $85,000 $0 7.52%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $1,130,000 $80,714 $2,801 7.14%
MODESTO, CA (FHA|USDA|VA) 19 $1,115,000 $58,684 $0 6.81%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $1,105,000 $85,000 $0 7.02%
TULSA, OK (FHA|USDA|VA) 13 $1,095,000 $84,231 $0 7.08%
STOCKTON, CA (FHA|USDA|VA) 16 $1,080,000 $67,500 $0 6.94%
Morehead City, NC (FHA|USDA|VA) 15 $1,075,000 $71,667 $3,148 6.83%
VALLEJO, CA (FHA|USDA|VA) 14 $1,060,000 $75,714 $0 7.37%
READING, PA (FHA|USDA|VA) 15 $1,055,000 $70,333 $0 7.70%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,050,000 $87,500 $0 7.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $995,000 $66,333 $4,484 6.73%
BOISE CITY, ID (FHA|USDA|VA) 13 $965,000 $74,231 $0 6.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $955,000 $86,818 $0 7.40%
DOVER, DE (FHA|USDA|VA) 12 $930,000 $77,500 $0 8.18%
ROCHESTER, NY (FHA|USDA|VA) 19 $915,000 $48,158 $0 7.08%
SALINAS, CA (FHA|USDA|VA) 10 $910,000 $91,000 $0 6.94%
Athens, TX (FHA|USDA|VA) 10 $900,000 $90,000 $0 6.95%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 9 $895,000 $99,444 $0 6.54%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $890,000 $89,000 $6,415 6.52%
MOBILE, AL (FHA|USDA|VA) 10 $880,000 $88,000 $0 6.93%
SYRACUSE, NY (FHA|USDA|VA) 13 $875,000 $67,308 $5,820 7.41%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $815,000 $90,556 $0 7.57%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 16 $780,000 $48,750 $0 6.94%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $780,000 $78,000 $0 6.67%
MONTGOMERY, AL (FHA|USDA|VA) 9 $775,000 $86,111 $0 6.81%
Brookings, OR (FHA|USDA|VA) 7 $765,000 $109,286 $0 7.61%
Moses Lake, WA (FHA|USDA|VA) 8 $750,000 $93,750 $0 7.11%
Newport, OR (FHA|USDA|VA) 8 $730,000 $91,250 $0 7.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $725,000 $48,333 $0 6.99%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 11 $695,000 $63,182 $0 7.21%
FRESNO, CA (FHA|USDA|VA) 9 $675,000 $75,000 $0 6.62%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $670,000 $67,000 $0 7.23%
Centralia, WA (FHA|USDA|VA) 7 $645,000 $92,143 $0 6.77%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $635,000 $70,556 $0 7.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $635,000 $70,556 $0 7.40%
YAKIMA, WA (FHA|USDA|VA) 5 $635,000 $127,000 $0 7.20%
PITTSBURGH, PA (FHA|USDA|VA) 9 $615,000 $68,333 $0 7.19%
UTICA-ROME, NY (FHA|USDA|VA) 10 $610,000 $61,000 $0 7.21%
Show Low, AZ (FHA|USDA|VA) 8 $610,000 $76,250 $0 7.34%
Outside of Metro Areas 8 $600,000 $75,000 $0 6.90%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $595,000 $85,000 $0 6.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $595,000 $66,111 $0 7.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $590,000 $59,000 $0 7.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $590,000 $73,750 $0 6.76%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $585,000 $65,000 $0 6.84%
GRANTS PASS, OR (FHA|USDA|VA) 6 $580,000 $96,667 $0 7.05%
LAFAYETTE, LA (FHA|USDA|VA) 7 $565,000 $80,714 $0 7.47%
ODESSA, TX (FHA|USDA|VA) 7 $565,000 $80,714 $0 7.27%
GREELEY, CO (FHA|USDA|VA) 7 $565,000 $80,714 $0 7.30%
LOUISVILLE, KY (FHA|USDA|VA) 7 $565,000 $80,714 $0 7.71%
LEBANON, PA (FHA|USDA|VA) 7 $555,000 $79,286 $0 7.19%
WALLA WALLA, WA (FHA|USDA|VA) 7 $555,000 $79,286 $0 7.19%
Aberdeen, WA (FHA|USDA|VA) 6 $540,000 $90,000 $0 6.58%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $530,000 $88,333 $0 6.50%
London, KY (FHA|USDA|VA) 10 $530,000 $53,000 $0 7.78%
PANAMA CITY, FL (FHA|USDA|VA) 9 $525,000 $58,333 $0 6.58%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $525,000 $58,333 $0 7.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $515,000 $57,222 $0 7.07%
Alice, TX (FHA|USDA|VA) 6 $510,000 $85,000 $0 7.62%
Auburn, NY (FHA|USDA|VA) 7 $505,000 $72,143 $6,304 7.80%
Searcy, AR (FHA|USDA|VA) 5 $505,000 $101,000 $0 6.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $505,000 $101,000 $0 6.82%
LANCASTER, PA (FHA|USDA|VA) 9 $505,000 $56,111 $0 6.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $500,000 $50,000 $0 7.17%
Brookhaven, MS (FHA|USDA|VA) 6 $500,000 $83,333 $0 6.95%
Lufkin, TX (FHA|USDA|VA) 7 $495,000 $70,714 $0 7.44%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $490,000 $81,667 $0 7.77%
MERCED, CA (FHA|USDA|VA) 6 $490,000 $81,667 $0 7.27%
CHARLESTON, WV (FHA|USDA|VA) 7 $475,000 $67,857 $0 6.90%
Laurel, MS (FHA|USDA|VA) 7 $475,000 $67,857 $0 7.16%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $470,000 $78,333 $0 6.62%
Rockport, TX (FHA|USDA|VA) 6 $470,000 $78,333 $0 7.28%
CORVALLIS, OR (FHA|USDA|VA) 7 $465,000 $66,429 $0 7.47%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $455,000 $65,000 $0 7.64%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $455,000 $65,000 $0 8.01%
Ogdensburg-Massena, NY (FHA|USDA|VA) 5 $455,000 $91,000 $0 7.96%
VISALIA, CA (FHA|USDA|VA) 7 $445,000 $63,571 $0 7.31%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $435,000 $62,143 $0 7.90%
MEDFORD, OR (FHA|USDA|VA) 7 $425,000 $60,714 $0 7.00%
DOTHAN, AL (FHA|USDA|VA) 7 $425,000 $60,714 $0 7.10%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $415,000 $83,000 $0 6.86%
WENATCHEE, WA (FHA|USDA|VA) 4 $400,000 $100,000 $0 6.48%
Alexander City, AL (FHA|USDA|VA) 5 $395,000 $79,000 $0 7.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $395,000 $79,000 $0 7.18%
RENO, NV (FHA|USDA|VA) 6 $390,000 $65,000 $0 7.00%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $375,000 $75,000 $0 7.06%
Corsicana, TX (FHA|USDA|VA) 5 $375,000 $75,000 $0 7.04%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.05%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $370,000 $61,667 $0 7.32%
Hudson, NY (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.08%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $365,000 $52,143 $0 7.39%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $365,000 $73,000 $0 6.96%
Granbury, TX (FHA|USDA|VA) 4 $360,000 $90,000 $0 6.85%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $355,000 $71,000 $0 7.18%
Lake City, FL (FHA|USDA|VA) 5 $355,000 $71,000 $0 6.90%
Bogalusa, LA (FHA|USDA|VA) 4 $350,000 $87,500 $0 6.43%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $350,000 $43,750 $0 8.29%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $350,000 $87,500 $0 6.93%
Fredericksburg, TX (FHA|USDA|VA) 4 $350,000 $87,500 $0 6.33%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $340,000 $56,667 $0 7.87%
Moultrie, GA (FHA|USDA|VA) 4 $340,000 $85,000 $0 7.48%
GAINESVILLE, FL (FHA|USDA|VA) 6 $330,000 $55,000 $0 6.23%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $330,000 $55,000 $0 7.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $330,000 $82,500 $0 6.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $325,000 $65,000 $0 7.00%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $325,000 $65,000 $0 7.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $320,000 $80,000 $0 6.73%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $320,000 $80,000 $0 6.83%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $320,000 $53,333 $0 7.43%
ABILENE, TX (FHA|USDA|VA) 5 $315,000 $63,000 $0 7.28%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $315,000 $63,000 $2,296 6.92%
McAlester, OK (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.88%
KNOXVILLE, TN (FHA|USDA|VA) 6 $310,000 $51,667 $0 6.78%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.70%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $300,000 $75,000 $0 6.63%
WACO, TX (FHA|USDA|VA) 4 $290,000 $72,500 $0 7.28%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $285,000 $40,714 $0 7.01%
CHICO, CA (FHA|USDA|VA) 6 $280,000 $46,667 $0 7.40%
GADSDEN, AL (FHA|USDA|VA) 3 $275,000 $91,667 $0 6.47%
Sweetwater, TX (FHA|USDA|VA) 3 $275,000 $91,667 $0 6.20%
Sonora, CA (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.27%
REDDING, CA (FHA|USDA|VA) 5 $265,000 $53,000 $0 6.72%
Enterprise, AL (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.23%
Moscow, ID (FHA|USDA|VA) 2 $250,000 $125,000 $0 6.75%
YUBA CITY, CA (FHA|USDA|VA) 5 $245,000 $49,000 $0 6.80%
Huntsville, TX (FHA|USDA|VA) 3 $245,000 $81,667 $0 6.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $245,000 $81,667 $2,813 6.80%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $235,000 $78,333 $4,421 7.83%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $235,000 $47,000 $0 7.08%
COLUMBIA, SC (FHA|USDA|VA) 3 $235,000 $78,333 $0 7.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.90%
Palestine, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.10%
Tahlequah, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.90%
Roseburg, OR (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.80%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.30%
MONROE, LA (FHA|USDA|VA) 4 $220,000 $55,000 $0 7.03%
DeRidder, LA (FHA|USDA|VA) 4 $220,000 $55,000 $0 7.03%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.40%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.75%
WILMINGTON, NC (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.60%
LONGVIEW, TX (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.48%
COLUMBUS, OH (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.60%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.03%
Spirit Lake, IA (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.03%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.87%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.60%
Jacksonville, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.15%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.30%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $195,000 $65,000 $0 8.03%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.93%
MORRISTOWN, TN (FHA|USDA|VA) 2 $190,000 $95,000 $3,043 5.80%
Kerrville, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.85%
Sandpoint, ID (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.35%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.33%
Troy, AL (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.27%
McMinnville, TN (FHA|USDA|VA) 3 $185,000 $61,667 $0 8.63%
Durango, CO (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.70%
VICTORIA, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.70%
Oneonta, NY (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.65%
NEW BERN, NC (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.60%
Winnemucca, NV (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.30%
Cullman, AL (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.33%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.23%
Mount Vernon, IL (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.63%
GLENS FALLS, NY (FHA|USDA|VA) 3 $175,000 $58,333 $5,706 7.80%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.27%
SAVANNAH, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.35%
Americus, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.90%
Ruston, LA (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.00%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.92%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.63%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.30%
Lamesa, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.70%
FORT COLLINS, CO (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.55%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.85%
Malone, NY (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.55%
Ardmore, OK (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.15%
Martin, TN (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.10%
Oak Harbor, WA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.50%
LONGVIEW, WA (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.10%
MIDLAND, TX (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.37%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $155,000 $51,667 $0 6.57%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.30%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.80%
Vidalia, GA (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.35%
Batavia, NY (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.10%
JACKSON, TN (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.10%
Corning, NY (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.27%
Richmond-Berea, KY (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.70%
Middlesborough, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.50%
Elko, NV (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.30%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.53%
BILLINGS, MT (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.90%
GETTYSBURG, PA (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.43%
Bonham, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.00%
HATTIESBURG, MS (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.65%
Meridian, MS (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.90%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.35%
Somerset, KY (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.80%
Ellensburg, WA (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.85%
DuBois, PA (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.95%
Olean, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.00%
The Dalles, OR (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.80%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
Dickinson, ND (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.30%
BELLINGHAM, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.90%
Craig, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.30%
EL CENTRO, CA (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.40%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.65%
ITHACA, NY (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.55%
Bozeman, MT (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.70%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.60%
ASHEVILLE, NC (FHA|USDA|VA) 3 $125,000 $41,667 $0 7.50%
Payson, AZ (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.40%
Greenwood, MS (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.00%
Albertville, AL (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.35%
GOLDSBORO, NC (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.20%
New Castle, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.65%
PROVO-OREM, UT (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.15%
Brenham, TX (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.50%
Scottsboro, AL (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.50%
Clovis, NM (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.30%
Sevierville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.10%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.55%
Bay City, TX (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.15%
DECATUR, AL (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.45%
AMARILLO, TX (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.50%
Madisonville, KY (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.45%
BOULDER, CO (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.35%
Opelousas, LA (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.40%
Taos, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.30%
Central City, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.30%
Paris, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.70%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.30%
Jennings, LA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.70%
Greeneville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.30%
CARSON CITY, NV (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.55%
Fort Polk South, LA (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.05%
TYLER, TX (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.93%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.35%
Gloversville, NY (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.85%
BINGHAMTON, NY (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.70%
Huntingdon, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.90%
LaGrange, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.80%
Sulphur Springs, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.90%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.30%
Danville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.40%
Hereford, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
Camden, AR (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.70%
Magnolia, AR (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.65%
Rexburg, ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
Athens, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.30%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.30%
Union City, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.30%
Union, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.40%
Big Spring, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.40%
Paducah, KY-IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.30%
Pearsall, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
Pecos, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.70%
Amsterdam, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.70%
Picayune, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.10%
Blytheville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.70%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.10%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.70%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.70%
Coos Bay, OR (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.10%
FARMINGTON, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.80%
Russellville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.40%
BURLINGTON, NC (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.05%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.45%
ROCKFORD, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.80%
ANN ARBOR, MI (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.10%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.00%
JOPLIN, MO (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.30%
GREENVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.70%
Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.30%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.90%
EL PASO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
Natchez, MS-LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.10%
Duncan, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.80%
Pierre, SD (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.20%
Ponca City, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
Campbellsville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.30%
SANTA FE, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.20%
Silver City, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.80%
Starkville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.80%
AMES, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.30%
Wooster, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.70%
ALBANY, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.70%
St. Marys, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.10%
Ontario, OR-ID (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.70%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.30%
Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.10%
ELMIRA, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
Shawnee, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.30%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.00%
MISSOULA, MT (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.90%
Ukiah, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.80%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.70%
JONESBORO, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.70%
Ozark, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.80%
MADERA, CA (FHA|USDA|VA) 2 $60,000 $30,000 $0 7.40%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.15%
Minot, ND (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.40%
KINGSTON, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.80%
Gaffney, SC (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.10%
THE VILLAGES, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.90%
Warren, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.20%
Muskogee, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.60%
Crescent City, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
BISMARCK, ND (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.60%
Marietta, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.60%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $50,000 $25,000 $0 7.05%
Minden, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.60%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.30%
Seneca Falls, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.30%
Prineville, OR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.80%
Cullowhee, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.20%
PINE BLUFF, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.70%
OCALA, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.50%
Adrian, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.80%
Newport, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.70%
Thomasville, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.70%
Astoria, OR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.60%
Arkadelphia, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.10%
Brownwood, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.60%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.30%
Levelland, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.70%
Indiana, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.90%
SAN ANGELO, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.60%
AKRON, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.70%
Ruidoso, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.80%
JACKSON, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.90%
Gainesville, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.90%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.90%
Hope, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
Taylorville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.80%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.60%
Muscatine, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.70%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
MONROE, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.40%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.50%
LAREDO, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.30%
Raymondville, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.90%
Cortland, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $30,000 $15,000 $0 6.20%
Pontiac, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.20%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.10%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.80%
Brownsville, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
Selma, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.90%
GAINESVILLE, GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.60%
TOLEDO, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.70%
Credit Human Federal Credit Union's top markets include San Diego, Phoenix, San Antonio, Los Angeles, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CREDIT HUMAN FEDERAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 220
    MEMBERS CHOICE Credit Union
    Similarity Rank: 549
    AAXY L.L.C.
    Similarity Rank: 560
    Resource One Credit Union
    Similarity Rank: 582
    SMART FINANCIAL CREDIT UNION
    Similarity Rank: 707
    TEXAS BAY
    Similarity Rank: 888
    AMERANT BANK, NATIONAL ASSOCIATION
    Similarity Rank: 1060
    JSC
    Similarity Rank: 1296
    CAPITAL PLUS FINANCIAL, LLC
    Similarity Rank: 1395

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,709 $291,995,000 $78,726 $1,539 7.06%

    For 2019, Credit Human Federal Credit Union's most frequently originated type of loan was Conventional, with 3,709 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,014 $244,710,000 $81,191 $4,555 7.20%
    Refi 428 $31,260,000 $73,037 $2,595 6.83%
    Cash Out Refi 101 $7,155,000 $70,842 $771 5.67%
    Other 100 $5,650,000 $56,500 $655 6.40%
    Home Improvement 66 $3,220,000 $48,788 $626 4.87%

    For 2019, Credit Human Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 3,014 originations. The 2nd most popular reason was Refi, with 428 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 2,503 $222,305,000 $88,815 $2,065 7.15%
    15 Year 746 $42,510,000 $56,984 $1,129 7.18%
    Other 231 $15,795,000 $68,377 $711 6.66%
    10 Year 190 $8,720,000 $45,895 $703 6.34%
    5 Year 27 $975,000 $36,111 $597 4.76%
    30 Year 12 $1,690,000 $140,833 $4,661 4.15%

    For 2019, Credit Human Federal Credit Union's most frequently cited loan duration was 20 Year, with 2,503 originations. The 2nd most popular length was 15 Year, with 746 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 213 $13,125,000 $61,620
    $1k-2k 9 $835,000 $92,778
    $2k-3k 9 $1,225,000 $136,111
    $3k-4k 8 $1,010,000 $126,250
    $5k+ 4 $770,000 $192,500
    $4k-5k 3 $395,000 $131,667

    Credit Human Federal Credit Union's average total fees were $4,661, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 213 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 1,308 $108,950,000 $83,295
    6-7% 1,171 $91,725,000 $78,330
    Over 8% 663 $53,615,000 $80,867
    5-6% 423 $28,095,000 $66,418
    4-5% 101 $6,475,000 $64,109
    3-4% 43 $3,135,000 $72,907

    During 2019, Credit Human Federal Credit Union's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 7-8%, with 1,308 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,814 $168,210,000 $59,776 $902 7.02%
    $100k-200k 828 $107,760,000 $130,145 $4,360 7.19%
    $200k-400k 66 $15,560,000 $235,758 $6,670 7.11%
    $400k-600k 1 $465,000 $465,000 $0 6.80%

    2019 saw Credit Human Federal Credit Union place emphasis on $100,000 or less loans with 2,814 originations, totaling $168,210,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,334 $97,760,000 $73,283 $1,309 7.13%
    $50k or less 895 $50,085,000 $55,961 $1,056 6.96%
    $75k-100k 738 $66,930,000 $90,691 $1,697 7.08%
    $100k-150k 534 $53,520,000 $100,225 $1,929 7.01%
    $150k-250k 175 $18,805,000 $107,457 $1,591 6.97%
    $250k+ 33 $4,895,000 $148,333 $4,445 7.21%

    Credit Human Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 1,334 originations. The second most popular income band? $50k or less, with 895 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,012 $79,510,000 $78,567 $1,668 7.04%
    30-36% 706 $56,020,000 $79,348 $1,281 7.06%
    <20% 615 $39,325,000 $63,943 $1,800 6.92%
    50-60% 133 $11,275,000 $84,774 $0 7.35%
    38% 114 $9,330,000 $81,842 $2,518 7.09%
    37% 113 $9,975,000 $88,274 $1,407 6.88%
    36% 113 $9,065,000 $80,221 $1,859 7.13%
    40% 110 $9,230,000 $83,909 $1,681 6.91%
    39% 109 $9,515,000 $87,294 $2,416 7.17%
    43% 105 $8,435,000 $80,333 $0 7.23%
    >60% 103 $9,615,000 $93,350 $2,421 7.20%
    41% 103 $8,945,000 $86,845 $1,312 7.26%
    42% 95 $6,945,000 $73,105 $574 6.84%
    44% 78 $6,620,000 $84,872 $1,104 7.18%
    45% 55 $4,725,000 $85,909 $502 7.22%
    46% 45 $4,475,000 $99,444 $0 7.18%
    47% 43 $3,985,000 $92,674 $7,492 7.25%
    49% 32 $2,840,000 $88,750 $0 7.10%
    48% 25 $2,165,000 $86,600 $0 7.14%

    Credit Human Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,012 originations. The next most common DTI ratio? 30-36%, with 706 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,185 $248,385,000 $77,986 $1,656 7.09%
    Not provided 347 $28,165,000 $81,167 $1,149 6.81%
    Black 88 $6,380,000 $72,500 $842 6.92%
    Asian 25 $2,305,000 $92,200 $1,679 6.76%
    Vietnamese 14 $1,880,000 $134,286 $0 7.56%
    American Indian 21 $1,815,000 $86,429 $3,416 7.15%
    Native Hawaiian or Islander 9 $1,045,000 $116,111 $0 7.16%
    Filipino 6 $560,000 $93,333 $0 7.17%
    Chinese 4 $520,000 $130,000 $0 6.78%
    Other Asian 4 $390,000 $97,500 $0 6.98%
    Native Hawaiian 1 $175,000 $175,000 $0 6.70%
    Korean 2 $170,000 $85,000 $0 8.10%
    Asian Indian 1 $125,000 $125,000 $0 7.50%
    Guamanian 1 $45,000 $45,000 $0 6.80%
    Other Pacific Islander 1 $35,000 $35,000 $458 4.38%

    Approval Rates

    Total approvals of all applications
    40.87%

    Credit Human Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -7.82%

    Credit Human Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1000.0 2 $50,000 $25,000
    1000.5 1 $35,000 $35,000
    1020.0 1 $25,000 $25,000
    1024.0 1 $25,000 $25,000
    1028.77 1 $35,000 $35,000
    1037.0 1 $35,000 $35,000
    1049.0 1 $15,000 $15,000
    1054.5 1 $35,000 $35,000
    1074.0 2 $50,000 $25,000
    1077.0 4 $70,000 $17,500
    1099.0 2 $110,000 $55,000
    1120.0 1 $125,000 $125,000
    1135.0 1 $35,000 $35,000
    1138.0 1 $25,000 $25,000
    1141.4 1 $35,000 $35,000
    1146.61 1 $125,000 $125,000
    1149.0 1 $25,000 $25,000
    1152.0 1 $35,000 $35,000
    1176.0 1 $35,000 $35,000
    1178.0 1 $35,000 $35,000
    1180.0 1 $35,000 $35,000
    1188.0 1 $25,000 $25,000
    1192.2 1 $35,000 $35,000
    1196.0 2 $70,000 $35,000
    1199.0 1 $25,000 $25,000
    1200.0 1 $35,000 $35,000
    1204.38 1 $45,000 $45,000
    1260.0 1 $35,000 $35,000
    1279.8 1 $35,000 $35,000
    1282.5 1 $55,000 $55,000
    1299.0 1 $35,000 $35,000
    1304.29 1 $45,000 $45,000
    1310.95 1 $35,000 $35,000
    1312.0 2 $60,000 $30,000
    1320.0 1 $35,000 $35,000
    1360.0 1 $35,000 $35,000
    1361.3 1 $45,000 $45,000
    1370.56 1 $35,000 $35,000
    1378.9 1 $45,000 $45,000
    1380.0 1 $35,000 $35,000
    1381.31 1 $45,000 $45,000
    1387.07 1 $35,000 $35,000
    1389.79 1 $55,000 $55,000
    1399.0 2 $120,000 $60,000
    1400.0 1 $45,000 $45,000
    1408.19 1 $155,000 $155,000
    1439.96 1 $35,000 $35,000
    1440.0 1 $35,000 $35,000
    1455.0 1 $55,000 $55,000
    1472.06 1 $55,000 $55,000
    1480.2 1 $35,000 $35,000
    1493.51 1 $45,000 $45,000
    1495.6 1 $45,000 $45,000
    1496.0 1 $45,000 $45,000
    1499.0 2 $70,000 $35,000
    1509.79 1 $55,000 $55,000
    1512.0 1 $45,000 $45,000
    1544.76 1 $45,000 $45,000
    1549.0 1 $35,000 $35,000
    1558.0 1 $45,000 $45,000
    1568.0 1 $45,000 $45,000
    1569.65 1 $45,000 $45,000
    1569.8 1 $45,000 $45,000
    1580.0 1 $45,000 $45,000
    1596.0 1 $45,000 $45,000
    1596.77 1 $55,000 $55,000
    1599.0 1 $35,000 $35,000
    1600.0 3 $145,000 $48,333
    1620.0 1 $45,000 $45,000
    1649.85 1 $65,000 $65,000
    1698.8 1 $45,000 $45,000
    170.29 1 $15,000 $15,000
    1704.88 1 $45,000 $45,000
    1716.0 1 $45,000 $45,000
    1724.95 1 $65,000 $65,000
    1736.4 1 $65,000 $65,000
    1760.0 1 $45,000 $45,000
    1790.2 1 $45,000 $45,000
    1796.0 1 $45,000 $45,000
    1799.0 4 $150,000 $37,500
    1800.0 1 $55,000 $55,000
    1808.7 1 $75,000 $75,000
    1817.4 1 $45,000 $45,000
    1836.0 1 $55,000 $55,000
    1844.0 1 $55,000 $55,000
    1848.92 1 $55,000 $55,000
    185.0 1 $25,000 $25,000
    1854.0 1 $45,000 $45,000
    1858.0 1 $45,000 $45,000
    1859.0 1 $45,000 $45,000
    1862.9 1 $75,000 $75,000
    1874.85 1 $65,000 $65,000
    1880.0 1 $45,000 $45,000
    1884.2 1 $75,000 $75,000
    1899.0 2 $90,000 $45,000
    1899.96 1 $45,000 $45,000
    1900.0 1 $55,000 $55,000
    1912.0 1 $55,000 $55,000
    1924.0 1 $55,000 $55,000
    1969.8 1 $55,000 $55,000
    1971.87 1 $85,000 $85,000
    1976.0 1 $55,000 $55,000
    1980.6 1 $55,000 $55,000
    1988.0 1 $55,000 $55,000
    1996.74 1 $65,000 $65,000
    200.0 1 $25,000 $25,000
    2000.0 2 $110,000 $55,000
    2001.72 1 $55,000 $55,000
    2006.0 1 $55,000 $55,000
    2012.0 1 $65,000 $65,000
    2016.64 1 $55,000 $55,000
    2025.0 2 $120,000 $60,000
    2028.47 1 $55,000 $55,000
    2040.0 3 $175,000 $58,333
    2044.44 1 $55,000 $55,000
    2085.5 1 $85,000 $85,000
    2092.0 1 $85,000 $85,000
    2095.68 1 $55,000 $55,000
    2099.0 30 $2,200,000 $73,333
    2100.88 1 $85,000 $85,000
    2106.0 1 $55,000 $55,000
    2146.0 2 $140,000 $70,000
    2160.0 1 $55,000 $55,000
    220.0 1 $55,000 $55,000
    2200.0 2 $110,000 $55,000
    2235.96 1 $55,000 $55,000
    2242.0 1 $55,000 $55,000
    2242.56 1 $55,000 $55,000
    2259.0 1 $45,000 $45,000
    2287.8 1 $55,000 $55,000
    2288.98 1 $95,000 $95,000
    2291.3 1 $95,000 $95,000
    2295.68 1 $65,000 $65,000
    2300.8 1 $65,000 $65,000
    2307.0 1 $95,000 $95,000
    2311.0 1 $95,000 $95,000
    2329.73 1 $55,000 $55,000
    2332.28 1 $65,000 $65,000
    2340.0 2 $130,000 $65,000
    2357.24 1 $65,000 $65,000
    2358.0 1 $95,000 $95,000
    2361.86 1 $95,000 $95,000
    2391.02 1 $95,000 $95,000
    2399.0 31 $2,545,000 $82,097
    2400.0 1 $65,000 $65,000
    2416.0 1 $65,000 $65,000
    2437.66 1 $65,000 $65,000
    2439.0 1 $55,000 $55,000
    2509.0 1 $105,000 $105,000
    2515.31 1 $55,000 $55,000
    2547.0 1 $55,000 $55,000
    2561.0 1 $75,000 $75,000
    2562.2 1 $105,000 $105,000
    2562.52 1 $65,000 $65,000
    2572.0 1 $75,000 $75,000
    2587.5 1 $85,000 $85,000
    2625.0 1 $55,000 $55,000
    2656.0 1 $75,000 $75,000
    2688.0 1 $75,000 $75,000
    2688.72 1 $115,000 $115,000
    2695.0 1 $65,000 $65,000
    2698.32 1 $65,000 $65,000
    2700.0 1 $75,000 $75,000
    2702.2 1 $55,000 $55,000
    2716.46 1 $125,000 $125,000
    2720.0 1 $75,000 $75,000
    2737.4 1 $115,000 $115,000
    2755.12 1 $75,000 $75,000
    2772.13 1 $65,000 $65,000
    2775.96 1 $75,000 $75,000
    2797.43 1 $115,000 $115,000
    2820.56 1 $75,000 $75,000
    2825.52 1 $125,000 $125,000
    2830.0 1 $75,000 $75,000
    2866.56 1 $155,000 $155,000
    2893.0 1 $125,000 $125,000
    2919.0 1 $65,000 $65,000
    2935.0 1 $65,000 $65,000
    296.05 1 $35,000 $35,000
    2964.14 1 $105,000 $105,000
    2967.0 1 $65,000 $65,000
    2982.2 1 $75,000 $75,000
    2984.25 1 $75,000 $75,000
    2999.05 1 $135,000 $135,000
    3009.96 1 $75,000 $75,000
    3063.81 1 $105,000 $105,000
    3071.4 1 $65,000 $65,000
    3096.49 1 $85,000 $85,000
    3099.0 1 $65,000 $65,000
    3137.4 1 $75,000 $75,000
    3153.0 1 $75,000 $75,000
    3156.44 1 $75,000 $75,000
    3160.9 1 $145,000 $145,000
    3180.12 1 $85,000 $85,000
    3207.72 1 $115,000 $115,000
    3208.5 1 $115,000 $115,000
    3214.6 1 $75,000 $75,000
    3246.58 1 $145,000 $145,000
    3260.0 1 $85,000 $85,000
    3309.0 1 $145,000 $145,000
    3329.8 1 $95,000 $95,000
    3395.0 1 $75,000 $75,000
    3452.8 1 $95,000 $95,000
    3470.97 1 $115,000 $115,000
    3471.0 1 $85,000 $85,000
    3496.0 1 $95,000 $95,000
    3500.0 2 $200,000 $100,000
    3508.73 1 $75,000 $75,000
    3511.8 1 $125,000 $125,000
    3573.6 1 $85,000 $85,000
    3596.64 1 $95,000 $95,000
    365.0 1 $45,000 $45,000
    3700.0 6 $630,000 $105,000
    3708.58 1 $125,000 $125,000
    3712.0 1 $105,000 $105,000
    3727.0 1 $165,000 $165,000
    3795.0 1 $95,000 $95,000
    3840.0 1 $95,000 $95,000
    3858.98 1 $175,000 $175,000
    3869.1 1 $175,000 $175,000
    3899.0 2 $190,000 $95,000
    3909.16 1 $95,000 $95,000
    3919.1 1 $95,000 $95,000
    3949.16 1 $95,000 $95,000
    3983.4 1 $95,000 $95,000
    4165.0 1 $105,000 $105,000
    4181.0 1 $105,000 $105,000
    4205.4 1 $105,000 $105,000
    4274.08 1 $105,000 $105,000
    4337.0 1 $105,000 $105,000
    4340.0 1 $115,000 $115,000
    438.66 1 $45,000 $45,000
    4441.07 1 $115,000 $115,000
    4495.6 1 $105,000 $105,000
    454.55 1 $55,000 $55,000
    456.18 1 $45,000 $45,000
    4696.0 1 $125,000 $125,000
    470.0 1 $45,000 $45,000
    4750.6 1 $115,000 $115,000
    4761.6 1 $115,000 $115,000
    478.02 1 $45,000 $45,000
    4899.0 1 $115,000 $115,000
    4927.6 1 $115,000 $115,000
    499.0 760 $53,730,000 $70,697
    500.0 1 $15,000 $15,000
    504.0 5 $365,000 $73,000
    5095.0 1 $85,000 $85,000
    5096.6 1 $125,000 $125,000
    515.42 1 $55,000 $55,000
    524.0 2 $110,000 $55,000
    5253.25 1 $125,000 $125,000
    5257.5 1 $185,000 $185,000
    532.55 1 $55,000 $55,000
    5366.48 1 $135,000 $135,000
    548.0 3 $265,000 $88,333
    5547.96 1 $135,000 $135,000
    556.24 1 $55,000 $55,000
    5619.0 1 $135,000 $135,000
    5700.02 1 $135,000 $135,000
    5715.0 1 $135,000 $135,000
    572.55 1 $65,000 $65,000
    5744.64 1 $145,000 $145,000
    595.65 1 $45,000 $45,000
    598.9 1 $65,000 $65,000
    604.06 1 $65,000 $65,000
    6053.2 1 $145,000 $145,000
    622.25 1 $65,000 $65,000
    642.0 1 $75,000 $75,000
    673.84 1 $75,000 $75,000
    690.0 1 $65,000 $65,000
    695.85 1 $25,000 $25,000
    696.0 1 $75,000 $75,000
    701.85 1 $75,000 $75,000
    705.48 1 $75,000 $75,000
    712.0 1 $75,000 $75,000
    712.96 1 $45,000 $45,000
    744.0 1 $85,000 $85,000
    744.57 1 $25,000 $25,000
    7461.0 1 $185,000 $185,000
    750.0 1 $15,000 $15,000
    787.53 1 $135,000 $135,000
    798.0 3 $215,000 $71,667
    799.0 27 $1,325,000 $49,074
    800.0 1 $25,000 $25,000
    800.01 1 $85,000 $85,000
    829.0 1 $95,000 $95,000
    880.0 1 $25,000 $25,000
    900.0 1 $25,000 $25,000
    908.31 1 $95,000 $95,000
    920.0 1 $25,000 $25,000
    978.41 1 $35,000 $35,000
    988.0 1 $105,000 $105,000
    992.88 1 $35,000 $35,000
    998.95 1 $105,000 $105,000
    NA 2,532 $209,490,000 $82,737

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3,506 $279,220,000 $79,641
    Single Family (1-4 Units):Site-Built 203 $12,775,000 $62,931

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 285 $15,895,000 $55,772 $684 6.08%
    40-60% 524 $35,540,000 $67,824 $1,334 6.55%
    60-80% 982 $77,060,000 $78,473 $3,195 7.09%
    80-100% 1,799 $157,355,000 $87,468 $4,350 7.39%
    Over 100% 42 $3,630,000 $86,429 $3,891 7.88%
    Under 20% 74 $2,350,000 $31,757 $506 5.38%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Credit Plus Inc Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 66.7%
    Credit Plus Inc Conventional home mortgage Improper use of your report 1 33.3%