Citibank Mortgage Rates, Fees & Info
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Tax ID: 13-5266470
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Mortgage Data
Review & Overview
Citibank is a large bank specializing in Home Purchase loans. Citibank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, San Francisco, Miami, and San Jose among others. We have data for 419 markets. (Some data included below & more in-depth data is available with an active subscription.)Citibank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citibank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.14% | 12/17/24 |
| 30 Year Conventional Refi | 5.41% | 12/17/24 |
| 30 Year Cash-out Refi | 5.55% | 12/17/24 |
| 30 Year FHA Purchase | 6.33% | 12/17/24 |
| 30 Year FHA Refi | 6.27% | 12/17/24 |
| 30 Year VA Purchase | 5.89% | 12/17/24 |
| 30 Year VA Refi | 5.63% | 12/17/24 |
| 15 Year Conventional Purchase | 5.31% | 12/17/24 |
| 15 Year Conventional Refi | 5.29% | 12/17/24 |
| 15 Year Cash-out Refi | 5.29% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citibank Mortgage Calculator
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This is not an official calculator from Citibank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
17,246Origination Dollar Volume (All Markets)
$22,616,550,000Awards
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Citibank - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5,803 | $6,353,715,000 | $1,094,902 | $7,520 | 3.62% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,124 | $3,388,370,000 | $1,595,278 | $7,708 | 3.63% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,073 | $1,807,755,000 | $1,684,767 | $6,981 | 3.69% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 606 | $1,349,410,000 | $2,226,749 | $11,581 | 3.54% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 582 | $1,082,700,000 | $1,860,309 | $5,514 | 3.82% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 692 | $800,430,000 | $1,156,691 | $6,690 | 3.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,014 | $727,300,000 | $717,258 | $5,594 | 3.93% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 168 | $616,270,000 | $3,668,274 | $6,626 | 3.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 314 | $452,940,000 | $1,442,484 | $8,751 | 3.55% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 205 | $369,605,000 | $1,802,951 | $7,182 | 3.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 259 | $321,025,000 | $1,239,479 | $8,931 | 3.68% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 198 | $275,610,000 | $1,391,970 | $6,555 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 117 | $244,315,000 | $2,088,162 | $12,819 | 3.55% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 224 | $243,780,000 | $1,088,304 | $8,751 | 3.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 193 | $238,305,000 | $1,234,741 | $6,213 | 3.97% |
| Outside of Metro Areas | 208 | $236,660,000 | $1,137,788 | $7,798 | 3.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 25 | $184,465,000 | $7,378,600 | $15,282 | 3.33% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 111 | $173,065,000 | $1,559,144 | $6,770 | 3.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 89 | $159,685,000 | $1,794,213 | $5,581 | 3.74% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 75 | $148,235,000 | $1,976,467 | $6,186 | 3.70% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 149 | $137,115,000 | $920,235 | $6,201 | 3.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 103 | $136,275,000 | $1,323,058 | $4,857 | 3.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 175 | $135,665,000 | $775,229 | $7,731 | 3.75% |
| RENO, NV (FHA|USDA|VA) | 14 | $135,500,000 | $9,678,571 | $6,341 | 3.81% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $109,330,000 | $3,215,588 | $7,869 | 4.01% |
| Heber, UT (FHA|USDA|VA) | 44 | $98,090,000 | $2,229,318 | $7,155 | 3.29% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $91,335,000 | $4,349,286 | $5,889 | 3.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 98 | $83,900,000 | $856,122 | $6,165 | 3.79% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 33 | $81,005,000 | $2,454,697 | $6,758 | 3.41% |
| Bozeman, MT (FHA|USDA|VA) | 18 | $75,990,000 | $4,221,667 | $9,957 | 3.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 35 | $64,065,000 | $1,830,429 | $7,119 | 3.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 47 | $60,185,000 | $1,280,532 | $5,069 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 58 | $58,230,000 | $1,003,966 | $6,389 | 3.87% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 26 | $55,580,000 | $2,137,692 | $5,323 | 3.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 68 | $54,200,000 | $797,059 | $6,151 | 3.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 82 | $48,190,000 | $587,683 | $7,356 | 3.90% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 33 | $47,055,000 | $1,425,909 | $7,638 | 3.47% |
| Edwards, CO (FHA|USDA|VA) | 21 | $46,725,000 | $2,225,000 | $6,234 | 3.31% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $46,605,000 | $3,585,000 | $4,925 | 3.10% |
| REDDING, CA (FHA|USDA|VA) | 5 | $44,245,000 | $8,849,000 | $7,654 | 3.85% |
| NAPA, CA (FHA|USDA|VA) | 11 | $43,705,000 | $3,973,182 | $6,070 | 3.31% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $43,135,000 | $8,627,000 | $5,342 | 3.83% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $39,905,000 | $39,905,000 | $82,773 | 3.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $39,310,000 | $3,931,000 | $6,229 | 3.15% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $38,220,000 | $2,388,750 | $4,450 | 4.09% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $34,450,000 | $2,153,125 | $7,238 | 3.29% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 51 | $34,445,000 | $675,392 | $4,898 | 4.09% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $33,815,000 | $33,815,000 | $0 | 3.19% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $33,505,000 | $2,577,308 | $11,917 | 3.44% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $33,155,000 | $3,014,091 | $38,888 | 3.67% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 51 | $31,375,000 | $615,196 | $7,146 | 3.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 29 | $30,765,000 | $1,060,862 | $7,032 | 3.41% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $29,540,000 | $4,923,333 | $4,988 | 3.40% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 31 | $29,495,000 | $951,452 | $3,843 | 4.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 23 | $28,995,000 | $1,260,652 | $9,464 | 3.85% |
| Torrington, CT (FHA|USDA|VA) | 28 | $28,990,000 | $1,035,357 | $7,096 | 3.35% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 53 | $28,885,000 | $545,000 | $7,179 | 3.78% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $28,875,000 | $1,925,000 | $11,886 | 3.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $28,420,000 | $4,736,667 | $4,856 | 4.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 23 | $27,825,000 | $1,209,783 | $6,929 | 3.48% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $26,540,000 | $13,270,000 | $0 | 3.64% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $26,150,000 | $13,075,000 | $0 | 4.47% |
| Hilo, HI (FHA|USDA|VA) | 9 | $25,655,000 | $2,850,556 | $11,724 | 3.19% |
| STOCKTON, CA (FHA|USDA|VA) | 38 | $24,090,000 | $633,947 | $6,894 | 3.93% |
| Jackson, WY-ID (FHA|USDA|VA) | 6 | $23,420,000 | $3,903,333 | $8,896 | 3.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $23,110,000 | $641,944 | $7,125 | 4.04% |
| CHICO, CA (FHA|USDA|VA) | 1 | $23,105,000 | $23,105,000 | $0 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $22,680,000 | $11,340,000 | $29,198 | 2.94% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 17 | $22,645,000 | $1,332,059 | $5,329 | 3.71% |
| Kapaa, HI (FHA|USDA|VA) | 9 | $21,535,000 | $2,392,778 | $10,515 | 3.33% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 31 | $21,305,000 | $687,258 | $4,432 | 3.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $21,060,000 | $1,755,000 | $4,282 | 4.56% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $20,985,000 | $1,234,412 | $5,980 | 3.59% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 26 | $20,360,000 | $783,077 | $9,018 | 3.79% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 15 | $19,415,000 | $1,294,333 | $5,883 | 3.93% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $19,215,000 | $1,130,294 | $7,197 | 3.34% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 22 | $18,290,000 | $831,364 | $5,742 | 4.13% |
| TYLER, TX (FHA|USDA|VA) | 3 | $17,615,000 | $5,871,667 | $3,502 | 4.09% |
| KINGSTON, NY (FHA|USDA|VA) | 27 | $17,555,000 | $650,185 | $6,750 | 3.42% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $17,310,000 | $412,143 | $4,065 | 4.14% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 12 | $17,290,000 | $1,440,833 | $11,023 | 3.68% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 7 | $16,865,000 | $2,409,286 | $11,685 | 3.54% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 21 | $15,155,000 | $721,667 | $5,738 | 3.61% |
| Lebanon, NH-VT (FHA|USDA|VA) | 16 | $14,840,000 | $927,500 | $5,187 | 3.10% |
| Vineyard Haven, MA (FHA|USDA|VA) | 8 | $14,410,000 | $1,801,250 | $7,546 | 3.45% |
| Kearney, NE (FHA|USDA|VA) | 3 | $14,395,000 | $4,798,333 | $0 | 1.75% |
| Durango, CO (FHA|USDA|VA) | 3 | $13,965,000 | $4,655,000 | $13,207 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 15 | $13,405,000 | $893,667 | $5,907 | 3.44% |
| SALEM, OR (FHA|USDA|VA) | 2 | $12,930,000 | $6,465,000 | $0 | 2.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $12,660,000 | $2,110,000 | $4,126 | 4.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 37 | $12,465,000 | $336,892 | $4,967 | 3.66% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $12,365,000 | $4,121,667 | $3,669 | 4.41% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $12,160,000 | $1,013,333 | $8,094 | 3.78% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $11,880,000 | $1,980,000 | $6,309 | 3.94% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 26 | $11,800,000 | $453,846 | $5,927 | 3.92% |
| NILES, MI (FHA|USDA|VA) | 7 | $10,545,000 | $1,506,429 | $5,803 | 3.04% |
| Easton, MD (FHA|USDA|VA) | 5 | $10,385,000 | $2,077,000 | $8,179 | 3.35% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 11 | $10,185,000 | $925,909 | $6,124 | 3.88% |
| Hailey, ID (FHA|USDA|VA) | 3 | $10,065,000 | $3,355,000 | $14,122 | 2.83% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $9,945,000 | $585,000 | $6,547 | 3.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $9,345,000 | $1,869,000 | $7,970 | 3.10% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $9,320,000 | $932,000 | $5,000 | 3.85% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $8,965,000 | $471,842 | $9,132 | 3.89% |
| Outside of Metro Areas | 4 | $8,950,000 | $2,237,500 | $24,363 | 3.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $8,360,000 | $522,500 | $4,553 | 4.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $8,155,000 | $1,165,000 | $4,553 | 3.66% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 35 | $8,155,000 | $233,000 | $5,883 | 4.06% |
| FRESNO, CA (FHA|USDA|VA) | 38 | $8,140,000 | $214,211 | $4,944 | 3.87% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 23 | $8,035,000 | $349,348 | $3,345 | 3.66% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $8,010,000 | $2,002,500 | $5,029 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $7,445,000 | $827,222 | $4,612 | 4.39% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $7,195,000 | $479,667 | $6,525 | 3.73% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 17 | $6,965,000 | $409,706 | $5,012 | 4.40% |
| Bennington, VT (FHA|USDA|VA) | 7 | $6,915,000 | $987,857 | $7,727 | 2.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $6,580,000 | $329,000 | $6,087 | 4.21% |
| RICHMOND, VA (FHA|USDA|VA) | 18 | $6,580,000 | $365,556 | $6,032 | 3.93% |
| Key West, FL (FHA|USDA|VA) | 7 | $6,505,000 | $929,286 | $8,077 | 3.52% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $6,435,000 | $585,000 | $5,545 | 3.78% |
| ROCHESTER, NY (FHA|USDA|VA) | 7 | $6,395,000 | $913,571 | $6,041 | 3.25% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $6,090,000 | $1,522,500 | $5,338 | 3.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $5,740,000 | $717,500 | $6,010 | 3.59% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $5,725,000 | $636,111 | $3,557 | 3.49% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 16 | $5,670,000 | $354,375 | $5,063 | 4.18% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $5,650,000 | $1,412,500 | $10,384 | 4.59% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $5,500,000 | $687,500 | $7,170 | 3.73% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $5,425,000 | $361,667 | $6,708 | 3.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $5,360,000 | $268,000 | $6,527 | 4.13% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $5,275,000 | $1,055,000 | $5,723 | 3.74% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $5,200,000 | $1,300,000 | $6,348 | 3.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $4,675,000 | $359,615 | $5,934 | 4.08% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $4,600,000 | $383,333 | $7,788 | 4.03% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $4,505,000 | $901,000 | $4,626 | 3.48% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $4,425,000 | $632,143 | $4,392 | 3.93% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $4,325,000 | $1,441,667 | $19,341 | 3.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $4,220,000 | $422,000 | $4,916 | 3.45% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $4,170,000 | $417,000 | $7,979 | 3.76% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $4,140,000 | $517,500 | $4,005 | 3.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $4,005,000 | $801,000 | $5,774 | 3.48% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $3,975,000 | $795,000 | $4,818 | 4.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $3,775,000 | $1,258,333 | $7,842 | 4.88% |
| Hudson, NY (FHA|USDA|VA) | 5 | $3,655,000 | $731,000 | $6,467 | 3.60% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $3,640,000 | $910,000 | $5,130 | 3.72% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $3,630,000 | $605,000 | $8,611 | 4.08% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $3,610,000 | $601,667 | $4,103 | 4.54% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $3,580,000 | $447,500 | $4,289 | 3.48% |
| Athens, TX (FHA|USDA|VA) | 3 | $3,475,000 | $1,158,333 | $7,514 | 2.79% |
| MERCED, CA (FHA|USDA|VA) | 12 | $3,470,000 | $289,167 | $4,330 | 3.65% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $3,445,000 | $181,316 | $4,144 | 3.43% |
| ERIE, PA (FHA|USDA|VA) | 1 | $3,425,000 | $3,425,000 | $0 | 4.23% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $3,290,000 | $235,000 | $5,840 | 4.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $3,195,000 | $456,429 | $4,804 | 3.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $3,379 | 4.43% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $5,453 | 4.01% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $3,065,000 | $613,000 | $4,110 | 3.10% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $3,025,000 | $1,008,333 | $4,155 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $7,092 | 4.15% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $9,245 | 4.40% |
| Rutland, VT (FHA|USDA|VA) | 4 | $2,850,000 | $712,500 | $6,764 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 8 | $2,840,000 | $355,000 | $6,935 | 3.94% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $2,645,000 | $529,000 | $4,459 | 3.40% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,630,000 | $187,857 | $4,191 | 3.55% |
| BEND, OR (FHA|USDA|VA) | 2 | $2,630,000 | $1,315,000 | $6,986 | 4.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $2,600,000 | $650,000 | $5,762 | 4.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $4,763 | 4.61% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $4,924 | 4.18% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $3,406 | 3.96% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $2,500,000 | $625,000 | $8,309 | 4.22% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $2,460,000 | $1,230,000 | $9,883 | 2.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $2,415,000 | $2,415,000 | $6,011 | 3.50% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $5,575 | 4.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $2,310,000 | $577,500 | $6,637 | 4.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $4,373 | 3.34% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $3,119 | 4.08% |
| Concord, NH (FHA|USDA|VA) | 4 | $2,160,000 | $540,000 | $4,612 | 3.44% |
| TULSA, OK (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $6,127 | 3.58% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $6,832 | 4.01% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $3,613 | 3.60% |
| Palestine, TX (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $20,715 | 2.63% |
| Berlin, NH (FHA|USDA|VA) | 2 | $2,000,000 | $1,000,000 | $4,703 | 3.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $5,829 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $8,381 | 5.94% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $1,885,000 | $1,885,000 | $7,118 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $5,258 | 3.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $5,665 | 4.07% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $2,858 | 3.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $3,210 | 3.41% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $5,941 | 3.97% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $8,073 | 4.06% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,747 | 4.33% |
| Effingham, IL (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $16,814 | 3.88% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $4,203 | 3.35% |
| Prineville, OR (FHA|USDA|VA) | 1 | $1,575,000 | $1,575,000 | $4,721 | 4.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $19,521 | 4.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $6,335 | 3.38% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $4,099 | 3.60% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $10,425 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $4,807 | 4.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $9,070 | 4.19% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $10,741 | 4.13% |
| Astoria, OR (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $6,226 | 4.13% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $9,134 | 4.56% |
| Barre, VT (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $6,702 | 3.63% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $8,215 | 3.67% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,767 | 3.21% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,077 | 3.83% |
| HAMMOND, LA (FHA|USDA|VA) | 9 | $1,095,000 | $121,667 | $5,472 | 3.89% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,525 | 4.48% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,996 | 3.71% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,525 | 3.06% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,326 | 3.67% |
| Sonora, CA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $5,237 | 3.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,231 | 5.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,608 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,944 | 4.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $6,298 | 3.69% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $4,651 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,532 | 3.70% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $5,085 | 2.38% |
| Boone, NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,830 | 3.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,795 | 4.60% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,043 | 3.92% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,702 | 4.94% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $8,611 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,497 | 5.02% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,431 | 4.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,331 | 3.19% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,532 | 3.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,875 | 2.92% |
| Montrose, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $8,002 | 2.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,075 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,591 | 4.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,376 | 3.33% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,533 | 4.21% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $3,760 | 3.19% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,074 | 3.81% |
| Laconia, NH (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $4,253 | 4.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,674 | 4.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,299 | 3.25% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,679 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,517 | 2.44% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 5.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,903 | 4.38% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,116 | 4.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,863 | 5.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,178 | 5.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,648 | 3.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,048 | 3.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,899 | 3.92% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,262 | 4.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,773 | 3.44% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,961 | 3.21% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,206 | 4.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,320 | 4.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,922 | 3.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $4,835 | 5.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,306 | 5.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,070 | 4.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,659 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $5,035 | 3.96% |
| Washington, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,954 | 3.69% |
| Angola, IN (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $8,254 | 2.38% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,990 | 4.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,970 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,681 | 3.44% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,986 | 3.50% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $11,253 | 3.88% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,176 | 3.44% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,838 | 4.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,813 | 2.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,750 | 5.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,966 | 3.29% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,667 | 4.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,482 | 4.42% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $13,388 | 4.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,414 | 5.08% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,199 | 3.46% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,658 | 2.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,356 | 4.33% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $2,715 | 3.78% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,491 | 3.21% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,203 | 5.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,600 | 3.67% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $2,029 | 3.85% |
| MONROE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,045 | 3.56% |
| Forest City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,491 | 2.63% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,497 | 4.00% |
| Olean, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,739 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,025 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,175 | 4.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,781 | 4.69% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,988 | 3.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,050 | 5.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,778 | 4.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,617 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,905 | 4.25% |
| FLINT, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,364 | 4.06% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,519 | 3.19% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,381 | 5.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,762 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,318 | 3.04% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,817 | 4.81% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,785 | 2.50% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,164 | 4.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,176 | 5.38% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,914 | 3.33% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,075 | 4.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,169 | 4.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,654 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,889 | 3.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,428 | 2.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,022 | 5.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,091 | 2.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,240 | 5.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,937 | 4.67% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,955 | 3.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,007 | 3.19% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,372 | 5.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,182 | 4.88% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,647 | 3.81% |
| Brookings, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,836 | 5.88% |
| Fremont, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,342 | 5.38% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,356 | 5.50% |
| ENID, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,015 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,845 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,023 | 4.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,055 | 4.75% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,765 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,487 | 2.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,267 | 6.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,288 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,941 | 3.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,507 | 3.94% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,606 | 4.19% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,323 | 4.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,899 | 3.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,909 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,815 | 2.38% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,831 | 3.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,027 | 4.38% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,265 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,609 | 4.75% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,914 | 2.63% |
| Deming, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,041 | 4.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,564 | 4.00% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,658 | 6.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,385 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,410 | 2.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,884 | 5.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,654 | 4.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,386 | 2.94% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,958 | 4.13% |
| Altus, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,323 | 2.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,520 | 6.00% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,040 | 2.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,490 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,184 | 2.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,901 | 2.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,375 | 3.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,635 | 2.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,415 | 2.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,984 | 3.75% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,531 | 3.31% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,650 | 2.63% |
| Waycross, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,353 | 4.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,681 | 2.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,082 | 3.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,593 | 3.88% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,960 | 4.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,994 | 2.13% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,796 | 3.81% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,119 | 5.31% |
| READING, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,392 | 2.38% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,204 | 5.00% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,269 | 4.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,575 | 2.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,111 | 3.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,347 | 4.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,092 | 3.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,102 | 4.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,892 | 4.63% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,263 | 4.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,932 | 2.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,290 | 4.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,183 | 5.50% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,078 | 3.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,269 | 3.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,035 | 5.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,975 | 5.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,325 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,306 | 2.25% |
| Malone, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,662 | 4.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,417 | 2.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,220 | 2.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,622 | 3.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,723 | 3.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,779 | 2.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,900 | 2.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,164 | 2.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,970 | 2.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,223 | 4.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,566 | 3.50% |
| Camden, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,946 | 5.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,297 | 2.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,516 | 2.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,209 | 4.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,830 | 3.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,792 | 4.38% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,906 | 3.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,529 | 5.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.63% |
| Parsons, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,731 | 5.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,140 | 3.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $3,067 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citibank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 4
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Homestar Mortgage, Inc.
Similarity Rank: 8
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Rhode Island Credit Union
Similarity Rank: 15
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HENRICO Federal Credit Union
Similarity Rank: 16
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SOMERSET
Similarity Rank: 21
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MISSION
Similarity Rank: 30
Similarity Rank: 30
Sharon & Crescent United Credit Union
Similarity Rank: 44
Similarity Rank: 44
ROCKLAND
Similarity Rank: 54
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SAFEAMERICA CREDIT UNION
Similarity Rank: 54
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D.W. BROWN MORTGAGE CORP.
Similarity Rank: 59
Similarity Rank: 59
Product Mix
For 2022, Citibank's most frequently originated type of loan was Conventional, with 17,202 originations. Their 2nd most popular type was FHA, with 25 originations.
Loan Reason
For 2022, Citibank's most frequently cited loan purpose was Home Purchase, with 11,466 originations. The 2nd most popular reason was Cash Out Refi, with 2,455 originations.
Loan Duration/Length
For 2022, Citibank's most frequently cited loan duration was 30 Year, with 15,256 originations. The 2nd most popular length was 15 Year, with 1,397 originations.
Origination Fees/Closing Costs
Citibank's average total fees were $7,608, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,231 originations.
Interest Rates
During 2022, Citibank's average interest rate for loans was 3.76%, while their most frequently originated rate bucket for loans was 3-4%, with 6,289 originations.
Loan Sizing
2022 saw Citibank place emphasis on $1MM+ loans with 6,957 originations, totaling $17,662,555,000 in origination value.
Applicant Income
Citibank lent most frequently to those with incomes in the $250k+ range, with 9,664 originations. The second most popular income band? $150k-250k, with 2,589 originations.
Applicant Debt to Income Ratio
Citibank lent most frequently to those with DTI ratios of 20-30%, with 4,354 originations. The next most common DTI ratio? 30-36%, with 3,382 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.25%
Citibank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination58.74%
Citibank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,246 | $22,616,550,000 | $1,311,408 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 17,246 | $22,616,550,000 | $1,311,408 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIBANK, N.A. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| CITIBANK, N.A. | Conventional home mortgage | Struggling to pay mortgage | 1 | 33.3% |
| CITIBANK, N.A. | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |