Guaranteed Rate Affinity Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930001NSTOD85LT125
Tax ID: 81-5294275
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Guaranteed Rate Affinity is a mid-sized mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, New York, San Francisco, Boston, and Washington among others. We have data for 364 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.62% | 4/28/24 |
| 30 Year Conventional Refi | 6.41% | 4/28/24 |
| 30 Year Cash-out Refi | 6.71% | 4/28/24 |
| 30 Year FHA Purchase | 7.47% | 4/28/24 |
| 30 Year FHA Refi | 7.33% | 4/28/24 |
| 30 Year VA Purchase | 6.12% | 4/28/24 |
| 30 Year VA Refi | 6.19% | 4/28/24 |
| 30 Year USDA Purchase | 7.01% | 4/28/24 |
| 30 Year USDA Refi | 6.27% | 4/28/24 |
| 15 Year Conventional Purchase | 5.86% | 4/28/24 |
| 15 Year Conventional Refi | 5.95% | 4/28/24 |
| 15 Year Cash-out Refi | 5.95% | 4/28/24 |
| 15 Year FHA Purchase | 5.68% | 4/28/24 |
| 15 Year FHA Refi | 5.68% | 4/28/24 |
| 15 Year VA Purchase | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Affinity Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,904Origination Dollar Volume (All Markets)
$3,784,110,000Awards
×
![]()
GUARANTEED RATE AFFINITY - 2018
GUARANTEED RATE AFFINITY is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for GUARANTEED RATE AFFINITY?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,157 | $275,335,000 | $237,973 | $4,730 | 4.63% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 774 | $269,830,000 | $348,618 | $6,175 | 4.53% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 307 | $205,115,000 | $668,127 | $5,789 | 4.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 469 | $193,115,000 | $411,759 | $4,519 | 4.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 391 | $169,635,000 | $433,849 | $6,271 | 4.48% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 600 | $167,190,000 | $278,650 | $4,858 | 4.56% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 278 | $147,690,000 | $531,259 | $6,410 | 4.61% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 514 | $138,190,000 | $268,852 | $5,010 | 4.53% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 419 | $124,385,000 | $296,862 | $4,736 | 4.52% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 397 | $107,205,000 | $270,038 | $4,856 | 4.60% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 168 | $101,300,000 | $602,976 | $5,827 | 4.52% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 265 | $86,445,000 | $326,208 | $5,087 | 4.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 313 | $83,615,000 | $267,141 | $4,338 | 4.64% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 205 | $80,315,000 | $391,780 | $5,886 | 4.54% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 331 | $80,195,000 | $242,281 | $4,942 | 4.61% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 196 | $71,000,000 | $362,245 | $4,658 | 4.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 245 | $65,545,000 | $267,531 | $5,247 | 4.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 293 | $64,595,000 | $220,461 | $4,626 | 4.62% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 271 | $64,255,000 | $237,103 | $5,062 | 4.47% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 238 | $61,490,000 | $258,361 | $4,522 | 4.66% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 191 | $44,875,000 | $234,948 | $3,796 | 4.60% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 210 | $43,320,000 | $206,286 | $4,808 | 4.49% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 213 | $43,275,000 | $203,169 | $3,362 | 4.52% |
| SALINAS, CA (FHA|USDA|VA) | 80 | $41,270,000 | $515,875 | $6,245 | 4.61% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 84 | $40,730,000 | $484,881 | $5,623 | 4.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 211 | $39,565,000 | $187,512 | $4,154 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 188 | $38,250,000 | $203,457 | $4,140 | 4.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 201 | $37,295,000 | $185,547 | $4,494 | 4.71% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 169 | $35,915,000 | $212,515 | $4,689 | 4.58% |
| TUCSON, AZ (FHA|USDA|VA) | 148 | $33,500,000 | $226,351 | $2,956 | 4.45% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 112 | $32,000,000 | $285,714 | $5,021 | 4.62% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 71 | $29,695,000 | $418,239 | $5,080 | 4.71% |
| TYLER, TX (FHA|USDA|VA) | 155 | $28,435,000 | $183,452 | $5,025 | 4.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 138 | $25,070,000 | $181,667 | $3,448 | 4.71% |
| Outside of Metro Areas | 114 | $21,900,000 | $192,105 | $3,915 | 4.68% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 102 | $21,580,000 | $211,569 | $3,554 | 4.62% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 104 | $21,240,000 | $204,231 | $4,603 | 4.41% |
| ROCHESTER, MN (FHA|USDA|VA) | 119 | $20,325,000 | $170,798 | $4,010 | 4.78% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 83 | $19,775,000 | $238,253 | $4,723 | 4.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 36 | $18,780,000 | $521,667 | $6,063 | 4.49% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 27 | $17,845,000 | $660,926 | $2,140 | 4.42% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 49 | $16,725,000 | $341,327 | $5,545 | 4.56% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 56 | $14,910,000 | $266,250 | $5,309 | 4.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 44 | $14,050,000 | $319,318 | $4,572 | 4.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 79 | $14,045,000 | $177,785 | $4,626 | 4.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 69 | $13,855,000 | $200,797 | $3,974 | 4.77% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 44 | $12,370,000 | $281,136 | $4,524 | 4.55% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 49 | $12,025,000 | $245,408 | $4,603 | 4.53% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 48 | $11,810,000 | $246,042 | $4,011 | 4.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 46 | $11,590,000 | $251,957 | $4,976 | 4.40% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 49 | $11,335,000 | $231,327 | $5,607 | 4.80% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $10,855,000 | $471,957 | $5,954 | 4.67% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 53 | $10,705,000 | $201,981 | $5,627 | 4.28% |
| Torrington, CT (FHA|USDA|VA) | 47 | $10,545,000 | $224,362 | $6,514 | 4.54% |
| Payson, AZ (FHA|USDA|VA) | 44 | $10,160,000 | $230,909 | $4,203 | 4.61% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 52 | $10,150,000 | $195,192 | $4,710 | 4.80% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 50 | $9,710,000 | $194,200 | $5,550 | 4.65% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 48 | $9,290,000 | $193,542 | $4,605 | 4.76% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 32 | $9,060,000 | $283,125 | $5,380 | 4.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 33 | $8,335,000 | $252,576 | $4,377 | 4.56% |
| PROVO-OREM, UT (FHA|USDA|VA) | 28 | $7,980,000 | $285,000 | $4,047 | 4.68% |
| VALLEJO, CA (FHA|USDA|VA) | 21 | $7,615,000 | $362,619 | $5,612 | 4.86% |
| FORT COLLINS, CO (FHA|USDA|VA) | 21 | $7,385,000 | $351,667 | $3,125 | 4.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 35 | $7,225,000 | $206,429 | $4,161 | 4.42% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 37 | $6,925,000 | $187,162 | $4,286 | 4.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $6,900,000 | $492,857 | $1,268 | 4.49% |
| GREELEY, CO (FHA|USDA|VA) | 20 | $6,860,000 | $343,000 | $4,030 | 4.51% |
| BOULDER, CO (FHA|USDA|VA) | 17 | $6,795,000 | $399,706 | $3,322 | 4.55% |
| Laconia, NH (FHA|USDA|VA) | 32 | $6,490,000 | $202,813 | $3,858 | 4.55% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 25 | $6,285,000 | $251,400 | $4,481 | 4.74% |
| LONGVIEW, TX (FHA|USDA|VA) | 40 | $6,090,000 | $152,250 | $4,449 | 4.70% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $6,055,000 | $318,684 | $4,285 | 4.72% |
| ST. CLOUD, MN (FHA|USDA|VA) | 45 | $5,995,000 | $133,222 | $3,155 | 4.89% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $5,770,000 | $288,500 | $2,489 | 4.31% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 22 | $5,400,000 | $245,455 | $5,037 | 4.58% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 28 | $5,390,000 | $192,500 | $5,910 | 4.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $5,095,000 | $268,158 | $1,352 | 4.60% |
| REDDING, CA (FHA|USDA|VA) | 20 | $4,880,000 | $244,000 | $4,513 | 4.84% |
| MIDLAND, TX (FHA|USDA|VA) | 14 | $4,720,000 | $337,143 | $3,641 | 4.67% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $4,575,000 | $269,118 | $1,658 | 4.19% |
| Heber, UT (FHA|USDA|VA) | 10 | $4,570,000 | $457,000 | $4,556 | 4.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $4,465,000 | $262,647 | $1,263 | 4.28% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 16 | $4,450,000 | $278,125 | $3,194 | 4.48% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 14 | $4,310,000 | $307,857 | $3,410 | 4.47% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $4,305,000 | $205,000 | $4,501 | 4.42% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $4,125,000 | $317,308 | $2,674 | 4.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $3,760,000 | $376,000 | $1,971 | 4.45% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 14 | $3,750,000 | $267,857 | $3,578 | 4.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 10 | $3,680,000 | $368,000 | $746 | 4.56% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $1,457 | 4.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $3,595,000 | $326,818 | $1,304 | 4.40% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $3,332 | 4.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,265,000 | $362,778 | $3,547 | 4.58% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $3,350 | 4.63% |
| NAPA, CA (FHA|USDA|VA) | 6 | $3,160,000 | $526,667 | $9,229 | 4.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $3,035,000 | $178,529 | $3,558 | 4.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $2,108 | 4.47% |
| MADISON, WI (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $1,183 | 4.36% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $1,819 | 4.55% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $2,622 | 4.47% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,685,000 | $537,000 | $6,557 | 4.45% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $1,815 | 4.39% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $384 | 4.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $508 | 4.40% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $3,948 | 4.68% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $1,730 | 4.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $4,596 | 4.73% |
| Athens, TX (FHA|USDA|VA) | 12 | $2,370,000 | $197,500 | $5,305 | 4.48% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $1,109 | 4.38% |
| Concord, NH (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $3,049 | 4.51% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $4,216 | 4.76% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $2,831 | 4.50% |
| READING, PA (FHA|USDA|VA) | 12 | $2,170,000 | $180,833 | $6,790 | 4.67% |
| Jacksonville, TX (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $4,456 | 4.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $580 | 4.46% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $5,455 | 4.71% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $31 | 4.46% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $4,430 | 4.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $2,616 | 4.44% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $1,447 | 4.55% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $1,483 | 4.42% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $2,719 | 4.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,441 | 4.36% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $1,050 | 4.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,488 | 4.57% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $1,536 | 4.41% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $7,249 | 4.48% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $24 | 4.03% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $3,195 | 4.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $1,741 | 4.44% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $1,098 | 4.60% |
| Red Wing, MN (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $3,339 | 4.57% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $2,749 | 4.38% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $1,994 | 4.71% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $6,468 | 5.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,615 | 4.78% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $1,558 | 4.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $995 | 4.53% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $1,116 | 4.65% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,507 | 4.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,339 | 4.71% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $2,390 | 4.43% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $0 | 4.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $932 | 4.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,967 | 4.33% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $0 | 4.29% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,197 | 4.53% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4 | 4.59% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,154 | 4.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $1,699 | 4.54% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,924 | 4.41% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $2,019 | 4.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,293 | 4.43% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,830 | 4.78% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,174 | 4.60% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,665 | 4.41% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $433 | 3.83% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $7,765 | 4.69% |
| Keene, NH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,774 | 4.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $5,942 | 5.50% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,617 | 4.63% |
| Newberry, SC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,238 | 4.88% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,105 | 5.22% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $496 | 4.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,115 | 4.17% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 4.56% |
| Albertville, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $128 | 4.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $425 | 3.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,966 | 4.81% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $614 | 4.25% |
| Palestine, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,358 | 5.00% |
| DOVER, DE (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,552 | 4.25% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,596 | 4.67% |
| Easton, MD (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,724 | 4.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $237 | 4.58% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,434 | 4.13% |
| WACO, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,416 | 4.67% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,991 | 4.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,094 | 4.13% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,590 | 4.54% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,371 | 4.28% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $146 | 4.33% |
| Russellville, AR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,420 | 4.21% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $394 | 4.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,473 | 4.28% |
| MERCED, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,499 | 5.38% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,228 | 4.69% |
| Bay City, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,723 | 5.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $6,302 | 5.09% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,993 | 4.06% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,049 | 4.69% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $18,981 | 3.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,771 | 4.75% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $108 | 4.44% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $241 | 4.37% |
| Andrews, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,571 | 4.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,125 | 4.33% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,880 | 4.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,153 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,472 | 4.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 4.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,097 | 4.63% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,140 | 4.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,091 | 4.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,596 | 4.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,100 | 4.63% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 4.19% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,426 | 4.56% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,639 | 5.25% |
| Kearney, NE (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 4.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 4.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,772 | 4.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 5.00% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,245 | 4.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,463 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $425 | 3.94% |
| Bonham, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,915 | 5.00% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $207 | 4.25% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,745 | 5.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,552 | 4.44% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3 | 4.06% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,379 | 4.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,016 | 5.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 3.99% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,981 | 4.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,290 | 4.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $288 | 4.44% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,195 | 5.44% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,486 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,017 | 4.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $946 | 4.50% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,429 | 4.31% |
| SALEM, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $920 | 4.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $910 | 4.13% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,901 | 4.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,100 | 4.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $135 | 5.00% |
| Montrose, CO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,735 | 4.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,949 | 4.63% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,677 | 4.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,098 | 4.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,523 | 4.44% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,186 | 4.44% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $568 | 5.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,486 | 4.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $780 | 4.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $550 | 5.25% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $3,041 | 4.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,570 | 3.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $782 | 4.13% |
| Indiana, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,005 | 4.75% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $126 | 4.44% |
| Safford, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $819 | 4.38% |
| CASPER, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,270 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,185 | 4.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.75% |
| Dublin, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10 | 4.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.00% |
| Winona, MN (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 4.94% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,910 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,374 | 5.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $343 | 4.50% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,415 | 4.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,060 | 5.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,752 | 4.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,206 | 4.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,640 | 4.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $293 | 4.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,063 | 3.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $239 | 4.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,086 | 3.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,818 | 4.50% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,581 | 4.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,710 | 4.81% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $200 | 4.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,950 | 4.50% |
| Brenham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,993 | 4.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,542 | 4.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $500 | 4.99% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,969 | 4.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $215 | 4.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,644 | 4.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,581 | 5.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $80 | 4.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,164 | 4.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,191 | 5.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,566 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,238 | 4.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,081 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,363 | 4.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,269 | 4.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $790 | 5.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $747 | 4.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $318 | 4.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,784 | 4.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $349 | 4.50% |
| Austin, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $24,812 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,173 | 3.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,303 | 4.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,553 | 4.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $25 | 4.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,032 | 4.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $983 | 3.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,823 | 3.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.63% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,084 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,123 | 5.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,820 | 4.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,063 | 3.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $358 | 3.99% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $20 | 4.38% |
| Jesup, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,137 | 4.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,866 | 4.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,885 | 5.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,403 | 5.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,348 | 4.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,880 | 5.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,095 | 3.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,106 | 4.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,899 | 4.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $463 | 3.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,772 | 4.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,330 | 4.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,175 | 3.99% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,152 | 5.38% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,743 | 5.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,523 | 4.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,383 | 5.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,129 | 4.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,815 | 3.63% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,390 | 5.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,475 | 4.50% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,197 | 5.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,851 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,177 | 5.00% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,233 | 4.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.63% |
| Meadville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,128 | 4.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $680 | 5.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,910 | 5.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,669 | 4.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,639 | 4.99% |
| New Castle, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,027 | 4.75% |
| Douglas, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,034 | 4.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,862 | 4.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,127 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against GUARANTEED RATE AFFINITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
El Dorado Savings Bank, F.S.B.
Similarity Rank: 24
Similarity Rank: 24
The Neffs National Bank
Similarity Rank: 30
Similarity Rank: 30
APL
Similarity Rank: 32
Similarity Rank: 32
Penn Community Bank
Similarity Rank: 36
Similarity Rank: 36
The Glen Burnie Mutual Savings Bank
Similarity Rank: 54
Similarity Rank: 54
MUTUAL SECURITY CREDIT UNION
Similarity Rank: 96
Similarity Rank: 96
Union Savings Bank
Similarity Rank: 108
Similarity Rank: 108
MERRIMACK VALLEY
Similarity Rank: 110
Similarity Rank: 110
Middlesex Federal Savings, F.A.
Similarity Rank: 111
Similarity Rank: 111
Atlantic Pacific Mortgage
Similarity Rank: 112
Similarity Rank: 112
Product Mix
For 2018, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 10,166 originations. Their 2nd most popular type was FHA, with 1,515 originations.
Loan Reason
For 2018, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 11,949 originations. The 2nd most popular reason was Cash Out Refi, with 623 originations.
Loan Duration/Length
For 2018, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 11,970 originations. The 2nd most popular length was 15 Year, with 682 originations.
Origination Fees/Closing Costs
Guaranteed Rate Affinity's average total fees were $4,845, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,126 originations.
Interest Rates
During 2018, Guaranteed Rate Affinity's average interest rate for loans was 4.62%, while their most frequently originated rate bucket for loans was 4-5%, with 9,766 originations.
Loan Sizing
2018 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 5,980 originations, totaling $1,699,660,000 in origination value.
Applicant Income
Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 3,297 originations. The second most popular income band? $50k-75k, with 2,775 originations.
Applicant Debt to Income Ratio
Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 30-36%, with 2,389 originations. The next most common DTI ratio? 20-30%, with 2,356 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.41%
Guaranteed Rate Affinity has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.10%
Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,904 | $3,784,110,000 | $293,251 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 8 | $1,190,000 | $148,750 |
| Single Family (1-4 Units):Site-Built | 12,896 | $3,782,920,000 | $293,341 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 1 | 4.0% |
| GUARANTEED RATE INC. | Other type of mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | VA mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 16.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 7 | 28.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 2 | 8.0% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |
| GUARANTEED RATE INC. | FHA mortgage | Struggling to pay mortgage | 1 | 4.0% |
| GUARANTEED RATE INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 8.0% |