Guaranteed Rate Affinity Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930001NSTOD85LT125
Tax ID: 81-5294275
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Mortgage Data
Review & Overview
Guaranteed Rate Affinity is a mid-sized mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, San Francisco, Minneapolis, Chicago, and Boston among others. We have data for 410 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.62% | 1/26/25 |
| 30 Year Conventional Refi | 6.41% | 1/26/25 |
| 30 Year Cash-out Refi | 6.71% | 1/26/25 |
| 30 Year FHA Purchase | 7.47% | 1/26/25 |
| 30 Year FHA Refi | 7.33% | 1/26/25 |
| 30 Year VA Purchase | 6.12% | 1/26/25 |
| 30 Year VA Refi | 6.19% | 1/26/25 |
| 30 Year USDA Purchase | 7.01% | 1/26/25 |
| 30 Year USDA Refi | 6.27% | 1/26/25 |
| 15 Year Conventional Purchase | 5.86% | 1/26/25 |
| 15 Year Conventional Refi | 5.95% | 1/26/25 |
| 15 Year Cash-out Refi | 5.95% | 1/26/25 |
| 15 Year FHA Purchase | 5.68% | 1/26/25 |
| 15 Year FHA Refi | 5.68% | 1/26/25 |
| 15 Year VA Purchase | 5.68% | 1/26/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Affinity Mortgage Calculator
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This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
20,757Origination Dollar Volume (All Markets)
$6,380,555,000Awards
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GUARANTEED RATE AFFINITY - 2019
GUARANTEED RATE AFFINITY is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,228 | $462,690,000 | $376,783 | $5,780 | 3.97% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 646 | $412,060,000 | $637,864 | $5,093 | 3.96% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,598 | $404,730,000 | $253,273 | $4,442 | 4.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,291 | $372,215,000 | $288,315 | $4,626 | 3.98% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 864 | $358,710,000 | $415,174 | $4,391 | 3.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 624 | $284,880,000 | $456,538 | $5,966 | 3.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 444 | $243,980,000 | $549,505 | $5,928 | 4.03% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 699 | $213,665,000 | $305,672 | $5,306 | 3.94% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 292 | $185,760,000 | $636,164 | $4,996 | 3.98% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 611 | $167,965,000 | $274,902 | $5,013 | 4.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 592 | $149,250,000 | $252,111 | $5,052 | 4.10% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 373 | $144,445,000 | $387,252 | $4,550 | 4.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 539 | $142,885,000 | $265,093 | $5,009 | 4.02% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 403 | $141,255,000 | $350,509 | $4,913 | 4.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 376 | $131,530,000 | $349,814 | $5,688 | 4.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 486 | $126,180,000 | $259,630 | $3,831 | 4.17% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 402 | $121,260,000 | $301,642 | $5,724 | 4.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 226 | $114,660,000 | $507,345 | $6,235 | 3.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 461 | $114,405,000 | $248,167 | $4,759 | 4.14% |
| PITTSBURGH, PA (FHA|USDA|VA) | 481 | $94,085,000 | $195,603 | $4,437 | 3.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 442 | $88,840,000 | $200,995 | $3,446 | 4.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 347 | $88,215,000 | $254,222 | $4,889 | 4.05% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 369 | $83,815,000 | $227,141 | $5,121 | 4.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 383 | $79,435,000 | $207,402 | $4,362 | 3.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 330 | $77,040,000 | $233,455 | $4,693 | 4.02% |
| TUCSON, AZ (FHA|USDA|VA) | 306 | $73,560,000 | $240,392 | $3,312 | 3.98% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 289 | $69,735,000 | $241,298 | $3,591 | 4.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 134 | $60,850,000 | $454,104 | $5,878 | 4.11% |
| SALINAS, CA (FHA|USDA|VA) | 118 | $56,870,000 | $481,949 | $4,421 | 4.02% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 279 | $55,455,000 | $198,763 | $3,726 | 4.19% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 241 | $55,065,000 | $228,485 | $4,515 | 4.14% |
| COLUMBIA, SC (FHA|USDA|VA) | 311 | $54,925,000 | $176,608 | $4,437 | 3.78% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 200 | $50,190,000 | $250,950 | $4,745 | 4.01% |
| COLUMBUS, OH (FHA|USDA|VA) | 238 | $49,190,000 | $206,681 | $3,827 | 4.11% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 160 | $45,210,000 | $282,563 | $5,216 | 3.91% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 106 | $36,050,000 | $340,094 | $6,042 | 4.16% |
| Outside of Metro Areas | 163 | $33,815,000 | $207,454 | $4,037 | 4.14% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 144 | $32,410,000 | $225,069 | $3,815 | 4.09% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 115 | $31,945,000 | $277,783 | $4,322 | 3.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 62 | $31,740,000 | $511,935 | $5,454 | 3.92% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 107 | $30,315,000 | $283,318 | $4,597 | 4.06% |
| TYLER, TX (FHA|USDA|VA) | 149 | $29,555,000 | $198,356 | $4,846 | 4.10% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 85 | $25,035,000 | $294,529 | $4,876 | 4.01% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 114 | $24,820,000 | $217,719 | $4,775 | 4.02% |
| ROCHESTER, MN (FHA|USDA|VA) | 128 | $23,930,000 | $186,953 | $4,129 | 3.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 96 | $22,810,000 | $237,604 | $5,885 | 4.40% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 42 | $20,290,000 | $483,095 | $6,401 | 4.18% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 75 | $17,005,000 | $226,733 | $4,515 | 3.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 61 | $16,965,000 | $278,115 | $5,232 | 4.14% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 56 | $16,470,000 | $294,107 | $5,271 | 4.01% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 80 | $16,050,000 | $200,625 | $4,330 | 3.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 56 | $15,900,000 | $283,929 | $4,121 | 4.13% |
| Torrington, CT (FHA|USDA|VA) | 66 | $15,530,000 | $235,303 | $5,603 | 4.08% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 68 | $15,220,000 | $223,824 | $4,993 | 4.04% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 50 | $14,880,000 | $297,600 | $4,497 | 4.08% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 58 | $13,670,000 | $235,690 | $4,563 | 4.26% |
| VALLEJO, CA (FHA|USDA|VA) | 35 | $13,335,000 | $381,000 | $6,729 | 4.34% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 63 | $13,115,000 | $208,175 | $4,737 | 4.14% |
| STOCKTON, CA (FHA|USDA|VA) | 37 | $12,605,000 | $340,676 | $4,749 | 3.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 57 | $11,105,000 | $194,825 | $4,744 | 4.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 38 | $10,850,000 | $285,526 | $4,451 | 4.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 30 | $10,760,000 | $358,667 | $2,931 | 3.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 64 | $10,510,000 | $164,219 | $5,182 | 4.29% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 45 | $9,335,000 | $207,444 | $4,918 | 4.09% |
| GREELEY, CO (FHA|USDA|VA) | 24 | $9,320,000 | $388,333 | $3,296 | 4.15% |
| ST. CLOUD, MN (FHA|USDA|VA) | 70 | $9,260,000 | $132,286 | $3,644 | 3.77% |
| Payson, AZ (FHA|USDA|VA) | 45 | $9,125,000 | $202,778 | $3,624 | 4.28% |
| BOULDER, CO (FHA|USDA|VA) | 18 | $9,090,000 | $505,000 | $4,280 | 3.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 50 | $9,060,000 | $181,200 | $5,202 | 4.10% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 43 | $8,835,000 | $205,465 | $5,286 | 4.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 34 | $8,580,000 | $252,353 | $4,507 | 3.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $8,495,000 | $566,333 | $2,630 | 4.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 36 | $7,830,000 | $217,500 | $4,502 | 4.10% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 25 | $7,385,000 | $295,400 | $3,091 | 3.95% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 37 | $7,325,000 | $197,973 | $3,975 | 4.27% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 21 | $7,025,000 | $334,524 | $1,432 | 3.82% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 23 | $6,525,000 | $283,696 | $2,693 | 3.71% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $5,785,000 | $385,667 | $2,004 | 3.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 24 | $5,600,000 | $233,333 | $3,768 | 4.21% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $5,530,000 | $276,500 | $4,608 | 3.89% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $5,440,000 | $302,222 | $1,470 | 3.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 29 | $5,175,000 | $178,448 | $4,834 | 3.94% |
| MIDLAND, TX (FHA|USDA|VA) | 13 | $4,945,000 | $380,385 | $2,651 | 3.98% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,920,000 | $410,000 | $2,562 | 3.99% |
| Laconia, NH (FHA|USDA|VA) | 22 | $4,820,000 | $219,091 | $3,989 | 4.31% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $4,480,000 | $373,333 | $5,016 | 4.17% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $4,375,000 | $336,538 | $4,171 | 3.96% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $2,156 | 4.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $2,319 | 3.98% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $4,255,000 | $327,308 | $4,278 | 3.82% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 20 | $4,130,000 | $206,500 | $4,019 | 4.79% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 15 | $3,985,000 | $265,667 | $4,002 | 3.87% |
| MERCED, CA (FHA|USDA|VA) | 14 | $3,890,000 | $277,857 | $4,671 | 4.53% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 11 | $3,645,000 | $331,364 | $3,092 | 3.98% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $3,299 | 3.83% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 18 | $3,600,000 | $200,000 | $4,218 | 3.83% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $5,091 | 3.87% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 19 | $3,415,000 | $179,737 | $3,803 | 3.99% |
| MADISON, WI (FHA|USDA|VA) | 10 | $3,330,000 | $333,000 | $788 | 3.99% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $3,789 | 4.14% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $3,245,000 | $463,571 | $5,155 | 4.18% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $3,230,000 | $269,167 | $3,634 | 4.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $1,489 | 3.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $947 | 4.05% |
| Concord, NH (FHA|USDA|VA) | 12 | $2,880,000 | $240,000 | $4,183 | 4.09% |
| READING, PA (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $5,242 | 4.02% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $5,139 | 4.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,720,000 | $680,000 | $5,699 | 3.91% |
| Brainerd, MN (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $5,105 | 3.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $1,239 | 3.96% |
| Athens, TX (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $5,231 | 4.39% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $5,624 | 4.07% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $2,706 | 3.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $1,591 | 4.11% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $4,535 | 4.34% |
| Jacksonville, TX (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $5,709 | 4.17% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $1,918 | 3.96% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $3,222 | 3.91% |
| PANAMA CITY, FL (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $3,551 | 4.21% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $2,211 | 3.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $5,824 | 4.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $601 | 3.84% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $3,472 | 4.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $2,095,000 | $161,154 | $4,380 | 4.59% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $2,210 | 3.90% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $885 | 4.02% |
| TULSA, OK (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $3,151 | 3.83% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $927 | 4.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $3,199 | 3.98% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $5,821 | 3.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $3,601 | 3.82% |
| SUMTER, SC (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $4,763 | 3.74% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $2,079 | 3.44% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $13 | 3.73% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $2,064 | 3.94% |
| PEORIA, IL (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $1,531 | 3.78% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $935 | 3.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $2,173 | 3.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $1,497 | 3.90% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $942 | 3.92% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $969 | 3.94% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $5,341 | 4.03% |
| Sonora, CA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,334 | 4.23% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $1,285 | 3.69% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $4,185 | 3.71% |
| Red Wing, MN (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $4,089 | 3.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $3,931 | 3.90% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,204 | 4.22% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $3,139 | 5.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $2,992 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $1,736 | 4.02% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $749 | 3.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $1,254 | 3.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,877 | 4.19% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,396 | 3.85% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,801 | 4.12% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,155 | 3.62% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $308 | 3.78% |
| AKRON, OH (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $958 | 3.59% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $3,909 | 4.15% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,539 | 3.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $1,266 | 3.33% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $1,677 | 4.28% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $321 | 3.69% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,062 | 3.80% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $1,097 | 3.97% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $2,060 | 3.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $1,183 | 3.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $1,191 | 3.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,961 | 4.19% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,880 | 3.78% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $3,470 | 3.97% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,065 | 3.91% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,445 | 4.00% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,053 | 4.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,213 | 4.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,900 | 4.12% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,678 | 4.65% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,695 | 3.71% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $1,222 | 3.50% |
| MANKATO, MN (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $3,601 | 3.96% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $1,400 | 3.81% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $2,272 | 3.72% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,803 | 4.15% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,865 | 3.92% |
| Lake City, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,785 | 4.00% |
| NILES, MI (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,908 | 4.06% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,902 | 2.60% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,724 | 3.29% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,218 | 4.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $1,651 | 3.67% |
| Easton, MD (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,567 | 3.99% |
| Willmar, MN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,512 | 4.04% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,195 | 3.54% |
| Heber, UT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,132 | 4.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $1,563 | 3.50% |
| Newberry, SC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,378 | 4.28% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,409 | 4.13% |
| Safford, AZ (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,066 | 3.81% |
| Albertville, AL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $28 | 3.69% |
| Granbury, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,371 | 4.87% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,390 | 3.81% |
| Marion, OH (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,185 | 4.25% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,163 | 4.23% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $1,987 | 4.03% |
| CHICO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,049 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,799 | 3.79% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,185 | 4.65% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,324 | 4.44% |
| Williston, ND (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $383 | 4.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 3.81% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,518 | 4.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,072 | 3.71% |
| Edwards, CO (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,180 | 4.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $374 | 4.31% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,598 | 3.88% |
| Salem, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $412 | 3.81% |
| FLINT, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $1,582 | 4.15% |
| Seneca, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $150 | 4.13% |
| BEND, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,959 | 4.56% |
| Silver City, NM (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,908 | 4.08% |
| RACINE, WI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,532 | 4.15% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,193 | 4.13% |
| ERIE, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $615 | 3.31% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,995 | 4.38% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,856 | 4.59% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $703 | 4.06% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,775 | 4.06% |
| Athens, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,208 | 3.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,418 | 3.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,648 | 3.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,590 | 3.87% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $9,417 | 4.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,258 | 4.34% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,047 | 3.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,108 | 4.04% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $315 | 3.50% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 4.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,433 | 4.00% |
| DOVER, DE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,203 | 4.00% |
| DALTON, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 3.25% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,132 | 4.16% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,151 | 3.73% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,670 | 4.44% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,602 | 3.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,220 | 4.13% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,823 | 3.19% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 4.13% |
| Paris, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,898 | 3.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,979 | 3.69% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,809 | 4.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,349 | 4.06% |
| Branson, MO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,510 | 4.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $1,675 | 3.83% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,087 | 3.69% |
| Palestine, TX (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,222 | 4.33% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,018 | 4.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,098 | 4.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $50 | 4.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,354 | 4.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,255 | 3.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,423 | 4.31% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,876 | 3.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,504 | 3.63% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,646 | 3.69% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,164 | 3.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,703 | 4.81% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,267 | 3.38% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $618 | 3.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,487 | 4.49% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,270 | 4.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $824 | 4.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,418 | 4.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,313 | 4.17% |
| Holland, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,005 | 4.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,058 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,308 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,768 | 3.99% |
| Marion, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,344 | 3.88% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $291 | 3.69% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,392 | 3.00% |
| Farmington, MO (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,108 | 4.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 4.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,007 | 4.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,720 | 4.31% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 4.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,081 | 3.00% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,411 | 4.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,917 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,077 | 4.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,592 | 3.88% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,432 | 4.38% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,325 | 4.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.13% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,151 | 3.00% |
| Hailey, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,751 | 3.63% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,128 | 4.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,734 | 4.00% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $45 | 3.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,474 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $886 | 3.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,006 | 4.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.50% |
| Indiana, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,114 | 3.79% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,869 | 4.38% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,706 | 4.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,085 | 3.81% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,113 | 4.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $196 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,045 | 3.99% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,622 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,015 | 3.88% |
| New Castle, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,622 | 4.50% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,320 | 4.31% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,070 | 4.25% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $580 | 3.63% |
| Searcy, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,050 | 4.00% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,947 | 4.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,449 | 4.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $215 | 3.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,339 | 3.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,347 | 4.13% |
| Paragould, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,847 | 3.50% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,503 | 4.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,971 | 2.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $119 | 4.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,125 | 4.13% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,105 | 3.99% |
| Winona, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,353 | 4.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,491 | 3.88% |
| Riverton, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,501 | 3.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,097 | 4.49% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,436 | 4.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,798 | 4.25% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $2,916 | 3.00% |
| Columbus, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,723 | 4.25% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,611 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.19% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,535 | 3.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,327 | 4.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,729 | 3.99% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,946 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,351 | 3.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $745 | 4.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $416 | 3.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,013 | 3.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,670 | 4.13% |
| Minden, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,115 | 4.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.99% |
| Rockport, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,718 | 3.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,496 | 3.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,252 | 4.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,018 | 3.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $315 | 3.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,538 | 5.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $624 | 3.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,290 | 3.50% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,798 | 4.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,539 | 4.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,885 | 4.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,157 | 3.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,252 | 4.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,084 | 4.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,336 | 4.50% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,795 | 3.99% |
| Kearney, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,256 | 4.49% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,307 | 3.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,449 | 3.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,920 | 4.25% |
| Peru, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $110 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,811 | 4.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,384 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.49% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,472 | 4.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,852 | 3.99% |
| Alma, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,660 | 5.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.25% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,578 | 5.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,793 | 3.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,966 | 4.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,971 | 3.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| Mason City, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,192 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,988 | 3.99% |
| Camden, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,147 | 3.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,942 | 3.63% |
| Russellville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,538 | 4.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,924 | 3.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,588 | 3.99% |
| Meadville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,346 | 4.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,415 | 3.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.38% |
| Union, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,410 | 4.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.13% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,383 | 4.38% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,007 | 3.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,257 | 4.75% |
| Price, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.63% |
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Product Mix
For 2019, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 16,560 originations. Their 2nd most popular type was FHA, with 2,400 originations.
Loan Reason
For 2019, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 16,629 originations. The 2nd most popular reason was Refi, with 2,885 originations.
Loan Duration/Length
For 2019, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 18,748 originations. The 2nd most popular length was 15 Year, with 1,362 originations.
Origination Fees/Closing Costs
Guaranteed Rate Affinity's average total fees were $4,867, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 13,641 originations.
Interest Rates
During 2019, Guaranteed Rate Affinity's average interest rate for loans was 4.08%, while their most frequently originated rate bucket for loans was 3-4%, with 11,555 originations.
Loan Sizing
2019 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 9,728 originations, totaling $2,780,050,000 in origination value.
Applicant Income
Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 5,190 originations. The second most popular income band? $50k-75k, with 4,187 originations.
Applicant Debt to Income Ratio
Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 20-30%, with 4,279 originations. The next most common DTI ratio? 30-36%, with 3,935 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.71%
Guaranteed Rate Affinity has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.21%
Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 20,757 | $6,380,555,000 | $307,393 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 74 | $12,180,000 | $164,595 |
| Single Family (1-4 Units):Site-Built | 20,683 | $6,368,375,000 | $307,904 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 1 | 2.8% |
| GUARANTEED RATE INC. | Other type of mortgage | Closing on a mortgage | 2 | 5.6% |
| GUARANTEED RATE INC. | Other type of mortgage | Trouble during payment process | 1 | 2.8% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 1 | 2.8% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 11.1% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 7 | 19.4% |
| GUARANTEED RATE INC. | Conventional home mortgage | Struggling to pay mortgage | 1 | 2.8% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 7 | 19.4% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.6% |
| GUARANTEED RATE INC. | FHA mortgage | Closing on a mortgage | 3 | 8.3% |
| GUARANTEED RATE INC. | FHA mortgage | Struggling to pay mortgage | 3 | 8.3% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 3 | 8.3% |
| GUARANTEED RATE INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.8% |