Guaranteed Rate Affinity Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930001NSTOD85LT125
Tax ID: 81-5294275
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Mortgage Data
Review & Overview
Guaranteed Rate Affinity is a large mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Chicago, San Francisco, Minneapolis, and Boston among others. We have data for 450 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.62% | 11/17/24 |
| 30 Year Conventional Refi | 6.41% | 11/17/24 |
| 30 Year Cash-out Refi | 6.71% | 11/17/24 |
| 30 Year FHA Purchase | 7.47% | 11/17/24 |
| 30 Year FHA Refi | 7.33% | 11/17/24 |
| 30 Year VA Purchase | 6.12% | 11/17/24 |
| 30 Year VA Refi | 6.19% | 11/17/24 |
| 30 Year USDA Purchase | 7.01% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 5.86% | 11/17/24 |
| 15 Year Conventional Refi | 5.95% | 11/17/24 |
| 15 Year Cash-out Refi | 5.95% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Affinity Mortgage Calculator
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This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
22,020Origination Dollar Volume (All Markets)
$8,399,730,000Awards
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GUARANTEED RATE AFFINITY - 2022
GUARANTEED RATE AFFINITY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,776 | $920,680,000 | $518,401 | $7,262 | 4.51% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,676 | $508,720,000 | $303,532 | $6,777 | 4.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 465 | $377,655,000 | $812,161 | $8,427 | 4.32% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,223 | $362,235,000 | $296,186 | $5,908 | 4.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 622 | $322,690,000 | $518,794 | $5,649 | 4.80% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 394 | $297,150,000 | $754,188 | $9,831 | 4.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 472 | $251,260,000 | $532,331 | $7,925 | 4.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 500 | $245,280,000 | $490,560 | $6,084 | 4.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 827 | $208,485,000 | $252,098 | $4,675 | 5.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 570 | $197,580,000 | $346,632 | $6,272 | 4.87% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 495 | $188,805,000 | $381,424 | $6,568 | 4.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 460 | $188,530,000 | $409,848 | $7,612 | 5.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 460 | $183,360,000 | $398,609 | $7,233 | 4.89% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 554 | $176,410,000 | $318,430 | $6,688 | 4.83% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 377 | $175,875,000 | $466,512 | $7,928 | 4.70% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 507 | $174,075,000 | $343,343 | $7,409 | 5.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 199 | $173,625,000 | $872,487 | $9,210 | 4.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 699 | $165,155,000 | $236,273 | $6,730 | 4.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 325 | $149,825,000 | $461,000 | $7,187 | 4.55% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 462 | $147,500,000 | $319,264 | $6,812 | 4.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 559 | $141,805,000 | $253,676 | $5,403 | 4.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 331 | $132,075,000 | $399,018 | $7,794 | 4.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 169 | $123,135,000 | $728,609 | $10,726 | 4.57% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 355 | $119,985,000 | $337,986 | $6,888 | 4.84% |
| COLUMBIA, SC (FHA|USDA|VA) | 418 | $109,030,000 | $260,837 | $6,059 | 4.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 264 | $103,500,000 | $392,045 | $7,326 | 4.78% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 316 | $93,860,000 | $297,025 | $7,141 | 5.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 343 | $91,875,000 | $267,857 | $6,267 | 5.07% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 245 | $86,515,000 | $353,122 | $6,792 | 4.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 246 | $85,270,000 | $346,626 | $5,580 | 4.98% |
| TUCSON, AZ (FHA|USDA|VA) | 223 | $67,805,000 | $304,058 | $5,647 | 4.95% |
| COLUMBUS, OH (FHA|USDA|VA) | 249 | $67,355,000 | $270,502 | $5,288 | 5.14% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 217 | $63,545,000 | $292,834 | $3,715 | 5.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 118 | $60,660,000 | $514,068 | $8,321 | 4.53% |
| Outside of Metro Areas | 202 | $59,160,000 | $292,871 | $6,057 | 4.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 138 | $57,930,000 | $419,783 | $7,835 | 4.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 137 | $53,525,000 | $390,693 | $7,103 | 4.69% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 88 | $45,900,000 | $521,591 | $8,320 | 4.98% |
| BOULDER, CO (FHA|USDA|VA) | 70 | $45,190,000 | $645,571 | $6,366 | 4.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 143 | $45,145,000 | $315,699 | $7,420 | 5.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 116 | $38,780,000 | $334,310 | $6,231 | 4.61% |
| PROVO-OREM, UT (FHA|USDA|VA) | 80 | $37,180,000 | $464,750 | $6,592 | 4.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 138 | $34,200,000 | $247,826 | $6,799 | 5.29% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 84 | $33,100,000 | $394,048 | $5,790 | 5.14% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 86 | $32,200,000 | $374,419 | $6,472 | 4.46% |
| FORT COLLINS, CO (FHA|USDA|VA) | 66 | $30,420,000 | $460,909 | $7,012 | 5.09% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 112 | $29,450,000 | $262,946 | $6,447 | 4.64% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 66 | $29,020,000 | $439,697 | $7,609 | 4.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 89 | $27,385,000 | $307,697 | $7,601 | 4.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 100 | $27,040,000 | $270,400 | $8,073 | 4.94% |
| ROCHESTER, MN (FHA|USDA|VA) | 105 | $26,955,000 | $256,714 | $5,301 | 4.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 55 | $26,735,000 | $486,091 | $9,305 | 4.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 39 | $24,665,000 | $632,436 | $7,591 | 4.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 82 | $24,220,000 | $295,366 | $7,869 | 4.76% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 65 | $22,505,000 | $346,231 | $7,305 | 4.98% |
| SALINAS, CA (FHA|USDA|VA) | 40 | $22,460,000 | $561,500 | $5,913 | 4.68% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 76 | $22,310,000 | $293,553 | $6,178 | 4.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 93 | $21,525,000 | $231,452 | $6,945 | 4.80% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 56 | $21,070,000 | $376,250 | $9,330 | 4.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 31 | $20,455,000 | $659,839 | $7,946 | 4.73% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 86 | $20,130,000 | $234,070 | $6,675 | 5.42% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 54 | $19,940,000 | $369,259 | $6,713 | 5.03% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 50 | $19,120,000 | $382,400 | $8,773 | 4.59% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 76 | $18,490,000 | $243,289 | $6,796 | 5.32% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 77 | $18,465,000 | $239,805 | $6,947 | 4.88% |
| Torrington, CT (FHA|USDA|VA) | 63 | $18,195,000 | $288,810 | $7,845 | 4.96% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 44 | $17,160,000 | $390,000 | $5,977 | 5.03% |
| GREELEY, CO (FHA|USDA|VA) | 37 | $16,395,000 | $443,108 | $6,484 | 4.66% |
| SUMTER, SC (FHA|USDA|VA) | 70 | $15,710,000 | $224,429 | $7,082 | 4.93% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 49 | $15,085,000 | $307,857 | $6,169 | 4.60% |
| VALLEJO, CA (FHA|USDA|VA) | 30 | $14,250,000 | $475,000 | $7,805 | 4.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 43 | $12,895,000 | $299,884 | $6,569 | 4.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 26 | $11,780,000 | $453,077 | $6,256 | 4.48% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17 | $11,355,000 | $667,941 | $7,468 | 5.10% |
| LANCASTER, PA (FHA|USDA|VA) | 40 | $10,110,000 | $252,750 | $6,459 | 4.92% |
| ST. CLOUD, MN (FHA|USDA|VA) | 46 | $9,590,000 | $208,478 | $5,761 | 4.81% |
| MIDLAND, TX (FHA|USDA|VA) | 26 | $9,570,000 | $368,077 | $4,479 | 4.88% |
| NAPA, CA (FHA|USDA|VA) | 14 | $9,500,000 | $678,571 | $9,652 | 4.61% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 40 | $9,020,000 | $225,500 | $6,207 | 4.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 28 | $8,920,000 | $318,571 | $5,987 | 4.52% |
| STOCKTON, CA (FHA|USDA|VA) | 21 | $8,495,000 | $404,524 | $5,507 | 4.00% |
| READING, PA (FHA|USDA|VA) | 32 | $7,910,000 | $247,188 | $6,257 | 4.53% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $7,800,000 | $650,000 | $6,644 | 4.87% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 19 | $7,595,000 | $399,737 | $4,791 | 4.25% |
| Payson, AZ (FHA|USDA|VA) | 25 | $7,585,000 | $303,400 | $6,784 | 4.43% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 22 | $7,350,000 | $334,091 | $5,918 | 4.91% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $7,290,000 | $405,000 | $8,691 | 4.34% |
| Heber, UT (FHA|USDA|VA) | 11 | $6,865,000 | $624,091 | $7,252 | 4.32% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $6,665,000 | $512,692 | $5,971 | 4.35% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 19 | $6,445,000 | $339,211 | $6,315 | 4.42% |
| RACINE, WI (FHA|USDA|VA) | 35 | $6,355,000 | $181,571 | $5,100 | 4.80% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $6,035,000 | $355,000 | $628 | 5.48% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 23 | $6,025,000 | $261,957 | $5,802 | 4.84% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 14 | $5,890,000 | $420,714 | $4,627 | 4.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $5,650,000 | $353,125 | $3,733 | 4.16% |
| DULUTH, MN-WI (FHA|USDA|VA) | 26 | $5,610,000 | $215,769 | $5,323 | 5.44% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $5,425,000 | $417,308 | $2,895 | 4.88% |
| Laconia, NH (FHA|USDA|VA) | 15 | $5,325,000 | $355,000 | $4,071 | 4.81% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $5,265,000 | $405,000 | $5,469 | 4.73% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 18 | $5,240,000 | $291,111 | $3,792 | 5.12% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $5,030,000 | $503,000 | $2,258 | 4.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 18 | $5,000,000 | $277,778 | $3,885 | 5.03% |
| Clearlake, CA (FHA|USDA|VA) | 14 | $4,870,000 | $347,857 | $7,723 | 4.88% |
| RENO, NV (FHA|USDA|VA) | 13 | $4,865,000 | $374,231 | $5,964 | 4.51% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $4,670,000 | $333,571 | $3,083 | 4.87% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $4,655,000 | $517,222 | $5,814 | 4.73% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $4,430,000 | $443,000 | $5,735 | 5.17% |
| PUEBLO, CO (FHA|USDA|VA) | 17 | $4,285,000 | $252,059 | $6,789 | 3.76% |
| GAINESVILLE, GA (FHA|USDA|VA) | 15 | $4,015,000 | $267,667 | $7,087 | 4.93% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $6,091 | 5.26% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $3,980,000 | $248,750 | $6,617 | 5.31% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 17 | $3,955,000 | $232,647 | $6,794 | 4.73% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $3,850,000 | $481,250 | $4,410 | 4.27% |
| LOUISVILLE, KY (FHA|USDA|VA) | 20 | $3,840,000 | $192,000 | $3,590 | 4.77% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $3,518 | 5.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $10,466 | 5.06% |
| Key West, FL (FHA|USDA|VA) | 4 | $3,680,000 | $920,000 | $9,274 | 3.97% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $3,520,000 | $440,000 | $8,492 | 5.04% |
| EL PASO, TX (FHA|USDA|VA) | 16 | $3,500,000 | $218,750 | $4,369 | 4.29% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $3,360,000 | $240,000 | $4,872 | 4.59% |
| NILES, MI (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $4,420 | 5.10% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $3,062 | 4.90% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $6,950 | 4.87% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $5,160 | 3.89% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $3,140,000 | $392,500 | $3,200 | 4.70% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $2,990,000 | $373,750 | $5,856 | 4.07% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $2,950,000 | $368,750 | $2,693 | 5.14% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $2,940,000 | $367,500 | $6,983 | 4.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $2,915,000 | $265,000 | $5,133 | 4.56% |
| OCALA, FL (FHA|USDA|VA) | 13 | $2,915,000 | $224,231 | $7,083 | 4.86% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $7,011 | 5.08% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $4,969 | 4.22% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,805,000 | $561,000 | $6,041 | 4.10% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $4,178 | 5.17% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $2,715,000 | $208,846 | $5,045 | 5.59% |
| KANKAKEE, IL (FHA|USDA|VA) | 19 | $2,665,000 | $140,263 | $4,670 | 5.84% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $5,139 | 4.67% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $2,490,000 | $311,250 | $3,349 | 4.53% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $5,119 | 5.57% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $2,404 | 4.64% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $7,239 | 4.21% |
| Lebanon, NH-VT (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $5,691 | 5.47% |
| New Castle, PA (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $6,013 | 5.54% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $5,517 | 5.01% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $2,055 | 4.80% |
| DOVER, DE (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $7,954 | 4.62% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $4,461 | 4.85% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $7,466 | 5.73% |
| WACO, TX (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $7,785 | 5.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $2,200,000 | $550,000 | $3,010 | 6.21% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $9,240 | 3.82% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $2,175,000 | $725,000 | $5,957 | 3.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $2,170,000 | $542,500 | $1,481 | 5.51% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,614 | 4.23% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,506 | 4.98% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $7,340 | 4.98% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $1,814 | 5.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $3,146 | 4.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $5,977 | 5.28% |
| PITTSFIELD, MA (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $6,701 | 5.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $5,720 | 5.29% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $8,073 | 4.64% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $686 | 4.93% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $6,361 | 5.80% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $7,575 | 4.21% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $3,657 | 4.65% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,422 | 5.22% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $4,011 | 4.64% |
| MERCED, CA (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $8,223 | 4.77% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $1,843 | 4.17% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $8,327 | 4.80% |
| Brainerd, MN (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $5,794 | 5.70% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $6,941 | 4.31% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $7,326 | 4.98% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $5,849 | 4.12% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $6,512 | 4.93% |
| Cambridge, MD (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $8,209 | 6.02% |
| Wilmington, OH (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $5,007 | 4.32% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $7,066 | 5.14% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $1,487 | 4.46% |
| Newberry, SC (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $7,027 | 4.51% |
| ROME, GA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $5,450 | 4.02% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $8,656 | 4.77% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $5,989 | 5.74% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $3,585 | 4.53% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $39 | 5.11% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $4,033 | 3.83% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,412 | 5.06% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $2,304 | 4.69% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $5,415 | 3.83% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $2,850 | 5.18% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,177 | 4.88% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,351 | 4.93% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $3,537 | 5.23% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,055 | 4.59% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $1,302 | 5.38% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $8,410 | 4.21% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,254 | 5.28% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $1,721 | 4.97% |
| Austin, MN (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $4,412 | 4.23% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $7,889 | 3.83% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $5,878 | 4.33% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $13,566 | 6.28% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,489 | 4.58% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $2,533 | 6.02% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,517 | 4.50% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,491 | 4.59% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,455 | 5.21% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,754 | 5.98% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $7,509 | 4.58% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $8,363 | 6.55% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,750 | 5.20% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $7,628 | 4.05% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $5,305 | 5.16% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,817 | 3.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,692 | 4.23% |
| Urbana, OH (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,240 | 5.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,558 | 4.53% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $7,455 | 3.91% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,319 | 4.88% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $1,955 | 4.96% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,794 | 5.53% |
| Somerset, PA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,486 | 4.23% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $4,019 | 2.75% |
| Marion, OH (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,970 | 5.99% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,221 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,026 | 4.33% |
| Keene, NH (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,653 | 4.61% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,789 | 4.85% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,164 | 5.12% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,714 | 5.04% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 5.93% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $795 | 4.38% |
| MADERA, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,437 | 3.91% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,580 | 5.70% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $14,614 | 3.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,946 | 5.30% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,479 | 5.63% |
| TYLER, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,636 | 4.09% |
| Albertville, AL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,797 | 6.35% |
| Newport, OR (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $9,073 | 4.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $560 | 4.85% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $8,448 | 3.38% |
| AKRON, OH (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,175 | 5.44% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,102 | 5.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,898 | 5.53% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $620 | 6.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,530 | 3.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,261 | 5.14% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,382 | 6.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $1,234 | 5.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,432 | 4.86% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,090 | 5.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,900 | 4.51% |
| ERIE, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,411 | 6.31% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,185 | 5.13% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,373 | 5.24% |
| MONROE, LA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 5.55% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,437 | 3.00% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,764 | 5.19% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,118 | 4.92% |
| Outside of Metro Areas | 1 | $615,000 | $615,000 | $2,287 | 3.45% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,232 | 5.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $17,863 | 5.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $1,548 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,178 | 6.36% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $6,270 | 5.78% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,134 | 5.85% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,910 | 5.63% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,031 | 6.13% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,580 | 5.21% |
| Winona, MN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,793 | 6.10% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $255 | 4.49% |
| Fernley, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,234 | 4.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,013 | 6.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,850 | 4.63% |
| Farmington, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,047 | 5.54% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,285 | 5.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,971 | 3.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,299 | 5.06% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,469 | 5.06% |
| Vernal, UT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 6.56% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $10,194 | 4.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,415 | 5.13% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,900 | 6.50% |
| Indiana, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,566 | 5.27% |
| Susanville, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,980 | 5.88% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,515 | 4.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,195 | 4.44% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,925 | 3.65% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,836 | 5.50% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,804 | 5.56% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $380 | 6.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,988 | 3.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,287 | 3.79% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,006 | 5.43% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,237 | 5.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,401 | 3.63% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,784 | 4.90% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,753 | 6.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,370 | 7.06% |
| Durango, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $880 | 5.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,909 | 6.13% |
| Montrose, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,245 | 3.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,899 | 5.03% |
| Kingsville, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 5.18% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,594 | 4.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,585 | 2.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,712 | 5.56% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,780 | 5.56% |
| Dayton, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,741 | 3.85% |
| Adrian, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $14,982 | 5.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,494 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,279 | 5.81% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,859 | 5.81% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 2.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,228 | 3.94% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,919 | 6.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,245 | 6.44% |
| Taos, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,099 | 3.99% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,248 | 5.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,189 | 4.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,694 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,516 | 3.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,509 | 3.65% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,319 | 3.95% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $9,216 | 3.79% |
| Mexico, MO (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,277 | 4.64% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,358 | 3.53% |
| Athens, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,639 | 5.56% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $40 | 6.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $40 | 5.60% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,412 | 6.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,632 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,153 | 3.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,190 | 4.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,171 | 5.13% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,358 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,031 | 4.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,714 | 5.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,231 | 4.50% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,920 | 4.50% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $472 | 5.08% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $175 | 5.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,702 | 4.13% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 6.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,469 | 4.19% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,508 | 4.11% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,804 | 4.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,740 | 5.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,406 | 5.51% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,738 | 4.99% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.48% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $885 | 5.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,703 | 5.98% |
| Berlin, NH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,566 | 6.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,428 | 6.23% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,007 | 4.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,800 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,681 | 4.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,347 | 3.85% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,174 | 6.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,779 | 2.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,958 | 7.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,257 | 5.18% |
| Palestine, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,534 | 5.25% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,375 | 5.21% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,390 | 3.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,907 | 3.13% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,964 | 6.38% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,468 | 7.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.50% |
| Marshall, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,805 | 3.38% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $579 | 4.25% |
| Meadville, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,774 | 4.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,002 | 6.30% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,623 | 5.95% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,179 | 5.95% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,716 | 4.88% |
| Gallup, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,067 | 5.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,174 | 3.13% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,692 | 5.13% |
| Bedford, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,858 | 3.68% |
| CHICO, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,752 | 5.38% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,223 | 6.63% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,886 | 6.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,012 | 6.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,727 | 3.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,800 | 3.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,327 | 5.38% |
| Pullman, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,887 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,934 | 3.99% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $210 | 3.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,328 | 4.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,830 | 6.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,608 | 5.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,496 | 5.55% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,156 | 6.88% |
| Silver City, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,318 | 3.00% |
| Sterling, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,072 | 4.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $354 | 5.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,452 | 4.49% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,725 | 5.80% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,550 | 4.75% |
| Auburn, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $128 | 5.40% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,800 | 2.50% |
| Danville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,662 | 5.40% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,214 | 6.25% |
| Americus, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,000 | 6.20% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,430 | 3.88% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,143 | 5.88% |
| Duncan, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.31% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,727 | 6.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,017 | 2.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,856 | 3.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,353 | 5.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,980 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,759 | 3.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,491 | 5.60% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,660 | 6.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.35% |
| Macomb, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,750 | 3.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,961 | 5.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,847 | 5.88% |
| Dixon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,676 | 4.99% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,631 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,738 | 3.70% |
| Williston, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,780 | 5.88% |
| Russellville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,388 | 4.13% |
| Laurel, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,693 | 6.63% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,248 | 6.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,998 | 4.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,059 | 5.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,463 | 6.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,004 | 4.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $425 | 4.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,915 | 4.88% |
| DuBois, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,084 | 6.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,932 | 6.38% |
| Madison, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,496 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,784 | 4.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $959 | 5.63% |
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Product Mix
For 2022, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 17,909 originations. Their 2nd most popular type was FHA, with 2,327 originations.
Loan Reason
For 2022, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 19,581 originations. The 2nd most popular reason was Cash Out Refi, with 1,612 originations.
Loan Duration/Length
For 2022, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 20,593 originations. The 2nd most popular length was 15 Year, with 893 originations.
Origination Fees/Closing Costs
Guaranteed Rate Affinity's average total fees were $6,800, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,354 originations.
Interest Rates
During 2022, Guaranteed Rate Affinity's average interest rate for loans was 4.91%, while their most frequently originated rate bucket for loans was 5-6%, with 6,795 originations.
Loan Sizing
2022 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 9,928 originations, totaling $2,912,540,000 in origination value.
Applicant Income
Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 5,604 originations. The second most popular income band? $150k-250k, with 4,636 originations.
Applicant Debt to Income Ratio
Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 30-36%, with 3,884 originations. The next most common DTI ratio? 20-30%, with 3,780 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.50%
Guaranteed Rate Affinity has an average approval rate.
Pick Rate
Approvals leading to origination56.63%
Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 22,020 | $8,399,730,000 | $381,459 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 22,020 | $8,399,730,000 | $381,459 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 1 | 50.0% |