Guaranteed Rate Affinity Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930001NSTOD85LT125
Tax ID: 81-5294275
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Mortgage Data
Review & Overview
Guaranteed Rate Affinity is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, San Francisco, Chicago, Boston, and Minneapolis among others. We have data for 440 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.62% | 4/22/24 |
| 30 Year Conventional Refi | 6.41% | 4/22/24 |
| 30 Year Cash-out Refi | 6.71% | 4/22/24 |
| 30 Year FHA Purchase | 7.47% | 4/22/24 |
| 30 Year FHA Refi | 7.33% | 4/22/24 |
| 30 Year VA Purchase | 6.12% | 4/22/24 |
| 30 Year VA Refi | 6.19% | 4/22/24 |
| 30 Year USDA Purchase | 7.01% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 5.86% | 4/22/24 |
| 15 Year Conventional Refi | 5.95% | 4/22/24 |
| 15 Year Cash-out Refi | 5.95% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Affinity Mortgage Calculator
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This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
32,588Origination Dollar Volume (All Markets)
$11,143,490,000Awards
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GUARANTEED RATE AFFINITY - 2020
GUARANTEED RATE AFFINITY is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,242 | $931,060,000 | $415,281 | $5,729 | 3.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,155 | $748,495,000 | $648,048 | $5,185 | 3.19% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,382 | $705,010,000 | $295,974 | $4,302 | 3.10% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1,458 | $663,630,000 | $455,165 | $4,172 | 3.09% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,171 | $601,305,000 | $276,971 | $4,264 | 3.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 960 | $472,780,000 | $492,479 | $5,882 | 2.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 764 | $453,150,000 | $593,128 | $5,901 | 3.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,142 | $392,120,000 | $343,363 | $4,685 | 3.01% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 579 | $381,205,000 | $658,385 | $5,195 | 3.15% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 741 | $305,155,000 | $411,815 | $5,728 | 3.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 751 | $292,675,000 | $389,714 | $4,031 | 3.16% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 879 | $257,325,000 | $292,747 | $5,137 | 3.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 647 | $252,385,000 | $390,085 | $4,491 | 3.12% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 417 | $221,415,000 | $530,971 | $5,721 | 3.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 772 | $216,450,000 | $280,376 | $4,912 | 3.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 653 | $191,125,000 | $292,688 | $5,219 | 3.05% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 635 | $169,775,000 | $267,362 | $5,381 | 3.24% |
| PITTSBURGH, PA (FHA|USDA|VA) | 833 | $161,605,000 | $194,004 | $4,974 | 3.08% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 513 | $160,155,000 | $312,193 | $5,606 | 3.23% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 493 | $159,205,000 | $322,931 | $5,441 | 3.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 518 | $158,190,000 | $305,386 | $4,330 | 3.22% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 629 | $152,995,000 | $243,235 | $5,409 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 642 | $146,150,000 | $227,648 | $3,522 | 3.17% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 582 | $143,240,000 | $246,117 | $4,749 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 499 | $134,275,000 | $269,088 | $4,907 | 3.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 417 | $117,265,000 | $281,211 | $4,872 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 438 | $114,300,000 | $260,959 | $4,753 | 3.12% |
| COLUMBIA, SC (FHA|USDA|VA) | 507 | $108,075,000 | $213,166 | $4,489 | 3.02% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 360 | $100,720,000 | $279,778 | $4,943 | 2.92% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 184 | $91,880,000 | $499,348 | $5,962 | 3.20% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 439 | $91,525,000 | $208,485 | $3,699 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 294 | $90,860,000 | $309,048 | $4,942 | 3.06% |
| TUCSON, AZ (FHA|USDA|VA) | 358 | $85,670,000 | $239,302 | $4,067 | 3.05% |
| COLUMBUS, OH (FHA|USDA|VA) | 364 | $84,720,000 | $232,747 | $4,205 | 3.24% |
| SALINAS, CA (FHA|USDA|VA) | 165 | $83,475,000 | $505,909 | $4,373 | 3.17% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 268 | $70,850,000 | $264,366 | $3,807 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 181 | $70,035,000 | $386,934 | $5,658 | 3.13% |
| Outside of Metro Areas | 281 | $69,635,000 | $247,811 | $4,144 | 3.05% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 181 | $56,025,000 | $309,530 | $4,342 | 3.08% |
| BOULDER, CO (FHA|USDA|VA) | 131 | $55,875,000 | $426,527 | $3,280 | 3.17% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 85 | $47,465,000 | $558,412 | $5,421 | 3.04% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 136 | $45,360,000 | $333,529 | $4,914 | 2.90% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 180 | $43,890,000 | $243,833 | $4,879 | 3.01% |
| PROVO-OREM, UT (FHA|USDA|VA) | 138 | $41,880,000 | $303,478 | $4,458 | 3.16% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 160 | $41,200,000 | $257,500 | $3,786 | 3.13% |
| TYLER, TX (FHA|USDA|VA) | 186 | $39,040,000 | $209,892 | $5,178 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 118 | $33,040,000 | $280,000 | $6,152 | 3.09% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 53 | $31,055,000 | $585,943 | $2,930 | 3.08% |
| ROCHESTER, MN (FHA|USDA|VA) | 157 | $30,655,000 | $195,255 | $3,585 | 2.80% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 92 | $30,370,000 | $330,109 | $4,210 | 3.18% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 112 | $30,330,000 | $270,804 | $4,919 | 2.99% |
| Torrington, CT (FHA|USDA|VA) | 118 | $28,580,000 | $242,203 | $5,731 | 3.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 48 | $26,370,000 | $549,375 | $5,801 | 3.24% |
| GREELEY, CO (FHA|USDA|VA) | 74 | $26,240,000 | $354,595 | $3,532 | 3.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 103 | $25,165,000 | $244,320 | $4,766 | 3.11% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 68 | $24,140,000 | $355,000 | $4,957 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 68 | $23,120,000 | $340,000 | $3,498 | 3.04% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 98 | $23,090,000 | $235,612 | $5,024 | 2.94% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 67 | $20,655,000 | $308,284 | $5,102 | 3.26% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 75 | $19,375,000 | $258,333 | $6,383 | 3.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 77 | $19,345,000 | $251,234 | $4,715 | 3.26% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 94 | $18,960,000 | $201,702 | $6,495 | 3.20% |
| VALLEJO, CA (FHA|USDA|VA) | 47 | $18,575,000 | $395,213 | $5,216 | 3.15% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 84 | $18,110,000 | $215,595 | $4,147 | 3.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 87 | $16,805,000 | $193,161 | $5,429 | 3.18% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 62 | $16,760,000 | $270,323 | $4,412 | 3.23% |
| Payson, AZ (FHA|USDA|VA) | 66 | $15,950,000 | $241,667 | $3,957 | 3.26% |
| FORT COLLINS, CO (FHA|USDA|VA) | 45 | $15,905,000 | $353,444 | $4,043 | 2.92% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $15,575,000 | $362,209 | $5,084 | 3.22% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 36 | $15,020,000 | $417,222 | $4,466 | 3.08% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 57 | $14,365,000 | $252,018 | $5,109 | 2.94% |
| SUMTER, SC (FHA|USDA|VA) | 67 | $14,285,000 | $213,209 | $5,668 | 2.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 69 | $12,065,000 | $174,855 | $5,385 | 2.95% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 48 | $11,920,000 | $248,333 | $5,039 | 3.03% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 33 | $11,725,000 | $355,303 | $4,492 | 2.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 42 | $11,700,000 | $278,571 | $5,447 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 30 | $9,690,000 | $323,000 | $1,991 | 2.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 28 | $9,680,000 | $345,714 | $3,404 | 2.79% |
| LONGVIEW, TX (FHA|USDA|VA) | 51 | $9,545,000 | $187,157 | $5,406 | 3.22% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 27 | $9,295,000 | $344,259 | $3,942 | 2.94% |
| MODESTO, CA (FHA|USDA|VA) | 26 | $9,220,000 | $354,615 | $4,898 | 3.30% |
| ST. CLOUD, MN (FHA|USDA|VA) | 56 | $9,080,000 | $162,143 | $4,129 | 3.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 27 | $9,005,000 | $333,519 | $3,392 | 2.94% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 28 | $8,770,000 | $313,214 | $1,927 | 3.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 51 | $8,705,000 | $170,686 | $5,446 | 2.92% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 16 | $8,100,000 | $506,250 | $5,421 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $7,705,000 | $335,000 | $2,396 | 2.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 36 | $7,480,000 | $207,778 | $4,739 | 3.17% |
| Laconia, NH (FHA|USDA|VA) | 32 | $7,420,000 | $231,875 | $4,377 | 3.14% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 28 | $7,240,000 | $258,571 | $5,786 | 3.28% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 21 | $6,855,000 | $326,429 | $3,621 | 3.02% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 16 | $6,280,000 | $392,500 | $4,408 | 3.23% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 18 | $6,020,000 | $334,444 | $2,811 | 2.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $5,850,000 | $292,500 | $3,658 | 3.17% |
| Heber, UT (FHA|USDA|VA) | 13 | $5,545,000 | $426,538 | $4,105 | 3.07% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $5,400,000 | $337,500 | $4,307 | 2.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $4,830,000 | $402,500 | $5,925 | 3.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $4,690,000 | $293,125 | $2,338 | 2.98% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $4,620,000 | $577,500 | $5,200 | 2.92% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $3,134 | 2.96% |
| LANCASTER, PA (FHA|USDA|VA) | 16 | $4,370,000 | $273,125 | $5,577 | 3.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 16 | $4,350,000 | $271,875 | $3,403 | 2.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $2,918 | 3.22% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 16 | $4,250,000 | $265,625 | $4,024 | 3.26% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $4,245,000 | $283,000 | $3,929 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $5,951 | 3.11% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $3,138 | 2.78% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $4,050,000 | $405,000 | $2,842 | 2.74% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $4,020,000 | $335,000 | $1,394 | 2.68% |
| READING, PA (FHA|USDA|VA) | 18 | $4,010,000 | $222,778 | $4,928 | 3.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 18 | $3,850,000 | $213,889 | $3,975 | 3.16% |
| MADISON, WI (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $2,809 | 3.22% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,810,000 | $476,250 | $4,374 | 2.80% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 16 | $3,800,000 | $237,500 | $2,570 | 3.24% |
| Clearlake, CA (FHA|USDA|VA) | 13 | $3,795,000 | $291,923 | $5,600 | 3.00% |
| Brainerd, MN (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $4,249 | 3.10% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $1,314 | 3.28% |
| RENO, NV (FHA|USDA|VA) | 8 | $3,470,000 | $433,750 | $3,642 | 3.11% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $5,654 | 3.03% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $2,796 | 3.11% |
| Concord, NH (FHA|USDA|VA) | 11 | $3,305,000 | $300,455 | $4,399 | 3.27% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $3,102 | 3.02% |
| Steamboat Springs, CO (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $3,287 | 2.91% |
| OCALA, FL (FHA|USDA|VA) | 15 | $3,145,000 | $209,667 | $3,519 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $5,449 | 2.98% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $5,892 | 2.86% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,930,000 | $488,333 | $3,479 | 2.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $2,541 | 3.06% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $2,870,000 | $287,000 | $2,404 | 2.86% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 13 | $2,845,000 | $218,846 | $3,620 | 3.18% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $564 | 3.17% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $6,838 | 3.58% |
| Nogales, AZ (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $7,882 | 2.94% |
| Jacksonville, TX (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $4,920 | 2.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $1,359 | 3.04% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $4,312 | 3.15% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $5,542 | 3.37% |
| NILES, MI (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $4,037 | 3.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $2,621 | 2.93% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $2,327 | 2.90% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $3,681 | 2.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $2,633 | 2.80% |
| Red Wing, MN (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $4,129 | 2.98% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $1,150 | 3.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $1,876 | 3.16% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $4,941 | 2.98% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $2,614 | 2.90% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $6,399 | 3.08% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $7,670 | 2.98% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $3,010 | 2.98% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $3,230 | 3.11% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $4,893 | 3.26% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $291 | 3.16% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $3,334 | 2.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $2,094 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $3,202 | 3.02% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $3,554 | 2.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $2,559 | 3.32% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $4,485 | 3.30% |
| Holland, MI (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $4,116 | 3.25% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $3,191 | 3.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $1,985 | 3.00% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $1,311 | 2.98% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,229 | 3.14% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $3,997 | 3.28% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $2,826 | 3.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,297 | 2.73% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $5,498 | 3.10% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,167 | 2.77% |
| Hutchinson, MN (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,432 | 3.07% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,374 | 2.98% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $5,314 | 3.49% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $4,483 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $4,616 | 3.71% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $6,353 | 3.33% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,550 | 3.22% |
| AKRON, OH (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $6,369 | 3.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,256 | 3.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,217 | 2.65% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,565 | 3.23% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $6,223 | 2.73% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $1,653 | 2.85% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $5,536 | 3.19% |
| Keene, NH (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $2,525 | 3.18% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $5,093 | 3.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $666 | 3.19% |
| AMARILLO, TX (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $3,478 | 3.41% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $5,234 | 2.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,589 | 3.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $2,892 | 2.56% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $4,399 | 3.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,520 | 2.73% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $8,259 | 2.94% |
| LEBANON, PA (FHA|USDA|VA) | 9 | $1,065,000 | $118,333 | $4,045 | 2.76% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $2,899 | 2.84% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,805 | 3.23% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,877 | 2.94% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,812 | 2.71% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,791 | 2.87% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,096 | 2.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,405 | 2.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,615 | 2.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,866 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,565 | 3.27% |
| WACO, TX (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,208 | 3.36% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,241 | 2.79% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,405 | 3.06% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $1,439 | 2.87% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,094 | 2.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $2,797 | 3.63% |
| DOVER, DE (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,136 | 3.40% |
| Willmar, MN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,809 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,134 | 3.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $1,381 | 2.79% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,613 | 2.92% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,988 | 3.50% |
| Newberry, SC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,290 | 2.78% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,933 | 3.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,353 | 2.53% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $1,366 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $1,147 | 3.22% |
| Albertville, AL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $2,976 | 2.69% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,205 | 3.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,844 | 2.75% |
| Camden, AR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $1,566 | 2.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,641 | 2.71% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,774 | 2.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,225 | 2.92% |
| Shelby, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,614 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $608 | 3.41% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,228 | 2.25% |
| Granbury, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,756 | 3.00% |
| Farmington, MO (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,735 | 3.41% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,136 | 3.09% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,059 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,967 | 2.79% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,735 | 2.46% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,777 | 2.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,165 | 2.84% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,612 | 3.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,493 | 2.75% |
| REDDING, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,492 | 3.46% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,592 | 3.38% |
| Bennington, VT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,323 | 2.56% |
| Russellville, AR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,362 | 2.31% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,063 | 2.56% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,387 | 3.19% |
| RACINE, WI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,995 | 3.56% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,084 | 2.79% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $82 | 2.56% |
| Lake City, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,458 | 4.25% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,881 | 2.94% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,315 | 3.06% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $663 | 3.13% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,546 | 3.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $85 | 2.67% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,886 | 3.06% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,868 | 3.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,240 | 2.88% |
| Marion, OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,071 | 3.19% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,084 | 3.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,458 | 2.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,653 | 3.56% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,653 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,093 | 3.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $20,884 | 2.25% |
| Palestine, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,029 | 2.83% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,313 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,211 | 2.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,250 | 2.47% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,151 | 2.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $695 | 2.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,430 | 3.19% |
| Austin, MN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,505 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,194 | 2.88% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,938 | 3.42% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,050 | 3.18% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,584 | 2.56% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,807 | 3.68% |
| Fernley, NV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,980 | 2.94% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,115 | 2.88% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,429 | 3.08% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,234 | 2.17% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,840 | 2.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 2.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $51 | 2.75% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $954 | 2.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $140 | 2.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,023 | 2.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,470 | 2.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,900 | 3.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,149 | 3.00% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,446 | 2.88% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,869 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,285 | 2.38% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,917 | 3.68% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,343 | 2.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,279 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,551 | 3.29% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.99% |
| Fremont, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,317 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,582 | 2.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $150 | 2.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,360 | 3.54% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,561 | 2.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,341 | 2.99% |
| Oil City, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,908 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,739 | 3.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $582 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,083 | 2.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,054 | 3.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,428 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,558 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,483 | 3.19% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,881 | 3.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,001 | 2.75% |
| Bay City, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,003 | 3.00% |
| Somerset, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,817 | 3.25% |
| Clovis, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,750 | 2.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,107 | 2.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,568 | 3.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,330 | 3.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,576 | 2.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,257 | 2.75% |
| New Ulm, MN (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $3,181 | 3.80% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,002 | 3.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,865 | 2.56% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,262 | 2.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,910 | 2.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,876 | 2.88% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,917 | 3.94% |
| ERIE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,844 | 2.99% |
| Oxford, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,732 | 2.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,794 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,663 | 3.16% |
| Clinton, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.63% |
| Indiana, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,986 | 3.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,108 | 3.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,509 | 2.99% |
| Athens, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,703 | 2.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,714 | 2.25% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,868 | 2.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,779 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,183 | 3.81% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 1.88% |
| Watertown, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,795 | 3.50% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $68 | 3.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,698 | 3.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 2.99% |
| Montrose, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,231 | 2.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $25 | 2.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,987 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,601 | 2.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $320 | 2.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,008 | 3.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,466 | 2.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,938 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,727 | 2.63% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,586 | 2.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.75% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,759 | 3.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,721 | 3.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $240 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,900 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,435 | 2.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,563 | 2.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,568 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,411 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,393 | 3.38% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,357 | 2.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,773 | 2.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $500 | 4.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,574 | 2.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,368 | 3.38% |
| Starkville, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,648 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,348 | 3.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,187 | 3.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,799 | 2.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,511 | 3.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,041 | 2.99% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,350 | 2.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,043 | 2.50% |
| Auburn, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,562 | 3.50% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,468 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,261 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,408 | 3.13% |
| Plainview, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,698 | 3.99% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,030 | 4.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,693 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,950 | 2.99% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,032 | 3.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,035 | 2.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,890 | 2.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,276 | 3.99% |
| Duncan, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,508 | 2.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,514 | 2.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,497 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,022 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,612 | 2.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $66 | 2.88% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,135 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,935 | 3.38% |
| Vernal, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,387 | 2.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,616 | 2.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.99% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,310 | 3.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $302 | 2.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,798 | 3.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,912 | 2.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,037 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,573 | 3.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,676 | 2.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $553 | 2.38% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 1.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| Centralia, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.00% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,090 | 2.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,879 | 2.50% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,617 | 3.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,784 | 3.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,133 | 3.99% |
| Crossville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,179 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,132 | 3.99% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,717 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,166 | 2.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,094 | 3.50% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,631 | 3.50% |
| Brenham, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| Rolla, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,786 | 3.13% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,826 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,097 | 3.13% |
| Price, UT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $12 | 3.13% |
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Product Mix
For 2020, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 25,967 originations. Their 2nd most popular type was VA, with 3,438 originations.
Loan Reason
For 2020, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 21,236 originations. The 2nd most popular reason was Refi, with 9,133 originations.
Loan Duration/Length
For 2020, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 28,411 originations. The 2nd most popular length was 15 Year, with 2,642 originations.
Origination Fees/Closing Costs
Guaranteed Rate Affinity's average total fees were $5,009, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 21,781 originations.
Interest Rates
During 2020, Guaranteed Rate Affinity's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 2.5-3%, with 14,486 originations.
Loan Sizing
2020 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 15,428 originations, totaling $4,460,140,000 in origination value.
Applicant Income
Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 8,005 originations. The second most popular income band? $150k-250k, with 6,685 originations.
Applicant Debt to Income Ratio
Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 20-30%, with 7,436 originations. The next most common DTI ratio? 30-36%, with 6,110 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.40%
Guaranteed Rate Affinity has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.11%
Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 32,588 | $11,143,490,000 | $341,951 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| GUARANTEED RATE INC. | Other type of mortgage | Closing on a mortgage | 1 | 1.3% |
| GUARANTEED RATE INC. | VA mortgage | Trouble during payment process | 6 | 7.8% |
| GUARANTEED RATE INC. | VA mortgage | Closing on a mortgage | 3 | 3.9% |
| GUARANTEED RATE INC. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 3.9% |
| GUARANTEED RATE INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 18 | 23.4% |
| GUARANTEED RATE INC. | Conventional home mortgage | Closing on a mortgage | 10 | 13.0% |
| GUARANTEED RATE INC. | Conventional home mortgage | Incorrect information on your report | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Struggling to pay mortgage | 1 | 1.3% |
| GUARANTEED RATE INC. | Conventional home mortgage | Trouble during payment process | 23 | 29.9% |
| GUARANTEED RATE INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 6.5% |
| GUARANTEED RATE INC. | FHA mortgage | Closing on a mortgage | 2 | 2.6% |
| GUARANTEED RATE INC. | FHA mortgage | Trouble during payment process | 3 | 3.9% |