Bnc National Bank Mortgage Rates, Fees & Info
Glendale, AZLEI: 549300LH06ZZHKPX5U83
Tax ID: 86-1024756
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Mortgage Data
Review & Overview
Bnc National Bank is a small bank specializing in Home Purchase loans. Bnc National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Kansas City, Seattle, Dallas, and New York among others. We have data for 353 markets. (Some data included below & more in-depth data is available with an active subscription.)Bnc National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bnc National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.22% | 4/28/24 |
| 30 Year Conventional Purchase | 6.28% | 4/28/24 |
| 30 Year Conventional Refi | 6.37% | 4/28/24 |
| 30 Year Cash-out Refi | 6.50% | 4/28/24 |
| 30 Year FHA Purchase | 7.25% | 4/28/24 |
| 30 Year FHA Refi | 7.78% | 4/28/24 |
| 30 Year VA Purchase | 5.77% | 4/28/24 |
| 30 Year VA Refi | 5.66% | 4/28/24 |
| 30 Year USDA Purchase | 6.79% | 4/28/24 |
| 15 Year Conventional Purchase | 5.56% | 4/28/24 |
| 15 Year Conventional Refi | 5.88% | 4/28/24 |
| 15 Year Cash-out Refi | 5.88% | 4/28/24 |
| 15 Year FHA Purchase | 5.68% | 4/28/24 |
| 15 Year VA Refi | 5.53% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bnc National Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bnc National Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,648Origination Dollar Volume (All Markets)
$1,050,550,000Awards
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BNC National Bank - 2022
BNC National Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 101 | $54,585,000 | $540,446 | $7,894 | 4.10% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 187 | $44,945,000 | $240,348 | $4,846 | 4.79% |
| Outside of Metro Areas | 137 | $37,745,000 | $275,511 | $5,432 | 4.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 61 | $35,275,000 | $578,279 | $6,437 | 4.28% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 73 | $33,445,000 | $458,151 | $7,693 | 4.52% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 57 | $27,615,000 | $484,474 | $7,464 | 4.30% |
| BISMARCK, ND (FHA|USDA|VA) | 140 | $24,160,000 | $172,571 | $3,079 | 4.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 38 | $22,780,000 | $599,474 | $7,107 | 4.21% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 43 | $21,875,000 | $508,721 | $6,426 | 4.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 48 | $20,950,000 | $436,458 | $5,580 | 4.29% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 33 | $20,245,000 | $613,485 | $4,418 | 4.59% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 46 | $20,190,000 | $438,913 | $7,661 | 4.22% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 48 | $19,130,000 | $398,542 | $6,281 | 4.48% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 32 | $17,460,000 | $545,625 | $5,301 | 4.70% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 35 | $16,955,000 | $484,429 | $6,930 | 4.43% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 38 | $16,330,000 | $429,737 | $5,842 | 4.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 37 | $15,865,000 | $428,784 | $6,188 | 4.45% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $15,770,000 | $438,056 | $6,997 | 4.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $14,815,000 | $644,130 | $6,514 | 4.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 29 | $14,285,000 | $492,586 | $8,574 | 4.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 34 | $14,140,000 | $415,882 | $6,388 | 4.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $13,585,000 | $438,226 | $6,010 | 4.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 30 | $12,840,000 | $428,000 | $6,705 | 4.74% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 32 | $12,660,000 | $395,625 | $7,888 | 4.43% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $12,390,000 | $516,250 | $6,702 | 4.44% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 19 | $12,085,000 | $636,053 | $6,878 | 3.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 26 | $11,570,000 | $445,000 | $9,676 | 4.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 25 | $10,995,000 | $439,800 | $6,114 | 4.17% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 70 | $10,760,000 | $153,714 | $4,676 | 4.95% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $9,040,000 | $502,222 | $9,506 | 4.12% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 24 | $8,870,000 | $369,583 | $6,358 | 4.34% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $8,420,000 | $421,000 | $4,767 | 4.61% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $8,350,000 | $463,889 | $8,572 | 3.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 12 | $7,570,000 | $630,833 | $5,385 | 4.63% |
| RENO, NV (FHA|USDA|VA) | 16 | $7,250,000 | $453,125 | $4,929 | 4.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $7,070,000 | $441,875 | $6,363 | 4.40% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 14 | $6,870,000 | $490,714 | $6,767 | 3.34% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $6,780,000 | $423,750 | $5,874 | 4.49% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 16 | $6,660,000 | $416,250 | $6,495 | 4.24% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 17 | $6,655,000 | $391,471 | $6,517 | 4.32% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $6,620,000 | $413,750 | $5,154 | 4.26% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $5,865,000 | $391,000 | $4,495 | 4.44% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $5,775,000 | $444,231 | $6,625 | 4.31% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $5,730,000 | $477,500 | $5,496 | 4.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $5,280,000 | $660,000 | $6,132 | 3.47% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 15 | $5,105,000 | $340,333 | $6,269 | 4.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $4,970,000 | $497,000 | $3,749 | 4.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $4,800,000 | $400,000 | $3,205 | 4.33% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $4,690,000 | $586,250 | $6,548 | 4.53% |
| BEND, OR (FHA|USDA|VA) | 10 | $4,630,000 | $463,000 | $7,513 | 4.44% |
| WICHITA, KS (FHA|USDA|VA) | 19 | $4,355,000 | $229,211 | $3,949 | 4.11% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $4,335,000 | $481,667 | $7,012 | 4.90% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $4,320,000 | $540,000 | $6,470 | 4.41% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $4,290,000 | $357,500 | $6,354 | 3.89% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $4,115,000 | $587,857 | $6,970 | 4.27% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $4,110,000 | $513,750 | $8,497 | 4.22% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $4,060,000 | $507,500 | $5,136 | 4.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $4,060,000 | $406,000 | $3,560 | 4.85% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $4,040,000 | $404,000 | $5,563 | 4.45% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $3,925,000 | $436,111 | $6,343 | 5.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $3,885,000 | $353,182 | $5,302 | 4.80% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $3,770,000 | $377,000 | $7,571 | 4.61% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $3,725,000 | $338,636 | $9,142 | 4.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $5,735 | 4.60% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $3,515,000 | $390,556 | $9,316 | 4.29% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $3,400,000 | $425,000 | $7,744 | 4.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $3,315,000 | $473,571 | $6,380 | 4.41% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $3,310,000 | $413,750 | $7,262 | 4.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $3,250,000 | $406,250 | $5,428 | 4.78% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $3,103 | 4.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $7,886 | 3.23% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $6,058 | 4.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $7,383 | 3.94% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,910,000 | $485,000 | $3,918 | 4.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $2,845,000 | $569,000 | $8,196 | 4.10% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $5,637 | 3.95% |
| TULSA, OK (FHA|USDA|VA) | 6 | $2,740,000 | $456,667 | $5,935 | 4.06% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $8,568 | 3.64% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $6,260 | 4.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $8,776 | 4.41% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $4,996 | 5.14% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $5,615 | 3.81% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $2,465,000 | $821,667 | $24,705 | 4.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $10,404 | 3.94% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $2,325,000 | $775,000 | $9,094 | 4.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $4,928 | 4.48% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $7,490 | 4.65% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $4,880 | 4.71% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $4,764 | 4.92% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $5,579 | 4.89% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,965,000 | $655,000 | $5,429 | 4.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $4,204 | 4.56% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $9,089 | 3.96% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $1,880,000 | $940,000 | $6,441 | 5.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $3,952 | 5.19% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $4,251 | 2.31% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $10,246 | 5.60% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $3,761 | 4.29% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $7,163 | 5.30% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $10,034 | 4.04% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $3,237 | 4.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $3,502 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $4,340 | 3.97% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $5,033 | 3.85% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $4,432 | 4.09% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $3,830 | 5.04% |
| Concord, NH (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $4,598 | 4.04% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $3,926 | 3.91% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $9,685 | 4.09% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $8,694 | 4.21% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $6,795 | 5.04% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $6,051 | 4.38% |
| Outside of Metro Areas | 4 | $1,550,000 | $387,500 | $3,714 | 4.06% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $10,030 | 3.92% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $11,061 | 2.79% |
| Torrington, CT (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $5,737 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $10,720 | 4.91% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $4,934 | 4.22% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $5,124 | 3.78% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $9,292 | 4.19% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $12,612 | 5.13% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $10,348 | 3.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,862 | 4.56% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $9,141 | 4.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $4,235 | 4.63% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $4,798 | 3.06% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $8,348 | 4.00% |
| Fernley, NV (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $11,272 | 4.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $8,105 | 4.53% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,726 | 4.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,748 | 4.42% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,875 | 4.59% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $9,994 | 5.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $14,947 | 2.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $15,816 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $8,456 | 4.67% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $7,339 | 4.34% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $5,613 | 4.58% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $10,266 | 5.21% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $4,841 | 4.29% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $8,555 | 4.00% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $4,444 | 5.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $5,079 | 4.17% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,238 | 3.96% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $3,844 | 4.44% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $7,719 | 5.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,866 | 4.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $3,564 | 3.44% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $3,376 | 4.31% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $9,208 | 4.29% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $7,389 | 4.08% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,784 | 4.38% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,078 | 4.63% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $5,913 | 4.81% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,044 | 4.58% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,287 | 3.69% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,219 | 3.88% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $54,008 | 5.13% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,569 | 3.69% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,113 | 5.69% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,325 | 4.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $3,260 | 2.38% |
| FLINT, MI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,834 | 5.06% |
| Branson, MO (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,392 | 5.29% |
| AKRON, OH (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,313 | 4.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,048 | 4.56% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $8,936 | 3.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,576 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,604 | 3.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $5,969 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,087 | 5.00% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,662 | 5.56% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,473 | 3.75% |
| Findlay, OH (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,300 | 3.63% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $10,884 | 3.94% |
| Shelton, WA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,535 | 4.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,935 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,832 | 5.13% |
| Durango, CO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,517 | 4.88% |
| OCALA, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,536 | 4.88% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,639 | 3.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,235 | 4.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,578 | 3.92% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $15,848 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,873 | 4.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,655 | 4.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,685 | 5.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,514 | 4.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,234 | 4.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,011 | 5.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $15,437 | 5.50% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,366 | 4.08% |
| DOVER, DE (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $6,548 | 3.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $6,727 | 3.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $4,710 | 4.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,726 | 5.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,124 | 3.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,555 | 4.12% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,777 | 4.19% |
| Shelby, NC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,275 | 3.88% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $8,283 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,758 | 4.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $16,974 | 2.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,663 | 4.88% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,734 | 3.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,012 | 4.81% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,114 | 4.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $6,234 | 3.63% |
| NAPA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,709 | 3.75% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,923 | 6.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,649 | 5.58% |
| Newport, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,703 | 3.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,761 | 5.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,948 | 3.38% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,559 | 5.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,985 | 5.44% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,865 | 5.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,198 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $9,894 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,655 | 4.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,715 | 5.19% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,955 | 2.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,414 | 6.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,538 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,388 | 4.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,300 | 4.63% |
| Albertville, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,981 | 4.69% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,954 | 3.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,673 | 4.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,021 | 5.63% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,275 | 4.88% |
| Hailey, ID (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,237 | 4.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,956 | 2.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,106 | 6.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,436 | 3.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,685 | 4.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,254 | 5.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,154 | 2.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,672 | 6.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,971 | 2.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,186 | 6.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,249 | 5.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,677 | 6.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,675 | 3.25% |
| Bedford, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,549 | 3.13% |
| Burlington, IA-IL (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $4,591 | 5.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,536 | 5.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,048 | 3.38% |
| Ashland, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,376 | 4.75% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,177 | 4.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,624 | 4.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,950 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,052 | 6.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,637 | 2.63% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,937 | 3.33% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,735 | 5.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,187 | 4.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,960 | 4.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,815 | 5.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,060 | 4.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,518 | 4.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,146 | 4.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,425 | 4.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,258 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,099 | 3.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,052 | 3.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,919 | 4.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,326 | 5.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,243 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,751 | 5.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,663 | 6.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,337 | 4.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,279 | 2.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,290 | 5.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,792 | 2.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,123 | 5.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,332 | 2.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,580 | 5.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,565 | 4.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,381 | 6.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,917 | 5.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,890 | 4.38% |
| Fallon, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,782 | 2.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,150 | 2.13% |
| Minot, ND (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $323 | 4.53% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,986 | 4.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,897 | 4.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,142 | 6.00% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,137 | 4.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,964 | 2.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,049 | 4.38% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,876 | 6.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,746 | 5.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,504 | 6.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,838 | 3.50% |
| Bennington, VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,700 | 2.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,841 | 5.38% |
| Athens, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,877 | 4.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,520 | 4.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,645 | 3.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,464 | 4.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,492 | 2.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,326 | 5.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,953 | 6.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,716 | 2.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,119 | 4.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,687 | 5.63% |
| Clinton, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,692 | 3.81% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,295 | 4.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,239 | 4.63% |
| Jasper, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,164 | 4.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,757 | 5.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,725 | 5.13% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,636 | 3.88% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,754 | 3.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,905 | 7.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,191 | 4.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,525 | 4.50% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,072 | 5.19% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,587 | 4.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,352 | 3.13% |
| Madison, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,721 | 6.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,725 | 5.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,261 | 6.25% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,098 | 4.38% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,815 | 5.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,485 | 3.50% |
| Hastings, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,329 | 4.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,918 | 5.19% |
| Alice, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,533 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,910 | 2.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,035 | 3.13% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,079 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,522 | 6.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,511 | 5.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,080 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,131 | 5.63% |
| Sterling, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,484 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,349 | 7.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,784 | 5.25% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,992 | 4.00% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $208 | 4.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,114 | 5.38% |
| Hood River, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,585 | 7.38% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $408 | 4.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,198 | 3.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,031 | 4.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,558 | 5.88% |
| Elkins, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,510 | 5.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,951 | 5.38% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,596 | 3.63% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $290 | 4.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against BNC National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
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MISSION
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PANHANDLE FEDERAL CREDIT UNION
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Charter Oak Federal Credit Union
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SAFEAMERICA CREDIT UNION
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D.W. BROWN MORTGAGE CORP.
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HOMEFIELD
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Middlesex Savings Bank
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SKYWARD
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HOME BANK AND TRUST COMPANY
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Product Mix
For 2022, Bnc National Bank's most frequently originated type of loan was Conventional, with 1,861 originations. Their 2nd most popular type was VA, with 573 originations.
Loan Reason
For 2022, Bnc National Bank's most frequently cited loan purpose was Home Purchase, with 2,031 originations. The 2nd most popular reason was Cash Out Refi, with 300 originations.
Loan Duration/Length
For 2022, Bnc National Bank's most frequently cited loan duration was 30 Year, with 2,286 originations. The 2nd most popular length was 15 Year, with 162 originations.
Origination Fees/Closing Costs
Bnc National Bank's average total fees were $6,498, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,347 originations.
Interest Rates
During 2022, Bnc National Bank's average interest rate for loans was 4.49%, while their most frequently originated rate bucket for loans was 4-5%, with 929 originations.
Loan Sizing
2022 saw Bnc National Bank place emphasis on $200k-400k loans with 1,063 originations, totaling $334,345,000 in origination value.
Applicant Income
Bnc National Bank lent most frequently to those with incomes in the $100k-150k range, with 723 originations. The second most popular income band? $150k-250k, with 693 originations.
Applicant Debt to Income Ratio
Bnc National Bank lent most frequently to those with DTI ratios of 20-30%, with 517 originations. The next most common DTI ratio? 30-36%, with 429 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.13%
Bnc National Bank has an average approval rate.
Pick Rate
Approvals leading to origination33.27%
Bnc National Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,648 | $1,050,550,000 | $396,733 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,648 | $1,050,550,000 | $396,733 |