Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

Charlotte, NC

LEI: 549300HQOFH1E2CXUH26

Tax ID: 26-1193089

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Roundpoint Mortgage Servicing Corporation is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Dallas, Washington, Seattle, Charlotte, and Phoenix among others. We have data for 381 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Roundpoint Mortgage Servicing Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    2,730

    Origination Dollar Volume (All Markets)

    $548,300,000
    Show all (46) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 114 $25,650,000 $225,000 $3,331 4.74%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 69 $21,265,000 $308,188 $2,832 4.57%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 56 $17,790,000 $317,679 $2,034 4.70%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 87 $17,265,000 $198,448 $2,742 4.69%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 73 $16,305,000 $223,356 $2,623 4.54%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 48 $16,290,000 $339,375 $2,836 4.75%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 61 $14,955,000 $245,164 $2,567 4.56%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 70 $13,910,000 $198,714 $2,492 4.75%
    Outside of Metro Areas 88 $13,230,000 $150,341 $2,348 4.55%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 67 $12,215,000 $182,313 $2,883 4.72%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 41 $11,605,000 $283,049 $2,897 4.70%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 79 $11,395,000 $144,241 $1,718 4.62%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 54 $10,550,000 $195,370 $2,485 4.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 41 $10,305,000 $251,341 $2,879 4.64%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 43 $9,755,000 $226,860 $3,133 4.57%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 62 $9,370,000 $151,129 $2,228 4.58%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 50 $9,160,000 $183,200 $2,403 4.53%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $8,180,000 $371,818 $2,814 4.74%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 29 $7,985,000 $275,345 $2,407 4.66%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 35 $7,705,000 $220,143 $2,867 4.65%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 28 $7,540,000 $269,286 $3,052 4.65%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $6,930,000 $247,500 $3,666 4.48%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 36 $6,780,000 $188,333 $3,593 4.70%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 34 $6,430,000 $189,118 $2,131 4.77%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 28 $5,710,000 $203,929 $2,825 4.83%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 16 $5,680,000 $355,000 $2,785 4.74%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 25 $5,185,000 $207,400 $2,269 4.82%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $4,985,000 $160,806 $2,555 4.73%
    RICHMOND, VA (FHA|USDA|VA) 24 $4,970,000 $207,083 $2,655 4.36%
    LOUISVILLE, KY (FHA|USDA|VA) 30 $4,830,000 $161,000 $2,478 4.58%
    RALEIGH-CARY, NC (FHA|USDA|VA) 22 $4,430,000 $201,364 $2,604 4.78%
    FORT COLLINS, CO (FHA|USDA|VA) 20 $4,410,000 $220,500 $1,831 4.58%
    COLUMBUS, OH (FHA|USDA|VA) 23 $4,355,000 $189,348 $2,213 4.71%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $4,335,000 $188,478 $2,315 4.32%
    BOISE CITY, ID (FHA|USDA|VA) 17 $4,095,000 $240,882 $3,150 4.81%
    STOCKTON, CA (FHA|USDA|VA) 13 $3,765,000 $289,615 $3,989 4.56%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 21 $3,765,000 $179,286 $1,894 4.16%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 24 $3,740,000 $155,833 $2,462 4.63%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $3,370,000 $187,222 $2,349 4.62%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 15 $3,175,000 $211,667 $2,921 4.86%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 19 $3,165,000 $166,579 $3,800 4.57%
    SALT LAKE CITY, UT (FHA|USDA|VA) 13 $2,925,000 $225,000 $1,466 4.85%
    VALLEJO, CA (FHA|USDA|VA) 10 $2,580,000 $258,000 $1,953 4.71%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $2,575,000 $171,667 $2,964 4.49%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,535,000 $507,000 $2,539 4.30%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 20 $2,410,000 $120,500 $2,211 4.69%
    MODESTO, CA (FHA|USDA|VA) 10 $2,390,000 $239,000 $3,160 4.94%
    JACKSONVILLE, FL (FHA|USDA|VA) 13 $2,335,000 $179,615 $2,652 4.58%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 13 $2,335,000 $179,615 $1,987 4.56%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $2,285,000 $175,769 $1,720 4.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $2,260,000 $188,333 $2,522 4.63%
    FORT WAYNE, IN (FHA|USDA|VA) 19 $2,225,000 $117,105 $2,445 4.39%
    GREELEY, CO (FHA|USDA|VA) 10 $2,220,000 $222,000 $1,591 4.44%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,180,000 $272,500 $1,679 4.89%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,125,000 $236,111 $2,543 4.74%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,070,000 $147,857 $2,006 4.58%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $1,950,000 $162,500 $2,938 4.82%
    PROVO-OREM, UT (FHA|USDA|VA) 7 $1,865,000 $266,429 $2,236 4.86%
    BATON ROUGE, LA (FHA|USDA|VA) 12 $1,830,000 $152,500 $2,688 4.48%
    ALBUQUERQUE, NM (FHA|USDA|VA) 10 $1,820,000 $182,000 $3,139 4.51%
    WINCHESTER, VA-WV (FHA|USDA|VA) 7 $1,815,000 $259,286 $1,608 4.93%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $1,785,000 $137,308 $1,793 4.60%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $1,770,000 $221,250 $1,340 4.89%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $1,765,000 $252,143 $2,445 4.86%
    TUCSON, AZ (FHA|USDA|VA) 9 $1,765,000 $196,111 $1,507 4.72%
    FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,745,000 $249,286 $1,972 4.41%
    COLUMBIA, SC (FHA|USDA|VA) 11 $1,695,000 $154,091 $1,706 4.51%
    PITTSBURGH, PA (FHA|USDA|VA) 7 $1,655,000 $236,429 $3,343 4.54%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,519 4.83%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $1,630,000 $271,667 $2,284 4.56%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,585,000 $176,111 $1,887 4.85%
    SALEM, OR (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,167 4.63%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $1,425,000 $203,571 $3,179 4.61%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,415,000 $202,143 $2,299 4.86%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $1,395,000 $199,286 $2,311 4.57%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,402 4.72%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 10 $1,330,000 $133,000 $2,933 4.74%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,310,000 $218,333 $3,363 4.48%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,295,000 $185,000 $2,630 4.98%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,290,000 $215,000 $1,845 4.73%
    TULSA, OK (FHA|USDA|VA) 9 $1,285,000 $142,778 $2,208 4.82%
    BAKERSFIELD, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $1,418 4.72%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,255,000 $179,286 $1,815 4.36%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,781 4.58%
    SALINAS, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,212 5.22%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,794 5.28%
    BEND, OR (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,722 4.65%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,002 4.69%
    Outside of Metro Areas 4 $1,140,000 $285,000 $2,715 4.69%
    HUNTSVILLE, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $2,012 4.66%
    KNOXVILLE, TN (FHA|USDA|VA) 8 $1,120,000 $140,000 $2,242 4.66%
    YUBA CITY, CA (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,280 4.29%
    ANN ARBOR, MI (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,071 4.63%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,401 4.89%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $1,100,000 $110,000 $1,901 4.49%
    BOULDER, CO (FHA|USDA|VA) 4 $1,090,000 $272,500 $2,178 4.88%
    ODESSA, TX (FHA|USDA|VA) 6 $1,060,000 $176,667 $2,501 4.54%
    GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,060,000 $176,667 $2,957 4.79%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 10 $1,040,000 $104,000 $1,994 4.80%
    WACO, TX (FHA|USDA|VA) 6 $1,030,000 $171,667 $2,412 4.85%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $980,000 $245,000 $2,297 5.06%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $975,000 $195,000 $1,663 5.03%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $970,000 $121,250 $2,733 4.67%
    MIDLAND, TX (FHA|USDA|VA) 4 $950,000 $237,500 $3,265 4.44%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $945,000 $189,000 $3,169 5.03%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $940,000 $235,000 $2,565 4.69%
    LAS CRUCES, NM (FHA|USDA|VA) 4 $900,000 $225,000 $2,942 4.97%
    WINSTON-SALEM, NC (FHA|USDA|VA) 7 $895,000 $127,857 $2,159 4.45%
    LANCASTER, PA (FHA|USDA|VA) 4 $880,000 $220,000 $3,263 4.50%
    AKRON, OH (FHA|USDA|VA) 6 $880,000 $146,667 $3,307 4.46%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $875,000 $175,000 $1,038 4.53%
    TERRE HAUTE, IN (FHA|USDA|VA) 7 $865,000 $123,571 $1,441 4.64%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $850,000 $212,500 $2,221 4.84%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $840,000 $420,000 $3,034 4.94%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $830,000 $207,500 $2,611 4.56%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $830,000 $207,500 $1,572 4.69%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $805,000 $115,000 $1,745 4.23%
    FLORENCE, SC (FHA|USDA|VA) 4 $780,000 $195,000 $3,340 4.31%
    OCEAN CITY, NJ (FHA|USDA|VA) 4 $780,000 $195,000 $2,206 4.16%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $775,000 $155,000 $1,539 4.73%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $775,000 $155,000 $1,650 4.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $745,000 $248,333 $1,210 4.00%
    YAKIMA, WA (FHA|USDA|VA) 3 $725,000 $241,667 $1,842 5.63%
    MOBILE, AL (FHA|USDA|VA) 6 $720,000 $120,000 $2,576 4.75%
    ROANOKE, VA (FHA|USDA|VA) 4 $720,000 $180,000 $1,558 4.75%
    JACKSON, MS (FHA|USDA|VA) 4 $710,000 $177,500 $1,141 4.75%
    LONGVIEW, WA (FHA|USDA|VA) 3 $705,000 $235,000 $1,457 4.71%
    FRESNO, CA (FHA|USDA|VA) 3 $705,000 $235,000 $5,609 4.67%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $695,000 $231,667 $2,786 4.63%
    PUNTA GORDA, FL (FHA|USDA|VA) 4 $690,000 $172,500 $3,013 4.44%
    ROCHESTER, MN (FHA|USDA|VA) 4 $680,000 $170,000 $1,428 4.25%
    SPARTANBURG, SC (FHA|USDA|VA) 5 $675,000 $135,000 $2,806 4.63%
    WILMINGTON, NC (FHA|USDA|VA) 4 $670,000 $167,500 $2,528 4.53%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $655,000 $131,000 $1,841 4.83%
    Eureka-Arcata, CA (FHA|USDA|VA) 4 $650,000 $162,500 $1,026 4.84%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $645,000 $215,000 $2,078 4.75%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $615,000 $123,000 $1,407 5.00%
    BOWLING GREEN, KY (FHA|USDA|VA) 5 $605,000 $121,000 $2,212 4.30%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $605,000 $201,667 $5,898 4.63%
    Forest City, NC (FHA|USDA|VA) 3 $575,000 $191,667 $3,247 4.92%
    SPRINGFIELD, MO (FHA|USDA|VA) 3 $555,000 $185,000 $3,632 4.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $545,000 $109,000 $1,919 4.70%
    MONROE, MI (FHA|USDA|VA) 5 $535,000 $107,000 $1,804 4.73%
    CHARLESTON, WV (FHA|USDA|VA) 4 $530,000 $132,500 $1,658 4.50%
    WENATCHEE, WA (FHA|USDA|VA) 2 $510,000 $255,000 $1,438 4.63%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $500,000 $250,000 $3,125 4.19%
    TEXARKANA, TX-AR (FHA|USDA|VA) 2 $480,000 $240,000 $4,389 5.06%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $480,000 $240,000 $4,093 4.81%
    BLOOMINGTON, IN (FHA|USDA|VA) 4 $470,000 $117,500 $1,326 4.59%
    MADISON, WI (FHA|USDA|VA) 3 $465,000 $155,000 $2,553 4.08%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $450,000 $225,000 $744 4.06%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $445,000 $148,333 $2,520 4.75%
    Bozeman, MT (FHA|USDA|VA) 1 $445,000 $445,000 $2,168 5.13%
    Ontario, OR-ID (FHA|USDA|VA) 1 $435,000 $435,000 $3,805 4.50%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $430,000 $215,000 $3,255 4.63%
    CORVALLIS, OR (FHA|USDA|VA) 1 $425,000 $425,000 $4,095 5.38%
    Holland, MI (FHA|USDA|VA) 3 $425,000 $141,667 $1,263 4.67%
    FARMINGTON, NM (FHA|USDA|VA) 2 $420,000 $210,000 $1,251 4.38%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $415,000 $138,333 $1,223 4.67%
    MERCED, CA (FHA|USDA|VA) 3 $415,000 $138,333 $1,944 4.25%
    VISALIA, CA (FHA|USDA|VA) 2 $410,000 $205,000 $2,898 5.13%
    CLEVELAND, TN (FHA|USDA|VA) 3 $405,000 $135,000 $2,537 5.63%
    EL PASO, TX (FHA|USDA|VA) 4 $400,000 $100,000 $2,169 4.06%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $400,000 $200,000 $5,296 4.00%
    BILLINGS, MT (FHA|USDA|VA) 2 $400,000 $200,000 $1,441 4.81%
    EL CENTRO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $2,947 3.94%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $385,000 $128,333 $963 4.42%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $385,000 $128,333 $1,253 4.38%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $380,000 $190,000 $2,695 3.75%
    GREENVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $1,824 4.88%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $380,000 $190,000 $3,181 5.25%
    Whitewater, WI (FHA|USDA|VA) 2 $380,000 $190,000 $960 4.25%
    Warsaw, IN (FHA|USDA|VA) 3 $375,000 $125,000 $902 4.67%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $375,000 $125,000 $2,744 4.71%
    Kearney, NE (FHA|USDA|VA) 2 $370,000 $185,000 $2,010 5.31%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $370,000 $185,000 $1,462 4.69%
    Morehead City, NC (FHA|USDA|VA) 1 $365,000 $365,000 $1,488 3.63%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,598 4.63%
    LYNCHBURG, VA (FHA|USDA|VA) 3 $365,000 $121,667 $1,570 5.46%
    IDAHO FALLS, ID (FHA|USDA|VA) 2 $360,000 $180,000 $3,144 5.13%
    MORGANTOWN, WV (FHA|USDA|VA) 2 $360,000 $180,000 $1,594 4.75%
    Auburn, IN (FHA|USDA|VA) 3 $355,000 $118,333 $2,811 4.63%
    AMARILLO, TX (FHA|USDA|VA) 3 $355,000 $118,333 $2,719 4.29%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $350,000 $175,000 $4,547 4.38%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,205 4.31%
    TYLER, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,694 4.56%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $340,000 $170,000 $895 4.50%
    MORRISTOWN, TN (FHA|USDA|VA) 2 $340,000 $170,000 $1,253 4.81%
    SIOUX FALLS, SD (FHA|USDA|VA) 3 $335,000 $111,667 $1,695 4.54%
    Roswell, NM (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.75%
    Shelton, WA (FHA|USDA|VA) 2 $330,000 $165,000 $1,754 4.81%
    Jefferson, GA (FHA|USDA|VA) 2 $330,000 $165,000 $2,789 4.88%
    Show Low, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $2,806 4.94%
    Chillicothe, OH (FHA|USDA|VA) 2 $330,000 $165,000 $1,313 4.69%
    TUSCALOOSA, AL (FHA|USDA|VA) 3 $325,000 $108,333 $2,040 4.67%
    Coos Bay, OR (FHA|USDA|VA) 1 $325,000 $325,000 $6,417 4.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $325,000 $108,333 $2,078 4.42%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $320,000 $160,000 $1,388 4.44%
    BURLINGTON, NC (FHA|USDA|VA) 2 $320,000 $160,000 $1,272 4.38%
    LINCOLN, NE (FHA|USDA|VA) 3 $315,000 $105,000 $1,393 4.79%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $315,000 $315,000 $2,517 5.00%
    Pullman, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,094 4.13%
    Danville, VA (FHA|USDA|VA) 2 $310,000 $155,000 $2,730 4.50%
    GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,430 4.69%
    NAPA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $2,684 4.75%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $305,000 $305,000 $1,315 4.38%
    ROCKY MOUNT, NC (FHA|USDA|VA) 3 $305,000 $101,667 $1,765 5.17%
    DECATUR, IL (FHA|USDA|VA) 3 $295,000 $98,333 $1,115 4.50%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $295,000 $295,000 $1,440 3.88%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $295,000 $295,000 $4,266 4.88%
    Manitowoc, WI (FHA|USDA|VA) 3 $295,000 $98,333 $1,385 4.21%
    MANHATTAN, KS (FHA|USDA|VA) 2 $290,000 $145,000 $3,711 4.88%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $285,000 $95,000 $1,416 4.63%
    Ellensburg, WA (FHA|USDA|VA) 2 $280,000 $140,000 $951 4.50%
    Hereford, TX (FHA|USDA|VA) 2 $280,000 $140,000 $1,067 4.56%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $280,000 $140,000 $3,502 5.56%
    Newport, OR (FHA|USDA|VA) 1 $275,000 $275,000 $6,383 3.75%
    Sevierville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $1,599 5.31%
    OCALA, FL (FHA|USDA|VA) 1 $265,000 $265,000 $10,994 4.38%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $265,000 $88,333 $1,336 4.75%
    Corsicana, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,048 4.63%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,385 5.25%
    FARGO, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,362 4.88%
    Albertville, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,948 4.69%
    Elizabeth City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $9,401 5.38%
    Susanville, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,307 4.63%
    Traverse City, MI (FHA|USDA|VA) 1 $255,000 $255,000 $840 4.38%
    Wilmington, OH (FHA|USDA|VA) 1 $255,000 $255,000 $7,216 4.75%
    Moses Lake, WA (FHA|USDA|VA) 1 $255,000 $255,000 $1,331 4.88%
    Clarksburg, WV (FHA|USDA|VA) 2 $250,000 $125,000 $1,406 4.38%
    Fremont, OH (FHA|USDA|VA) 2 $250,000 $125,000 $950 4.44%
    Helena, MT (FHA|USDA|VA) 1 $245,000 $245,000 $3,770 5.88%
    Findlay, OH (FHA|USDA|VA) 1 $245,000 $245,000 $1,400 5.00%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,633 4.75%
    LUBBOCK, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,570 5.50%
    TOLEDO, OH (FHA|USDA|VA) 3 $235,000 $78,333 $1,486 4.33%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,667 4.75%
    Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $10,142 4.75%
    ENID, OK (FHA|USDA|VA) 1 $235,000 $235,000 $2,421 5.63%
    Lake City, FL (FHA|USDA|VA) 2 $230,000 $115,000 $1,845 4.69%
    Prineville, OR (FHA|USDA|VA) 1 $225,000 $225,000 $1,128 3.88%
    Hutchinson, MN (FHA|USDA|VA) 1 $225,000 $225,000 $1,280 4.25%
    Greenwood, SC (FHA|USDA|VA) 3 $225,000 $75,000 $881 4.50%
    Blackfoot, ID (FHA|USDA|VA) 1 $225,000 $225,000 $5,079 4.63%
    Albemarle, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,768 3.88%
    Kendallville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,595 4.50%
    LEBANON, PA (FHA|USDA|VA) 2 $220,000 $110,000 $2,201 4.13%
    ABILENE, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,321 4.25%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,366 4.63%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,877 4.88%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $4,319 3.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $210,000 $105,000 $1,074 4.25%
    Frankfort, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,123 5.13%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $210,000 $105,000 $1,636 4.44%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $65 3.75%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $4,732 4.75%
    Othello, WA (FHA|USDA|VA) 1 $205,000 $205,000 $1,285 4.88%
    Astoria, OR (FHA|USDA|VA) 1 $205,000 $205,000 $1,410 4.63%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $3,043 4.63%
    McAlester, OK (FHA|USDA|VA) 1 $205,000 $205,000 $2,366 4.25%
    Austin, MN (FHA|USDA|VA) 1 $205,000 $205,000 $810 5.00%
    Meridian, MS (FHA|USDA|VA) 1 $205,000 $205,000 $1,447 5.25%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $205,000 $205,000 $1,423 4.88%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $200,000 $100,000 $1,573 4.63%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $200,000 $100,000 $1,658 4.69%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $7,603 4.38%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $195,000 $195,000 $1,080 4.88%
    Clearlake, CA (FHA|USDA|VA) 1 $195,000 $195,000 $1,160 5.38%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,744 5.50%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,035 4.75%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,185 4.13%
    Troy, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,335 5.38%
    ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $4,366 4.50%
    WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $1,135 4.75%
    Bartlesville, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,907 4.88%
    MISSOULA, MT (FHA|USDA|VA) 1 $185,000 $185,000 $1,455 6.00%
    Bardstown, KY (FHA|USDA|VA) 2 $180,000 $90,000 $1,015 5.00%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $2,083 4.63%
    Rexburg, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,557 4.50%
    Crossville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $1,310 4.13%
    READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,910 3.75%
    Heber, UT (FHA|USDA|VA) 1 $175,000 $175,000 $685 5.13%
    Durango, CO (FHA|USDA|VA) 1 $175,000 $175,000 $1,000 4.00%
    Fort Payne, AL (FHA|USDA|VA) 2 $170,000 $85,000 $2,325 3.88%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $165,000 $165,000 $1,457 5.00%
    Opelousas, LA (FHA|USDA|VA) 1 $165,000 $165,000 $4,418 4.50%
    Oak Harbor, WA (FHA|USDA|VA) 1 $165,000 $165,000 $1,288 4.25%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $5,164 4.25%
    Morgan City, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,751 5.38%
    Red Bluff, CA (FHA|USDA|VA) 1 $165,000 $165,000 $1,135 5.50%
    Laurel, MS (FHA|USDA|VA) 2 $160,000 $80,000 $1,572 4.88%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,271 5.25%
    MUNCIE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,517 4.75%
    Adrian, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,260 4.13%
    Edwards, CO (FHA|USDA|VA) 1 $155,000 $155,000 $1,900 4.25%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $155,000 $155,000 $777 3.75%
    McMinnville, TN (FHA|USDA|VA) 2 $150,000 $75,000 $1,465 4.69%
    JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,710 4.75%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,532 4.88%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.13%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $660 4.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,609 4.63%
    Searcy, AR (FHA|USDA|VA) 1 $145,000 $145,000 $5,540 4.63%
    Murray, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,220 4.63%
    Paducah, KY-IL (FHA|USDA|VA) 2 $140,000 $70,000 $1,906 4.38%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,276 4.00%
    REDDING, CA (FHA|USDA|VA) 1 $135,000 $135,000 $1,260 4.25%
    Washington, NC (FHA|USDA|VA) 1 $135,000 $135,000 $683 4.63%
    Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,250 3.38%
    Brainerd, MN (FHA|USDA|VA) 1 $135,000 $135,000 $660 4.38%
    Okeechobee, FL (FHA|USDA|VA) 2 $130,000 $65,000 $981 4.69%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,865 5.25%
    NEW BERN, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,339 3.88%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $5,135 4.75%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,410 4.88%
    Urbana, OH (FHA|USDA|VA) 1 $125,000 $125,000 $925 4.13%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $120,000 $60,000 $1,319 4.75%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $115,000 $115,000 $980 4.50%
    MEDFORD, OR (FHA|USDA|VA) 1 $115,000 $115,000 $1,881 4.75%
    Shawnee, OK (FHA|USDA|VA) 1 $115,000 $115,000 $1,698 4.50%
    Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,697 5.38%
    PEORIA, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,369 5.38%
    NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $1,507 3.75%
    APPLETON, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,455 5.13%
    RACINE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,397 4.63%
    Granbury, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,192 3.88%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,930 4.88%
    Marion, NC (FHA|USDA|VA) 1 $115,000 $115,000 $1,299 5.25%
    New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,270 4.88%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $105,000 $105,000 $1,790 4.63%
    Marion, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,327 4.25%
    MANKATO, MN (FHA|USDA|VA) 1 $105,000 $105,000 $1,102 5.00%
    Cornelia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,647 4.50%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,443 4.88%
    Madison, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,210 4.88%
    North Platte, NE (FHA|USDA|VA) 1 $105,000 $105,000 $1,431 4.13%
    SUMTER, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,465 4.88%
    Hutchinson, KS (FHA|USDA|VA) 2 $100,000 $50,000 $1,523 5.25%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $735 6.00%
    GADSDEN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $685 3.75%
    Fredericksburg, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,079 4.75%
    Albert Lea, MN (FHA|USDA|VA) 1 $95,000 $95,000 $660 4.38%
    Georgetown, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,459 5.63%
    Oil City, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,930 4.25%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $95,000 $95,000 $1,559 5.00%
    Aberdeen, SD (FHA|USDA|VA) 1 $95,000 $95,000 $1,307 4.75%
    Tupelo, MS (FHA|USDA|VA) 1 $95,000 $95,000 $2,914 4.63%
    FLINT, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,412 3.75%
    Atchison, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,299 5.13%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $1,550 3.75%
    Cedartown, GA (FHA|USDA|VA) 1 $85,000 $85,000 $1,110 4.75%
    Marinette, WI-MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,738 3.75%
    JONESBORO, AR (FHA|USDA|VA) 1 $85,000 $85,000 $1,682 3.88%
    Henderson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $529 4.75%
    Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $1,389 4.38%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $75,000 $75,000 $2,226 4.50%
    PUEBLO, CO (FHA|USDA|VA) 1 $75,000 $75,000 $1,680 5.63%
    Sturgis, MI (FHA|USDA|VA) 1 $75,000 $75,000 $660 4.25%
    Guymon, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,064 4.38%
    Crawfordsville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,048 4.13%
    Glasgow, KY (FHA|USDA|VA) 1 $75,000 $75,000 $758 4.50%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,190 4.75%
    Rockport, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,547 4.00%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,566 4.75%
    Sunbury, PA (FHA|USDA|VA) 1 $75,000 $75,000 $1,342 4.13%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $65,000 $65,000 $1,005 4.38%
    OWENSBORO, KY (FHA|USDA|VA) 1 $65,000 $65,000 $759 3.88%
    Wilson, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,525 4.63%
    MIDLAND, MI (FHA|USDA|VA) 1 $65,000 $65,000 $660 4.13%
    HAMMOND, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,596 4.63%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $55,000 $55,000 $1,098 4.63%
    COLUMBUS, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,784 5.25%
    Peru, IN (FHA|USDA|VA) 1 $55,000 $55,000 $125 4.00%
    Shelby, NC (FHA|USDA|VA) 1 $55,000 $55,000 $1,308 4.63%
    Marion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $1,778 4.38%
    Sandusky, OH (FHA|USDA|VA) 1 $45,000 $45,000 $1,735 4.88%
    Alma, MI (FHA|USDA|VA) 1 $45,000 $45,000 $1,135 3.50%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $994 4.63%
    Sayre, PA (FHA|USDA|VA) 1 $35,000 $35,000 $2,047 5.38%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $35,000 $35,000 $1,596 3.75%
    Vincennes, IN (FHA|USDA|VA) 1 $35,000 $35,000 $1,337 4.25%
    Roundpoint Mortgage Servicing Corporation's top markets include Dallas, Washington, Seattle, Charlotte, and Phoenix among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,139 $426,255,000 $199,278 $2,015 4.71%
    FHA 396 $74,040,000 $186,970 $4,653 4.40%
    VA 195 $48,005,000 $246,179 $3,553 4.34%

    For 2018, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 2,139 originations. Their 2nd most popular type was FHA, with 396 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,485 $301,765,000 $203,209 $2,641 4.88%
    Refi 1,084 $215,310,000 $198,625 $2,179 4.29%
    Home Purchase 161 $31,225,000 $193,944 $3,486 4.81%

    For 2018, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Cash Out Refi, with 1,485 originations. The 2nd most popular reason was Refi, with 1,084 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,968 $417,220,000 $212,002 $2,779 4.76%
    15 Year 388 $60,680,000 $156,392 $1,792 4.22%
    20 Year 254 $45,970,000 $180,984 $1,784 4.45%
    Other 96 $21,600,000 $225,000 $2,007 4.48%
    10 Year 24 $2,830,000 $117,917 $1,537 4.21%

    For 2018, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was 30 Year, with 1,968 originations. The 2nd most popular length was 15 Year, with 388 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,350 $456,350,000 $194,191
    $1k-2k 217 $49,035,000 $225,968
    $2k-3k 87 $20,695,000 $237,874
    $3k-4k 43 $11,295,000 $262,674
    $5k+ 20 $6,810,000 $340,500
    $4k-5k 13 $4,115,000 $316,538

    Roundpoint Mortgage Servicing Corporation's average total fees were $2,779, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,350 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,680 $337,330,000 $200,792
    5-6% 592 $124,190,000 $209,780
    3-4% 455 $86,325,000 $189,725
    6-7% 3 $455,000 $151,667

    During 2018, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 4.76%, while their most frequently originated rate bucket for loans was 4-5%, with 1,680 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,153 $171,365,000 $148,625 $2,199 4.64%
    $200k-400k 1,030 $283,480,000 $275,223 $3,024 4.65%
    $100,000 or less 413 $32,215,000 $78,002 $1,649 4.57%
    $400k-600k 128 $57,300,000 $447,656 $3,929 4.81%
    $600k-1MM 6 $3,940,000 $656,667 $2,111 4.73%

    2018 saw Roundpoint Mortgage Servicing Corporation place emphasis on $100k-200k loans with 1,153 originations, totaling $171,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 652 $109,260,000 $167,577 $2,344 4.70%
    $100k-150k 539 $133,655,000 $247,968 $2,824 4.77%
    $75k-100k 509 $107,895,000 $211,974 $2,516 4.71%
    $50k or less 453 $54,605,000 $120,541 $1,907 4.66%
    $150k-250k 280 $78,920,000 $281,857 $2,696 4.78%
    $250k+ 48 $14,390,000 $299,792 $2,782 4.56%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $50k-75k range, with 652 originations. The second most popular income band? $100k-150k, with 539 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 426 $82,900,000 $194,601 $2,118 4.57%
    30-36% 421 $80,835,000 $192,007 $2,258 4.64%
    49% 151 $33,955,000 $224,868 $2,519 4.85%
    43% 120 $24,820,000 $206,833 $2,544 4.85%
    48% 119 $25,315,000 $212,731 $2,539 4.86%
    44% 117 $25,625,000 $219,017 $2,745 4.80%
    <20% 112 $18,400,000 $164,286 $1,887 4.45%
    46% 108 $21,020,000 $194,630 $2,288 4.75%
    38% 104 $21,470,000 $206,442 $2,221 4.70%
    42% 100 $20,660,000 $206,600 $2,679 4.84%
    45% 100 $21,430,000 $214,300 $2,708 4.83%
    40% 99 $19,765,000 $199,646 $2,499 4.70%
    36% 92 $19,990,000 $217,283 $2,440 4.72%
    47% 88 $18,450,000 $209,659 $2,786 4.80%
    41% 86 $16,350,000 $190,116 $2,374 4.81%
    39% 85 $17,285,000 $203,353 $2,446 4.74%
    50-60% 84 $16,740,000 $199,286 $4,829 4.81%
    37% 82 $16,840,000 $205,366 $2,642 4.70%
    >60% 3 $535,000 $178,333 $1,529 4.63%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 20-30%, with 426 originations. The next most common DTI ratio? 30-36%, with 421 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,222 $442,100,000 $198,965 $2,461 4.65%
    Black 214 $40,780,000 $190,561 $2,701 4.65%
    Not provided 165 $35,895,000 $217,545 $2,776 4.53%
    Asian 93 $20,235,000 $217,581 $2,480 4.60%
    American Indian 22 $4,400,000 $200,000 $2,611 4.57%
    Native Hawaiian or Islander 9 $3,075,000 $341,667 $4,159 4.69%
    Asian Indian 3 $1,255,000 $418,333 $5,037 4.63%
    Filipino 1 $415,000 $415,000 $840 4.88%
    Other Asian 1 $145,000 $145,000 $1,135 5.00%

    Approval Rates

    Total approvals of all applications
    76.88%

    Roundpoint Mortgage Servicing Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    15.05%

    Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,730 $548,300,000 $200,842

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 39 $5,025,000 $128,846
    Single Family (1-4 Units):Site-Built 2,691 $543,275,000 $201,886

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 96 $12,200,000 $127,083 $1,710 4.43%
    40-60% 397 $66,375,000 $167,191 $1,669 4.51%
    60-80% 1,370 $285,420,000 $208,336 $2,100 4.76%
    80-100% 849 $180,025,000 $212,044 $3,522 4.55%
    Over 100% 13 $3,845,000 $295,769 $11,088 4.58%
    Under 20% 5 $435,000 $87,000 $1,636 4.45%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 1.8%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Closing on a mortgage 1 0.5%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Incorrect information on your report 2 0.9%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Struggling to pay mortgage 16 7.3%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Trouble during payment process 122 55.7%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.5%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Closing on a mortgage 1 0.5%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Credit monitoring or identity theft protection services 1 0.5%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Struggling to pay mortgage 10 4.6%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Trouble during payment process 22 10.0%
    RoundPoint Mortgage Servicing Corporation Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 0.5%
    RoundPoint Mortgage Servicing Corporation Home equity loan or line of credit (HELOC) Struggling to pay mortgage 3 1.4%
    RoundPoint Mortgage Servicing Corporation Home equity loan or line of credit (HELOC) Trouble during payment process 2 0.9%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Incorrect information on your report 1 0.5%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Struggling to pay mortgage 4 1.8%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Trouble during payment process 5 2.3%
    RoundPoint Mortgage Servicing Corporation VA mortgage Incorrect information on your report 1 0.5%
    RoundPoint Mortgage Servicing Corporation VA mortgage Struggling to pay mortgage 10 4.6%
    RoundPoint Mortgage Servicing Corporation VA mortgage Trouble during payment process 12 5.5%