First Choice Loan Services Mortgage Rates, Fees & Info
EAST BRUNSWICK, NJLEI: 549300PUSSF737Y6XW86
Tax ID: 27-1190043
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Mortgage Data
Review & Overview
First Choice Loan Services is a small mortgage company specializing in Home Purchase and Refi loans. First Choice Loan Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boston, Los Angeles, Dallas, Philadelphia, and Phoenix among others. We have data for 349 markets. (Some data included below & more in-depth data is available with an active subscription.)First Choice Loan Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Choice Loan Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
9,082Origination Dollar Volume (All Markets)
$2,856,990,000Awards
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FIRST CHOICE LOAN SERVICES - 2019
FIRST CHOICE LOAN SERVICES is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 795 | $351,025,000 | $441,541 | $2,818 | 4.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 532 | $250,690,000 | $471,222 | $4,194 | 4.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 562 | $154,930,000 | $275,676 | $5,520 | 4.46% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 580 | $152,060,000 | $262,172 | $4,230 | 4.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 484 | $142,880,000 | $295,207 | $3,591 | 4.30% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 355 | $118,515,000 | $333,845 | $3,389 | 4.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 237 | $103,575,000 | $437,025 | $4,358 | 4.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 314 | $89,460,000 | $284,904 | $3,556 | 4.10% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 195 | $88,975,000 | $456,282 | $4,313 | 3.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 198 | $78,620,000 | $397,071 | $2,110 | 3.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 300 | $76,410,000 | $254,700 | $5,426 | 4.27% |
| RENO, NV (FHA|USDA|VA) | 183 | $54,895,000 | $299,973 | $4,264 | 4.47% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 134 | $53,740,000 | $401,045 | $2,062 | 3.69% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 195 | $51,465,000 | $263,923 | $2,381 | 4.09% |
| AMARILLO, TX (FHA|USDA|VA) | 272 | $43,590,000 | $160,257 | $4,524 | 4.64% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 125 | $37,745,000 | $301,960 | $2,431 | 4.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 103 | $37,255,000 | $361,699 | $1,811 | 3.92% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 160 | $36,180,000 | $226,125 | $3,169 | 4.14% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 93 | $35,465,000 | $381,344 | $2,564 | 3.84% |
| Outside of Metro Areas | 135 | $30,345,000 | $224,778 | $3,931 | 4.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 78 | $27,800,000 | $356,410 | $2,776 | 3.89% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 73 | $24,705,000 | $338,425 | $2,210 | 3.72% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 69 | $23,515,000 | $340,797 | $4,090 | 3.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 75 | $23,195,000 | $309,267 | $2,376 | 3.85% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 81 | $19,425,000 | $239,815 | $3,062 | 3.97% |
| READING, PA (FHA|USDA|VA) | 108 | $17,920,000 | $165,926 | $3,813 | 4.23% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 63 | $17,915,000 | $284,365 | $3,042 | 4.08% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 93 | $17,225,000 | $185,215 | $2,672 | 4.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 138 | $16,280,000 | $117,971 | $2,957 | 3.80% |
| SANTA FE, NM (FHA|USDA|VA) | 48 | $15,860,000 | $330,417 | $4,756 | 4.15% |
| VALLEJO, CA (FHA|USDA|VA) | 45 | $15,725,000 | $349,444 | $4,252 | 4.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 52 | $15,460,000 | $297,308 | $1,997 | 4.00% |
| STOCKTON, CA (FHA|USDA|VA) | 41 | $15,085,000 | $367,927 | $2,570 | 4.35% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 60 | $15,080,000 | $251,333 | $2,489 | 4.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 44 | $15,060,000 | $342,273 | $1,680 | 3.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 54 | $14,920,000 | $276,296 | $1,933 | 3.80% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 48 | $14,780,000 | $307,917 | $3,542 | 4.09% |
| ODESSA, TX (FHA|USDA|VA) | 66 | $14,460,000 | $219,091 | $6,969 | 4.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 48 | $14,160,000 | $295,000 | $4,482 | 4.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 49 | $14,135,000 | $288,469 | $3,404 | 4.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 40 | $12,400,000 | $310,000 | $4,337 | 4.07% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 27 | $12,365,000 | $457,963 | $3,009 | 3.76% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 24 | $11,650,000 | $485,417 | $2,107 | 4.05% |
| BOISE CITY, ID (FHA|USDA|VA) | 34 | $10,780,000 | $317,059 | $2,259 | 3.91% |
| SALINAS, CA (FHA|USDA|VA) | 23 | $9,785,000 | $425,435 | $1,787 | 3.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 30 | $9,660,000 | $322,000 | $1,759 | 3.76% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 30 | $8,930,000 | $297,667 | $2,749 | 3.92% |
| FRESNO, CA (FHA|USDA|VA) | 32 | $8,640,000 | $270,000 | $2,205 | 3.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 21 | $7,105,000 | $338,333 | $1,759 | 3.97% |
| MIDLAND, TX (FHA|USDA|VA) | 25 | $6,795,000 | $271,800 | $5,874 | 4.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $6,535,000 | $284,130 | $1,706 | 4.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 19 | $6,535,000 | $343,947 | $1,571 | 3.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 19 | $6,465,000 | $340,263 | $2,827 | 4.11% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 33 | $6,295,000 | $190,758 | $3,481 | 4.67% |
| TUCSON, AZ (FHA|USDA|VA) | 26 | $6,070,000 | $233,462 | $4,106 | 4.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $5,770,000 | $288,500 | $2,675 | 4.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 14 | $5,750,000 | $410,714 | $2,397 | 3.83% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 18 | $5,720,000 | $317,778 | $2,232 | 4.17% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 29 | $5,685,000 | $196,034 | $3,592 | 4.21% |
| MODESTO, CA (FHA|USDA|VA) | 20 | $5,590,000 | $279,500 | $3,257 | 4.23% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $5,510,000 | $229,583 | $4,601 | 4.20% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $5,475,000 | $322,059 | $2,199 | 4.23% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $5,385,000 | $256,429 | $2,449 | 4.04% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 21 | $5,295,000 | $252,143 | $3,096 | 4.19% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $5,235,000 | $475,909 | $3,450 | 3.91% |
| BELLINGHAM, WA (FHA|USDA|VA) | 16 | $5,190,000 | $324,375 | $3,016 | 4.01% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $5,170,000 | $323,125 | $1,371 | 3.77% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 22 | $5,080,000 | $230,909 | $1,786 | 4.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 28 | $5,020,000 | $179,286 | $4,866 | 3.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $5,005,000 | $294,412 | $2,328 | 4.07% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $4,890,000 | $271,667 | $1,638 | 3.87% |
| ANCHORAGE, AK (FHA|USDA|VA) | 14 | $4,790,000 | $342,143 | $2,157 | 3.97% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $4,775,000 | $434,091 | $2,986 | 3.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $4,745,000 | $279,118 | $2,821 | 3.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $4,545,000 | $303,000 | $2,275 | 3.91% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $4,320,000 | $240,000 | $4,424 | 4.66% |
| SALEM, OR (FHA|USDA|VA) | 14 | $4,290,000 | $306,429 | $2,884 | 3.90% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $4,025,000 | $365,909 | $1,977 | 3.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $3,800,000 | $316,667 | $2,862 | 4.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $2,297 | 3.74% |
| LANCASTER, PA (FHA|USDA|VA) | 16 | $3,600,000 | $225,000 | $2,550 | 3.96% |
| Show Low, AZ (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $4,265 | 4.38% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $3,062 | 4.09% |
| PITTSBURGH, PA (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $3,797 | 3.95% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $1,609 | 3.95% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $3,360,000 | $420,000 | $1,305 | 3.73% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,295,000 | $470,714 | $1,790 | 3.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $4,112 | 3.91% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $5,450 | 3.90% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $3,090,000 | $515,000 | $2,745 | 3.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $2,126 | 3.92% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $1,851 | 3.51% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 14 | $2,970,000 | $212,143 | $2,732 | 4.10% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $1,791 | 3.96% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $3,216 | 4.15% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $3,955 | 4.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $2,914 | 3.68% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $3,537 | 4.30% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $2,631 | 3.64% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $1,547 | 4.19% |
| MISSOULA, MT (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $2,683 | 3.80% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $2,729 | 4.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $974 | 4.03% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $1,906 | 3.77% |
| BEND, OR (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $3,046 | 4.00% |
| Outside of Metro Areas | 9 | $2,495,000 | $277,222 | $4,398 | 3.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $2,490,000 | $311,250 | $2,310 | 3.92% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $2,005 | 3.86% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $3,460 | 4.04% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $2,615 | 3.90% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $2,489 | 3.90% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $1,760 | 3.85% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $2,625 | 3.98% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $2,415 | 3.98% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $2,342 | 4.40% |
| Hilo, HI (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $3,102 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 5 | $2,275,000 | $455,000 | $3,106 | 4.20% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $1,208 | 4.05% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $4,083 | 3.61% |
| Pottsville, PA (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $2,938 | 4.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $2,461 | 3.72% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $3,795 | 3.77% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $1,399 | 3.64% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $5,989 | 3.85% |
| Fernley, NV (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $4,015 | 4.61% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $1,419 | 4.54% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $3,027 | 3.98% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $2,576 | 4.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $3,580 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $3,694 | 4.32% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $1,540 | 3.55% |
| Dumas, TX (FHA|USDA|VA) | 13 | $1,815,000 | $139,615 | $4,383 | 4.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $2,726 | 4.37% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $3,002 | 3.85% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,531 | 3.81% |
| LaGrange, GA-AL (FHA|USDA|VA) | 15 | $1,655,000 | $110,333 | $2,589 | 4.70% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $1,633 | 3.97% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $2,510 | 3.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,309 | 4.35% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $2,427 | 3.98% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,726 | 4.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $3,925 | 3.71% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,311 | 3.75% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $1,541 | 3.94% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $2,173 | 3.78% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,079 | 4.02% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $2,033 | 4.03% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $2,596 | 3.53% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,521 | 4.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,059 | 4.15% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $1,613 | 4.60% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $1,570 | 3.93% |
| Bozeman, MT (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,193 | 4.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $2,621 | 4.10% |
| Edwards, CO (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $1,595 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $4,066 | 4.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,668 | 3.90% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $1,256 | 4.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,811 | 4.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $2,522 | 4.20% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $2,280 | 4.06% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $3,946 | 4.22% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $7,761 | 3.66% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,393 | 4.04% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $1,312 | 3.66% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $2,449 | 4.12% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,492 | 4.73% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $3,939 | 4.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,954 | 3.78% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $1,889 | 4.12% |
| Sonora, CA (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $3,484 | 4.71% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,388 | 3.58% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $2,995 | 4.43% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $1,994 | 4.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,501 | 4.03% |
| Laconia, NH (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $1,813 | 3.67% |
| Granbury, TX (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,613 | 4.53% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $2,165 | 3.84% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $930 | 3.67% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $2,838 | 3.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,728 | 4.69% |
| Juneau, AK (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,281 | 4.46% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,873 | 3.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,111 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,301 | 4.92% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $847 | 3.62% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $823 | 3.91% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $45 | 3.75% |
| AKRON, OH (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $3,308 | 4.48% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $1,781 | 3.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,863 | 3.50% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,036 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,880 | 3.99% |
| MADISON, WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,831 | 3.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,377 | 4.25% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 3.99% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,747 | 4.31% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,195 | 3.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,366 | 4.21% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,948 | 3.62% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,413 | 4.37% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,856 | 4.04% |
| NILES, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,555 | 3.44% |
| Moscow, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,985 | 3.74% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,511 | 4.41% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $1,584 | 3.95% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,383 | 3.74% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $979 | 4.12% |
| Elko, NV (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,859 | 3.81% |
| MERCED, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,219 | 4.31% |
| Centralia, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,556 | 3.69% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,327 | 4.71% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,332 | 3.99% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,479 | 4.38% |
| Shelton, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,754 | 4.37% |
| WACO, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,500 | 4.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,110 | 4.17% |
| Seneca, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,977 | 4.18% |
| Heber, UT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,823 | 4.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,649 | 3.50% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,749 | 4.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,227 | 4.62% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,481 | 4.54% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $100 | 3.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,666 | 5.00% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,834 | 4.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,515 | 4.06% |
| Barre, VT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $576 | 4.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,395 | 3.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,210 | 4.54% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,375 | 3.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,085 | 3.94% |
| Payson, AZ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,511 | 4.18% |
| DOVER, DE (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 3.49% |
| Holland, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,450 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,426 | 3.87% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,607 | 4.67% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,214 | 3.99% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $600 | 4.49% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.50% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,519 | 4.38% |
| Rutland, VT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $865 | 3.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,755 | 4.13% |
| Athens, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,843 | 4.81% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 3.50% |
| Borger, TX (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,445 | 5.34% |
| Andrews, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,567 | 4.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,928 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,536 | 4.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,066 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,874 | 4.13% |
| Durango, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $789 | 4.49% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,488 | 3.87% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,520 | 3.75% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,492 | 4.38% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,449 | 3.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,554 | 3.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,004 | 3.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,571 | 3.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,199 | 4.19% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,424 | 3.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,962 | 5.06% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $866 | 3.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,412 | 4.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,891 | 4.49% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,491 | 4.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,793 | 3.13% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,226 | 5.31% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,874 | 4.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $695 | 4.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,200 | 4.49% |
| Columbus, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,015 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,390 | 3.49% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,097 | 3.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,002 | 3.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,234 | 4.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,190 | 3.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,056 | 3.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,947 | 4.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $960 | 3.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,344 | 3.99% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,046 | 5.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,653 | 4.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,839 | 4.38% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,008 | 4.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,475 | 3.99% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,469 | 3.99% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,401 | 5.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $263 | 4.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,197 | 4.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,879 | 3.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,224 | 3.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,706 | 4.49% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,321 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,030 | 3.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,644 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,056 | 3.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,756 | 3.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,035 | 3.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,862 | 3.49% |
| Fallon, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,259 | 5.13% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,172 | 4.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,665 | 4.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $880 | 3.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,273 | 3.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,502 | 3.99% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,679 | 4.49% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,089 | 4.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.99% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,140 | 4.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,715 | 3.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,600 | 3.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,603 | 4.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $750 | 6.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,675 | 3.75% |
| Pampa, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,679 | 4.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,250 | 4.50% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,032 | 4.49% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,781 | 3.99% |
| Paris, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,364 | 5.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,828 | 4.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,421 | 3.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,859 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,124 | 4.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,634 | 4.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,108 | 5.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $610 | 5.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,963 | 4.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $953 | 4.49% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,834 | 4.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,711 | 4.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,322 | 4.13% |
| Plainview, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,968 | 4.63% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,898 | 3.88% |
| Picayune, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,363 | 4.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,942 | 4.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,411 | 5.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $882 | 3.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,570 | 4.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,128 | 4.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,297 | 4.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,798 | 4.88% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $600 | 4.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,366 | 6.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,514 | 5.25% |
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Similarity Rank: 132
Product Mix
For 2019, First Choice Loan Services's most frequently originated type of loan was Conventional, with 6,945 originations. Their 2nd most popular type was FHA, with 1,450 originations.
Loan Reason
For 2019, First Choice Loan Services's most frequently cited loan purpose was Home Purchase, with 5,058 originations. The 2nd most popular reason was Refi, with 2,952 originations.
Loan Duration/Length
For 2019, First Choice Loan Services's most frequently cited loan duration was 30 Year, with 7,830 originations. The 2nd most popular length was 15 Year, with 823 originations.
Origination Fees/Closing Costs
First Choice Loan Services's average total fees were $3,673, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,715 originations.
Interest Rates
During 2019, First Choice Loan Services's average interest rate for loans was 4.23%, while their most frequently originated rate bucket for loans was 3-4%, with 4,755 originations.
Loan Sizing
2019 saw First Choice Loan Services place emphasis on $200k-400k loans with 4,694 originations, totaling $1,379,920,000 in origination value.
Applicant Income
First Choice Loan Services lent most frequently to those with incomes in the $100k-150k range, with 2,434 originations. The second most popular income band? $150k-250k, with 1,763 originations.
Applicant Debt to Income Ratio
First Choice Loan Services lent most frequently to those with DTI ratios of 20-30%, with 1,657 originations. The next most common DTI ratio? 30-36%, with 1,603 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.13%
First Choice Loan Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.53%
First Choice Loan Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 4 | $60,000 | $15,000 |
| NA | 9,078 | $2,856,930,000 | $314,709 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 10 | $1,210,000 | $121,000 |
| Single Family (1-4 Units):Site-Built | 9,072 | $2,855,780,000 | $314,791 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CHOICE LOAN SERVICES INC. | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |
| FIRST CHOICE LOAN SERVICES INC. | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |