Nations Direct Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300QKL5FUBZ8LSF50
Tax ID: 20-8544905
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Mortgage Data
Review & Overview
Nations Direct Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Nations Direct Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Portland, Riverside, San Diego, and Salem among others. We have data for 352 markets. (Some data included below & more in-depth data is available with an active subscription.)Nations Direct Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Direct Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.97% | 4/22/24 |
| 30 Year Conventional Refi | 6.57% | 4/22/24 |
| 30 Year Cash-out Refi | 6.83% | 4/22/24 |
| 30 Year FHA Purchase | 7.33% | 4/22/24 |
| 30 Year FHA Refi | 6.99% | 4/22/24 |
| 30 Year VA Purchase | 6.37% | 4/22/24 |
| 30 Year VA Refi | 5.69% | 4/22/24 |
| 30 Year USDA Purchase | 6.61% | 4/22/24 |
| 15 Year Conventional Purchase | 5.97% | 4/22/24 |
| 15 Year Conventional Refi | 5.79% | 4/22/24 |
| 15 Year Cash-out Refi | 5.79% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nations Direct Mortgage Mortgage Calculator
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This is not an official calculator from Nations Direct Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,082Origination Dollar Volume (All Markets)
$3,701,570,000Awards
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NATIONS DIRECT MORTGAGE - 2020
NATIONS DIRECT MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,257 | $1,006,715,000 | $446,041 | $7,363 | 3.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,948 | $670,650,000 | $344,276 | $6,735 | 3.05% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 959 | $311,115,000 | $324,416 | $7,661 | 3.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 310 | $144,150,000 | $465,000 | $8,570 | 3.22% |
| SALEM, OR (FHA|USDA|VA) | 397 | $114,385,000 | $288,123 | $6,446 | 3.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 295 | $100,775,000 | $341,610 | $6,181 | 3.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 206 | $94,800,000 | $460,194 | $7,238 | 3.15% |
| BEND, OR (FHA|USDA|VA) | 166 | $56,660,000 | $341,325 | $5,953 | 3.21% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 112 | $53,020,000 | $473,393 | $8,346 | 3.19% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 182 | $46,920,000 | $257,802 | $7,335 | 3.40% |
| Outside of Metro Areas | 188 | $45,370,000 | $241,330 | $6,575 | 3.39% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 156 | $44,090,000 | $282,628 | $6,481 | 3.34% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 221 | $41,605,000 | $188,258 | $5,919 | 3.44% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 98 | $39,300,000 | $401,020 | $8,172 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 148 | $34,340,000 | $232,027 | $7,911 | 3.44% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 89 | $32,805,000 | $368,596 | $10,819 | 3.26% |
| STOCKTON, CA (FHA|USDA|VA) | 85 | $29,885,000 | $351,588 | $8,289 | 3.31% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 99 | $29,135,000 | $294,293 | $9,032 | 3.19% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 110 | $27,960,000 | $254,182 | $8,656 | 3.34% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 92 | $26,480,000 | $287,826 | $7,563 | 3.22% |
| VALLEJO, CA (FHA|USDA|VA) | 72 | $25,800,000 | $358,333 | $6,541 | 3.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 102 | $25,080,000 | $245,882 | $9,287 | 3.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 88 | $24,940,000 | $283,409 | $10,006 | 3.40% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 48 | $24,810,000 | $516,875 | $9,625 | 3.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 104 | $24,070,000 | $231,442 | $8,376 | 3.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 64 | $23,490,000 | $367,031 | $8,128 | 3.05% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 72 | $20,730,000 | $287,917 | $6,265 | 3.18% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 80 | $19,400,000 | $242,500 | $6,296 | 3.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 44 | $16,520,000 | $375,455 | $11,713 | 3.52% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 85 | $16,085,000 | $189,235 | $7,280 | 3.45% |
| LONGVIEW, WA (FHA|USDA|VA) | 49 | $14,785,000 | $301,735 | $6,161 | 3.07% |
| FRESNO, CA (FHA|USDA|VA) | 55 | $14,455,000 | $262,818 | $6,824 | 3.27% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 49 | $14,325,000 | $292,347 | $7,580 | 3.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 54 | $14,320,000 | $265,185 | $7,168 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 64 | $12,950,000 | $202,344 | $8,545 | 3.47% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 29 | $12,805,000 | $441,552 | $8,423 | 3.10% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 49 | $11,905,000 | $242,959 | $6,199 | 3.36% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 24 | $10,240,000 | $426,667 | $8,860 | 3.23% |
| MODESTO, CA (FHA|USDA|VA) | 33 | $9,295,000 | $281,667 | $7,311 | 3.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 49 | $9,295,000 | $189,694 | $5,813 | 3.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $8,315,000 | $268,226 | $8,712 | 3.31% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 38 | $7,920,000 | $208,421 | $8,602 | 3.71% |
| Newport, OR (FHA|USDA|VA) | 23 | $7,385,000 | $321,087 | $7,457 | 3.22% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $7,365,000 | $387,632 | $7,622 | 3.27% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 36 | $7,290,000 | $202,500 | $7,924 | 3.74% |
| KNOXVILLE, TN (FHA|USDA|VA) | 43 | $7,065,000 | $164,302 | $6,759 | 3.21% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 29 | $6,555,000 | $226,034 | $8,909 | 3.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 22 | $6,480,000 | $294,545 | $8,042 | 3.21% |
| REDDING, CA (FHA|USDA|VA) | 27 | $6,455,000 | $239,074 | $4,790 | 3.18% |
| SPARTANBURG, SC (FHA|USDA|VA) | 38 | $6,390,000 | $168,158 | $6,354 | 3.63% |
| Astoria, OR (FHA|USDA|VA) | 18 | $6,200,000 | $344,444 | $7,751 | 3.20% |
| PROVO-OREM, UT (FHA|USDA|VA) | 20 | $6,070,000 | $303,500 | $7,848 | 3.29% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $6,065,000 | $224,630 | $8,435 | 3.74% |
| CORVALLIS, OR (FHA|USDA|VA) | 18 | $6,030,000 | $335,000 | $6,709 | 3.11% |
| COLUMBIA, SC (FHA|USDA|VA) | 29 | $5,905,000 | $203,621 | $6,441 | 3.56% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 23 | $5,725,000 | $248,913 | $7,525 | 3.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 23 | $5,255,000 | $228,478 | $8,836 | 3.23% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $5,150,000 | $367,857 | $14,103 | 3.53% |
| Prineville, OR (FHA|USDA|VA) | 16 | $5,040,000 | $315,000 | $7,005 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 27 | $4,975,000 | $184,259 | $7,463 | 3.72% |
| LAREDO, TX (FHA|USDA|VA) | 21 | $4,295,000 | $204,524 | $8,034 | 3.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,265,000 | $328,077 | $9,692 | 3.18% |
| ODESSA, TX (FHA|USDA|VA) | 17 | $4,235,000 | $249,118 | $9,235 | 3.29% |
| YUMA, AZ (FHA|USDA|VA) | 25 | $4,195,000 | $167,800 | $6,256 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $4,175,000 | $245,588 | $7,214 | 3.04% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $4,065,000 | $213,947 | $6,603 | 3.64% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $3,985,000 | $234,412 | $6,319 | 3.51% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 17 | $3,985,000 | $234,412 | $7,527 | 3.60% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 19 | $3,795,000 | $199,737 | $5,859 | 3.65% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $5,596 | 2.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 20 | $3,710,000 | $185,500 | $8,619 | 3.60% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $3,660,000 | $366,000 | $7,439 | 3.35% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $3,545,000 | $236,333 | $8,049 | 3.50% |
| FLINT, MI (FHA|USDA|VA) | 20 | $3,540,000 | $177,000 | $7,571 | 3.56% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $3,485,000 | $268,077 | $6,822 | 3.02% |
| OCALA, FL (FHA|USDA|VA) | 21 | $3,465,000 | $165,000 | $7,303 | 3.72% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,360,000 | $336,000 | $5,949 | 2.86% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 15 | $3,345,000 | $223,000 | $5,633 | 3.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $3,340,000 | $417,500 | $12,315 | 3.20% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,305,000 | $472,143 | $7,758 | 3.39% |
| RENO, NV (FHA|USDA|VA) | 8 | $3,060,000 | $382,500 | $5,199 | 3.25% |
| Hood River, OR (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $7,553 | 3.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $2,990,000 | $213,571 | $7,908 | 3.27% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $2,990,000 | $373,750 | $9,151 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $7,721 | 3.27% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 17 | $2,925,000 | $172,059 | $6,218 | 3.76% |
| MIDLAND, TX (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $8,867 | 3.35% |
| Coos Bay, OR (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $5,204 | 3.19% |
| Shelton, WA (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $8,950 | 3.43% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $5,834 | 3.15% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $11,249 | 3.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $9,398 | 3.51% |
| LYNCHBURG, VA (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $7,049 | 3.48% |
| Klamath Falls, OR (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $7,204 | 3.42% |
| WACO, TX (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $5,834 | 3.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $6,819 | 3.54% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $10,066 | 3.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $9,622 | 3.16% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $6,194 | 3.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $9,999 | 3.41% |
| DECATUR, AL (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $6,353 | 3.60% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $11,685 | 3.20% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $6,398 | 3.68% |
| PEORIA, IL (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $7,700 | 3.34% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $4,539 | 3.29% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $5,616 | 2.77% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,719 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 12 | $1,900,000 | $158,333 | $7,548 | 3.16% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $6,999 | 3.23% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $5,190 | 3.36% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $10,479 | 3.35% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $8,763 | 3.42% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $8,724 | 3.55% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $6,733 | 3.42% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $7,088 | 3.92% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $6,992 | 3.90% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $9,514 | 3.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $7,319 | 3.57% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $8,927 | 3.52% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $7,735 | 3.68% |
| Red Bluff, CA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $3,390 | 3.10% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $7,380 | 3.61% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $7,894 | 3.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $4,986 | 3.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $6,621 | 3.08% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $7,810 | 3.21% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $7,684 | 3.25% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $9,738 | 2.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $9,365 | 3.34% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $7,600 | 3.53% |
| Cañon City, CO (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $8,628 | 3.54% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $8,960 | 3.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,870 | 3.10% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,609 | 3.42% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $19,868 | 3.71% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $10,624 | 3.65% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $8,008 | 3.21% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $7,452 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $6,676 | 3.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $2,445 | 2.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,515 | 3.03% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $8,770 | 4.18% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,147 | 2.94% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,564 | 3.13% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,949 | 3.19% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,730 | 3.20% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $8,314 | 3.34% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $10,104 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $7,246 | 3.34% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,413 | 2.92% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,345 | 2.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,752 | 3.80% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $6,057 | 3.38% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,823 | 2.97% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,507 | 3.63% |
| TYLER, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,766 | 3.30% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,316 | 3.28% |
| Brookings, OR (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,354 | 3.58% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $5,411 | 3.48% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $10,185 | 3.04% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,179 | 3.38% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $8,591 | 3.91% |
| Findlay, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,622 | 2.72% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,655 | 3.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,383 | 3.97% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,058 | 3.17% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $11,367 | 3.44% |
| MONROE, MI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,373 | 3.31% |
| Payson, AZ (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,857 | 3.63% |
| AKRON, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,380 | 3.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $9,439 | 3.13% |
| TULSA, OK (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,710 | 4.19% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $12,121 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $8,663 | 3.40% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,389 | 3.79% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,515 | 3.54% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $9,651 | 3.34% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,528 | 3.38% |
| Crescent City, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,618 | 3.17% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,353 | 3.41% |
| Torrington, CT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,213 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,012 | 3.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,339 | 2.88% |
| Fernley, NV (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,119 | 3.46% |
| Holland, MI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,867 | 3.71% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $6,769 | 3.47% |
| RACINE, WI (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,451 | 3.34% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,790 | 3.83% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,914 | 3.83% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $34,248 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,718 | 3.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,081 | 3.47% |
| MADISON, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,663 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,762 | 3.17% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $9,718 | 3.31% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,299 | 3.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $5,194 | 3.95% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $23,335 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,685 | 3.67% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,661 | 3.44% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $6,199 | 3.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $19,449 | 7.38% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,858 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,022 | 3.25% |
| Concord, NH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $14,136 | 3.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,533 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,243 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,711 | 3.56% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $5,409 | 4.06% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,741 | 3.56% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,469 | 3.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,951 | 3.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,058 | 3.38% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,142 | 3.44% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,237 | 3.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,068 | 2.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,674 | 3.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,268 | 3.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,687 | 3.44% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,874 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,146 | 4.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,195 | 3.06% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,825 | 3.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,561 | 3.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,746 | 3.50% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,323 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $8,401 | 3.58% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,497 | 3.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,340 | 3.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,907 | 2.99% |
| Montrose, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,031 | 2.88% |
| Newport, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,447 | 3.50% |
| Marion, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,128 | 3.67% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,902 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,419 | 4.00% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,958 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,338 | 2.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,426 | 3.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,842 | 2.50% |
| Edwards, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,970 | 3.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,810 | 4.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,866 | 4.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,109 | 3.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,457 | 3.69% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,462 | 2.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,676 | 4.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,523 | 2.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,321 | 3.63% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,804 | 3.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,690 | 3.19% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,802 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,580 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,535 | 2.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,872 | 3.38% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,185 | 3.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,441 | 4.00% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,052 | 3.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,109 | 4.00% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,343 | 3.25% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,536 | 3.38% |
| Laconia, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,269 | 3.63% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,720 | 4.06% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,879 | 2.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,848 | 2.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,112 | 4.00% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,736 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,163 | 4.00% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,588 | 3.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,167 | 3.63% |
| Keene, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,062 | 3.38% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $6,810 | 3.46% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,350 | 4.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,079 | 3.94% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,708 | 3.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,468 | 4.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,638 | 3.63% |
| Plainview, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,153 | 4.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,756 | 3.00% |
| Dumas, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,156 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,570 | 4.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $966 | 3.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,704 | 3.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,098 | 3.38% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,973 | 2.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,751 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,197 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,260 | 2.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,835 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,995 | 3.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,352 | 3.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,543 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $932 | 3.00% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,230 | 2.99% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,502 | 2.99% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,686 | 3.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,152 | 4.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,204 | 3.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,876 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,935 | 3.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,000 | 3.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,894 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,507 | 3.63% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,814 | 3.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,242 | 3.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,068 | 3.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,655 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,296 | 3.75% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,054 | 3.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,315 | 2.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,986 | 2.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,021 | 2.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,831 | 4.50% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,194 | 4.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,441 | 3.88% |
| Levelland, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,610 | 4.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,199 | 3.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,109 | 3.75% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,548 | 3.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,966 | 3.50% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,421 | 3.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,374 | 4.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,961 | 2.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,154 | 4.00% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,531 | 3.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,178 | 3.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,516 | 3.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,705 | 3.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,058 | 3.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,368 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,712 | 3.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,894 | 4.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,419 | 3.88% |
| Alpena, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,941 | 3.00% |
| Seymour, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,364 | 4.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,078 | 3.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,269 | 4.50% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,638 | 3.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,506 | 4.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,399 | 4.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,138 | 3.00% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,553 | 2.75% |
| Borger, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,003 | 2.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,004 | 3.63% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,993 | 3.50% |
| Alma, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,234 | 3.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,755 | 4.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,189 | 3.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,083 | 3.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,892 | 3.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,340 | 3.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,319 | 2.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,396 | 3.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against NATIONS DIRECT MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
PIERREMONT MORTGAGE, INC.
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BEACH MUNICIPAL FEDERAL CREDIT UNION
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A. E. A. Federal Credit Union
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METROPLEX MORTGAGE SERVICES, INC.
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TRISTAR FINANCE, INC.
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ABNB Federal Credit Union
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COASTHILLS
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SESLOC
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First Piedmont Federal Savings and Loan Association of Gaffney
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Similarity Rank: 942
Product Mix
For 2020, Nations Direct Mortgage's most frequently originated type of loan was Conventional, with 6,214 originations. Their 2nd most popular type was FHA, with 2,565 originations.
Loan Reason
For 2020, Nations Direct Mortgage's most frequently cited loan purpose was Home Purchase, with 4,512 originations. The 2nd most popular reason was Refi, with 4,349 originations.
Loan Duration/Length
For 2020, Nations Direct Mortgage's most frequently cited loan duration was 30 Year, with 10,175 originations. The 2nd most popular length was 15 Year, with 577 originations.
Origination Fees/Closing Costs
Nations Direct Mortgage's average total fees were $7,535, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,966 originations.
Interest Rates
During 2020, Nations Direct Mortgage's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 3-4%, with 5,908 originations.
Loan Sizing
2020 saw Nations Direct Mortgage place emphasis on $200k-400k loans with 5,777 originations, totaling $1,711,915,000 in origination value.
Applicant Income
Nations Direct Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,468 originations. The second most popular income band? $100k-150k, with 2,450 originations.
Applicant Debt to Income Ratio
Nations Direct Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,690 originations. The next most common DTI ratio? 20-30%, with 1,640 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.43%
Nations Direct Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination66.51%
Nations Direct Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,082 | $3,701,570,000 | $334,016 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 200 | $44,280,000 | $221,400 |
| Single Family (1-4 Units):Site-Built | 10,882 | $3,657,290,000 | $336,086 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Nations Direct Mortgage, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |
| Nations Direct Mortgage, LLC | Conventional home mortgage | Closing on a mortgage | 2 | 18.2% |
| Nations Direct Mortgage, LLC | Conventional home mortgage | Trouble during payment process | 2 | 18.2% |
| Nations Direct Mortgage, LLC | FHA mortgage | Incorrect information on your report | 1 | 9.1% |
| Nations Direct Mortgage, LLC | FHA mortgage | Struggling to pay mortgage | 2 | 18.2% |
| Nations Direct Mortgage, LLC | FHA mortgage | Trouble during payment process | 1 | 9.1% |
| Nations Direct Mortgage, LLC | VA mortgage | Struggling to pay mortgage | 1 | 9.1% |
| Nations Direct Mortgage, LLC | VA mortgage | Trouble during payment process | 1 | 9.1% |