Low Va Rates Mortgage Rates, Fees & Info
Brighton, COLEI: 5493004RCIKTZ2ZKII25
Tax ID: 46-3435079
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Mortgage Data
Review & Overview
Low Va Rates is a smaller mortgage company specializing in Refi loans. Low Va Rates has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Las Vegas, Riverside, Atlanta, Washington, and Phoenix among others. We have data for 378 markets. (Some data included below & more in-depth data is available with an active subscription.)Low Va Rates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Low Va Rates is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/28/24 |
| 30 Year Conventional Refi | 6.75% | 4/28/24 |
| 30 Year FHA Purchase | 7.16% | 4/28/24 |
| 30 Year FHA Refi | 7.08% | 4/28/24 |
| 30 Year VA Purchase | 6.55% | 4/28/24 |
| 30 Year VA Refi | 6.37% | 4/28/24 |
| 15 Year Conventional Refi | 7.06% | 4/28/24 |
| 15 Year Cash-out Refi | 7.06% | 4/28/24 |
| 15 Year VA Refi | 6.62% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Low Va Rates Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,992Origination Dollar Volume (All Markets)
$489,860,000Awards
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Low VA Rates - 2018
Low VA Rates is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 113 | $31,085,000 | $275,088 | $7,981 | 4.42% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 57 | $19,005,000 | $333,421 | $9,868 | 4.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 75 | $17,635,000 | $235,133 | $7,160 | 4.12% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 47 | $17,385,000 | $369,894 | $11,920 | 3.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 62 | $15,760,000 | $254,194 | $7,658 | 3.99% |
| Outside of Metro Areas | 78 | $14,050,000 | $180,128 | $6,028 | 4.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 55 | $13,815,000 | $251,182 | $8,460 | 3.87% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 27 | $10,255,000 | $379,815 | $11,907 | 4.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 35 | $9,705,000 | $277,286 | $3,906 | 4.80% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 26 | $8,590,000 | $330,385 | $9,903 | 3.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 34 | $8,180,000 | $240,588 | $7,599 | 3.77% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $7,995,000 | $275,690 | $5,106 | 4.44% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $7,680,000 | $240,000 | $8,814 | 3.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 26 | $7,430,000 | $285,769 | $8,285 | 4.09% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $7,190,000 | $399,444 | $13,123 | 3.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 28 | $7,160,000 | $255,714 | $8,701 | 3.75% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $6,720,000 | $373,333 | $13,694 | 3.55% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $6,210,000 | $258,750 | $8,017 | 3.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $6,205,000 | $564,091 | $21,865 | 3.49% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 25 | $5,955,000 | $238,200 | $7,647 | 4.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 24 | $5,740,000 | $239,167 | $8,570 | 3.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 19 | $5,265,000 | $277,105 | $8,122 | 4.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 14 | $4,980,000 | $355,714 | $11,889 | 3.94% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $4,765,000 | $317,667 | $10,488 | 4.09% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 26 | $4,680,000 | $180,000 | $6,513 | 3.86% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $4,505,000 | $237,105 | $8,778 | 4.18% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $4,220,000 | $234,444 | $7,442 | 3.93% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $4,070,000 | $226,111 | $8,447 | 3.92% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 16 | $3,990,000 | $249,375 | $9,487 | 4.34% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $3,970,000 | $330,833 | $10,528 | 3.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $3,895,000 | $259,667 | $8,682 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 14 | $3,770,000 | $269,286 | $8,318 | 3.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $3,475,000 | $231,667 | $7,965 | 4.03% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $7,878 | 4.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 15 | $3,195,000 | $213,000 | $5,672 | 4.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $8,209 | 3.87% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $3,115,000 | $283,182 | $8,632 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $8,263 | 3.53% |
| EL PASO, TX (FHA|USDA|VA) | 16 | $2,920,000 | $182,500 | $6,353 | 3.66% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $7,504 | 3.92% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 17 | $2,905,000 | $170,882 | $5,573 | 3.75% |
| RENO, NV (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $10,609 | 3.51% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $6,571 | 3.84% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $6,248 | 4.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $7,107 | 4.11% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $6,801 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $8,933 | 3.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $7,665 | 3.87% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $9,206 | 3.43% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $6,903 | 4.43% |
| SALEM, OR (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $10,777 | 4.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $5,756 | 4.09% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $8,888 | 3.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $7,462 | 4.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $7,814 | 3.87% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $6,153 | 4.20% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $13,972 | 3.84% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $6,728 | 4.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $5,234 | 4.01% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $9,671 | 3.71% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $11,506 | 4.14% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $5,863 | 4.40% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $6,564 | 4.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $6,172 | 4.20% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,439 | 4.44% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $7,319 | 4.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $5,469 | 4.60% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,776 | 4.68% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $8,017 | 4.33% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $5,919 | 4.08% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $8,786 | 3.68% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $5,159 | 3.86% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $5,332 | 4.11% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $8,139 | 3.60% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $7,877 | 3.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $6,718 | 3.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $8,876 | 4.05% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,823 | 4.48% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,864 | 4.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $8,770 | 3.98% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $9,296 | 3.87% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,216 | 4.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $6,617 | 4.28% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,923 | 4.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $7,300 | 3.83% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $9,498 | 3.97% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,487 | 4.72% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,607 | 4.05% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $11,596 | 3.91% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,280 | 4.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,934 | 4.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $26,210 | 4.13% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,695 | 3.44% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,469 | 4.06% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $5,992 | 3.68% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,297 | 4.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,980 | 3.79% |
| Fernley, NV (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,076 | 4.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,298 | 5.41% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,647 | 4.33% |
| Heber, UT (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $10,011 | 5.69% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,962 | 4.06% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,719 | 4.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,711 | 3.67% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,494 | 3.53% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,784 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,165 | 4.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $8,376 | 4.16% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $13,817 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,928 | 4.28% |
| Fallon, NV (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,833 | 3.66% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,072 | 3.88% |
| TULSA, OK (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $7,360 | 3.73% |
| REDDING, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $10,817 | 4.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $10,836 | 3.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $4,336 | 3.65% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,060 | 4.37% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,486 | 4.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,676 | 3.59% |
| Williston, ND (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,753 | 4.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,339 | 3.56% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $11,925 | 5.17% |
| Evanston, WY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,936 | 3.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $11,766 | 5.13% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,564 | 3.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,973 | 3.44% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,922 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,401 | 4.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,166 | 4.00% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,871 | 3.94% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,686 | 3.44% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,129 | 4.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,654 | 3.29% |
| CHICO, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,907 | 5.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,322 | 3.67% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,168 | 3.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,503 | 4.04% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,347 | 4.94% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,406 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,122 | 4.83% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,045 | 4.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,917 | 4.33% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,006 | 4.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,810 | 3.71% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,251 | 4.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,354 | 3.25% |
| CASPER, WY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,961 | 4.25% |
| BEND, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,138 | 3.81% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,704 | 3.37% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,333 | 3.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,807 | 3.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $25,110 | 5.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,507 | 4.67% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,976 | 4.50% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,164 | 4.69% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,248 | 3.25% |
| Wilson, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,595 | 3.93% |
| BECKLEY, WV (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $2,292 | 4.96% |
| DOVER, DE (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,209 | 2.99% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,785 | 3.79% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,661 | 3.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,953 | 3.54% |
| MERCED, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,038 | 4.44% |
| RACINE, WI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,594 | 4.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,093 | 4.04% |
| Outside of Metro Areas | 2 | $480,000 | $240,000 | $3,213 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,352 | 3.81% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,495 | 4.04% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,886 | 4.50% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,218 | 3.37% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,640 | 3.50% |
| Newport, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,706 | 3.81% |
| Helena, MT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,114 | 4.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,557 | 4.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,040 | 3.91% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,911 | 3.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,967 | 3.62% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,084 | 3.06% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,080 | 4.56% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,730 | 4.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $898 | 4.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,478 | 4.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,736 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,905 | 3.69% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,731 | 6.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,767 | 3.44% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,515 | 4.44% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,884 | 3.37% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,692 | 4.56% |
| Ozark, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,142 | 3.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,338 | 4.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,245 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,016 | 3.44% |
| Concord, NH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,515 | 4.19% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,774 | 2.99% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,039 | 4.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $536 | 4.25% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,790 | 3.31% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,826 | 4.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,076 | 4.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,263 | 3.31% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,518 | 3.69% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,130 | 3.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,881 | 2.99% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,477 | 4.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,892 | 4.19% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $725 | 4.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,955 | 4.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,515 | 6.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,316 | 3.69% |
| MADISON, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,338 | 3.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,376 | 3.50% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,689 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,811 | 4.31% |
| MONROE, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,096 | 3.75% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,218 | 3.25% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,155 | 3.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,892 | 3.00% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,460 | 3.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,689 | 4.00% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,781 | 4.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,867 | 3.56% |
| READING, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,586 | 3.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,784 | 3.25% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,769 | 3.50% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,167 | 4.06% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,006 | 3.18% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,032 | 4.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,467 | 3.75% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,746 | 3.94% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,632 | 3.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,319 | 5.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,828 | 4.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,852 | 3.94% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,514 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,564 | 3.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,164 | 4.25% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,781 | 3.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,156 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,530 | 4.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,784 | 3.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,453 | 4.13% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,148 | 3.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,228 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,111 | 4.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,296 | 3.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,515 | 3.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,979 | 3.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,124 | 4.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,551 | 3.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,507 | 4.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,947 | 4.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,577 | 4.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,889 | 4.88% |
| Hereford, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,254 | 4.50% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,499 | 3.50% |
| Minot, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,100 | 3.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,428 | 4.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,689 | 2.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,462 | 5.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,899 | 3.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,408 | 3.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,978 | 2.99% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,702 | 3.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,458 | 3.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,872 | 3.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,984 | 3.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $775 | 5.50% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,630 | 2.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,937 | 3.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,417 | 3.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,565 | 4.63% |
| Shelton, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,647 | 3.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,044 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,923 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,865 | 2.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,547 | 3.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,902 | 3.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,445 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,167 | 4.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $200 | 4.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,262 | 3.75% |
| Starkville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,311 | 4.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,862 | 3.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,995 | 5.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,228 | 4.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,586 | 4.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,837 | 4.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,868 | 5.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,845 | 3.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,928 | 2.99% |
| Central City, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,119 | 3.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,338 | 3.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,957 | 5.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,400 | 3.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,428 | 4.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,156 | 4.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,565 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,366 | 4.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,376 | 2.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,525 | 4.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,083 | 3.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,868 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $610 | 4.50% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,300 | 2.99% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,666 | 3.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,273 | 4.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,960 | 4.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,370 | 2.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,240 | 3.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,171 | 3.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,410 | 3.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,256 | 4.75% |
| Marshall, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,605 | 3.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,957 | 4.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,019 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,714 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,115 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,982 | 3.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,327 | 5.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,698 | 4.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,925 | 3.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,109 | 2.99% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,407 | 3.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,740 | 3.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,814 | 3.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,373 | 4.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10 | 5.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,778 | 4.88% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,749 | 3.75% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,809 | 4.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,631 | 4.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,544 | 4.25% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,758 | 3.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,889 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,946 | 4.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,264 | 3.38% |
| Beeville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,460 | 3.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,411 | 3.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,919 | 5.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,322 | 3.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,039 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,559 | 4.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,634 | 3.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,358 | 5.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,262 | 4.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,840 | 3.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,774 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,379 | 3.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,508 | 4.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,437 | 5.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,907 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,422 | 4.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,514 | 4.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,575 | 5.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,951 | 3.75% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,848 | 3.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,181 | 3.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,819 | 4.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,842 | 4.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,930 | 2.88% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,212 | 3.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,355 | 5.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,610 | 5.50% |
| Jasper, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,175 | 3.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,872 | 5.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,890 | 4.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,144 | 4.63% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,245 | 2.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,388 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,221 | 2.99% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,002 | 2.99% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,307 | 3.75% |
| Palestine, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,470 | 3.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,022 | 5.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,211 | 3.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,120 | 3.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against Low VA Rates based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
A. E. A. Federal Credit Union
Similarity Rank: 30
Similarity Rank: 30
Home Federal Savings and Loan Association of Niles
Similarity Rank: 32
Similarity Rank: 32
POINT BREEZE
Similarity Rank: 36
Similarity Rank: 36
ALOHA PACIFIC
Similarity Rank: 37
Similarity Rank: 37
ABNB Federal Credit Union
Similarity Rank: 40
Similarity Rank: 40
Tulsa Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
Hawaii Central FCU
Similarity Rank: 51
Similarity Rank: 51
MYPOINT Credit Union
Similarity Rank: 55
Similarity Rank: 55
The Halstead Bank
Similarity Rank: 64
Similarity Rank: 64
RED CROWN
Similarity Rank: 66
Similarity Rank: 66
Product Mix
For 2018, Low Va Rates's most frequently originated type of loan was VA, with 1,876 originations. Their 2nd most popular type was Conventional, with 86 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 1,976 | $486,410,000 | $246,159 | $7,787 | 4.02% |
| Home Purchase | 16 | $3,450,000 | $215,625 | $4,576 | 5.01% |
For 2018, Low Va Rates's most frequently cited loan purpose was Refi, with 1,976 originations. The 2nd most popular reason was Home Purchase, with 16 originations.
Loan Duration/Length
For 2018, Low Va Rates's most frequently cited loan duration was 30 Year, with 1,872 originations. The 2nd most popular length was Other, with 82 originations.
Origination Fees/Closing Costs
Low Va Rates's average total fees were $7,838, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 916 originations.
Interest Rates
During 2018, Low Va Rates's average interest rate for loans was 4.04%, while their most frequently originated rate bucket for loans was 3-4%, with 842 originations.
Loan Sizing
2018 saw Low Va Rates place emphasis on $200k-400k loans with 984 originations, totaling $268,100,000 in origination value.
Applicant Income
Low Va Rates lent most frequently to those with incomes in the $50k or less range, with 1,409 originations. The second most popular income band? $50k-75k, with 244 originations.
Applicant Debt to Income Ratio
Low Va Rates lent most frequently to those with DTI ratios of 50-60%, with 155 originations. The next most common DTI ratio? 30-36%, with 89 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.69%
Low Va Rates has an average approval rate.
Pick Rate
Approvals leading to origination71.94%
Low Va Rates has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,992 | $489,860,000 | $245,914 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 50 | $11,700,000 | $234,000 |
| Single Family (1-4 Units):Site-Built | 1,942 | $478,160,000 | $246,220 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Liberty Home Equity Solutions, Inc. | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Liberty Home Equity Solutions, Inc. | Reverse mortgage | Struggling to pay mortgage | 1 | 50.0% |