Low Va Rates Mortgage Rates, Fees & Info

Brighton, CO

LEI: 5493004RCIKTZ2ZKII25

Tax ID: 46-3435079

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Mortgage Data

Review & Overview

Low Va Rates is a smaller mortgage company specializing in Refi loans. Low Va Rates has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Las Vegas, Atlanta, Phoenix, Dallas, and Washington among others. We have data for 557 markets. (Some data included below & more in-depth data is available with an active subscription.)

Low Va Rates has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Low Va Rates is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/21/24
30 Year Conventional Refi 6.75% 4/21/24
30 Year FHA Purchase 7.16% 4/21/24
30 Year FHA Refi 7.08% 4/21/24
30 Year VA Purchase 6.55% 4/21/24
30 Year VA Refi 6.37% 4/21/24
15 Year Conventional Refi 7.06% 4/21/24
15 Year Cash-out Refi 7.06% 4/21/24
15 Year VA Refi 6.62% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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This is not an official calculator from Low Va Rates. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,063

Origination Dollar Volume (All Markets)

$934,995,000
Show all (102) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 195 $43,965,000 $225,462 $4,302 3.89%
Outside of Metro Areas 194 $43,670,000 $225,103 $4,394 3.67%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 116 $26,690,000 $230,086 $4,227 3.77%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 92 $21,410,000 $232,717 $4,512 3.72%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 95 $21,095,000 $222,053 $4,289 3.64%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 77 $19,015,000 $246,948 $4,460 3.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 68 $17,000,000 $250,000 $4,958 3.62%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 74 $16,390,000 $221,486 $3,797 3.61%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 70 $15,570,000 $222,429 $4,006 3.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $11,975,000 $225,943 $4,885 3.67%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 49 $11,765,000 $240,102 $4,240 3.56%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 54 $11,540,000 $213,704 $4,299 3.60%
ST. LOUIS, MO-IL (FHA|USDA|VA) 41 $11,365,000 $277,195 $5,232 3.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 52 $11,300,000 $217,308 $3,789 3.60%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 45 $10,175,000 $226,111 $3,890 3.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 45 $10,125,000 $225,000 $4,041 3.73%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 42 $9,780,000 $232,857 $3,687 3.52%
FAYETTEVILLE, NC (FHA|USDA|VA) 46 $9,020,000 $196,087 $3,895 3.68%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 41 $8,835,000 $215,488 $3,961 3.62%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $7,930,000 $233,235 $3,655 3.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 34 $7,700,000 $226,471 $4,547 3.67%
COLUMBUS, OH (FHA|USDA|VA) 29 $7,365,000 $253,966 $4,821 3.77%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $7,150,000 $275,000 $5,787 3.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 32 $7,150,000 $223,438 $3,888 3.73%
RICHMOND, VA (FHA|USDA|VA) 33 $6,925,000 $209,848 $3,930 3.63%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 26 $6,850,000 $263,462 $4,580 3.63%
COLUMBIA, SC (FHA|USDA|VA) 33 $6,825,000 $206,818 $4,004 3.60%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 29 $6,705,000 $231,207 $4,776 3.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 25 $6,695,000 $267,800 $4,725 3.62%
PROVO-OREM, UT (FHA|USDA|VA) 28 $6,620,000 $236,429 $3,891 3.80%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 28 $6,610,000 $236,071 $4,122 3.59%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 28 $6,480,000 $231,429 $3,401 3.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 27 $6,465,000 $239,444 $3,983 3.61%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 28 $6,440,000 $230,000 $5,067 3.48%
JACKSONVILLE, FL (FHA|USDA|VA) 26 $6,410,000 $246,538 $4,621 3.51%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 25 $6,245,000 $249,800 $5,061 3.59%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 26 $6,210,000 $238,846 $4,384 3.72%
EL PASO, TX (FHA|USDA|VA) 28 $6,050,000 $216,071 $4,589 3.64%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $6,015,000 $222,778 $3,853 3.45%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $5,955,000 $238,200 $3,367 3.56%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 28 $5,810,000 $207,500 $3,860 3.56%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 30 $5,790,000 $193,000 $4,121 3.72%
OKLAHOMA CITY, OK (FHA|USDA|VA) 26 $5,700,000 $219,231 $3,589 3.66%
KANSAS CITY, MO-KS (FHA|USDA|VA) 28 $5,690,000 $203,214 $4,122 3.54%
TUCSON, AZ (FHA|USDA|VA) 28 $5,600,000 $200,000 $3,774 3.52%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 24 $5,460,000 $227,500 $4,284 3.36%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $4,990,000 $249,500 $3,995 3.64%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 21 $4,745,000 $225,952 $4,917 3.59%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $4,730,000 $295,625 $4,445 3.62%
ALBUQUERQUE, NM (FHA|USDA|VA) 19 $4,675,000 $246,053 $5,906 3.58%
LOUISVILLE, KY (FHA|USDA|VA) 19 $4,655,000 $245,000 $5,591 3.66%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $4,650,000 $211,364 $3,079 3.68%
JACKSONVILLE, NC (FHA|USDA|VA) 17 $4,425,000 $260,294 $5,310 3.60%
PITTSBURGH, PA (FHA|USDA|VA) 19 $4,415,000 $232,368 $4,007 3.49%
SAVANNAH, GA (FHA|USDA|VA) 13 $4,395,000 $338,077 $6,726 3.65%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $4,310,000 $239,444 $3,684 3.70%
ANCHORAGE, AK (FHA|USDA|VA) 16 $4,210,000 $263,125 $3,991 3.81%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 17 $4,205,000 $247,353 $4,269 3.66%
BOISE CITY, ID (FHA|USDA|VA) 16 $4,130,000 $258,125 $6,376 3.67%
HUNTSVILLE, AL (FHA|USDA|VA) 17 $4,025,000 $236,765 $4,865 3.55%
RENO, NV (FHA|USDA|VA) 17 $3,975,000 $233,824 $5,084 3.71%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $3,860,000 $275,714 $3,885 3.73%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $3,745,000 $197,105 $4,118 3.64%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $3,740,000 $233,750 $3,664 3.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 17 $3,695,000 $217,353 $3,802 3.57%
CHEYENNE, WY (FHA|USDA|VA) 13 $3,645,000 $280,385 $6,024 3.61%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 15 $3,595,000 $239,667 $3,677 3.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 18 $3,480,000 $193,333 $2,920 3.76%
OCALA, FL (FHA|USDA|VA) 15 $3,445,000 $229,667 $4,564 3.46%
TULSA, OK (FHA|USDA|VA) 14 $3,290,000 $235,000 $4,122 3.41%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $3,200,000 $228,571 $6,195 3.84%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $3,200,000 $320,000 $6,169 3.84%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 15 $3,145,000 $209,667 $3,228 3.83%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 13 $3,065,000 $235,769 $4,740 3.51%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 13 $3,065,000 $235,769 $4,630 3.70%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $2,975,000 $198,333 $3,387 3.35%
BATON ROUGE, LA (FHA|USDA|VA) 12 $2,940,000 $245,000 $4,151 3.81%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 10 $2,930,000 $293,000 $4,697 3.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $2,905,000 $322,778 $5,889 3.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,316 3.91%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 10 $2,850,000 $285,000 $5,745 3.50%
KNOXVILLE, TN (FHA|USDA|VA) 12 $2,790,000 $232,500 $2,863 3.48%
MOBILE, AL (FHA|USDA|VA) 10 $2,740,000 $274,000 $3,211 4.09%
SPRINGFIELD, MO (FHA|USDA|VA) 12 $2,730,000 $227,500 $4,406 3.50%
BAKERSFIELD, CA (FHA|USDA|VA) 13 $2,665,000 $205,000 $3,413 3.59%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $2,530,000 $253,000 $3,830 3.71%
GREELEY, CO (FHA|USDA|VA) 9 $2,525,000 $280,556 $6,518 3.68%
Roseburg, OR (FHA|USDA|VA) 7 $2,475,000 $353,571 $5,682 3.39%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $2,465,000 $352,143 $3,845 3.59%
HINESVILLE, GA (FHA|USDA|VA) 10 $2,450,000 $245,000 $4,723 3.40%
Outside of Metro Areas 11 $2,445,000 $222,273 $3,775 3.35%
TOLEDO, OH (FHA|USDA|VA) 9 $2,425,000 $269,444 $4,322 3.71%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,375,000 $215,909 $3,756 3.41%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 11 $2,315,000 $210,455 $3,342 3.61%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,290,000 $229,000 $7,249 3.48%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,290,000 $229,000 $5,315 3.58%
SALEM, OR (FHA|USDA|VA) 9 $2,275,000 $252,778 $4,917 3.71%
WILMINGTON, NC (FHA|USDA|VA) 8 $2,200,000 $275,000 $4,997 3.64%
MORRISTOWN, TN (FHA|USDA|VA) 8 $2,170,000 $271,250 $4,697 3.34%
LAWTON, OK (FHA|USDA|VA) 9 $2,135,000 $237,222 $5,926 3.64%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,110,000 $211,000 $2,675 3.53%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,100,000 $175,000 $3,020 3.68%
BURLINGTON, NC (FHA|USDA|VA) 7 $2,085,000 $297,857 $7,211 3.43%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $2,045,000 $227,222 $3,441 3.71%
ASHEVILLE, NC (FHA|USDA|VA) 8 $2,030,000 $253,750 $3,762 4.06%
ABILENE, TX (FHA|USDA|VA) 9 $2,005,000 $222,778 $4,046 3.42%
Show Low, AZ (FHA|USDA|VA) 8 $1,930,000 $241,250 $4,662 3.48%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 11 $1,925,000 $175,000 $4,472 3.57%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,895,000 $210,556 $4,459 3.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,890,000 $236,250 $2,656 3.89%
Pahrump, NV (FHA|USDA|VA) 7 $1,805,000 $257,857 $2,939 4.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,947 3.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,629 3.90%
MEDFORD, OR (FHA|USDA|VA) 5 $1,685,000 $337,000 $4,510 3.43%
Fernley, NV (FHA|USDA|VA) 7 $1,675,000 $239,286 $3,285 3.64%
DOVER, DE (FHA|USDA|VA) 7 $1,665,000 $237,857 $3,247 3.73%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,539 3.71%
YUMA, AZ (FHA|USDA|VA) 8 $1,560,000 $195,000 $3,231 3.72%
SPARTANBURG, SC (FHA|USDA|VA) 8 $1,540,000 $192,500 $3,975 3.39%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,535,000 $170,556 $2,365 3.82%
BEND, OR (FHA|USDA|VA) 5 $1,525,000 $305,000 $6,979 3.58%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,515,000 $303,000 $6,023 3.83%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $2,803 3.83%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,455,000 $207,857 $5,417 3.52%
MONTGOMERY, AL (FHA|USDA|VA) 7 $1,425,000 $203,571 $4,240 3.57%
ST. GEORGE, UT (FHA|USDA|VA) 7 $1,415,000 $202,143 $3,628 3.59%
SPRINGFIELD, IL (FHA|USDA|VA) 6 $1,410,000 $235,000 $3,394 3.38%
JACKSON, MI (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,217 3.63%
ROANOKE, VA (FHA|USDA|VA) 6 $1,400,000 $233,333 $6,954 3.67%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,395,000 $199,286 $4,360 3.61%
URBAN HONOLULU, HI (FHA|USDA|VA) 8 $1,380,000 $172,500 $3,371 3.67%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,058 3.64%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,646 3.13%
FRESNO, CA (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,640 3.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,881 3.38%
FORT COLLINS, CO (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,126 3.48%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,310,000 $327,500 $7,088 3.78%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,766 3.90%
REDDING, CA (FHA|USDA|VA) 5 $1,245,000 $249,000 $9,375 3.40%
Coos Bay, OR (FHA|USDA|VA) 7 $1,245,000 $177,857 $3,000 3.68%
FLINT, MI (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,734 3.57%
Dublin, GA (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,214 3.78%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,240,000 $155,000 $5,208 3.31%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,338 3.54%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,972 3.72%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,694 3.65%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $1,200,000 $300,000 $8,793 3.47%
Red Bluff, CA (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,167 3.91%
LaGrange, GA-AL (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,548 3.44%
VICTORIA, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $7,819 4.00%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,830 3.43%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,365 3.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,003 4.25%
Elko, NV (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,344 4.75%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,170 4.03%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,944 3.54%
PUEBLO, CO (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,873 3.93%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,893 3.56%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,821 3.81%
HAMMOND, LA (FHA|USDA|VA) 3 $1,045,000 $348,333 $15,241 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,069 4.06%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,154 3.47%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,385 3.69%
Muskogee, OK (FHA|USDA|VA) 2 $1,030,000 $515,000 $5,150 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,487 3.38%
Price, UT (FHA|USDA|VA) 2 $1,020,000 $510,000 $7,996 3.25%
BISMARCK, ND (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,951 3.50%
YAKIMA, WA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,617 3.78%
AKRON, OH (FHA|USDA|VA) 4 $1,010,000 $252,500 $1,919 3.47%
Ashtabula, OH (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,281 4.10%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,766 3.56%
ROCKFORD, IL (FHA|USDA|VA) 4 $990,000 $247,500 $6,798 3.91%
AMES, IA (FHA|USDA|VA) 4 $990,000 $247,500 $5,246 3.41%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $975,000 $325,000 $6,782 3.46%
MODESTO, CA (FHA|USDA|VA) 4 $970,000 $242,500 $6,302 3.84%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $970,000 $161,667 $3,079 3.73%
BILLINGS, MT (FHA|USDA|VA) 4 $960,000 $240,000 $3,921 3.59%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $945,000 $189,000 $4,122 3.73%
Granbury, TX (FHA|USDA|VA) 3 $935,000 $311,667 $7,164 3.08%
Clearlake, CA (FHA|USDA|VA) 4 $930,000 $232,500 $3,229 3.88%
VISALIA, CA (FHA|USDA|VA) 6 $920,000 $153,333 $3,350 3.50%
VALLEJO, CA (FHA|USDA|VA) 4 $910,000 $227,500 $3,333 3.50%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $910,000 $227,500 $5,142 4.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $910,000 $227,500 $3,258 3.41%
MERCED, CA (FHA|USDA|VA) 6 $910,000 $151,667 $2,776 3.54%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $885,000 $177,000 $4,793 3.70%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $885,000 $295,000 $2,223 3.79%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $880,000 $220,000 $2,839 3.44%
STOCKTON, CA (FHA|USDA|VA) 4 $880,000 $220,000 $4,452 3.84%
Paragould, AR (FHA|USDA|VA) 2 $870,000 $435,000 $0 3.75%
LINCOLN, NE (FHA|USDA|VA) 4 $860,000 $215,000 $3,419 3.41%
WICHITA, KS (FHA|USDA|VA) 5 $855,000 $171,000 $2,891 3.68%
LOGAN, UT-ID (FHA|USDA|VA) 4 $850,000 $212,500 $6,539 3.88%
VALDOSTA, GA (FHA|USDA|VA) 4 $850,000 $212,500 $2,061 3.66%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $850,000 $212,500 $6,093 3.59%
Minot, ND (FHA|USDA|VA) 4 $840,000 $210,000 $3,478 3.56%
SUMTER, SC (FHA|USDA|VA) 4 $840,000 $210,000 $4,623 3.81%
DOTHAN, AL (FHA|USDA|VA) 4 $840,000 $210,000 $3,458 3.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $830,000 $415,000 $7,333 3.38%
FARGO, ND-MN (FHA|USDA|VA) 3 $825,000 $275,000 $2,438 3.08%
CASPER, WY (FHA|USDA|VA) 3 $815,000 $271,667 $4,803 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $810,000 $202,500 $2,889 3.56%
Hillsdale, MI (FHA|USDA|VA) 1 $805,000 $805,000 $28,128 3.75%
KOKOMO, IN (FHA|USDA|VA) 3 $795,000 $265,000 $3,631 3.79%
Martinsville, VA (FHA|USDA|VA) 2 $790,000 $395,000 $2,992 3.69%
LYNCHBURG, VA (FHA|USDA|VA) 3 $785,000 $261,667 $5,037 3.54%
Rock Springs, WY (FHA|USDA|VA) 4 $780,000 $195,000 $4,397 3.47%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $770,000 $192,500 $11,495 3.78%
Enterprise, AL (FHA|USDA|VA) 3 $765,000 $255,000 $4,429 3.17%
WACO, TX (FHA|USDA|VA) 5 $765,000 $153,000 $3,955 3.65%
Guymon, OK (FHA|USDA|VA) 1 $765,000 $765,000 $0 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $760,000 $380,000 $3,240 3.56%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $755,000 $151,000 $1,984 3.43%
Americus, GA (FHA|USDA|VA) 3 $755,000 $251,667 $11,716 3.71%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $750,000 $187,500 $2,661 3.25%
St. Marys, GA (FHA|USDA|VA) 3 $745,000 $248,333 $4,026 3.54%
Searcy, AR (FHA|USDA|VA) 4 $740,000 $185,000 $3,275 3.91%
Marion, OH (FHA|USDA|VA) 2 $740,000 $370,000 $0 3.50%
North Wilkesboro, NC (FHA|USDA|VA) 2 $740,000 $370,000 $0 3.56%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $735,000 $245,000 $6,876 4.29%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $725,000 $241,667 $7,815 3.42%
Cedar City, UT (FHA|USDA|VA) 3 $725,000 $241,667 $3,570 3.83%
Pella, IA (FHA|USDA|VA) 1 $705,000 $705,000 $0 4.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $705,000 $235,000 $5,941 3.54%
Concord, NH (FHA|USDA|VA) 3 $705,000 $235,000 $3,545 3.63%
FAIRBANKS, AK (FHA|USDA|VA) 4 $700,000 $175,000 $3,019 3.53%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $695,000 $231,667 $3,493 3.54%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $690,000 $172,500 $4,367 3.53%
NEW BERN, NC (FHA|USDA|VA) 4 $680,000 $170,000 $3,790 3.34%
Stevens Point, WI (FHA|USDA|VA) 2 $680,000 $340,000 $13,874 3.81%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $675,000 $225,000 $5,846 3.33%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $665,000 $221,667 $2,273 3.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $660,000 $165,000 $3,360 4.19%
El Dorado, AR (FHA|USDA|VA) 1 $655,000 $655,000 $11,173 3.63%
Lebanon, MO (FHA|USDA|VA) 3 $655,000 $218,333 $3,200 3.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $655,000 $218,333 $5,019 3.83%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $635,000 $211,667 $3,944 3.63%
Bardstown, KY (FHA|USDA|VA) 2 $630,000 $315,000 $5,201 3.50%
RACINE, WI (FHA|USDA|VA) 3 $625,000 $208,333 $3,069 3.42%
Albertville, AL (FHA|USDA|VA) 3 $625,000 $208,333 $2,173 3.46%
Vidalia, GA (FHA|USDA|VA) 2 $620,000 $310,000 $5,383 3.44%
EL CENTRO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $5,526 3.56%
Klamath Falls, OR (FHA|USDA|VA) 3 $615,000 $205,000 $4,248 3.38%
JOPLIN, MO (FHA|USDA|VA) 3 $615,000 $205,000 $4,336 3.71%
Payson, AZ (FHA|USDA|VA) 3 $615,000 $205,000 $4,151 3.67%
Greensburg, IN (FHA|USDA|VA) 2 $610,000 $305,000 $7,155 3.69%
Del Rio, TX (FHA|USDA|VA) 2 $610,000 $305,000 $0 3.25%
SANTA FE, NM (FHA|USDA|VA) 3 $605,000 $201,667 $3,258 3.38%
LIMA, OH (FHA|USDA|VA) 2 $600,000 $300,000 $4,451 4.13%
YUBA CITY, CA (FHA|USDA|VA) 3 $595,000 $198,333 $2,258 3.92%
CLEVELAND, TN (FHA|USDA|VA) 3 $595,000 $198,333 $3,721 3.50%
WENATCHEE, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,910 4.13%
Lewisburg, TN (FHA|USDA|VA) 3 $575,000 $191,667 $4,401 3.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $575,000 $575,000 $10,812 3.25%
Union, SC (FHA|USDA|VA) 1 $575,000 $575,000 $0 3.75%
Beaver Dam, WI (FHA|USDA|VA) 3 $575,000 $191,667 $4,158 3.75%
Wilson, NC (FHA|USDA|VA) 3 $575,000 $191,667 $2,421 3.67%
Clovis, NM (FHA|USDA|VA) 2 $570,000 $285,000 $6,217 2.94%
Columbus, MS (FHA|USDA|VA) 2 $570,000 $285,000 $8,880 3.44%
LAS CRUCES, NM (FHA|USDA|VA) 3 $565,000 $188,333 $3,095 3.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $565,000 $188,333 $0 3.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $560,000 $280,000 $4,933 3.56%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $560,000 $280,000 $4,664 3.44%
Fallon, NV (FHA|USDA|VA) 2 $560,000 $280,000 $4,555 3.50%
AMARILLO, TX (FHA|USDA|VA) 4 $560,000 $140,000 $2,615 3.34%
GREAT FALLS, MT (FHA|USDA|VA) 3 $555,000 $185,000 $4,644 3.33%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $550,000 $275,000 $5,672 3.44%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $545,000 $181,667 $4,555 3.79%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $545,000 $181,667 $4,021 3.83%
MONROE, LA (FHA|USDA|VA) 2 $540,000 $270,000 $3,175 3.50%
PEORIA, IL (FHA|USDA|VA) 3 $535,000 $178,333 $3,045 3.50%
GREEN BAY, WI (FHA|USDA|VA) 3 $535,000 $178,333 $3,277 3.79%
MUSKEGON, MI (FHA|USDA|VA) 4 $530,000 $132,500 $4,276 3.84%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $525,000 $525,000 $12,236 3.38%
MANSFIELD, OH (FHA|USDA|VA) 2 $520,000 $260,000 $3,803 4.13%
SAGINAW, MI (FHA|USDA|VA) 2 $520,000 $260,000 $3,909 3.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $520,000 $260,000 $5,034 4.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $520,000 $260,000 $4,271 3.31%
GETTYSBURG, PA (FHA|USDA|VA) 1 $515,000 $515,000 $8,065 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $515,000 $515,000 $8,928 3.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $510,000 $255,000 $6,310 4.00%
MIDLAND, MI (FHA|USDA|VA) 2 $510,000 $255,000 $5,542 3.00%
Helena, MT (FHA|USDA|VA) 3 $505,000 $168,333 $1,756 3.25%
Gallup, NM (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.25%
Cookeville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $2,959 4.04%
PANAMA CITY, FL (FHA|USDA|VA) 2 $500,000 $250,000 $4,115 3.25%
Elkins, WV (FHA|USDA|VA) 1 $495,000 $495,000 $11,433 3.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $495,000 $165,000 $3,642 4.17%
Fremont, OH (FHA|USDA|VA) 3 $495,000 $165,000 $0 3.38%
GRANTS PASS, OR (FHA|USDA|VA) 3 $485,000 $161,667 $2,409 3.46%
Juneau, AK (FHA|USDA|VA) 1 $485,000 $485,000 $2,021 4.00%
Laurinburg, NC (FHA|USDA|VA) 2 $480,000 $240,000 $2,293 3.56%
Scottsbluff, NE (FHA|USDA|VA) 2 $480,000 $240,000 $6,027 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,415 3.75%
Palatka, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,855 3.13%
DULUTH, MN-WI (FHA|USDA|VA) 2 $480,000 $240,000 $0 3.94%
MONROE, MI (FHA|USDA|VA) 3 $475,000 $158,333 $1,848 3.71%
Clinton, IA (FHA|USDA|VA) 2 $470,000 $235,000 $1,169 3.56%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $470,000 $235,000 $4,551 3.25%
Calhoun, GA (FHA|USDA|VA) 3 $465,000 $155,000 $4,606 3.88%
Ontario, OR-ID (FHA|USDA|VA) 3 $465,000 $155,000 $4,037 3.42%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $460,000 $230,000 $2,183 4.06%
Gaffney, SC (FHA|USDA|VA) 2 $460,000 $230,000 $5,824 3.50%
Norfolk, NE (FHA|USDA|VA) 1 $455,000 $455,000 $10,154 2.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $455,000 $151,667 $3,003 3.42%
Lawrenceburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $3,504 3.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $450,000 $225,000 $4,428 3.75%
LONGVIEW, TX (FHA|USDA|VA) 4 $450,000 $112,500 $2,327 3.72%
TOPEKA, KS (FHA|USDA|VA) 2 $450,000 $225,000 $6,657 4.88%
NILES, MI (FHA|USDA|VA) 2 $450,000 $225,000 $2,187 3.69%
CHARLESTON, WV (FHA|USDA|VA) 1 $445,000 $445,000 $5,092 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $445,000 $445,000 $6,615 3.75%
Marinette, WI-MI (FHA|USDA|VA) 1 $445,000 $445,000 $5,935 4.00%
APPLETON, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,990 3.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $440,000 $220,000 $3,221 3.63%
Ardmore, OK (FHA|USDA|VA) 2 $440,000 $220,000 $2,623 3.75%
Seneca, SC (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.00%
Mountain Home, AR (FHA|USDA|VA) 2 $430,000 $215,000 $3,360 3.31%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $430,000 $215,000 $7,599 3.19%
MANHATTAN, KS (FHA|USDA|VA) 2 $430,000 $215,000 $3,327 3.31%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $430,000 $215,000 $5,061 2.88%
Greeneville, TN (FHA|USDA|VA) 3 $425,000 $141,667 $4,001 3.38%
TYLER, TX (FHA|USDA|VA) 2 $420,000 $210,000 $3,443 3.19%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $420,000 $210,000 $3,881 3.56%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $415,000 $138,333 $4,986 3.63%
CaƱon City, CO (FHA|USDA|VA) 1 $415,000 $415,000 $3,330 3.25%
Alamogordo, NM (FHA|USDA|VA) 2 $410,000 $205,000 $0 3.25%
Susanville, CA (FHA|USDA|VA) 1 $405,000 $405,000 $0 4.38%
Helena-West Helena, AR (FHA|USDA|VA) 1 $405,000 $405,000 $8,473 4.25%
JACKSON, TN (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.63%
Chillicothe, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,700 4.31%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $400,000 $200,000 $3,987 3.81%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $400,000 $200,000 $2,616 4.00%
BELLINGHAM, WA (FHA|USDA|VA) 2 $400,000 $200,000 $4,870 3.81%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $390,000 $195,000 $4,135 3.31%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $390,000 $195,000 $1,476 4.06%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $390,000 $195,000 $3,347 3.94%
Zanesville, OH (FHA|USDA|VA) 1 $385,000 $385,000 $6,566 2.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $385,000 $385,000 $11,939 3.50%
Elk City, OK (FHA|USDA|VA) 2 $380,000 $190,000 $3,998 3.75%
Paris, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,285 3.50%
Manitowoc, WI (FHA|USDA|VA) 1 $375,000 $375,000 $4,779 3.38%
Port Angeles, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.00%
Washington Court House, OH (FHA|USDA|VA) 2 $370,000 $185,000 $2,793 3.63%
Fergus Falls, MN (FHA|USDA|VA) 2 $370,000 $185,000 $5,576 3.63%
POCATELLO, ID (FHA|USDA|VA) 2 $370,000 $185,000 $3,766 3.13%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $370,000 $185,000 $2,269 4.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $360,000 $180,000 $7,595 3.56%
Frankfort, KY (FHA|USDA|VA) 2 $360,000 $180,000 $5,132 3.69%
Deming, NM (FHA|USDA|VA) 2 $360,000 $180,000 $833 4.31%
Lewistown, PA (FHA|USDA|VA) 2 $360,000 $180,000 $4,367 3.31%
Richmond, IN (FHA|USDA|VA) 1 $355,000 $355,000 $0 2.88%
Indiana, PA (FHA|USDA|VA) 1 $355,000 $355,000 $7,415 4.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.00%
Fairmont, WV (FHA|USDA|VA) 2 $350,000 $175,000 $4,769 3.38%
DUBUQUE, IA (FHA|USDA|VA) 2 $350,000 $175,000 $3,327 3.81%
ROME, GA (FHA|USDA|VA) 2 $350,000 $175,000 $5,554 3.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $345,000 $345,000 $7,231 3.25%
Defiance, OH (FHA|USDA|VA) 1 $345,000 $345,000 $4,589 4.13%
Mexico, MO (FHA|USDA|VA) 2 $340,000 $170,000 $0 3.44%
Athens, TN (FHA|USDA|VA) 2 $340,000 $170,000 $4,959 4.00%
LANCASTER, PA (FHA|USDA|VA) 2 $340,000 $170,000 $4,058 3.56%
FLORENCE, SC (FHA|USDA|VA) 2 $340,000 $170,000 $2,089 3.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $330,000 $165,000 $3,356 3.50%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $325,000 $325,000 $9,283 4.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $320,000 $160,000 $2,247 3.69%
Bellefontaine, OH (FHA|USDA|VA) 2 $320,000 $160,000 $0 3.44%
Pottsville, PA (FHA|USDA|VA) 2 $320,000 $160,000 $1,793 3.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $315,000 $315,000 $4,600 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.25%
Crossville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $1,579 3.75%
Evanston, WY (FHA|USDA|VA) 1 $315,000 $315,000 $4,501 3.75%
Sedalia, MO (FHA|USDA|VA) 1 $315,000 $315,000 $6,191 4.13%
Camden, AR (FHA|USDA|VA) 1 $315,000 $315,000 $4,364 4.25%
Clarksburg, WV (FHA|USDA|VA) 1 $315,000 $315,000 $5,876 3.63%
Waycross, GA (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.56%
Van Wert, OH (FHA|USDA|VA) 2 $310,000 $155,000 $2,633 3.63%
CHICO, CA (FHA|USDA|VA) 2 $310,000 $155,000 $3,110 3.44%
Wauchula, FL (FHA|USDA|VA) 2 $310,000 $155,000 $2,663 3.25%
Traverse City, MI (FHA|USDA|VA) 1 $305,000 $305,000 $4,790 3.75%
New Castle, PA (FHA|USDA|VA) 1 $305,000 $305,000 $7,822 3.13%
Salem, OH (FHA|USDA|VA) 2 $300,000 $150,000 $3,145 3.75%
MADERA, CA (FHA|USDA|VA) 2 $300,000 $150,000 $3,393 3.50%
Logansport, IN (FHA|USDA|VA) 1 $295,000 $295,000 $8,607 4.13%
Mountain Home, ID (FHA|USDA|VA) 1 $295,000 $295,000 $5,721 3.25%
Campbellsville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.88%
West Plains, MO (FHA|USDA|VA) 1 $295,000 $295,000 $8,318 3.25%
Huntington, IN (FHA|USDA|VA) 1 $295,000 $295,000 $3,760 4.25%
TWIN FALLS, ID (FHA|USDA|VA) 1 $285,000 $285,000 $5,666 3.38%
FOND DU LAC, WI (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.00%
Nogales, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.50%
Orangeburg, SC (FHA|USDA|VA) 2 $280,000 $140,000 $3,074 3.69%
Crescent City, CA (FHA|USDA|VA) 2 $280,000 $140,000 $3,637 3.75%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $280,000 $140,000 $2,947 3.13%
READING, PA (FHA|USDA|VA) 2 $280,000 $140,000 $2,618 3.38%
Shelbyville, TN (FHA|USDA|VA) 2 $280,000 $140,000 $1,030 3.81%
LEBANON, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,999 5.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $275,000 $275,000 $10,885 3.38%
Ashland, OH (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $275,000 $275,000 $5,330 3.13%
Kennett, MO (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $270,000 $135,000 $3,667 3.75%
Sheridan, WY (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $5,708 3.63%
Cambridge, OH (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.88%
Bemidji, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,475 3.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.25%
Forrest City, AR (FHA|USDA|VA) 1 $265,000 $265,000 $6,661 3.50%
New Castle, IN (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,176 5.75%
Huntsville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,536 3.25%
Brevard, NC (FHA|USDA|VA) 1 $255,000 $255,000 $1,741 4.50%
North Platte, NE (FHA|USDA|VA) 1 $255,000 $255,000 $6,232 3.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $255,000 $255,000 $4,209 3.75%
Scottsburg, IN (FHA|USDA|VA) 2 $250,000 $125,000 $1,586 3.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $250,000 $125,000 $2,142 3.50%
Thomaston, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.25%
BECKLEY, WV (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.13%
Snyder, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.13%
Ruidoso, NM (FHA|USDA|VA) 1 $245,000 $245,000 $5,919 3.50%
STAUNTON, VA (FHA|USDA|VA) 1 $245,000 $245,000 $8,588 3.50%
Madisonville, KY (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.50%
BOULDER, CO (FHA|USDA|VA) 1 $235,000 $235,000 $3,897 3.75%
Raymondville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,179 3.63%
Jesup, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.25%
Forest City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,728 3.13%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $3,743 3.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,449 5.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $230,000 $115,000 $2,209 3.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,874 3.38%
Central City, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.25%
Rexburg, ID (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.75%
MADISON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,220 3.63%
Rochelle, IL (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.75%
Spencer, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,433 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,802 3.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,118 4.25%
Owatonna, MN (FHA|USDA|VA) 1 $225,000 $225,000 $3,649 5.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
DALTON, GA (FHA|USDA|VA) 2 $220,000 $110,000 $2,098 3.31%
Georgetown, SC (FHA|USDA|VA) 1 $215,000 $215,000 $12,986 3.38%
Altus, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,057 3.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.63%
Astoria, OR (FHA|USDA|VA) 1 $215,000 $215,000 $3,703 3.00%
Effingham, IL (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,961 3.25%
Sweetwater, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,162 4.00%
Moultrie, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,843 4.75%
Brownwood, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,606 3.75%
Palestine, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.63%
Laramie, WY (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $3,716 3.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $205,000 $205,000 $3,478 3.75%
Mason City, IA (FHA|USDA|VA) 1 $205,000 $205,000 $1,026 3.50%
Carroll, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,162 3.38%
Ottawa, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,073 3.00%
Greenwood, SC (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
Scottsboro, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,130 4.00%
Athens, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,170 3.25%
Fort Dodge, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,281 3.88%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $2,351 6.25%
Big Spring, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,828 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,713 3.13%
Centralia, IL (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.25%
Hood River, OR (FHA|USDA|VA) 1 $195,000 $195,000 $4,473 3.63%
Hailey, ID (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.25%
Atmore, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,048 3.50%
Albemarle, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,443 6.25%
Warren, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,774 3.75%
Angola, IN (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.25%
Douglas, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,879 3.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.88%
Hannibal, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,231 3.50%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,996 3.50%
Cullman, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,625 4.13%
Riverton, WY (FHA|USDA|VA) 1 $185,000 $185,000 $2,771 4.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,413 2.88%
Henderson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.25%
Milledgeville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,859 3.50%
Galesburg, IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.88%
Jackson, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,294 4.38%
Sterling, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,422 3.38%
Malvern, AR (FHA|USDA|VA) 1 $175,000 $175,000 $4,339 3.25%
Coldwater, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,059 3.25%
Harrison, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,705 3.50%
GREENVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,651 3.50%
Tifton, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,261 3.38%
Hastings, NE (FHA|USDA|VA) 1 $175,000 $175,000 $3,518 3.75%
Batesville, AR (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,377 3.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,620 3.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,949 4.00%
Burley, ID (FHA|USDA|VA) 1 $165,000 $165,000 $1,185 2.88%
Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,618 3.13%
DANVILLE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,922 3.25%
Dyersburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,120 3.25%
McAlester, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,391 3.63%
Tiffin, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.75%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,843 3.38%
DeRidder, LA (FHA|USDA|VA) 1 $155,000 $155,000 $776 3.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $279 3.25%
JONESBORO, AR (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.88%
Muscatine, IA (FHA|USDA|VA) 1 $155,000 $155,000 $1,351 4.25%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,673 3.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,956 4.13%
Bozeman, MT (FHA|USDA|VA) 1 $155,000 $155,000 $3,605 4.75%
ENID, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,383 3.38%
Jefferson, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,415 3.63%
BAY CITY, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,420 2.88%
Ozark, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,402 4.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,168 4.00%
LAWRENCE, KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.88%
Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,022 3.50%
Fort Polk South, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.25%
Laconia, NH (FHA|USDA|VA) 1 $135,000 $135,000 $4,071 4.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.38%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.63%
Glasgow, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,163 3.00%
Prineville, OR (FHA|USDA|VA) 1 $135,000 $135,000 $6,302 3.75%
Duncan, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.50%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,361 4.00%
Rockingham, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,074 3.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $125,000 $125,000 $2,917 3.25%
Macomb, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
Shawnee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,784 4.25%
Lewisburg, PA (FHA|USDA|VA) 1 $125,000 $125,000 $1,685 3.25%
El Campo, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,523 3.00%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,238 3.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,708 6.25%
Fort Payne, AL (FHA|USDA|VA) 1 $115,000 $115,000 $2,672 2.88%
Morgan City, LA (FHA|USDA|VA) 1 $115,000 $115,000 $2,836 3.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
KANKAKEE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,894 3.75%
Winfield, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,021 3.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.88%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $105,000 $105,000 $1,936 3.75%
The Dalles, OR (FHA|USDA|VA) 1 $105,000 $105,000 $1,681 4.00%
DECATUR, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.88%
Lake City, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $85,000 $85,000 $1,117 3.50%
Union City, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.13%
Roswell, NM (FHA|USDA|VA) 1 $85,000 $85,000 $2,718 3.25%
Norwalk, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $1,773 4.25%
Keene, NH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.75%
Kalispell, MT (FHA|USDA|VA) 1 $85,000 $85,000 $1,670 3.50%
JACKSON, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,170 4.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.13%
Branson, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,544 4.00%
Low Va Rates's top markets include Las Vegas, Atlanta, Phoenix, Dallas, and Washington among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Low VA Rates based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 27
    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 33
    Bossier Federal Credit Union
    Similarity Rank: 42
    RED CROWN
    Similarity Rank: 45
    A. E. A. Federal Credit Union
    Similarity Rank: 48
    American Southwest Credit Union
    Similarity Rank: 63
    ABNB Federal Credit Union
    Similarity Rank: 75
    Tulsa Federal Credit Union
    Similarity Rank: 84
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 90
    Citizens Tri-County Bank
    Similarity Rank: 104

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 3,937 $906,125,000 $230,156 $4,310 3.63%
    Conventional 83 $18,935,000 $228,133 $4,096 4.30%
    FHA 43 $9,935,000 $231,047 $4,203 4.24%

    For 2019, Low Va Rates's most frequently originated type of loan was VA, with 3,937 originations. Their 2nd most popular type was Conventional, with 83 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 3,676 $842,410,000 $229,165 $4,311 3.57%
    Cash Out Refi 231 $56,895,000 $246,299 $4,188 4.33%
    Home Purchase 156 $35,690,000 $228,782 $4,372 4.57%

    For 2019, Low Va Rates's most frequently cited loan purpose was Refi, with 3,676 originations. The 2nd most popular reason was Cash Out Refi, with 231 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,764 $866,820,000 $230,292 $4,309 3.64%
    Other 241 $54,895,000 $227,780 $4,191 3.77%
    20 Year 35 $8,415,000 $240,429 $4,889 3.59%
    15 Year 22 $4,760,000 $216,364 $3,848 3.65%
    10 Year 1 $105,000 $105,000 $0 0.00%

    For 2019, Low Va Rates's most frequently cited loan duration was 30 Year, with 3,764 originations. The 2nd most popular length was Other, with 241 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 911 $156,665,000 $171,970
    $2k-3k 719 $171,345,000 $238,310
    $<1k 687 $129,345,000 $188,275
    $3k-4k 327 $94,765,000 $289,801
    $5k+ 255 $95,315,000 $373,784
    $4k-5k 185 $60,685,000 $328,027

    Low Va Rates's average total fees were $4,309, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 911 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,885 $667,675,000 $231,430
    4-5% 710 $161,950,000 $228,099
    2.5-3% 388 $86,120,000 $221,959
    5-6% 57 $14,265,000 $250,263
    6-7% 20 $4,500,000 $225,000
    Over 8% 2 $380,000 $190,000
    <2.5% 1 $105,000 $105,000

    During 2019, Low Va Rates's average interest rate for loans was 3.64%, while their most frequently originated rate bucket for loans was 3-4%, with 2,885 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,859 $507,365,000 $272,924 $4,938 3.65%
    $100k-200k 1,572 $242,290,000 $154,128 $3,159 3.64%
    $100,000 or less 304 $24,990,000 $82,204 $2,078 3.66%
    $400k-600k 294 $136,280,000 $463,537 $7,762 3.67%
    $600k-1MM 33 $23,065,000 $698,939 $13,792 3.72%
    $1MM+ 1 $1,005,000 $1,005,000 $0 3.75%

    2019 saw Low Va Rates place emphasis on $200k-400k loans with 1,859 originations, totaling $507,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,670 $841,280,000 $229,232 $4,317 3.57%
    $50k-75k 144 $33,660,000 $233,750 $4,282 4.46%
    $75k-100k 119 $28,105,000 $236,176 $4,287 4.40%
    $100k-150k 95 $23,445,000 $246,789 $3,978 4.32%
    $150k-250k 30 $7,640,000 $254,667 $4,558 4.06%
    $250k+ 5 $865,000 $173,000 $3,004 4.35%

    Low Va Rates lent most frequently to those with incomes in the $50k or less range, with 3,670 originations. The second most popular income band? $50k-75k, with 144 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 72 $19,380,000 $269,167 $6,585 3.55%
    30-36% 49 $11,085,000 $226,224 $6,143 3.64%
    20-30% 34 $8,410,000 $247,353 $7,828 3.58%
    43% 23 $5,795,000 $251,957 $7,442 3.80%
    47% 21 $6,065,000 $288,810 $7,654 3.76%
    39% 16 $3,960,000 $247,500 $6,983 3.46%
    49% 15 $4,265,000 $284,333 $4,927 3.56%
    40% 14 $3,180,000 $227,143 $4,736 3.78%
    42% 14 $4,080,000 $291,429 $6,563 3.39%
    >60% 12 $3,280,000 $273,333 $3,961 3.60%
    48% 12 $3,230,000 $269,167 $4,300 3.82%
    44% 11 $2,925,000 $265,909 $7,006 3.52%
    45% 11 $3,255,000 $295,909 $6,543 3.65%
    46% 11 $3,285,000 $298,636 $6,779 3.75%
    38% 11 $3,585,000 $325,909 $7,632 3.81%
    41% 10 $2,570,000 $257,000 $5,592 3.79%
    36% 10 $2,200,000 $220,000 $7,347 3.58%
    <20% 9 $2,055,000 $228,333 $2,419 3.43%
    37% 7 $1,725,000 $246,429 $10,022 3.54%

    Low Va Rates lent most frequently to those with DTI ratios of 50-60%, with 72 originations. The next most common DTI ratio? 30-36%, with 49 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,558 $595,010,000 $232,608 $4,396 3.64%
    Black 842 $191,040,000 $226,888 $4,107 3.69%
    Not provided 537 $118,895,000 $221,406 $4,174 3.61%
    American Indian 57 $13,845,000 $242,895 $4,503 3.60%
    Asian 47 $11,275,000 $239,894 $4,419 3.68%
    Native Hawaiian or Islander 21 $4,825,000 $229,762 $3,906 3.61%
    Filipino 1 $105,000 $105,000 $2,284 6.25%

    Approval Rates

    Total approvals of all applications
    96.38%

    Low Va Rates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.80%

    Low Va Rates has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,063 $934,995,000 $230,124

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 133 $20,685,000 $155,526
    Single Family (1-4 Units):Site-Built 3,930 $914,310,000 $232,649

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 1 $35,000 $35,000 $1,374 3.25%
    60-80% 12 $2,620,000 $218,333 $4,837 3.64%
    80-100% 2,311 $517,685,000 $224,009 $4,162 3.65%
    Over 100% 910 $224,480,000 $246,681 $4,676 3.67%
    Under 20% 3 $45,000 $15,000 $153 3.04%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Liberty Finance Co., Inc. Conventional home mortgage Struggling to pay mortgage 1 100.0%