Low Va Rates Mortgage Rates, Fees & Info

Brighton, CO

LEI: 5493004RCIKTZ2ZKII25

Tax ID: 46-3435079

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Low Va Rates is a small mortgage company specializing in Refi loans. Low Va Rates has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Las Vegas, Washington, Atlanta, Riverside, and Phoenix among others. We have data for 628 markets. (Some data included below & more in-depth data is available with an active subscription.)

Low Va Rates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Low Va Rates is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/21/24
30 Year Conventional Refi 6.75% 4/21/24
30 Year FHA Purchase 7.16% 4/21/24
30 Year FHA Refi 7.08% 4/21/24
30 Year VA Purchase 6.55% 4/21/24
30 Year VA Refi 6.37% 4/21/24
15 Year Conventional Refi 7.06% 4/21/24
15 Year Cash-out Refi 7.06% 4/21/24
15 Year VA Refi 6.62% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Low Va Rates Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Low Va Rates. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,786

Origination Dollar Volume (All Markets)

$1,629,500,000
Show all (204) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 311 $96,045,000 $308,826 $5,202 2.62%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 152 $60,650,000 $399,013 $7,029 2.47%
Outside of Metro Areas 322 $58,720,000 $182,360 $4,039 2.43%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 181 $43,505,000 $240,359 $4,345 2.45%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 99 $35,065,000 $354,192 $6,272 2.49%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 133 $34,555,000 $259,812 $5,051 2.47%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 130 $33,270,000 $255,923 $4,708 2.53%
SALT LAKE CITY, UT (FHA|USDA|VA) 103 $31,425,000 $305,097 $4,784 2.67%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 112 $29,340,000 $261,964 $4,538 2.44%
PROVO-OREM, UT (FHA|USDA|VA) 82 $27,710,000 $337,927 $3,624 2.64%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 111 $27,575,000 $248,423 $4,696 2.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 109 $24,985,000 $229,220 $3,989 2.51%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 94 $22,560,000 $240,000 $4,710 2.47%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 74 $21,670,000 $292,838 $4,868 2.51%
OKLAHOMA CITY, OK (FHA|USDA|VA) 95 $19,785,000 $208,263 $4,670 2.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 45 $17,965,000 $399,222 $5,876 2.41%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 75 $17,445,000 $232,600 $3,722 2.41%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 71 $16,935,000 $238,521 $4,139 2.49%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 64 $16,890,000 $263,906 $4,534 2.47%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 41 $16,705,000 $407,439 $6,184 2.42%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 51 $16,515,000 $323,824 $5,752 2.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 83 $15,925,000 $191,867 $3,962 2.43%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 81 $15,845,000 $195,617 $4,433 2.53%
URBAN HONOLULU, HI (FHA|USDA|VA) 33 $15,645,000 $474,091 $6,913 2.41%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 54 $15,550,000 $287,963 $5,221 2.47%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 44 $14,730,000 $334,773 $5,565 2.43%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 44 $14,720,000 $334,545 $5,462 2.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 53 $14,715,000 $277,642 $4,143 2.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 47 $14,705,000 $312,872 $6,751 2.40%
KANSAS CITY, MO-KS (FHA|USDA|VA) 61 $14,615,000 $239,590 $4,614 2.37%
JACKSONVILLE, FL (FHA|USDA|VA) 60 $14,040,000 $234,000 $4,518 2.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 37 $13,005,000 $351,486 $6,861 2.47%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 50 $12,410,000 $248,200 $4,430 2.36%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 61 $11,545,000 $189,262 $3,475 2.41%
ANCHORAGE, AK (FHA|USDA|VA) 37 $10,835,000 $292,838 $5,969 2.31%
RICHMOND, VA (FHA|USDA|VA) 41 $10,535,000 $256,951 $3,874 2.45%
COLUMBIA, SC (FHA|USDA|VA) 50 $10,450,000 $209,000 $4,058 2.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 41 $10,155,000 $247,683 $4,743 2.58%
FAYETTEVILLE, NC (FHA|USDA|VA) 59 $9,905,000 $167,881 $3,503 2.47%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 29 $9,685,000 $333,966 $5,179 2.34%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 33 $9,555,000 $289,545 $4,577 2.39%
BOISE CITY, ID (FHA|USDA|VA) 31 $8,805,000 $284,032 $5,337 2.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $8,560,000 $267,500 $6,820 2.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 40 $7,700,000 $192,500 $3,721 2.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 39 $7,675,000 $196,795 $4,797 2.48%
EL PASO, TX (FHA|USDA|VA) 47 $7,665,000 $163,085 $3,029 2.48%
KNOXVILLE, TN (FHA|USDA|VA) 31 $7,575,000 $244,355 $4,646 2.41%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 43 $7,265,000 $168,953 $3,550 2.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 36 $7,260,000 $201,667 $4,561 2.30%
TUCSON, AZ (FHA|USDA|VA) 33 $7,215,000 $218,636 $4,024 2.38%
ST. GEORGE, UT (FHA|USDA|VA) 23 $6,965,000 $302,826 $5,311 2.59%
LOUISVILLE, KY (FHA|USDA|VA) 38 $6,950,000 $182,895 $4,032 2.43%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 32 $6,870,000 $214,688 $3,704 2.48%
RENO, NV (FHA|USDA|VA) 21 $6,835,000 $325,476 $5,961 2.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 29 $6,785,000 $233,966 $4,264 2.50%
TULSA, OK (FHA|USDA|VA) 33 $6,445,000 $195,303 $4,446 2.45%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 34 $6,230,000 $183,235 $3,058 2.46%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 28 $6,110,000 $218,214 $4,920 2.45%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $6,045,000 $355,588 $5,840 2.46%
COLUMBUS, OH (FHA|USDA|VA) 31 $5,985,000 $193,065 $3,432 2.46%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 25 $5,935,000 $237,400 $4,182 2.33%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 12 $5,490,000 $457,500 $6,232 2.35%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $5,425,000 $417,308 $5,315 2.53%
HUNTSVILLE, AL (FHA|USDA|VA) 19 $5,275,000 $277,632 $4,886 2.49%
SPRINGFIELD, MO (FHA|USDA|VA) 28 $5,200,000 $185,714 $3,647 2.46%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $5,145,000 $205,800 $5,072 2.51%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $5,125,000 $165,323 $3,958 2.31%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 21 $5,025,000 $239,286 $4,989 2.41%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 17 $4,995,000 $293,824 $5,022 2.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 27 $4,995,000 $185,000 $4,253 2.33%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 22 $4,980,000 $226,364 $4,729 2.34%
VALLEJO, CA (FHA|USDA|VA) 11 $4,975,000 $452,273 $8,856 2.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $4,970,000 $621,250 $11,328 2.11%
DOVER, DE (FHA|USDA|VA) 20 $4,970,000 $248,500 $5,514 2.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $4,870,000 $270,556 $5,202 2.35%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $4,860,000 $243,000 $4,417 2.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 28 $4,810,000 $171,786 $4,268 2.47%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $4,780,000 $217,273 $3,310 2.43%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $4,710,000 $157,000 $3,926 2.43%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 27 $4,675,000 $173,148 $4,397 2.43%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 25 $4,615,000 $184,600 $3,550 2.39%
SAVANNAH, GA (FHA|USDA|VA) 20 $4,490,000 $224,500 $3,684 2.40%
JACKSONVILLE, NC (FHA|USDA|VA) 24 $4,470,000 $186,250 $3,863 2.55%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $4,390,000 $219,500 $4,275 2.39%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 21 $4,385,000 $208,810 $3,897 2.37%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $4,070,000 $226,111 $4,553 2.37%
CHEYENNE, WY (FHA|USDA|VA) 14 $4,050,000 $289,286 $5,321 2.54%
PITTSBURGH, PA (FHA|USDA|VA) 28 $4,040,000 $144,286 $3,752 2.46%
MEDFORD, OR (FHA|USDA|VA) 13 $4,035,000 $310,385 $4,167 2.38%
SALEM, OR (FHA|USDA|VA) 16 $3,950,000 $246,875 $5,634 2.42%
WARNER ROBINS, GA (FHA|USDA|VA) 17 $3,935,000 $231,471 $3,560 2.43%
GREELEY, CO (FHA|USDA|VA) 12 $3,910,000 $325,833 $5,533 2.55%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $3,795,000 $253,000 $4,181 2.38%
HINESVILLE, GA (FHA|USDA|VA) 22 $3,790,000 $172,273 $3,574 2.44%
Heber, UT (FHA|USDA|VA) 11 $3,605,000 $327,727 $2,119 2.57%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $3,575,000 $210,294 $4,228 2.79%
STOCKTON, CA (FHA|USDA|VA) 11 $3,545,000 $322,273 $4,870 2.44%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $3,470,000 $247,857 $4,053 2.26%
FRESNO, CA (FHA|USDA|VA) 12 $3,440,000 $286,667 $5,955 2.35%
LAWTON, OK (FHA|USDA|VA) 18 $3,420,000 $190,000 $4,211 2.50%
BEND, OR (FHA|USDA|VA) 12 $3,370,000 $280,833 $7,049 2.31%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $3,365,000 $224,333 $4,132 2.58%
Fernley, NV (FHA|USDA|VA) 13 $3,305,000 $254,231 $5,574 2.53%
LAS CRUCES, NM (FHA|USDA|VA) 18 $3,190,000 $177,222 $3,566 2.56%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 18 $3,130,000 $173,889 $3,728 2.36%
WICHITA, KS (FHA|USDA|VA) 15 $3,125,000 $208,333 $4,550 2.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $3,095,000 $206,333 $4,472 2.37%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 17 $3,065,000 $180,294 $3,798 2.58%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $3,050,000 $254,167 $5,301 2.33%
BATON ROUGE, LA (FHA|USDA|VA) 13 $3,045,000 $234,231 $6,235 2.39%
OCALA, FL (FHA|USDA|VA) 18 $3,020,000 $167,778 $2,895 2.72%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 14 $3,000,000 $214,286 $4,135 2.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10 $2,990,000 $299,000 $5,773 2.38%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,985,000 $271,364 $4,371 2.36%
COLUMBUS, GA-AL (FHA|USDA|VA) 13 $2,935,000 $225,769 $4,721 2.39%
DAYTON-KETTERING, OH (FHA|USDA|VA) 16 $2,910,000 $181,875 $3,597 2.49%
WILMINGTON, NC (FHA|USDA|VA) 13 $2,875,000 $221,154 $4,466 2.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $2,760,000 $172,500 $3,503 2.41%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $2,730,000 $227,500 $4,286 2.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,725,000 $389,286 $9,547 2.46%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $2,655,000 $204,231 $3,135 2.62%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $2,590,000 $259,000 $4,770 2.33%
Outside of Metro Areas 6 $2,560,000 $426,667 $7,972 2.42%
FORT SMITH, AR-OK (FHA|USDA|VA) 14 $2,540,000 $181,429 $3,945 2.47%
Roseburg, OR (FHA|USDA|VA) 11 $2,475,000 $225,000 $4,688 2.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,415,000 $268,333 $3,918 2.40%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 14 $2,400,000 $171,429 $3,870 2.29%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $2,355,000 $214,091 $4,451 2.14%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,325,000 $258,333 $3,677 2.60%
SPARTANBURG, SC (FHA|USDA|VA) 12 $2,240,000 $186,667 $4,592 2.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,240,000 $280,000 $4,018 2.45%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,225,000 $202,273 $3,849 2.56%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,225,000 $445,000 $11,280 2.25%
PANAMA CITY, FL (FHA|USDA|VA) 9 $2,225,000 $247,222 $3,876 2.50%
TOLEDO, OH (FHA|USDA|VA) 14 $2,190,000 $156,429 $3,719 2.44%
DULUTH, MN-WI (FHA|USDA|VA) 11 $2,085,000 $189,545 $5,346 2.35%
VALDOSTA, GA (FHA|USDA|VA) 9 $2,055,000 $228,333 $2,951 2.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $2,050,000 $256,250 $5,628 2.52%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $2,025,000 $155,769 $3,459 2.59%
St. Marys, GA (FHA|USDA|VA) 10 $2,020,000 $202,000 $3,570 2.41%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $1,930,000 $160,833 $3,244 2.41%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,920,000 $320,000 $5,090 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $1,915,000 $174,091 $3,007 2.33%
MOBILE, AL (FHA|USDA|VA) 13 $1,915,000 $147,308 $3,417 2.43%
FAIRBANKS, AK (FHA|USDA|VA) 7 $1,815,000 $259,286 $6,632 2.34%
MODESTO, CA (FHA|USDA|VA) 6 $1,810,000 $301,667 $4,547 2.40%
ASHEVILLE, NC (FHA|USDA|VA) 9 $1,765,000 $196,111 $3,608 2.82%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,755,000 $250,714 $4,690 2.29%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $1,755,000 $159,545 $3,622 2.43%
AKRON, OH (FHA|USDA|VA) 10 $1,750,000 $175,000 $3,424 2.41%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,740,000 $290,000 $4,857 2.79%
MONTGOMERY, AL (FHA|USDA|VA) 9 $1,735,000 $192,778 $3,294 2.53%
LONGVIEW, TX (FHA|USDA|VA) 11 $1,705,000 $155,000 $3,379 2.51%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $1,705,000 $243,571 $3,640 2.95%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,817 2.36%
FORT COLLINS, CO (FHA|USDA|VA) 6 $1,670,000 $278,333 $4,459 2.27%
ABILENE, TX (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,735 2.44%
VISALIA, CA (FHA|USDA|VA) 7 $1,635,000 $233,571 $3,729 2.34%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,605,000 $229,286 $5,069 2.55%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $1,585,000 $144,091 $3,642 2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $1,575,000 $175,000 $3,812 2.46%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $1,560,000 $195,000 $4,676 2.34%
LOGAN, UT-ID (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,837 2.63%
SUMTER, SC (FHA|USDA|VA) 11 $1,545,000 $140,455 $3,847 2.34%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $1,535,000 $170,556 $5,052 2.33%
Kalispell, MT (FHA|USDA|VA) 4 $1,510,000 $377,500 $7,282 2.31%
EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,500,000 $187,500 $4,598 2.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,495,000 $213,571 $2,817 2.32%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,485,000 $297,000 $10,135 2.40%
CHICO, CA (FHA|USDA|VA) 5 $1,485,000 $297,000 $7,232 2.25%
MANHATTAN, KS (FHA|USDA|VA) 8 $1,480,000 $185,000 $2,259 2.53%
CEDAR RAPIDS, IA (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,035 2.39%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,428 2.65%
LINCOLN, NE (FHA|USDA|VA) 8 $1,450,000 $181,250 $2,898 2.22%
DOTHAN, AL (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,003 2.31%
CANTON-MASSILLON, OH (FHA|USDA|VA) 11 $1,425,000 $129,545 $3,324 2.30%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,585 2.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,176 2.36%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,723 2.70%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,453 2.29%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,846 2.33%
MADISON, WI (FHA|USDA|VA) 6 $1,350,000 $225,000 $4,993 2.35%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,335,000 $445,000 $7,375 2.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,315,000 $263,000 $8,668 2.10%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,300,000 $325,000 $9,280 1.90%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,160 2.40%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,280,000 $213,333 $3,092 2.25%
Clovis, NM (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,868 2.58%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $1,265,000 $140,556 $3,126 2.32%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,260,000 $157,500 $2,959 2.69%
AMARILLO, TX (FHA|USDA|VA) 6 $1,260,000 $210,000 $4,507 2.46%
Cookeville, TN (FHA|USDA|VA) 6 $1,250,000 $208,333 $3,535 2.58%
Gillette, WY (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,350 2.50%
SANTA FE, NM (FHA|USDA|VA) 4 $1,240,000 $310,000 $4,680 2.38%
Augusta-Waterville, ME (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,211 2.40%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,230,000 $153,750 $2,596 2.45%
KOKOMO, IN (FHA|USDA|VA) 7 $1,225,000 $175,000 $3,902 2.48%
CASPER, WY (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,700 2.38%
YUMA, AZ (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,665 2.34%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,992 2.55%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $1,185,000 $395,000 $8,917 2.29%
Alamogordo, NM (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,961 2.31%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,175,000 $235,000 $3,945 2.50%
BISMARCK, ND (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,540 2.40%
Georgetown, SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,506 2.33%
TOPEKA, KS (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,495 2.33%
WACO, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,072 2.25%
Fort Leonard Wood, MO (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,183 2.54%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,079 2.63%
MIDLAND, MI (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,681 2.25%
Klamath Falls, OR (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,771 2.38%
TWIN FALLS, ID (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,390 2.50%
PUEBLO, CO (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,066 2.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,393 2.34%
MADERA, CA (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,585 2.31%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,121 2.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,301 2.67%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,796 2.40%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,035 2.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,420 2.25%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,099 2.42%
AMES, IA (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,624 2.28%
MANKATO, MN (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,568 2.88%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,683 2.31%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,214 2.23%
BILLINGS, MT (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,482 3.03%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,718 2.30%
Keene, NH (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,468 2.55%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,699 2.33%
DECATUR, AL (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,585 2.46%
Show Low, AZ (FHA|USDA|VA) 4 $990,000 $247,500 $4,053 2.25%
NEW BERN, NC (FHA|USDA|VA) 5 $985,000 $197,000 $4,682 2.38%
VICTORIA, TX (FHA|USDA|VA) 5 $985,000 $197,000 $4,075 2.40%
GREAT FALLS, MT (FHA|USDA|VA) 5 $985,000 $197,000 $4,664 2.60%
RACINE, WI (FHA|USDA|VA) 6 $980,000 $163,333 $4,543 2.40%
Cedar City, UT (FHA|USDA|VA) 4 $980,000 $245,000 $4,086 2.72%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $975,000 $195,000 $5,801 2.45%
Glenwood Springs, CO (FHA|USDA|VA) 2 $970,000 $485,000 $10,629 2.50%
Kapaa, HI (FHA|USDA|VA) 2 $960,000 $480,000 $3,007 2.63%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $940,000 $470,000 $21,503 1.62%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $935,000 $311,667 $8,742 2.29%
APPLETON, WI (FHA|USDA|VA) 5 $935,000 $187,000 $2,379 2.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $930,000 $155,000 $2,804 2.69%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 6 $920,000 $153,333 $3,151 2.35%
Fairmont, WV (FHA|USDA|VA) 6 $920,000 $153,333 $3,289 2.31%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $915,000 $183,000 $7,621 2.35%
CARBONDALE-MARION, IL (FHA|USDA|VA) 6 $910,000 $151,667 $2,601 2.25%
Pahrump, NV (FHA|USDA|VA) 5 $905,000 $181,000 $5,595 2.70%
Lebanon, NH-VT (FHA|USDA|VA) 4 $870,000 $217,500 $6,385 2.13%
JACKSON, MS (FHA|USDA|VA) 4 $870,000 $217,500 $4,197 2.78%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $865,000 $173,000 $5,457 2.05%
Elizabeth City, NC (FHA|USDA|VA) 4 $860,000 $215,000 $4,048 2.25%
Rock Springs, WY (FHA|USDA|VA) 5 $855,000 $171,000 $5,498 2.25%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $855,000 $171,000 $4,062 2.25%
ODESSA, TX (FHA|USDA|VA) 4 $850,000 $212,500 $4,627 2.34%
Concord, NH (FHA|USDA|VA) 4 $850,000 $212,500 $5,258 2.28%
The Dalles, OR (FHA|USDA|VA) 3 $845,000 $281,667 $6,843 2.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $835,000 $167,000 $2,832 2.30%
BURLINGTON, NC (FHA|USDA|VA) 5 $835,000 $167,000 $2,952 2.45%
ERIE, PA (FHA|USDA|VA) 4 $830,000 $207,500 $4,535 2.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $825,000 $275,000 $5,221 2.79%
TYLER, TX (FHA|USDA|VA) 4 $820,000 $205,000 $2,511 2.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $815,000 $271,667 $4,291 2.25%
COLUMBIA, MO (FHA|USDA|VA) 3 $815,000 $271,667 $5,378 2.50%
FARMINGTON, NM (FHA|USDA|VA) 4 $810,000 $202,500 $4,428 2.41%
CaƱon City, CO (FHA|USDA|VA) 3 $805,000 $268,333 $4,730 2.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $790,000 $395,000 $9,915 2.25%
Del Rio, TX (FHA|USDA|VA) 5 $785,000 $157,000 $3,552 2.45%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $780,000 $130,000 $3,225 2.50%
Duncan, OK (FHA|USDA|VA) 5 $775,000 $155,000 $2,141 2.88%
Columbus, MS (FHA|USDA|VA) 4 $760,000 $190,000 $2,855 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $760,000 $126,667 $2,779 2.33%
Evanston, WY (FHA|USDA|VA) 3 $755,000 $251,667 $6,578 2.38%
ALTOONA, PA (FHA|USDA|VA) 5 $755,000 $151,000 $2,963 2.43%
Granbury, TX (FHA|USDA|VA) 2 $750,000 $375,000 $5,668 2.31%
RAPID CITY, SD (FHA|USDA|VA) 4 $750,000 $187,500 $4,750 2.44%
Brenham, TX (FHA|USDA|VA) 3 $745,000 $248,333 $4,622 2.25%
Payson, AZ (FHA|USDA|VA) 6 $740,000 $123,333 $3,350 2.50%
Minot, ND (FHA|USDA|VA) 4 $740,000 $185,000 $3,890 2.25%
CARSON CITY, NV (FHA|USDA|VA) 4 $740,000 $185,000 $2,995 2.34%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $735,000 $147,000 $4,504 2.30%
Warrensburg, MO (FHA|USDA|VA) 4 $730,000 $182,500 $1,165 2.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $730,000 $182,500 $3,476 2.72%
Alice, TX (FHA|USDA|VA) 2 $730,000 $365,000 $2,274 2.63%
LYNCHBURG, VA (FHA|USDA|VA) 5 $725,000 $145,000 $3,416 2.30%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $725,000 $725,000 $3,611 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 6 $720,000 $120,000 $2,858 2.42%
Shawnee, OK (FHA|USDA|VA) 4 $720,000 $180,000 $4,160 2.34%
Safford, AZ (FHA|USDA|VA) 4 $720,000 $180,000 $3,111 2.25%
LANCASTER, PA (FHA|USDA|VA) 4 $720,000 $180,000 $3,525 2.38%
YAKIMA, WA (FHA|USDA|VA) 2 $720,000 $360,000 $12,762 2.25%
LAFAYETTE, LA (FHA|USDA|VA) 5 $715,000 $143,000 $2,808 2.60%
MONROE, MI (FHA|USDA|VA) 4 $710,000 $177,500 $2,534 2.44%
CORVALLIS, OR (FHA|USDA|VA) 3 $705,000 $235,000 $4,371 2.29%
BRUNSWICK, GA (FHA|USDA|VA) 5 $705,000 $141,000 $2,752 2.25%
Albemarle, NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,091 3.17%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $700,000 $175,000 $2,458 2.28%
FLINT, MI (FHA|USDA|VA) 4 $700,000 $175,000 $3,770 2.50%
Fallon, NV (FHA|USDA|VA) 3 $695,000 $231,667 $4,565 3.17%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $690,000 $172,500 $2,498 2.66%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $690,000 $172,500 $3,689 2.41%
JOPLIN, MO (FHA|USDA|VA) 6 $690,000 $115,000 $2,818 2.31%
Marietta, OH (FHA|USDA|VA) 2 $690,000 $345,000 $1,682 2.75%
MONROE, LA (FHA|USDA|VA) 5 $675,000 $135,000 $2,971 2.48%
Laramie, WY (FHA|USDA|VA) 3 $675,000 $225,000 $3,283 2.38%
FARGO, ND-MN (FHA|USDA|VA) 4 $670,000 $167,500 $4,121 2.34%
JONESBORO, AR (FHA|USDA|VA) 4 $670,000 $167,500 $2,229 2.50%
Jefferson, GA (FHA|USDA|VA) 2 $670,000 $335,000 $10,450 2.25%
Pella, IA (FHA|USDA|VA) 2 $670,000 $335,000 $9,112 2.25%
Richmond-Berea, KY (FHA|USDA|VA) 3 $665,000 $221,667 $3,747 2.25%
Ardmore, OK (FHA|USDA|VA) 3 $665,000 $221,667 $4,056 2.33%
Newport, OR (FHA|USDA|VA) 3 $655,000 $218,333 $3,727 2.42%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $655,000 $131,000 $2,658 2.53%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $655,000 $131,000 $2,797 2.45%
Cornelia, GA (FHA|USDA|VA) 3 $655,000 $218,333 $3,957 2.58%
MUNCIE, IN (FHA|USDA|VA) 5 $635,000 $127,000 $2,665 2.35%
Williston, ND (FHA|USDA|VA) 2 $630,000 $315,000 $3,442 2.19%
Brookings, OR (FHA|USDA|VA) 3 $615,000 $205,000 $5,354 2.29%
WHEELING, WV-OH (FHA|USDA|VA) 4 $610,000 $152,500 $2,606 2.72%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $610,000 $305,000 $1,670 2.50%
Altus, OK (FHA|USDA|VA) 2 $610,000 $305,000 $7,590 2.25%
Sanford, NC (FHA|USDA|VA) 3 $605,000 $201,667 $2,981 2.42%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 5 $605,000 $121,000 $3,003 2.30%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $600,000 $300,000 $6,795 2.25%
Key West, FL (FHA|USDA|VA) 2 $600,000 $300,000 $7,595 2.25%
DUBUQUE, IA (FHA|USDA|VA) 3 $595,000 $198,333 $4,643 2.33%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $590,000 $147,500 $3,188 2.75%
Big Spring, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,952 2.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $560,000 $280,000 $4,658 2.25%
Wilson, NC (FHA|USDA|VA) 3 $555,000 $185,000 $3,942 2.46%
Montrose, CO (FHA|USDA|VA) 1 $555,000 $555,000 $8,305 2.50%
READING, PA (FHA|USDA|VA) 2 $550,000 $275,000 $6,677 2.00%
MERCED, CA (FHA|USDA|VA) 2 $550,000 $275,000 $5,697 2.25%
Bardstown, KY (FHA|USDA|VA) 2 $550,000 $275,000 $7,278 2.44%
Poplar Bluff, MO (FHA|USDA|VA) 2 $550,000 $275,000 $5,448 2.50%
Thomasville, GA (FHA|USDA|VA) 3 $535,000 $178,333 $3,764 2.25%
Athens, TX (FHA|USDA|VA) 3 $535,000 $178,333 $2,667 2.75%
EL CENTRO, CA (FHA|USDA|VA) 2 $530,000 $265,000 $4,463 2.38%
Stillwater, OK (FHA|USDA|VA) 3 $525,000 $175,000 $3,308 2.42%
Shelby, NC (FHA|USDA|VA) 3 $525,000 $175,000 $2,658 2.58%
REDDING, CA (FHA|USDA|VA) 3 $525,000 $175,000 $2,164 2.46%
Forest City, NC (FHA|USDA|VA) 3 $525,000 $175,000 $5,592 2.54%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,718 2.58%
DeRidder, LA (FHA|USDA|VA) 3 $525,000 $175,000 $3,531 2.25%
Sterling, IL (FHA|USDA|VA) 4 $520,000 $130,000 $4,374 2.38%
Dickinson, ND (FHA|USDA|VA) 2 $510,000 $255,000 $7,339 2.69%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $510,000 $127,500 $2,949 2.44%
Columbus, NE (FHA|USDA|VA) 2 $510,000 $255,000 $4,546 2.25%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $505,000 $168,333 $2,478 2.58%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $505,000 $101,000 $1,616 2.45%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $505,000 $505,000 $2,502 2.25%
Branson, MO (FHA|USDA|VA) 3 $505,000 $168,333 $2,656 2.46%
IOWA CITY, IA (FHA|USDA|VA) 3 $495,000 $165,000 $2,996 2.33%
Frankfort, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,654 2.50%
Bozeman, MT (FHA|USDA|VA) 1 $495,000 $495,000 $1,366 2.25%
Shelbyville, TN (FHA|USDA|VA) 3 $495,000 $165,000 $4,071 2.42%
Enterprise, AL (FHA|USDA|VA) 2 $490,000 $245,000 $6,485 2.56%
Salina, KS (FHA|USDA|VA) 2 $490,000 $245,000 $4,789 2.25%
Sevierville, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,039 2.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $485,000 $485,000 $12,704 3.13%
Sandpoint, ID (FHA|USDA|VA) 2 $480,000 $240,000 $6,217 2.38%
Torrington, CT (FHA|USDA|VA) 2 $480,000 $240,000 $6,877 2.25%
Mountain Home, ID (FHA|USDA|VA) 2 $480,000 $240,000 $3,646 2.25%
Roswell, NM (FHA|USDA|VA) 2 $480,000 $240,000 $7,377 2.31%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $475,000 $475,000 $11,537 2.25%
FLORENCE, SC (FHA|USDA|VA) 3 $465,000 $155,000 $5,115 2.38%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $460,000 $115,000 $2,693 2.59%
Sheridan, WY (FHA|USDA|VA) 2 $460,000 $230,000 $4,023 2.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $460,000 $230,000 $2,856 2.50%
Lawrenceburg, TN (FHA|USDA|VA) 2 $460,000 $230,000 $9,486 3.00%
North Wilkesboro, NC (FHA|USDA|VA) 3 $455,000 $151,667 $2,495 2.25%
Helena, MT (FHA|USDA|VA) 2 $450,000 $225,000 $2,850 2.50%
GOLDSBORO, NC (FHA|USDA|VA) 4 $450,000 $112,500 $3,861 2.63%
MORGANTOWN, WV (FHA|USDA|VA) 3 $445,000 $148,333 $3,753 2.25%
JACKSON, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,309 2.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $440,000 $110,000 $3,357 2.31%
Prineville, OR (FHA|USDA|VA) 2 $440,000 $220,000 $1,715 2.56%
ROME, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,062 2.33%
Statesboro, GA (FHA|USDA|VA) 3 $435,000 $145,000 $3,589 2.79%
ST. CLOUD, MN (FHA|USDA|VA) 3 $435,000 $145,000 $1,860 2.42%
Hailey, ID (FHA|USDA|VA) 1 $435,000 $435,000 $3,783 3.25%
Moultrie, GA (FHA|USDA|VA) 2 $430,000 $215,000 $4,442 2.38%
Winnemucca, NV (FHA|USDA|VA) 2 $430,000 $215,000 $7,162 2.31%
Adrian, MI (FHA|USDA|VA) 3 $425,000 $141,667 $2,670 2.58%
Paris, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,512 2.88%
BOULDER, CO (FHA|USDA|VA) 1 $415,000 $415,000 $10,281 2.25%
MANSFIELD, OH (FHA|USDA|VA) 3 $415,000 $138,333 $3,450 2.46%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $415,000 $138,333 $3,871 2.67%
Ozark, AL (FHA|USDA|VA) 3 $415,000 $138,333 $3,839 2.33%
Clearlake, CA (FHA|USDA|VA) 2 $410,000 $205,000 $3,097 2.25%
Hilo, HI (FHA|USDA|VA) 2 $410,000 $205,000 $3,960 2.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $405,000 $405,000 $6,806 2.25%
SALINAS, CA (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $405,000 $135,000 $2,443 2.25%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $400,000 $200,000 $4,672 2.38%
Crescent City, CA (FHA|USDA|VA) 2 $400,000 $200,000 $6,288 2.75%
Rockport, TX (FHA|USDA|VA) 2 $400,000 $200,000 $2,947 2.25%
Albertville, AL (FHA|USDA|VA) 2 $400,000 $200,000 $2,804 2.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $400,000 $200,000 $3,998 2.25%
Muskogee, OK (FHA|USDA|VA) 3 $395,000 $131,667 $3,415 2.25%
Harrison, AR (FHA|USDA|VA) 3 $395,000 $131,667 $2,739 2.79%
Lufkin, TX (FHA|USDA|VA) 3 $395,000 $131,667 $2,520 2.54%
STAUNTON, VA (FHA|USDA|VA) 3 $395,000 $131,667 $2,386 2.46%
ROCHESTER, MN (FHA|USDA|VA) 2 $380,000 $190,000 $2,552 2.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $380,000 $190,000 $1,764 2.25%
Astoria, OR (FHA|USDA|VA) 1 $375,000 $375,000 $8,259 2.25%
Oxford, MS (FHA|USDA|VA) 2 $370,000 $185,000 $4,063 2.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $370,000 $185,000 $5,077 2.44%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $370,000 $185,000 $4,476 2.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $365,000 $121,667 $2,959 2.29%
Danville, VA (FHA|USDA|VA) 3 $365,000 $121,667 $2,385 2.50%
Salem, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,135 2.33%
Hobbs, NM (FHA|USDA|VA) 1 $355,000 $355,000 $7,076 2.25%
Zanesville, OH (FHA|USDA|VA) 3 $355,000 $118,333 $3,473 2.25%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $355,000 $118,333 $4,063 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,056 2.83%
Gaffney, SC (FHA|USDA|VA) 1 $355,000 $355,000 $3,845 2.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $355,000 $355,000 $2,326 2.25%
New Castle, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,267 2.25%
Berlin, NH (FHA|USDA|VA) 1 $355,000 $355,000 $3,773 2.25%
GADSDEN, AL (FHA|USDA|VA) 2 $350,000 $175,000 $4,625 2.31%
Bogalusa, LA (FHA|USDA|VA) 2 $350,000 $175,000 $4,556 2.31%
Centralia, IL (FHA|USDA|VA) 2 $350,000 $175,000 $5,160 2.50%
Lake City, FL (FHA|USDA|VA) 3 $345,000 $115,000 $2,790 2.58%
Ashtabula, OH (FHA|USDA|VA) 3 $345,000 $115,000 $2,109 2.58%
FOND DU LAC, WI (FHA|USDA|VA) 2 $340,000 $170,000 $1,025 2.50%
Bluffton, IN (FHA|USDA|VA) 2 $340,000 $170,000 $4,762 2.69%
Coshocton, OH (FHA|USDA|VA) 3 $335,000 $111,667 $3,181 2.38%
Vernal, UT (FHA|USDA|VA) 3 $335,000 $111,667 $2,426 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $335,000 $335,000 $6,705 2.25%
Los Alamos, NM (FHA|USDA|VA) 1 $335,000 $335,000 $0 2.25%
Norwalk, OH (FHA|USDA|VA) 2 $330,000 $165,000 $5,188 2.63%
La Grande, OR (FHA|USDA|VA) 2 $330,000 $165,000 $3,447 2.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $330,000 $165,000 $2,015 2.25%
Mount Vernon, IL (FHA|USDA|VA) 2 $330,000 $165,000 $2,759 2.50%
Eufaula, AL-GA (FHA|USDA|VA) 1 $325,000 $325,000 $4,327 2.38%
Lewisburg, PA (FHA|USDA|VA) 1 $325,000 $325,000 $7,457 2.25%
Greenwood, SC (FHA|USDA|VA) 2 $310,000 $155,000 $4,512 2.25%
Palatka, FL (FHA|USDA|VA) 2 $310,000 $155,000 $4,355 2.44%
Chillicothe, OH (FHA|USDA|VA) 2 $310,000 $155,000 $4,942 2.69%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $310,000 $155,000 $2,631 2.25%
ROANOKE, VA (FHA|USDA|VA) 2 $310,000 $155,000 $2,402 2.38%
Greeneville, TN (FHA|USDA|VA) 2 $310,000 $155,000 $1,882 2.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,135 2.25%
Seymour, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,498 2.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $300,000 $150,000 $2,690 2.69%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $300,000 $150,000 $2,949 2.31%
Athens, TN (FHA|USDA|VA) 2 $300,000 $150,000 $2,710 2.25%
Jackson, OH (FHA|USDA|VA) 1 $295,000 $295,000 $6,092 2.25%
Muscatine, IA (FHA|USDA|VA) 1 $285,000 $285,000 $4,676 2.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $285,000 $285,000 $495 2.25%
Price, UT (FHA|USDA|VA) 2 $280,000 $140,000 $2,838 3.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,683 2.25%
Clarksburg, WV (FHA|USDA|VA) 2 $280,000 $140,000 $3,171 2.31%
Wabash, IN (FHA|USDA|VA) 2 $280,000 $140,000 $3,135 2.50%
West Plains, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,059 2.31%
Elko, NV (FHA|USDA|VA) 2 $280,000 $140,000 $3,387 2.50%
Ukiah, CA (FHA|USDA|VA) 1 $275,000 $275,000 $6,290 2.75%
Madison, IN (FHA|USDA|VA) 1 $275,000 $275,000 $5,122 2.25%
Paducah, KY-IL (FHA|USDA|VA) 1 $275,000 $275,000 $8,702 1.75%
Pullman, WA (FHA|USDA|VA) 1 $275,000 $275,000 $5,633 2.50%
MISSOULA, MT (FHA|USDA|VA) 1 $275,000 $275,000 $6,458 2.25%
Kerrville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $8,318 2.25%
Escanaba, MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,050 3.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $265,000 $265,000 $8,289 2.25%
Mount Vernon, OH (FHA|USDA|VA) 3 $265,000 $88,333 $2,013 2.33%
Riverton, WY (FHA|USDA|VA) 1 $265,000 $265,000 $9,722 2.38%
BAY CITY, MI (FHA|USDA|VA) 1 $265,000 $265,000 $3,995 2.25%
McMinnville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $8,101 2.25%
LAREDO, TX (FHA|USDA|VA) 2 $260,000 $130,000 $3,317 2.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $260,000 $130,000 $3,673 2.25%
Lebanon, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,211 2.75%
Orangeburg, SC (FHA|USDA|VA) 1 $255,000 $255,000 $9,724 2.63%
Galesburg, IL (FHA|USDA|VA) 1 $255,000 $255,000 $200 3.25%
Findlay, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,185 2.69%
POCATELLO, ID (FHA|USDA|VA) 2 $250,000 $125,000 $2,389 2.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,817 2.75%
Nacogdoches, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,289 2.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $245,000 $245,000 $4,951 2.25%
Sonora, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.25%
Douglas, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,646 2.25%
Fremont, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,889 2.25%
Portsmouth, OH (FHA|USDA|VA) 2 $240,000 $120,000 $1,652 2.56%
KANKAKEE, IL (FHA|USDA|VA) 2 $240,000 $120,000 $3,982 2.69%
Bemidji, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,794 2.25%
Winona, MN (FHA|USDA|VA) 1 $235,000 $235,000 $5,972 2.25%
Jamestown, ND (FHA|USDA|VA) 1 $235,000 $235,000 $3,092 2.25%
Cambridge, MD (FHA|USDA|VA) 1 $235,000 $235,000 $6,630 2.25%
Angola, IN (FHA|USDA|VA) 1 $235,000 $235,000 $3,717 2.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $230,000 $115,000 $2,891 2.25%
Searcy, AR (FHA|USDA|VA) 2 $230,000 $115,000 $1,886 2.50%
Vidalia, GA (FHA|USDA|VA) 2 $230,000 $115,000 $3,012 2.31%
Selma, AL (FHA|USDA|VA) 1 $225,000 $225,000 $6,566 2.38%
Sikeston, MO (FHA|USDA|VA) 1 $225,000 $225,000 $5,501 2.25%
CHARLESTON, WV (FHA|USDA|VA) 2 $220,000 $110,000 $3,196 2.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $220,000 $110,000 $3,160 2.50%
Glasgow, KY (FHA|USDA|VA) 1 $215,000 $215,000 $4,801 2.25%
Tupelo, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,484 2.25%
Cullman, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,009 2.25%
Wooster, OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,520 2.38%
Fort Polk South, LA (FHA|USDA|VA) 2 $210,000 $105,000 $3,329 2.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,074 2.50%
Laconia, NH (FHA|USDA|VA) 1 $205,000 $205,000 $6,501 2.25%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $2,001 2.25%
McAlester, OK (FHA|USDA|VA) 1 $205,000 $205,000 $2,298 2.25%
Washington Court House, OH (FHA|USDA|VA) 2 $200,000 $100,000 $2,183 2.69%
Opelousas, LA (FHA|USDA|VA) 2 $200,000 $100,000 $2,294 2.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $195,000 $195,000 $7,934 2.63%
Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.25%
Arcadia, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,508 2.75%
PEORIA, IL (FHA|USDA|VA) 2 $190,000 $95,000 $3,129 2.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $190,000 $95,000 $3,361 2.63%
Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $4,519 2.25%
Lumberton, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,789 2.25%
Brookhaven, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,818 2.25%
Mason City, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,337 2.25%
Moscow, ID (FHA|USDA|VA) 1 $185,000 $185,000 $4,463 2.25%
Susanville, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,524 2.25%
Milledgeville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $1,855 2.25%
MIDLAND, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,010 2.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,084 2.25%
ENID, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,143 2.25%
Dixon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,279 2.25%
Marshall, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,513 2.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $175,000 $175,000 $1,393 2.63%
Uvalde, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,184 2.25%
Pottsville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $700 2.63%
Martinsville, VA (FHA|USDA|VA) 2 $170,000 $85,000 $1,264 2.75%
Hutchinson, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,315 2.50%
Fitzgerald, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,899 4.13%
Platteville, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,568 2.25%
Sulphur Springs, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,406 2.38%
Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,346 2.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,019 2.25%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,765 2.38%
Burley, ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,474 2.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $165,000 $165,000 $1,570 2.25%
Woodward, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,036 2.88%
Red Bluff, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.75%
Marquette, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,443 2.25%
Natchez, MS-LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,760 2.25%
Urbana, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,751 2.50%
MUSKEGON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,980 2.25%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,962 2.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $155,000 $155,000 $492 2.75%
Batesville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,927 2.50%
Somerset, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,825 2.25%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $1,867 2.25%
Owatonna, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,568 2.25%
Sandusky, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,481 2.25%
North Platte, NE (FHA|USDA|VA) 1 $155,000 $155,000 $3,659 3.25%
Malvern, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,597 2.38%
Burlington, IA-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,911 2.50%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $2,944 2.38%
Spencer, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,085 2.25%
Ottumwa, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,095 2.25%
Lewisburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $4,837 2.25%
Whitewater, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,697 2.25%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,278 2.25%
Atmore, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.00%
Kirksville, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,123 2.25%
Clinton, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,537 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,170 2.25%
Manitowoc, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,721 2.25%
Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,106 2.75%
Murray, KY (FHA|USDA|VA) 1 $145,000 $145,000 $4,704 3.25%
Union, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,106 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.50%
Union City, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,465 2.25%
Alpena, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,278 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,325 2.25%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,486 2.88%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.00%
Elk City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,979 2.25%
Durango, CO (FHA|USDA|VA) 1 $135,000 $135,000 $4,424 2.25%
Plymouth, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,568 2.25%
Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,992 2.25%
Danville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,044 2.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,154 2.25%
Marion, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,371 2.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,701 2.25%
Central City, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,541 2.25%
Campbellsville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $1,892 2.25%
McComb, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,652 2.75%
Mexico, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,960 2.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,417 2.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,182 2.75%
Aberdeen, SD (FHA|USDA|VA) 1 $135,000 $135,000 $5,099 2.25%
Scottsbluff, NE (FHA|USDA|VA) 1 $125,000 $125,000 $3,071 2.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,786 2.25%
Palestine, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,038 2.25%
Oil City, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,527 2.25%
Decatur, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,835 2.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $125,000 $125,000 $3,427 2.75%
Americus, GA (FHA|USDA|VA) 1 $125,000 $125,000 $637 3.25%
LIMA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,364 2.25%
Ashland, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,594 2.25%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,327 2.75%
Kearney, NE (FHA|USDA|VA) 1 $125,000 $125,000 $2,180 2.50%
SAGINAW, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,305 2.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,979 3.25%
Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,069 2.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,053 2.25%
Somerset, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,877 2.25%
Tifton, GA (FHA|USDA|VA) 1 $115,000 $115,000 $1,859 2.25%
Austin, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,442 2.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,403 2.25%
El Dorado, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,745 2.25%
Paris, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,447 2.25%
Sidney, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,005 2.50%
Coos Bay, OR (FHA|USDA|VA) 1 $105,000 $105,000 $3,425 2.50%
Nogales, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $4,327 1.75%
NILES, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,542 2.25%
Fort Payne, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,645 2.25%
Huntingdon, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,882 2.25%
Russellville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $1,752 2.25%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,166 2.75%
Martin, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,726 2.25%
Madisonville, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,820 2.25%
Forrest City, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,552 2.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $85,000 $85,000 $2,112 2.25%
Hood River, OR (FHA|USDA|VA) 1 $85,000 $85,000 $2,438 2.50%
Farmington, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,788 2.25%
Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,446 2.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,199 2.25%
Greenwood, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,771 3.25%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $65,000 $65,000 $2,445 2.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $55,000 $55,000 $1,881 2.25%
Low Va Rates's top markets include Las Vegas, Washington, Atlanta, Riverside, and Phoenix among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Low VA Rates based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HONOLULU
    Similarity Rank: 53
    POINT BREEZE
    Similarity Rank: 63
    Bossier Federal Credit Union
    Similarity Rank: 68
    GOLDEN PLAINS
    Similarity Rank: 136
    ALOHA PACIFIC
    Similarity Rank: 140
    First Credit Union
    Similarity Rank: 180
    HAWAIIAN FINANCIAL
    Similarity Rank: 212
    Members Mortgage Services, L.L.C.
    Similarity Rank: 220
    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 220

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 6,065 $1,439,285,000 $237,310 $4,604 2.40%
    Conventional 450 $131,880,000 $293,067 $3,423 2.90%
    FHA 271 $58,335,000 $215,258 $4,775 2.85%

    For 2021, Low Va Rates's most frequently originated type of loan was VA, with 6,065 originations. Their 2nd most popular type was Conventional, with 450 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 6,785 $1,629,415,000 $240,150 $4,532 2.45%
    Home Purchase 1 $85,000 $85,000 $4,597 3.50%

    For 2021, Low Va Rates's most frequently cited loan purpose was Refi, with 6,785 originations. The 2nd most popular reason was Home Purchase, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,562 $1,585,850,000 $241,672 $4,560 2.45%
    Other 93 $18,995,000 $204,247 $4,589 2.72%
    15 Year 87 $16,095,000 $185,000 $3,197 2.28%
    20 Year 39 $7,705,000 $197,564 $3,036 2.48%
    10 Year 5 $855,000 $171,000 $2,232 2.48%

    For 2021, Low Va Rates's most frequently cited loan duration was 30 Year, with 6,562 originations. The 2nd most popular length was Other, with 93 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,186 $500,820,000 $229,103
    $1k-2k 1,458 $276,770,000 $189,829
    $2k-3k 1,171 $253,975,000 $216,887
    $3k-4k 760 $191,740,000 $252,289
    $5k+ 745 $275,815,000 $370,221
    $4k-5k 466 $130,380,000 $279,785

    Low Va Rates's average total fees were $4,560, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,186 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 5,016 $1,179,630,000 $235,173
    2.5-3% 1,196 $292,100,000 $244,231
    3-4% 533 $145,595,000 $273,161
    4-5% 40 $11,970,000 $299,250
    5-6% 1 $205,000 $205,000

    During 2021, Low Va Rates's average interest rate for loans was 2.45%, while their most frequently originated rate bucket for loans was <2.5%, with 5,016 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,920 $815,580,000 $279,308 $5,128 2.46%
    $100k-200k 2,830 $423,810,000 $149,756 $3,282 2.43%
    $400k-600k 647 $304,645,000 $470,858 $7,438 2.51%
    $100,000 or less 306 $25,330,000 $82,778 $2,318 2.43%
    $600k-1MM 81 $57,515,000 $710,062 $11,528 2.55%
    $1MM+ 2 $2,620,000 $1,310,000 $19,380 2.00%

    2021 saw Low Va Rates place emphasis on $200k-400k loans with 2,920 originations, totaling $815,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 5,728 $1,287,060,000 $224,696 $4,170 2.38%
    $50k-75k 319 $81,445,000 $255,313 $6,143 2.79%
    $100k-150k 292 $107,200,000 $367,123 $6,361 2.85%
    $75k-100k 258 $76,600,000 $296,899 $6,586 2.83%
    $150k-250k 147 $60,275,000 $410,034 $7,786 2.90%
    $250k+ 42 $16,920,000 $402,857 $5,067 2.86%

    Low Va Rates lent most frequently to those with incomes in the $50k or less range, with 5,728 originations. The second most popular income band? $50k-75k, with 319 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 227 $65,185,000 $287,159 $5,327 2.72%
    30-36% 218 $63,220,000 $290,000 $6,141 2.89%
    50-60% 117 $39,895,000 $340,983 $9,298 2.81%
    <20% 83 $22,875,000 $275,602 $3,925 2.65%
    44% 54 $17,510,000 $324,259 $5,558 2.88%
    38% 45 $13,815,000 $307,000 $6,392 2.96%
    45% 44 $12,930,000 $293,864 $6,559 2.80%
    36% 44 $14,540,000 $330,455 $7,164 3.00%
    37% 44 $14,510,000 $329,773 $6,511 2.97%
    41% 42 $12,800,000 $304,762 $5,728 2.86%
    40% 42 $12,560,000 $299,048 $7,235 2.76%
    39% 41 $11,985,000 $292,317 $4,748 2.86%
    49% 39 $13,205,000 $338,590 $6,882 2.82%
    43% 38 $11,660,000 $306,842 $5,788 2.96%
    47% 35 $12,245,000 $349,857 $8,283 2.69%
    42% 34 $11,850,000 $348,529 $7,095 2.76%
    48% 29 $9,525,000 $328,448 $6,935 2.81%
    46% 29 $8,485,000 $292,586 $7,304 2.82%
    >60% 17 $5,115,000 $300,882 $4,960 2.59%

    Low Va Rates lent most frequently to those with DTI ratios of 20-30%, with 227 originations. The next most common DTI ratio? 30-36%, with 218 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,798 $906,710,000 $238,734 $4,495 2.47%
    Not provided 1,890 $453,060,000 $239,714 $4,455 2.42%
    Black 849 $200,575,000 $236,249 $4,693 2.47%
    Asian 114 $33,930,000 $297,632 $4,818 2.47%
    American Indian 100 $25,560,000 $255,600 $5,166 2.47%
    Native Hawaiian or Islander 27 $6,915,000 $256,111 $5,408 2.39%
    Asian Indian 1 $915,000 $915,000 $34,836 2.88%
    Other Asian 3 $745,000 $248,333 $3,358 3.04%
    Filipino 2 $730,000 $365,000 $7,508 2.44%
    Korean 1 $215,000 $215,000 $7,181 2.75%
    Other Pacific Islander 1 $145,000 $145,000 $3,449 3.25%

    Approval Rates

    Total approvals of all applications
    97.10%

    Low Va Rates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    86.22%

    Low Va Rates has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,786 $1,629,500,000 $240,127

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,786 $1,629,500,000 $240,127

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 151 $25,525,000 $169,040 $3,100 2.40%
    40-60% 646 $120,520,000 $186,563 $3,397 2.40%
    60-80% 1,915 $446,705,000 $233,266 $4,304 2.45%
    80-100% 3,803 $962,295,000 $253,036 $4,769 2.47%
    Over 100% 261 $73,285,000 $280,785 $6,488 2.42%
    Under 20% 10 $1,170,000 $117,000 $2,116 2.21%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Liberty Capital Services LLC Conventional home mortgage Closing on a mortgage 1 100.0%