Low Va Rates Mortgage Rates, Fees & Info
Brighton, COLEI: 5493004RCIKTZ2ZKII25
Tax ID: 46-3435079
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Mortgage Data
Review & Overview
Low Va Rates is a small mortgage company specializing in Refi loans. Low Va Rates has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Las Vegas, Washington, Atlanta, Riverside, and Phoenix among others. We have data for 628 markets. (Some data included below & more in-depth data is available with an active subscription.)Low Va Rates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Low Va Rates is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 12/16/24 |
| 30 Year Conventional Refi | 6.75% | 12/16/24 |
| 30 Year FHA Purchase | 7.16% | 12/16/24 |
| 30 Year FHA Refi | 7.08% | 12/16/24 |
| 30 Year VA Purchase | 6.55% | 12/16/24 |
| 30 Year VA Refi | 6.37% | 12/16/24 |
| 15 Year Conventional Refi | 7.06% | 12/16/24 |
| 15 Year Cash-out Refi | 7.06% | 12/16/24 |
| 15 Year VA Refi | 6.62% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Low Va Rates Mortgage Calculator
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This is not an official calculator from Low Va Rates. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,786Origination Dollar Volume (All Markets)
$1,629,500,000Awards
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Low VA Rates - 2021
Low VA Rates is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 311 | $96,045,000 | $308,826 | $5,202 | 2.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 152 | $60,650,000 | $399,013 | $7,029 | 2.47% |
| Outside of Metro Areas | 322 | $58,720,000 | $182,360 | $4,039 | 2.43% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 181 | $43,505,000 | $240,359 | $4,345 | 2.45% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 99 | $35,065,000 | $354,192 | $6,272 | 2.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 133 | $34,555,000 | $259,812 | $5,051 | 2.47% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 130 | $33,270,000 | $255,923 | $4,708 | 2.53% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 103 | $31,425,000 | $305,097 | $4,784 | 2.67% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 112 | $29,340,000 | $261,964 | $4,538 | 2.44% |
| PROVO-OREM, UT (FHA|USDA|VA) | 82 | $27,710,000 | $337,927 | $3,624 | 2.64% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 111 | $27,575,000 | $248,423 | $4,696 | 2.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 109 | $24,985,000 | $229,220 | $3,989 | 2.51% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 94 | $22,560,000 | $240,000 | $4,710 | 2.47% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 74 | $21,670,000 | $292,838 | $4,868 | 2.51% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 95 | $19,785,000 | $208,263 | $4,670 | 2.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 45 | $17,965,000 | $399,222 | $5,876 | 2.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 75 | $17,445,000 | $232,600 | $3,722 | 2.41% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 71 | $16,935,000 | $238,521 | $4,139 | 2.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 64 | $16,890,000 | $263,906 | $4,534 | 2.47% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 41 | $16,705,000 | $407,439 | $6,184 | 2.42% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 51 | $16,515,000 | $323,824 | $5,752 | 2.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 83 | $15,925,000 | $191,867 | $3,962 | 2.43% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 81 | $15,845,000 | $195,617 | $4,433 | 2.53% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 33 | $15,645,000 | $474,091 | $6,913 | 2.41% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 54 | $15,550,000 | $287,963 | $5,221 | 2.47% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 44 | $14,730,000 | $334,773 | $5,565 | 2.43% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 44 | $14,720,000 | $334,545 | $5,462 | 2.59% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 53 | $14,715,000 | $277,642 | $4,143 | 2.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 47 | $14,705,000 | $312,872 | $6,751 | 2.40% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 61 | $14,615,000 | $239,590 | $4,614 | 2.37% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 60 | $14,040,000 | $234,000 | $4,518 | 2.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $13,005,000 | $351,486 | $6,861 | 2.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 50 | $12,410,000 | $248,200 | $4,430 | 2.36% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 61 | $11,545,000 | $189,262 | $3,475 | 2.41% |
| ANCHORAGE, AK (FHA|USDA|VA) | 37 | $10,835,000 | $292,838 | $5,969 | 2.31% |
| RICHMOND, VA (FHA|USDA|VA) | 41 | $10,535,000 | $256,951 | $3,874 | 2.45% |
| COLUMBIA, SC (FHA|USDA|VA) | 50 | $10,450,000 | $209,000 | $4,058 | 2.53% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 41 | $10,155,000 | $247,683 | $4,743 | 2.58% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 59 | $9,905,000 | $167,881 | $3,503 | 2.47% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 29 | $9,685,000 | $333,966 | $5,179 | 2.34% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 33 | $9,555,000 | $289,545 | $4,577 | 2.39% |
| BOISE CITY, ID (FHA|USDA|VA) | 31 | $8,805,000 | $284,032 | $5,337 | 2.35% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 32 | $8,560,000 | $267,500 | $6,820 | 2.43% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 40 | $7,700,000 | $192,500 | $3,721 | 2.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 39 | $7,675,000 | $196,795 | $4,797 | 2.48% |
| EL PASO, TX (FHA|USDA|VA) | 47 | $7,665,000 | $163,085 | $3,029 | 2.48% |
| KNOXVILLE, TN (FHA|USDA|VA) | 31 | $7,575,000 | $244,355 | $4,646 | 2.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 43 | $7,265,000 | $168,953 | $3,550 | 2.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 36 | $7,260,000 | $201,667 | $4,561 | 2.30% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $7,215,000 | $218,636 | $4,024 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 23 | $6,965,000 | $302,826 | $5,311 | 2.59% |
| LOUISVILLE, KY (FHA|USDA|VA) | 38 | $6,950,000 | $182,895 | $4,032 | 2.43% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 32 | $6,870,000 | $214,688 | $3,704 | 2.48% |
| RENO, NV (FHA|USDA|VA) | 21 | $6,835,000 | $325,476 | $5,961 | 2.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $6,785,000 | $233,966 | $4,264 | 2.50% |
| TULSA, OK (FHA|USDA|VA) | 33 | $6,445,000 | $195,303 | $4,446 | 2.45% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 34 | $6,230,000 | $183,235 | $3,058 | 2.46% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 28 | $6,110,000 | $218,214 | $4,920 | 2.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 17 | $6,045,000 | $355,588 | $5,840 | 2.46% |
| COLUMBUS, OH (FHA|USDA|VA) | 31 | $5,985,000 | $193,065 | $3,432 | 2.46% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 25 | $5,935,000 | $237,400 | $4,182 | 2.33% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $5,490,000 | $457,500 | $6,232 | 2.35% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $5,425,000 | $417,308 | $5,315 | 2.53% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 19 | $5,275,000 | $277,632 | $4,886 | 2.49% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 28 | $5,200,000 | $185,714 | $3,647 | 2.46% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 25 | $5,145,000 | $205,800 | $5,072 | 2.51% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 31 | $5,125,000 | $165,323 | $3,958 | 2.31% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 21 | $5,025,000 | $239,286 | $4,989 | 2.41% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 17 | $4,995,000 | $293,824 | $5,022 | 2.29% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 27 | $4,995,000 | $185,000 | $4,253 | 2.33% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $4,729 | 2.34% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $4,975,000 | $452,273 | $8,856 | 2.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $4,970,000 | $621,250 | $11,328 | 2.11% |
| DOVER, DE (FHA|USDA|VA) | 20 | $4,970,000 | $248,500 | $5,514 | 2.35% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $4,870,000 | $270,556 | $5,202 | 2.35% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 20 | $4,860,000 | $243,000 | $4,417 | 2.36% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 28 | $4,810,000 | $171,786 | $4,268 | 2.47% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 22 | $4,780,000 | $217,273 | $3,310 | 2.43% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 30 | $4,710,000 | $157,000 | $3,926 | 2.43% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 27 | $4,675,000 | $173,148 | $4,397 | 2.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 25 | $4,615,000 | $184,600 | $3,550 | 2.39% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $4,490,000 | $224,500 | $3,684 | 2.40% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 24 | $4,470,000 | $186,250 | $3,863 | 2.55% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $4,390,000 | $219,500 | $4,275 | 2.39% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 21 | $4,385,000 | $208,810 | $3,897 | 2.37% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $4,070,000 | $226,111 | $4,553 | 2.37% |
| CHEYENNE, WY (FHA|USDA|VA) | 14 | $4,050,000 | $289,286 | $5,321 | 2.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 28 | $4,040,000 | $144,286 | $3,752 | 2.46% |
| MEDFORD, OR (FHA|USDA|VA) | 13 | $4,035,000 | $310,385 | $4,167 | 2.38% |
| SALEM, OR (FHA|USDA|VA) | 16 | $3,950,000 | $246,875 | $5,634 | 2.42% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 17 | $3,935,000 | $231,471 | $3,560 | 2.43% |
| GREELEY, CO (FHA|USDA|VA) | 12 | $3,910,000 | $325,833 | $5,533 | 2.55% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 15 | $3,795,000 | $253,000 | $4,181 | 2.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 22 | $3,790,000 | $172,273 | $3,574 | 2.44% |
| Heber, UT (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $2,119 | 2.57% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 17 | $3,575,000 | $210,294 | $4,228 | 2.79% |
| STOCKTON, CA (FHA|USDA|VA) | 11 | $3,545,000 | $322,273 | $4,870 | 2.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $4,053 | 2.26% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $3,440,000 | $286,667 | $5,955 | 2.35% |
| LAWTON, OK (FHA|USDA|VA) | 18 | $3,420,000 | $190,000 | $4,211 | 2.50% |
| BEND, OR (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $7,049 | 2.31% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $4,132 | 2.58% |
| Fernley, NV (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $5,574 | 2.53% |
| LAS CRUCES, NM (FHA|USDA|VA) | 18 | $3,190,000 | $177,222 | $3,566 | 2.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $3,130,000 | $173,889 | $3,728 | 2.36% |
| WICHITA, KS (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $4,550 | 2.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $4,472 | 2.37% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 17 | $3,065,000 | $180,294 | $3,798 | 2.58% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $5,301 | 2.33% |
| BATON ROUGE, LA (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $6,235 | 2.39% |
| OCALA, FL (FHA|USDA|VA) | 18 | $3,020,000 | $167,778 | $2,895 | 2.72% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 14 | $3,000,000 | $214,286 | $4,135 | 2.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $5,773 | 2.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $4,371 | 2.36% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $4,721 | 2.39% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $2,910,000 | $181,875 | $3,597 | 2.49% |
| WILMINGTON, NC (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $4,466 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $2,760,000 | $172,500 | $3,503 | 2.41% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $4,286 | 2.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $9,547 | 2.46% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 13 | $2,655,000 | $204,231 | $3,135 | 2.62% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $4,770 | 2.33% |
| Outside of Metro Areas | 6 | $2,560,000 | $426,667 | $7,972 | 2.42% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $3,945 | 2.47% |
| Roseburg, OR (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $4,688 | 2.41% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $3,918 | 2.40% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 14 | $2,400,000 | $171,429 | $3,870 | 2.29% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $2,355,000 | $214,091 | $4,451 | 2.14% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $3,677 | 2.60% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $4,592 | 2.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $4,018 | 2.45% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $3,849 | 2.56% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $11,280 | 2.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $3,876 | 2.50% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $3,719 | 2.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $5,346 | 2.35% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $2,951 | 2.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $5,628 | 2.52% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 13 | $2,025,000 | $155,769 | $3,459 | 2.59% |
| St. Marys, GA (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $3,570 | 2.41% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $1,930,000 | $160,833 | $3,244 | 2.41% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $5,090 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $3,007 | 2.33% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $3,417 | 2.43% |
| FAIRBANKS, AK (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $6,632 | 2.34% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $4,547 | 2.40% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $3,608 | 2.82% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $4,690 | 2.29% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $3,622 | 2.43% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $3,424 | 2.41% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $4,857 | 2.79% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,294 | 2.53% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $3,379 | 2.51% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $3,640 | 2.95% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,817 | 2.36% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $4,459 | 2.27% |
| ABILENE, TX (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $4,735 | 2.44% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $3,729 | 2.34% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,069 | 2.55% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $3,642 | 2.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,812 | 2.46% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $4,676 | 2.34% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,837 | 2.63% |
| SUMTER, SC (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $3,847 | 2.34% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $5,052 | 2.33% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $7,282 | 2.31% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $4,598 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $2,817 | 2.32% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $10,135 | 2.40% |
| CHICO, CA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $7,232 | 2.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $2,259 | 2.53% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,035 | 2.39% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $5,428 | 2.65% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $2,898 | 2.22% |
| DOTHAN, AL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,003 | 2.31% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $3,324 | 2.30% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $3,585 | 2.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,176 | 2.36% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $5,723 | 2.70% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,453 | 2.29% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $3,846 | 2.33% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $4,993 | 2.35% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $7,375 | 2.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $8,668 | 2.10% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $9,280 | 1.90% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,160 | 2.40% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,092 | 2.25% |
| Clovis, NM (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $5,868 | 2.58% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $3,126 | 2.32% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $2,959 | 2.69% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $4,507 | 2.46% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,535 | 2.58% |
| Gillette, WY (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,350 | 2.50% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $4,680 | 2.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $5,211 | 2.40% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $2,596 | 2.45% |
| KOKOMO, IN (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,902 | 2.48% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,700 | 2.38% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $3,665 | 2.34% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,992 | 2.55% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $8,917 | 2.29% |
| Alamogordo, NM (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $4,961 | 2.31% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,945 | 2.50% |
| BISMARCK, ND (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,540 | 2.40% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,506 | 2.33% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,495 | 2.33% |
| WACO, TX (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $3,072 | 2.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $4,183 | 2.54% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,079 | 2.63% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,681 | 2.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,771 | 2.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,390 | 2.50% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,066 | 2.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,393 | 2.34% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,585 | 2.31% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,121 | 2.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,301 | 2.67% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,796 | 2.40% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $3,035 | 2.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,420 | 2.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,099 | 2.42% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,624 | 2.28% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,568 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,683 | 2.31% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,214 | 2.23% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,482 | 3.03% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,718 | 2.30% |
| Keene, NH (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,468 | 2.55% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $3,699 | 2.33% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $2,585 | 2.46% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,053 | 2.25% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,682 | 2.38% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,075 | 2.40% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,664 | 2.60% |
| RACINE, WI (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,543 | 2.40% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,086 | 2.72% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,801 | 2.45% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $10,629 | 2.50% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $3,007 | 2.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $21,503 | 1.62% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,742 | 2.29% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $2,379 | 2.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $2,804 | 2.69% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,151 | 2.35% |
| Fairmont, WV (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $3,289 | 2.31% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,621 | 2.35% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $2,601 | 2.25% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,595 | 2.70% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,385 | 2.13% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,197 | 2.78% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,457 | 2.05% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,048 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,498 | 2.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,062 | 2.25% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,627 | 2.34% |
| Concord, NH (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,258 | 2.28% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,843 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,832 | 2.30% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,952 | 2.45% |
| ERIE, PA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,535 | 2.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,221 | 2.79% |
| TYLER, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,511 | 2.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,291 | 2.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,378 | 2.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,428 | 2.41% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,730 | 2.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,915 | 2.25% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $3,552 | 2.45% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $3,225 | 2.50% |
| Duncan, OK (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $2,141 | 2.88% |
| Columbus, MS (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,855 | 2.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $2,779 | 2.33% |
| Evanston, WY (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,578 | 2.38% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,963 | 2.43% |
| Granbury, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,668 | 2.31% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,750 | 2.44% |
| Brenham, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,622 | 2.25% |
| Payson, AZ (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,350 | 2.50% |
| Minot, ND (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,890 | 2.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,995 | 2.34% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,504 | 2.30% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $1,165 | 2.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,476 | 2.72% |
| Alice, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,274 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,416 | 2.30% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,611 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $2,858 | 2.42% |
| Shawnee, OK (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,160 | 2.34% |
| Safford, AZ (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,111 | 2.25% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,525 | 2.38% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,762 | 2.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $2,808 | 2.60% |
| MONROE, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,534 | 2.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,371 | 2.29% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $2,752 | 2.25% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,091 | 3.17% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,458 | 2.28% |
| FLINT, MI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,770 | 2.50% |
| Fallon, NV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,565 | 3.17% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,498 | 2.66% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,689 | 2.41% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,818 | 2.31% |
| Marietta, OH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,682 | 2.75% |
| MONROE, LA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $2,971 | 2.48% |
| Laramie, WY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,283 | 2.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,121 | 2.34% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,229 | 2.50% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,450 | 2.25% |
| Pella, IA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,112 | 2.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,747 | 2.25% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,056 | 2.33% |
| Newport, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,727 | 2.42% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $2,658 | 2.53% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $2,797 | 2.45% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,957 | 2.58% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $2,665 | 2.35% |
| Williston, ND (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,442 | 2.19% |
| Brookings, OR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,354 | 2.29% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,606 | 2.72% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,670 | 2.50% |
| Altus, OK (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,590 | 2.25% |
| Sanford, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,981 | 2.42% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,003 | 2.30% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,795 | 2.25% |
| Key West, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,595 | 2.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,643 | 2.33% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,188 | 2.75% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,952 | 2.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,658 | 2.25% |
| Wilson, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,942 | 2.46% |
| Montrose, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $8,305 | 2.50% |
| READING, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,677 | 2.00% |
| MERCED, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,697 | 2.25% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,278 | 2.44% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,448 | 2.50% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,764 | 2.25% |
| Athens, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,667 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,463 | 2.38% |
| Stillwater, OK (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,308 | 2.42% |
| Shelby, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,658 | 2.58% |
| REDDING, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,164 | 2.46% |
| Forest City, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,592 | 2.54% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,718 | 2.58% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,531 | 2.25% |
| Sterling, IL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,374 | 2.38% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,339 | 2.69% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,949 | 2.44% |
| Columbus, NE (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,546 | 2.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,478 | 2.58% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $1,616 | 2.45% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,502 | 2.25% |
| Branson, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,656 | 2.46% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,996 | 2.33% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,654 | 2.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,366 | 2.25% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,071 | 2.42% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,485 | 2.56% |
| Salina, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,789 | 2.25% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,039 | 2.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,704 | 3.13% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,217 | 2.38% |
| Torrington, CT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,877 | 2.25% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,646 | 2.25% |
| Roswell, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,377 | 2.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $11,537 | 2.25% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,115 | 2.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,693 | 2.59% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,023 | 2.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,856 | 2.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,486 | 3.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,495 | 2.25% |
| Helena, MT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,850 | 2.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,861 | 2.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,753 | 2.25% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,309 | 2.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,357 | 2.31% |
| Prineville, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,715 | 2.56% |
| ROME, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,062 | 2.33% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,589 | 2.79% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,860 | 2.42% |
| Hailey, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,783 | 3.25% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,442 | 2.38% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,162 | 2.31% |
| Adrian, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,670 | 2.58% |
| Paris, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,512 | 2.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,281 | 2.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,450 | 2.46% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,871 | 2.67% |
| Ozark, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,839 | 2.33% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,097 | 2.25% |
| Hilo, HI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,960 | 2.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,806 | 2.25% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 2.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,443 | 2.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,672 | 2.38% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,288 | 2.75% |
| Rockport, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,947 | 2.25% |
| Albertville, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,804 | 2.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,998 | 2.25% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,415 | 2.25% |
| Harrison, AR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,739 | 2.79% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,520 | 2.54% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,386 | 2.46% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,552 | 2.31% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,764 | 2.25% |
| Astoria, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,259 | 2.25% |
| Oxford, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,063 | 2.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,077 | 2.44% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,476 | 2.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,959 | 2.29% |
| Danville, VA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,385 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,135 | 2.33% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,076 | 2.25% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,473 | 2.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,063 | 2.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,056 | 2.83% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,845 | 2.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,326 | 2.25% |
| New Castle, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,267 | 2.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,773 | 2.25% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,625 | 2.31% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,556 | 2.31% |
| Centralia, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,160 | 2.50% |
| Lake City, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,790 | 2.58% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,109 | 2.58% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,025 | 2.50% |
| Bluffton, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,762 | 2.69% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,181 | 2.38% |
| Vernal, UT (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,426 | 3.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,705 | 2.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.25% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,188 | 2.63% |
| La Grande, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,447 | 2.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,015 | 2.25% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,759 | 2.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,327 | 2.38% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,457 | 2.25% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,512 | 2.25% |
| Palatka, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,355 | 2.44% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,942 | 2.69% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,631 | 2.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,402 | 2.38% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,882 | 2.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,135 | 2.25% |
| Seymour, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,498 | 2.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,690 | 2.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,949 | 2.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,710 | 2.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,092 | 2.25% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,676 | 2.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $495 | 2.25% |
| Price, UT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,838 | 3.19% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,683 | 2.25% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,171 | 2.31% |
| Wabash, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,135 | 2.50% |
| West Plains, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,059 | 2.31% |
| Elko, NV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,387 | 2.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,290 | 2.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,122 | 2.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,702 | 1.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,633 | 2.50% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,458 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,318 | 2.25% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,050 | 3.00% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,289 | 2.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,013 | 2.33% |
| Riverton, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,722 | 2.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,995 | 2.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,101 | 2.25% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,317 | 2.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,673 | 2.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,211 | 2.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,724 | 2.63% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $200 | 3.25% |
| Findlay, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,185 | 2.69% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,389 | 2.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,817 | 2.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,289 | 2.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,951 | 2.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.25% |
| Douglas, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,646 | 2.25% |
| Fremont, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,889 | 2.25% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,652 | 2.56% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,982 | 2.69% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,794 | 2.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,972 | 2.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,092 | 2.25% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,630 | 2.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,717 | 2.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,891 | 2.25% |
| Searcy, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,886 | 2.50% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,012 | 2.31% |
| Selma, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,566 | 2.38% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,501 | 2.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,196 | 2.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,160 | 2.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,801 | 2.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,484 | 2.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,009 | 2.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,520 | 2.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,329 | 2.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,074 | 2.50% |
| Laconia, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,501 | 2.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,001 | 2.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,298 | 2.25% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,183 | 2.69% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,294 | 2.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,934 | 2.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,508 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,129 | 2.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,361 | 2.63% |
| Deming, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,519 | 2.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,789 | 2.25% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,818 | 2.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,337 | 2.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,463 | 2.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,524 | 2.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,855 | 2.25% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,010 | 2.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,084 | 2.25% |
| ENID, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,143 | 2.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,279 | 2.25% |
| Marshall, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,513 | 2.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,393 | 2.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,184 | 2.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $700 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,264 | 2.75% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,315 | 2.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,899 | 4.13% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,568 | 2.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,406 | 2.38% |
| Bedford, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,346 | 2.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,019 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,765 | 2.38% |
| Burley, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,474 | 2.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,570 | 2.25% |
| Woodward, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,036 | 2.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,443 | 2.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,760 | 2.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,751 | 2.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,980 | 2.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,962 | 2.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $492 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,927 | 2.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,825 | 2.25% |
| London, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,867 | 2.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,568 | 2.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,481 | 2.25% |
| North Platte, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,659 | 3.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,597 | 2.38% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,911 | 2.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,944 | 2.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,085 | 2.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,095 | 2.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,837 | 2.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,697 | 2.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,278 | 2.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,123 | 2.25% |
| Clinton, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,537 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,170 | 2.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,721 | 2.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,106 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,704 | 3.25% |
| Union, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,106 | 2.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,465 | 2.25% |
| Alpena, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,278 | 2.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,325 | 2.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,486 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.00% |
| Elk City, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,979 | 2.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,424 | 2.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,568 | 2.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,992 | 2.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,044 | 2.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,154 | 2.25% |
| Marion, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,371 | 2.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,701 | 2.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,541 | 2.25% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,892 | 2.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,652 | 2.75% |
| Mexico, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,960 | 2.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,417 | 2.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,182 | 2.75% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,099 | 2.25% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,071 | 2.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,786 | 2.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,038 | 2.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,527 | 2.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,835 | 2.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,427 | 2.75% |
| Americus, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $637 | 3.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,364 | 2.25% |
| Ashland, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,594 | 2.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,327 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,180 | 2.50% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,305 | 2.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,979 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,069 | 2.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,053 | 2.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,877 | 2.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,859 | 2.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,442 | 2.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,403 | 2.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,745 | 2.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,447 | 2.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,005 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,425 | 2.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,327 | 1.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,542 | 2.25% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,645 | 2.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,882 | 2.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,752 | 2.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,166 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,726 | 2.25% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,820 | 2.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,552 | 2.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,112 | 2.25% |
| Hood River, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,438 | 2.50% |
| Farmington, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,788 | 2.25% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,446 | 2.75% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,199 | 2.25% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,771 | 3.25% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,445 | 2.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,881 | 2.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Low VA Rates based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
HONOLULU
Similarity Rank: 53
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POINT BREEZE
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Bossier Federal Credit Union
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GOLDEN PLAINS
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ALOHA PACIFIC
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First Credit Union
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University of Hawaii Federal Credit Union
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HAWAIIAN FINANCIAL
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Members Mortgage Services, L.L.C.
Similarity Rank: 220
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PIERREMONT MORTGAGE, INC.
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Product Mix
For 2021, Low Va Rates's most frequently originated type of loan was VA, with 6,065 originations. Their 2nd most popular type was Conventional, with 450 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 6,785 | $1,629,415,000 | $240,150 | $4,532 | 2.45% |
| Home Purchase | 1 | $85,000 | $85,000 | $4,597 | 3.50% |
For 2021, Low Va Rates's most frequently cited loan purpose was Refi, with 6,785 originations. The 2nd most popular reason was Home Purchase, with 1 originations.
Loan Duration/Length
For 2021, Low Va Rates's most frequently cited loan duration was 30 Year, with 6,562 originations. The 2nd most popular length was Other, with 93 originations.
Origination Fees/Closing Costs
Low Va Rates's average total fees were $4,560, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,186 originations.
Interest Rates
During 2021, Low Va Rates's average interest rate for loans was 2.45%, while their most frequently originated rate bucket for loans was <2.5%, with 5,016 originations.
Loan Sizing
2021 saw Low Va Rates place emphasis on $200k-400k loans with 2,920 originations, totaling $815,580,000 in origination value.
Applicant Income
Low Va Rates lent most frequently to those with incomes in the $50k or less range, with 5,728 originations. The second most popular income band? $50k-75k, with 319 originations.
Applicant Debt to Income Ratio
Low Va Rates lent most frequently to those with DTI ratios of 20-30%, with 227 originations. The next most common DTI ratio? 30-36%, with 218 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.10%
Low Va Rates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination86.22%
Low Va Rates has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,786 | $1,629,500,000 | $240,127 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,786 | $1,629,500,000 | $240,127 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Liberty Capital Services LLC | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |