Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
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Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Denver, Dallas, Los Angeles, Sacramento, and Atlanta among others. We have data for 359 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.19% | 4/19/24 |
| 30 Year Conventional Refi | 6.11% | 4/19/24 |
| 30 Year Cash-out Refi | 6.21% | 4/19/24 |
| 15 Year Conventional Purchase | 5.51% | 4/19/24 |
| 15 Year Conventional Refi | 5.58% | 4/19/24 |
| 15 Year Cash-out Refi | 5.58% | 4/19/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
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This is not an official calculator from Provident Funding Associates L.p.. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,465Origination Dollar Volume (All Markets)
$4,490,735,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2018
PROVIDENT FUNDING ASSOCIATES L.P. is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 760 | $241,810,000 | $318,171 | $3,258 | 4.42% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 769 | $215,755,000 | $280,566 | $4,761 | 4.37% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 523 | $200,575,000 | $383,509 | $4,276 | 4.41% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 581 | $183,745,000 | $316,256 | $3,778 | 4.50% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 651 | $178,805,000 | $274,662 | $3,488 | 4.35% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 502 | $176,530,000 | $351,653 | $4,026 | 4.40% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 653 | $171,055,000 | $261,953 | $3,720 | 4.43% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 566 | $165,700,000 | $292,756 | $3,540 | 4.46% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 396 | $161,830,000 | $408,662 | $3,511 | 4.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 469 | $153,275,000 | $326,812 | $4,320 | 4.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 504 | $139,460,000 | $276,706 | $4,675 | 4.33% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 447 | $125,935,000 | $281,734 | $3,864 | 4.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 389 | $124,415,000 | $319,833 | $5,133 | 4.34% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 286 | $122,830,000 | $429,476 | $3,408 | 4.29% |
| PROVO-OREM, UT (FHA|USDA|VA) | 381 | $109,515,000 | $287,441 | $3,756 | 4.53% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 389 | $104,625,000 | $268,959 | $3,369 | 4.48% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 234 | $89,650,000 | $383,120 | $4,160 | 4.35% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 210 | $73,670,000 | $350,810 | $3,642 | 4.37% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 283 | $72,965,000 | $257,827 | $3,408 | 4.45% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 244 | $71,550,000 | $293,238 | $3,859 | 4.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 279 | $65,815,000 | $235,896 | $2,916 | 4.40% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 208 | $64,950,000 | $312,260 | $4,663 | 4.42% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 251 | $64,605,000 | $257,390 | $3,213 | 4.32% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 184 | $62,730,000 | $340,924 | $3,753 | 4.35% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 264 | $62,180,000 | $235,530 | $2,715 | 4.39% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 238 | $58,490,000 | $245,756 | $4,918 | 4.26% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 179 | $43,755,000 | $244,441 | $2,738 | 4.30% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 168 | $43,510,000 | $258,988 | $3,106 | 4.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 170 | $39,670,000 | $233,353 | $4,537 | 4.28% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 139 | $34,855,000 | $250,755 | $3,035 | 4.37% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 141 | $33,185,000 | $235,355 | $3,601 | 4.40% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 128 | $33,040,000 | $258,125 | $4,200 | 4.27% |
| Outside of Metro Areas | 137 | $31,715,000 | $231,496 | $3,373 | 4.39% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 117 | $28,595,000 | $244,402 | $2,782 | 4.45% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 98 | $28,280,000 | $288,571 | $4,661 | 4.28% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 140 | $27,530,000 | $196,643 | $2,651 | 4.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 101 | $24,755,000 | $245,099 | $4,472 | 4.41% |
| BOULDER, CO (FHA|USDA|VA) | 72 | $24,530,000 | $340,694 | $3,511 | 4.41% |
| STOCKTON, CA (FHA|USDA|VA) | 74 | $23,790,000 | $321,486 | $3,877 | 4.48% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 83 | $21,505,000 | $259,096 | $3,281 | 4.41% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 78 | $20,490,000 | $262,692 | $3,974 | 4.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 56 | $20,070,000 | $358,393 | $3,709 | 4.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 72 | $19,590,000 | $272,083 | $3,686 | 4.35% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 57 | $18,095,000 | $317,456 | $4,258 | 4.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 70 | $17,410,000 | $248,714 | $3,853 | 4.39% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 47 | $16,025,000 | $340,957 | $3,328 | 4.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 47 | $15,615,000 | $332,234 | $3,947 | 4.37% |
| FORT COLLINS, CO (FHA|USDA|VA) | 47 | $14,175,000 | $301,596 | $3,327 | 4.43% |
| VALLEJO, CA (FHA|USDA|VA) | 44 | $14,030,000 | $318,864 | $3,298 | 4.36% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 62 | $13,350,000 | $215,323 | $3,169 | 4.49% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 48 | $12,740,000 | $265,417 | $4,261 | 4.48% |
| RENO, NV (FHA|USDA|VA) | 42 | $12,620,000 | $300,476 | $3,348 | 4.55% |
| GREELEY, CO (FHA|USDA|VA) | 47 | $12,595,000 | $267,979 | $3,183 | 4.56% |
| RICHMOND, VA (FHA|USDA|VA) | 43 | $12,485,000 | $290,349 | $3,578 | 4.34% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 57 | $11,805,000 | $207,105 | $4,742 | 4.23% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 45 | $11,545,000 | $256,556 | $4,652 | 4.48% |
| ST. GEORGE, UT (FHA|USDA|VA) | 40 | $11,080,000 | $277,000 | $3,162 | 4.39% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 47 | $10,815,000 | $230,106 | $2,474 | 4.52% |
| Edwards, CO (FHA|USDA|VA) | 26 | $10,320,000 | $396,923 | $3,777 | 4.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 39 | $9,935,000 | $254,744 | $3,117 | 4.29% |
| TUCSON, AZ (FHA|USDA|VA) | 47 | $9,875,000 | $210,106 | $3,548 | 4.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 34 | $9,870,000 | $290,294 | $3,239 | 4.44% |
| BEND, OR (FHA|USDA|VA) | 32 | $9,800,000 | $306,250 | $4,445 | 4.34% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 35 | $9,505,000 | $271,571 | $3,757 | 4.44% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 20 | $9,010,000 | $450,500 | $7,495 | 4.11% |
| Heber, UT (FHA|USDA|VA) | 26 | $8,960,000 | $344,615 | $3,621 | 4.44% |
| SALEM, OR (FHA|USDA|VA) | 34 | $8,840,000 | $260,000 | $4,760 | 4.41% |
| TULSA, OK (FHA|USDA|VA) | 39 | $8,705,000 | $223,205 | $3,453 | 4.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $8,450,000 | $281,667 | $4,172 | 4.48% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 20 | $8,410,000 | $420,500 | $4,278 | 4.64% |
| FRESNO, CA (FHA|USDA|VA) | 33 | $8,065,000 | $244,394 | $3,382 | 4.45% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 29 | $7,555,000 | $260,517 | $4,070 | 4.44% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 26 | $7,500,000 | $288,462 | $3,374 | 4.53% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 29 | $7,495,000 | $258,448 | $3,191 | 4.28% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 24 | $7,380,000 | $307,500 | $3,567 | 4.47% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 30 | $6,920,000 | $230,667 | $3,260 | 4.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 25 | $6,875,000 | $275,000 | $3,313 | 4.15% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 29 | $6,815,000 | $235,000 | $4,171 | 4.48% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 29 | $6,795,000 | $234,310 | $3,374 | 4.44% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $6,770,000 | $282,083 | $4,972 | 4.24% |
| MODESTO, CA (FHA|USDA|VA) | 28 | $6,760,000 | $241,429 | $3,287 | 4.46% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $6,545,000 | $225,690 | $4,416 | 4.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $6,320,000 | $225,714 | $3,454 | 4.35% |
| COLUMBIA, SC (FHA|USDA|VA) | 25 | $5,995,000 | $239,800 | $4,055 | 4.27% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $5,945,000 | $220,185 | $3,483 | 4.35% |
| GAINESVILLE, FL (FHA|USDA|VA) | 29 | $5,615,000 | $193,621 | $3,280 | 4.53% |
| CHICO, CA (FHA|USDA|VA) | 22 | $5,610,000 | $255,000 | $3,097 | 4.45% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 14 | $5,400,000 | $385,714 | $3,523 | 4.26% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $5,400,000 | $245,455 | $4,407 | 4.52% |
| KNOXVILLE, TN (FHA|USDA|VA) | 20 | $5,250,000 | $262,500 | $4,142 | 4.34% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 21 | $5,185,000 | $246,905 | $3,014 | 4.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $5,010,000 | $250,500 | $3,478 | 4.47% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $4,850,000 | $220,455 | $4,150 | 4.41% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 15 | $4,815,000 | $321,000 | $3,409 | 4.29% |
| NAPA, CA (FHA|USDA|VA) | 11 | $4,675,000 | $425,000 | $5,134 | 4.47% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 21 | $4,675,000 | $222,619 | $4,357 | 4.27% |
| SALINAS, CA (FHA|USDA|VA) | 15 | $4,665,000 | $311,000 | $4,590 | 4.24% |
| REDDING, CA (FHA|USDA|VA) | 19 | $4,605,000 | $242,368 | $3,241 | 4.57% |
| WENATCHEE, WA (FHA|USDA|VA) | 17 | $4,535,000 | $266,765 | $4,808 | 4.46% |
| ROCHESTER, MN (FHA|USDA|VA) | 18 | $4,420,000 | $245,556 | $3,363 | 4.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $4,420,000 | $221,000 | $4,230 | 4.23% |
| LOGAN, UT-ID (FHA|USDA|VA) | 21 | $4,405,000 | $209,762 | $3,042 | 4.44% |
| Durango, CO (FHA|USDA|VA) | 15 | $4,345,000 | $289,667 | $3,215 | 4.45% |
| MEDFORD, OR (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $4,179 | 4.53% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,145,000 | $318,846 | $4,618 | 4.29% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 16 | $4,120,000 | $257,500 | $3,692 | 4.52% |
| ANN ARBOR, MI (FHA|USDA|VA) | 17 | $4,115,000 | $242,059 | $2,801 | 4.26% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $4,105,000 | $241,471 | $3,274 | 4.45% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 19 | $4,035,000 | $212,368 | $3,390 | 4.36% |
| CORVALLIS, OR (FHA|USDA|VA) | 13 | $3,895,000 | $299,615 | $4,051 | 4.36% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $3,820,000 | $212,222 | $3,697 | 4.43% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 18 | $3,780,000 | $210,000 | $3,081 | 4.25% |
| Breckenridge, CO (FHA|USDA|VA) | 10 | $3,770,000 | $377,000 | $3,236 | 4.30% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $3,350,000 | $558,333 | $6,135 | 4.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 15 | $3,335,000 | $222,333 | $3,225 | 4.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 10 | $3,120,000 | $312,000 | $5,495 | 4.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $3,326 | 4.30% |
| YAKIMA, WA (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $3,535 | 4.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $2,880,000 | $205,714 | $3,594 | 4.46% |
| MERCED, CA (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $3,511 | 4.28% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $3,716 | 4.57% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $3,920 | 4.34% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $3,329 | 4.49% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $3,594 | 4.50% |
| MADISON, WI (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $2,452 | 4.52% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $3,315 | 4.47% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $2,529 | 4.41% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 12 | $2,220,000 | $185,000 | $2,818 | 4.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $3,976 | 4.44% |
| Torrington, CT (FHA|USDA|VA) | 10 | $2,120,000 | $212,000 | $3,607 | 4.51% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $3,783 | 4.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $2,707 | 4.23% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $3,026 | 4.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $3,163 | 4.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $3,448 | 4.44% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $4,404 | 4.50% |
| Hailey, ID (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $4,564 | 4.42% |
| READING, PA (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $4,130 | 4.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $2,663 | 4.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $2,750 | 4.21% |
| Newport, OR (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $3,603 | 4.39% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $2,397 | 4.52% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $3,586 | 4.03% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $4,030 | 4.38% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $2,890 | 4.29% |
| Hood River, OR (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $7,424 | 4.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,874 | 4.35% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $3,194 | 4.65% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,554 | 4.15% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $4,343 | 4.21% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $4,797 | 4.67% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $3,619 | 4.38% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $3,383 | 4.36% |
| Jefferson, GA (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,603 | 4.59% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,689 | 4.34% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $4,037 | 4.47% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,910 | 4.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $4,058 | 4.58% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $2,874 | 4.16% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $2,872 | 4.29% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $4,293 | 4.58% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,654 | 4.35% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $2,873 | 4.48% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $2,678 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $2,649 | 4.30% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,198 | 4.91% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,843 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,628 | 4.21% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,082 | 4.47% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,961 | 4.45% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,567 | 4.35% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,760 | 4.41% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $2,718 | 4.46% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,918 | 4.53% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $2,341 | 4.43% |
| Seneca, SC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,299 | 4.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,784 | 4.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,305 | 4.40% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $3,740 | 3.91% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,436 | 3.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,628 | 4.35% |
| Vernal, UT (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,068 | 4.22% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,500 | 4.30% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,939 | 4.04% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $2,722 | 4.38% |
| Bardstown, KY (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $2,554 | 4.60% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,086 | 4.42% |
| AKRON, OH (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,418 | 4.09% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,298 | 4.59% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,686 | 4.54% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,192 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,557 | 4.16% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,245 | 4.66% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $2,616 | 4.10% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,669 | 4.44% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,986 | 4.19% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,561 | 4.66% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,063 | 4.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,281 | 4.28% |
| Outside of Metro Areas | 3 | $695,000 | $231,667 | $3,842 | 4.58% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,352 | 4.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,627 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,565 | 4.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,151 | 4.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,523 | 4.38% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,660 | 3.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,102 | 4.41% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,923 | 4.67% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,864 | 4.69% |
| New Castle, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,933 | 4.63% |
| RACINE, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,326 | 4.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,016 | 3.88% |
| Key West, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,329 | 3.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,145 | 4.25% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,581 | 4.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,937 | 4.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,248 | 4.50% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,680 | 4.13% |
| OCALA, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,321 | 4.50% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,719 | 4.42% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,990 | 4.04% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,524 | 4.58% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,478 | 4.50% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,100 | 4.38% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,322 | 5.06% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,777 | 4.44% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,635 | 4.46% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,859 | 4.25% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,889 | 4.67% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,409 | 4.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,558 | 4.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,702 | 4.06% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,509 | 4.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,912 | 4.19% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,780 | 4.19% |
| Brookings, OR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,099 | 4.69% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,445 | 4.69% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,303 | 5.00% |
| Fernley, NV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,879 | 4.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,497 | 4.13% |
| Athens, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,534 | 4.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,228 | 4.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,067 | 4.56% |
| Fallon, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,519 | 4.19% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,648 | 4.00% |
| WACO, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,395 | 5.06% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,612 | 4.46% |
| Granbury, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,242 | 4.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,178 | 4.19% |
| FLINT, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,597 | 4.25% |
| Washington, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,464 | 4.06% |
| Pullman, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,930 | 4.31% |
| Seymour, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,000 | 3.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,219 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,426 | 4.44% |
| Astoria, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,671 | 4.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,929 | 4.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,395 | 4.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,213 | 4.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,709 | 4.00% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,438 | 4.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,212 | 4.56% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,707 | 4.54% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,972 | 4.19% |
| Lake City, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,503 | 4.19% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,414 | 4.59% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,092 | 3.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,045 | 4.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,279 | 4.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,429 | 5.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,394 | 4.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,663 | 3.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,200 | 4.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,729 | 5.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,223 | 4.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,059 | 3.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,849 | 3.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,797 | 5.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,285 | 4.63% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,929 | 3.88% |
| London, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,427 | 4.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,702 | 4.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,142 | 4.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,154 | 4.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,789 | 4.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,260 | 4.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,127 | 3.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,323 | 5.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,281 | 4.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,720 | 4.38% |
| Bedford, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,652 | 3.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,233 | 4.63% |
| DuBois, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,880 | 4.56% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,158 | 4.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,505 | 4.38% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,299 | 4.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,492 | 3.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,974 | 4.88% |
| Rolla, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,517 | 4.69% |
| Marshall, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,047 | 4.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,603 | 4.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,532 | 3.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,914 | 3.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,817 | 4.56% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,582 | 3.63% |
| Decatur, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,708 | 4.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,898 | 3.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,633 | 4.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,026 | 4.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,545 | 3.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,477 | 4.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,611 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,881 | 3.81% |
| Centralia, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,609 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,830 | 3.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,979 | 4.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,161 | 3.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,111 | 4.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,209 | 5.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,765 | 3.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,170 | 4.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,498 | 4.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,027 | 4.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,218 | 4.38% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,863 | 4.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,348 | 4.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,019 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,878 | 4.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,026 | 4.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,949 | 3.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,326 | 3.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,380 | 3.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,601 | 4.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,541 | 3.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,616 | 4.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,982 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,741 | 4.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,754 | 3.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,375 | 4.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,272 | 4.75% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,100 | 4.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,906 | 5.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,450 | 4.31% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,300 | 4.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,939 | 3.13% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,691 | 4.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,023 | 4.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,758 | 4.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,171 | 4.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,825 | 3.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,863 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,776 | 4.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,859 | 4.38% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,246 | 3.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,730 | 4.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,971 | 4.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,929 | 4.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,890 | 5.25% |
| Douglas, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,579 | 4.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against PROVIDENT FUNDING ASSOCIATES L.P. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 15,311 | $4,445,505,000 | $290,347 | $3,744 | 4.40% |
| FHA | 154 | $45,230,000 | $293,701 | $8,775 | 4.17% |
For 2018, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 15,311 originations. Their 2nd most popular type was FHA, with 154 originations.
Loan Reason
For 2018, Provident Funding Associates L.p.'s most frequently cited loan purpose was Home Purchase, with 8,682 originations. The 2nd most popular reason was Cash Out Refi, with 3,758 originations.
Loan Duration/Length
For 2018, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 11,816 originations. The 2nd most popular length was 15 Year, with 2,908 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $3,930, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,142 originations.
Interest Rates
During 2018, Provident Funding Associates L.p.'s average interest rate for loans was 4.52%, while their most frequently originated rate bucket for loans was 4-5%, with 11,087 originations.
Loan Sizing
2018 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 8,869 originations, totaling $2,567,685,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 4,846 originations. The second most popular income band? $75k-100k, with 3,097 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 3,382 originations. The next most common DTI ratio? 30-36%, with 3,068 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.84%
Provident Funding Associates L.p. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination80.56%
Provident Funding Associates L.p. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,465 | $4,490,735,000 | $290,381 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 15,465 | $4,490,735,000 | $290,381 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 12.0% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Closing on a mortgage | 2 | 8.0% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Struggling to pay mortgage | 2 | 8.0% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Trouble during payment process | 15 | 60.0% |
| PROVIDENT FUNDING ASSOCIATES | FHA mortgage | Trouble during payment process | 1 | 4.0% |
| PROVIDENT FUNDING ASSOCIATES | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 4.0% |
| PROVIDENT FUNDING ASSOCIATES | Other type of mortgage | Trouble during payment process | 1 | 4.0% |