Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
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Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a large mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Dallas, Denver, Salt Lake City, Phoenix, and Sacramento among others. We have data for 415 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.19% | 4/22/24 |
| 30 Year Conventional Refi | 6.11% | 4/22/24 |
| 30 Year Cash-out Refi | 6.21% | 4/22/24 |
| 15 Year Conventional Purchase | 5.51% | 4/22/24 |
| 15 Year Conventional Refi | 5.58% | 4/22/24 |
| 15 Year Cash-out Refi | 5.58% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
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This is not an official calculator from Provident Funding Associates L.p.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
37,205Origination Dollar Volume (All Markets)
$11,361,475,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2019
PROVIDENT FUNDING ASSOCIATES L.P. is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,338 | $722,080,000 | $308,845 | $3,952 | 3.68% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,644 | $560,830,000 | $341,137 | $3,024 | 3.90% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,766 | $549,060,000 | $310,906 | $3,344 | 3.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,986 | $544,170,000 | $274,003 | $3,051 | 3.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,589 | $535,505,000 | $337,008 | $3,472 | 3.91% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,377 | $483,175,000 | $350,890 | $4,101 | 3.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,227 | $475,685,000 | $387,681 | $3,657 | 3.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,600 | $465,290,000 | $290,806 | $3,266 | 3.83% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 999 | $365,585,000 | $365,951 | $3,536 | 3.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1,094 | $329,800,000 | $301,463 | $3,409 | 3.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,090 | $322,440,000 | $295,817 | $4,155 | 3.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 785 | $320,825,000 | $408,694 | $3,393 | 3.85% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 995 | $278,335,000 | $279,734 | $3,242 | 3.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 964 | $260,060,000 | $269,772 | $4,300 | 3.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 802 | $224,540,000 | $279,975 | $2,983 | 3.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 529 | $220,585,000 | $416,985 | $3,218 | 3.80% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 782 | $220,520,000 | $281,995 | $3,015 | 3.90% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 599 | $196,685,000 | $328,356 | $4,212 | 3.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 649 | $195,565,000 | $301,333 | $3,928 | 3.68% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 600 | $188,820,000 | $314,700 | $3,565 | 3.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 674 | $180,940,000 | $268,457 | $3,078 | 3.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 461 | $180,845,000 | $392,289 | $3,531 | 3.90% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 597 | $168,675,000 | $282,538 | $2,942 | 3.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 456 | $168,260,000 | $368,991 | $3,183 | 3.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 594 | $151,100,000 | $254,377 | $2,854 | 3.80% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 411 | $148,155,000 | $360,474 | $3,343 | 3.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 516 | $128,970,000 | $249,942 | $2,638 | 3.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 449 | $122,275,000 | $272,327 | $2,668 | 3.77% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 339 | $100,425,000 | $296,239 | $4,552 | 3.84% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 276 | $73,390,000 | $265,906 | $2,636 | 3.87% |
| PITTSBURGH, PA (FHA|USDA|VA) | 274 | $68,920,000 | $251,533 | $4,109 | 3.81% |
| BOULDER, CO (FHA|USDA|VA) | 180 | $67,640,000 | $375,778 | $3,011 | 3.90% |
| VALLEJO, CA (FHA|USDA|VA) | 189 | $66,255,000 | $350,556 | $3,696 | 3.89% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 305 | $66,175,000 | $216,967 | $2,482 | 3.93% |
| Outside of Metro Areas | 273 | $64,115,000 | $234,853 | $3,262 | 3.81% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 246 | $60,920,000 | $247,642 | $3,562 | 3.79% |
| STOCKTON, CA (FHA|USDA|VA) | 174 | $56,420,000 | $324,253 | $3,269 | 4.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 213 | $55,125,000 | $258,803 | $4,013 | 3.81% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 136 | $54,380,000 | $399,853 | $3,187 | 3.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 138 | $51,940,000 | $376,377 | $3,360 | 3.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 187 | $48,545,000 | $259,599 | $4,160 | 3.82% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 185 | $48,165,000 | $260,351 | $3,159 | 3.95% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 184 | $46,960,000 | $255,217 | $2,713 | 3.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 171 | $46,195,000 | $270,146 | $2,986 | 3.92% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 157 | $45,875,000 | $292,197 | $3,101 | 3.85% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 141 | $42,345,000 | $300,319 | $3,046 | 3.79% |
| BEND, OR (FHA|USDA|VA) | 130 | $41,260,000 | $317,385 | $4,253 | 3.80% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 92 | $39,990,000 | $434,674 | $3,654 | 3.90% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 108 | $39,470,000 | $365,463 | $3,081 | 3.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 105 | $35,115,000 | $334,429 | $3,838 | 3.82% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 141 | $34,895,000 | $247,482 | $4,122 | 3.78% |
| FORT COLLINS, CO (FHA|USDA|VA) | 109 | $33,605,000 | $308,303 | $3,027 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 123 | $32,955,000 | $267,927 | $3,549 | 3.83% |
| ST. GEORGE, UT (FHA|USDA|VA) | 118 | $32,140,000 | $272,373 | $3,180 | 3.90% |
| GREELEY, CO (FHA|USDA|VA) | 104 | $32,050,000 | $308,173 | $3,221 | 3.88% |
| SALINAS, CA (FHA|USDA|VA) | 79 | $31,325,000 | $396,519 | $3,918 | 4.03% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 117 | $29,405,000 | $251,325 | $2,986 | 3.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 116 | $29,180,000 | $251,552 | $3,786 | 3.81% |
| RICHMOND, VA (FHA|USDA|VA) | 98 | $28,850,000 | $294,388 | $3,361 | 3.86% |
| TUCSON, AZ (FHA|USDA|VA) | 127 | $28,645,000 | $225,551 | $3,015 | 3.88% |
| RENO, NV (FHA|USDA|VA) | 90 | $26,810,000 | $297,889 | $3,277 | 3.98% |
| MODESTO, CA (FHA|USDA|VA) | 95 | $25,155,000 | $264,789 | $3,090 | 3.91% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 95 | $25,005,000 | $263,211 | $2,490 | 3.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 93 | $24,945,000 | $268,226 | $3,465 | 3.89% |
| FRESNO, CA (FHA|USDA|VA) | 82 | $22,050,000 | $268,902 | $3,071 | 3.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 79 | $19,885,000 | $251,709 | $4,057 | 3.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 66 | $19,810,000 | $300,152 | $3,161 | 3.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 68 | $19,810,000 | $291,324 | $3,218 | 3.90% |
| Heber, UT (FHA|USDA|VA) | 57 | $19,655,000 | $344,825 | $3,561 | 3.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 73 | $19,415,000 | $265,959 | $3,800 | 3.79% |
| ANN ARBOR, MI (FHA|USDA|VA) | 66 | $18,960,000 | $287,273 | $2,560 | 3.63% |
| NAPA, CA (FHA|USDA|VA) | 47 | $18,835,000 | $400,745 | $3,288 | 3.95% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 65 | $18,625,000 | $286,538 | $3,116 | 3.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 63 | $16,855,000 | $267,540 | $3,443 | 3.84% |
| SALEM, OR (FHA|USDA|VA) | 59 | $16,695,000 | $282,966 | $4,300 | 3.80% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 72 | $16,480,000 | $228,889 | $3,702 | 3.90% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 62 | $15,690,000 | $253,065 | $3,592 | 3.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 60 | $15,680,000 | $261,333 | $4,147 | 3.86% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 62 | $15,540,000 | $250,645 | $3,109 | 3.72% |
| GAINESVILLE, FL (FHA|USDA|VA) | 60 | $15,170,000 | $252,833 | $3,984 | 3.91% |
| TULSA, OK (FHA|USDA|VA) | 61 | $14,905,000 | $244,344 | $3,341 | 3.95% |
| LOGAN, UT-ID (FHA|USDA|VA) | 58 | $14,630,000 | $252,241 | $3,208 | 3.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 55 | $14,295,000 | $259,909 | $3,164 | 3.76% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 45 | $14,055,000 | $312,333 | $3,182 | 3.84% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 53 | $14,015,000 | $264,434 | $3,756 | 3.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 49 | $13,815,000 | $281,939 | $3,360 | 3.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 50 | $13,360,000 | $267,200 | $3,133 | 3.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 43 | $12,675,000 | $294,767 | $3,163 | 3.93% |
| Edwards, CO (FHA|USDA|VA) | 31 | $12,655,000 | $408,226 | $2,950 | 3.77% |
| CHICO, CA (FHA|USDA|VA) | 43 | $12,275,000 | $285,465 | $3,455 | 3.95% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 43 | $12,015,000 | $279,419 | $2,890 | 3.86% |
| REDDING, CA (FHA|USDA|VA) | 46 | $11,180,000 | $243,043 | $3,526 | 3.92% |
| CORVALLIS, OR (FHA|USDA|VA) | 35 | $10,665,000 | $304,714 | $4,229 | 3.84% |
| WENATCHEE, WA (FHA|USDA|VA) | 35 | $10,405,000 | $297,286 | $3,691 | 3.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 30 | $9,760,000 | $325,333 | $3,325 | 3.80% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 42 | $9,090,000 | $216,429 | $2,983 | 3.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 40 | $9,030,000 | $225,750 | $3,673 | 3.93% |
| WILMINGTON, NC (FHA|USDA|VA) | 35 | $8,875,000 | $253,571 | $3,169 | 3.79% |
| BELLINGHAM, WA (FHA|USDA|VA) | 28 | $8,840,000 | $315,714 | $4,059 | 3.82% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 29 | $8,605,000 | $296,724 | $3,133 | 3.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 32 | $8,490,000 | $265,313 | $3,586 | 3.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 30 | $8,360,000 | $278,667 | $3,544 | 4.03% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 25 | $8,305,000 | $332,200 | $4,007 | 3.84% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $8,255,000 | $284,655 | $3,064 | 3.78% |
| Durango, CO (FHA|USDA|VA) | 27 | $8,235,000 | $305,000 | $2,984 | 3.82% |
| ROCHESTER, MN (FHA|USDA|VA) | 31 | $7,915,000 | $255,323 | $2,854 | 3.85% |
| ASHEVILLE, NC (FHA|USDA|VA) | 28 | $7,680,000 | $274,286 | $3,332 | 3.91% |
| YUBA CITY, CA (FHA|USDA|VA) | 27 | $7,645,000 | $283,148 | $3,819 | 3.87% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $7,295,000 | $291,800 | $4,108 | 3.89% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $7,000,000 | $350,000 | $5,359 | 4.07% |
| SPARTANBURG, SC (FHA|USDA|VA) | 36 | $6,940,000 | $192,778 | $3,318 | 3.98% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 26 | $6,750,000 | $259,615 | $3,141 | 3.85% |
| Glenwood Springs, CO (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $2,779 | 3.78% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 27 | $6,645,000 | $246,111 | $3,123 | 3.76% |
| MEDFORD, OR (FHA|USDA|VA) | 24 | $6,580,000 | $274,167 | $3,827 | 3.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 21 | $6,035,000 | $287,381 | $4,033 | 3.72% |
| Breckenridge, CO (FHA|USDA|VA) | 17 | $5,905,000 | $347,353 | $3,072 | 3.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $5,875,000 | $217,593 | $3,326 | 3.87% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 25 | $5,835,000 | $233,400 | $3,134 | 3.91% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 23 | $5,775,000 | $251,087 | $2,863 | 3.89% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 24 | $5,650,000 | $235,417 | $3,232 | 3.76% |
| MERCED, CA (FHA|USDA|VA) | 25 | $5,565,000 | $222,600 | $3,628 | 4.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 23 | $5,545,000 | $241,087 | $4,166 | 3.91% |
| LANCASTER, PA (FHA|USDA|VA) | 26 | $5,400,000 | $207,692 | $3,579 | 3.61% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 21 | $5,205,000 | $247,857 | $2,546 | 3.96% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $5,175,000 | $246,429 | $4,063 | 3.85% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $5,065,000 | $241,190 | $3,119 | 3.93% |
| KNOXVILLE, TN (FHA|USDA|VA) | 19 | $4,985,000 | $262,368 | $3,097 | 3.82% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 19 | $4,935,000 | $259,737 | $3,512 | 3.76% |
| Cedar City, UT (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $3,170 | 3.76% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 19 | $4,715,000 | $248,158 | $2,662 | 3.81% |
| VISALIA, CA (FHA|USDA|VA) | 20 | $4,640,000 | $232,000 | $2,774 | 3.73% |
| Torrington, CT (FHA|USDA|VA) | 21 | $4,555,000 | $216,905 | $3,111 | 3.97% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $4,540,000 | $227,000 | $3,407 | 3.66% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $4,530,000 | $251,667 | $4,409 | 3.64% |
| GAINESVILLE, GA (FHA|USDA|VA) | 18 | $4,380,000 | $243,333 | $3,574 | 3.97% |
| Oak Harbor, WA (FHA|USDA|VA) | 12 | $4,110,000 | $342,500 | $2,936 | 3.66% |
| Frankfort, KY (FHA|USDA|VA) | 20 | $4,020,000 | $201,000 | $2,491 | 3.87% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $4,784 | 3.99% |
| READING, PA (FHA|USDA|VA) | 18 | $3,890,000 | $216,111 | $3,602 | 3.88% |
| Show Low, AZ (FHA|USDA|VA) | 14 | $3,590,000 | $256,429 | $3,346 | 3.68% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 15 | $3,535,000 | $235,667 | $4,179 | 3.97% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 17 | $3,475,000 | $204,412 | $2,287 | 3.80% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 15 | $3,455,000 | $230,333 | $2,497 | 3.89% |
| TYLER, TX (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $4,563 | 3.86% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $3,395,000 | $226,333 | $3,101 | 3.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 16 | $3,390,000 | $211,875 | $2,929 | 3.85% |
| Richmond-Berea, KY (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $3,992 | 4.26% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $3,455 | 4.08% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $3,205,000 | $213,667 | $3,270 | 3.79% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $3,120,000 | $222,857 | $4,631 | 3.54% |
| Hood River, OR (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $4,393 | 3.84% |
| Sonora, CA (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $3,053 | 4.02% |
| Steamboat Springs, CO (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $2,657 | 3.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $2,196 | 3.74% |
| Hailey, ID (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $4,957 | 3.94% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $4,375 | 3.81% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $3,188 | 4.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $4,047 | 4.06% |
| Outside of Metro Areas | 9 | $2,655,000 | $295,000 | $4,044 | 3.90% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $2,645,000 | $203,462 | $2,960 | 3.80% |
| Shelton, WA (FHA|USDA|VA) | 11 | $2,625,000 | $238,636 | $3,235 | 4.05% |
| AKRON, OH (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $3,884 | 3.62% |
| Jefferson, GA (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $3,369 | 3.77% |
| Newport, OR (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $3,702 | 3.74% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $2,815 | 4.06% |
| MADERA, CA (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $3,409 | 3.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $3,519 | 4.07% |
| Boone, NC (FHA|USDA|VA) | 10 | $2,460,000 | $246,000 | $3,188 | 4.11% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $3,911 | 4.11% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $3,433 | 3.59% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $4,050 | 3.71% |
| Payson, AZ (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $2,919 | 3.71% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $2,674 | 3.86% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $2,904 | 4.21% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $3,177 | 3.64% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $3,407 | 3.69% |
| Athens, TX (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $5,831 | 4.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $3,287 | 3.83% |
| THE VILLAGES, FL (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $3,586 | 3.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $2,789 | 3.70% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $2,787 | 3.68% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $3,330 | 3.74% |
| OCALA, FL (FHA|USDA|VA) | 13 | $1,885,000 | $145,000 | $3,349 | 3.89% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $3,308 | 3.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,171 | 3.71% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $4,222 | 3.93% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $3,737 | 4.10% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $3,259 | 3.58% |
| OWENSBORO, KY (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $2,566 | 3.94% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $3,389 | 3.70% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $3,092 | 3.70% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,384 | 3.82% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,555 | 3.92% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $3,817 | 3.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $3,772 | 3.95% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $4,683 | 3.77% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $2,430 | 3.93% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $2,706 | 3.73% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,867 | 3.58% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $2,571 | 3.88% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $2,667 | 3.86% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $2,213 | 3.93% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $2,548 | 3.61% |
| Montrose, CO (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $2,710 | 3.95% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,138 | 3.70% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $2,974 | 3.90% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,085 | 3.92% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,401 | 3.85% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,721 | 3.95% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $2,311 | 3.73% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $3,043 | 4.02% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,987 | 3.96% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,275 | 4.25% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $9,032 | 3.63% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,311 | 3.75% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,429 | 4.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $3,446 | 4.19% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $2,649 | 3.33% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,488 | 3.68% |
| The Dalles, OR (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $5,567 | 3.84% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,462 | 3.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $2,614 | 3.67% |
| Vernal, UT (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,624 | 3.79% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,614 | 3.80% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,006 | 4.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $3,031 | 4.28% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,116 | 3.61% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,972 | 3.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,256 | 3.88% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,009 | 4.05% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $2,818 | 3.80% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $2,981 | 3.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,958 | 3.63% |
| WACO, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,151 | 4.50% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,351 | 3.72% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,396 | 4.53% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,149 | 3.53% |
| Susanville, CA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,329 | 4.16% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $2,854 | 3.97% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,103 | 3.58% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,483 | 3.79% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,985 | 3.72% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,246 | 3.31% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,982 | 3.72% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,833 | 3.42% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,071 | 3.81% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,059 | 3.88% |
| Rolla, MO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,308 | 3.42% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,114 | 4.21% |
| Price, UT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,898 | 3.79% |
| ERIE, PA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,941 | 3.79% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,717 | 3.56% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,743 | 4.08% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,324 | 3.67% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,225 | 3.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,288 | 3.78% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,295 | 4.16% |
| Pullman, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,987 | 4.21% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,929 | 3.78% |
| Fernley, NV (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,305 | 4.72% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,662 | 4.21% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,328 | 4.19% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,744 | 3.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,085 | 4.19% |
| Somerset, PA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,359 | 4.00% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,147 | 3.88% |
| Key West, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,623 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,912 | 5.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,872 | 3.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,542 | 3.44% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,256 | 4.00% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,745 | 3.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,471 | 3.44% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,290 | 3.81% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,039 | 3.81% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,778 | 3.83% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,920 | 4.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,156 | 3.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,013 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,829 | 3.47% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,009 | 4.31% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,295 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,020 | 4.06% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,820 | 4.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,950 | 4.19% |
| ROME, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,198 | 3.13% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,440 | 3.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,789 | 3.69% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,874 | 3.21% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,537 | 3.83% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,729 | 3.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,301 | 3.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,190 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,813 | 3.71% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,008 | 3.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,754 | 4.00% |
| FLINT, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,655 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,975 | 3.88% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,911 | 4.19% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,450 | 4.31% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,245 | 3.69% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,212 | 3.31% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,942 | 3.79% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,160 | 3.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,450 | 3.88% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,289 | 3.81% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,704 | 3.46% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,651 | 3.94% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,071 | 3.81% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,354 | 3.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,397 | 3.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,368 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,159 | 3.88% |
| Sanford, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,775 | 3.94% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,653 | 3.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,836 | 3.88% |
| Fallon, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,625 | 3.94% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,853 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,600 | 3.88% |
| Huntington, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,642 | 3.94% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,497 | 3.69% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,002 | 3.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,627 | 4.06% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,621 | 3.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,331 | 4.13% |
| MONROE, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,853 | 3.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,650 | 3.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,460 | 3.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,889 | 4.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,029 | 4.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,554 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,598 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,124 | 3.63% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,582 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,891 | 4.25% |
| Easton, MD (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,589 | 3.75% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,454 | 3.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,364 | 3.50% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,841 | 4.00% |
| Prineville, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,234 | 3.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,296 | 3.63% |
| Hilo, HI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,906 | 3.88% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,343 | 3.88% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,603 | 3.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,277 | 3.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,853 | 3.63% |
| Moscow, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,412 | 4.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,714 | 4.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,970 | 3.50% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,265 | 4.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,063 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,638 | 4.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,123 | 3.88% |
| Wooster, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,812 | 3.81% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,110 | 3.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,120 | 3.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,418 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,035 | 3.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,898 | 3.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,504 | 3.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,791 | 3.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,616 | 3.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,535 | 3.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,116 | 3.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,308 | 4.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,327 | 3.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,348 | 3.63% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,183 | 3.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,705 | 4.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,500 | 4.44% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,060 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,967 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,813 | 4.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,501 | 3.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,994 | 3.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,455 | 4.00% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,556 | 4.00% |
| Seymour, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,989 | 3.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,094 | 3.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,365 | 4.31% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,805 | 3.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,617 | 3.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,506 | 3.00% |
| Wabash, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,250 | 3.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,003 | 3.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,910 | 3.38% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,953 | 3.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,667 | 3.00% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,953 | 4.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,896 | 3.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,328 | 3.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,243 | 3.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,545 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,315 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,961 | 4.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,160 | 4.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,875 | 2.88% |
| Henderson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,491 | 3.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,995 | 3.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,420 | 3.50% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,032 | 3.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,558 | 3.88% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,930 | 3.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,564 | 4.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,910 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,858 | 3.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,308 | 4.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,095 | 3.50% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,786 | 4.38% |
| Tifton, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,015 | 3.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,650 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,552 | 4.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,874 | 4.75% |
| Safford, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,899 | 4.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 36,829 | $11,247,375,000 | $305,395 | $3,386 | 3.84% |
| FHA | 376 | $114,100,000 | $303,457 | $8,417 | 3.68% |
For 2019, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 36,829 originations. Their 2nd most popular type was FHA, with 376 originations.
Loan Reason
For 2019, Provident Funding Associates L.p.'s most frequently cited loan purpose was Refi, with 18,326 originations. The 2nd most popular reason was Home Purchase, with 10,357 originations.
Loan Duration/Length
For 2019, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 27,675 originations. The 2nd most popular length was 15 Year, with 7,769 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $3,545, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 30,320 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 27,853 | $8,613,005,000 | $309,231 |
| 4-5% | 7,732 | $2,303,360,000 | $297,900 |
| 2.5-3% | 1,315 | $365,235,000 | $277,745 |
| 5-6% | 305 | $79,875,000 | $261,885 |
During 2019, Provident Funding Associates L.p.'s average interest rate for loans was 3.96%, while their most frequently originated rate bucket for loans was 3-4%, with 27,853 originations.
Loan Sizing
2019 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 22,251 originations, totaling $6,573,915,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 13,188 originations. The second most popular income band? $150k-250k, with 7,623 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 9,964 originations. The next most common DTI ratio? 30-36%, with 8,042 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.13%
Provident Funding Associates L.p. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.48%
Provident Funding Associates L.p. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 37,205 | $11,361,475,000 | $305,375 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 37,205 | $11,361,475,000 | $305,375 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 20.0% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Closing on a mortgage | 2 | 6.7% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Incorrect information on your report | 1 | 3.3% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Struggling to pay mortgage | 5 | 16.7% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Trouble during payment process | 12 | 40.0% |
| PROVIDENT FUNDING ASSOCIATES | FHA mortgage | Trouble during payment process | 1 | 3.3% |
| PROVIDENT FUNDING ASSOCIATES | Other type of mortgage | Closing on a mortgage | 1 | 3.3% |
| PROVIDENT FUNDING ASSOCIATES | Other type of mortgage | Trouble during payment process | 2 | 6.7% |