Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
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Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a large mortgage company specializing in Refi and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Portland, Seattle, Atlanta, and Denver among others. We have data for 418 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.19% | 12/17/24 |
| 30 Year Conventional Refi | 6.11% | 12/17/24 |
| 30 Year Cash-out Refi | 6.21% | 12/17/24 |
| 15 Year Conventional Purchase | 5.51% | 12/17/24 |
| 15 Year Conventional Refi | 5.58% | 12/17/24 |
| 15 Year Cash-out Refi | 5.58% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
32,627Origination Dollar Volume (All Markets)
$9,594,755,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2021
PROVIDENT FUNDING ASSOCIATES L.P. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,094 | $642,890,000 | $307,015 | $3,600 | 2.56% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,476 | $506,550,000 | $343,191 | $3,776 | 2.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,194 | $450,170,000 | $377,027 | $3,325 | 2.58% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,560 | $431,790,000 | $276,788 | $3,015 | 2.55% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,299 | $428,925,000 | $330,196 | $3,028 | 2.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,341 | $389,305,000 | $290,309 | $3,803 | 2.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,089 | $366,665,000 | $336,699 | $3,319 | 2.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 961 | $361,875,000 | $376,561 | $3,573 | 2.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,321 | $335,205,000 | $253,751 | $2,844 | 2.59% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,085 | $323,765,000 | $298,401 | $2,963 | 2.62% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 688 | $293,290,000 | $426,294 | $3,592 | 2.54% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 810 | $246,380,000 | $304,173 | $3,150 | 2.62% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 785 | $236,255,000 | $300,962 | $2,938 | 2.59% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 773 | $233,945,000 | $302,646 | $3,780 | 2.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 782 | $217,160,000 | $277,698 | $3,747 | 2.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 762 | $214,950,000 | $282,087 | $2,897 | 2.62% |
| PROVO-OREM, UT (FHA|USDA|VA) | 654 | $196,440,000 | $300,367 | $3,092 | 2.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 575 | $185,395,000 | $322,426 | $3,069 | 2.49% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 549 | $184,645,000 | $336,330 | $3,087 | 2.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 705 | $181,545,000 | $257,511 | $2,855 | 2.51% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 559 | $168,765,000 | $301,905 | $3,594 | 2.61% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 468 | $160,350,000 | $342,628 | $3,357 | 2.56% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 570 | $151,920,000 | $266,526 | $2,870 | 2.59% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 469 | $121,895,000 | $259,904 | $2,714 | 2.52% |
| PITTSBURGH, PA (FHA|USDA|VA) | 367 | $98,105,000 | $267,316 | $4,026 | 2.59% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 393 | $93,465,000 | $237,824 | $2,538 | 2.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 328 | $89,810,000 | $273,811 | $3,003 | 2.60% |
| LOUISVILLE, KY (FHA|USDA|VA) | 303 | $76,855,000 | $253,647 | $2,827 | 2.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 253 | $71,855,000 | $284,012 | $3,785 | 2.54% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 309 | $71,595,000 | $231,699 | $2,692 | 2.73% |
| BOULDER, CO (FHA|USDA|VA) | 184 | $70,040,000 | $380,652 | $2,941 | 2.61% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 291 | $68,855,000 | $236,615 | $3,097 | 2.50% |
| Outside of Metro Areas | 249 | $56,495,000 | $226,888 | $3,264 | 2.61% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 193 | $48,445,000 | $251,010 | $2,804 | 2.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 180 | $44,110,000 | $245,056 | $2,751 | 2.62% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 140 | $44,030,000 | $314,500 | $3,249 | 2.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 136 | $42,660,000 | $313,676 | $3,478 | 2.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 168 | $42,370,000 | $252,202 | $3,053 | 2.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 174 | $41,010,000 | $235,690 | $3,578 | 2.60% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 188 | $40,670,000 | $216,330 | $2,654 | 2.47% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 158 | $40,600,000 | $256,962 | $3,484 | 2.51% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 139 | $38,855,000 | $279,532 | $3,333 | 2.51% |
| STOCKTON, CA (FHA|USDA|VA) | 132 | $38,750,000 | $293,561 | $3,110 | 2.62% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 146 | $37,560,000 | $257,260 | $3,843 | 2.60% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 151 | $36,965,000 | $244,801 | $3,437 | 2.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 138 | $34,340,000 | $248,841 | $3,493 | 2.58% |
| VALLEJO, CA (FHA|USDA|VA) | 111 | $34,295,000 | $308,964 | $3,100 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 161 | $34,115,000 | $211,894 | $3,045 | 2.58% |
| RICHMOND, VA (FHA|USDA|VA) | 121 | $33,525,000 | $277,066 | $3,125 | 2.59% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 131 | $32,665,000 | $249,351 | $2,806 | 2.58% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 106 | $30,240,000 | $285,283 | $3,303 | 2.57% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 71 | $28,245,000 | $397,817 | $4,295 | 2.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 118 | $28,080,000 | $237,966 | $2,527 | 2.67% |
| RENO, NV (FHA|USDA|VA) | 90 | $27,380,000 | $304,222 | $3,127 | 2.76% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 105 | $27,355,000 | $260,524 | $3,062 | 2.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 124 | $26,990,000 | $217,661 | $2,837 | 2.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 88 | $25,310,000 | $287,614 | $3,029 | 2.60% |
| BEND, OR (FHA|USDA|VA) | 78 | $23,920,000 | $306,667 | $3,598 | 2.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 95 | $23,905,000 | $251,632 | $3,639 | 2.55% |
| GREELEY, CO (FHA|USDA|VA) | 73 | $21,805,000 | $298,699 | $3,216 | 2.65% |
| ST. GEORGE, UT (FHA|USDA|VA) | 83 | $21,225,000 | $255,723 | $3,158 | 2.62% |
| SALEM, OR (FHA|USDA|VA) | 73 | $19,265,000 | $263,904 | $3,528 | 2.62% |
| FRESNO, CA (FHA|USDA|VA) | 80 | $16,870,000 | $210,875 | $2,726 | 2.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 71 | $16,565,000 | $233,310 | $3,009 | 2.54% |
| REDDING, CA (FHA|USDA|VA) | 56 | $16,370,000 | $292,321 | $2,879 | 2.80% |
| Heber, UT (FHA|USDA|VA) | 44 | $16,300,000 | $370,455 | $3,950 | 2.51% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 55 | $16,235,000 | $295,182 | $3,060 | 2.61% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 62 | $15,620,000 | $251,935 | $3,106 | 2.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 70 | $15,330,000 | $219,000 | $2,965 | 2.51% |
| MODESTO, CA (FHA|USDA|VA) | 69 | $14,885,000 | $215,725 | $2,748 | 2.57% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 43 | $14,535,000 | $338,023 | $2,830 | 2.58% |
| LOGAN, UT-ID (FHA|USDA|VA) | 55 | $13,965,000 | $253,909 | $2,753 | 2.52% |
| SALINAS, CA (FHA|USDA|VA) | 38 | $13,600,000 | $357,895 | $2,919 | 2.57% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 54 | $13,580,000 | $251,481 | $3,543 | 2.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 50 | $13,460,000 | $269,200 | $3,885 | 2.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 46 | $13,450,000 | $292,391 | $2,660 | 2.68% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 51 | $13,255,000 | $259,902 | $3,793 | 2.41% |
| TULSA, OK (FHA|USDA|VA) | 50 | $12,580,000 | $251,600 | $3,616 | 2.72% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $11,995,000 | $255,213 | $3,752 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 48 | $11,620,000 | $242,083 | $3,917 | 2.55% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 50 | $11,470,000 | $229,400 | $2,828 | 2.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 50 | $10,890,000 | $217,800 | $2,669 | 2.52% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 38 | $10,890,000 | $286,579 | $3,014 | 2.65% |
| GAINESVILLE, FL (FHA|USDA|VA) | 46 | $10,860,000 | $236,087 | $3,710 | 2.66% |
| WILMINGTON, NC (FHA|USDA|VA) | 42 | $10,540,000 | $250,952 | $3,061 | 2.62% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 39 | $9,535,000 | $244,487 | $3,292 | 2.59% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 33 | $9,395,000 | $284,697 | $3,479 | 2.61% |
| BELLINGHAM, WA (FHA|USDA|VA) | 32 | $9,380,000 | $293,125 | $3,334 | 2.59% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 41 | $9,335,000 | $227,683 | $3,086 | 2.46% |
| GAINESVILLE, GA (FHA|USDA|VA) | 29 | $9,105,000 | $313,966 | $3,667 | 2.61% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 37 | $9,025,000 | $243,919 | $3,178 | 2.61% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 35 | $8,955,000 | $255,857 | $3,020 | 2.53% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 41 | $8,505,000 | $207,439 | $3,193 | 2.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 34 | $8,130,000 | $239,118 | $3,063 | 2.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 33 | $8,085,000 | $245,000 | $2,977 | 2.61% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 28 | $7,880,000 | $281,429 | $2,937 | 2.49% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 36 | $7,810,000 | $216,944 | $3,070 | 2.60% |
| SAVANNAH, GA (FHA|USDA|VA) | 31 | $7,805,000 | $251,774 | $3,313 | 2.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 39 | $7,785,000 | $199,615 | $2,963 | 2.49% |
| LANCASTER, PA (FHA|USDA|VA) | 35 | $7,755,000 | $221,571 | $3,350 | 2.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 33 | $7,725,000 | $234,091 | $3,323 | 2.73% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 28 | $7,640,000 | $272,857 | $3,270 | 2.52% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 33 | $7,535,000 | $228,333 | $3,435 | 2.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 28 | $7,410,000 | $264,643 | $2,056 | 2.66% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 29 | $7,195,000 | $248,103 | $3,348 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 33 | $6,895,000 | $208,939 | $3,021 | 2.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 24 | $6,280,000 | $261,667 | $3,897 | 2.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $6,250,000 | $390,625 | $5,301 | 2.70% |
| NAPA, CA (FHA|USDA|VA) | 22 | $6,220,000 | $282,727 | $3,788 | 2.45% |
| Torrington, CT (FHA|USDA|VA) | 26 | $6,210,000 | $238,846 | $3,532 | 2.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $6,125,000 | $322,368 | $5,792 | 2.65% |
| CORVALLIS, OR (FHA|USDA|VA) | 26 | $5,970,000 | $229,615 | $3,218 | 2.55% |
| CHICO, CA (FHA|USDA|VA) | 23 | $5,915,000 | $257,174 | $3,019 | 2.48% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $3,101 | 2.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 20 | $5,560,000 | $278,000 | $3,222 | 2.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 17 | $5,535,000 | $325,588 | $3,298 | 2.54% |
| READING, PA (FHA|USDA|VA) | 28 | $5,420,000 | $193,571 | $3,258 | 2.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 30 | $5,370,000 | $179,000 | $3,549 | 2.57% |
| Oak Harbor, WA (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $3,100 | 2.58% |
| MEDFORD, OR (FHA|USDA|VA) | 20 | $5,120,000 | $256,000 | $3,479 | 2.57% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 24 | $4,940,000 | $205,833 | $3,142 | 2.41% |
| Cedar City, UT (FHA|USDA|VA) | 18 | $4,920,000 | $273,333 | $3,723 | 2.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 19 | $4,715,000 | $248,158 | $3,408 | 2.68% |
| KNOXVILLE, TN (FHA|USDA|VA) | 18 | $4,590,000 | $255,000 | $3,209 | 2.59% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 21 | $4,355,000 | $207,381 | $2,912 | 2.52% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $3,111 | 2.57% |
| ROCHESTER, MN (FHA|USDA|VA) | 15 | $4,285,000 | $285,667 | $2,651 | 2.57% |
| WENATCHEE, WA (FHA|USDA|VA) | 16 | $4,250,000 | $265,625 | $3,325 | 2.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 20 | $4,230,000 | $211,500 | $3,015 | 2.46% |
| Frankfort, KY (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $2,511 | 2.68% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $4,115,000 | $457,222 | $4,205 | 2.60% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 20 | $4,110,000 | $205,500 | $3,784 | 2.52% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $3,985,000 | $209,737 | $3,668 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $3,965,000 | $208,684 | $3,713 | 2.64% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $3,000 | 2.57% |
| Durango, CO (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $2,769 | 2.47% |
| ANN ARBOR, MI (FHA|USDA|VA) | 17 | $3,855,000 | $226,765 | $2,704 | 2.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 19 | $3,855,000 | $202,895 | $3,193 | 2.57% |
| MERCED, CA (FHA|USDA|VA) | 18 | $3,810,000 | $211,667 | $3,411 | 2.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $3,468 | 2.77% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $2,838 | 2.47% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $4,053 | 2.83% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $3,673 | 2.53% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $2,805 | 2.55% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $2,709 | 2.77% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $3,410,000 | $213,125 | $3,380 | 2.52% |
| Richmond-Berea, KY (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $3,050 | 2.71% |
| AKRON, OH (FHA|USDA|VA) | 17 | $3,355,000 | $197,353 | $3,160 | 2.57% |
| YAKIMA, WA (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $2,920 | 2.43% |
| Newport, OR (FHA|USDA|VA) | 9 | $3,245,000 | $360,556 | $4,555 | 2.68% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $3,576 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $3,074 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $3,966 | 2.60% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $3,391 | 2.39% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $3,727 | 2.42% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $2,566 | 2.65% |
| Payson, AZ (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $3,131 | 2.66% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $2,585,000 | $235,000 | $2,565 | 2.70% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,151 | 2.74% |
| Sonora, CA (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $3,121 | 2.60% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $4,166 | 2.60% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,425,000 | $186,538 | $2,546 | 2.59% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $3,071 | 2.60% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $3,676 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $2,697 | 2.50% |
| Boone, NC (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $2,708 | 2.59% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $3,717 | 2.69% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $4,878 | 2.79% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $3,387 | 2.74% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $2,914 | 2.53% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $3,341 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $2,855 | 2.56% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $2,979 | 2.70% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $3,977 | 2.51% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $3,382 | 2.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $3,649 | 2.40% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,208 | 2.34% |
| Hood River, OR (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,503 | 2.48% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $3,122 | 2.55% |
| Shelton, WA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $2,998 | 2.67% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $3,864 | 2.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $3,060 | 2.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $2,836 | 2.56% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $2,703 | 2.58% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,177 | 2.60% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,888 | 2.60% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $2,677 | 2.71% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $2,799 | 2.43% |
| Key West, FL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,585 | 2.75% |
| Outside of Metro Areas | 5 | $1,625,000 | $325,000 | $3,450 | 2.70% |
| LEBANON, PA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,266 | 2.45% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,529 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,022 | 2.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,291 | 2.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $3,165 | 2.48% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $7,178 | 2.58% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,096 | 2.35% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $2,961 | 2.84% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,401 | 2.60% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,677 | 2.41% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,136 | 2.55% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,105 | 2.55% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,150 | 2.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $3,720 | 2.80% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $2,961 | 2.64% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,816 | 2.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $2,430 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,324 | 2.53% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,788 | 2.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,778 | 2.58% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,975 | 2.50% |
| DALTON, GA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,803 | 2.58% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,069 | 2.55% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,407 | 2.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,744 | 2.58% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,400 | 2.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $2,437 | 2.53% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,590 | 2.47% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,167 | 2.72% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,598 | 2.60% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,875 | 2.63% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $3,099 | 2.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,573 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,259 | 2.70% |
| ROME, GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,627 | 2.63% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,356 | 2.83% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,167 | 2.70% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,717 | 2.33% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,417 | 2.58% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,218 | 2.84% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,821 | 2.58% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,977 | 2.59% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $2,877 | 2.34% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,530 | 2.17% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,586 | 2.72% |
| Crossville, TN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,377 | 2.69% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,066 | 2.47% |
| MONROE, MI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $2,623 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,236 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,349 | 2.59% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,418 | 2.44% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,470 | 2.54% |
| Seneca, SC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,103 | 2.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,869 | 2.58% |
| Fernley, NV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,101 | 2.78% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,476 | 2.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,812 | 2.48% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,904 | 2.42% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,732 | 2.19% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,369 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,772 | 2.17% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,012 | 2.66% |
| Prineville, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,126 | 2.81% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,086 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,736 | 2.79% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,582 | 2.19% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,482 | 2.42% |
| Centralia, WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,440 | 2.67% |
| WACO, TX (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,721 | 2.85% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,106 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,531 | 2.59% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,605 | 2.75% |
| MADISON, WI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,804 | 2.75% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,074 | 2.28% |
| ERIE, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,491 | 2.67% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,113 | 2.53% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,210 | 2.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,954 | 2.83% |
| Vernal, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,857 | 2.44% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,333 | 2.56% |
| Price, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,289 | 2.69% |
| Holland, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,654 | 2.44% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,992 | 2.88% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,385 | 2.06% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,303 | 2.56% |
| Pullman, WA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,879 | 2.67% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,294 | 2.69% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,177 | 2.69% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,524 | 2.33% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,498 | 2.58% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,676 | 2.42% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,289 | 2.31% |
| Brenham, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,638 | 2.56% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,720 | 2.08% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,475 | 2.92% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,919 | 2.00% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,159 | 2.42% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,066 | 2.67% |
| Ada, OK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,887 | 2.88% |
| Danville, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,027 | 2.54% |
| Somerset, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,288 | 2.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,244 | 2.69% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,578 | 2.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,014 | 2.31% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,852 | 2.50% |
| Easton, MD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,984 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,112 | 2.42% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,759 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,001 | 2.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,965 | 2.63% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,388 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,510 | 2.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,313 | 2.42% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,928 | 2.33% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,421 | 2.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,892 | 2.50% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,683 | 2.25% |
| Craig, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,836 | 2.50% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,278 | 2.38% |
| Tifton, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,815 | 2.33% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,572 | 2.58% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,880 | 2.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,191 | 2.00% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,252 | 2.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,120 | 2.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,509 | 2.79% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,867 | 2.56% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,240 | 2.44% |
| Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,243 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,332 | 2.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,066 | 2.38% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,667 | 2.50% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,498 | 2.94% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,191 | 2.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,785 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,812 | 2.44% |
| Athens, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,197 | 2.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,945 | 2.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,940 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,630 | 2.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,408 | 2.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,173 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,385 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,393 | 3.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,793 | 2.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,663 | 2.75% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,307 | 2.50% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,400 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,116 | 2.69% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,938 | 3.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,077 | 1.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,738 | 2.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,611 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,558 | 2.56% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,830 | 2.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,337 | 2.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,175 | 3.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,414 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,946 | 2.56% |
| Austin, MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,765 | 2.06% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,335 | 2.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,665 | 2.63% |
| Sterling, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,568 | 1.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,550 | 2.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,621 | 2.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,342 | 2.50% |
| Murray, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,112 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,877 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,151 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,318 | 3.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,360 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,407 | 2.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,025 | 3.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,982 | 2.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,282 | 2.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,059 | 2.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,752 | 2.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,521 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,316 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,738 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,225 | 2.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,280 | 2.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,971 | 2.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,803 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,185 | 2.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,993 | 3.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,365 | 2.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,620 | 2.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,970 | 2.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,640 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,040 | 2.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,255 | 2.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,669 | 2.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,995 | 2.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,260 | 2.88% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,097 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,154 | 2.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,804 | 2.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,216 | 2.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,811 | 2.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,316 | 1.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,839 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,090 | 2.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,576 | 2.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,259 | 3.38% |
| Henderson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,088 | 2.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,866 | 2.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,321 | 3.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,255 | 2.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,964 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,652 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,767 | 2.31% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,255 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,935 | 2.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,315 | 2.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,120 | 2.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,866 | 2.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,435 | 2.50% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,311 | 2.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,573 | 2.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,810 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,345 | 2.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,225 | 2.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,315 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,975 | 2.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,187 | 3.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,918 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,952 | 2.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 32,627 | $9,594,755,000 | $294,074 | $3,256 | 2.58% |
For 2021, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 32,627 originations.
Loan Reason
For 2021, Provident Funding Associates L.p.'s most frequently cited loan purpose was Refi, with 21,914 originations. The 2nd most popular reason was Cash Out Refi, with 6,546 originations.
Loan Duration/Length
For 2021, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 20,178 originations. The 2nd most popular length was 15 Year, with 7,915 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $3,445, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 27,861 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 17,637 | $5,707,355,000 | $323,601 |
| <2.5% | 13,929 | $3,583,895,000 | $257,297 |
| 3-4% | 1,061 | $303,505,000 | $286,056 |
During 2021, Provident Funding Associates L.p.'s average interest rate for loans was 2.76%, while their most frequently originated rate bucket for loans was 2.5-3%, with 17,637 originations.
Loan Sizing
2021 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 17,610 originations, totaling $5,090,180,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 11,184 originations. The second most popular income band? $150k-250k, with 7,730 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 10,462 originations. The next most common DTI ratio? 30-36%, with 6,648 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.22%
Provident Funding Associates L.p. has an average approval rate.
Pick Rate
Approvals leading to origination64.51%
Provident Funding Associates L.p. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 32,627 | $9,594,755,000 | $294,074 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 32,627 | $9,594,755,000 | $294,074 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 46.2% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Closing on a mortgage | 1 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Trouble during payment process | 6 | 46.2% |