Homestead Funding Corp. Mortgage Rates, Fees & Info
ALBANY, NYLEI: 549300T3F9S1MKFKHC53
Tax ID: 14-1770243
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Homestead Funding Corp. is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Homestead Funding Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albany, Poughkeepsie, New York, Glens Falls, and Washington among others. We have data for 374 markets. (Some data included below & more in-depth data is available with an active subscription.)Homestead Funding Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homestead Funding Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.39% | 11/17/24 |
| 30 Year Conventional Refi | 6.23% | 11/17/24 |
| 30 Year Cash-out Refi | 6.51% | 11/17/24 |
| 30 Year FHA Purchase | 7.15% | 11/17/24 |
| 30 Year FHA Refi | 6.96% | 11/17/24 |
| 30 Year VA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Refi | 6.05% | 11/17/24 |
| 30 Year USDA Purchase | 6.75% | 11/17/24 |
| 15 Year Conventional Purchase | 5.96% | 11/17/24 |
| 15 Year Conventional Refi | 5.77% | 11/17/24 |
| 15 Year Cash-out Refi | 5.77% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year VA Refi | 6.04% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homestead Funding Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Homestead Funding Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,976Origination Dollar Volume (All Markets)
$3,688,020,000Awards
×
![]()
HOMESTEAD FUNDING CORP. - 2021
HOMESTEAD FUNDING CORP. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for HOMESTEAD FUNDING CORP.?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3,218 | $766,420,000 | $238,167 | $4,260 | 3.14% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 890 | $268,520,000 | $301,708 | $5,330 | 3.12% |
| Outside of Metro Areas | 807 | $187,455,000 | $232,286 | $4,137 | 3.10% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 370 | $144,180,000 | $389,676 | $5,333 | 2.93% |
| GLENS FALLS, NY (FHA|USDA|VA) | 531 | $113,925,000 | $214,548 | $3,984 | 3.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 253 | $99,025,000 | $391,403 | $3,258 | 2.55% |
| BINGHAMTON, NY (FHA|USDA|VA) | 570 | $87,300,000 | $153,158 | $3,591 | 3.07% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 240 | $86,290,000 | $359,542 | $4,450 | 2.87% |
| SYRACUSE, NY (FHA|USDA|VA) | 480 | $83,310,000 | $173,563 | $3,945 | 3.20% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 383 | $74,945,000 | $195,679 | $3,691 | 2.88% |
| KINGSTON, NY (FHA|USDA|VA) | 257 | $74,935,000 | $291,576 | $4,944 | 3.15% |
| Hudson, NY (FHA|USDA|VA) | 261 | $74,755,000 | $286,418 | $4,140 | 3.11% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 211 | $67,665,000 | $320,687 | $3,496 | 2.61% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 137 | $59,375,000 | $433,394 | $3,573 | 2.61% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 138 | $47,090,000 | $341,232 | $4,543 | 3.03% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 133 | $46,035,000 | $346,128 | $3,386 | 2.72% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 131 | $43,845,000 | $334,695 | $3,352 | 2.61% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 210 | $43,200,000 | $205,714 | $4,507 | 3.05% |
| UTICA-ROME, NY (FHA|USDA|VA) | 230 | $39,930,000 | $173,609 | $3,689 | 3.14% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 123 | $38,655,000 | $314,268 | $3,282 | 3.11% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 115 | $38,335,000 | $333,348 | $3,510 | 2.59% |
| ROCHESTER, NY (FHA|USDA|VA) | 193 | $33,835,000 | $175,311 | $3,608 | 3.25% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 90 | $33,460,000 | $371,778 | $3,632 | 2.55% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 170 | $32,290,000 | $189,941 | $3,923 | 3.12% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 86 | $30,050,000 | $349,419 | $4,291 | 2.53% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 94 | $29,970,000 | $318,830 | $3,441 | 2.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 97 | $29,835,000 | $307,577 | $3,290 | 2.69% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 126 | $29,490,000 | $234,048 | $3,552 | 2.81% |
| Gloversville, NY (FHA|USDA|VA) | 159 | $28,625,000 | $180,031 | $3,666 | 3.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 85 | $28,055,000 | $330,059 | $4,003 | 2.57% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 79 | $25,915,000 | $328,038 | $4,480 | 2.77% |
| Amsterdam, NY (FHA|USDA|VA) | 149 | $24,035,000 | $161,309 | $3,581 | 3.24% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $23,985,000 | $319,800 | $4,184 | 2.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 62 | $23,040,000 | $371,613 | $3,534 | 2.66% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 53 | $22,965,000 | $433,302 | $3,734 | 2.53% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 52 | $22,210,000 | $427,115 | $3,737 | 2.64% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 64 | $21,850,000 | $341,406 | $3,557 | 2.57% |
| LANCASTER, PA (FHA|USDA|VA) | 101 | $21,335,000 | $211,238 | $5,608 | 3.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 64 | $20,850,000 | $325,781 | $3,016 | 2.70% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 57 | $20,625,000 | $361,842 | $3,965 | 2.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $20,235,000 | $412,959 | $3,513 | 2.71% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 48 | $20,200,000 | $420,833 | $3,094 | 2.60% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 63 | $20,175,000 | $320,238 | $2,931 | 2.60% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 57 | $18,195,000 | $319,211 | $4,604 | 2.60% |
| Oneonta, NY (FHA|USDA|VA) | 94 | $16,260,000 | $172,979 | $3,075 | 3.12% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 39 | $15,505,000 | $397,564 | $4,171 | 2.66% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 44 | $15,000,000 | $340,909 | $4,234 | 2.79% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 39 | $14,305,000 | $366,795 | $3,902 | 2.58% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 49 | $13,215,000 | $269,694 | $3,503 | 2.70% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 44 | $12,390,000 | $281,591 | $3,953 | 2.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 36 | $12,240,000 | $340,000 | $3,989 | 2.56% |
| APPLETON, WI (FHA|USDA|VA) | 46 | $12,090,000 | $262,826 | $2,940 | 2.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 44 | $11,900,000 | $270,455 | $2,973 | 3.03% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 40 | $11,840,000 | $296,000 | $3,973 | 2.95% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 36 | $10,000,000 | $277,778 | $3,425 | 2.90% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $9,655,000 | $332,931 | $3,257 | 2.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 22 | $9,330,000 | $424,091 | $3,199 | 2.65% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $8,760,000 | $336,923 | $3,996 | 2.62% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $8,725,000 | $323,148 | $2,950 | 2.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $8,175,000 | $327,000 | $3,568 | 2.68% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $7,880,000 | $303,077 | $3,320 | 2.49% |
| Malone, NY (FHA|USDA|VA) | 57 | $7,775,000 | $136,404 | $2,944 | 3.34% |
| Torrington, CT (FHA|USDA|VA) | 32 | $7,530,000 | $235,313 | $3,952 | 3.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 24 | $6,910,000 | $287,917 | $4,409 | 2.83% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 52 | $6,770,000 | $130,192 | $2,822 | 3.22% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 28 | $6,740,000 | $240,714 | $3,654 | 2.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 20 | $6,500,000 | $325,000 | $3,998 | 2.96% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $6,340,000 | $288,182 | $3,746 | 2.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $5,960,000 | $372,500 | $3,528 | 2.66% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 19 | $5,945,000 | $312,895 | $3,639 | 2.94% |
| MADISON, WI (FHA|USDA|VA) | 18 | $5,940,000 | $330,000 | $3,104 | 2.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $5,840,000 | $417,143 | $4,245 | 2.57% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $5,835,000 | $343,235 | $4,061 | 2.54% |
| Olean, NY (FHA|USDA|VA) | 46 | $5,430,000 | $118,043 | $3,128 | 3.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 17 | $5,045,000 | $296,765 | $4,092 | 2.57% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $4,730,000 | $394,167 | $3,224 | 2.70% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 13 | $4,655,000 | $358,077 | $3,383 | 2.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $4,575,000 | $305,000 | $3,262 | 2.52% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $4,550,000 | $455,000 | $3,027 | 2.38% |
| BOULDER, CO (FHA|USDA|VA) | 13 | $4,205,000 | $323,462 | $3,134 | 2.69% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 12 | $4,100,000 | $341,667 | $3,323 | 2.65% |
| BOISE CITY, ID (FHA|USDA|VA) | 15 | $4,095,000 | $273,000 | $3,889 | 2.69% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $4,060,000 | $290,000 | $2,747 | 2.65% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 15 | $3,945,000 | $263,000 | $2,717 | 2.59% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 11 | $3,785,000 | $344,091 | $2,942 | 2.53% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 13 | $3,675,000 | $282,692 | $3,096 | 2.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $3,645,000 | $405,000 | $3,433 | 2.57% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,630,000 | $363,000 | $4,859 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $3,580,000 | $298,333 | $3,171 | 2.70% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $3,515,000 | $390,556 | $3,833 | 2.85% |
| BEND, OR (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $4,366 | 2.81% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 27 | $3,445,000 | $127,593 | $3,202 | 3.20% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $2,894 | 2.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $3,380,000 | $338,000 | $3,244 | 2.51% |
| ANN ARBOR, MI (FHA|USDA|VA) | 11 | $3,265,000 | $296,818 | $3,045 | 2.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $3,265,000 | $362,778 | $3,276 | 2.57% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $4,041 | 2.60% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $3,240,000 | $270,000 | $3,462 | 2.60% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $3,986 | 2.49% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $3,130,000 | $260,833 | $5,010 | 3.03% |
| REDDING, CA (FHA|USDA|VA) | 9 | $3,105,000 | $345,000 | $3,469 | 2.78% |
| FORT COLLINS, CO (FHA|USDA|VA) | 8 | $3,070,000 | $383,750 | $2,355 | 2.78% |
| Auburn, NY (FHA|USDA|VA) | 16 | $2,970,000 | $185,625 | $3,537 | 3.06% |
| Key West, FL (FHA|USDA|VA) | 8 | $2,970,000 | $371,250 | $5,507 | 3.19% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $3,637 | 2.50% |
| Helena, MT (FHA|USDA|VA) | 6 | $2,860,000 | $476,667 | $3,916 | 2.60% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $3,322 | 2.91% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $2,840,000 | $177,500 | $4,326 | 2.92% |
| PITTSFIELD, MA (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $4,395 | 3.11% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $3,778 | 2.54% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $3,303 | 2.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $5,117 | 3.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $3,723 | 2.42% |
| Bennington, VT (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $3,371 | 3.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $3,337 | 2.73% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $3,708 | 2.63% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $2,987 | 2.70% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $3,532 | 3.04% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $3,835 | 2.73% |
| Batavia, NY (FHA|USDA|VA) | 20 | $2,280,000 | $114,000 | $3,488 | 3.24% |
| TULSA, OK (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $3,895 | 2.64% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $4,599 | 2.67% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $3,102 | 2.60% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $3,724 | 3.03% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $2,986 | 2.73% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $3,639 | 2.48% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $3,606 | 2.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $3,066 | 2.64% |
| Concord, NH (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $3,432 | 2.70% |
| Plattsburgh, NY (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $3,986 | 3.36% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $4,618 | 2.67% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $4,368 | 2.79% |
| ERIE, PA (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $3,603 | 3.45% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,521 | 2.57% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $3,685 | 2.84% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $3,751 | 2.79% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $4,445 | 2.43% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $2,817 | 2.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $3,539 | 2.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,381 | 2.54% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $2,202 | 2.93% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $3,021 | 2.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,234 | 2.57% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $2,678 | 2.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,174 | 2.65% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,495 | 2.90% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,097 | 2.60% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $3,037 | 2.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $4,303 | 2.77% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,047 | 2.50% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $3,338 | 2.59% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $4,240 | 2.90% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,499 | 2.70% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $4,022 | 2.59% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,919 | 3.39% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,219 | 2.79% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $4,071 | 2.91% |
| LEBANON, PA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,331 | 3.21% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,207 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,670 | 2.85% |
| DOTHAN, AL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $2,932 | 2.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,004 | 2.91% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $3,380 | 3.00% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $4,404 | 2.56% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $1,661 | 2.66% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,175 | 2.91% |
| Rutland, VT (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $7,808 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $2,655 | 2.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,797 | 2.72% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,671 | 2.43% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,399 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,528 | 2.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,299 | 2.81% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,392 | 2.72% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,625 | 2.53% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,218 | 2.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,089 | 2.50% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,530 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,247 | 2.41% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,047 | 2.54% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $4,119 | 3.11% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,353 | 2.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,196 | 2.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $2,892 | 2.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $3,984 | 2.29% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,056 | 2.97% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,505 | 2.81% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,133 | 2.71% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,015 | 2.79% |
| Cortland, NY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $3,544 | 3.29% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,663 | 2.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,259 | 2.46% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,186 | 3.38% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,183 | 2.54% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,355 | 2.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $1,834 | 2.63% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,055 | 2.56% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,612 | 3.06% |
| AMES, IA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,522 | 2.38% |
| CHICO, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,065 | 2.88% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,938 | 2.54% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,677 | 2.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,578 | 3.16% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,413 | 2.92% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,413 | 3.41% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,111 | 2.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,654 | 2.94% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,854 | 2.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,376 | 2.96% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,681 | 2.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,191 | 2.19% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,092 | 2.92% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,900 | 2.58% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,122 | 2.54% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,204 | 2.63% |
| DOVER, DE (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,616 | 2.44% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,578 | 2.50% |
| RACINE, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,684 | 2.71% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,911 | 2.50% |
| Seneca, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,405 | 2.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,170 | 2.50% |
| Barre, VT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,174 | 2.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,431 | 2.63% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,404 | 2.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,974 | 2.38% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,993 | 2.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,089 | 2.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,487 | 2.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,384 | 2.71% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $1,612 | 2.44% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,124 | 2.69% |
| FLINT, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,049 | 3.06% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,866 | 2.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,958 | 2.69% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,535 | 2.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,741 | 2.81% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,998 | 2.58% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,041 | 2.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,597 | 2.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,477 | 2.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,166 | 2.31% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,539 | 2.31% |
| Shelton, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,481 | 2.56% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,056 | 2.96% |
| CASPER, WY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,737 | 2.94% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,772 | 2.69% |
| Outside of Metro Areas | 2 | $560,000 | $280,000 | $4,399 | 2.63% |
| Athens, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,581 | 2.69% |
| Durant, OK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,693 | 2.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,089 | 2.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,972 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,037 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,155 | 2.44% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $10,747 | 3.67% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,417 | 2.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,986 | 2.19% |
| OCALA, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,011 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,732 | 2.38% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,473 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,432 | 2.44% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,381 | 2.96% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,715 | 2.75% |
| READING, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,326 | 2.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,238 | 2.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,331 | 2.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,991 | 2.50% |
| Meadville, PA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $1,925 | 3.15% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,817 | 2.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,139 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,141 | 3.00% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,368 | 2.69% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,285 | 2.44% |
| Bradford, PA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,563 | 3.00% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,360 | 2.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,081 | 3.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,915 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,542 | 3.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,839 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,783 | 3.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $829 | 2.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,124 | 2.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $485 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,577 | 2.81% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,982 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,389 | 2.56% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,130 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,425 | 2.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,989 | 3.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,860 | 2.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,633 | 2.75% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,050 | 2.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,560 | 2.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,800 | 2.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,199 | 2.63% |
| Shawano, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,685 | 2.44% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,995 | 3.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,895 | 2.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,175 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,632 | 2.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,830 | 2.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,953 | 2.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,832 | 2.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,304 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,895 | 2.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,848 | 2.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,199 | 2.50% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,997 | 3.06% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,715 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,030 | 2.88% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,119 | 2.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,440 | 3.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,553 | 2.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,898 | 2.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,298 | 2.75% |
| London, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,680 | 2.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,433 | 2.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,801 | 2.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,661 | 2.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,113 | 2.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,156 | 2.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,991 | 2.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,045 | 2.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,508 | 2.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,292 | 2.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,504 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,390 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,600 | 2.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,202 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,153 | 2.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,547 | 2.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,853 | 2.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,635 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,600 | 3.00% |
| AKRON, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,638 | 3.00% |
| Albertville, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,400 | 2.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,985 | 2.13% |
| Clovis, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,683 | 2.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,776 | 2.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,893 | 2.88% |
| Española, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,757 | 2.50% |
| Corning, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,915 | 3.06% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,855 | 2.13% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,840 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,173 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,826 | 2.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,260 | 2.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,415 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,846 | 2.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,956 | 3.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,868 | 2.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,225 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,924 | 2.38% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,048 | 2.00% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,776 | 2.13% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,778 | 2.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,948 | 2.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,875 | 2.88% |
| Miami, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,056 | 3.25% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,685 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,307 | 3.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $575 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,353 | 3.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,835 | 2.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $533 | 3.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,640 | 2.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,805 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,418 | 3.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,045 | 3.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $312 | 3.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,936 | 3.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,559 | 2.38% |
| Durango, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against HOMESTEAD FUNDING CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Watertown Savings Bank
Similarity Rank: 8
Similarity Rank: 8
Gouverneur Savings and Loan Association
Similarity Rank: 33
Similarity Rank: 33
Pittsford Federal Credit Union
Similarity Rank: 52
Similarity Rank: 52
SECNY Federal Credit Union
Similarity Rank: 57
Similarity Rank: 57
The Torrington Savings Bank
Similarity Rank: 140
Similarity Rank: 140
Middlesex Savings Bank
Similarity Rank: 174
Similarity Rank: 174
Savings Bank of Danbury
Similarity Rank: 180
Similarity Rank: 180
Geddes Federal Savings and Loan Association
Similarity Rank: 192
Similarity Rank: 192
COUNTRYSIDE Federal Credit Union
Similarity Rank: 192
Similarity Rank: 192
Adirondack Bank
Similarity Rank: 224
Similarity Rank: 224
Product Mix
For 2021, Homestead Funding Corp.'s most frequently originated type of loan was Conventional, with 11,171 originations. Their 2nd most popular type was FHA, with 1,877 originations.
Loan Reason
For 2021, Homestead Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 8,716 originations. The 2nd most popular reason was Refi, with 3,857 originations.
Loan Duration/Length
For 2021, Homestead Funding Corp.'s most frequently cited loan duration was 30 Year, with 11,559 originations. The 2nd most popular length was 15 Year, with 1,410 originations.
Origination Fees/Closing Costs
Homestead Funding Corp.'s average total fees were $4,161, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,854 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 5,698 | $1,370,770,000 | $240,570 |
| 2.5-3% | 5,656 | $1,556,670,000 | $275,225 |
| <2.5% | 2,332 | $716,830,000 | $307,389 |
| 4-5% | 237 | $43,095,000 | $181,835 |
During 2021, Homestead Funding Corp.'s average interest rate for loans was 3.07%, while their most frequently originated rate bucket for loans was 3-4%, with 5,698 originations.
Loan Sizing
2021 saw Homestead Funding Corp. place emphasis on $200k-400k loans with 7,039 originations, totaling $2,018,575,000 in origination value.
Applicant Income
Homestead Funding Corp. lent most frequently to those with incomes in the $100k-150k range, with 3,228 originations. The second most popular income band? $50k-75k, with 3,063 originations.
Applicant Debt to Income Ratio
Homestead Funding Corp. lent most frequently to those with DTI ratios of 20-30%, with 3,136 originations. The next most common DTI ratio? 30-36%, with 2,665 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.23%
Homestead Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.57%
Homestead Funding Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,976 | $3,688,020,000 | $263,882 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,976 | $3,688,020,000 | $263,882 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HOMESTEAD FUNDING CORPORATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 33.3% |
| HOMESTEAD FUNDING CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| HOMESTEAD FUNDING CORPORATION | FHA mortgage | Closing on a mortgage | 1 | 33.3% |