Homestead Funding Corp. Mortgage Rates, Fees & Info
ALBANY, NYLEI: 549300T3F9S1MKFKHC53
Tax ID: 14-1770243
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Mortgage Data
Review & Overview
Homestead Funding Corp. is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Homestead Funding Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Albany, Poughkeepsie, New York, Washington, and Glens Falls among others. We have data for 375 markets. (Some data included below & more in-depth data is available with an active subscription.)Homestead Funding Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homestead Funding Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.39% | 11/17/24 |
| 30 Year Conventional Refi | 6.23% | 11/17/24 |
| 30 Year Cash-out Refi | 6.51% | 11/17/24 |
| 30 Year FHA Purchase | 7.15% | 11/17/24 |
| 30 Year FHA Refi | 6.96% | 11/17/24 |
| 30 Year VA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Refi | 6.05% | 11/17/24 |
| 30 Year USDA Purchase | 6.75% | 11/17/24 |
| 15 Year Conventional Purchase | 5.96% | 11/17/24 |
| 15 Year Conventional Refi | 5.77% | 11/17/24 |
| 15 Year Cash-out Refi | 5.77% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year VA Refi | 6.04% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homestead Funding Corp. Mortgage Calculator
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This is not an official calculator from Homestead Funding Corp.. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,615Origination Dollar Volume (All Markets)
$4,067,685,000Awards
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HOMESTEAD FUNDING CORP. - 2020
HOMESTEAD FUNDING CORP. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3,514 | $806,590,000 | $229,536 | $3,748 | 3.17% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 969 | $276,395,000 | $285,237 | $4,884 | 3.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 446 | $169,480,000 | $380,000 | $5,241 | 3.04% |
| Outside of Metro Areas | 792 | $168,000,000 | $212,121 | $3,645 | 3.19% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 365 | $142,485,000 | $390,370 | $3,389 | 2.80% |
| GLENS FALLS, NY (FHA|USDA|VA) | 591 | $114,775,000 | $194,205 | $3,605 | 3.22% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 312 | $107,880,000 | $345,769 | $4,258 | 3.05% |
| SYRACUSE, NY (FHA|USDA|VA) | 530 | $89,340,000 | $168,566 | $3,839 | 3.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 251 | $81,245,000 | $323,685 | $3,191 | 2.89% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 390 | $80,870,000 | $207,359 | $3,228 | 2.98% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 192 | $80,040,000 | $416,875 | $3,257 | 2.94% |
| Hudson, NY (FHA|USDA|VA) | 285 | $74,705,000 | $262,123 | $3,766 | 3.17% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 237 | $74,675,000 | $315,084 | $3,163 | 2.98% |
| BINGHAMTON, NY (FHA|USDA|VA) | 463 | $69,515,000 | $150,140 | $3,071 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 168 | $64,950,000 | $386,607 | $3,877 | 2.91% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 192 | $63,110,000 | $328,698 | $3,542 | 2.91% |
| KINGSTON, NY (FHA|USDA|VA) | 197 | $51,005,000 | $258,909 | $3,935 | 3.14% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 159 | $48,315,000 | $303,868 | $3,140 | 2.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 151 | $48,065,000 | $318,311 | $3,428 | 2.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 145 | $46,295,000 | $319,276 | $4,925 | 3.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 108 | $39,720,000 | $367,778 | $3,137 | 3.02% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 115 | $38,505,000 | $334,826 | $4,014 | 2.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 126 | $38,480,000 | $305,397 | $3,579 | 2.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 89 | $38,115,000 | $428,258 | $3,270 | 2.81% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 206 | $37,700,000 | $183,010 | $3,693 | 3.15% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 189 | $36,455,000 | $192,884 | $4,301 | 3.17% |
| ROCHESTER, NY (FHA|USDA|VA) | 219 | $35,255,000 | $160,982 | $3,422 | 3.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 84 | $34,660,000 | $412,619 | $3,123 | 2.89% |
| UTICA-ROME, NY (FHA|USDA|VA) | 218 | $34,210,000 | $156,927 | $3,291 | 3.24% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 103 | $33,655,000 | $326,748 | $2,885 | 2.77% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 140 | $33,630,000 | $240,214 | $3,243 | 2.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 123 | $32,355,000 | $263,049 | $3,051 | 3.20% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 88 | $30,510,000 | $346,705 | $3,083 | 2.84% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 101 | $30,495,000 | $301,931 | $3,025 | 2.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 85 | $29,435,000 | $346,294 | $3,797 | 3.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 82 | $28,680,000 | $349,756 | $3,119 | 2.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 81 | $25,585,000 | $315,864 | $4,458 | 2.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 71 | $22,925,000 | $322,887 | $3,594 | 2.99% |
| LANCASTER, PA (FHA|USDA|VA) | 109 | $22,895,000 | $210,046 | $4,742 | 3.35% |
| Gloversville, NY (FHA|USDA|VA) | 144 | $22,220,000 | $154,306 | $3,013 | 3.36% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 70 | $21,980,000 | $314,000 | $4,367 | 2.88% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 64 | $21,030,000 | $328,594 | $3,593 | 2.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 60 | $19,270,000 | $321,167 | $3,308 | 2.91% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 67 | $18,725,000 | $279,478 | $3,564 | 3.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 58 | $17,290,000 | $298,103 | $4,525 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 101 | $16,895,000 | $167,277 | $3,327 | 3.23% |
| WILMINGTON, NC (FHA|USDA|VA) | 53 | $14,445,000 | $272,547 | $3,439 | 3.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 30 | $13,430,000 | $447,667 | $3,741 | 2.72% |
| RICHMOND, VA (FHA|USDA|VA) | 41 | $13,385,000 | $326,463 | $3,476 | 2.79% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $13,355,000 | $325,732 | $3,621 | 2.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 38 | $13,310,000 | $350,263 | $4,591 | 2.92% |
| Amsterdam, NY (FHA|USDA|VA) | 90 | $12,800,000 | $142,222 | $2,722 | 3.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 36 | $12,500,000 | $347,222 | $3,772 | 3.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 45 | $12,245,000 | $272,111 | $4,132 | 3.01% |
| APPLETON, WI (FHA|USDA|VA) | 51 | $11,975,000 | $234,804 | $3,101 | 2.87% |
| MADISON, WI (FHA|USDA|VA) | 34 | $11,480,000 | $337,647 | $2,847 | 2.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 31 | $10,575,000 | $341,129 | $4,020 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $10,230,000 | $300,882 | $3,425 | 2.97% |
| Torrington, CT (FHA|USDA|VA) | 37 | $9,925,000 | $268,243 | $4,532 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 31 | $9,845,000 | $317,581 | $3,284 | 2.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 32 | $9,630,000 | $300,938 | $3,415 | 2.76% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 37 | $9,555,000 | $258,243 | $3,783 | 3.07% |
| Key West, FL (FHA|USDA|VA) | 26 | $9,430,000 | $362,692 | $5,175 | 3.40% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 35 | $8,375,000 | $239,286 | $3,385 | 2.96% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 31 | $8,345,000 | $269,194 | $3,997 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 24 | $8,200,000 | $341,667 | $3,607 | 2.79% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 23 | $7,795,000 | $338,913 | $4,351 | 2.92% |
| Malone, NY (FHA|USDA|VA) | 57 | $7,435,000 | $130,439 | $2,719 | 3.42% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 21 | $7,105,000 | $338,333 | $3,781 | 2.89% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 19 | $6,885,000 | $362,368 | $3,400 | 2.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $6,685,000 | $351,842 | $4,097 | 2.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 24 | $6,490,000 | $270,417 | $3,372 | 2.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $6,440,000 | $322,000 | $3,099 | 3.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 16 | $6,380,000 | $398,750 | $3,463 | 2.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 21 | $6,365,000 | $303,095 | $3,491 | 3.01% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $6,355,000 | $302,619 | $3,307 | 2.85% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $5,990,000 | $374,375 | $3,090 | 2.92% |
| ERIE, PA (FHA|USDA|VA) | 37 | $5,875,000 | $158,784 | $2,802 | 3.09% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 45 | $5,815,000 | $129,222 | $2,854 | 3.37% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $5,795,000 | $386,333 | $2,801 | 2.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 16 | $5,770,000 | $360,625 | $3,389 | 2.71% |
| Bennington, VT (FHA|USDA|VA) | 22 | $5,770,000 | $262,273 | $2,718 | 3.31% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 23 | $5,615,000 | $244,130 | $2,856 | 3.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $5,605,000 | $295,000 | $3,434 | 3.03% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $5,585,000 | $293,947 | $4,475 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 16 | $5,580,000 | $348,750 | $3,673 | 2.98% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $5,530,000 | $345,625 | $4,254 | 2.97% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 17 | $5,075,000 | $298,529 | $3,637 | 2.93% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $4,815,000 | $283,235 | $3,148 | 2.97% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $4,725,000 | $315,000 | $3,697 | 2.83% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $3,373 | 3.17% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $4,157 | 2.98% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $4,220,000 | $301,429 | $2,555 | 2.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $4,155,000 | $319,615 | $4,819 | 3.01% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $4,095,000 | $273,000 | $3,240 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $4,164 | 3.05% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $3,680,000 | $306,667 | $3,735 | 2.92% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $3,562 | 3.14% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $4,457 | 3.11% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $3,530,000 | $353,000 | $4,538 | 2.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $3,702 | 3.26% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $3,475,000 | $315,909 | $3,704 | 3.24% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $3,460,000 | $346,000 | $2,938 | 3.20% |
| Olean, NY (FHA|USDA|VA) | 27 | $3,315,000 | $122,778 | $3,030 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $3,235,000 | $359,444 | $3,424 | 2.86% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $3,733 | 3.15% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $3,100,000 | $258,333 | $3,638 | 2.84% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $3,200 | 2.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $2,590 | 2.98% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $3,462 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $3,039 | 2.86% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $4,272 | 2.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $3,897 | 2.93% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $4,248 | 2.92% |
| Auburn, NY (FHA|USDA|VA) | 14 | $2,680,000 | $191,429 | $4,065 | 3.44% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 22 | $2,650,000 | $120,455 | $2,993 | 3.30% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $3,878 | 3.14% |
| RACINE, WI (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $3,418 | 3.02% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,460 | 2.97% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $3,633 | 2.79% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $2,630 | 2.72% |
| CHICO, CA (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $3,382 | 2.95% |
| Meadville, PA (FHA|USDA|VA) | 22 | $2,230,000 | $101,364 | $3,418 | 3.34% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $2,819 | 3.08% |
| Concord, NH (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,473 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $3,934 | 3.16% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $4,463 | 2.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $3,277 | 2.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $4,450 | 2.82% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $4,057 | 2.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $4,265 | 3.34% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $4,362 | 2.68% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,755 | 3.19% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $4,429 | 3.05% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $1,775,000 | $197,222 | $3,272 | 3.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $3,863 | 3.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $3,610 | 3.16% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,678 | 3.29% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $4,183 | 2.84% |
| Outside of Metro Areas | 8 | $1,680,000 | $210,000 | $4,519 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $2,851 | 2.89% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $3,454 | 2.92% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $3,289 | 3.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $2,330 | 3.27% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $3,369 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,058 | 2.89% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $3,573 | 2.91% |
| GREENVILLE, NC (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,489 | 2.85% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $3,962 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $3,043 | 3.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,126 | 2.90% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $3,347 | 2.92% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,411 | 3.11% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,064 | 2.73% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,719 | 3.04% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,749 | 3.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,201 | 2.78% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $2,879 | 3.15% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,645 | 2.97% |
| Batavia, NY (FHA|USDA|VA) | 12 | $1,290,000 | $107,500 | $2,222 | 3.33% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $2,145 | 3.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,265 | 3.33% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,683 | 2.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,655 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,439 | 2.41% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,272 | 3.18% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $7,145 | 2.56% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,820 | 2.71% |
| FLINT, MI (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,680 | 2.81% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,175 | 2.79% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,053 | 2.97% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,424 | 2.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,169 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,349 | 2.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,965 | 2.91% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,193 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,329 | 3.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $2,929 | 2.90% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,735 | 3.33% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,239 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,456 | 3.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,336 | 2.91% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $2,591 | 3.09% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,014 | 2.63% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,168 | 2.94% |
| Bradford, PA (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,679 | 3.23% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,982 | 3.33% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,448 | 2.67% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,994 | 2.83% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,123 | 3.10% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,388 | 3.25% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,171 | 2.92% |
| ITHACA, NY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,249 | 3.22% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,385 | 2.92% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $3,077 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,379 | 2.58% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,083 | 2.83% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,457 | 3.20% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,408 | 2.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,219 | 2.58% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,917 | 2.96% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,338 | 3.17% |
| Plattsburgh, NY (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $2,661 | 3.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,998 | 3.19% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,951 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,934 | 2.44% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,780 | 3.13% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,604 | 3.67% |
| REDDING, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,586 | 3.08% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $1,565 | 3.55% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,542 | 2.56% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,865 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,289 | 2.75% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,213 | 3.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,157 | 2.67% |
| Keene, NH (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,541 | 3.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,618 | 3.25% |
| Heber, UT (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,064 | 3.13% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,537 | 3.19% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,674 | 3.19% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,800 | 2.81% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,454 | 3.44% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,535 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,928 | 3.13% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,388 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,137 | 2.96% |
| READING, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,064 | 3.46% |
| Snyder, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,973 | 2.31% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,117 | 2.79% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,962 | 3.44% |
| Corning, NY (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,405 | 3.44% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,156 | 3.00% |
| Warren, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $1,908 | 3.21% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,261 | 2.79% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,956 | 3.19% |
| Shelton, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,859 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,092 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,137 | 3.71% |
| DOVER, DE (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,294 | 3.19% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,127 | 2.81% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,304 | 3.09% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,721 | 2.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 3.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,952 | 3.31% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,646 | 3.56% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,984 | 2.63% |
| Cortland, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,299 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,696 | 2.69% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,009 | 3.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,430 | 3.21% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,168 | 2.88% |
| Easton, MD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,904 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,478 | 2.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,059 | 2.44% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $840 | 3.13% |
| WACO, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,998 | 2.88% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,778 | 3.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,564 | 2.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,602 | 2.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,451 | 2.96% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,650 | 2.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,178 | 3.06% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,837 | 2.63% |
| Rutland, VT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,591 | 3.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,586 | 2.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,448 | 3.06% |
| Angola, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,547 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,623 | 3.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,679 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,184 | 2.81% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,942 | 3.19% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,887 | 2.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,442 | 2.38% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,633 | 2.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,033 | 3.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,414 | 3.16% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,162 | 3.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,706 | 3.25% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,597 | 2.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,376 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,867 | 2.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,907 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,393 | 3.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,066 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,056 | 2.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,791 | 3.50% |
| NAPA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,697 | 3.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,123 | 2.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,097 | 3.50% |
| Martin, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,046 | 2.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,277 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,307 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,413 | 3.00% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,940 | 2.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,865 | 2.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,535 | 2.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,266 | 2.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,741 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,391 | 2.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,955 | 2.56% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,913 | 3.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,486 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,384 | 2.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,323 | 2.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,718 | 3.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,376 | 2.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,730 | 3.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,919 | 3.00% |
| Waycross, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,002 | 2.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,683 | 3.00% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,371 | 2.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,247 | 3.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,014 | 2.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,991 | 2.63% |
| Edwards, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,323 | 2.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,128 | 2.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,408 | 2.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,768 | 3.00% |
| Brevard, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,459 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,745 | 3.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,267 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,139 | 2.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,771 | 2.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,850 | 3.38% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,925 | 3.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,082 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,156 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,128 | 3.13% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,547 | 2.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,430 | 2.50% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,823 | 2.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,489 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,418 | 3.31% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,216 | 3.38% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,066 | 2.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,745 | 2.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,805 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,646 | 2.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,728 | 2.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,010 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,400 | 3.00% |
| New Castle, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,131 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,741 | 3.00% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,964 | 3.13% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,567 | 3.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,314 | 2.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.38% |
| Guymon, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,586 | 3.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $400 | 3.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,029 | 2.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,126 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,819 | 2.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,376 | 3.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,005 | 3.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,009 | 2.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,347 | 3.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,543 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,811 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,831 | 3.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,368 | 3.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,013 | 2.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,001 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,683 | 2.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,282 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,274 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,597 | 2.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,929 | 2.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,855 | 3.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,203 | 3.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,683 | 2.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,823 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,008 | 3.13% |
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Product Mix
For 2020, Homestead Funding Corp.'s most frequently originated type of loan was Conventional, with 12,682 originations. Their 2nd most popular type was FHA, with 1,944 originations.
Loan Reason
For 2020, Homestead Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 7,974 originations. The 2nd most popular reason was Refi, with 6,388 originations.
Loan Duration/Length
For 2020, Homestead Funding Corp.'s most frequently cited loan duration was 30 Year, with 12,589 originations. The 2nd most popular length was 15 Year, with 1,898 originations.
Origination Fees/Closing Costs
Homestead Funding Corp.'s average total fees were $3,811, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,999 originations.
Interest Rates
During 2020, Homestead Funding Corp.'s average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 6,950 originations.
Loan Sizing
2020 saw Homestead Funding Corp. place emphasis on $200k-400k loans with 7,975 originations, totaling $2,292,625,000 in origination value.
Applicant Income
Homestead Funding Corp. lent most frequently to those with incomes in the $100k-150k range, with 3,975 originations. The second most popular income band? $50k-75k, with 3,061 originations.
Applicant Debt to Income Ratio
Homestead Funding Corp. lent most frequently to those with DTI ratios of 20-30%, with 3,715 originations. The next most common DTI ratio? 30-36%, with 2,927 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.03%
Homestead Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.32%
Homestead Funding Corp. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,615 | $4,067,685,000 | $260,499 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 54 | $6,120,000 | $113,333 |
| Single Family (1-4 Units):Site-Built | 15,561 | $4,061,565,000 | $261,009 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HOMESTEAD FUNDING CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| HOMESTEAD FUNDING CORPORATION | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |