Regions Bank Mortgage Rates, Fees & Info
Birmingham, ALLEI: EQTWLK1G7ODGC2MGLV11
Tax ID: 63-0371391
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Mortgage Data
Review & Overview
Regions Bank is a large bank specializing in Home Purchase loans. Regions Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Atlanta, Birmingham, Tampa, and Miami among others. We have data for 402 markets. (Some data included below & more in-depth data is available with an active subscription.)Regions Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Regions Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.00% | 12/17/24 |
| 30 Year Conventional Purchase | 6.52% | 12/17/24 |
| 30 Year Conventional Refi | 6.56% | 12/17/24 |
| 30 Year Cash-out Refi | 6.80% | 12/17/24 |
| 30 Year FHA Purchase | 7.20% | 12/17/24 |
| 30 Year FHA Refi | 7.85% | 12/17/24 |
| 30 Year VA Purchase | 6.21% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 6.95% | 12/17/24 |
| 30 Year USDA Refi | 7.02% | 12/17/24 |
| 15 Year Conventional Purchase | 6.13% | 12/17/24 |
| 15 Year Conventional Refi | 6.56% | 12/17/24 |
| 15 Year Cash-out Refi | 6.56% | 12/17/24 |
| 15 Year FHA Purchase | 7.13% | 12/17/24 |
| 15 Year FHA Refi | 7.33% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Regions Bank Mortgage Calculator
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This is not an official calculator from Regions Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
42,907Origination Dollar Volume (All Markets)
$9,733,075,000Awards
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Regions Bank - 2022
Regions Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2,902 | $663,470,000 | $228,625 | $3,594 | 5.56% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,365 | $636,515,000 | $269,140 | $4,835 | 5.43% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2,892 | $573,580,000 | $198,333 | $3,127 | 5.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2,212 | $476,080,000 | $215,226 | $4,319 | 5.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,256 | $332,750,000 | $264,928 | $6,122 | 5.42% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 655 | $324,225,000 | $495,000 | $5,190 | 5.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 870 | $315,790,000 | $362,977 | $4,807 | 5.77% |
| Outside of Metro Areas | 2,216 | $312,500,000 | $141,020 | $2,813 | 5.39% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 408 | $277,960,000 | $681,275 | $5,755 | 4.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 618 | $238,050,000 | $385,194 | $7,608 | 4.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,501 | $208,035,000 | $138,598 | $2,565 | 5.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 147 | $186,475,000 | $1,268,537 | $4,405 | 5.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1,057 | $177,775,000 | $168,188 | $3,286 | 5.61% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 379 | $165,405,000 | $436,425 | $4,570 | 5.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1,088 | $159,900,000 | $146,967 | $3,040 | 5.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 415 | $151,025,000 | $363,916 | $6,619 | 5.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 243 | $149,105,000 | $613,601 | $7,810 | 5.02% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 488 | $143,910,000 | $294,898 | $5,717 | 5.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 795 | $142,475,000 | $179,214 | $2,816 | 5.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 612 | $140,260,000 | $229,183 | $4,419 | 5.28% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 659 | $129,525,000 | $196,548 | $4,406 | 5.40% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 844 | $123,630,000 | $146,481 | $2,583 | 5.47% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 706 | $117,290,000 | $166,133 | $3,491 | 5.39% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 563 | $110,205,000 | $195,746 | $3,244 | 5.40% |
| BATON ROUGE, LA (FHA|USDA|VA) | 474 | $106,910,000 | $225,549 | $5,185 | 5.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 539 | $104,085,000 | $193,108 | $3,303 | 5.27% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $101,275,000 | $33,758,333 | $0 | 4.40% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $97,065,000 | $32,355,000 | $0 | 4.91% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 26 | $93,250,000 | $3,586,538 | $0 | 3.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 302 | $84,570,000 | $280,033 | $6,124 | 5.27% |
| MOBILE, AL (FHA|USDA|VA) | 682 | $82,940,000 | $121,613 | $2,658 | 5.43% |
| PANAMA CITY, FL (FHA|USDA|VA) | 326 | $82,090,000 | $251,810 | $4,581 | 5.15% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 263 | $77,685,000 | $295,380 | $4,788 | 5.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 338 | $74,490,000 | $220,385 | $4,385 | 5.35% |
| JACKSON, MS (FHA|USDA|VA) | 611 | $74,475,000 | $121,890 | $2,333 | 5.43% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 159 | $71,865,000 | $451,981 | $4,492 | 5.21% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 294 | $68,610,000 | $233,367 | $4,962 | 5.16% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 245 | $67,565,000 | $275,776 | $5,782 | 5.18% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 382 | $63,850,000 | $167,147 | $4,043 | 5.39% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 160 | $62,160,000 | $388,500 | $3,476 | 4.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 192 | $60,970,000 | $317,552 | $5,846 | 4.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 175 | $56,125,000 | $320,714 | $4,779 | 4.74% |
| MONTGOMERY, AL (FHA|USDA|VA) | 413 | $56,115,000 | $135,872 | $2,375 | 5.38% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 63 | $51,795,000 | $822,143 | $6,649 | 4.71% |
| JACKSON, TN (FHA|USDA|VA) | 390 | $50,700,000 | $130,000 | $3,152 | 5.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 242 | $45,500,000 | $188,017 | $3,444 | 5.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 252 | $45,290,000 | $179,722 | $3,843 | 5.41% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 206 | $45,160,000 | $219,223 | $5,435 | 5.10% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 242 | $42,840,000 | $177,025 | $4,381 | 5.36% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 227 | $42,295,000 | $186,322 | $4,002 | 5.29% |
| OCALA, FL (FHA|USDA|VA) | 320 | $42,040,000 | $131,375 | $2,336 | 5.46% |
| Oxford, MS (FHA|USDA|VA) | 144 | $33,660,000 | $233,750 | $3,749 | 4.82% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $33,065,000 | $3,673,889 | $4,394 | 5.26% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 258 | $32,550,000 | $126,163 | $2,616 | 5.16% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 231 | $30,805,000 | $133,355 | $2,807 | 5.50% |
| DALTON, GA (FHA|USDA|VA) | 231 | $28,655,000 | $124,048 | $2,647 | 5.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 130 | $28,590,000 | $219,923 | $3,949 | 5.14% |
| DECATUR, AL (FHA|USDA|VA) | 247 | $26,845,000 | $108,684 | $2,085 | 5.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 114 | $26,340,000 | $231,053 | $5,550 | 5.27% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 182 | $26,200,000 | $143,956 | $3,018 | 5.55% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 112 | $25,690,000 | $229,375 | $3,839 | 5.45% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $25,525,000 | $25,525,000 | $0 | 4.74% |
| HATTIESBURG, MS (FHA|USDA|VA) | 190 | $24,630,000 | $129,632 | $3,749 | 5.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 51 | $24,145,000 | $473,431 | $4,490 | 4.82% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 27 | $22,885,000 | $847,593 | $9,308 | 4.13% |
| Jefferson, GA (FHA|USDA|VA) | 106 | $22,450,000 | $211,792 | $4,884 | 5.47% |
| CLEVELAND, TN (FHA|USDA|VA) | 170 | $20,620,000 | $121,294 | $1,456 | 5.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 132 | $20,470,000 | $155,076 | $4,179 | 5.63% |
| DOTHAN, AL (FHA|USDA|VA) | 158 | $19,830,000 | $125,506 | $2,770 | 5.14% |
| Alexander City, AL (FHA|USDA|VA) | 42 | $19,540,000 | $465,238 | $5,768 | 5.19% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $19,405,000 | $2,772,143 | $5,657 | 4.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 86 | $18,430,000 | $214,302 | $3,118 | 5.15% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $18,295,000 | $2,032,778 | $6,859 | 5.21% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 128 | $18,250,000 | $142,578 | $2,226 | 5.73% |
| Paducah, KY-IL (FHA|USDA|VA) | 170 | $18,180,000 | $106,941 | $2,503 | 5.35% |
| Cullman, AL (FHA|USDA|VA) | 75 | $18,055,000 | $240,733 | $4,849 | 5.17% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 153 | $17,425,000 | $113,889 | $2,375 | 5.28% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 47 | $17,325,000 | $368,617 | $4,809 | 4.73% |
| Cookeville, TN (FHA|USDA|VA) | 119 | $17,085,000 | $143,571 | $2,514 | 5.43% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 99 | $17,035,000 | $172,071 | $3,898 | 5.39% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 156 | $16,800,000 | $107,692 | $1,459 | 5.53% |
| GADSDEN, AL (FHA|USDA|VA) | 165 | $16,535,000 | $100,212 | $1,598 | 5.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 83 | $15,715,000 | $189,337 | $2,184 | 5.41% |
| Albertville, AL (FHA|USDA|VA) | 124 | $15,680,000 | $126,452 | $2,036 | 5.33% |
| LAFAYETTE, LA (FHA|USDA|VA) | 81 | $15,625,000 | $192,901 | $4,597 | 5.35% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $15,530,000 | $7,765,000 | $0 | 5.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 134 | $15,400,000 | $114,925 | $1,835 | 5.45% |
| TYLER, TX (FHA|USDA|VA) | 89 | $15,075,000 | $169,382 | $3,994 | 5.28% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 97 | $14,945,000 | $154,072 | $3,407 | 5.77% |
| Key West, FL (FHA|USDA|VA) | 21 | $13,605,000 | $647,857 | $11,489 | 4.91% |
| Searcy, AR (FHA|USDA|VA) | 88 | $12,780,000 | $145,227 | $3,129 | 5.45% |
| DECATUR, IL (FHA|USDA|VA) | 114 | $12,420,000 | $108,947 | $3,069 | 5.05% |
| Tupelo, MS (FHA|USDA|VA) | 109 | $12,385,000 | $113,624 | $2,322 | 5.34% |
| Frankfort, IN (FHA|USDA|VA) | 119 | $12,085,000 | $101,555 | $2,457 | 5.60% |
| WILMINGTON, NC (FHA|USDA|VA) | 23 | $12,075,000 | $525,000 | $6,330 | 4.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 134 | $11,700,000 | $87,313 | $1,807 | 5.30% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 89 | $11,545,000 | $129,719 | $2,948 | 4.84% |
| MORRISTOWN, TN (FHA|USDA|VA) | 72 | $10,920,000 | $151,667 | $4,152 | 5.01% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 74 | $10,740,000 | $145,135 | $2,675 | 5.64% |
| Calhoun, GA (FHA|USDA|VA) | 96 | $10,530,000 | $109,688 | $2,255 | 5.59% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 34 | $10,370,000 | $305,000 | $6,079 | 5.63% |
| FLINT, MI (FHA|USDA|VA) | 3 | $10,365,000 | $3,455,000 | $7,742 | 5.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $10,240,000 | $568,889 | $7,027 | 4.78% |
| Russellville, AR (FHA|USDA|VA) | 91 | $9,975,000 | $109,615 | $1,929 | 5.27% |
| Cullowhee, NC (FHA|USDA|VA) | 12 | $9,890,000 | $824,167 | $9,362 | 4.40% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $9,475,000 | $411,957 | $4,578 | 5.13% |
| Dyersburg, TN (FHA|USDA|VA) | 62 | $9,090,000 | $146,613 | $4,285 | 5.37% |
| Fort Payne, AL (FHA|USDA|VA) | 75 | $9,035,000 | $120,467 | $3,343 | 5.14% |
| HAMMOND, LA (FHA|USDA|VA) | 51 | $8,885,000 | $174,216 | $4,588 | 5.40% |
| Picayune, MS (FHA|USDA|VA) | 62 | $8,590,000 | $138,548 | $4,434 | 5.41% |
| Marion, IN (FHA|USDA|VA) | 93 | $8,495,000 | $91,344 | $1,987 | 5.38% |
| ROME, GA (FHA|USDA|VA) | 58 | $8,380,000 | $144,483 | $2,611 | 5.11% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $8,335,000 | $926,111 | $6,365 | 4.89% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 83 | $8,285,000 | $99,819 | $2,410 | 5.29% |
| JONESBORO, AR (FHA|USDA|VA) | 71 | $8,175,000 | $115,141 | $3,038 | 5.70% |
| Paris, TN (FHA|USDA|VA) | 71 | $7,915,000 | $111,479 | $2,925 | 5.52% |
| LOUISVILLE, KY (FHA|USDA|VA) | 64 | $7,770,000 | $121,406 | $2,591 | 5.70% |
| Crossville, TN (FHA|USDA|VA) | 90 | $7,740,000 | $86,000 | $1,409 | 5.62% |
| MONROE, LA (FHA|USDA|VA) | 61 | $7,735,000 | $126,803 | $3,353 | 5.10% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 70 | $7,720,000 | $110,286 | $3,021 | 5.32% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 68 | $7,710,000 | $113,382 | $1,386 | 4.96% |
| Sevierville, TN (FHA|USDA|VA) | 33 | $7,675,000 | $232,576 | $2,615 | 5.21% |
| COLUMBIA, MO (FHA|USDA|VA) | 36 | $7,570,000 | $210,278 | $2,843 | 5.31% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 61 | $7,435,000 | $121,885 | $2,288 | 5.53% |
| Meridian, MS (FHA|USDA|VA) | 84 | $7,390,000 | $87,976 | $2,087 | 5.40% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 41 | $7,265,000 | $177,195 | $2,765 | 5.46% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 44 | $7,210,000 | $163,864 | $4,797 | 5.67% |
| GAINESVILLE, FL (FHA|USDA|VA) | 38 | $6,840,000 | $180,000 | $3,611 | 5.10% |
| THE VILLAGES, FL (FHA|USDA|VA) | 42 | $6,810,000 | $162,143 | $3,402 | 5.46% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $6,770,000 | $3,385,000 | $0 | 4.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 28 | $6,700,000 | $239,286 | $4,929 | 5.58% |
| Laurel, MS (FHA|USDA|VA) | 42 | $6,470,000 | $154,048 | $5,444 | 5.17% |
| Starkville, MS (FHA|USDA|VA) | 53 | $6,455,000 | $121,792 | $2,719 | 5.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $6,390,000 | $1,065,000 | $7,413 | 5.09% |
| NILES, MI (FHA|USDA|VA) | 1 | $6,355,000 | $6,355,000 | $0 | 5.74% |
| Cornelia, GA (FHA|USDA|VA) | 38 | $6,240,000 | $164,211 | $2,638 | 5.73% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 45 | $5,985,000 | $133,000 | $2,700 | 5.00% |
| Scottsboro, AL (FHA|USDA|VA) | 42 | $5,950,000 | $141,667 | $3,657 | 5.09% |
| Union City, TN (FHA|USDA|VA) | 49 | $5,835,000 | $119,082 | $3,327 | 5.16% |
| Lufkin, TX (FHA|USDA|VA) | 38 | $5,640,000 | $148,421 | $2,379 | 4.80% |
| SPARTANBURG, SC (FHA|USDA|VA) | 40 | $5,510,000 | $137,750 | $3,482 | 5.28% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 36 | $5,270,000 | $146,389 | $3,225 | 5.66% |
| Vincennes, IN (FHA|USDA|VA) | 65 | $5,265,000 | $81,000 | $1,790 | 5.14% |
| LONGVIEW, TX (FHA|USDA|VA) | 35 | $5,265,000 | $150,429 | $2,757 | 5.06% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 49 | $5,265,000 | $107,449 | $2,272 | 5.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $5,255,000 | $5,255,000 | $0 | 5.55% |
| Cedartown, GA (FHA|USDA|VA) | 34 | $5,120,000 | $150,588 | $3,231 | 5.52% |
| Columbus, MS (FHA|USDA|VA) | 46 | $5,070,000 | $110,217 | $2,299 | 5.71% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $4,990,000 | $191,923 | $4,886 | 4.93% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 45 | $4,985,000 | $110,778 | $4,019 | 5.43% |
| Grenada, MS (FHA|USDA|VA) | 37 | $4,915,000 | $132,838 | $4,693 | 5.41% |
| Corinth, MS (FHA|USDA|VA) | 51 | $4,915,000 | $96,373 | $2,441 | 5.61% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 14 | $4,770,000 | $340,714 | $4,234 | 4.93% |
| GOLDSBORO, NC (FHA|USDA|VA) | 15 | $4,755,000 | $317,000 | $4,502 | 5.40% |
| Athens, TN (FHA|USDA|VA) | 42 | $4,670,000 | $111,190 | $1,887 | 5.60% |
| Boone, NC (FHA|USDA|VA) | 7 | $4,585,000 | $655,000 | $7,638 | 4.59% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $4,270,000 | $266,875 | $5,143 | 4.80% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $4,255,000 | $851,000 | $9,377 | 3.45% |
| Martin, TN (FHA|USDA|VA) | 47 | $4,165,000 | $88,617 | $2,232 | 5.84% |
| Atmore, AL (FHA|USDA|VA) | 44 | $4,050,000 | $92,045 | $2,644 | 5.16% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 17 | $4,015,000 | $236,176 | $3,684 | 5.04% |
| Lewisburg, TN (FHA|USDA|VA) | 22 | $3,930,000 | $178,636 | $4,433 | 4.70% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 28 | $3,860,000 | $137,857 | $1,612 | 5.44% |
| Jasper, AL (FHA|USDA|VA) | 39 | $3,815,000 | $97,821 | $1,690 | 5.19% |
| Shelbyville, TN (FHA|USDA|VA) | 32 | $3,800,000 | $118,750 | $3,122 | 6.11% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $3,735,000 | $3,735,000 | $0 | 4.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 26 | $3,690,000 | $141,923 | $1,963 | 5.04% |
| Murray, KY (FHA|USDA|VA) | 37 | $3,535,000 | $95,541 | $1,542 | 5.63% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $3,500,000 | $875,000 | $3,775 | 4.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $11,024 | 5.13% |
| McMinnville, TN (FHA|USDA|VA) | 32 | $3,350,000 | $104,688 | $2,498 | 5.65% |
| Georgetown, SC (FHA|USDA|VA) | 7 | $3,315,000 | $473,571 | $6,520 | 3.21% |
| Troy, AL (FHA|USDA|VA) | 21 | $3,265,000 | $155,476 | $3,024 | 5.05% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $3,397 | 5.33% |
| WACO, TX (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $6,369 | 4.46% |
| Dayton, TN (FHA|USDA|VA) | 29 | $3,145,000 | $108,448 | $1,563 | 5.60% |
| Summerville, GA (FHA|USDA|VA) | 25 | $3,095,000 | $123,800 | $3,397 | 5.12% |
| McComb, MS (FHA|USDA|VA) | 32 | $3,080,000 | $96,250 | $2,434 | 5.36% |
| Greenville, MS (FHA|USDA|VA) | 31 | $3,055,000 | $98,548 | $3,134 | 5.64% |
| Edwards, CO (FHA|USDA|VA) | 2 | $3,010,000 | $1,505,000 | $5,024 | 3.50% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $6,090 | 4.29% |
| Sikeston, MO (FHA|USDA|VA) | 27 | $2,895,000 | $107,222 | $2,182 | 5.20% |
| Mayfield, KY (FHA|USDA|VA) | 29 | $2,875,000 | $99,138 | $3,815 | 5.70% |
| COLUMBUS, IN (FHA|USDA|VA) | 14 | $2,870,000 | $205,000 | $2,814 | 5.06% |
| Newberry, SC (FHA|USDA|VA) | 7 | $2,825,000 | $403,571 | $5,762 | 4.23% |
| Seneca, SC (FHA|USDA|VA) | 7 | $2,765,000 | $395,000 | $5,201 | 4.52% |
| Lincoln, IL (FHA|USDA|VA) | 38 | $2,700,000 | $71,053 | $2,001 | 5.39% |
| Enterprise, AL (FHA|USDA|VA) | 24 | $2,690,000 | $112,083 | $1,792 | 5.02% |
| Nacogdoches, TX (FHA|USDA|VA) | 19 | $2,675,000 | $140,789 | $3,978 | 4.96% |
| BRUNSWICK, GA (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $7,094 | 4.95% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $7,078 | 5.64% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $2,570,000 | $321,250 | $4,468 | 5.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $6,754 | 4.60% |
| LaGrange, GA-AL (FHA|USDA|VA) | 16 | $2,530,000 | $158,125 | $4,022 | 4.96% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $2,445,000 | $815,000 | $2,596 | 5.08% |
| Taylorville, IL (FHA|USDA|VA) | 24 | $2,430,000 | $101,250 | $2,701 | 5.11% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $5,467 | 4.25% |
| Greenwood, MS (FHA|USDA|VA) | 21 | $2,375,000 | $113,095 | $3,008 | 5.40% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $5,979 | 3.88% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $6,421 | 4.71% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 20 | $2,320,000 | $116,000 | $3,198 | 5.68% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $2,305,000 | $2,305,000 | $0 | 5.05% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $2,280,000 | $1,140,000 | $2,652 | 5.51% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $3,774 | 4.98% |
| Palatka, FL (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $6,097 | 5.92% |
| ALBANY, GA (FHA|USDA|VA) | 30 | $2,150,000 | $71,667 | $2,342 | 5.41% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 22 | $2,110,000 | $95,909 | $1,363 | 5.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $1,922 | 4.59% |
| PEORIA, IL (FHA|USDA|VA) | 25 | $2,085,000 | $83,400 | $1,957 | 5.65% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 14 | $2,060,000 | $147,143 | $6,089 | 5.13% |
| LAREDO, TX (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $6,538 | 4.46% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $4,619 | 4.85% |
| Lawrenceburg, TN (FHA|USDA|VA) | 11 | $1,945,000 | $176,818 | $4,095 | 4.94% |
| Natchez, MS-LA (FHA|USDA|VA) | 27 | $1,925,000 | $71,296 | $1,229 | 5.82% |
| Forest City, NC (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,430 | 5.18% |
| Brookhaven, MS (FHA|USDA|VA) | 21 | $1,915,000 | $91,190 | $2,002 | 5.36% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $4,038 | 5.73% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,875,000 | $625,000 | $6,674 | 4.33% |
| Toccoa, GA (FHA|USDA|VA) | 20 | $1,830,000 | $91,500 | $1,600 | 5.15% |
| VALDOSTA, GA (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $6,013 | 4.73% |
| Branson, MO (FHA|USDA|VA) | 20 | $1,770,000 | $88,500 | $1,739 | 5.05% |
| Vicksburg, MS (FHA|USDA|VA) | 14 | $1,730,000 | $123,571 | $3,899 | 5.11% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $1,725,000 | $1,725,000 | $0 | 6.43% |
| Shelby, NC (FHA|USDA|VA) | 2 | $1,620,000 | $810,000 | $14,075 | 3.06% |
| Minden, LA (FHA|USDA|VA) | 18 | $1,600,000 | $88,889 | $2,892 | 5.74% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $3,771 | 5.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 12 | $1,540,000 | $128,333 | $1,831 | 5.02% |
| Brownsville, TN (FHA|USDA|VA) | 14 | $1,530,000 | $109,286 | $1,458 | 5.51% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $5,640 | 4.42% |
| Brenham, TX (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $11,580 | 6.88% |
| Selma, AL (FHA|USDA|VA) | 18 | $1,480,000 | $82,222 | $1,919 | 5.59% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 13 | $1,465,000 | $112,692 | $3,654 | 5.51% |
| Blytheville, AR (FHA|USDA|VA) | 15 | $1,425,000 | $95,000 | $3,806 | 6.03% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $1,415,000 | $1,415,000 | $0 | 5.09% |
| Harrison, AR (FHA|USDA|VA) | 20 | $1,410,000 | $70,500 | $834 | 6.21% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,765 | 4.85% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $3,194 | 5.19% |
| Clarksdale, MS (FHA|USDA|VA) | 14 | $1,360,000 | $97,143 | $1,640 | 5.79% |
| Bedford, IN (FHA|USDA|VA) | 11 | $1,355,000 | $123,182 | $3,125 | 5.40% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,331 | 4.96% |
| Ozark, AL (FHA|USDA|VA) | 15 | $1,275,000 | $85,000 | $2,010 | 5.94% |
| Jacksonville, TX (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $3,530 | 5.45% |
| MUNCIE, IN (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,888 | 5.77% |
| Athens, TX (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,935 | 4.96% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,593 | 4.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,801 | 4.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $6,900 | 5.54% |
| Centralia, IL (FHA|USDA|VA) | 16 | $1,200,000 | $75,000 | $1,998 | 5.17% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $5,050 | 5.48% |
| Thomasville, GA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $1,878 | 5.09% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $5,641 | 6.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $9,829 | 5.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,043 | 5.69% |
| West Point, MS (FHA|USDA|VA) | 11 | $1,125,000 | $102,273 | $2,905 | 5.32% |
| Brevard, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,364 | 5.28% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,953 | 5.35% |
| Poplar Bluff, MO (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $2,219 | 4.04% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,994 | 5.09% |
| Farmington, MO (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,433 | 5.14% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $3,224 | 5.31% |
| KOKOMO, IN (FHA|USDA|VA) | 11 | $945,000 | $85,909 | $1,858 | 5.08% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,396 | 4.75% |
| Greeneville, TN (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $2,650 | 5.81% |
| Eufaula, AL-GA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,380 | 5.48% |
| Ruston, LA (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $2,311 | 7.17% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,814 | 6.21% |
| Arcadia, FL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,682 | 5.60% |
| Paragould, AR (FHA|USDA|VA) | 12 | $860,000 | $71,667 | $1,476 | 5.81% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,430 | 5.45% |
| Dublin, GA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,144 | 4.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $5,615 | 3.56% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,536 | 5.44% |
| Batesville, AR (FHA|USDA|VA) | 11 | $835,000 | $75,909 | $991 | 5.38% |
| Rockport, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,328 | 6.56% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,055 | 5.71% |
| Bainbridge, GA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,270 | 5.43% |
| New Castle, IN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,891 | 5.44% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,049 | 4.94% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,572 | 4.91% |
| Malvern, AR (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $3,268 | 4.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,990 | 5.00% |
| Lake City, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,027 | 5.13% |
| Wilson, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,507 | 7.28% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $3,347 | 4.44% |
| Morgan City, LA (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $4,413 | 5.02% |
| Durango, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 7.20% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,285 | 4.69% |
| AKRON, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,291 | 4.25% |
| Cordele, GA (FHA|USDA|VA) | 8 | $650,000 | $81,250 | $3,508 | 6.31% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,948 | 4.38% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,739 | 4.19% |
| Palestine, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,704 | 5.22% |
| Cleveland, MS (FHA|USDA|VA) | 8 | $610,000 | $76,250 | $2,930 | 5.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,332 | 3.13% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,251 | 3.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,847 | 6.16% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,877 | 4.22% |
| Mountain Home, AR (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $2,242 | 5.50% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,404 | 5.29% |
| Peru, IN (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $2,584 | 6.02% |
| Logansport, IN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,486 | 5.00% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $1,272 | 4.81% |
| Bogalusa, LA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,733 | 6.66% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,605 | 4.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,636 | 6.13% |
| Mason City, IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,354 | 3.44% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,484 | 6.04% |
| Helena-West Helena, AR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,324 | 4.96% |
| West Plains, MO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,683 | 3.96% |
| Indianola, MS (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $3,166 | 5.59% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,746 | 3.29% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,165 | 4.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,651 | 5.25% |
| Newport, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,469 | 3.94% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,077 | 4.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,436 | 3.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,685 | 3.69% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,646 | 6.31% |
| Sanford, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,108 | 5.44% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,454 | 4.83% |
| Pampa, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,030 | 5.25% |
| Pella, IA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,394 | 4.88% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,238 | 5.13% |
| Granbury, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,187 | 5.56% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,306 | 6.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,634 | 3.75% |
| Seymour, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,479 | 3.63% |
| Wabash, IN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,417 | 4.19% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,717 | 5.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,519 | 6.31% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $1,319 | 5.58% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,160 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 6.69% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,391 | 5.46% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,220 | 4.38% |
| Jasper, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,290 | 4.94% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,292 | 6.56% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $2,157 | 5.05% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,909 | 6.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,509 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,733 | 3.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.13% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,762 | 5.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,101 | 4.75% |
| Americus, GA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,781 | 4.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,137 | 4.88% |
| Wooster, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,556 | 3.38% |
| Effingham, IL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,299 | 6.08% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,718 | 4.50% |
| Forrest City, AR (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $1,147 | 5.09% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.75% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,984 | 5.88% |
| El Dorado, AR (FHA|USDA|VA) | 7 | $245,000 | $35,000 | $1,362 | 5.14% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,694 | 5.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,645 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,312 | 3.88% |
| Connersville, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,254 | 5.06% |
| Somerset, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,591 | 4.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,195 | 6.88% |
| Waycross, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,544 | 4.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,580 | 3.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,637 | 4.38% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,461 | 3.38% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $1,691 | 5.79% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,131 | 3.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,934 | 3.38% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,045 | 5.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,620 | 3.63% |
| Rolla, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,530 | 6.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,440 | 3.50% |
| Washington, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,507 | 4.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,076 | 5.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,089 | 5.88% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,413 | 7.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,196 | 3.13% |
| Angola, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,042 | 5.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.13% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,008 | 4.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,472 | 5.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,193 | 5.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,294 | 4.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,519 | 5.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,653 | 4.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,919 | 7.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,538 | 4.38% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,127 | 6.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,009 | 3.25% |
| Macomb, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.38% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Camden, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.00% |
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Product Mix
For 2022, Regions Bank's most frequently originated type of loan was Conventional, with 24,700 originations. Their 2nd most popular type was HELOC, with 15,916 originations.
Loan Reason
For 2022, Regions Bank's most frequently cited loan purpose was Home Purchase, with 14,626 originations. The 2nd most popular reason was Home Improvement, with 12,097 originations.
Loan Duration/Length
For 2022, Regions Bank's most frequently cited loan duration was 30 Year, with 32,653 originations. The 2nd most popular length was 15 Year, with 4,481 originations.
Origination Fees/Closing Costs
Regions Bank's average total fees were $5,578, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,358 originations.
Interest Rates
During 2022, Regions Bank's average interest rate for loans was 5.47%, while their most frequently originated rate bucket for loans was 4-5%, with 10,708 originations.
Loan Sizing
2022 saw Regions Bank place emphasis on $100,000 or less loans with 17,422 originations, totaling $868,390,000 in origination value.
Applicant Income
Regions Bank lent most frequently to those with incomes in the $50k-75k range, with 9,041 originations. The second most popular income band? $100k-150k, with 8,405 originations.
Applicant Debt to Income Ratio
Regions Bank lent most frequently to those with DTI ratios of 20-30%, with 10,527 originations. The next most common DTI ratio? 30-36%, with 8,765 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications66.68%
Regions Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination67.95%
Regions Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 42,907 | $9,733,075,000 | $226,841 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 42,907 | $9,733,075,000 | $226,841 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| REGIONS FINANCIAL CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| REGIONS FINANCIAL CORPORATION | FHA mortgage | Struggling to pay mortgage | 1 | 50.0% |