Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

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Mortgage Data

Review & Overview

Union Home Mortgage Corp. is a small credit union specializing in Home Purchase loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Chicago, Columbus, Pittsburgh, and Phoenix among others. We have data for 383 markets. (Some data included below & more in-depth data is available with an active subscription.)

Union Home Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Union Home Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/19/24
30 Year Conventional Purchase 6.86% 4/19/24
30 Year Conventional Refi 6.61% 4/19/24
30 Year Cash-out Refi 6.87% 4/19/24
30 Year FHA Purchase 7.71% 4/19/24
30 Year FHA Refi 7.30% 4/19/24
30 Year VA Purchase 6.49% 4/19/24
30 Year VA Refi 5.77% 4/19/24
30 Year USDA Purchase 6.94% 4/19/24
30 Year USDA Refi 6.47% 4/19/24
15 Year Conventional Purchase 5.90% 4/19/24
15 Year Conventional Refi 6.12% 4/19/24
15 Year Cash-out Refi 6.12% 4/19/24
15 Year FHA Purchase 6.97% 4/19/24
15 Year FHA Refi 7.18% 4/19/24
15 Year VA Purchase 6.31% 4/19/24
15 Year VA Refi 6.43% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Union Home Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Union Home Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

16,912

Origination Dollar Volume (All Markets)

$2,857,030,000
Show all (23) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,117 $193,055,000 $172,833 $3,894 4.97%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 684 $147,670,000 $215,892 $4,932 4.80%
COLUMBUS, OH (FHA|USDA|VA) 842 $145,190,000 $172,435 $4,624 5.04%
PITTSBURGH, PA (FHA|USDA|VA) 921 $143,285,000 $155,575 $5,496 4.73%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 663 $137,435,000 $207,293 $5,696 5.11%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 651 $105,165,000 $161,544 $5,330 4.90%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 713 $101,685,000 $142,616 $4,347 5.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 438 $74,200,000 $169,406 $4,460 4.97%
Outside of Metro Areas 562 $73,990,000 $131,655 $4,285 4.98%
FAYETTEVILLE, NC (FHA|USDA|VA) 431 $72,745,000 $168,782 $4,800 4.83%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 345 $63,845,000 $185,058 $5,813 5.03%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 340 $61,110,000 $179,735 $5,318 4.85%
JACKSONVILLE, FL (FHA|USDA|VA) 260 $58,300,000 $224,231 $5,250 4.79%
KANSAS CITY, MO-KS (FHA|USDA|VA) 356 $56,900,000 $159,831 $3,900 4.99%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 333 $54,385,000 $163,318 $3,566 5.00%
TOLEDO, OH (FHA|USDA|VA) 389 $51,425,000 $132,198 $4,061 5.02%
AKRON, OH (FHA|USDA|VA) 320 $43,350,000 $135,469 $4,489 5.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 216 $42,240,000 $195,556 $3,680 4.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 158 $35,110,000 $222,215 $6,371 5.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 218 $34,620,000 $158,807 $5,071 4.90%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 154 $32,920,000 $213,766 $4,075 4.79%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 93 $31,815,000 $342,097 $8,382 4.59%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 193 $29,215,000 $151,373 $4,826 4.94%
RALEIGH-CARY, NC (FHA|USDA|VA) 117 $28,205,000 $241,068 $4,651 4.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 132 $27,550,000 $208,712 $6,267 4.78%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 157 $25,555,000 $162,771 $4,497 4.85%
Mount Vernon, OH (FHA|USDA|VA) 198 $25,380,000 $128,182 $4,270 5.02%
BURLINGTON, NC (FHA|USDA|VA) 148 $24,490,000 $165,473 $4,923 4.82%
ASHEVILLE, NC (FHA|USDA|VA) 108 $23,030,000 $213,241 $4,219 4.93%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 186 $22,340,000 $120,108 $4,618 4.95%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 89 $21,265,000 $238,933 $6,133 4.76%
FORT WAYNE, IN (FHA|USDA|VA) 154 $20,920,000 $135,844 $3,435 5.02%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 120 $18,220,000 $151,833 $4,831 5.12%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 99 $18,155,000 $183,384 $4,621 4.82%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 87 $17,995,000 $206,839 $6,493 5.01%
MONROE, MI (FHA|USDA|VA) 125 $17,795,000 $142,360 $3,780 4.93%
SALISBURY, MD-DE (FHA|USDA|VA) 75 $17,365,000 $231,533 $5,316 4.94%
MANSFIELD, OH (FHA|USDA|VA) 145 $16,805,000 $115,897 $3,901 5.02%
OKLAHOMA CITY, OK (FHA|USDA|VA) 88 $16,580,000 $188,409 $4,588 4.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 76 $15,860,000 $208,684 $5,675 4.89%
WILMINGTON, NC (FHA|USDA|VA) 70 $15,830,000 $226,143 $4,198 4.71%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 68 $15,530,000 $228,382 $4,978 4.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 71 $15,265,000 $215,000 $4,635 4.75%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 68 $14,750,000 $216,912 $5,455 4.98%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 63 $14,235,000 $225,952 $5,016 4.94%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 70 $14,230,000 $203,286 $5,978 4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 52 $13,840,000 $266,154 $7,346 4.77%
FLINT, MI (FHA|USDA|VA) 80 $13,510,000 $168,875 $3,813 5.01%
Marion, IN (FHA|USDA|VA) 121 $13,205,000 $109,132 $3,311 5.08%
GAINESVILLE, FL (FHA|USDA|VA) 69 $12,385,000 $179,493 $5,776 4.98%
Norwalk, OH (FHA|USDA|VA) 96 $12,060,000 $125,625 $4,864 5.07%
LONGVIEW, TX (FHA|USDA|VA) 72 $11,790,000 $163,750 $5,132 5.14%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 77 $11,715,000 $152,143 $5,185 4.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 96 $11,650,000 $121,354 $3,888 4.96%
WHEELING, WV-OH (FHA|USDA|VA) 93 $11,385,000 $122,419 $3,967 5.10%
WINSTON-SALEM, NC (FHA|USDA|VA) 57 $11,335,000 $198,860 $3,858 4.86%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 44 $11,260,000 $255,909 $6,034 4.55%
Sandusky, OH (FHA|USDA|VA) 73 $9,815,000 $134,452 $4,166 5.16%
LANCASTER, PA (FHA|USDA|VA) 51 $9,525,000 $186,765 $6,924 4.71%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 36 $9,480,000 $263,333 $7,322 4.75%
Ashtabula, OH (FHA|USDA|VA) 76 $9,330,000 $122,763 $4,467 4.97%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 40 $8,850,000 $221,250 $5,564 4.74%
BATTLE CREEK, MI (FHA|USDA|VA) 74 $8,660,000 $117,027 $3,837 4.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 58 $8,560,000 $147,586 $5,026 5.41%
Ashland, OH (FHA|USDA|VA) 64 $8,320,000 $130,000 $4,178 4.99%
ERIE, PA (FHA|USDA|VA) 67 $8,255,000 $123,209 $5,222 4.79%
Warsaw, IN (FHA|USDA|VA) 52 $8,210,000 $157,885 $4,134 5.16%
ANN ARBOR, MI (FHA|USDA|VA) 43 $8,055,000 $187,326 $4,892 4.83%
YORK-HANOVER, PA (FHA|USDA|VA) 52 $8,010,000 $154,038 $5,497 4.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 40 $7,920,000 $198,000 $3,825 4.87%
Marion, OH (FHA|USDA|VA) 62 $7,700,000 $124,194 $3,585 5.23%
NILES, MI (FHA|USDA|VA) 53 $7,335,000 $138,396 $4,016 5.00%
Adrian, MI (FHA|USDA|VA) 63 $7,325,000 $116,270 $3,831 5.05%
Wooster, OH (FHA|USDA|VA) 57 $7,025,000 $123,246 $4,226 5.01%
DOVER, DE (FHA|USDA|VA) 31 $6,825,000 $220,161 $6,250 5.17%
Traverse City, MI (FHA|USDA|VA) 32 $6,530,000 $204,063 $3,758 4.99%
JACKSONVILLE, NC (FHA|USDA|VA) 38 $6,400,000 $168,421 $4,911 4.70%
Russellville, AR (FHA|USDA|VA) 46 $5,970,000 $129,783 $4,005 4.81%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 41 $5,895,000 $143,780 $3,201 5.03%
Holland, MI (FHA|USDA|VA) 41 $5,895,000 $143,780 $3,899 4.93%
LOUISVILLE, KY (FHA|USDA|VA) 31 $5,695,000 $183,710 $4,915 4.86%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 30 $5,670,000 $189,000 $4,616 4.88%
Morehead City, NC (FHA|USDA|VA) 31 $5,665,000 $182,742 $4,383 4.63%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 28 $5,660,000 $202,143 $3,581 5.01%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 39 $5,435,000 $139,359 $3,498 4.99%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 19 $5,235,000 $275,526 $5,957 4.77%
GETTYSBURG, PA (FHA|USDA|VA) 31 $5,145,000 $165,968 $5,638 4.82%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 20 $5,050,000 $252,500 $3,861 4.73%
CORPUS CHRISTI, TX (FHA|USDA|VA) 27 $4,615,000 $170,926 $4,537 5.21%
JACKSON, MI (FHA|USDA|VA) 33 $4,475,000 $135,606 $3,788 4.91%
Angola, IN (FHA|USDA|VA) 27 $4,225,000 $156,481 $3,924 5.07%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 31 $4,165,000 $134,355 $5,209 4.96%
OCALA, FL (FHA|USDA|VA) 35 $4,155,000 $118,714 $4,236 4.94%
NEW BERN, NC (FHA|USDA|VA) 24 $4,010,000 $167,083 $4,349 4.68%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 26 $3,960,000 $152,308 $3,724 4.89%
CHARLESTON, WV (FHA|USDA|VA) 31 $3,925,000 $126,613 $4,246 4.90%
SAGINAW, MI (FHA|USDA|VA) 40 $3,790,000 $94,750 $3,745 5.09%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $3,645,000 $191,842 $4,782 4.49%
Zanesville, OH (FHA|USDA|VA) 29 $3,595,000 $123,966 $4,882 5.19%
Hobbs, NM (FHA|USDA|VA) 16 $3,490,000 $218,125 $8,363 4.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $3,405,000 $179,211 $4,326 4.88%
Fremont, OH (FHA|USDA|VA) 28 $3,170,000 $113,214 $4,417 5.07%
Tiffin, OH (FHA|USDA|VA) 32 $3,160,000 $98,750 $4,263 5.08%
Bucyrus-Galion, OH (FHA|USDA|VA) 31 $3,145,000 $101,452 $4,310 5.02%
Mount Pleasant, MI (FHA|USDA|VA) 31 $3,095,000 $99,839 $3,259 4.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $3,095,000 $206,333 $6,016 4.48%
Athens, OH (FHA|USDA|VA) 22 $3,050,000 $138,636 $4,522 5.23%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $3,050,000 $305,000 $3,985 4.38%
Sidney, OH (FHA|USDA|VA) 23 $2,915,000 $126,739 $5,195 5.10%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 24 $2,880,000 $120,000 $3,816 4.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,875,000 $191,667 $3,817 4.95%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $2,855,000 $407,857 $5,629 4.96%
Chillicothe, OH (FHA|USDA|VA) 23 $2,835,000 $123,261 $5,276 5.27%
Kendallville, IN (FHA|USDA|VA) 21 $2,815,000 $134,048 $3,219 5.27%
GREENVILLE, NC (FHA|USDA|VA) 20 $2,810,000 $140,500 $3,899 4.74%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $2,675,000 $243,182 $4,678 5.01%
Huntington, IN (FHA|USDA|VA) 21 $2,585,000 $123,095 $3,025 5.16%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $2,540,000 $317,500 $6,937 4.72%
New Castle, PA (FHA|USDA|VA) 30 $2,520,000 $84,000 $4,492 4.83%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 10 $2,500,000 $250,000 $6,574 4.53%
Sanford, NC (FHA|USDA|VA) 15 $2,475,000 $165,000 $4,183 4.98%
MIDLAND, MI (FHA|USDA|VA) 22 $2,430,000 $110,455 $3,408 4.88%
SPRINGFIELD, OH (FHA|USDA|VA) 20 $2,420,000 $121,000 $4,631 5.03%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,325,000 $211,364 $5,973 5.17%
Cambridge, OH (FHA|USDA|VA) 23 $2,225,000 $96,739 $4,134 5.15%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 15 $2,175,000 $145,000 $4,660 4.51%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $2,165,000 $433,000 $7,159 4.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 14 $2,160,000 $154,286 $3,930 5.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,095,000 $299,286 $9,266 4.57%
Lumberton, NC (FHA|USDA|VA) 14 $2,040,000 $145,714 $4,867 4.86%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $2,040,000 $170,000 $5,917 5.01%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $2,000,000 $125,000 $3,913 4.95%
DULUTH, MN-WI (FHA|USDA|VA) 20 $1,990,000 $99,500 $3,664 5.13%
READING, PA (FHA|USDA|VA) 14 $1,940,000 $138,571 $5,045 4.89%
JOHNSON CITY, TN (FHA|USDA|VA) 10 $1,930,000 $193,000 $4,493 4.71%
Auburn, IN (FHA|USDA|VA) 17 $1,905,000 $112,059 $3,377 5.08%
Greeneville, TN (FHA|USDA|VA) 12 $1,880,000 $156,667 $4,221 4.83%
LEBANON, PA (FHA|USDA|VA) 10 $1,830,000 $183,000 $7,654 4.83%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $1,825,000 $202,778 $4,961 5.00%
TUCSON, AZ (FHA|USDA|VA) 9 $1,725,000 $191,667 $5,641 4.78%
LUBBOCK, TX (FHA|USDA|VA) 12 $1,700,000 $141,667 $5,835 5.10%
Meadville, PA (FHA|USDA|VA) 18 $1,690,000 $93,889 $5,093 5.09%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,655,000 $150,455 $3,538 4.57%
Show Low, AZ (FHA|USDA|VA) 9 $1,635,000 $181,667 $5,446 5.19%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,635,000 $233,571 $9,128 4.41%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $1,635,000 $148,636 $4,018 4.72%
Mount Airy, NC (FHA|USDA|VA) 13 $1,605,000 $123,462 $3,478 4.83%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,635 4.55%
Indiana, PA (FHA|USDA|VA) 10 $1,490,000 $149,000 $5,138 4.99%
Wilmington, OH (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,356 5.11%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,005 4.77%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 13 $1,465,000 $112,692 $4,561 5.20%
RICHMOND, VA (FHA|USDA|VA) 8 $1,450,000 $181,250 $4,726 4.70%
GREELEY, CO (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,661 4.50%
Alma, MI (FHA|USDA|VA) 12 $1,420,000 $118,333 $3,848 5.04%
Bellefontaine, OH (FHA|USDA|VA) 8 $1,290,000 $161,250 $5,240 4.83%
Salem, OH (FHA|USDA|VA) 10 $1,290,000 $129,000 $4,747 4.99%
Findlay, OH (FHA|USDA|VA) 11 $1,265,000 $115,000 $4,885 4.89%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,220,000 $305,000 $9,307 4.28%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,400 5.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,905 5.44%
Hillsdale, MI (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,287 5.29%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,155,000 $165,000 $4,968 4.77%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $10,346 4.59%
Urbana, OH (FHA|USDA|VA) 9 $1,115,000 $123,889 $5,733 4.99%
KNOXVILLE, TN (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,803 4.88%
EL PASO, TX (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,902 5.04%
Coshocton, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $5,798 5.27%
Oil City, PA (FHA|USDA|VA) 8 $1,050,000 $131,250 $4,966 4.71%
WACO, TX (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,581 5.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,657 4.71%
Wabash, IN (FHA|USDA|VA) 10 $1,040,000 $104,000 $4,026 5.08%
Lake City, FL (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,826 4.73%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,164 4.98%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,510 5.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $955,000 $191,000 $3,607 5.20%
COLUMBIA, SC (FHA|USDA|VA) 4 $950,000 $237,500 $4,297 5.13%
MUSKEGON, MI (FHA|USDA|VA) 8 $950,000 $118,750 $3,385 5.34%
Salina, KS (FHA|USDA|VA) 5 $935,000 $187,000 $4,580 4.83%
VALLEJO, CA (FHA|USDA|VA) 2 $920,000 $460,000 $3,689 5.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $890,000 $222,500 $5,673 4.84%
Shawnee, OK (FHA|USDA|VA) 6 $840,000 $140,000 $3,964 4.79%
BATON ROUGE, LA (FHA|USDA|VA) 4 $830,000 $207,500 $3,989 5.03%
BOULDER, CO (FHA|USDA|VA) 2 $830,000 $415,000 $9,655 4.44%
MORGANTOWN, WV (FHA|USDA|VA) 4 $830,000 $207,500 $6,544 4.91%
Farmington, MO (FHA|USDA|VA) 5 $815,000 $163,000 $3,404 4.75%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $795,000 $159,000 $4,041 4.98%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $785,000 $261,667 $5,386 4.88%
Seneca, SC (FHA|USDA|VA) 2 $770,000 $385,000 $7,627 3.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $735,000 $245,000 $3,701 4.71%
ALTOONA, PA (FHA|USDA|VA) 4 $720,000 $180,000 $5,751 4.31%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $720,000 $180,000 $4,178 5.16%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $680,000 $340,000 $5,906 4.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $680,000 $340,000 $3,549 5.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $675,000 $675,000 $3,958 4.88%
Payson, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $6,121 5.31%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $670,000 $335,000 $8,262 4.69%
Woodward, OK (FHA|USDA|VA) 5 $665,000 $133,000 $4,310 4.70%
Fairmont, WV (FHA|USDA|VA) 3 $655,000 $218,333 $7,202 4.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $645,000 $215,000 $3,046 4.04%
Dodge City, KS (FHA|USDA|VA) 4 $640,000 $160,000 $4,702 4.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $630,000 $157,500 $5,718 5.34%
LIMA, OH (FHA|USDA|VA) 6 $610,000 $101,667 $3,734 5.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $610,000 $305,000 $5,188 4.63%
Big Rapids, MI (FHA|USDA|VA) 5 $605,000 $121,000 $3,912 4.85%
MODESTO, CA (FHA|USDA|VA) 2 $590,000 $295,000 $10,186 4.56%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $580,000 $290,000 $3,419 4.69%
SPARTANBURG, SC (FHA|USDA|VA) 4 $580,000 $145,000 $4,382 4.75%
DuBois, PA (FHA|USDA|VA) 4 $570,000 $142,500 $7,310 4.47%
Maysville, KY (FHA|USDA|VA) 4 $560,000 $140,000 $4,111 4.47%
Brevard, NC (FHA|USDA|VA) 3 $555,000 $185,000 $4,484 4.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $545,000 $181,667 $4,282 4.83%
Tifton, GA (FHA|USDA|VA) 4 $540,000 $135,000 $2,096 4.53%
Point Pleasant, WV-OH (FHA|USDA|VA) 5 $535,000 $107,000 $3,052 4.84%
Huntsville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $6,584 4.88%
Warrensburg, MO (FHA|USDA|VA) 3 $525,000 $175,000 $4,172 5.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $520,000 $260,000 $5,375 4.94%
Greenwood, SC (FHA|USDA|VA) 3 $515,000 $171,667 $3,776 5.04%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $510,000 $127,500 $3,664 4.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $510,000 $127,500 $5,474 5.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $510,000 $255,000 $4,841 4.31%
Granbury, TX (FHA|USDA|VA) 1 $505,000 $505,000 $1,555 4.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $505,000 $168,333 $6,281 4.50%
TOPEKA, KS (FHA|USDA|VA) 4 $500,000 $125,000 $4,254 4.91%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $490,000 $245,000 $15,071 4.94%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $490,000 $245,000 $3,771 4.56%
MERCED, CA (FHA|USDA|VA) 2 $480,000 $240,000 $8,586 4.94%
YUMA, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $3,289 4.44%
Wapakoneta, OH (FHA|USDA|VA) 3 $475,000 $158,333 $6,998 5.21%
Marietta, OH (FHA|USDA|VA) 5 $475,000 $95,000 $4,832 5.38%
THE VILLAGES, FL (FHA|USDA|VA) 4 $470,000 $117,500 $4,015 5.31%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,947 5.00%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $465,000 $155,000 $5,556 4.75%
SAVANNAH, GA (FHA|USDA|VA) 3 $465,000 $155,000 $5,881 4.54%
Ottawa, KS (FHA|USDA|VA) 4 $460,000 $115,000 $4,637 4.66%
MOBILE, AL (FHA|USDA|VA) 2 $460,000 $230,000 $4,976 4.69%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $455,000 $151,667 $3,764 4.58%
Richmond, IN (FHA|USDA|VA) 5 $455,000 $91,000 $3,353 5.00%
Coldwater, MI (FHA|USDA|VA) 4 $450,000 $112,500 $3,858 5.06%
Minden, LA (FHA|USDA|VA) 2 $440,000 $220,000 $7,152 4.88%
Cambridge, MD (FHA|USDA|VA) 2 $440,000 $220,000 $5,975 4.88%
Palatka, FL (FHA|USDA|VA) 2 $430,000 $215,000 $4,968 4.38%
Frankfort, KY (FHA|USDA|VA) 3 $415,000 $138,333 $3,391 5.13%
Danville, VA (FHA|USDA|VA) 2 $410,000 $205,000 $4,533 4.56%
TULSA, OK (FHA|USDA|VA) 2 $400,000 $200,000 $2,930 4.69%
Pottsville, PA (FHA|USDA|VA) 2 $400,000 $200,000 $7,517 4.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $400,000 $200,000 $7,847 4.56%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $385,000 $128,333 $5,035 4.71%
Bluffton, IN (FHA|USDA|VA) 3 $375,000 $125,000 $5,097 5.42%
Selinsgrove, PA (FHA|USDA|VA) 2 $370,000 $185,000 $5,165 4.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $365,000 $365,000 $3,171 4.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $350,000 $175,000 $6,352 4.63%
BAY CITY, MI (FHA|USDA|VA) 4 $350,000 $87,500 $2,549 5.34%
LAFAYETTE, LA (FHA|USDA|VA) 3 $345,000 $115,000 $3,924 5.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $340,000 $170,000 $1,248 4.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $335,000 $335,000 $2,509 4.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $330,000 $165,000 $7,410 5.13%
Clewiston, FL (FHA|USDA|VA) 2 $330,000 $165,000 $6,279 5.13%
Emporia, KS (FHA|USDA|VA) 3 $325,000 $108,333 $2,829 4.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $325,000 $325,000 $3,525 5.63%
Lewisburg, PA (FHA|USDA|VA) 2 $320,000 $160,000 $5,073 4.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $320,000 $160,000 $3,009 5.19%
Peru, IN (FHA|USDA|VA) 4 $300,000 $75,000 $3,482 4.69%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $300,000 $150,000 $5,394 4.81%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $300,000 $150,000 $7,592 4.44%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $290,000 $145,000 $5,091 4.88%
MUNCIE, IN (FHA|USDA|VA) 3 $285,000 $95,000 $3,536 5.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $285,000 $285,000 $6,398 4.38%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $9,988 4.88%
GAINESVILLE, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,694 4.56%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,104 5.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $270,000 $135,000 $3,833 5.63%
KOKOMO, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,995 5.44%
VALDOSTA, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,937 4.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $14,736 4.50%
AMARILLO, TX (FHA|USDA|VA) 2 $260,000 $130,000 $7,336 4.75%
Rockport, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,122 5.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $7,648 5.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $255,000 $255,000 $7,926 5.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $17,171 4.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $250,000 $125,000 $5,222 3.69%
Washington Court House, OH (FHA|USDA|VA) 2 $250,000 $125,000 $5,370 5.06%
Greenville, OH (FHA|USDA|VA) 3 $245,000 $81,667 $3,002 4.83%
Atchison, KS (FHA|USDA|VA) 1 $245,000 $245,000 $6,395 5.25%
Jasper, IN (FHA|USDA|VA) 1 $245,000 $245,000 $5,815 4.50%
TYLER, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,175 4.81%
Cadillac, MI (FHA|USDA|VA) 2 $240,000 $120,000 $2,753 4.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $240,000 $120,000 $3,095 4.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,095 5.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $8,152 4.88%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,928 3.50%
Celina, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,676 5.44%
Washington, NC (FHA|USDA|VA) 2 $230,000 $115,000 $3,857 5.06%
Key West, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,647 4.88%
MADISON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,872 4.88%
Jackson, OH (FHA|USDA|VA) 2 $220,000 $110,000 $4,675 5.25%
Waycross, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,309 5.63%
Sevierville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,967 5.00%
Stephenville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,914 4.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $205,000 $205,000 $6,131 5.38%
Plainview, TX (FHA|USDA|VA) 3 $205,000 $68,333 $2,154 5.75%
Stillwater, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,376 4.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,288 4.88%
SAN ANGELO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,425 4.38%
STAUNTON, VA (FHA|USDA|VA) 1 $195,000 $195,000 $6,649 4.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,251 4.75%
Laurinburg, NC (FHA|USDA|VA) 2 $190,000 $95,000 $4,469 5.69%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $7,787 5.00%
Ottawa, IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,366 5.00%
Opelousas, LA (FHA|USDA|VA) 1 $185,000 $185,000 $3,767 5.25%
Ludington, MI (FHA|USDA|VA) 2 $180,000 $90,000 $4,493 5.31%
Plymouth, IN (FHA|USDA|VA) 2 $180,000 $90,000 $3,608 5.44%
Las Vegas, NM (FHA|USDA|VA) 1 $175,000 $175,000 $8,185 5.00%
North Vernon, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,355 4.00%
Georgetown, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,993 5.63%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $175,000 $175,000 $5,704 4.00%
SUMTER, SC (FHA|USDA|VA) 1 $165,000 $165,000 $2,777 5.38%
RACINE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,650 4.75%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,479 5.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,955 3.75%
Centralia, WA (FHA|USDA|VA) 1 $165,000 $165,000 $4,931 4.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $160,000 $80,000 $4,236 5.44%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,280 4.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $150,000 $75,000 $2,523 4.19%
Portsmouth, OH (FHA|USDA|VA) 2 $150,000 $75,000 $4,110 5.06%
MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $6,727 4.63%
Campbellsville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,024 5.50%
ST. CLOUD, MN (FHA|USDA|VA) 1 $145,000 $145,000 $5,450 5.13%
Moses Lake, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.13%
Greensburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,825 5.38%
Liberal, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,025 4.75%
Cullman, AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,794 3.75%
Taos, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,531 5.25%
Albemarle, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,165 5.50%
Shelby, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,846 4.63%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $135,000 $135,000 $4,608 4.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $135,000 $135,000 $6,598 4.50%
Logansport, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,164 5.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,056 4.75%
DOTHAN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,970 4.75%
Blytheville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,558 4.88%
Danville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,219 5.00%
COLUMBUS, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,609 5.63%
ROANOKE, VA (FHA|USDA|VA) 1 $135,000 $135,000 $6,070 3.88%
Burlington, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $4,617 4.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,347 4.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $125,000 $125,000 $5,318 5.88%
Pontiac, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,395 4.38%
Connersville, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,445 4.13%
Del Rio, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,186 5.00%
BECKLEY, WV (FHA|USDA|VA) 1 $125,000 $125,000 $1,729 4.25%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,201 4.88%
Silver City, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,820 4.75%
WICHITA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $2,480 4.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,728 3.50%
Scottsburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,762 4.88%
MONROE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $6,075 4.00%
Gainesville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,888 4.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $3,184 5.00%
Decatur, IN (FHA|USDA|VA) 2 $110,000 $55,000 $3,348 5.25%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,470 5.38%
Alamogordo, NM (FHA|USDA|VA) 1 $105,000 $105,000 $757 5.63%
Sturgis, MI (FHA|USDA|VA) 1 $105,000 $105,000 $5,538 5.50%
Hays, KS (FHA|USDA|VA) 1 $105,000 $105,000 $3,901 4.50%
Manitowoc, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,442 5.63%
London, KY (FHA|USDA|VA) 1 $95,000 $95,000 $5,037 5.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,631 4.63%
Corsicana, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,421 4.75%
DECATUR, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,584 5.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $95,000 $95,000 $5,123 4.75%
Arkadelphia, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,882 5.00%
Gaffney, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,630 4.88%
Washington, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,698 3.88%
Escanaba, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,904 4.25%
Aberdeen, WA (FHA|USDA|VA) 1 $75,000 $75,000 $3,542 5.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $75,000 $75,000 $1,865 4.25%
HINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,590 5.00%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,341 4.50%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,011 5.38%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,228 5.50%
CHICO, CA (FHA|USDA|VA) 1 $55,000 $55,000 $3,335 5.25%
St. Marys, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,571 4.38%
JOPLIN, MO (FHA|USDA|VA) 1 $45,000 $45,000 $2,525 4.75%
Union Home Mortgage Corp.'s top markets include Detroit, Chicago, Columbus, Pittsburgh, and Phoenix among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,374 $1,777,510,000 $171,343 $3,848 4.93%
    FHA 3,857 $587,485,000 $152,317 $6,301 5.01%
    VA 1,728 $372,130,000 $215,353 $5,976 4.76%
    USDA 953 $119,905,000 $125,818 $4,729 4.96%

    For 2018, Union Home Mortgage Corp.'s most frequently originated type of loan was Conventional, with 10,374 originations. Their 2nd most popular type was FHA, with 3,857 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 15,042 $2,517,440,000 $167,361 $4,770 4.95%
    Cash Out Refi 1,052 $194,740,000 $185,114 $4,520 4.87%
    Refi 633 $111,845,000 $176,690 $3,866 4.68%
    Home Improvement 185 $33,005,000 $178,405 $4,485 4.85%

    For 2018, Union Home Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 15,042 originations. The 2nd most popular reason was Cash Out Refi, with 1,052 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,598 $2,685,500,000 $172,170 $4,756 4.97%
    15 Year 727 $110,845,000 $152,469 $3,866 4.31%
    20 Year 206 $34,790,000 $168,883 $3,722 4.71%
    5 Year 134 $1,150,000 $8,582 $441 4.75%
    10 Year 98 $4,940,000 $50,408 $3,619 4.05%
    Other 88 $3,760,000 $42,727 $4,903 4.68%
    30+ year 54 $16,000,000 $296,296 $9,624 5.18%
    3 Year 7 $45,000 $6,429 $0 0.00%

    For 2018, Union Home Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 15,598 originations. The 2nd most popular length was 15 Year, with 727 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,367 $1,427,805,000 $170,647
    $<1k 3,934 $599,370,000 $152,356
    $2k-3k 2,444 $405,050,000 $165,732
    $3k-4k 866 $171,090,000 $197,564
    $4k-5k 363 $80,025,000 $220,455
    $5k+ 328 $95,320,000 $290,610

    Union Home Mortgage Corp.'s average total fees were $4,756, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,367 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 10,208 $1,888,870,000 $185,038
    5-6% 5,515 $825,525,000 $149,687
    3-4% 546 $113,510,000 $207,894
    6-7% 184 $24,970,000 $135,707
    7-8% 5 $1,015,000 $203,000
    2.5-3% 3 $145,000 $48,333
    <2.5% 2 $10,000 $5,000
    Over 8% 1 $105,000 $105,000

    During 2018, Union Home Mortgage Corp.'s average interest rate for loans was 4.97%, while their most frequently originated rate bucket for loans was 4-5%, with 10,208 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 7,994 $1,171,570,000 $146,556 $4,459 4.95%
    $200k-400k 4,615 $1,220,155,000 $264,389 $5,801 4.83%
    $100,000 or less 3,843 $258,245,000 $67,199 $3,438 5.07%
    $400k-600k 450 $200,420,000 $445,378 $6,802 4.66%
    $600k-1MM 10 $6,640,000 $664,000 $11,054 4.65%

    2018 saw Union Home Mortgage Corp. place emphasis on $100k-200k loans with 7,994 originations, totaling $1,171,570,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,224 $806,270,000 $154,340 $4,701 4.94%
    $50k or less 5,111 $546,015,000 $106,831 $4,024 4.99%
    $75k-100k 2,810 $552,700,000 $196,690 $5,187 4.92%
    $100k-150k 2,436 $575,670,000 $236,318 $5,323 4.87%
    $150k-250k 1,020 $287,400,000 $281,765 $5,386 4.81%
    $250k+ 275 $81,585,000 $296,673 $5,080 4.85%

    Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 5,224 originations. The second most popular income band? $50k or less, with 5,111 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,298 $532,540,000 $161,474 $4,533 4.95%
    20-30% 2,983 $465,095,000 $155,915 $4,196 4.89%
    50-60% 842 $163,820,000 $194,561 $6,723 4.81%
    42% 791 $138,075,000 $174,558 $5,017 4.97%
    40% 786 $132,200,000 $168,193 $4,820 4.97%
    43% 784 $141,830,000 $180,906 $4,871 4.97%
    38% 766 $127,260,000 $166,136 $4,763 4.95%
    41% 753 $126,265,000 $167,683 $4,818 4.97%
    44% 739 $137,125,000 $185,555 $4,950 4.99%
    39% 716 $115,510,000 $161,327 $4,666 4.96%
    <20% 705 $108,735,000 $154,234 $3,947 4.83%
    37% 679 $107,795,000 $158,756 $4,610 4.99%
    36% 590 $97,360,000 $165,017 $4,533 4.94%
    49% 558 $106,210,000 $190,341 $4,879 4.91%
    48% 488 $92,510,000 $189,570 $4,911 4.94%
    45% 482 $87,500,000 $181,535 $5,025 4.93%
    47% 453 $84,665,000 $186,898 $4,844 4.92%
    46% 447 $83,075,000 $185,850 $4,719 4.93%
    >60% 28 $4,900,000 $175,000 $4,846 4.88%

    Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 30-36%, with 3,298 originations. The next most common DTI ratio? 20-30%, with 2,983 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,936 $2,506,980,000 $167,848 $4,681 4.93%
    Black 1,015 $163,755,000 $161,335 $5,120 5.02%
    Asian 489 $99,125,000 $202,710 $4,645 4.77%
    Not provided 391 $72,445,000 $185,281 $5,111 4.96%
    American Indian 56 $9,980,000 $178,214 $5,009 4.89%
    Native Hawaiian or Islander 25 $4,745,000 $189,800 $4,967 4.97%

    Approval Rates

    Total approvals of all applications
    96.19%

    Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.09%

    Union Home Mortgage Corp. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    200.0 1 $15,000 $15,000
    NA 16,911 $2,857,015,000 $168,944

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 482 $54,340,000 $112,739
    Single Family (1-4 Units):Site-Built 16,430 $2,802,690,000 $170,584

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 137 $15,705,000 $114,635 $3,361 4.71%
    40-60% 606 $89,580,000 $147,822 $3,641 4.74%
    60-80% 2,977 $531,505,000 $178,537 $4,050 4.92%
    80-100% 12,013 $2,063,345,000 $171,759 $4,808 4.96%
    Over 100% 480 $110,000,000 $229,167 $8,705 4.76%
    Under 20% 471 $3,595,000 $7,633 $705 4.83%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Union Home Mortgage Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
    Union Home Mortgage Corp Conventional home mortgage Trouble during payment process 2 20.0%
    Union Home Mortgage Corp FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 20.0%
    Union Home Mortgage Corp FHA mortgage Incorrect information on your report 1 10.0%
    Union Home Mortgage Corp FHA mortgage Struggling to pay mortgage 1 10.0%
    Union Home Mortgage Corp Other type of mortgage Struggling to pay mortgage 1 10.0%
    Union Home Mortgage Corp VA mortgage Trouble during payment process 2 20.0%