Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Union Home Mortgage Corp. is a mid-sized credit union specializing in Home Purchase and Refi loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Detroit, Phoenix, Chicago, and Pittsburgh among others. We have data for 466 markets. (Some data included below & more in-depth data is available with an active subscription.)

Union Home Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Union Home Mortgage Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/22/24
30 Year Conventional Purchase 6.86% 4/22/24
30 Year Conventional Refi 6.61% 4/22/24
30 Year Cash-out Refi 6.87% 4/22/24
30 Year FHA Purchase 7.71% 4/22/24
30 Year FHA Refi 7.30% 4/22/24
30 Year VA Purchase 6.49% 4/22/24
30 Year VA Refi 5.77% 4/22/24
30 Year USDA Purchase 6.94% 4/22/24
30 Year USDA Refi 6.47% 4/22/24
15 Year Conventional Purchase 5.90% 4/22/24
15 Year Conventional Refi 6.12% 4/22/24
15 Year Cash-out Refi 6.12% 4/22/24
15 Year FHA Purchase 6.97% 4/22/24
15 Year FHA Refi 7.18% 4/22/24
15 Year VA Purchase 6.31% 4/22/24
15 Year VA Refi 6.43% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Union Home Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Union Home Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

23,544

Origination Dollar Volume (All Markets)

$4,421,140,000
Show all (42) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 1,775 $353,085,000 $198,921 $4,506 4.37%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,414 $268,280,000 $189,731 $3,810 4.45%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,008 $242,170,000 $240,248 $5,241 4.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 965 $219,425,000 $227,383 $4,304 4.22%
PITTSBURGH, PA (FHA|USDA|VA) 787 $132,005,000 $167,732 $5,577 4.18%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 857 $128,535,000 $149,982 $4,262 4.51%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 775 $125,495,000 $161,929 $4,850 4.45%
Outside of Metro Areas 746 $109,030,000 $146,153 $4,248 4.49%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 611 $106,595,000 $174,460 $4,249 4.33%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 280 $105,580,000 $377,071 $5,587 4.03%
KANSAS CITY, MO-KS (FHA|USDA|VA) 549 $102,685,000 $187,040 $4,020 4.32%
FAYETTEVILLE, NC (FHA|USDA|VA) 446 $83,460,000 $187,130 $4,837 4.22%
TOLEDO, OH (FHA|USDA|VA) 572 $83,290,000 $145,612 $4,197 4.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 434 $79,780,000 $183,825 $3,627 4.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 330 $61,950,000 $187,727 $5,312 4.44%
JACKSONVILLE, FL (FHA|USDA|VA) 262 $59,420,000 $226,794 $5,651 4.32%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 253 $58,645,000 $231,798 $6,151 4.66%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 246 $57,740,000 $234,715 $4,192 4.14%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 279 $55,235,000 $197,975 $3,536 4.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 260 $53,100,000 $204,231 $5,353 4.45%
RALEIGH-CARY, NC (FHA|USDA|VA) 188 $49,780,000 $264,787 $3,960 4.16%
AKRON, OH (FHA|USDA|VA) 325 $49,575,000 $152,538 $4,474 4.43%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 193 $48,875,000 $253,238 $6,125 4.29%
DAYTON-KETTERING, OH (FHA|USDA|VA) 253 $46,735,000 $184,723 $5,702 4.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 198 $43,900,000 $221,717 $5,825 4.42%
BURLINGTON, NC (FHA|USDA|VA) 231 $43,205,000 $187,035 $4,900 4.07%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 224 $43,100,000 $192,411 $4,344 4.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 175 $38,555,000 $220,314 $5,307 4.26%
MONROE, MI (FHA|USDA|VA) 244 $38,450,000 $157,582 $3,610 4.31%
ASHEVILLE, NC (FHA|USDA|VA) 156 $35,090,000 $224,936 $3,973 4.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 205 $34,195,000 $166,805 $5,176 4.46%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 155 $33,195,000 $214,161 $4,163 4.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 162 $32,140,000 $198,395 $4,379 4.36%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 132 $30,780,000 $233,182 $5,147 4.47%
WILMINGTON, NC (FHA|USDA|VA) 139 $30,725,000 $221,043 $3,824 4.13%
SALISBURY, MD-DE (FHA|USDA|VA) 132 $29,930,000 $226,742 $5,111 4.31%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 109 $29,825,000 $273,624 $6,140 4.22%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 120 $29,710,000 $247,583 $5,401 4.34%
FORT WAYNE, IN (FHA|USDA|VA) 184 $29,010,000 $157,663 $3,633 4.42%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 163 $28,155,000 $172,730 $4,600 4.43%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 86 $28,130,000 $327,093 $4,656 3.94%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 216 $25,800,000 $119,444 $4,228 4.61%
BATON ROUGE, LA (FHA|USDA|VA) 112 $24,050,000 $214,732 $4,986 4.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 117 $24,005,000 $205,171 $4,174 4.39%
Marion, OH (FHA|USDA|VA) 211 $23,625,000 $111,967 $3,426 4.74%
WINSTON-SALEM, NC (FHA|USDA|VA) 117 $22,715,000 $194,145 $4,128 4.26%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 82 $22,440,000 $273,659 $6,119 4.16%
LONGVIEW, TX (FHA|USDA|VA) 133 $22,385,000 $168,308 $4,770 4.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 96 $21,090,000 $219,688 $4,787 4.52%
GAINESVILLE, FL (FHA|USDA|VA) 101 $17,825,000 $176,485 $5,715 4.33%
CANTON-MASSILLON, OH (FHA|USDA|VA) 121 $17,275,000 $142,769 $4,274 4.47%
Warsaw, IN (FHA|USDA|VA) 102 $16,940,000 $166,078 $4,285 4.58%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 49 $15,955,000 $325,612 $6,746 4.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 77 $15,935,000 $206,948 $4,787 4.43%
Mount Vernon, OH (FHA|USDA|VA) 102 $15,900,000 $155,882 $4,491 4.73%
FLINT, MI (FHA|USDA|VA) 91 $15,795,000 $173,571 $3,797 4.45%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 78 $15,770,000 $202,179 $5,475 4.22%
Norwalk, OH (FHA|USDA|VA) 112 $15,220,000 $135,893 $4,711 4.45%
LANCASTER, PA (FHA|USDA|VA) 77 $14,495,000 $188,247 $6,742 4.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 69 $14,415,000 $208,913 $3,877 4.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 67 $14,245,000 $212,612 $3,753 4.28%
DOVER, DE (FHA|USDA|VA) 60 $13,830,000 $230,500 $6,985 4.58%
Traverse City, MI (FHA|USDA|VA) 69 $13,685,000 $198,333 $3,427 4.27%
WHEELING, WV-OH (FHA|USDA|VA) 105 $13,615,000 $129,667 $4,161 4.76%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 58 $12,920,000 $222,759 $5,381 4.49%
ERIE, PA (FHA|USDA|VA) 103 $12,865,000 $124,903 $4,474 4.35%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 51 $12,405,000 $243,235 $4,417 4.23%
Sandusky, OH (FHA|USDA|VA) 81 $11,885,000 $146,728 $4,709 4.71%
ALBUQUERQUE, NM (FHA|USDA|VA) 66 $11,450,000 $173,485 $5,816 4.54%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 63 $11,365,000 $180,397 $5,508 4.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 60 $11,350,000 $189,167 $3,458 4.39%
MANSFIELD, OH (FHA|USDA|VA) 85 $11,325,000 $133,235 $4,407 4.60%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 52 $11,230,000 $215,962 $2,635 4.28%
Marion, IN (FHA|USDA|VA) 108 $11,000,000 $101,852 $3,155 4.74%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 39 $10,895,000 $279,359 $6,885 3.91%
YORK-HANOVER, PA (FHA|USDA|VA) 60 $10,760,000 $179,333 $5,312 4.31%
Ashtabula, OH (FHA|USDA|VA) 77 $10,675,000 $138,636 $5,392 4.24%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 62 $10,220,000 $164,839 $6,478 4.07%
BATTLE CREEK, MI (FHA|USDA|VA) 73 $9,955,000 $136,370 $3,309 4.43%
Adrian, MI (FHA|USDA|VA) 70 $9,910,000 $141,571 $3,798 4.44%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 54 $9,860,000 $182,593 $5,118 4.40%
CORPUS CHRISTI, TX (FHA|USDA|VA) 59 $9,685,000 $164,153 $4,880 4.46%
Russellville, AR (FHA|USDA|VA) 71 $9,365,000 $131,901 $3,694 4.38%
LOUISVILLE, KY (FHA|USDA|VA) 60 $9,290,000 $154,833 $3,652 4.08%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 58 $9,240,000 $159,310 $3,428 4.48%
ANN ARBOR, MI (FHA|USDA|VA) 50 $9,110,000 $182,200 $4,146 4.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 38 $9,060,000 $238,421 $6,081 3.91%
JACKSONVILLE, NC (FHA|USDA|VA) 49 $8,965,000 $182,959 $4,777 4.43%
Chillicothe, OH (FHA|USDA|VA) 66 $8,540,000 $129,394 $4,192 4.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 47 $8,515,000 $181,170 $3,531 4.28%
Angola, IN (FHA|USDA|VA) 47 $8,295,000 $176,489 $3,511 4.41%
Wooster, OH (FHA|USDA|VA) 60 $8,110,000 $135,167 $4,362 4.55%
Athens, OH (FHA|USDA|VA) 60 $7,980,000 $133,000 $3,269 4.80%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 17 $7,795,000 $458,529 $4,940 3.93%
Morehead City, NC (FHA|USDA|VA) 34 $7,760,000 $228,235 $4,520 4.27%
Holland, MI (FHA|USDA|VA) 44 $7,420,000 $168,636 $4,608 4.53%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 33 $6,625,000 $200,758 $4,047 4.14%
Zanesville, OH (FHA|USDA|VA) 52 $6,490,000 $124,808 $4,299 4.79%
Hobbs, NM (FHA|USDA|VA) 28 $6,490,000 $231,786 $8,697 4.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 23 $6,155,000 $267,609 $4,451 4.36%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 28 $6,060,000 $216,429 $3,903 4.11%
LAFAYETTE, LA (FHA|USDA|VA) 35 $5,915,000 $169,000 $4,224 4.09%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 34 $5,780,000 $170,000 $4,563 3.65%
Key West, FL (FHA|USDA|VA) 12 $5,750,000 $479,167 $17,810 4.01%
OCALA, FL (FHA|USDA|VA) 40 $5,570,000 $139,250 $5,002 4.49%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 36 $5,430,000 $150,833 $3,675 4.76%
Cambridge, OH (FHA|USDA|VA) 44 $5,400,000 $122,727 $4,620 4.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 25 $5,155,000 $206,200 $5,416 4.24%
DULUTH, MN-WI (FHA|USDA|VA) 40 $5,090,000 $127,250 $4,600 4.73%
READING, PA (FHA|USDA|VA) 26 $5,070,000 $195,000 $5,816 4.22%
PUNTA GORDA, FL (FHA|USDA|VA) 31 $4,995,000 $161,129 $4,481 4.13%
NILES, MI (FHA|USDA|VA) 30 $4,990,000 $166,333 $3,510 4.70%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 30 $4,720,000 $157,333 $4,489 4.20%
Lake City, FL (FHA|USDA|VA) 30 $4,710,000 $157,000 $4,568 4.15%
Sidney, OH (FHA|USDA|VA) 29 $4,705,000 $162,241 $5,168 4.35%
CHARLESTON, WV (FHA|USDA|VA) 36 $4,630,000 $128,611 $3,783 4.40%
Ashland, OH (FHA|USDA|VA) 34 $4,580,000 $134,706 $4,027 4.61%
JACKSON, MI (FHA|USDA|VA) 32 $4,420,000 $138,125 $4,338 4.53%
Auburn, IN (FHA|USDA|VA) 32 $4,290,000 $134,063 $3,439 4.68%
MERCED, CA (FHA|USDA|VA) 18 $4,120,000 $228,889 $5,759 4.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $3,815,000 $545,000 $5,714 4.20%
SPRINGFIELD, OH (FHA|USDA|VA) 22 $3,790,000 $172,273 $6,292 4.39%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 24 $3,770,000 $157,083 $4,329 4.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $3,710,000 $206,111 $3,936 4.36%
Bucyrus-Galion, OH (FHA|USDA|VA) 35 $3,585,000 $102,429 $4,119 4.53%
KNOXVILLE, TN (FHA|USDA|VA) 20 $3,560,000 $178,000 $4,569 4.02%
NEW BERN, NC (FHA|USDA|VA) 22 $3,550,000 $161,364 $3,466 4.52%
RICHMOND, VA (FHA|USDA|VA) 17 $3,485,000 $205,000 $4,809 4.46%
GREENVILLE, NC (FHA|USDA|VA) 22 $3,420,000 $155,455 $4,094 4.18%
ALTOONA, PA (FHA|USDA|VA) 28 $3,390,000 $121,071 $4,634 3.98%
GETTYSBURG, PA (FHA|USDA|VA) 16 $3,220,000 $201,250 $5,776 4.38%
Salem, OH (FHA|USDA|VA) 25 $3,205,000 $128,200 $4,288 4.77%
SAGINAW, MI (FHA|USDA|VA) 34 $3,130,000 $92,059 $3,306 4.80%
Tiffin, OH (FHA|USDA|VA) 26 $3,110,000 $119,615 $4,059 4.68%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 18 $3,050,000 $169,444 $3,471 4.10%
Mount Pleasant, MI (FHA|USDA|VA) 28 $3,030,000 $108,214 $4,029 4.70%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $2,985,000 $229,615 $5,374 3.78%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $2,935,000 $225,769 $5,205 4.65%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $2,930,000 $162,778 $3,766 4.31%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 19 $2,875,000 $151,316 $4,321 3.72%
Fremont, OH (FHA|USDA|VA) 23 $2,745,000 $119,348 $4,405 4.65%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $2,740,000 $228,333 $4,583 4.53%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $2,730,000 $170,625 $3,006 4.25%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $2,710,000 $271,000 $4,161 4.10%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 18 $2,700,000 $150,000 $3,561 4.63%
TUCSON, AZ (FHA|USDA|VA) 14 $2,660,000 $190,000 $4,807 4.06%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 20 $2,610,000 $130,500 $3,735 3.41%
Wilmington, OH (FHA|USDA|VA) 20 $2,590,000 $129,500 $4,109 4.38%
MORGANTOWN, WV (FHA|USDA|VA) 13 $2,565,000 $197,308 $5,372 4.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $2,525,000 $280,556 $8,067 4.03%
MIDLAND, MI (FHA|USDA|VA) 20 $2,510,000 $125,500 $3,051 4.51%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $2,495,000 $277,222 $5,182 4.40%
TEXARKANA, TX-AR (FHA|USDA|VA) 17 $2,465,000 $145,000 $5,179 4.43%
Kendallville, IN (FHA|USDA|VA) 22 $2,440,000 $110,909 $3,342 4.53%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $2,420,000 $201,667 $4,100 4.54%
Tifton, GA (FHA|USDA|VA) 17 $2,395,000 $140,882 $3,796 3.94%
TULSA, OK (FHA|USDA|VA) 14 $2,380,000 $170,000 $4,934 4.20%
Greeneville, TN (FHA|USDA|VA) 15 $2,275,000 $151,667 $3,759 4.16%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 15 $2,195,000 $146,333 $3,231 4.68%
Bellefontaine, OH (FHA|USDA|VA) 16 $2,180,000 $136,250 $5,168 4.46%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $2,180,000 $363,333 $3,874 4.13%
Findlay, OH (FHA|USDA|VA) 16 $2,130,000 $133,125 $4,258 4.28%
Huntington, IN (FHA|USDA|VA) 18 $2,110,000 $117,222 $3,051 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 10 $2,110,000 $211,000 $3,939 3.95%
Meadville, PA (FHA|USDA|VA) 18 $2,080,000 $115,556 $4,285 4.69%
TOPEKA, KS (FHA|USDA|VA) 12 $2,020,000 $168,333 $3,874 4.14%
Hillsdale, MI (FHA|USDA|VA) 13 $2,005,000 $154,231 $3,988 4.91%
LAREDO, TX (FHA|USDA|VA) 10 $1,960,000 $196,000 $5,900 3.93%
MADISON, WI (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,377 4.05%
Sanford, NC (FHA|USDA|VA) 15 $1,955,000 $130,333 $4,155 4.75%
Wabash, IN (FHA|USDA|VA) 14 $1,950,000 $139,286 $3,325 4.46%
Faribault-Northfield, MN (FHA|USDA|VA) 10 $1,940,000 $194,000 $5,147 4.39%
New Castle, PA (FHA|USDA|VA) 21 $1,915,000 $91,190 $3,985 4.27%
LEBANON, PA (FHA|USDA|VA) 10 $1,890,000 $189,000 $5,641 4.21%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $1,870,000 $233,750 $4,384 3.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $1,865,000 $373,000 $5,110 3.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 16 $1,860,000 $116,250 $5,133 4.37%
SPARTANBURG, SC (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,834 4.41%
Coshocton, OH (FHA|USDA|VA) 18 $1,760,000 $97,778 $3,581 4.69%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $1,760,000 $220,000 $5,901 4.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,745,000 $193,889 $3,964 4.50%
Marietta, OH (FHA|USDA|VA) 13 $1,735,000 $133,462 $5,160 4.61%
Lumberton, NC (FHA|USDA|VA) 13 $1,725,000 $132,692 $5,740 4.50%
EL PASO, TX (FHA|USDA|VA) 11 $1,725,000 $156,818 $4,575 4.32%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $6,108 3.65%
Show Low, AZ (FHA|USDA|VA) 9 $1,705,000 $189,444 $5,216 4.60%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 12 $1,690,000 $140,833 $2,663 4.05%
Mount Airy, NC (FHA|USDA|VA) 15 $1,685,000 $112,333 $3,784 4.22%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $1,665,000 $237,857 $2,962 4.63%
Palatka, FL (FHA|USDA|VA) 10 $1,630,000 $163,000 $4,792 4.48%
Point Pleasant, WV-OH (FHA|USDA|VA) 11 $1,575,000 $143,182 $4,960 4.34%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,560,000 $390,000 $2,645 4.22%
Elizabeth City, NC (FHA|USDA|VA) 9 $1,535,000 $170,556 $3,921 4.17%
LIMA, OH (FHA|USDA|VA) 12 $1,510,000 $125,833 $4,579 4.77%
Indiana, PA (FHA|USDA|VA) 9 $1,495,000 $166,111 $5,117 4.51%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 15 $1,425,000 $95,000 $3,520 4.69%
MUSKEGON, MI (FHA|USDA|VA) 13 $1,405,000 $108,077 $3,520 4.67%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,395,000 $199,286 $5,610 4.39%
BAY CITY, MI (FHA|USDA|VA) 18 $1,350,000 $75,000 $3,098 4.68%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $1,335,000 $148,333 $5,407 3.83%
Sevierville, TN (FHA|USDA|VA) 9 $1,315,000 $146,111 $4,337 3.94%
Urbana, OH (FHA|USDA|VA) 9 $1,245,000 $138,333 $5,642 4.58%
GREELEY, CO (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,554 4.03%
Harrison, AR (FHA|USDA|VA) 9 $1,185,000 $131,667 $3,134 4.08%
Alma, MI (FHA|USDA|VA) 15 $1,175,000 $78,333 $2,932 4.87%
Picayune, MS (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,104 4.29%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,393 4.33%
WACO, TX (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,181 4.83%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,490 4.21%
THE VILLAGES, FL (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,614 4.34%
Dodge City, KS (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,381 4.10%
Shelbyville, TN (FHA|USDA|VA) 4 $1,130,000 $282,500 $4,095 4.41%
TYLER, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,241 4.38%
Oil City, PA (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,069 4.27%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,526 4.31%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,491 4.56%
Laurinburg, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,027 4.06%
WICHITA, KS (FHA|USDA|VA) 4 $980,000 $245,000 $5,399 4.16%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $980,000 $163,333 $3,334 4.65%
LUBBOCK, TX (FHA|USDA|VA) 7 $975,000 $139,286 $4,840 4.41%
GAINESVILLE, GA (FHA|USDA|VA) 5 $975,000 $195,000 $4,986 4.28%
Frankfort, KY (FHA|USDA|VA) 5 $975,000 $195,000 $4,156 3.80%
RENO, NV (FHA|USDA|VA) 3 $965,000 $321,667 $5,876 4.46%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $965,000 $193,000 $6,736 3.95%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $930,000 $232,500 $5,203 4.09%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $920,000 $230,000 $3,413 4.31%
MODESTO, CA (FHA|USDA|VA) 5 $915,000 $183,000 $3,881 4.30%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $905,000 $181,000 $5,138 3.85%
Portsmouth, OH (FHA|USDA|VA) 6 $900,000 $150,000 $4,448 4.40%
Plymouth, IN (FHA|USDA|VA) 5 $895,000 $179,000 $5,945 4.43%
Arkadelphia, AR (FHA|USDA|VA) 8 $890,000 $111,250 $4,236 4.30%
Salina, KS (FHA|USDA|VA) 6 $880,000 $146,667 $4,959 4.19%
STOCKTON, CA (FHA|USDA|VA) 4 $870,000 $217,500 $4,705 5.28%
Woodward, OK (FHA|USDA|VA) 7 $855,000 $122,143 $3,594 4.50%
Crawfordsville, IN (FHA|USDA|VA) 5 $855,000 $171,000 $5,428 4.63%
Big Rapids, MI (FHA|USDA|VA) 7 $845,000 $120,714 $3,952 4.34%
SANTA FE, NM (FHA|USDA|VA) 5 $815,000 $163,000 $7,888 4.65%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $810,000 $202,500 $5,321 4.47%
MIDLAND, TX (FHA|USDA|VA) 2 $810,000 $405,000 $8,466 4.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $810,000 $405,000 $3,605 4.31%
Hays, KS (FHA|USDA|VA) 3 $775,000 $258,333 $7,558 4.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $770,000 $192,500 $5,292 4.28%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $755,000 $151,000 $5,480 4.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $715,000 $238,333 $6,763 4.29%
KOKOMO, IN (FHA|USDA|VA) 6 $700,000 $116,667 $3,345 4.75%
Washington Court House, OH (FHA|USDA|VA) 6 $700,000 $116,667 $4,723 4.63%
Payson, AZ (FHA|USDA|VA) 3 $695,000 $231,667 $5,193 4.38%
Bluffton, IN (FHA|USDA|VA) 5 $695,000 $139,000 $3,576 4.55%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $690,000 $172,500 $6,697 4.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 6 $690,000 $115,000 $2,872 4.69%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $685,000 $137,000 $2,298 4.55%
Georgetown, SC (FHA|USDA|VA) 4 $680,000 $170,000 $4,147 4.53%
Greenville, OH (FHA|USDA|VA) 4 $680,000 $170,000 $3,077 4.59%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $670,000 $167,500 $4,103 4.69%
Greenwood, SC (FHA|USDA|VA) 3 $665,000 $221,667 $4,884 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 4 $660,000 $165,000 $3,663 3.66%
Ottawa, KS (FHA|USDA|VA) 5 $655,000 $131,000 $3,967 4.30%
Lewisburg, TN (FHA|USDA|VA) 2 $650,000 $325,000 $2,479 4.63%
VALLEJO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $9,030 3.69%
Las Vegas, NM (FHA|USDA|VA) 3 $645,000 $215,000 $6,899 4.42%
Warrensburg, MO (FHA|USDA|VA) 4 $640,000 $160,000 $4,849 4.19%
Fernley, NV (FHA|USDA|VA) 3 $635,000 $211,667 $3,389 4.42%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $635,000 $127,000 $4,225 4.55%
Kerrville, TX (FHA|USDA|VA) 4 $630,000 $157,500 $4,151 4.75%
Richmond, IN (FHA|USDA|VA) 7 $625,000 $89,286 $3,341 5.34%
Cadillac, MI (FHA|USDA|VA) 7 $595,000 $85,000 $2,698 4.88%
Jackson, OH (FHA|USDA|VA) 4 $590,000 $147,500 $7,035 4.28%
Peru, IN (FHA|USDA|VA) 5 $585,000 $117,000 $4,416 5.20%
Huntsville, TX (FHA|USDA|VA) 4 $570,000 $142,500 $3,996 4.44%
Coldwater, MI (FHA|USDA|VA) 5 $565,000 $113,000 $2,714 4.43%
GOLDSBORO, NC (FHA|USDA|VA) 5 $555,000 $111,000 $4,881 4.06%
ROANOKE, VA (FHA|USDA|VA) 3 $535,000 $178,333 $5,022 3.79%
Maysville, KY (FHA|USDA|VA) 4 $530,000 $132,500 $3,380 3.81%
Okeechobee, FL (FHA|USDA|VA) 4 $530,000 $132,500 $5,631 4.41%
ROCHESTER, MN (FHA|USDA|VA) 2 $530,000 $265,000 $4,941 3.94%
JACKSON, TN (FHA|USDA|VA) 3 $525,000 $175,000 $2,537 4.13%
Mount Pleasant, TX (FHA|USDA|VA) 4 $520,000 $130,000 $4,986 4.59%
Selinsgrove, PA (FHA|USDA|VA) 3 $515,000 $171,667 $4,032 4.21%
FORT COLLINS, CO (FHA|USDA|VA) 2 $510,000 $255,000 $3,351 4.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $510,000 $255,000 $4,470 4.00%
Sonora, CA (FHA|USDA|VA) 2 $510,000 $255,000 $6,530 4.13%
PANAMA CITY, FL (FHA|USDA|VA) 3 $505,000 $168,333 $3,610 4.17%
Arcadia, FL (FHA|USDA|VA) 3 $505,000 $168,333 $5,577 4.71%
Somerset, PA (FHA|USDA|VA) 3 $495,000 $165,000 $3,162 4.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $495,000 $495,000 $3,562 3.88%
BOULDER, CO (FHA|USDA|VA) 1 $485,000 $485,000 $2,840 4.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $485,000 $161,667 $5,167 5.00%
SALINAS, CA (FHA|USDA|VA) 1 $485,000 $485,000 $3,294 4.75%
Orangeburg, SC (FHA|USDA|VA) 4 $480,000 $120,000 $3,667 4.16%
Garden City, KS (FHA|USDA|VA) 2 $480,000 $240,000 $7,726 4.44%
Ludington, MI (FHA|USDA|VA) 3 $475,000 $158,333 $3,840 4.79%
Grand Rapids, MN (FHA|USDA|VA) 3 $475,000 $158,333 $5,905 4.54%
COLUMBIA, MO (FHA|USDA|VA) 2 $470,000 $235,000 $5,737 4.13%
DuBois, PA (FHA|USDA|VA) 5 $465,000 $93,000 $3,450 4.63%
STAUNTON, VA (FHA|USDA|VA) 3 $465,000 $155,000 $3,255 4.25%
Boone, NC (FHA|USDA|VA) 3 $465,000 $155,000 $2,605 4.17%
REDDING, CA (FHA|USDA|VA) 1 $465,000 $465,000 $6,303 4.00%
Huntingdon, PA (FHA|USDA|VA) 3 $455,000 $151,667 $5,881 3.50%
Greensburg, IN (FHA|USDA|VA) 2 $450,000 $225,000 $6,900 3.88%
Safford, AZ (FHA|USDA|VA) 4 $450,000 $112,500 $2,501 5.17%
Fairmont, WV (FHA|USDA|VA) 2 $440,000 $220,000 $4,851 4.50%
SUMTER, SC (FHA|USDA|VA) 4 $440,000 $110,000 $3,768 4.25%
AMARILLO, TX (FHA|USDA|VA) 2 $440,000 $220,000 $7,624 4.56%
Bonham, TX (FHA|USDA|VA) 2 $440,000 $220,000 $4,962 3.94%
Wilson, NC (FHA|USDA|VA) 6 $430,000 $71,667 $2,825 4.27%
Clarksburg, WV (FHA|USDA|VA) 3 $425,000 $141,667 $5,067 4.33%
Malvern, AR (FHA|USDA|VA) 3 $425,000 $141,667 $4,227 4.79%
SALEM, OR (FHA|USDA|VA) 2 $420,000 $210,000 $5,426 3.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $410,000 $205,000 $6,008 3.81%
Alexandria, MN (FHA|USDA|VA) 2 $400,000 $200,000 $11,628 3.38%
Wapakoneta, OH (FHA|USDA|VA) 3 $395,000 $131,667 $6,575 4.21%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $395,000 $395,000 $4,043 3.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $390,000 $195,000 $4,776 4.13%
Cullowhee, NC (FHA|USDA|VA) 2 $390,000 $195,000 $5,913 4.88%
YUMA, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $4,878 5.31%
HAMMOND, LA (FHA|USDA|VA) 3 $385,000 $128,333 $5,176 3.79%
Ukiah, CA (FHA|USDA|VA) 1 $385,000 $385,000 $11,606 4.50%
Mount Sterling, KY (FHA|USDA|VA) 2 $380,000 $190,000 $5,580 4.81%
Forest City, NC (FHA|USDA|VA) 2 $380,000 $190,000 $6,633 4.13%
Brainerd, MN (FHA|USDA|VA) 1 $375,000 $375,000 $12,924 5.63%
MUNCIE, IN (FHA|USDA|VA) 3 $375,000 $125,000 $3,240 4.96%
Port Angeles, WA (FHA|USDA|VA) 1 $375,000 $375,000 $17,212 4.88%
Brevard, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,876 4.75%
DECATUR, IL (FHA|USDA|VA) 2 $370,000 $185,000 $2,037 4.06%
Shawnee, OK (FHA|USDA|VA) 2 $370,000 $185,000 $3,692 4.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $365,000 $121,667 $4,454 3.92%
VICTORIA, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,775 5.19%
Brenham, TX (FHA|USDA|VA) 1 $355,000 $355,000 $8,976 4.38%
VALDOSTA, GA (FHA|USDA|VA) 2 $350,000 $175,000 $4,943 4.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $345,000 $345,000 $5,734 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $340,000 $170,000 $2,188 4.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $2,534 4.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $330,000 $165,000 $3,331 4.13%
Opelousas, LA (FHA|USDA|VA) 2 $330,000 $165,000 $4,552 4.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $330,000 $165,000 $3,983 4.19%
Sterling, CO (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.25%
Atchison, KS (FHA|USDA|VA) 2 $320,000 $160,000 $5,204 4.19%
Kinston, NC (FHA|USDA|VA) 2 $320,000 $160,000 $3,171 4.56%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $315,000 $315,000 $4,624 3.88%
Washington, NC (FHA|USDA|VA) 2 $310,000 $155,000 $3,399 3.81%
Decatur, IN (FHA|USDA|VA) 3 $305,000 $101,667 $2,663 4.88%
McAlester, OK (FHA|USDA|VA) 1 $305,000 $305,000 $3,830 3.88%
Dayton, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,488 3.94%
Owatonna, MN (FHA|USDA|VA) 2 $300,000 $150,000 $4,600 4.38%
North Wilkesboro, NC (FHA|USDA|VA) 2 $300,000 $150,000 $3,797 3.56%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $290,000 $145,000 $4,872 4.56%
LYNCHBURG, VA (FHA|USDA|VA) 2 $290,000 $145,000 $4,731 3.69%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $3,188 4.13%
SAN ANGELO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,030 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $285,000 $285,000 $9,597 3.75%
Crescent City, CA (FHA|USDA|VA) 1 $285,000 $285,000 $5,219 5.13%
Stephenville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,932 5.25%
Sunbury, PA (FHA|USDA|VA) 2 $280,000 $140,000 $5,912 4.13%
Gaffney, SC (FHA|USDA|VA) 2 $280,000 $140,000 $7,023 4.25%
ALBANY, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,384 4.13%
FRESNO, CA (FHA|USDA|VA) 2 $280,000 $140,000 $5,050 3.63%
Sturgis, MI (FHA|USDA|VA) 2 $280,000 $140,000 $4,296 4.44%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,400 4.56%
New Castle, IN (FHA|USDA|VA) 3 $275,000 $91,667 $2,997 4.21%
DANVILLE, IL (FHA|USDA|VA) 3 $275,000 $91,667 $3,726 3.58%
Stevens Point, WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,005 4.38%
Edwards, CO (FHA|USDA|VA) 1 $275,000 $275,000 $2,125 3.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $275,000 $275,000 $1,386 3.75%
Cullman, AL (FHA|USDA|VA) 2 $270,000 $135,000 $4,396 4.13%
YUBA CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,620 3.50%
MOBILE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $12,013 4.25%
Alexander City, AL (FHA|USDA|VA) 1 $255,000 $255,000 $8,526 4.25%
Ottawa, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,757 4.00%
Pottsville, PA (FHA|USDA|VA) 3 $245,000 $81,667 $3,805 4.21%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,304 4.56%
Hannibal, MO (FHA|USDA|VA) 2 $230,000 $115,000 $1,924 4.38%
Beaver Dam, WI (FHA|USDA|VA) 2 $230,000 $115,000 $1,744 3.75%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $230,000 $115,000 $1,246 3.94%
Palestine, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,108 4.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $220,000 $110,000 $6,957 4.50%
Celina, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,014 4.63%
MADERA, CA (FHA|USDA|VA) 2 $220,000 $110,000 $3,877 4.94%
Pittsburg, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,470 4.00%
Rockport, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,635 4.00%
ROCKFORD, IL (FHA|USDA|VA) 2 $210,000 $105,000 $4,969 3.75%
Craig, CO (FHA|USDA|VA) 1 $205,000 $205,000 $3,710 4.00%
Minden, LA (FHA|USDA|VA) 1 $205,000 $205,000 $10,914 3.50%
North Vernon, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,078 5.50%
Scottsburg, IN (FHA|USDA|VA) 3 $205,000 $68,333 $2,900 4.92%
Vincennes, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,060 4.88%
Athens, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,851 4.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $195,000 $195,000 $3,359 4.88%
Plainview, TX (FHA|USDA|VA) 2 $190,000 $95,000 $5,625 5.13%
Cambridge, MD (FHA|USDA|VA) 2 $190,000 $95,000 $3,672 4.50%
LAWRENCE, KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,815 4.50%
EspaƱola, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,640 4.50%
Corsicana, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,341 3.88%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $185,000 $185,000 $4,450 4.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,524 3.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.50%
Baraboo, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,355 4.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,140 4.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,177 3.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,113 3.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,150 4.38%
Ruidoso, NM (FHA|USDA|VA) 1 $155,000 $155,000 $3,567 4.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,376 3.75%
LAWTON, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,166 4.13%
PUEBLO, CO (FHA|USDA|VA) 1 $155,000 $155,000 $6,187 3.75%
Danville, VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,439 4.38%
Milledgeville, GA (FHA|USDA|VA) 2 $150,000 $75,000 $0 4.94%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 2 $150,000 $75,000 $4,747 4.25%
Albemarle, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,275 4.88%
Duncan, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,510 4.13%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $5,354 5.50%
Liberal, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,340 3.75%
COLUMBUS, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,030 4.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,054 4.25%
Glasgow, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,959 5.88%
Cookeville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,219 4.50%
Madison, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,081 3.75%
Winfield, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,684 5.00%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,928 4.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $135,000 $135,000 $2,641 4.00%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,492 3.50%
YAKIMA, WA (FHA|USDA|VA) 1 $135,000 $135,000 $2,629 4.63%
Jasper, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,993 5.00%
LAS CRUCES, NM (FHA|USDA|VA) 1 $135,000 $135,000 $6,997 5.75%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $135,000 $135,000 $4,515 3.63%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,620 5.25%
Bardstown, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,829 3.75%
Ozark, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,836 4.00%
Searcy, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,990 3.88%
GADSDEN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,092 4.50%
Fitzgerald, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,905 4.75%
BECKLEY, WV (FHA|USDA|VA) 1 $125,000 $125,000 $3,954 4.25%
Paragould, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,844 4.00%
Beeville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,989 4.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,752 4.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,057 4.00%
Camden, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,223 4.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,587 4.38%
Maryville, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,344 4.63%
ODESSA, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,504 4.88%
Alpena, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,647 5.00%
Fredericksburg, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,982 4.13%
Statesboro, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,184 4.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,471 3.75%
Moultrie, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,495 4.25%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,124 5.25%
Whitewater, WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,056 4.13%
Stillwater, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.25%
Bartlesville, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,604 4.25%
PEORIA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $821 5.75%
Van Wert, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,480 4.00%
Atmore, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,138 3.75%
Logansport, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,048 5.63%
Lufkin, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,168 4.50%
RACINE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,911 5.88%
Hope, AR (FHA|USDA|VA) 1 $75,000 $75,000 $3,969 4.50%
Levelland, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,047 4.50%
Durant, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,192 4.00%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,119 3.25%
Thomasville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,898 4.13%
Sedalia, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,015 4.00%
Defiance, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,550 4.00%
Emporia, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,906 3.13%
Connersville, IN (FHA|USDA|VA) 1 $65,000 $65,000 $908 5.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $65,000 $65,000 $2,977 5.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $55,000 $55,000 $4,487 4.25%
Sikeston, MO (FHA|USDA|VA) 1 $35,000 $35,000 $2,590 5.00%
Union Home Mortgage Corp.'s top markets include Columbus, Detroit, Phoenix, Chicago, and Pittsburgh among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,925 $3,062,515,000 $192,309 $3,894 4.35%
    FHA 4,198 $679,990,000 $161,980 $6,431 4.57%
    VA 2,333 $534,965,000 $229,303 $5,636 4.14%
    USDA 1,088 $143,670,000 $132,050 $4,907 4.33%

    For 2019, Union Home Mortgage Corp.'s most frequently originated type of loan was Conventional, with 15,925 originations. Their 2nd most popular type was FHA, with 4,198 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 17,203 $3,046,625,000 $177,098 $4,795 4.48%
    Refi 3,973 $914,215,000 $230,107 $3,745 3.92%
    Cash Out Refi 2,149 $420,005,000 $195,442 $4,545 4.37%
    Home Improvement 219 $40,295,000 $183,995 $4,304 4.35%

    For 2019, Union Home Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 17,203 originations. The 2nd most popular reason was Refi, with 3,973 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,737 $3,944,415,000 $190,211 $4,654 4.43%
    15 Year 1,427 $253,955,000 $177,964 $3,661 3.73%
    20 Year 493 $98,915,000 $200,639 $3,653 4.05%
    Other 385 $74,825,000 $194,351 $4,108 3.91%
    5 Year 219 $1,685,000 $7,694 $347 3.75%
    10 Year 160 $15,240,000 $95,250 $3,240 3.75%
    30+ year 113 $32,025,000 $283,407 $8,978 4.67%
    3 Year 10 $80,000 $8,000 $0 0.00%

    For 2019, Union Home Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 20,737 originations. The 2nd most popular length was 15 Year, with 1,427 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 11,483 $2,210,135,000 $192,470
    $<1k 5,510 $906,780,000 $164,570
    $2k-3k 3,224 $585,870,000 $181,721
    $3k-4k 1,512 $309,220,000 $204,511
    $4k-5k 614 $149,200,000 $242,997
    $5k+ 563 $174,395,000 $309,760

    Union Home Mortgage Corp.'s average total fees were $4,654, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 11,483 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 10,641 $1,965,695,000 $184,728
    3-4% 9,066 $1,970,530,000 $217,354
    5-6% 2,868 $415,540,000 $144,888
    6-7% 247 $39,925,000 $161,640
    2.5-3% 81 $18,245,000 $225,247
    7-8% 32 $4,980,000 $155,625
    Over 8% 9 $1,675,000 $186,111
    <2.5% 4 $560,000 $140,000

    During 2019, Union Home Mortgage Corp.'s average interest rate for loans was 4.43%, while their most frequently originated rate bucket for loans was 4-5%, with 10,641 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 10,826 $1,604,860,000 $148,241 $4,226 4.40%
    $200k-400k 7,693 $2,071,605,000 $269,284 $5,329 4.21%
    $100,000 or less 3,985 $261,155,000 $65,535 $3,317 4.72%
    $400k-600k 986 $445,760,000 $452,089 $5,899 4.05%
    $600k-1MM 50 $33,690,000 $673,800 $8,650 4.45%
    $1MM+ 4 $4,070,000 $1,017,500 $19,993 6.00%

    2019 saw Union Home Mortgage Corp. place emphasis on $100k-200k loans with 10,826 originations, totaling $1,604,860,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,833 $1,109,885,000 $162,430 $4,563 4.42%
    $50k or less 6,108 $694,440,000 $113,694 $3,991 4.51%
    $75k-100k 3,926 $816,090,000 $207,868 $4,924 4.35%
    $100k-150k 3,881 $971,735,000 $250,383 $5,035 4.27%
    $150k-250k 1,775 $530,685,000 $298,977 $4,847 4.24%
    $250k+ 468 $155,910,000 $333,141 $4,901 4.28%

    Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 6,833 originations. The second most popular income band? $50k or less, with 6,108 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,589 $824,135,000 $179,589 $4,202 4.30%
    30-36% 4,460 $813,950,000 $182,500 $4,414 4.38%
    <20% 1,302 $233,890,000 $179,639 $3,851 4.23%
    44% 1,062 $210,300,000 $198,023 $4,705 4.48%
    39% 1,032 $187,410,000 $181,599 $4,561 4.43%
    43% 1,030 $199,910,000 $194,087 $4,769 4.45%
    42% 1,003 $191,695,000 $191,122 $4,822 4.45%
    40% 973 $176,635,000 $181,536 $4,644 4.45%
    41% 947 $173,575,000 $183,289 $4,603 4.42%
    38% 943 $170,815,000 $181,140 $4,564 4.45%
    37% 912 $161,530,000 $177,116 $4,559 4.43%
    50-60% 860 $171,740,000 $199,698 $6,810 4.32%
    36% 840 $150,200,000 $178,810 $4,587 4.47%
    49% 678 $141,000,000 $207,965 $5,014 4.40%
    45% 624 $121,680,000 $195,000 $4,822 4.42%
    48% 550 $110,720,000 $201,309 $4,992 4.38%
    46% 546 $112,320,000 $205,714 $5,067 4.40%
    47% 531 $112,015,000 $210,951 $5,012 4.36%
    >60% 9 $1,465,000 $162,778 $5,476 4.36%

    Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 4,589 originations. The next most common DTI ratio? 30-36%, with 4,460 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,600 $3,821,420,000 $185,506 $4,557 4.37%
    Black 1,319 $224,165,000 $169,951 $4,820 4.49%
    Asian 833 $212,455,000 $255,048 $4,432 4.12%
    Not provided 672 $141,660,000 $210,804 $4,854 4.36%
    American Indian 91 $15,725,000 $172,802 $4,639 4.49%
    Native Hawaiian or Islander 26 $4,920,000 $189,231 $5,673 4.38%
    Korean 1 $375,000 $375,000 $2,961 3.25%
    Chinese 1 $275,000 $275,000 $3,871 3.88%
    Asian Indian 1 $145,000 $145,000 $3,481 4.38%

    Approval Rates

    Total approvals of all applications
    96.38%

    Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.87%

    Union Home Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 23,544 $4,421,140,000 $187,782

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 643 $77,705,000 $120,848
    Single Family (1-4 Units):Site-Built 22,901 $4,343,435,000 $189,661

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 305 $34,095,000 $111,787 $3,372 4.18%
    40-60% 935 $157,655,000 $168,615 $3,626 4.14%
    60-80% 4,550 $894,140,000 $196,514 $4,157 4.41%
    80-100% 14,659 $2,744,265,000 $187,207 $4,820 4.45%
    Over 100% 496 $117,020,000 $235,927 $8,942 4.29%
    Under 20% 568 $4,990,000 $8,785 $1,565 4.89%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Union Home Mortgage Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    Union Home Mortgage Corp Conventional home mortgage Trouble during payment process 4 80.0%