Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Union Home Mortgage Corp. is a mid-sized credit union specializing in Home Purchase loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Columbus, Detroit, Cleveland, and Cincinnati among others. We have data for 563 markets. (Some data included below & more in-depth data is available with an active subscription.)

Union Home Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Union Home Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.86% 12/17/24
30 Year Conventional Refi 6.61% 12/17/24
30 Year Cash-out Refi 6.87% 12/17/24
30 Year FHA Purchase 7.71% 12/17/24
30 Year FHA Refi 7.30% 12/17/24
30 Year VA Purchase 6.49% 12/17/24
30 Year VA Refi 5.77% 12/17/24
30 Year USDA Purchase 6.94% 12/17/24
30 Year USDA Refi 6.47% 12/17/24
15 Year Conventional Purchase 5.90% 12/17/24
15 Year Conventional Refi 6.12% 12/17/24
15 Year Cash-out Refi 6.12% 12/17/24
15 Year FHA Purchase 6.97% 12/17/24
15 Year FHA Refi 7.18% 12/17/24
15 Year VA Purchase 6.31% 12/17/24
15 Year VA Refi 6.43% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Union Home Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Union Home Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

22,633

Origination Dollar Volume (All Markets)

$5,710,575,000
Show all (69) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,499 $434,595,000 $289,923 $6,142 5.12%
COLUMBUS, OH (FHA|USDA|VA) 1,581 $413,825,000 $261,749 $6,038 5.19%
Outside of Metro Areas 1,030 $206,490,000 $200,476 $5,829 5.11%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 819 $186,715,000 $227,979 $5,154 5.07%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 864 $166,200,000 $192,361 $6,382 5.09%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 679 $144,195,000 $212,364 $5,691 5.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 333 $143,505,000 $430,946 $8,881 4.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 351 $136,455,000 $388,761 $6,274 4.55%
PITTSBURGH, PA (FHA|USDA|VA) 555 $114,985,000 $207,180 $7,434 4.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 320 $112,940,000 $352,938 $8,441 5.01%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 632 $111,200,000 $175,949 $5,707 5.28%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 280 $107,140,000 $382,643 $9,853 5.00%
TOLEDO, OH (FHA|USDA|VA) 601 $99,225,000 $165,100 $5,434 5.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 202 $91,280,000 $451,881 $5,727 4.44%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 234 $71,180,000 $304,188 $7,502 4.91%
KANSAS CITY, MO-KS (FHA|USDA|VA) 314 $71,150,000 $226,592 $4,997 4.83%
KNOXVILLE, TN (FHA|USDA|VA) 233 $69,255,000 $297,232 $6,851 5.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 237 $67,545,000 $285,000 $7,771 5.02%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 271 $66,305,000 $244,668 $6,871 5.37%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 181 $65,485,000 $361,796 $7,383 4.71%
FAYETTEVILLE, NC (FHA|USDA|VA) 277 $65,275,000 $235,650 $7,914 4.77%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 227 $64,165,000 $282,665 $5,145 5.47%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 240 $59,430,000 $247,625 $5,754 5.14%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 183 $56,195,000 $307,077 $6,936 4.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 202 $55,660,000 $275,545 $7,741 4.89%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 161 $55,115,000 $342,329 $6,009 4.68%
AKRON, OH (FHA|USDA|VA) 290 $48,990,000 $168,931 $5,952 5.19%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 201 $48,105,000 $239,328 $5,695 5.10%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 139 $45,855,000 $329,892 $6,296 4.71%
JACKSONVILLE, FL (FHA|USDA|VA) 130 $43,950,000 $338,077 $8,163 4.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 119 $43,895,000 $368,866 $8,116 4.57%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 151 $41,045,000 $271,821 $6,795 4.88%
OCALA, FL (FHA|USDA|VA) 163 $40,765,000 $250,092 $7,044 5.36%
RALEIGH-CARY, NC (FHA|USDA|VA) 114 $40,190,000 $352,544 $6,100 4.52%
OKLAHOMA CITY, OK (FHA|USDA|VA) 167 $40,115,000 $240,210 $5,769 5.11%
BURLINGTON, NC (FHA|USDA|VA) 168 $40,010,000 $238,155 $6,236 4.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 93 $39,585,000 $425,645 $4,898 4.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 199 $38,475,000 $193,342 $5,600 5.31%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 91 $37,835,000 $415,769 $9,420 4.27%
WILMINGTON, NC (FHA|USDA|VA) 114 $37,110,000 $325,526 $5,547 4.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 145 $32,505,000 $224,172 $5,358 5.35%
MONROE, MI (FHA|USDA|VA) 167 $32,415,000 $194,102 $5,106 4.93%
ROANOKE, VA (FHA|USDA|VA) 157 $32,095,000 $204,427 $5,865 5.70%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 97 $31,165,000 $321,289 $8,435 4.66%
JACKSONVILLE, NC (FHA|USDA|VA) 126 $29,630,000 $235,159 $7,285 4.91%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 100 $29,450,000 $294,500 $5,681 4.95%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 117 $27,835,000 $237,906 $7,888 5.23%
Marion, OH (FHA|USDA|VA) 173 $27,745,000 $160,376 $5,816 5.36%
CANTON-MASSILLON, OH (FHA|USDA|VA) 151 $26,445,000 $175,132 $6,917 5.02%
LOUISVILLE, KY (FHA|USDA|VA) 88 $24,640,000 $280,000 $4,744 4.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 78 $23,420,000 $300,256 $6,045 5.45%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 58 $22,300,000 $384,483 $8,472 4.57%
ASHEVILLE, NC (FHA|USDA|VA) 75 $21,955,000 $292,733 $5,296 4.61%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 105 $21,575,000 $205,476 $7,884 4.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 114 $21,410,000 $187,807 $6,010 5.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 55 $21,245,000 $386,273 $7,467 4.14%
YORK-HANOVER, PA (FHA|USDA|VA) 95 $20,575,000 $216,579 $7,911 4.97%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 86 $20,440,000 $237,674 $5,643 5.40%
EAST STROUDSBURG, PA (FHA|USDA|VA) 84 $20,060,000 $238,810 $6,377 5.54%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 57 $19,595,000 $343,772 $6,997 4.59%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 67 $18,955,000 $282,910 $6,418 5.01%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 53 $18,885,000 $356,321 $8,548 4.42%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 57 $18,005,000 $315,877 $6,461 4.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 55 $17,925,000 $325,909 $7,464 4.76%
EL PASO, TX (FHA|USDA|VA) 47 $17,825,000 $379,255 $12,939 4.64%
SANTA FE, NM (FHA|USDA|VA) 38 $17,590,000 $462,895 $7,231 5.52%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 57 $17,125,000 $300,439 $7,296 4.79%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 57 $16,965,000 $297,632 $9,686 4.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 49 $16,685,000 $340,510 $7,800 4.82%
FORT WAYNE, IN (FHA|USDA|VA) 83 $16,185,000 $195,000 $5,266 5.00%
LAFAYETTE, LA (FHA|USDA|VA) 72 $15,830,000 $219,861 $5,886 5.12%
BATON ROUGE, LA (FHA|USDA|VA) 58 $15,130,000 $260,862 $6,517 4.81%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 56 $15,030,000 $268,393 $7,549 4.54%
STAUNTON, VA (FHA|USDA|VA) 64 $14,990,000 $234,219 $6,282 5.92%
MANSFIELD, OH (FHA|USDA|VA) 89 $14,875,000 $167,135 $5,303 5.33%
ST. LOUIS, MO-IL (FHA|USDA|VA) 50 $14,160,000 $283,200 $6,261 5.53%
GAINESVILLE, FL (FHA|USDA|VA) 64 $13,690,000 $213,906 $7,475 4.61%
Mount Vernon, OH (FHA|USDA|VA) 80 $13,620,000 $170,250 $5,820 5.09%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 42 $13,470,000 $320,714 $4,933 4.01%
WHEELING, WV-OH (FHA|USDA|VA) 88 $13,170,000 $149,659 $5,433 5.04%
LONGVIEW, TX (FHA|USDA|VA) 57 $13,085,000 $229,561 $7,733 5.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 48 $12,720,000 $265,000 $7,191 5.07%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 54 $12,640,000 $234,074 $4,730 5.50%
Sandusky, OH (FHA|USDA|VA) 73 $12,595,000 $172,534 $6,620 5.42%
NEW BERN, NC (FHA|USDA|VA) 56 $12,410,000 $221,607 $5,731 4.90%
Cookeville, TN (FHA|USDA|VA) 52 $12,340,000 $237,308 $5,681 6.08%
Traverse City, MI (FHA|USDA|VA) 46 $12,160,000 $264,348 $5,053 4.93%
Norwalk, OH (FHA|USDA|VA) 87 $12,055,000 $138,563 $5,461 5.21%
LANCASTER, PA (FHA|USDA|VA) 53 $12,045,000 $227,264 $9,280 4.85%
Bellefontaine, OH (FHA|USDA|VA) 64 $12,000,000 $187,500 $5,742 5.19%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 28 $11,720,000 $418,571 $8,293 4.36%
Lake City, FL (FHA|USDA|VA) 57 $11,645,000 $204,298 $6,615 4.94%
ANN ARBOR, MI (FHA|USDA|VA) 36 $11,320,000 $314,444 $5,338 5.45%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 23 $11,175,000 $485,870 $6,248 5.42%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 28 $10,880,000 $388,571 $6,121 3.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $10,775,000 $567,105 $10,277 5.91%
RICHMOND, VA (FHA|USDA|VA) 32 $10,670,000 $333,438 $8,390 5.31%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 26 $10,560,000 $406,154 $8,192 4.62%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 40 $10,460,000 $261,500 $6,148 6.01%
Wooster, OH (FHA|USDA|VA) 62 $10,440,000 $168,387 $5,760 5.07%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 23 $10,435,000 $453,696 $10,752 5.27%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 56 $10,240,000 $182,857 $7,184 5.35%
SHEBOYGAN, WI (FHA|USDA|VA) 50 $9,940,000 $198,800 $4,311 5.53%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 26 $9,930,000 $381,923 $7,636 3.87%
MORRISTOWN, TN (FHA|USDA|VA) 41 $9,855,000 $240,366 $6,170 5.67%
READING, PA (FHA|USDA|VA) 37 $9,855,000 $266,351 $7,494 5.22%
Sevierville, TN (FHA|USDA|VA) 22 $9,770,000 $444,091 $7,115 4.94%
FLINT, MI (FHA|USDA|VA) 46 $9,540,000 $207,391 $4,411 5.49%
Ashtabula, OH (FHA|USDA|VA) 61 $9,495,000 $155,656 $6,072 5.02%
CORPUS CHRISTI, TX (FHA|USDA|VA) 40 $9,440,000 $236,000 $7,170 4.92%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 45 $9,235,000 $205,222 $5,060 5.11%
LAREDO, TX (FHA|USDA|VA) 32 $9,100,000 $284,375 $8,229 4.29%
Adrian, MI (FHA|USDA|VA) 55 $8,885,000 $161,545 $5,596 5.14%
Russellville, AR (FHA|USDA|VA) 54 $8,810,000 $163,148 $5,048 4.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 37 $8,535,000 $230,676 $7,104 4.61%
ERIE, PA (FHA|USDA|VA) 53 $8,515,000 $160,660 $6,174 4.45%
Bucyrus-Galion, OH (FHA|USDA|VA) 60 $8,510,000 $141,833 $5,249 5.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 40 $8,380,000 $209,500 $5,692 5.02%
Findlay, OH (FHA|USDA|VA) 40 $8,340,000 $208,500 $6,503 5.14%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 39 $8,315,000 $213,205 $4,360 4.80%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 61 $8,315,000 $136,311 $5,018 4.74%
TOPEKA, KS (FHA|USDA|VA) 42 $8,310,000 $197,857 $4,480 5.26%
BATTLE CREEK, MI (FHA|USDA|VA) 54 $8,290,000 $153,519 $5,138 5.29%
Chillicothe, OH (FHA|USDA|VA) 49 $8,255,000 $168,469 $6,215 5.24%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 14 $7,810,000 $557,857 $10,967 5.64%
Los Alamos, NM (FHA|USDA|VA) 22 $7,810,000 $355,000 $7,038 5.86%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 33 $7,705,000 $233,485 $7,115 4.91%
Ashland, OH (FHA|USDA|VA) 48 $7,650,000 $159,375 $5,599 5.29%
PUNTA GORDA, FL (FHA|USDA|VA) 28 $7,490,000 $267,500 $6,784 5.15%
Athens, OH (FHA|USDA|VA) 46 $7,170,000 $155,870 $4,643 5.21%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 22 $6,500,000 $295,455 $3,785 3.98%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 21 $6,405,000 $305,000 $7,555 4.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $6,320,000 $395,000 $7,496 4.98%
Urbana, OH (FHA|USDA|VA) 34 $6,240,000 $183,529 $6,552 5.55%
Holland, MI (FHA|USDA|VA) 27 $6,235,000 $230,926 $5,020 4.91%
TULSA, OK (FHA|USDA|VA) 27 $6,165,000 $228,333 $6,314 5.33%
PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $6,125,000 $360,294 $7,428 4.08%
DOTHAN, AL (FHA|USDA|VA) 30 $6,060,000 $202,000 $5,046 4.93%
SPARTANBURG, SC (FHA|USDA|VA) 25 $6,005,000 $240,200 $5,907 5.88%
Morehead City, NC (FHA|USDA|VA) 22 $5,640,000 $256,364 $5,699 4.60%
FORT COLLINS, CO (FHA|USDA|VA) 14 $5,600,000 $400,000 $5,556 4.32%
BOULDER, CO (FHA|USDA|VA) 11 $5,575,000 $506,818 $5,825 4.83%
PROVO-OREM, UT (FHA|USDA|VA) 12 $5,310,000 $442,500 $7,873 5.55%
Fremont, OH (FHA|USDA|VA) 35 $5,225,000 $149,286 $5,959 5.51%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $5,165,000 $303,824 $5,413 4.46%
WINCHESTER, VA-WV (FHA|USDA|VA) 16 $5,050,000 $315,625 $8,705 5.19%
GREELEY, CO (FHA|USDA|VA) 11 $4,975,000 $452,273 $6,574 4.41%
Palatka, FL (FHA|USDA|VA) 22 $4,970,000 $225,909 $9,544 5.30%
Meadville, PA (FHA|USDA|VA) 34 $4,950,000 $145,588 $6,078 5.45%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $4,725,000 $525,000 $8,855 4.31%
MONTGOMERY, AL (FHA|USDA|VA) 19 $4,695,000 $247,105 $6,844 5.70%
SPRINGFIELD, OH (FHA|USDA|VA) 28 $4,530,000 $161,786 $5,678 4.92%
Zanesville, OH (FHA|USDA|VA) 25 $4,525,000 $181,000 $6,105 5.20%
EVANSVILLE, IN-KY (FHA|USDA|VA) 25 $4,365,000 $174,600 $3,590 4.55%
GETTYSBURG, PA (FHA|USDA|VA) 19 $4,355,000 $229,211 $7,042 4.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $4,330,000 $216,500 $8,233 4.74%
LYNCHBURG, VA (FHA|USDA|VA) 20 $4,290,000 $214,500 $7,044 5.55%
HUNTSVILLE, AL (FHA|USDA|VA) 17 $4,265,000 $250,882 $5,716 4.16%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $4,140,000 $345,000 $6,457 5.05%
HARRISONBURG, VA (FHA|USDA|VA) 16 $4,110,000 $256,875 $7,798 5.26%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 17 $4,085,000 $240,294 $6,430 5.66%
Sidney, OH (FHA|USDA|VA) 25 $3,915,000 $156,600 $5,350 5.10%
TUCSON, AZ (FHA|USDA|VA) 12 $3,890,000 $324,167 $8,498 4.24%
COLUMBIA, SC (FHA|USDA|VA) 15 $3,865,000 $257,667 $8,453 5.65%
SPRINGFIELD, MO (FHA|USDA|VA) 15 $3,775,000 $251,667 $6,902 5.58%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,715,000 $337,727 $5,927 4.43%
STOCKTON, CA (FHA|USDA|VA) 10 $3,630,000 $363,000 $7,178 3.98%
MUSKEGON, MI (FHA|USDA|VA) 21 $3,605,000 $171,667 $4,665 4.71%
SAVANNAH, GA (FHA|USDA|VA) 12 $3,590,000 $299,167 $8,215 5.41%
LAS CRUCES, NM (FHA|USDA|VA) 9 $3,535,000 $392,778 $9,959 4.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $3,515,000 $502,143 $8,177 4.23%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 19 $3,515,000 $185,000 $4,178 5.34%
MOBILE, AL (FHA|USDA|VA) 14 $3,480,000 $248,571 $5,611 6.44%
Picayune, MS (FHA|USDA|VA) 15 $3,475,000 $231,667 $6,386 4.96%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $3,450,000 $345,000 $7,455 3.95%
ALTOONA, PA (FHA|USDA|VA) 25 $3,445,000 $137,800 $5,363 4.57%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $3,440,000 $430,000 $9,432 4.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $3,375,000 $225,000 $5,489 5.27%
TALLAHASSEE, FL (FHA|USDA|VA) 14 $3,320,000 $237,143 $5,741 5.02%
JACKSON, MI (FHA|USDA|VA) 26 $3,240,000 $124,615 $4,721 5.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,205,000 $457,857 $9,130 3.55%
Harrison, AR (FHA|USDA|VA) 19 $3,185,000 $167,632 $4,010 4.34%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 27 $3,175,000 $117,593 $4,858 5.07%
Cullman, AL (FHA|USDA|VA) 16 $3,140,000 $196,250 $6,772 5.23%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $3,135,000 $348,333 $6,734 4.39%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $3,120,000 $390,000 $8,707 4.59%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 17 $3,065,000 $180,294 $4,957 5.46%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 22 $3,050,000 $138,636 $6,022 5.01%
EAU CLAIRE, WI (FHA|USDA|VA) 11 $3,015,000 $274,091 $5,561 4.60%
Key West, FL (FHA|USDA|VA) 6 $2,960,000 $493,333 $11,772 4.08%
Ada, OK (FHA|USDA|VA) 14 $2,960,000 $211,429 $6,166 4.93%
LAKE CHARLES, LA (FHA|USDA|VA) 13 $2,945,000 $226,538 $5,539 5.52%
Tiffin, OH (FHA|USDA|VA) 23 $2,915,000 $126,739 $4,948 4.72%
CHARLESTON, WV (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,593 5.04%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $2,800,000 $350,000 $11,086 4.81%
MORGANTOWN, WV (FHA|USDA|VA) 13 $2,795,000 $215,000 $8,171 4.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 5 $2,775,000 $555,000 $7,571 4.73%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $2,740,000 $274,000 $5,980 4.33%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $2,680,000 $335,000 $5,976 5.03%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $2,650,000 $265,000 $5,291 5.43%
JOHNSON CITY, TN (FHA|USDA|VA) 14 $2,650,000 $189,286 $4,981 5.17%
ALEXANDRIA, LA (FHA|USDA|VA) 11 $2,605,000 $236,818 $5,202 6.18%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,570,000 $642,500 $6,613 3.84%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $2,560,000 $320,000 $5,668 5.39%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 14 $2,550,000 $182,143 $4,759 4.67%
GREENVILLE, NC (FHA|USDA|VA) 7 $2,525,000 $360,714 $6,469 4.38%
PANAMA CITY, FL (FHA|USDA|VA) 8 $2,490,000 $311,250 $8,103 4.42%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 9 $2,455,000 $272,778 $5,918 4.54%
Brevard, NC (FHA|USDA|VA) 7 $2,455,000 $350,714 $4,448 4.79%
TYLER, TX (FHA|USDA|VA) 8 $2,440,000 $305,000 $7,743 5.59%
CLEVELAND, TN (FHA|USDA|VA) 8 $2,400,000 $300,000 $6,748 5.09%
Show Low, AZ (FHA|USDA|VA) 7 $2,365,000 $337,857 $7,023 4.75%
SAGINAW, MI (FHA|USDA|VA) 20 $2,360,000 $118,000 $4,053 4.90%
Huntington, IN (FHA|USDA|VA) 15 $2,355,000 $157,000 $4,965 5.24%
Steamboat Springs, CO (FHA|USDA|VA) 4 $2,340,000 $585,000 $4,248 4.69%
Washington Court House, OH (FHA|USDA|VA) 13 $2,325,000 $178,846 $6,590 4.92%
LEBANON, PA (FHA|USDA|VA) 10 $2,320,000 $232,000 $8,881 4.96%
Corsicana, TX (FHA|USDA|VA) 10 $2,310,000 $231,000 $7,193 5.84%
Alma, MI (FHA|USDA|VA) 17 $2,275,000 $133,824 $4,590 5.77%
Boone, NC (FHA|USDA|VA) 6 $2,250,000 $375,000 $5,127 4.60%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 11 $2,225,000 $202,273 $6,038 5.77%
LAWRENCE, KS (FHA|USDA|VA) 8 $2,200,000 $275,000 $4,907 5.33%
Wilmington, OH (FHA|USDA|VA) 11 $2,135,000 $194,091 $3,527 4.98%
ST. CLOUD, MN (FHA|USDA|VA) 8 $2,120,000 $265,000 $4,095 4.08%
Marion, IN (FHA|USDA|VA) 18 $2,100,000 $116,667 $3,489 4.03%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $2,095,000 $299,286 $8,701 4.86%
Garden City, KS (FHA|USDA|VA) 10 $2,080,000 $208,000 $7,703 4.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 5 $2,055,000 $411,000 $9,128 4.18%
Hobbs, NM (FHA|USDA|VA) 10 $2,050,000 $205,000 $10,828 3.85%
Lumberton, NC (FHA|USDA|VA) 11 $2,045,000 $185,909 $6,639 4.35%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $2,040,000 $255,000 $7,567 4.39%
MERCED, CA (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,891 4.88%
Coshocton, OH (FHA|USDA|VA) 12 $2,020,000 $168,333 $7,165 5.34%
New Castle, PA (FHA|USDA|VA) 10 $1,900,000 $190,000 $6,027 4.35%
Thomasville, GA (FHA|USDA|VA) 7 $1,895,000 $270,714 $4,495 5.30%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,895,000 $379,000 $5,948 5.43%
Seneca, SC (FHA|USDA|VA) 10 $1,870,000 $187,000 $6,273 5.90%
LIMA, OH (FHA|USDA|VA) 10 $1,830,000 $183,000 $6,476 5.39%
Greeneville, TN (FHA|USDA|VA) 8 $1,790,000 $223,750 $5,380 4.61%
Enterprise, AL (FHA|USDA|VA) 8 $1,770,000 $221,250 $8,439 4.86%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $1,765,000 $252,143 $5,868 5.09%
Angola, IN (FHA|USDA|VA) 9 $1,755,000 $195,000 $4,624 4.71%
Indiana, PA (FHA|USDA|VA) 8 $1,720,000 $215,000 $8,472 5.42%
Ottawa, KS (FHA|USDA|VA) 8 $1,720,000 $215,000 $5,608 5.02%
LINCOLN, NE (FHA|USDA|VA) 5 $1,655,000 $331,000 $5,042 5.33%
Sanford, NC (FHA|USDA|VA) 7 $1,645,000 $235,000 $6,688 4.81%
MANHATTAN, KS (FHA|USDA|VA) 5 $1,645,000 $329,000 $7,102 5.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,635,000 $233,571 $7,368 5.86%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,615,000 $179,444 $4,588 5.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,520,000 $760,000 $19,576 3.94%
Tifton, GA (FHA|USDA|VA) 9 $1,505,000 $167,222 $6,135 3.93%
Payson, AZ (FHA|USDA|VA) 4 $1,500,000 $375,000 $6,575 5.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,460,000 $365,000 $5,095 4.81%
Kendallville, IN (FHA|USDA|VA) 9 $1,445,000 $160,556 $4,205 5.25%
Mount Pleasant, MI (FHA|USDA|VA) 10 $1,430,000 $143,000 $3,729 5.48%
Huntsville, TX (FHA|USDA|VA) 7 $1,395,000 $199,286 $8,405 5.64%
Dodge City, KS (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,553 5.14%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,789 4.50%
Shawnee, OK (FHA|USDA|VA) 7 $1,375,000 $196,429 $6,825 4.77%
Brownwood, TX (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,838 5.09%
Marietta, OH (FHA|USDA|VA) 6 $1,350,000 $225,000 $7,014 4.54%
Crossville, TN (FHA|USDA|VA) 5 $1,345,000 $269,000 $5,268 5.05%
Albertville, AL (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,523 5.81%
Forest City, NC (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,201 4.45%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,325,000 $441,667 $12,447 4.75%
Cadillac, MI (FHA|USDA|VA) 8 $1,300,000 $162,500 $4,380 5.84%
Ukiah, CA (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $15,404 4.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,296 5.06%
VALDOSTA, GA (FHA|USDA|VA) 6 $1,230,000 $205,000 $7,300 6.04%
Warsaw, IN (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,379 4.45%
HAMMOND, LA (FHA|USDA|VA) 6 $1,220,000 $203,333 $7,677 4.67%
MIDLAND, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $5,744 4.06%
Oil City, PA (FHA|USDA|VA) 11 $1,195,000 $108,636 $5,138 5.27%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,716 5.25%
Portsmouth, OH (FHA|USDA|VA) 7 $1,195,000 $170,714 $6,800 5.52%
MIDLAND, MI (FHA|USDA|VA) 8 $1,190,000 $148,750 $3,641 6.00%
Opelousas, LA (FHA|USDA|VA) 4 $1,180,000 $295,000 $5,074 4.56%
Jackson, OH (FHA|USDA|VA) 7 $1,175,000 $167,857 $5,346 4.91%
Auburn, IN (FHA|USDA|VA) 4 $1,170,000 $292,500 $8,614 5.28%
BEND, OR (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,350 4.08%
New Philadelphia-Dover, OH (FHA|USDA|VA) 8 $1,150,000 $143,750 $5,579 5.13%
McMinnville, TN (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,771 5.79%
PITTSFIELD, MA (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,711 3.31%
Montrose, CO (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,720 3.25%
Frankfort, KY (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,785 5.02%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,442 4.83%
Edwards, CO (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,256 4.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,155 5.13%
WICHITA, KS (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,646 5.10%
NILES, MI (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,790 5.15%
PUEBLO, CO (FHA|USDA|VA) 3 $1,035,000 $345,000 $3,093 3.54%
FRESNO, CA (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,275 3.38%
Coldwater, MI (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,981 6.19%
Durango, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,617 5.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,144 5.53%
Warrensburg, MO (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,029 5.48%
PEORIA, IL (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,576 5.22%
Cullowhee, NC (FHA|USDA|VA) 2 $990,000 $495,000 $5,394 4.38%
Ozark, AL (FHA|USDA|VA) 5 $985,000 $197,000 $4,437 5.15%
TERRE HAUTE, IN (FHA|USDA|VA) 6 $980,000 $163,333 $3,374 5.75%
RACINE, WI (FHA|USDA|VA) 5 $965,000 $193,000 $4,261 6.35%
Salem, OH (FHA|USDA|VA) 7 $965,000 $137,857 $6,418 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $960,000 $240,000 $8,449 5.22%
GOLDSBORO, NC (FHA|USDA|VA) 5 $935,000 $187,000 $6,332 5.35%
Salina, KS (FHA|USDA|VA) 6 $930,000 $155,000 $4,873 5.79%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $930,000 $465,000 $11,803 4.44%
CaƱon City, CO (FHA|USDA|VA) 3 $925,000 $308,333 $7,718 4.33%
Huntingdon, PA (FHA|USDA|VA) 7 $925,000 $132,143 $6,702 4.52%
Ruston, LA (FHA|USDA|VA) 5 $905,000 $181,000 $7,675 5.88%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $905,000 $301,667 $4,250 4.54%
DOVER, DE (FHA|USDA|VA) 4 $900,000 $225,000 $5,465 3.94%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $875,000 $291,667 $12,311 6.29%
JACKSON, MS (FHA|USDA|VA) 3 $865,000 $288,333 $6,130 4.04%
Sunbury, PA (FHA|USDA|VA) 2 $860,000 $430,000 $13,994 5.06%
YUBA CITY, CA (FHA|USDA|VA) 2 $850,000 $425,000 $5,775 4.69%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $850,000 $212,500 $5,981 5.84%
Big Rapids, MI (FHA|USDA|VA) 4 $830,000 $207,500 $5,900 6.38%
YUMA, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $5,187 4.54%
Andrews, TX (FHA|USDA|VA) 3 $825,000 $275,000 $7,744 5.21%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $820,000 $205,000 $5,307 4.72%
Kinston, NC (FHA|USDA|VA) 4 $820,000 $205,000 $9,008 5.75%
Cambridge, OH (FHA|USDA|VA) 8 $820,000 $102,500 $4,497 4.63%
Somerset, PA (FHA|USDA|VA) 4 $810,000 $202,500 $5,983 6.09%
Wilson, NC (FHA|USDA|VA) 2 $810,000 $405,000 $6,201 4.19%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $800,000 $200,000 $4,018 4.56%
Fairmont, WV (FHA|USDA|VA) 5 $795,000 $159,000 $10,122 3.35%
COLUMBUS, IN (FHA|USDA|VA) 4 $780,000 $195,000 $4,267 5.47%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $775,000 $258,333 $9,092 4.17%
ALBANY, GA (FHA|USDA|VA) 2 $770,000 $385,000 $6,372 4.63%
Maysville, KY (FHA|USDA|VA) 6 $770,000 $128,333 $3,835 5.29%
MUNCIE, IN (FHA|USDA|VA) 4 $760,000 $190,000 $5,752 5.44%
Laurinburg, NC (FHA|USDA|VA) 7 $755,000 $107,857 $6,148 5.77%
Sonora, CA (FHA|USDA|VA) 2 $750,000 $375,000 $6,046 3.38%
Portales, NM (FHA|USDA|VA) 2 $750,000 $375,000 $13,999 4.94%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $735,000 $245,000 $5,050 4.46%
DECATUR, AL (FHA|USDA|VA) 4 $730,000 $182,500 $8,423 4.66%
JOPLIN, MO (FHA|USDA|VA) 6 $730,000 $121,667 $5,081 4.87%
BAY CITY, MI (FHA|USDA|VA) 7 $715,000 $102,143 $4,074 5.63%
Jasper, AL (FHA|USDA|VA) 3 $715,000 $238,333 $5,203 5.63%
Whitewater, WI (FHA|USDA|VA) 3 $705,000 $235,000 $4,846 5.75%
DeRidder, LA (FHA|USDA|VA) 3 $705,000 $235,000 $6,285 5.33%
EspaƱola, NM (FHA|USDA|VA) 3 $685,000 $228,333 $7,995 5.63%
Athens, TX (FHA|USDA|VA) 3 $685,000 $228,333 $10,295 6.29%
APPLETON, WI (FHA|USDA|VA) 3 $665,000 $221,667 $2,933 5.21%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $660,000 $330,000 $2,053 5.13%
Atchison, KS (FHA|USDA|VA) 5 $655,000 $131,000 $4,592 4.45%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $650,000 $325,000 $15,320 4.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $645,000 $645,000 $9,827 5.38%
Marion, NC (FHA|USDA|VA) 5 $645,000 $129,000 $5,503 4.68%
ABILENE, TX (FHA|USDA|VA) 4 $640,000 $160,000 $5,703 4.66%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $635,000 $211,667 $7,626 7.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $635,000 $211,667 $9,310 5.63%
Rolla, MO (FHA|USDA|VA) 4 $630,000 $157,500 $4,293 5.66%
Stillwater, OK (FHA|USDA|VA) 1 $625,000 $625,000 $5,912 5.38%
Plymouth, IN (FHA|USDA|VA) 1 $625,000 $625,000 $4,239 4.50%
Durant, OK (FHA|USDA|VA) 3 $615,000 $205,000 $7,154 6.04%
Greensburg, IN (FHA|USDA|VA) 3 $615,000 $205,000 $3,176 5.17%
Bluefield, WV-VA (FHA|USDA|VA) 1 $615,000 $615,000 $6,245 3.75%
Mount Sterling, KY (FHA|USDA|VA) 4 $610,000 $152,500 $6,767 6.63%
Bogalusa, LA (FHA|USDA|VA) 3 $605,000 $201,667 $5,330 5.50%
Manitowoc, WI (FHA|USDA|VA) 4 $600,000 $150,000 $5,661 6.06%
Henderson, NC (FHA|USDA|VA) 4 $600,000 $150,000 $6,509 5.44%
LAWTON, OK (FHA|USDA|VA) 2 $600,000 $300,000 $4,166 5.56%
Rockport, TX (FHA|USDA|VA) 1 $595,000 $595,000 $17,391 4.88%
Minden, LA (FHA|USDA|VA) 5 $595,000 $119,000 $5,583 4.98%
GAINESVILLE, GA (FHA|USDA|VA) 2 $590,000 $295,000 $0 5.69%
Troy, AL (FHA|USDA|VA) 4 $590,000 $147,500 $4,147 3.75%
Paris, TX (FHA|USDA|VA) 2 $590,000 $295,000 $14,255 4.19%
VALLEJO, CA (FHA|USDA|VA) 1 $585,000 $585,000 $2,883 2.25%
KANKAKEE, IL (FHA|USDA|VA) 3 $585,000 $195,000 $4,205 4.88%
LUBBOCK, TX (FHA|USDA|VA) 4 $580,000 $145,000 $4,439 5.41%
Ottawa, IL (FHA|USDA|VA) 2 $580,000 $290,000 $7,070 4.00%
FARMINGTON, NM (FHA|USDA|VA) 1 $575,000 $575,000 $12,938 4.63%
KOKOMO, IN (FHA|USDA|VA) 3 $575,000 $191,667 $5,540 4.79%
VICTORIA, TX (FHA|USDA|VA) 3 $565,000 $188,333 $7,270 4.71%
ST. GEORGE, UT (FHA|USDA|VA) 1 $565,000 $565,000 $4,752 5.88%
Jefferson, GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,065 3.69%
Clarksburg, WV (FHA|USDA|VA) 3 $555,000 $185,000 $5,386 4.25%
RENO, NV (FHA|USDA|VA) 1 $555,000 $555,000 $5,021 3.25%
Warren, PA (FHA|USDA|VA) 5 $555,000 $111,000 $6,210 6.05%
BILLINGS, MT (FHA|USDA|VA) 1 $555,000 $555,000 $12,500 6.00%
Elizabeth City, NC (FHA|USDA|VA) 3 $545,000 $181,667 $3,842 5.58%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $545,000 $545,000 $7,425 2.25%
JACKSON, TN (FHA|USDA|VA) 2 $540,000 $270,000 $3,688 4.31%
Granbury, TX (FHA|USDA|VA) 2 $540,000 $270,000 $9,021 4.44%
HATTIESBURG, MS (FHA|USDA|VA) 2 $540,000 $270,000 $5,256 4.19%
DULUTH, MN-WI (FHA|USDA|VA) 3 $535,000 $178,333 $6,922 4.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $535,000 $535,000 $5,831 4.00%
Richmond-Berea, KY (FHA|USDA|VA) 3 $535,000 $178,333 $4,467 5.58%
Fort Payne, AL (FHA|USDA|VA) 2 $530,000 $265,000 $5,686 5.25%
MONROE, LA (FHA|USDA|VA) 3 $525,000 $175,000 $7,803 5.00%
Hillsdale, MI (FHA|USDA|VA) 4 $520,000 $130,000 $3,706 5.59%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $515,000 $171,667 $2,940 3.42%
Peru, IN (FHA|USDA|VA) 3 $505,000 $168,333 $2,594 5.00%
Albemarle, NC (FHA|USDA|VA) 3 $505,000 $168,333 $4,315 4.33%
Fort Polk South, LA (FHA|USDA|VA) 2 $500,000 $250,000 $8,004 5.94%
Defiance, OH (FHA|USDA|VA) 2 $500,000 $250,000 $4,900 6.75%
Ruidoso, NM (FHA|USDA|VA) 2 $500,000 $250,000 $3,778 5.31%
Greenwood, SC (FHA|USDA|VA) 3 $495,000 $165,000 $7,370 6.92%
Newport, TN (FHA|USDA|VA) 1 $485,000 $485,000 $4,309 3.25%
VISALIA, CA (FHA|USDA|VA) 1 $485,000 $485,000 $2,649 2.25%
AMES, IA (FHA|USDA|VA) 2 $480,000 $240,000 $10,715 4.88%
Riverton, WY (FHA|USDA|VA) 1 $475,000 $475,000 $7,435 6.63%
Hays, KS (FHA|USDA|VA) 1 $475,000 $475,000 $5,143 6.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $465,000 $155,000 $2,881 4.88%
Menomonie, WI (FHA|USDA|VA) 1 $465,000 $465,000 $3,583 3.13%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $445,000 $148,333 $4,100 4.92%
North Vernon, IN (FHA|USDA|VA) 2 $440,000 $220,000 $3,803 5.38%
McPherson, KS (FHA|USDA|VA) 2 $440,000 $220,000 $8,559 4.50%
Sulphur Springs, TX (FHA|USDA|VA) 2 $440,000 $220,000 $7,159 6.44%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $435,000 $435,000 $18,128 2.75%
AMARILLO, TX (FHA|USDA|VA) 3 $435,000 $145,000 $4,170 4.79%
SALINAS, CA (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $420,000 $210,000 $3,500 4.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $2,226 4.38%
Campbellsville, KY (FHA|USDA|VA) 2 $420,000 $210,000 $6,087 4.94%
West Plains, MO (FHA|USDA|VA) 3 $415,000 $138,333 $3,378 5.08%
Laurel, MS (FHA|USDA|VA) 1 $415,000 $415,000 $18,283 3.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 3 $405,000 $135,000 $3,277 5.96%
Heber, UT (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $405,000 $135,000 $3,847 4.04%
Sedalia, MO (FHA|USDA|VA) 2 $400,000 $200,000 $4,143 6.13%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $390,000 $195,000 $3,060 4.31%
Taos, NM (FHA|USDA|VA) 1 $385,000 $385,000 $6,197 5.50%
Douglas, GA (FHA|USDA|VA) 3 $385,000 $128,333 $5,022 6.13%
Selma, AL (FHA|USDA|VA) 1 $375,000 $375,000 $17,447 4.25%
Wabash, IN (FHA|USDA|VA) 3 $375,000 $125,000 $3,789 3.96%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $375,000 $375,000 $3,652 5.63%
Pottsville, PA (FHA|USDA|VA) 3 $375,000 $125,000 $6,150 4.42%
HINESVILLE, GA (FHA|USDA|VA) 2 $370,000 $185,000 $7,647 5.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $365,000 $365,000 $5,681 5.50%
Bardstown, KY (FHA|USDA|VA) 1 $365,000 $365,000 $2,505 5.75%
BOISE CITY, ID (FHA|USDA|VA) 1 $365,000 $365,000 $4,264 3.38%
Fallon, NV (FHA|USDA|VA) 1 $365,000 $365,000 $6,445 4.50%
Cedartown, GA (FHA|USDA|VA) 1 $365,000 $365,000 $4,318 5.38%
Decatur, IN (FHA|USDA|VA) 3 $365,000 $121,667 $3,362 5.83%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $365,000 $365,000 $3,985 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $360,000 $180,000 $5,633 4.50%
DuBois, PA (FHA|USDA|VA) 4 $360,000 $90,000 $4,146 4.31%
Mount Airy, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,115 4.25%
MADERA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $4,411 5.50%
Jennings, LA (FHA|USDA|VA) 1 $355,000 $355,000 $7,386 4.75%
Moultrie, GA (FHA|USDA|VA) 1 $345,000 $345,000 $6,642 5.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,692 3.13%
Arcadia, FL (FHA|USDA|VA) 3 $345,000 $115,000 $4,052 3.67%
Richmond, IN (FHA|USDA|VA) 3 $345,000 $115,000 $3,419 5.58%
Las Vegas, NM (FHA|USDA|VA) 2 $340,000 $170,000 $6,871 5.69%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $340,000 $170,000 $3,390 4.81%
Clovis, NM (FHA|USDA|VA) 1 $335,000 $335,000 $9,454 2.25%
Stevens Point, WI (FHA|USDA|VA) 1 $335,000 $335,000 $12,268 5.13%
Bainbridge, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,512 4.50%
Rochelle, IL (FHA|USDA|VA) 1 $325,000 $325,000 $2,275 3.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,858 6.00%
Alexander City, AL (FHA|USDA|VA) 1 $315,000 $315,000 $2,543 3.13%
Coffeyville, KS (FHA|USDA|VA) 1 $315,000 $315,000 $4,111 4.63%
Washington, IN (FHA|USDA|VA) 1 $315,000 $315,000 $8,814 4.88%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $310,000 $155,000 $3,134 3.31%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $305,000 $305,000 $15,175 6.63%
Georgetown, SC (FHA|USDA|VA) 1 $305,000 $305,000 $3,363 3.75%
Tupelo, MS (FHA|USDA|VA) 1 $305,000 $305,000 $4,679 6.50%
Willmar, MN (FHA|USDA|VA) 1 $305,000 $305,000 $8,769 5.25%
Red Wing, MN (FHA|USDA|VA) 1 $305,000 $305,000 $7,801 4.88%
Shelby, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,183 3.25%
Newberry, SC (FHA|USDA|VA) 2 $300,000 $150,000 $4,427 3.00%
Sturgis, MI (FHA|USDA|VA) 2 $300,000 $150,000 $3,011 5.25%
Cambridge, MD (FHA|USDA|VA) 1 $295,000 $295,000 $4,875 4.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $295,000 $295,000 $1,587 7.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $295,000 $295,000 $6,310 5.50%
Branson, MO (FHA|USDA|VA) 1 $295,000 $295,000 $4,541 2.63%
Seymour, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,864 4.13%
Frankfort, IN (FHA|USDA|VA) 1 $285,000 $285,000 $12,357 5.75%
Alamogordo, NM (FHA|USDA|VA) 1 $285,000 $285,000 $8,122 7.13%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $2,962 3.25%
Alpena, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,558 5.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $280,000 $140,000 $5,517 4.38%
WACO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,947 6.00%
LaGrange, GA-AL (FHA|USDA|VA) 2 $270,000 $135,000 $4,224 5.44%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $265,000 $265,000 $14,780 4.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $265,000 $265,000 $9,843 6.50%
El Campo, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,324 5.50%
Mountain Home, ID (FHA|USDA|VA) 1 $255,000 $255,000 $7,320 7.25%
Morgan City, LA (FHA|USDA|VA) 1 $255,000 $255,000 $10,076 5.88%
Pahrump, NV (FHA|USDA|VA) 1 $255,000 $255,000 $12,426 6.50%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,571 3.88%
Dayton, TN (FHA|USDA|VA) 1 $255,000 $255,000 $9,311 7.50%
CASPER, WY (FHA|USDA|VA) 1 $255,000 $255,000 $7,616 7.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $250,000 $125,000 $3,916 4.88%
Alexandria, MN (FHA|USDA|VA) 1 $245,000 $245,000 $9,881 5.00%
Lebanon, MO (FHA|USDA|VA) 1 $245,000 $245,000 $6,394 5.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $245,000 $245,000 $7,794 2.63%
Nogales, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $7,225 5.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $245,000 $245,000 $10,746 3.75%
Bedford, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,861 5.06%
Liberal, KS (FHA|USDA|VA) 2 $240,000 $120,000 $4,449 5.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $235,000 $235,000 $2,235 2.25%
Lawrenceburg, TN (FHA|USDA|VA) 1 $235,000 $235,000 $9,116 6.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $12,415 5.75%
Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,981 5.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $235,000 $235,000 $2,586 7.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,733 4.25%
Orangeburg, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,761 6.50%
Shelbyville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $3,765 3.75%
DALTON, GA (FHA|USDA|VA) 2 $220,000 $110,000 $7,576 7.19%
Van Wert, OH (FHA|USDA|VA) 2 $220,000 $110,000 $4,829 5.50%
Torrington, CT (FHA|USDA|VA) 1 $215,000 $215,000 $6,708 6.50%
Scottsburg, IN (FHA|USDA|VA) 1 $215,000 $215,000 $9,545 6.63%
Evanston, WY (FHA|USDA|VA) 1 $215,000 $215,000 $5,716 5.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,246 5.88%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,424 4.13%
Kingsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,994 2.50%
Danville, VA (FHA|USDA|VA) 2 $210,000 $105,000 $5,623 5.25%
Bemidji, MN (FHA|USDA|VA) 1 $205,000 $205,000 $4,494 6.38%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $3,743 3.88%
Athens, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,562 3.50%
Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $7,216 4.25%
Dixon, IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,344 5.50%
St. Marys, GA (FHA|USDA|VA) 1 $205,000 $205,000 $7,839 5.00%
BECKLEY, WV (FHA|USDA|VA) 2 $200,000 $100,000 $3,873 4.63%
Sayre, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,153 5.88%
Grants, NM (FHA|USDA|VA) 1 $195,000 $195,000 $7,111 6.25%
Maryville, MO (FHA|USDA|VA) 1 $185,000 $185,000 $4,125 6.00%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,439 5.75%
Carroll, IA (FHA|USDA|VA) 1 $185,000 $185,000 $8,545 5.63%
Marinette, WI-MI (FHA|USDA|VA) 1 $185,000 $185,000 $6,747 3.38%
Pearsall, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,650 6.25%
Bluffton, IN (FHA|USDA|VA) 1 $175,000 $175,000 $11,403 3.50%
Madison, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,483 3.25%
Uvalde, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,088 3.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
Kirksville, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,160 6.13%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,613 6.13%
Beatrice, NE (FHA|USDA|VA) 1 $155,000 $155,000 $3,954 6.00%
Wapakoneta, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,590 6.00%
Vincennes, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,649 4.38%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,631 3.13%
Farmington, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,838 2.75%
Freeport, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,588 5.38%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,159 3.75%
Dublin, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,681 6.75%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $8,254 7.13%
Bradford, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,063 6.88%
Atmore, AL (FHA|USDA|VA) 1 $145,000 $145,000 $5,561 5.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,456 6.00%
GADSDEN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,482 5.50%
Greenville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,112 4.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,330 4.75%
Greenwood, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,773 3.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,566 3.63%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,719 4.38%
El Dorado, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,446 6.13%
Hastings, NE (FHA|USDA|VA) 1 $115,000 $115,000 $3,435 5.75%
Camden, AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,711 3.25%
Martinsville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $6,573 7.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,081 3.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,709 3.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,533 5.75%
Lewisburg, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,741 4.13%
Danville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,863 6.13%
ENID, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,511 5.63%
Woodward, OK (FHA|USDA|VA) 1 $55,000 $55,000 $3,841 3.13%
Union Home Mortgage Corp.'s top markets include Chicago, Columbus, Detroit, Cleveland, and Cincinnati among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 16,873 $4,331,285,000 $256,699 $5,522 5.05%
    FHA 3,165 $658,855,000 $208,169 $9,053 5.21%
    VA 1,795 $587,615,000 $327,362 $9,402 4.59%
    USDA 800 $132,820,000 $166,025 $6,101 4.85%

    For 2022, Union Home Mortgage Corp.'s most frequently originated type of loan was Conventional, with 16,873 originations. Their 2nd most popular type was FHA, with 3,165 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 17,819 $4,591,165,000 $257,656 $6,751 5.26%
    Cash Out Refi 2,549 $611,615,000 $239,943 $5,409 4.47%
    Refi 1,874 $420,500,000 $224,386 $4,398 3.79%
    Home Improvement 391 $87,295,000 $223,261 $5,431 4.37%

    For 2022, Union Home Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 17,819 originations. The 2nd most popular reason was Cash Out Refi, with 2,549 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,372 $5,240,310,000 $257,231 $6,404 5.13%
    15 Year 1,160 $231,240,000 $199,345 $4,729 3.72%
    20 Year 382 $82,000,000 $214,660 $4,692 4.10%
    30+ year 300 $122,590,000 $408,633 $13,999 5.27%
    Other 190 $19,750,000 $103,947 $5,076 3.64%
    10 Year 171 $14,215,000 $83,129 $2,632 3.76%
    5 Year 58 $470,000 $8,103 $0 0.00%

    For 2022, Union Home Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 20,372 originations. The 2nd most popular length was 15 Year, with 1,160 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,031 $2,030,975,000 $252,892
    $2k-3k 4,180 $897,020,000 $214,598
    $5k+ 2,996 $1,080,230,000 $360,557
    $3k-4k 2,937 $673,345,000 $229,263
    $<1k 1,981 $409,615,000 $206,772
    $4k-5k 1,659 $449,635,000 $271,028

    Union Home Mortgage Corp.'s average total fees were $6,404, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,031 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 6,753 $1,749,845,000 $259,121
    3-4% 5,038 $1,329,160,000 $263,827
    4-5% 4,783 $1,269,945,000 $265,512
    6-7% 3,501 $820,975,000 $234,497
    7-8% 1,157 $257,135,000 $222,243
    2.5-3% 732 $192,540,000 $263,033
    <2.5% 296 $83,170,000 $280,980
    Over 8% 31 $5,235,000 $168,871

    During 2022, Union Home Mortgage Corp.'s average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 5-6%, with 6,753 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,582 $2,700,150,000 $281,794 $6,922 5.08%
    $100k-200k 7,660 $1,160,210,000 $151,463 $5,170 5.08%
    $400k-600k 2,600 $1,242,200,000 $477,769 $8,289 4.77%
    $100,000 or less 2,109 $138,275,000 $65,564 $3,789 5.02%
    $600k-1MM 653 $433,345,000 $663,622 $9,569 4.73%
    $1MM+ 29 $36,395,000 $1,255,000 $18,412 4.43%

    2022 saw Union Home Mortgage Corp. place emphasis on $200k-400k loans with 9,582 originations, totaling $2,700,150,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,989 $1,146,465,000 $191,428 $5,968 5.08%
    $100k-150k 4,666 $1,463,780,000 $313,712 $6,995 5.07%
    $75k-100k 4,354 $1,074,260,000 $246,729 $6,584 5.08%
    $50k or less 3,804 $497,340,000 $130,741 $5,045 4.95%
    $150k-250k 2,736 $1,067,330,000 $390,106 $7,279 4.99%
    $250k+ 910 $411,590,000 $452,297 $7,924 5.02%

    Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 5,989 originations. The second most popular income band? $100k-150k, with 4,666 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 4,043 $991,525,000 $245,245 $6,025 4.99%
    20-30% 3,906 $909,770,000 $232,916 $5,642 4.84%
    <20% 1,091 $256,115,000 $234,753 $5,310 4.71%
    43% 1,058 $273,350,000 $258,365 $6,415 5.18%
    42% 1,056 $268,360,000 $254,129 $6,644 5.12%
    44% 1,049 $277,455,000 $264,495 $6,395 5.09%
    40% 1,003 $254,055,000 $253,295 $6,231 5.14%
    41% 996 $254,520,000 $255,542 $6,480 5.14%
    39% 942 $232,890,000 $247,229 $6,324 5.12%
    38% 896 $226,150,000 $252,400 $6,284 5.06%
    50-60% 882 $250,220,000 $283,696 $10,034 5.05%
    49% 867 $243,375,000 $280,709 $7,077 5.22%
    37% 861 $203,275,000 $236,092 $6,131 5.13%
    36% 832 $207,220,000 $249,063 $6,183 5.07%
    45% 818 $221,930,000 $271,308 $6,547 5.16%
    46% 745 $196,725,000 $264,060 $7,155 5.21%
    48% 714 $202,980,000 $284,286 $7,028 5.19%
    47% 688 $187,510,000 $272,544 $6,829 5.32%
    >60% 33 $12,405,000 $375,909 $11,451 4.67%

    Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 30-36%, with 4,043 originations. The next most common DTI ratio? 20-30%, with 3,906 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,264 $4,487,800,000 $245,718 $6,270 5.03%
    Not provided 1,656 $469,450,000 $283,484 $6,690 4.92%
    Asian 1,238 $409,540,000 $330,808 $6,436 5.06%
    Black 1,323 $302,675,000 $228,779 $7,240 5.02%
    American Indian 115 $30,905,000 $268,739 $6,603 5.04%
    Native Hawaiian or Islander 22 $5,640,000 $256,364 $6,231 5.99%
    Asian Indian 6 $2,280,000 $380,000 $8,172 5.63%
    Korean 2 $880,000 $440,000 $5,347 3.81%
    Other Asian 3 $715,000 $238,333 $11,339 5.29%
    Filipino 3 $385,000 $128,333 $3,479 6.25%
    Other Pacific Islander 1 $305,000 $305,000 $3,776 5.38%

    Approval Rates

    Total approvals of all applications
    96.85%

    Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.33%

    Union Home Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,633 $5,710,575,000 $252,312

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    22,633 $5,710,575,000 $252,312

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 331 $52,855,000 $159,683 $4,668 4.78%
    40-60% 1,098 $239,900,000 $218,488 $5,209 4.72%
    60-80% 4,863 $1,270,575,000 $261,274 $6,050 4.96%
    80-100% 12,723 $3,315,815,000 $260,616 $6,765 5.19%
    Over 100% 433 $143,825,000 $332,159 $14,929 4.92%
    Under 20% 407 $5,145,000 $12,641 $928 4.28%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Union Home Mortgage Corp Conventional home mortgage Trouble during payment process 1 100.0%