Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Union Home Mortgage Corp. is a large credit union specializing in Home Purchase and Refi loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Columbus, Detroit, Washington, and Cleveland among others. We have data for 587 markets. (Some data included below & more in-depth data is available with an active subscription.)

Union Home Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Union Home Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/22/24
30 Year Conventional Purchase 6.86% 4/22/24
30 Year Conventional Refi 6.61% 4/22/24
30 Year Cash-out Refi 6.87% 4/22/24
30 Year FHA Purchase 7.71% 4/22/24
30 Year FHA Refi 7.30% 4/22/24
30 Year VA Purchase 6.49% 4/22/24
30 Year VA Refi 5.77% 4/22/24
30 Year USDA Purchase 6.94% 4/22/24
30 Year USDA Refi 6.47% 4/22/24
15 Year Conventional Purchase 5.90% 4/22/24
15 Year Conventional Refi 6.12% 4/22/24
15 Year Cash-out Refi 6.12% 4/22/24
15 Year FHA Purchase 6.97% 4/22/24
15 Year FHA Refi 7.18% 4/22/24
15 Year VA Purchase 6.31% 4/22/24
15 Year VA Refi 6.43% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Union Home Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Union Home Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

41,308

Origination Dollar Volume (All Markets)

$9,458,250,000
Show all (110) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,703 $726,135,000 $268,640 $4,355 3.03%
COLUMBUS, OH (FHA|USDA|VA) 2,965 $703,585,000 $237,297 $4,514 3.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,991 $423,295,000 $212,604 $3,934 3.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 803 $342,795,000 $426,893 $5,305 2.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,762 $342,070,000 $194,137 $4,915 3.09%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,381 $284,145,000 $205,753 $4,013 3.08%
Outside of Metro Areas 1,576 $279,410,000 $177,291 $4,512 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 1,226 $235,380,000 $191,990 $5,796 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 698 $227,420,000 $325,817 $4,143 2.98%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1,219 $211,225,000 $173,277 $4,447 3.18%
TOLEDO, OH (FHA|USDA|VA) 1,158 $179,360,000 $154,888 $4,035 3.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 507 $167,725,000 $330,819 $6,042 3.03%
KANSAS CITY, MO-KS (FHA|USDA|VA) 763 $162,505,000 $212,982 $3,825 3.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 349 $138,095,000 $395,688 $4,123 2.80%
FAYETTEVILLE, NC (FHA|USDA|VA) 633 $133,455,000 $210,829 $5,918 2.78%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 427 $116,375,000 $272,541 $4,246 2.95%
AKRON, OH (FHA|USDA|VA) 686 $113,590,000 $165,583 $4,319 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 350 $113,400,000 $324,000 $4,956 2.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 533 $107,835,000 $202,317 $4,131 3.10%
JACKSONVILLE, FL (FHA|USDA|VA) 382 $104,290,000 $273,010 $5,706 2.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 318 $100,520,000 $316,101 $4,390 2.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 396 $95,610,000 $241,439 $4,983 3.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 269 $91,015,000 $338,346 $5,696 2.99%
BURLINGTON, NC (FHA|USDA|VA) 413 $90,945,000 $220,206 $4,701 2.90%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 372 $79,590,000 $213,952 $4,410 3.03%
RALEIGH-CARY, NC (FHA|USDA|VA) 264 $77,800,000 $294,697 $3,838 2.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 299 $76,365,000 $255,401 $5,628 2.90%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 316 $73,750,000 $233,386 $5,121 2.94%
MONROE, MI (FHA|USDA|VA) 405 $73,205,000 $180,753 $3,952 3.03%
DAYTON-KETTERING, OH (FHA|USDA|VA) 408 $72,340,000 $177,304 $4,548 3.10%
WILMINGTON, NC (FHA|USDA|VA) 270 $70,740,000 $262,000 $4,187 2.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 227 $68,645,000 $302,401 $6,421 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 285 $64,535,000 $226,439 $3,912 3.03%
KNOXVILLE, TN (FHA|USDA|VA) 241 $64,015,000 $265,622 $4,922 3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 260 $63,110,000 $242,731 $5,865 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 222 $59,020,000 $265,856 $6,392 3.14%
ASHEVILLE, NC (FHA|USDA|VA) 218 $58,050,000 $266,284 $4,141 2.99%
OKLAHOMA CITY, OK (FHA|USDA|VA) 259 $57,755,000 $222,992 $4,236 3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 164 $56,110,000 $342,134 $5,982 2.95%
JACKSONVILLE, NC (FHA|USDA|VA) 266 $55,290,000 $207,857 $5,483 3.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 134 $53,000,000 $395,522 $4,691 2.69%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 167 $52,035,000 $311,587 $3,545 2.72%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 192 $50,370,000 $262,344 $5,853 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 163 $48,655,000 $298,497 $5,285 3.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 218 $48,600,000 $222,936 $4,575 3.01%
Marion, OH (FHA|USDA|VA) 317 $45,245,000 $142,729 $4,115 3.20%
BATON ROUGE, LA (FHA|USDA|VA) 181 $43,425,000 $239,917 $4,706 2.91%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 130 $42,090,000 $323,769 $5,709 3.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 122 $41,500,000 $340,164 $5,342 2.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 153 $41,385,000 $270,490 $4,699 3.05%
CANTON-MASSILLON, OH (FHA|USDA|VA) 270 $41,180,000 $152,519 $4,613 3.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 162 $40,940,000 $252,716 $6,573 2.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 131 $40,325,000 $307,824 $5,202 3.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 205 $40,315,000 $196,659 $6,067 3.11%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 149 $40,225,000 $269,966 $4,724 3.03%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 209 $40,105,000 $191,890 $4,950 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 122 $39,440,000 $323,279 $6,900 2.53%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 206 $38,020,000 $184,563 $6,630 2.97%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 99 $36,845,000 $372,172 $3,370 2.67%
GAINESVILLE, FL (FHA|USDA|VA) 163 $35,185,000 $215,859 $5,913 3.19%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 106 $34,950,000 $329,717 $4,102 2.92%
FORT WAYNE, IN (FHA|USDA|VA) 190 $34,260,000 $180,316 $3,608 3.14%
Mount Vernon, OH (FHA|USDA|VA) 187 $33,795,000 $180,722 $4,635 2.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 135 $33,225,000 $246,111 $4,874 3.06%
LONGVIEW, TX (FHA|USDA|VA) 170 $32,290,000 $189,941 $4,980 3.15%
LOUISVILLE, KY (FHA|USDA|VA) 147 $32,025,000 $217,857 $4,506 3.24%
FLINT, MI (FHA|USDA|VA) 139 $29,905,000 $215,144 $4,041 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 88 $28,890,000 $328,295 $8,748 2.56%
Traverse City, MI (FHA|USDA|VA) 127 $28,685,000 $225,866 $3,698 3.11%
OCALA, FL (FHA|USDA|VA) 136 $28,170,000 $207,132 $4,949 3.13%
MANSFIELD, OH (FHA|USDA|VA) 188 $27,770,000 $147,713 $4,088 3.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 123 $27,075,000 $220,122 $5,582 2.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 104 $26,930,000 $258,942 $6,023 3.05%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 93 $26,315,000 $282,957 $4,489 3.03%
WHEELING, WV-OH (FHA|USDA|VA) 162 $25,620,000 $158,148 $4,604 3.16%
YORK-HANOVER, PA (FHA|USDA|VA) 123 $25,595,000 $208,089 $6,069 3.09%
LANCASTER, PA (FHA|USDA|VA) 115 $24,575,000 $213,696 $6,432 2.97%
Sandusky, OH (FHA|USDA|VA) 143 $23,995,000 $167,797 $4,496 3.23%
Norwalk, OH (FHA|USDA|VA) 158 $22,920,000 $145,063 $4,777 3.18%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 152 $22,350,000 $147,039 $3,787 2.97%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 109 $22,245,000 $204,083 $5,510 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 97 $22,185,000 $228,711 $3,703 3.22%
Russellville, AR (FHA|USDA|VA) 138 $21,510,000 $155,870 $3,920 3.14%
Lake City, FL (FHA|USDA|VA) 103 $19,995,000 $194,126 $5,293 3.29%
EL PASO, TX (FHA|USDA|VA) 61 $19,635,000 $321,885 $8,797 3.09%
LAFAYETTE, LA (FHA|USDA|VA) 107 $19,275,000 $180,140 $5,027 2.89%
ERIE, PA (FHA|USDA|VA) 116 $19,250,000 $165,948 $5,546 3.02%
Adrian, MI (FHA|USDA|VA) 123 $19,125,000 $155,488 $4,042 3.21%
Morehead City, NC (FHA|USDA|VA) 68 $19,050,000 $280,147 $5,232 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 86 $19,010,000 $221,047 $4,202 3.02%
Findlay, OH (FHA|USDA|VA) 98 $18,880,000 $192,653 $4,798 3.19%
Chillicothe, OH (FHA|USDA|VA) 111 $18,695,000 $168,423 $4,700 3.30%
CORPUS CHRISTI, TX (FHA|USDA|VA) 78 $18,270,000 $234,231 $5,991 2.97%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 60 $18,110,000 $301,833 $6,096 2.70%
ANN ARBOR, MI (FHA|USDA|VA) 75 $17,835,000 $237,800 $3,730 3.01%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 90 $17,620,000 $195,778 $2,989 3.07%
Holland, MI (FHA|USDA|VA) 87 $17,305,000 $198,908 $4,291 3.11%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 34 $16,950,000 $498,529 $4,134 2.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 79 $16,885,000 $213,734 $4,761 2.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 87 $16,665,000 $191,552 $6,325 3.13%
Wooster, OH (FHA|USDA|VA) 109 $16,405,000 $150,505 $4,353 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 112 $16,270,000 $145,268 $3,544 3.08%
STOCKTON, CA (FHA|USDA|VA) 42 $15,930,000 $379,286 $4,983 2.91%
Ashtabula, OH (FHA|USDA|VA) 97 $15,405,000 $158,814 $5,326 3.04%
NEW BERN, NC (FHA|USDA|VA) 73 $15,035,000 $205,959 $4,784 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $13,210,000 $330,250 $5,287 2.60%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 40 $13,060,000 $326,500 $5,536 3.16%
ALBUQUERQUE, NM (FHA|USDA|VA) 58 $12,920,000 $222,759 $5,393 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 54 $12,810,000 $237,222 $6,126 2.87%
BOULDER, CO (FHA|USDA|VA) 30 $12,550,000 $418,333 $3,630 2.84%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 65 $12,495,000 $192,231 $3,829 3.23%
Bellefontaine, OH (FHA|USDA|VA) 72 $12,480,000 $173,333 $5,109 3.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 64 $12,480,000 $195,000 $4,056 2.96%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 32 $12,160,000 $380,000 $4,276 2.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 50 $12,020,000 $240,400 $4,015 2.98%
Bucyrus-Galion, OH (FHA|USDA|VA) 94 $11,860,000 $126,170 $4,415 3.21%
GREELEY, CO (FHA|USDA|VA) 28 $11,120,000 $397,143 $5,444 3.02%
MORGANTOWN, WV (FHA|USDA|VA) 48 $10,980,000 $228,750 $5,808 3.11%
TUCSON, AZ (FHA|USDA|VA) 35 $10,685,000 $305,286 $5,690 2.86%
Ashland, OH (FHA|USDA|VA) 68 $10,300,000 $151,471 $4,151 3.13%
Sevierville, TN (FHA|USDA|VA) 32 $10,170,000 $317,813 $5,647 3.27%
JACKSON, MI (FHA|USDA|VA) 55 $10,155,000 $184,636 $4,212 3.10%
Athens, OH (FHA|USDA|VA) 68 $10,040,000 $147,647 $3,930 3.26%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 50 $10,040,000 $200,800 $4,022 2.90%
TULSA, OK (FHA|USDA|VA) 61 $10,005,000 $164,016 $5,534 3.13%
Key West, FL (FHA|USDA|VA) 21 $9,895,000 $471,190 $17,118 2.86%
SAGINAW, MI (FHA|USDA|VA) 81 $9,435,000 $116,481 $3,439 3.23%
SALISBURY, MD-DE (FHA|USDA|VA) 37 $9,335,000 $252,297 $4,563 2.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 31 $8,925,000 $287,903 $6,811 2.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 22 $8,850,000 $402,273 $10,720 3.12%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $8,630,000 $359,583 $5,898 3.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 15 $8,415,000 $561,000 $10,015 2.98%
SPRINGFIELD, OH (FHA|USDA|VA) 43 $8,265,000 $192,209 $4,980 3.09%
PUNTA GORDA, FL (FHA|USDA|VA) 37 $8,025,000 $216,892 $4,893 2.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 49 $7,975,000 $162,755 $4,308 3.03%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 41 $7,775,000 $189,634 $4,333 3.23%
HUNTSVILLE, AL (FHA|USDA|VA) 32 $7,590,000 $237,188 $4,127 2.85%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $7,450,000 $532,143 $6,270 3.10%
Zanesville, OH (FHA|USDA|VA) 43 $7,205,000 $167,558 $4,495 3.08%
TOPEKA, KS (FHA|USDA|VA) 47 $7,195,000 $153,085 $3,768 3.18%
Sidney, OH (FHA|USDA|VA) 42 $7,050,000 $167,857 $4,430 3.11%
RICHMOND, VA (FHA|USDA|VA) 26 $7,000,000 $269,231 $5,062 2.83%
SANTA FE, NM (FHA|USDA|VA) 22 $6,790,000 $308,636 $6,145 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 24 $6,550,000 $272,917 $5,069 2.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $6,540,000 $545,000 $4,583 2.77%
ST. CLOUD, MN (FHA|USDA|VA) 35 $6,465,000 $184,714 $3,863 2.64%
Tiffin, OH (FHA|USDA|VA) 46 $6,180,000 $134,348 $4,575 3.25%
PITTSFIELD, MA (FHA|USDA|VA) 20 $6,130,000 $306,500 $3,837 2.74%
Fremont, OH (FHA|USDA|VA) 41 $6,105,000 $148,902 $4,774 3.30%
JOHNSON CITY, TN (FHA|USDA|VA) 30 $6,080,000 $202,667 $3,677 3.10%
WINCHESTER, VA-WV (FHA|USDA|VA) 22 $6,050,000 $275,000 $6,292 2.86%
NILES, MI (FHA|USDA|VA) 32 $6,050,000 $189,063 $3,342 2.85%
Greeneville, TN (FHA|USDA|VA) 29 $6,025,000 $207,759 $3,994 3.02%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $6,000,000 $250,000 $4,481 2.81%
Warsaw, IN (FHA|USDA|VA) 36 $5,990,000 $166,389 $3,374 2.93%
MODESTO, CA (FHA|USDA|VA) 16 $5,910,000 $369,375 $6,318 2.80%
GETTYSBURG, PA (FHA|USDA|VA) 26 $5,770,000 $221,923 $5,973 2.83%
MERCED, CA (FHA|USDA|VA) 21 $5,765,000 $274,524 $4,835 2.97%
New Castle, PA (FHA|USDA|VA) 37 $5,635,000 $152,297 $5,984 3.02%
Urbana, OH (FHA|USDA|VA) 32 $5,570,000 $174,063 $4,975 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,560,000 $347,500 $3,231 2.75%
Garden City, KS (FHA|USDA|VA) 24 $5,480,000 $228,333 $6,384 2.96%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 41 $5,335,000 $130,122 $4,604 3.30%
OCEAN CITY, NJ (FHA|USDA|VA) 17 $5,305,000 $312,059 $5,881 2.78%
EVANSVILLE, IN-KY (FHA|USDA|VA) 33 $5,305,000 $160,758 $3,574 2.98%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 31 $5,275,000 $170,161 $3,674 3.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 12 $5,130,000 $427,500 $10,152 2.50%
LAREDO, TX (FHA|USDA|VA) 24 $5,050,000 $210,417 $6,076 2.76%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $5,040,000 $315,000 $6,631 2.96%
READING, PA (FHA|USDA|VA) 26 $4,990,000 $191,923 $5,124 3.10%
Marion, IN (FHA|USDA|VA) 40 $4,950,000 $123,750 $3,075 3.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,910,000 $306,875 $6,013 3.01%
CHARLESTON, WV (FHA|USDA|VA) 35 $4,895,000 $139,857 $3,173 3.20%
Sanford, NC (FHA|USDA|VA) 20 $4,880,000 $244,000 $6,176 3.03%
MUSKEGON, MI (FHA|USDA|VA) 31 $4,865,000 $156,935 $3,774 3.18%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 22 $4,840,000 $220,000 $3,741 3.12%
Angola, IN (FHA|USDA|VA) 27 $4,815,000 $178,333 $3,287 3.04%
Picayune, MS (FHA|USDA|VA) 27 $4,805,000 $177,963 $4,320 3.05%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 17 $4,705,000 $276,765 $4,592 2.88%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $4,580,000 $381,667 $4,383 3.00%
Meadville, PA (FHA|USDA|VA) 32 $4,540,000 $141,875 $5,063 3.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 21 $4,515,000 $215,000 $4,565 3.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 26 $4,510,000 $173,462 $3,550 3.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $4,490,000 $280,625 $4,436 2.71%
SPARTANBURG, SC (FHA|USDA|VA) 23 $4,455,000 $193,696 $3,896 2.91%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 18 $4,360,000 $242,222 $4,985 3.06%
Harrison, AR (FHA|USDA|VA) 25 $4,225,000 $169,000 $3,097 2.95%
Lumberton, NC (FHA|USDA|VA) 20 $4,160,000 $208,000 $4,667 3.04%
MIDLAND, MI (FHA|USDA|VA) 31 $4,045,000 $130,484 $3,270 3.14%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 21 $3,995,000 $190,238 $3,915 2.68%
Wilmington, OH (FHA|USDA|VA) 27 $3,935,000 $145,741 $4,334 3.17%
Alma, MI (FHA|USDA|VA) 29 $3,905,000 $134,655 $4,204 3.32%
LEBANON, PA (FHA|USDA|VA) 18 $3,840,000 $213,333 $7,182 3.05%
HOT SPRINGS, AR (FHA|USDA|VA) 23 $3,835,000 $166,739 $3,314 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 17 $3,645,000 $214,412 $4,252 3.04%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,545,000 $322,273 $9,012 3.00%
DOVER, DE (FHA|USDA|VA) 15 $3,515,000 $234,333 $4,660 2.89%
Indiana, PA (FHA|USDA|VA) 23 $3,405,000 $148,043 $5,957 3.07%
Coshocton, OH (FHA|USDA|VA) 25 $3,405,000 $136,200 $4,486 3.21%
Brevard, NC (FHA|USDA|VA) 12 $3,370,000 $280,833 $5,071 3.05%
Hobbs, NM (FHA|USDA|VA) 13 $3,285,000 $252,692 $7,559 3.18%
TYLER, TX (FHA|USDA|VA) 14 $3,270,000 $233,571 $6,211 2.86%
GREENVILLE, NC (FHA|USDA|VA) 17 $3,255,000 $191,471 $3,784 2.87%
LIMA, OH (FHA|USDA|VA) 18 $3,180,000 $176,667 $4,960 3.33%
LAWRENCE, KS (FHA|USDA|VA) 16 $3,170,000 $198,125 $3,593 3.03%
Palatka, FL (FHA|USDA|VA) 18 $3,160,000 $175,556 $5,962 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $3,125,000 $284,091 $2,992 2.85%
SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $3,120,000 $312,000 $6,560 3.20%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,080,000 $308,000 $6,788 2.84%
Warrensburg, MO (FHA|USDA|VA) 15 $3,075,000 $205,000 $3,660 3.12%
Huntington, IN (FHA|USDA|VA) 25 $3,035,000 $121,400 $3,425 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 11 $3,025,000 $275,000 $4,720 2.94%
DOTHAN, AL (FHA|USDA|VA) 13 $3,005,000 $231,154 $5,200 2.91%
COLUMBIA, SC (FHA|USDA|VA) 13 $2,975,000 $228,846 $5,068 2.72%
Mount Pleasant, MI (FHA|USDA|VA) 17 $2,965,000 $174,412 $3,415 3.18%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $2,955,000 $328,333 $5,365 3.01%
Ottawa, KS (FHA|USDA|VA) 17 $2,895,000 $170,294 $3,790 3.26%
Cambridge, OH (FHA|USDA|VA) 19 $2,895,000 $152,368 $3,795 2.80%
LAS CRUCES, NM (FHA|USDA|VA) 9 $2,845,000 $316,111 $9,480 2.86%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,795,000 $254,091 $5,298 2.94%
Kendallville, IN (FHA|USDA|VA) 18 $2,740,000 $152,222 $3,269 2.99%
ALTOONA, PA (FHA|USDA|VA) 23 $2,735,000 $118,913 $4,575 2.70%
Dodge City, KS (FHA|USDA|VA) 14 $2,700,000 $192,857 $5,752 2.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 20 $2,670,000 $133,500 $4,679 3.43%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,630,000 $657,500 $5,761 2.97%
FORT SMITH, AR-OK (FHA|USDA|VA) 18 $2,630,000 $146,111 $4,864 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $2,610,000 $217,500 $4,694 2.84%
VICTORIA, TX (FHA|USDA|VA) 13 $2,605,000 $200,385 $5,106 3.45%
LINCOLN, NE (FHA|USDA|VA) 11 $2,595,000 $235,909 $2,651 2.78%
MONTGOMERY, AL (FHA|USDA|VA) 11 $2,575,000 $234,091 $4,715 2.77%
Hillsdale, MI (FHA|USDA|VA) 18 $2,570,000 $142,778 $4,095 3.10%
Ada, OK (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,857 3.13%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,840 2.96%
EAU CLAIRE, WI (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,267 3.01%
Auburn, IN (FHA|USDA|VA) 15 $2,515,000 $167,667 $3,312 3.26%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 15 $2,455,000 $163,667 $5,530 3.40%
Big Rapids, MI (FHA|USDA|VA) 12 $2,450,000 $204,167 $4,976 3.34%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 14 $2,440,000 $174,286 $3,983 3.40%
VALDOSTA, GA (FHA|USDA|VA) 11 $2,425,000 $220,455 $5,042 3.02%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $2,415,000 $483,000 $2,876 2.50%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,400,000 $400,000 $5,289 2.77%
Marietta, OH (FHA|USDA|VA) 15 $2,375,000 $158,333 $4,592 2.94%
Jackson, OH (FHA|USDA|VA) 15 $2,375,000 $158,333 $4,117 3.13%
BAY CITY, MI (FHA|USDA|VA) 18 $2,370,000 $131,667 $4,144 3.09%
Show Low, AZ (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,864 3.16%
PUEBLO, CO (FHA|USDA|VA) 9 $2,315,000 $257,222 $7,085 3.29%
Oil City, PA (FHA|USDA|VA) 15 $2,255,000 $150,333 $4,838 3.21%
WACO, TX (FHA|USDA|VA) 6 $2,210,000 $368,333 $6,318 2.92%
Washington Court House, OH (FHA|USDA|VA) 15 $2,185,000 $145,667 $4,746 3.09%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $2,180,000 $218,000 $5,117 2.96%
COLUMBIA, MO (FHA|USDA|VA) 10 $2,150,000 $215,000 $2,925 3.10%
Cadillac, MI (FHA|USDA|VA) 13 $2,135,000 $164,231 $3,761 3.28%
Athens, TX (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,974 3.00%
Marion, NC (FHA|USDA|VA) 9 $2,105,000 $233,889 $5,544 3.18%
Tifton, GA (FHA|USDA|VA) 11 $2,095,000 $190,455 $4,972 2.67%
JEFFERSON CITY, MO (FHA|USDA|VA) 15 $2,075,000 $138,333 $4,577 3.35%
MIDLAND, TX (FHA|USDA|VA) 5 $1,985,000 $397,000 $5,776 3.05%
Fairmont, WV (FHA|USDA|VA) 12 $1,950,000 $162,500 $6,736 3.10%
Huntsville, TX (FHA|USDA|VA) 8 $1,930,000 $241,250 $6,022 3.20%
Salem, OH (FHA|USDA|VA) 13 $1,875,000 $144,231 $3,357 2.87%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,760 3.29%
CaƱon City, CO (FHA|USDA|VA) 7 $1,825,000 $260,714 $4,641 2.96%
Maysville, KY (FHA|USDA|VA) 12 $1,810,000 $150,833 $3,898 3.22%
SHEBOYGAN, WI (FHA|USDA|VA) 7 $1,775,000 $253,571 $3,588 3.39%
Forest City, NC (FHA|USDA|VA) 6 $1,760,000 $293,333 $5,138 3.02%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,623 2.89%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,923 2.70%
Salina, KS (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,146 3.16%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,760 2.70%
TEXARKANA, TX-AR (FHA|USDA|VA) 9 $1,715,000 $190,556 $4,337 3.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,695,000 $188,333 $4,859 3.46%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,444 3.20%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,389 2.70%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,630,000 $271,667 $4,867 3.02%
Decatur, IN (FHA|USDA|VA) 9 $1,625,000 $180,556 $4,270 3.21%
Shawnee, OK (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,344 3.01%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $1,610,000 $201,250 $5,396 3.19%
West Plains, MO (FHA|USDA|VA) 10 $1,570,000 $157,000 $2,666 3.35%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,998 2.69%
Cullowhee, NC (FHA|USDA|VA) 4 $1,530,000 $382,500 $3,507 3.03%
Atchison, KS (FHA|USDA|VA) 11 $1,495,000 $135,909 $3,340 3.52%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,490,000 $248,333 $6,146 2.63%
REDDING, CA (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,993 2.59%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,379 2.70%
HAMMOND, LA (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,032 2.58%
Point Pleasant, WV-OH (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,784 3.39%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,400,000 $350,000 $4,812 3.25%
Willmar, MN (FHA|USDA|VA) 7 $1,395,000 $199,286 $4,574 2.63%
Clarksburg, WV (FHA|USDA|VA) 7 $1,385,000 $197,857 $7,474 3.05%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,380,000 $345,000 $8,696 3.16%
Jefferson, GA (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,155 3.20%
JOHNSTOWN, PA (FHA|USDA|VA) 13 $1,365,000 $105,000 $4,248 2.72%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,695 2.77%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,777 2.63%
Alpena, MI (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,817 3.40%
Newport, TN (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,840 3.46%
Sturgis, MI (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,972 2.83%
Arcadia, FL (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,396 2.92%
Wabash, IN (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,189 3.11%
RACINE, WI (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,639 3.08%
Newberry, SC (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,679 2.93%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,910 3.06%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,785 2.77%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $1,205,000 $401,667 $10,292 2.46%
Mount Pleasant, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,802 2.88%
STAUNTON, VA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,404 3.08%
WICHITA, KS (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,702 2.30%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,276 2.85%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,944 2.92%
BEND, OR (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,714 3.08%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,125,000 $160,714 $2,659 2.93%
Portsmouth, OH (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,762 3.29%
Seneca, SC (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,229 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,901 2.88%
YUMA, AZ (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,393 2.63%
RENO, NV (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,866 2.54%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,015,000 $338,333 $10,315 2.88%
ROANOKE, VA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,161 2.97%
Crawfordsville, IN (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,084 3.29%
Durango, CO (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,993 2.63%
Whitewater, WI (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,112 3.34%
VALLEJO, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $7,420 2.50%
EspaƱola, NM (FHA|USDA|VA) 4 $980,000 $245,000 $8,494 3.22%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $970,000 $242,500 $2,994 2.81%
COLUMBUS, IN (FHA|USDA|VA) 3 $945,000 $315,000 $6,727 2.79%
Bluffton, IN (FHA|USDA|VA) 7 $935,000 $133,571 $3,285 3.16%
Emporia, KS (FHA|USDA|VA) 7 $925,000 $132,143 $4,617 3.11%
ENID, OK (FHA|USDA|VA) 3 $915,000 $305,000 $7,328 2.50%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $915,000 $305,000 $2,679 2.58%
PEORIA, IL (FHA|USDA|VA) 3 $915,000 $305,000 $4,896 2.67%
Pottsville, PA (FHA|USDA|VA) 7 $905,000 $129,286 $4,780 2.98%
Plymouth, IN (FHA|USDA|VA) 5 $895,000 $179,000 $4,097 2.93%
Stillwater, OK (FHA|USDA|VA) 5 $895,000 $179,000 $4,660 3.08%
Frankfort, KY (FHA|USDA|VA) 5 $865,000 $173,000 $4,708 2.85%
MONROE, LA (FHA|USDA|VA) 4 $860,000 $215,000 $5,711 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $855,000 $285,000 $6,886 2.58%
Washington, NC (FHA|USDA|VA) 5 $855,000 $171,000 $4,747 3.10%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $850,000 $106,250 $3,373 3.56%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $845,000 $169,000 $4,150 2.68%
DULUTH, MN-WI (FHA|USDA|VA) 8 $840,000 $105,000 $2,969 2.83%
Ardmore, OK (FHA|USDA|VA) 4 $830,000 $207,500 $4,829 2.75%
Bardstown, KY (FHA|USDA|VA) 5 $825,000 $165,000 $4,823 3.08%
Ozark, AL (FHA|USDA|VA) 2 $820,000 $410,000 $8,542 2.88%
Edwards, CO (FHA|USDA|VA) 1 $815,000 $815,000 $3,346 3.25%
Breckenridge, CO (FHA|USDA|VA) 3 $815,000 $271,667 $3,877 2.75%
MADERA, CA (FHA|USDA|VA) 3 $815,000 $271,667 $3,575 2.88%
Marquette, MI (FHA|USDA|VA) 4 $810,000 $202,500 $4,729 2.91%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $810,000 $405,000 $3,088 2.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $800,000 $400,000 $4,060 2.56%
Greenville, OH (FHA|USDA|VA) 5 $795,000 $159,000 $3,660 2.98%
Georgetown, SC (FHA|USDA|VA) 3 $795,000 $265,000 $5,276 2.83%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $775,000 $155,000 $2,858 2.75%
Somerset, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,315 3.55%
Moultrie, GA (FHA|USDA|VA) 4 $770,000 $192,500 $4,997 2.81%
Fort Morgan, CO (FHA|USDA|VA) 3 $765,000 $255,000 $1,759 3.42%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $765,000 $255,000 $3,201 2.42%
Steamboat Springs, CO (FHA|USDA|VA) 2 $760,000 $380,000 $3,946 2.81%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $760,000 $190,000 $6,765 3.19%
Muscatine, IA (FHA|USDA|VA) 6 $750,000 $125,000 $3,815 3.65%
Alexander City, AL (FHA|USDA|VA) 2 $750,000 $375,000 $3,036 3.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $740,000 $370,000 $2,186 2.25%
Kerrville, TX (FHA|USDA|VA) 2 $740,000 $370,000 $8,703 3.06%
Coldwater, MI (FHA|USDA|VA) 6 $740,000 $123,333 $3,686 3.06%
Shelbyville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $4,410 3.08%
Cullman, AL (FHA|USDA|VA) 3 $735,000 $245,000 $7,287 2.58%
JACKSON, MS (FHA|USDA|VA) 2 $730,000 $365,000 $6,467 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $730,000 $182,500 $2,721 2.66%
Clovis, NM (FHA|USDA|VA) 3 $725,000 $241,667 $7,336 2.42%
Crossville, TN (FHA|USDA|VA) 4 $710,000 $177,500 $3,431 3.13%
KOKOMO, IN (FHA|USDA|VA) 5 $695,000 $139,000 $3,805 3.13%
Waycross, GA (FHA|USDA|VA) 1 $695,000 $695,000 $4,613 2.75%
Dayton, TN (FHA|USDA|VA) 2 $680,000 $340,000 $5,056 3.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $680,000 $340,000 $4,923 3.94%
Minden, LA (FHA|USDA|VA) 4 $680,000 $170,000 $5,670 3.34%
LYNCHBURG, VA (FHA|USDA|VA) 2 $680,000 $340,000 $3,687 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $660,000 $330,000 $2,274 2.81%
Sterling, CO (FHA|USDA|VA) 3 $655,000 $218,333 $2,831 2.67%
Pahrump, NV (FHA|USDA|VA) 2 $650,000 $325,000 $9,453 3.25%
Albemarle, NC (FHA|USDA|VA) 2 $650,000 $325,000 $8,645 2.25%
FRESNO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $5,982 2.94%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $645,000 $215,000 $5,100 3.13%
Granbury, TX (FHA|USDA|VA) 2 $640,000 $320,000 $6,471 2.69%
Warren, PA (FHA|USDA|VA) 4 $640,000 $160,000 $4,619 3.44%
Mount Airy, NC (FHA|USDA|VA) 4 $620,000 $155,000 $4,496 2.88%
LAWTON, OK (FHA|USDA|VA) 4 $620,000 $155,000 $3,789 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,227 2.58%
ABILENE, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,670 2.33%
Boone, NC (FHA|USDA|VA) 4 $610,000 $152,500 $4,369 3.00%
VISALIA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $4,108 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $595,000 $198,333 $6,101 2.71%
Stephenville, TX (FHA|USDA|VA) 2 $590,000 $295,000 $7,390 3.31%
Fernley, NV (FHA|USDA|VA) 2 $570,000 $285,000 $3,939 2.94%
Altus, OK (FHA|USDA|VA) 2 $570,000 $285,000 $7,639 2.25%
Montrose, CO (FHA|USDA|VA) 1 $565,000 $565,000 $21,354 2.25%
Cookeville, TN (FHA|USDA|VA) 3 $565,000 $188,333 $6,198 3.33%
St. Marys, GA (FHA|USDA|VA) 2 $560,000 $280,000 $5,443 3.19%
Centralia, WA (FHA|USDA|VA) 2 $560,000 $280,000 $3,382 3.25%
Madison, IN (FHA|USDA|VA) 3 $555,000 $185,000 $3,347 2.71%
Henderson, NC (FHA|USDA|VA) 3 $555,000 $185,000 $5,908 2.96%
Malvern, AR (FHA|USDA|VA) 4 $550,000 $137,500 $3,821 3.03%
Lewisburg, PA (FHA|USDA|VA) 3 $545,000 $181,667 $7,127 2.04%
BELLINGHAM, WA (FHA|USDA|VA) 1 $545,000 $545,000 $1,910 2.25%
ALBANY, GA (FHA|USDA|VA) 6 $540,000 $90,000 $3,286 3.08%
Alamogordo, NM (FHA|USDA|VA) 3 $535,000 $178,333 $5,828 2.79%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $535,000 $178,333 $2,735 2.96%
MISSOULA, MT (FHA|USDA|VA) 1 $535,000 $535,000 $4,322 2.25%
JOPLIN, MO (FHA|USDA|VA) 2 $530,000 $265,000 $6,795 2.75%
Mount Sterling, KY (FHA|USDA|VA) 4 $530,000 $132,500 $4,783 3.03%
Selinsgrove, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,880 2.92%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $525,000 $175,000 $2,411 3.13%
MANHATTAN, KS (FHA|USDA|VA) 2 $520,000 $260,000 $4,103 3.19%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $515,000 $515,000 $4,581 2.88%
Rolla, MO (FHA|USDA|VA) 3 $515,000 $171,667 $3,614 3.08%
Richmond-Berea, KY (FHA|USDA|VA) 2 $510,000 $255,000 $4,789 2.94%
Beaver Dam, WI (FHA|USDA|VA) 4 $500,000 $125,000 $3,531 3.47%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,408 3.56%
Branson, MO (FHA|USDA|VA) 3 $485,000 $161,667 $3,322 3.33%
CLEVELAND, TN (FHA|USDA|VA) 2 $480,000 $240,000 $2,783 2.81%
Los Alamos, NM (FHA|USDA|VA) 1 $475,000 $475,000 $8,974 3.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $475,000 $158,333 $6,091 3.63%
Opelousas, LA (FHA|USDA|VA) 3 $465,000 $155,000 $5,889 3.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $465,000 $465,000 $2,512 3.00%
Madisonville, KY (FHA|USDA|VA) 1 $455,000 $455,000 $5,055 3.00%
Baraboo, WI (FHA|USDA|VA) 3 $455,000 $151,667 $2,820 2.88%
FARMINGTON, NM (FHA|USDA|VA) 2 $450,000 $225,000 $4,526 2.75%
Farmington, MO (FHA|USDA|VA) 2 $450,000 $225,000 $4,426 2.75%
YUBA CITY, CA (FHA|USDA|VA) 2 $450,000 $225,000 $2,928 2.31%
Easton, MD (FHA|USDA|VA) 2 $450,000 $225,000 $2,971 2.69%
Hutchinson, MN (FHA|USDA|VA) 1 $445,000 $445,000 $5,598 2.75%
Scottsburg, IN (FHA|USDA|VA) 2 $440,000 $220,000 $4,415 2.88%
Wapakoneta, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,858 3.44%
Huntingdon, PA (FHA|USDA|VA) 3 $435,000 $145,000 $5,990 2.67%
BOISE CITY, ID (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.50%
Morgan City, LA (FHA|USDA|VA) 4 $420,000 $105,000 $3,471 2.50%
Celina, OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,366 3.25%
Marshall, MO (FHA|USDA|VA) 1 $415,000 $415,000 $2,862 2.25%
Jacksonville, TX (FHA|USDA|VA) 4 $410,000 $102,500 $3,185 3.00%
DuBois, PA (FHA|USDA|VA) 3 $405,000 $135,000 $5,047 3.38%
Las Vegas, NM (FHA|USDA|VA) 3 $405,000 $135,000 $5,847 2.79%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $405,000 $405,000 $4,024 2.88%
Concord, NH (FHA|USDA|VA) 1 $405,000 $405,000 $3,577 2.25%
Burlington, IA-IL (FHA|USDA|VA) 3 $405,000 $135,000 $4,235 3.29%
Pittsburg, KS (FHA|USDA|VA) 2 $400,000 $200,000 $3,938 3.31%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,325 2.25%
MUNCIE, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,491 2.92%
ROME, GA (FHA|USDA|VA) 1 $395,000 $395,000 $17,826 2.75%
Lufkin, TX (FHA|USDA|VA) 2 $390,000 $195,000 $6,011 3.31%
Kinston, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,013 2.94%
Grand Rapids, MN (FHA|USDA|VA) 2 $390,000 $195,000 $3,706 3.00%
Susanville, CA (FHA|USDA|VA) 1 $385,000 $385,000 $5,614 3.75%
Ponca City, OK (FHA|USDA|VA) 3 $385,000 $128,333 $3,781 3.42%
Moses Lake, WA (FHA|USDA|VA) 1 $375,000 $375,000 $4,458 2.25%
Port Angeles, WA (FHA|USDA|VA) 1 $375,000 $375,000 $4,087 2.75%
AMARILLO, TX (FHA|USDA|VA) 3 $375,000 $125,000 $4,100 3.21%
Paris, TN (FHA|USDA|VA) 2 $370,000 $185,000 $2,718 3.25%
Muskogee, OK (FHA|USDA|VA) 2 $370,000 $185,000 $6,633 3.63%
Woodward, OK (FHA|USDA|VA) 4 $370,000 $92,500 $5,033 3.06%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $370,000 $185,000 $4,175 2.94%
Brenham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $2,961 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $3,324 3.25%
Ottawa, IL (FHA|USDA|VA) 2 $350,000 $175,000 $4,867 3.25%
Payson, AZ (FHA|USDA|VA) 1 $345,000 $345,000 $10,594 3.25%
SALINAS, CA (FHA|USDA|VA) 1 $345,000 $345,000 $3,376 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $335,000 $335,000 $11,112 2.25%
Vincennes, IN (FHA|USDA|VA) 3 $335,000 $111,667 $2,218 3.38%
Bonham, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,094 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $335,000 $335,000 $2,501 2.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $10,131 2.88%
Mexico, MO (FHA|USDA|VA) 3 $335,000 $111,667 $4,031 3.00%
LaGrange, GA-AL (FHA|USDA|VA) 2 $330,000 $165,000 $5,587 3.31%
Del Rio, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,029 2.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $315,000 $315,000 $6,030 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $3,233 2.25%
St. Marys, PA (FHA|USDA|VA) 1 $305,000 $305,000 $12,322 3.13%
Bemidji, MN (FHA|USDA|VA) 1 $305,000 $305,000 $3,025 2.63%
Cambridge, MD (FHA|USDA|VA) 1 $305,000 $305,000 $10,119 3.38%
Zapata, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,136 2.38%
North Wilkesboro, NC (FHA|USDA|VA) 2 $300,000 $150,000 $3,045 2.94%
Jasper, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,607 2.94%
CHEYENNE, WY (FHA|USDA|VA) 1 $295,000 $295,000 $9,460 2.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.25%
Frankfort, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,327 3.75%
Maryville, MO (FHA|USDA|VA) 2 $290,000 $145,000 $3,251 3.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $285,000 $285,000 $3,633 2.88%
Fredericksburg, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,697 2.88%
ROCHESTER, MN (FHA|USDA|VA) 2 $280,000 $140,000 $3,075 2.69%
Escanaba, MI (FHA|USDA|VA) 3 $275,000 $91,667 $3,135 3.17%
Bogalusa, LA (FHA|USDA|VA) 1 $275,000 $275,000 $4,128 3.25%
Taos, NM (FHA|USDA|VA) 2 $270,000 $135,000 $5,627 3.19%
Seymour, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,059 2.75%
AMES, IA (FHA|USDA|VA) 2 $270,000 $135,000 $6,504 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,005 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $265,000 $265,000 $4,846 2.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,500 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $260,000 $130,000 $3,259 3.50%
Ludington, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,384 3.00%
Gainesville, TX (FHA|USDA|VA) 2 $260,000 $130,000 $2,997 3.06%
Calhoun, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,699 2.81%
Enterprise, AL (FHA|USDA|VA) 1 $255,000 $255,000 $3,363 2.88%
Craig, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,281 2.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $255,000 $255,000 $13,187 3.00%
Richmond, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,148 3.31%
Gaffney, SC (FHA|USDA|VA) 1 $245,000 $245,000 $2,846 2.88%
Sayre, PA (FHA|USDA|VA) 1 $245,000 $245,000 $8,247 2.00%
Thomasville, GA (FHA|USDA|VA) 2 $240,000 $120,000 $2,143 3.25%
DECATUR, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,148 3.25%
MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,641 2.25%
Portales, NM (FHA|USDA|VA) 1 $235,000 $235,000 $6,908 2.25%
ODESSA, TX (FHA|USDA|VA) 2 $230,000 $115,000 $1,602 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $225,000 $225,000 $2,823 2.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $220,000 $110,000 $4,471 3.44%
Safford, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $9,156 2.88%
Columbus, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,388 2.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,482 2.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,356 3.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $205,000 $205,000 $2,501 3.13%
Quincy, IL-MO (FHA|USDA|VA) 1 $205,000 $205,000 $5,165 2.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,804 3.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,705 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,262 3.38%
Troy, AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,098 2.38%
APPLETON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,204 3.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,668 3.25%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,358 2.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,004 2.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $3,890 3.13%
GADSDEN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,267 2.50%
Searcy, AR (FHA|USDA|VA) 1 $195,000 $195,000 $6,643 3.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $190,000 $95,000 $4,900 3.56%
Hutchinson, KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,531 3.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,067 2.25%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,315 2.50%
Defiance, OH (FHA|USDA|VA) 2 $180,000 $90,000 $3,246 2.81%
SUMTER, SC (FHA|USDA|VA) 2 $180,000 $90,000 $4,039 3.06%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,323 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,641 2.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $165,000 $165,000 $5,479 2.75%
Great Bend, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,753 3.88%
MOBILE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,861 3.25%
Clewiston, FL (FHA|USDA|VA) 1 $155,000 $155,000 $6,620 3.25%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,852 3.38%
Jasper, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,272 2.88%
Durant, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,523 3.25%
Bedford, IN (FHA|USDA|VA) 2 $150,000 $75,000 $4,443 3.94%
Liberal, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,304 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,681 3.25%
Fort Polk South, LA (FHA|USDA|VA) 1 $145,000 $145,000 $7,687 3.13%
BECKLEY, WV (FHA|USDA|VA) 1 $145,000 $145,000 $3,459 2.88%
Sedalia, MO (FHA|USDA|VA) 2 $140,000 $70,000 $2,121 3.13%
Peru, IN (FHA|USDA|VA) 2 $140,000 $70,000 $1,978 3.69%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,718 3.25%
Glasgow, KY (FHA|USDA|VA) 1 $135,000 $135,000 $7,074 3.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,761 3.38%
Menomonie, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,916 3.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $135,000 $135,000 $673 2.88%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $2,818 3.38%
London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,430 2.50%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,243 2.75%
Oxford, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,097 3.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,377 2.13%
Duncan, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,161 3.38%
FARGO, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,390 2.50%
Brainerd, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,328 3.25%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,225 2.25%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,131 2.75%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,690 3.25%
Hannibal, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,496 3.13%
Elkins, WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,679 3.13%
Danville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,712 2.88%
Bartlesville, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,286 3.50%
Corsicana, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,533 3.75%
Manitowoc, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,593 3.50%
Magnolia, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,877 2.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,531 3.38%
Snyder, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,022 3.38%
Toccoa, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,649 3.13%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $3,011 3.25%
Dixon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,079 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $85,000 $85,000 $4,493 2.75%
Sterling, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,504 3.25%
Connersville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,393 4.00%
Clinton, IA (FHA|USDA|VA) 1 $75,000 $75,000 $1,873 3.25%
FLORENCE, SC (FHA|USDA|VA) 1 $65,000 $65,000 $2,760 2.25%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,127 3.50%
Hastings, NE (FHA|USDA|VA) 1 $65,000 $65,000 $3,178 3.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $65,000 $65,000 $2,820 3.00%
Somerset, KY (FHA|USDA|VA) 1 $45,000 $45,000 $3,675 4.13%
Union Home Mortgage Corp.'s top markets include Chicago, Columbus, Detroit, Washington, and Cleveland among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 30,649 $7,107,175,000 $231,889 $4,001 3.07%
    FHA 4,787 $911,475,000 $190,406 $7,477 3.22%
    VA 4,103 $1,156,375,000 $281,836 $6,271 2.66%
    USDA 1,769 $283,225,000 $160,105 $5,225 2.88%

    For 2021, Union Home Mortgage Corp.'s most frequently originated type of loan was Conventional, with 30,649 originations. Their 2nd most popular type was FHA, with 4,787 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 21,911 $5,122,535,000 $233,788 $5,555 3.16%
    Refi 13,292 $2,919,280,000 $219,627 $3,546 2.80%
    Cash Out Refi 5,306 $1,239,010,000 $233,511 $4,256 3.09%
    Home Improvement 799 $177,425,000 $222,059 $4,009 3.09%

    For 2021, Union Home Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 21,911 originations. The 2nd most popular reason was Refi, with 13,292 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 33,515 $7,876,685,000 $235,020 $4,897 3.12%
    15 Year 4,147 $828,795,000 $199,854 $3,467 2.49%
    20 Year 1,886 $394,550,000 $209,199 $3,586 2.87%
    Other 854 $172,740,000 $202,272 $3,598 2.86%
    10 Year 493 $67,375,000 $136,663 $2,980 2.39%
    30+ year 335 $117,545,000 $350,881 $10,598 3.34%
    5 Year 77 $555,000 $7,208 $1 0.00%
    3 Year 1 $5,000 $5,000 $0 0.00%

    For 2021, Union Home Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 33,515 originations. The 2nd most popular length was 15 Year, with 4,147 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 25,700 $5,768,010,000 $224,436
    $2k-3k 5,238 $1,128,370,000 $215,420
    $<1k 4,467 $1,013,745,000 $226,941
    $3k-4k 2,324 $560,270,000 $241,080
    $5k+ 1,446 $516,480,000 $357,178
    $4k-5k 1,062 $292,910,000 $275,810

    Union Home Mortgage Corp.'s average total fees were $4,897, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 25,700 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 18,727 $4,007,775,000 $214,011
    2.5-3% 14,805 $3,672,165,000 $248,035
    <2.5% 6,452 $1,612,200,000 $249,876
    4-5% 1,002 $162,090,000 $161,766
    5-6% 22 $1,820,000 $82,727

    During 2021, Union Home Mortgage Corp.'s average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 3-4%, with 18,727 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 16,490 $2,482,650,000 $150,555 $4,111 3.08%
    $200k-400k 16,473 $4,564,025,000 $277,061 $5,168 3.00%
    $100,000 or less 4,148 $305,190,000 $73,575 $3,369 3.20%
    $400k-600k 3,791 $1,804,925,000 $476,108 $5,983 2.85%
    $600k-1MM 381 $267,205,000 $701,325 $7,827 2.87%
    $1MM+ 25 $34,255,000 $1,370,200 $13,177 2.92%

    2021 saw Union Home Mortgage Corp. place emphasis on $100k-200k loans with 16,490 originations, totaling $2,482,650,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 10,590 $1,983,870,000 $187,334 $4,654 3.09%
    $50k or less 8,260 $1,101,160,000 $133,312 $4,278 3.14%
    $100k-150k 7,935 $2,241,455,000 $282,477 $4,942 3.02%
    $75k-100k 7,222 $1,693,000,000 $234,423 $4,928 3.05%
    $150k-250k 4,293 $1,500,625,000 $349,552 $5,105 2.97%
    $250k+ 1,252 $511,450,000 $408,506 $5,020 2.92%

    Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 10,590 originations. The second most popular income band? $50k or less, with 8,260 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 9,411 $2,098,885,000 $223,025 $4,326 3.01%
    30-36% 7,982 $1,803,090,000 $225,895 $4,617 3.08%
    <20% 3,266 $709,020,000 $217,091 $3,942 2.91%
    41% 1,599 $362,005,000 $226,395 $4,853 3.15%
    42% 1,594 $369,150,000 $231,587 $5,045 3.13%
    40% 1,549 $351,995,000 $227,240 $4,920 3.13%
    39% 1,528 $348,050,000 $227,781 $4,827 3.14%
    38% 1,506 $345,480,000 $229,402 $4,714 3.11%
    44% 1,503 $359,745,000 $239,351 $4,899 3.13%
    36% 1,477 $339,635,000 $229,949 $4,811 3.11%
    43% 1,465 $344,955,000 $235,464 $5,012 3.11%
    37% 1,444 $326,770,000 $226,295 $4,714 3.11%
    50-60% 1,027 $254,605,000 $247,911 $7,873 2.95%
    45% 964 $239,670,000 $248,620 $5,229 3.09%
    46% 831 $194,195,000 $233,688 $5,173 3.08%
    49% 820 $207,000,000 $252,439 $5,496 3.06%
    47% 801 $190,225,000 $237,484 $5,242 3.11%
    48% 730 $182,590,000 $250,123 $5,401 3.06%
    >60% 37 $12,115,000 $327,432 $11,204 2.74%

    Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 9,411 originations. The next most common DTI ratio? 30-36%, with 7,982 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 34,433 $7,667,885,000 $222,690 $4,645 3.04%
    Asian 2,114 $647,620,000 $306,348 $4,302 2.90%
    Not provided 2,255 $588,355,000 $260,911 $4,889 2.97%
    Black 2,245 $491,095,000 $218,751 $5,572 3.13%
    American Indian 184 $44,240,000 $240,435 $5,080 3.07%
    Native Hawaiian or Islander 53 $12,335,000 $232,736 $5,158 2.98%
    Asian Indian 8 $2,770,000 $346,250 $7,421 2.69%
    Filipino 5 $1,625,000 $325,000 $7,573 2.70%
    Chinese 1 $675,000 $675,000 $4,741 2.75%
    Japanese 2 $450,000 $225,000 $4,214 3.13%
    Other Pacific Islander 2 $370,000 $185,000 $5,073 3.06%
    Other Asian 3 $355,000 $118,333 $4,553 3.71%
    Vietnamese 1 $185,000 $185,000 $2,388 3.00%
    Korean 1 $165,000 $165,000 $6,237 2.50%
    Native Hawaiian 1 $125,000 $125,000 $3,189 2.88%

    Approval Rates

    Total approvals of all applications
    98.56%

    Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    90.47%

    Union Home Mortgage Corp. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 41,308 $9,458,250,000 $228,969

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    41,308 $9,458,250,000 $228,969

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 531 $90,585,000 $170,593 $3,696 2.81%
    40-60% 1,879 $383,435,000 $204,063 $4,029 2.93%
    60-80% 7,919 $1,872,315,000 $236,433 $4,502 3.18%
    80-100% 17,971 $4,142,895,000 $230,532 $5,492 3.15%
    Over 100% 730 $222,250,000 $304,452 $12,172 2.79%
    Under 20% 332 $5,490,000 $16,536 $1,726 3.25%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Union Home Mortgage Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 8.0%
    Union Home Mortgage Corp Conventional home mortgage Closing on a mortgage 1 4.0%
    Union Home Mortgage Corp Conventional home mortgage Improper use of your report 1 4.0%
    Union Home Mortgage Corp Conventional home mortgage Struggling to pay mortgage 1 4.0%
    Union Home Mortgage Corp Conventional home mortgage Trouble during payment process 13 52.0%
    Union Home Mortgage Corp FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.0%
    Union Home Mortgage Corp FHA mortgage Closing on a mortgage 1 4.0%
    Union Home Mortgage Corp FHA mortgage Struggling to pay mortgage 3 12.0%
    Union Home Mortgage Corp FHA mortgage Trouble during payment process 1 4.0%
    Union Home Mortgage Corp VA mortgage Closing on a mortgage 1 4.0%