Finance Of America Reverse Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300S5YL3OH0IVCS62

Tax ID: 20-0304793

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Finance Of America Reverse is a small mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, San Jose, San Diego, and New York among others. We have data for 369 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.27%	4/19/24
30 Year Conventional Refi	7.61%	4/19/24
30 Year Cash-out Refi	8.02%	4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Reverse Mortgage Calculator

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This is not an official calculator from Finance Of America Reverse. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

4,026

Origination Dollar Volume (All Markets)

$1,412,970,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	687	$404,905,000	$589,381	$0	5.82%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	340	$227,160,000	$668,118	$0	6.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	200	$155,080,000	$775,400	$0	6.42%
Outside of Metro Areas	399	$79,815,000	$200,038	$0	4.68%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	146	$70,710,000	$484,315	$0	5.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	107	$31,395,000	$293,411	$0	5.01%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	77	$29,985,000	$389,416	$0	5.49%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	143	$27,505,000	$192,343	$0	4.76%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	46	$21,350,000	$464,130	$0	5.62%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	63	$20,395,000	$323,730	$0	4.89%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	59	$17,985,000	$304,831	$0	4.89%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	45	$17,595,000	$391,000	$0	5.33%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	83	$16,595,000	$199,940	$0	4.83%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	23	$16,575,000	$720,652	$0	5.82%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	61	$14,195,000	$232,705	$0	4.68%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	22	$9,650,000	$438,636	$0	5.41%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	46	$9,480,000	$206,087	$0	4.70%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	27	$9,305,000	$344,630	$0	4.95%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	20	$8,790,000	$439,500	$0	5.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	42	$8,280,000	$197,143	$0	4.72%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	44	$7,300,000	$165,909	$0	4.68%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	48	$6,570,000	$136,875	$0	4.31%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	42	$6,410,000	$152,619	$0	4.74%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	32	$6,250,000	$195,313	$0	4.51%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	9	$6,165,000	$685,000	$0	5.55%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	26	$6,030,000	$231,923	$0	4.57%
SALINAS, CA (FHA\|USDA\|VA)	9	$5,435,000	$603,889	$0	5.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	31	$5,035,000	$162,419	$0	4.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	15	$4,775,000	$318,333	$0	5.34%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	37	$4,315,000	$116,622	$0	4.24%
NAPA, CA (FHA\|USDA\|VA)	9	$4,015,000	$446,111	$0	5.55%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	28	$3,980,000	$142,143	$0	4.45%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	14	$3,690,000	$263,571	$0	4.90%
BOULDER, CO (FHA\|USDA\|VA)	11	$3,475,000	$315,909	$0	4.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	23	$3,355,000	$145,870	$0	4.50%
BEND, OR (FHA\|USDA\|VA)	14	$3,010,000	$215,000	$0	4.60%
RENO, NV (FHA\|USDA\|VA)	8	$2,920,000	$365,000	$0	5.21%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	21	$2,595,000	$123,571	$0	4.36%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	18	$2,510,000	$139,444	$0	4.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	17	$2,445,000	$143,824	$0	4.32%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	15	$2,415,000	$161,000	$0	4.62%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	9	$2,385,000	$265,000	$0	4.79%
TUCSON, AZ (FHA\|USDA\|VA)	17	$2,215,000	$130,294	$0	4.36%
VALLEJO, CA (FHA\|USDA\|VA)	10	$2,180,000	$218,000	$0	4.75%
FORT COLLINS, CO (FHA\|USDA\|VA)	10	$2,120,000	$212,000	$0	4.65%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	6	$2,110,000	$351,667	$0	4.83%
MODESTO, CA (FHA\|USDA\|VA)	13	$2,025,000	$155,769	$0	4.83%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	18	$1,980,000	$110,000	$0	4.52%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	11	$1,925,000	$175,000	$0	4.24%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	7	$1,905,000	$272,143	$0	4.63%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	13	$1,905,000	$146,538	$0	4.70%
SAVANNAH, GA (FHA\|USDA\|VA)	11	$1,885,000	$171,364	$0	4.74%
JACKSONVILLE, FL (FHA\|USDA\|VA)	8	$1,860,000	$232,500	$0	4.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	16	$1,800,000	$112,500	$0	4.28%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	16	$1,760,000	$110,000	$0	4.39%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	19	$1,645,000	$86,579	$0	4.41%
PROVO-OREM, UT (FHA\|USDA\|VA)	10	$1,610,000	$161,000	$0	4.61%
BOISE CITY, ID (FHA\|USDA\|VA)	10	$1,560,000	$156,000	$0	4.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	7	$1,545,000	$220,714	$0	4.33%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	15	$1,515,000	$101,000	$0	4.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	8	$1,470,000	$183,750	$0	4.67%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	4	$1,460,000	$365,000	$0	4.68%
Port Angeles, WA (FHA\|USDA\|VA)	11	$1,455,000	$132,273	$0	4.88%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	9	$1,445,000	$160,556	$0	4.59%
TULSA, OK (FHA\|USDA\|VA)	16	$1,350,000	$84,375	$0	4.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	8	$1,280,000	$160,000	$0	4.49%
STOCKTON, CA (FHA\|USDA\|VA)	7	$1,265,000	$180,714	$0	4.69%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	8	$1,260,000	$157,500	$0	4.52%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	6	$1,200,000	$200,000	$0	4.70%
RICHMOND, VA (FHA\|USDA\|VA)	7	$1,185,000	$169,286	$0	4.48%
KNOXVILLE, TN (FHA\|USDA\|VA)	7	$1,175,000	$167,857	$0	4.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	5	$1,165,000	$233,000	$0	5.09%
Hilo, HI (FHA\|USDA\|VA)	3	$1,115,000	$371,667	$0	5.18%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	7	$1,035,000	$147,857	$0	4.44%
GRANTS PASS, OR (FHA\|USDA\|VA)	4	$1,010,000	$252,500	$0	4.46%
ST. GEORGE, UT (FHA\|USDA\|VA)	5	$985,000	$197,000	$0	4.87%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	6	$950,000	$158,333	$0	4.45%
LANCASTER, PA (FHA\|USDA\|VA)	8	$940,000	$117,500	$0	5.00%
LYNCHBURG, VA (FHA\|USDA\|VA)	9	$885,000	$98,333	$0	4.69%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	8	$850,000	$106,250	$0	4.03%
FRESNO, CA (FHA\|USDA\|VA)	5	$845,000	$169,000	$0	4.71%
SANTA FE, NM (FHA\|USDA\|VA)	3	$845,000	$281,667	$0	4.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	7	$825,000	$117,857	$0	4.52%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	7	$825,000	$117,857	$0	4.27%
CHICO, CA (FHA\|USDA\|VA)	5	$805,000	$161,000	$0	4.51%
PITTSBURGH, PA (FHA\|USDA\|VA)	9	$795,000	$88,333	$0	4.42%
Hailey, ID (FHA\|USDA\|VA)	2	$780,000	$390,000	$0	6.49%
YORK-HANOVER, PA (FHA\|USDA\|VA)	6	$780,000	$130,000	$0	4.77%
BAKERSFIELD, CA (FHA\|USDA\|VA)	6	$760,000	$126,667	$0	4.80%
LOUISVILLE, KY (FHA\|USDA\|VA)	7	$755,000	$107,857	$0	4.33%
MERCED, CA (FHA\|USDA\|VA)	5	$745,000	$149,000	$0	4.73%
Coos Bay, OR (FHA\|USDA\|VA)	5	$735,000	$147,000	$0	4.61%
ROCHESTER, NY (FHA\|USDA\|VA)	6	$730,000	$121,667	$0	4.34%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	6	$730,000	$121,667	$0	4.17%
OCALA, FL (FHA\|USDA\|VA)	7	$725,000	$103,571	$0	4.26%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	5	$715,000	$143,000	$0	4.65%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	3	$645,000	$215,000	$0	5.03%
MADERA, CA (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	4.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	6	$610,000	$101,667	$0	4.24%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	6	$610,000	$101,667	$0	4.32%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	5	$605,000	$121,000	$0	4.41%
MEDFORD, OR (FHA\|USDA\|VA)	3	$605,000	$201,667	$0	4.53%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	6	$600,000	$100,000	$0	4.06%
Heber, UT (FHA\|USDA\|VA)	2	$600,000	$300,000	$0	4.03%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	4	$600,000	$150,000	$0	4.44%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	5	$595,000	$119,000	$0	4.08%
VICTORIA, TX (FHA\|USDA\|VA)	5	$575,000	$115,000	$0	4.77%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	4.51%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	4.21%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	4	$560,000	$140,000	$0	4.26%
BELLINGHAM, WA (FHA\|USDA\|VA)	2	$540,000	$270,000	$0	4.69%
Kapaa, HI (FHA\|USDA\|VA)	2	$530,000	$265,000	$0	5.42%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$515,000	$515,000	$0	7.00%
NILES, MI (FHA\|USDA\|VA)	3	$515,000	$171,667	$0	4.40%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	3	$495,000	$165,000	$0	4.30%
READING, PA (FHA\|USDA\|VA)	5	$495,000	$99,000	$0	5.05%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	4	$490,000	$122,500	$0	4.55%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	5	$485,000	$97,000	$0	4.16%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	3	$485,000	$161,667	$0	4.77%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	6	$480,000	$80,000	$0	4.35%
Fort Payne, AL (FHA\|USDA\|VA)	2	$480,000	$240,000	$0	4.50%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$475,000	$475,000	$0	7.00%
ANCHORAGE, AK (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	4.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	2	$460,000	$230,000	$0	4.88%
WICHITA, KS (FHA\|USDA\|VA)	3	$425,000	$141,667	$0	4.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	4.26%
Glenwood Springs, CO (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	4.20%
PUNTA GORDA, FL (FHA\|USDA\|VA)	4	$400,000	$100,000	$0	4.53%
SALEM, OR (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	4.68%
REDDING, CA (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	4.39%
GLENS FALLS, NY (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	4.21%
Kerrville, TX (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	4.06%
Sevierville, TN (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	4.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	4.12%
Payson, AZ (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	4.85%
COLUMBIA, SC (FHA\|USDA\|VA)	5	$365,000	$73,000	$0	4.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	4	$360,000	$90,000	$0	4.67%
COLUMBUS, IN (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	4.35%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	4.18%
Ukiah, CA (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	4.44%
The Dalles, OR (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	4.70%
GETTYSBURG, PA (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	4.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	4.33%
Los Alamos, NM (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	4.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	4.26%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	4.28%
Edwards, CO (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	4.00%
LOGAN, UT-ID (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	5.03%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	4	$310,000	$77,500	$0	4.27%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	5	$305,000	$61,000	$0	4.49%
Fergus Falls, MN (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	4.25%
COLUMBIA, MO (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	4.40%
Outside of Metro Areas	1	$295,000	$295,000	$0	4.58%
London, KY (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	4.23%
SALISBURY, MD-DE (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	4.36%
MOBILE, AL (FHA\|USDA\|VA)	4	$290,000	$72,500	$0	4.46%
Kill Devil Hills, NC (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	4.14%
ROANOKE, VA (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	4.53%
Elizabeth City, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	4.16%
FORT WAYNE, IN (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	4.29%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	4.13%
ERIE, PA (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	4.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	4.25%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.86%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	4.85%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	4.67%
Brenham, TX (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	3.90%
PUEBLO, CO (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	4.15%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	4.70%
SPRINGFIELD, MA (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	4.71%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	4.20%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.49%
Show Low, AZ (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.89%
Key West, FL (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	4.27%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	4.12%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	4.79%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	3.80%
TOPEKA, KS (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	4.02%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	4.49%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.23%
VISALIA, CA (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.54%
GREELEY, CO (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	4.13%
Fort Morgan, CO (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	4.32%
VALDOSTA, GA (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	4.09%
Astoria, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.03%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	4.91%
Kendallville, IN (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.08%
Newport, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.40%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.08%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	4.31%
YAKIMA, WA (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.38%
SPRINGFIELD, MO (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.19%
Mountain Home, AR (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.55%
Granbury, TX (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.41%
MUNCIE, IN (FHA\|USDA\|VA)	4	$190,000	$47,500	$0	4.42%
Georgetown, SC (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	4.27%
DULUTH, MN-WI (FHA\|USDA\|VA)	3	$185,000	$61,667	$0	4.29%
MONROE, LA (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	4.16%
Moses Lake, WA (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	4.29%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	3.74%
Klamath Falls, OR (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	4.87%
Sonora, CA (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	4.98%
GAINESVILLE, FL (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	4.04%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.64%
Faribault-Northfield, MN (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.07%
Fernley, NV (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.57%
Ponca City, OK (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.65%
LAFAYETTE, LA (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	4.36%
SAGINAW, MI (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	4.10%
Red Bluff, CA (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.81%
Malvern, AR (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.01%
Brainerd, MN (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.91%
Kalispell, MT (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.66%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.27%
Pottsville, PA (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.38%
SYRACUSE, NY (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.79%
TYLER, TX (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.34%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.31%
Brevard, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.41%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.35%
ITHACA, NY (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.34%
LEBANON, PA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.27%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.13%
Norwalk, OH (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.06%
Cedar City, UT (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.90%
HOT SPRINGS, AR (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.38%
BATON ROUGE, LA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.77%
Fairmont, WV (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.20%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.20%
CHEYENNE, WY (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.27%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.02%
MISSOULA, MT (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.25%
JOPLIN, MO (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	4.97%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	4.61%
FLORENCE, SC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.14%
Warsaw, IN (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	4.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	4.26%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.55%
Montrose, CO (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.45%
Las Vegas, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.27%
LAS CRUCES, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.93%
Mount Pleasant, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.15%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.50%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.39%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	5.17%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	4.24%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.35%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.08%
Sandusky, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.16%
Clarksburg, WV (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.04%
Sunbury, PA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.71%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.42%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.16%
LEWISTON, ID-WA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.08%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	3.82%
BINGHAMTON, NY (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	3.98%
Helena, MT (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.54%
DOVER, DE (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.51%
Pahrump, NV (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.21%
CHARLESTON, WV (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.21%
Manitowoc, WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.14%
Huntsville, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.39%
LINCOLN, NE (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.39%
KOKOMO, IN (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	4.22%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.37%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.40%
Plainview, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.36%
MANKATO, MN (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.04%
Gillette, WY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.54%
LONGVIEW, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.57%
PINE BLUFF, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.44%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.29%
Ashtabula, OH (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.19%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.11%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.19%
Houghton, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.56%
Ardmore, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.56%
Beatrice, NE (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.39%
Blytheville, AR (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.30%
COLUMBUS, OH (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.83%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.18%
Fairfield, IA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.25%
Jefferson, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.95%
Seneca, SC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.73%
Statesboro, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.04%
SPARTANBURG, SC (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	4.68%
Atmore, AL (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	4.14%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	4.49%
Logansport, IN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.53%
Athens, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.09%
Cañon City, CO (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.25%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.33%
CAPE GIRARDEAU, MO-IL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.19%
Jamestown-Dunkirk-Fredonia, NY (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.37%
JACKSON, MS (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.38%
ENID, OK (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.22%
Lumberton, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.29%
Sayre, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.12%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.12%
Calhoun, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.12%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.01%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.49%
Salem, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.30%
Gallup, NM (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.47%
Craig, CO (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.00%
Union City, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.19%
Red Wing, MN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.93%
JOHNSON CITY, TN (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	4.22%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.87%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.12%
Dayton, TN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.99%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.48%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.56%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.97%
ODESSA, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.46%
North Platte, NE (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.93%
MORGANTOWN, WV (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.09%
Menomonie, WI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.89%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.98%
Roseburg, OR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.25%
Sault Ste. Marie, MI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.62%
BOWLING GREEN, KY (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.58%
Crescent City, CA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.75%
ASHEVILLE, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.20%
Camden, AR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.00%
ABILENE, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.33%
Alice, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.01%
Harrison, AR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.42%
RACINE, WI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.94%
Richmond, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.39%
Price, UT (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.10%
Picayune, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.58%
Pella, IA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.42%
Palatka, FL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.44%
MANSFIELD, OH (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.58%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.11%
HAMMOND, LA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.08%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.23%
EL PASO, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.44%
DuBois, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.01%
UTICA-ROME, NY (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.37%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.57%
Centralia, WA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.20%
WACO, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.37%
Warren, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.43%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.93%
BLOOMINGTON, IL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.44%
Blackfoot, ID (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.31%
Charleston-Mattoon, IL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.23%
Point Pleasant, WV-OH (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.33%
Seneca Falls, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.68%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.43%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.94%
ELMIRA, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.29%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.50%
Gainesville, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.95%
SUMTER, SC (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.52%
Winona, MN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.54%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.25%
Jasper, IN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.12%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.51%
Union, SC (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.34%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.34%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.49%
Eufaula, AL-GA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.32%
Plymouth, IN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.39%
JONESBORO, AR (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.98%
Marshalltown, IA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.39%

Finance Of America Reverse's top markets include Los Angeles, San Francisco, San Jose, San Diego, and New York among others.

Their top states include:

California (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Florida (FHA|USDA|VA)

New York (FHA|USDA|VA)

Massachusetts (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	2,661	$506,915,000	$190,498	$0	4.58%
Reverse Mortgage	1,092	$850,800,000	$779,121	$0	6.63%
FHA	273	$55,255,000	$202,399	$0	4.61%

For 2018, Finance Of America Reverse's most frequently originated type of loan was FHA, with 2,661 originations. Their 2nd most popular type was Reverse Mortgage, with 1,092 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	3,002	$1,242,770,000	$413,981	$0	5.38%
Other	810	$130,560,000	$161,185	$0	4.38%
Home Purchase	171	$32,315,000	$188,977	$0	4.69%
Home Improvement	43	$7,325,000	$170,349	$0	4.33%

For 2018, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 3,002 originations. The 2nd most popular reason was Other, with 810 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	4,026	$1,412,970,000	$350,961	$0	5.14%

For 2018, Finance Of America Reverse's most frequently cited loan duration was Other, with 4,026 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	2,080	$380,590,000	$182,976
6-7%	818	$614,950,000	$751,773
5-6%	813	$332,755,000	$409,293
3-4%	242	$44,240,000	$182,810
7-8%	53	$36,985,000	$697,830
%	20	$3,450,000	$172,500

During 2018, Finance Of America Reverse's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 2,080 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,198	$347,680,000	$290,217	$0	4.84%
$100k-200k	1,060	$154,530,000	$145,783	$0	4.57%
$100,000 or less	674	$47,580,000	$70,593	$0	4.43%
$600k-1MM	445	$336,915,000	$757,112	$0	6.66%
$400k-600k	440	$216,630,000	$492,341	$0	6.23%
$1MM+	209	$309,635,000	$1,481,507	$0	6.51%

2018 saw Finance Of America Reverse place emphasis on $200k-400k loans with 1,198 originations, totaling $347,680,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	3,507	$1,155,365,000	$329,445	$0	5.08%
$50k-75k	327	$139,355,000	$426,162	$0	5.46%
$75k-100k	90	$42,680,000	$474,222	$0	5.70%
$100k-150k	67	$39,585,000	$590,821	$0	5.69%
$150k-250k	26	$26,590,000	$1,022,692	$0	6.01%
$250k+	9	$9,395,000	$1,043,889	$0	6.18%

Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 3,507 originations. The second most popular income band? $50k-75k, with 327 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	3,403	$1,200,525,000	$352,784	$0	5.13%
Not provided	199	$77,765,000	$390,779	$0	5.27%
Black	281	$74,085,000	$263,648	$0	5.02%
Asian	97	$46,335,000	$477,680	$0	5.54%
American Indian	30	$8,170,000	$272,333	$0	4.88%
Native Hawaiian or Islander	9	$3,815,000	$423,889	$0	5.33%
Chinese	2	$680,000	$340,000	$0	5.63%
Asian Indian	1	$625,000	$625,000	$0	6.50%
Other Pacific Islander	2	$500,000	$250,000	$0	4.65%
Korean	1	$295,000	$295,000	$0	5.01%
Japanese	1	$175,000	$175,000	$0	4.92%

Approval Rates

Total approvals of all applications
96.95%

Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
67.96%

Finance Of America Reverse has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	4,026	$1,412,970,000	$350,961

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	60	$6,630,000	$110,500
Single Family (1-4 Units):Site-Built	3,966	$1,406,340,000	$354,599

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	529	$288,145,000	$544,698	$0	5.87%
40-60%	3,166	$1,041,970,000	$329,112	$0	5.07%
60-80%	300	$70,330,000	$234,433	$0	4.63%
80-100%	1	$85,000	$85,000	$0	4.43%
Over 100%	1	$325,000	$325,000	$0	4.17%
Under 20%	29	$12,115,000	$417,759	$0	5.18%

Complaints

Bank Name	Product	Issue	2018 CPFB Complaints	% of Total Issues
Finance of America Holdings LLC	FHA mortgage	Applying for a mortgage or refinancing an existing mortgage	1	11.1%
Finance of America Holdings LLC	Reverse mortgage	Applying for a mortgage or refinancing an existing mortgage	4	44.4%
Finance of America Holdings LLC	Reverse mortgage	Closing on a mortgage	2	22.2%
Finance of America Holdings LLC	Reverse mortgage	Trouble during payment process	2	22.2%