Finance Of America Reverse Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300S5YL3OH0IVCS62

Tax ID: 20-0304793

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Finance Of America Reverse is a small mortgage company specializing in Refi loans. They have an average proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, San Francisco, New York, San Jose, and San Diego among others. We have data for 373 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.27%	1/26/25
30 Year Conventional Refi	7.61%	1/26/25
30 Year Cash-out Refi	8.02%	1/26/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Reverse Mortgage Calculator

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This is not an official calculator from Finance Of America Reverse. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

6,485

Origination Dollar Volume (All Markets)

$2,125,945,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	963	$520,845,000	$540,857	$0	5.50%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	577	$349,325,000	$605,416	$0	6.02%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	577	$193,075,000	$334,619	$0	4.99%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	265	$177,475,000	$669,717	$0	6.12%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	220	$96,760,000	$439,818	$0	5.19%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	167	$58,385,000	$349,611	$0	5.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	229	$46,075,000	$201,201	$0	4.36%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	182	$39,090,000	$214,780	$0	4.33%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	158	$29,930,000	$189,430	$0	4.58%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	72	$28,510,000	$395,972	$0	5.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	86	$27,670,000	$321,744	$0	4.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	108	$26,100,000	$241,667	$0	4.39%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	40	$23,730,000	$593,250	$0	5.79%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	105	$18,545,000	$176,619	$0	4.39%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	79	$17,745,000	$224,620	$0	4.12%
SALINAS, CA (FHA\|USDA\|VA)	22	$15,640,000	$710,909	$0	5.64%
Outside of Metro Areas	122	$15,400,000	$126,230	$0	4.52%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	37	$14,685,000	$396,892	$0	5.07%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	32	$14,050,000	$439,063	$0	5.69%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	53	$13,655,000	$257,642	$0	4.75%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	101	$13,235,000	$131,040	$0	4.56%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	27	$13,175,000	$487,963	$0	5.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	80	$12,940,000	$161,750	$0	4.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	68	$9,800,000	$144,118	$0	4.37%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	64	$9,120,000	$142,500	$0	4.62%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	21	$9,005,000	$428,810	$0	5.29%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	52	$8,850,000	$170,192	$0	4.28%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	46	$8,540,000	$185,652	$0	4.62%
NAPA, CA (FHA\|USDA\|VA)	19	$8,225,000	$432,895	$0	5.51%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	55	$8,085,000	$147,000	$0	4.62%
BOISE CITY, ID (FHA\|USDA\|VA)	53	$7,875,000	$148,585	$0	4.21%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	33	$7,265,000	$220,152	$0	4.46%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	30	$6,670,000	$222,333	$0	4.40%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	33	$6,615,000	$200,455	$0	4.20%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	13	$6,555,000	$504,231	$0	5.73%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	57	$6,455,000	$113,246	$0	4.48%
BOULDER, CO (FHA\|USDA\|VA)	19	$6,165,000	$324,474	$0	5.16%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	19	$5,875,000	$309,211	$0	4.89%
BEND, OR (FHA\|USDA\|VA)	29	$5,775,000	$199,138	$0	4.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	18	$5,580,000	$310,000	$0	5.07%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	18	$5,570,000	$309,444	$0	5.33%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	31	$5,385,000	$173,710	$0	4.33%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	34	$5,380,000	$158,235	$0	4.22%
STOCKTON, CA (FHA\|USDA\|VA)	25	$4,365,000	$174,600	$0	4.32%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	34	$4,350,000	$127,941	$0	4.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	22	$4,330,000	$196,818	$0	3.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	31	$3,915,000	$126,290	$0	4.48%
ST. GEORGE, UT (FHA\|USDA\|VA)	21	$3,905,000	$185,952	$0	4.14%
JACKSONVILLE, FL (FHA\|USDA\|VA)	20	$3,840,000	$192,000	$0	4.49%
Outside of Metro Areas	18	$3,830,000	$212,778	$0	4.31%
PROVO-OREM, UT (FHA\|USDA\|VA)	21	$3,825,000	$182,143	$0	4.14%
TUCSON, AZ (FHA\|USDA\|VA)	24	$3,740,000	$155,833	$0	4.52%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	20	$3,700,000	$185,000	$0	4.56%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	10	$3,440,000	$344,000	$0	4.40%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	19	$3,365,000	$177,105	$0	4.68%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	20	$3,340,000	$167,000	$0	4.45%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	24	$3,300,000	$137,500	$0	4.28%
RICHMOND, VA (FHA\|USDA\|VA)	17	$3,215,000	$189,118	$0	4.75%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	19	$3,205,000	$168,684	$0	4.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	20	$3,130,000	$156,500	$0	4.42%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	17	$3,115,000	$183,235	$0	4.01%
RENO, NV (FHA\|USDA\|VA)	11	$3,105,000	$282,273	$0	4.87%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	16	$3,080,000	$192,500	$0	4.16%
VALLEJO, CA (FHA\|USDA\|VA)	12	$2,820,000	$235,000	$0	4.15%
Glenwood Springs, CO (FHA\|USDA\|VA)	6	$2,720,000	$453,333	$0	4.88%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	13	$2,685,000	$206,538	$0	4.90%
Key West, FL (FHA\|USDA\|VA)	5	$2,595,000	$519,000	$0	5.65%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	5	$2,565,000	$513,000	$0	6.50%
ASHEVILLE, NC (FHA\|USDA\|VA)	17	$2,545,000	$149,706	$0	4.16%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	17	$2,465,000	$145,000	$0	4.74%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	15	$2,465,000	$164,333	$0	4.48%
FORT COLLINS, CO (FHA\|USDA\|VA)	11	$2,365,000	$215,000	$0	4.25%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	11	$2,335,000	$212,273	$0	5.01%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	11	$2,075,000	$188,636	$0	4.93%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	11	$2,025,000	$184,091	$0	4.13%
GREELEY, CO (FHA\|USDA\|VA)	13	$2,025,000	$155,769	$0	4.33%
BELLINGHAM, WA (FHA\|USDA\|VA)	9	$1,965,000	$218,333	$0	3.98%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	15	$1,905,000	$127,000	$0	4.28%
KNOXVILLE, TN (FHA\|USDA\|VA)	16	$1,870,000	$116,875	$0	4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	18	$1,850,000	$102,778	$0	4.16%
OCALA, FL (FHA\|USDA\|VA)	15	$1,835,000	$122,333	$0	4.23%
MODESTO, CA (FHA\|USDA\|VA)	10	$1,800,000	$180,000	$0	4.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	15	$1,775,000	$118,333	$0	4.58%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	11	$1,765,000	$160,455	$0	4.06%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	15	$1,745,000	$116,333	$0	4.43%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	10	$1,720,000	$172,000	$0	4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	17	$1,705,000	$100,294	$0	4.36%
WORCESTER, MA-CT (FHA\|USDA\|VA)	13	$1,695,000	$130,385	$0	4.37%
Hilo, HI (FHA\|USDA\|VA)	5	$1,665,000	$333,000	$0	4.42%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	12	$1,610,000	$134,167	$0	4.50%
TULSA, OK (FHA\|USDA\|VA)	12	$1,590,000	$132,500	$0	4.35%
SAVANNAH, GA (FHA\|USDA\|VA)	6	$1,530,000	$255,000	$0	4.09%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	17	$1,515,000	$89,118	$0	4.53%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$1,485,000	$1,485,000	$0	6.75%
Heber, UT (FHA\|USDA\|VA)	1	$1,355,000	$1,355,000	$0	5.99%
Vineyard Haven, MA (FHA\|USDA\|VA)	3	$1,325,000	$441,667	$0	4.01%
MERCED, CA (FHA\|USDA\|VA)	11	$1,285,000	$116,818	$0	4.44%
FRESNO, CA (FHA\|USDA\|VA)	6	$1,220,000	$203,333	$0	4.10%
BATON ROUGE, LA (FHA\|USDA\|VA)	9	$1,185,000	$131,667	$0	4.33%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	3	$1,185,000	$395,000	$0	5.00%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	13	$1,085,000	$83,462	$0	4.46%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	11	$1,045,000	$95,000	$0	4.51%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	6	$1,000,000	$166,667	$0	4.02%
THE VILLAGES, FL (FHA\|USDA\|VA)	7	$995,000	$142,143	$0	4.00%
MADERA, CA (FHA\|USDA\|VA)	6	$970,000	$161,667	$0	4.87%
PUNTA GORDA, FL (FHA\|USDA\|VA)	7	$965,000	$137,857	$0	4.71%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	5	$955,000	$191,000	$0	4.08%
COLUMBIA, SC (FHA\|USDA\|VA)	5	$935,000	$187,000	$0	4.99%
WILMINGTON, NC (FHA\|USDA\|VA)	5	$915,000	$183,000	$0	4.46%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	5	$905,000	$181,000	$0	4.13%
Edwards, CO (FHA\|USDA\|VA)	2	$890,000	$445,000	$0	6.62%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	5	$885,000	$177,000	$0	3.94%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	9	$875,000	$97,222	$0	4.56%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	4	$870,000	$217,500	$0	4.35%
ROANOKE, VA (FHA\|USDA\|VA)	6	$840,000	$140,000	$0	4.04%
PITTSBURGH, PA (FHA\|USDA\|VA)	9	$815,000	$90,556	$0	4.41%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	5	$805,000	$161,000	$0	4.55%
SALEM, OR (FHA\|USDA\|VA)	11	$795,000	$72,273	$0	4.65%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	7	$765,000	$109,286	$0	4.37%
LANCASTER, PA (FHA\|USDA\|VA)	7	$745,000	$106,429	$0	4.22%
SANTA FE, NM (FHA\|USDA\|VA)	4	$730,000	$182,500	$0	3.98%
Coos Bay, OR (FHA\|USDA\|VA)	4	$710,000	$177,500	$0	3.82%
SALISBURY, MD-DE (FHA\|USDA\|VA)	8	$690,000	$86,250	$0	4.55%
LYNCHBURG, VA (FHA\|USDA\|VA)	6	$690,000	$115,000	$0	4.08%
CHEYENNE, WY (FHA\|USDA\|VA)	5	$685,000	$137,000	$0	4.18%
LOUISVILLE, KY (FHA\|USDA\|VA)	6	$670,000	$111,667	$0	4.22%
IDAHO FALLS, ID (FHA\|USDA\|VA)	4	$660,000	$165,000	$0	4.24%
CHICO, CA (FHA\|USDA\|VA)	4	$660,000	$165,000	$0	4.43%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	8	$650,000	$81,250	$0	4.19%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	6	$610,000	$101,667	$0	3.96%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	6	$600,000	$100,000	$0	4.71%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	5	$595,000	$119,000	$0	4.47%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	5	$585,000	$117,000	$0	4.79%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	3	$585,000	$195,000	$0	3.74%
Shelton, WA (FHA\|USDA\|VA)	4	$570,000	$142,500	$0	4.26%
Kapaa, HI (FHA\|USDA\|VA)	2	$570,000	$285,000	$0	5.52%
Seneca, SC (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	4.40%
TWIN FALLS, ID (FHA\|USDA\|VA)	4	$560,000	$140,000	$0	4.13%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	8	$560,000	$70,000	$0	4.84%
Payson, AZ (FHA\|USDA\|VA)	6	$550,000	$91,667	$0	4.91%
PUEBLO, CO (FHA\|USDA\|VA)	4	$550,000	$137,500	$0	4.48%
LOGAN, UT-ID (FHA\|USDA\|VA)	5	$545,000	$109,000	$0	4.32%
REDDING, CA (FHA\|USDA\|VA)	6	$540,000	$90,000	$0	4.40%
SIOUX FALLS, SD (FHA\|USDA\|VA)	5	$535,000	$107,000	$0	4.19%
YAKIMA, WA (FHA\|USDA\|VA)	4	$530,000	$132,500	$0	4.30%
LONGVIEW, TX (FHA\|USDA\|VA)	3	$505,000	$168,333	$0	5.40%
LONGVIEW, WA (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	4.31%
MEDFORD, OR (FHA\|USDA\|VA)	4	$500,000	$125,000	$0	4.42%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	5	$495,000	$99,000	$0	4.25%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	6	$490,000	$81,667	$0	4.62%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	5	$485,000	$97,000	$0	4.26%
Albemarle, NC (FHA\|USDA\|VA)	4	$480,000	$120,000	$0	4.19%
Lebanon, NH-VT (FHA\|USDA\|VA)	2	$480,000	$240,000	$0	4.02%
Fort Payne, AL (FHA\|USDA\|VA)	1	$475,000	$475,000	$0	3.41%
Port Angeles, WA (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	4.47%
CARSON CITY, NV (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	4.17%
BAKERSFIELD, CA (FHA\|USDA\|VA)	5	$445,000	$89,000	$0	4.64%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	3	$435,000	$145,000	$0	5.31%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	11	$425,000	$38,636	$0	4.61%
FORT WAYNE, IN (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	4.73%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	5	$415,000	$83,000	$0	4.47%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	5	$415,000	$83,000	$0	4.34%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	4.90%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	4.63%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	6	$390,000	$65,000	$0	4.61%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	4	$390,000	$97,500	$0	3.72%
Montrose, CO (FHA\|USDA\|VA)	4	$390,000	$97,500	$0	4.27%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	4	$380,000	$95,000	$0	4.38%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	4	$380,000	$95,000	$0	4.17%
Sonora, CA (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	5.07%
Spirit Lake, IA (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	3.42%
YUBA CITY, CA (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	4.96%
Corning, NY (FHA\|USDA\|VA)	1	$365,000	$365,000	$0	4.66%
Cañon City, CO (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	4.72%
Brevard, NC (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	4.56%
Newport, OR (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	3.51%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	4.75%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	4	$340,000	$85,000	$0	4.28%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	4.61%
Clearlake, CA (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	5.29%
Hailey, ID (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	4.57%
Roseburg, OR (FHA\|USDA\|VA)	2	$310,000	$155,000	$0	4.01%
COLUMBUS, OH (FHA\|USDA\|VA)	4	$310,000	$77,500	$0	4.75%
JOHNSON CITY, TN (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	5.05%
VISALIA, CA (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	5.07%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	4.26%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$295,000	$295,000	$0	4.40%
GAINESVILLE, GA (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	4.59%
ANN ARBOR, MI (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	4.78%
JACKSON, TN (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	4.20%
Traverse City, MI (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	6.99%
Albert Lea, MN (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	3.99%
Fernley, NV (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	4.80%
GREEN BAY, WI (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	4.23%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	4.74%
Taos, NM (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	4.35%
Morehead City, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	4.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	3	$265,000	$88,333	$0	4.69%
ELKHART-GOSHEN, IN (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	3.99%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	4.78%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	4.27%
Ellensburg, WA (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	6.99%
POCATELLO, ID (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	3.75%
FARMINGTON, NM (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	4.73%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	4.86%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	4.52%
ODESSA, TX (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	4.56%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.78%
EL PASO, TX (FHA\|USDA\|VA)	4	$240,000	$60,000	$0	4.63%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.44%
GRANTS PASS, OR (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.22%
Auburn, NY (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.01%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	4.24%
Pullman, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	4.46%
Astoria, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	4.13%
Española, NM (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	3.58%
Greenwood, SC (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	3.96%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	4.75%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	3.68%
AMARILLO, TX (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	4.63%
MORRISTOWN, TN (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	4.74%
KANKAKEE, IL (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	4.58%
ROCHESTER, NY (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.53%
Easton, MD (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.95%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	4.08%
Shelbyville, TN (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	4.53%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	3.96%
Durango, CO (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.63%
Ukiah, CA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	4.21%
Kerrville, TX (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	4.23%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	3	$195,000	$65,000	$0	4.62%
Cookeville, TN (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	4.09%
Torrington, CT (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	4.62%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	3	$185,000	$61,667	$0	4.41%
Sturgis, MI (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	4.21%
Brainerd, MN (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	3.76%
LAFAYETTE, LA (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	4.84%
Georgetown, SC (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	4.84%
JACKSONVILLE, NC (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	4.27%
Red Bluff, CA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.84%
Laconia, NH (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	4.20%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	4.70%
TYLER, TX (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	4.79%
Eureka-Arcata, CA (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.51%
ANCHORAGE, AK (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.61%
WATERTOWN-FORT DRUM, NY (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.44%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.73%
Houghton, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	4.12%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.99%
Sandpoint, ID (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.39%
MONROE, MI (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.51%
Silver City, NM (FHA\|USDA\|VA)	2	$150,000	$75,000	$0	4.56%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.08%
AKRON, OH (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	4.24%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.62%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.08%
GAINESVILLE, FL (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	4.66%
Bluffton, IN (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.00%
Elizabeth City, NC (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	5.01%
TERRE HAUTE, IN (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.30%
Pahrump, NV (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.60%
Ontario, OR-ID (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.89%
YORK-HANOVER, PA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.75%
HUNTSVILLE, AL (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	4.88%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	5.24%
PITTSFIELD, MA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.51%
Kalispell, MT (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.66%
Durant, OK (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.46%
SPRINGFIELD, MA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.86%
SHEBOYGAN, WI (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.47%
Show Low, AZ (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	4.53%
SPRINGFIELD, MO (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.90%
STATE COLLEGE, PA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.59%
Lufkin, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.84%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.39%
Las Vegas, NM (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.60%
Brenham, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.35%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	4.26%
Fort Leonard Wood, MO (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.89%
MADISON, WI (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	4.43%
Bozeman, MT (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	5.54%
Mountain Home, AR (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.95%
Albertville, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.38%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.81%
WACO, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.95%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.92%
Hood River, OR (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.00%
HAMMOND, LA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.44%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.56%
JACKSON, MS (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.49%
PANAMA CITY, FL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.75%
JOPLIN, MO (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	5.17%
Jacksonville, IL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.25%
Meridian, MS (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.80%
GLENS FALLS, NY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.08%
Lake City, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.84%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.67%
Bartlesville, OK (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.25%
Calhoun, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.62%
Opelousas, LA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.32%
Mount Vernon, OH (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.97%
READING, PA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.56%
Douglas, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.60%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.71%
Cullman, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.00%
Cortland, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.86%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.59%
Watertown-Fort Atkinson, WI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.84%
Austin, MN (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	4.87%
Ada, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.32%
GADSDEN, AL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.87%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.11%
EAU CLAIRE, WI (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.49%
DOTHAN, AL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.54%
Natchez, MS-LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.06%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.62%
ROCHESTER, MN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.19%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.67%
Vidalia, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	5.79%
Mount Airy, NC (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.93%
NILES, MI (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.54%
Warren, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.63%
Crossville, TN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.93%
KOKOMO, IN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.41%
Rockport, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.93%
FLINT, MI (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.68%
Andrews, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.29%
El Campo, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.21%
Vincennes, IN (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.13%
Sweetwater, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.82%
BILLINGS, MT (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	4.50%
VICTORIA, TX (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.05%
Safford, AZ (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.57%
Clarksburg, WV (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.00%
BURLINGTON, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.68%
Picayune, MS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.81%
BANGOR, ME (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.20%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.61%
The Dalles, OR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.01%
SUMTER, SC (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.08%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.65%
Charleston-Mattoon, IL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.51%
BINGHAMTON, NY (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.25%
ALEXANDRIA, LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.69%
Malvern, AR (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.23%
UTICA-ROME, NY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.67%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.57%
WICHITA FALLS, TX (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.96%
STAUNTON, VA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.72%
Red Wing, MN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.62%
London, KY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.59%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.76%
Corinth, MS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.57%
Minden, LA (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.67%
Sanford, NC (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	5.29%
Newberry, SC (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.34%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	5.19%
SYRACUSE, NY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.21%
Granbury, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	5.25%
WICHITA, KS (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.05%
Urbana, OH (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.56%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.66%
MUNCIE, IN (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.82%
Marietta, OH (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.69%
Paris, TX (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	6.04%
Woodward, OK (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.91%
Uvalde, TX (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.83%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.45%
St. Marys, GA (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.79%
Cullowhee, NC (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	5.53%
Searcy, AR (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.47%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.91%

Finance Of America Reverse's top markets include Los Angeles, San Francisco, New York, San Jose, and San Diego among others.

Their top states include:

California (FHA|USDA|VA)

New York (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	2,662	$403,880,000	$151,721	$0	4.51%
FHA	2,014	$452,620,000	$224,737	$0	4.13%
Reverse Mortgage	1,290	$936,870,000	$726,256	$0	6.73%
HELOC	519	$332,575,000	$640,800	n/a	5.97%

For 2019, Finance Of America Reverse's most frequently originated type of loan was FHA, with 2,662 originations. Their 2nd most popular type was FHA, with 2,014 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	4,598	$1,714,290,000	$372,834	$0	5.01%
Other	1,262	$292,300,000	$231,616	$0	4.95%
Home Purchase	491	$96,935,000	$197,424	$0	4.44%
Home Improvement	134	$22,420,000	$167,313	$0	4.85%

For 2019, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 4,598 originations. The 2nd most popular reason was Other, with 1,262 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	6,485	$2,125,945,000	$327,825	$0	4.95%

For 2019, Finance Of America Reverse's most frequently cited loan duration was Other, with 6,485 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	2,477	$412,355,000	$166,474
3-4%	1,523	$355,055,000	$233,129
6-7%	1,242	$836,790,000	$673,744
5-6%	1,093	$433,055,000	$396,208
7-8%	111	$78,055,000	$703,198
%	35	$9,545,000	$272,714
2.5-3%	4	$1,090,000	$272,500

During 2019, Finance Of America Reverse's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 2,477 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,786	$514,820,000	$288,253	$0	4.48%
$100k-200k	1,714	$252,880,000	$147,538	$0	4.40%
$100,000 or less	1,229	$75,025,000	$61,046	$0	4.63%
$400k-600k	853	$416,335,000	$488,083	$0	5.82%
$600k-1MM	650	$487,520,000	$750,031	$0	6.56%
$1MM+	253	$379,365,000	$1,499,466	$0	6.45%

2019 saw Finance Of America Reverse place emphasis on $200k-400k loans with 1,786 originations, totaling $514,820,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	5,556	$1,728,580,000	$311,120	$0	4.92%
$50k-75k	620	$230,110,000	$371,145	$0	5.01%
$75k-100k	179	$79,065,000	$441,704	$0	5.20%
$100k-150k	96	$54,790,000	$570,729	$0	5.58%
$150k-250k	26	$22,820,000	$877,692	$0	5.75%
$250k+	6	$9,190,000	$1,531,667	$0	6.25%

Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 5,556 originations. The second most popular income band? $50k-75k, with 620 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	5,271	$1,721,725,000	$326,641	$0	4.93%
Not provided	489	$161,975,000	$331,237	$0	4.95%
Black	519	$150,235,000	$289,470	$0	5.00%
Asian	151	$69,375,000	$459,437	$0	5.41%
Native Hawaiian or Islander	15	$7,955,000	$530,333	$0	5.51%
American Indian	20	$5,300,000	$265,000	$0	4.58%
Filipino	7	$2,785,000	$397,857	$0	5.85%
Japanese	4	$2,270,000	$567,500	$0	6.00%
Asian Indian	3	$1,825,000	$608,333	$0	5.83%
Samoan	1	$615,000	$615,000	$0	6.06%
Other Pacific Islander	1	$595,000	$595,000	$0	6.13%
Native Hawaiian	2	$580,000	$290,000	$0	4.24%
Chinese	1	$415,000	$415,000	$0	3.71%
	1	$295,000	$295,000	$0	5.14%

Approval Rates

Total approvals of all applications
97.60%

Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
81.39%

Finance Of America Reverse has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	6,485	$2,125,945,000	$327,825

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	90	$9,490,000	$105,444
Single Family (1-4 Units):Site-Built	6,395	$2,116,455,000	$330,955

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	1,662	$493,600,000	$296,992	$0	5.19%
40-60%	3,759	$1,424,205,000	$378,879	$0	5.00%
60-80%	535	$157,785,000	$294,925	$0	4.02%
80-100%	3	$595,000	$198,333	$0	4.39%
Over 100%	1	$715,000	$715,000	$0	5.65%
Under 20%	525	$49,045,000	$93,419	$0	4.77%

Complaints

Bank Name	Product	Issue	2019 CPFB Complaints	% of Total Issues
Finance of America Holdings LLC	Conventional home mortgage	Trouble during payment process	1	20.0%
Finance of America Holdings LLC	Reverse mortgage	Struggling to pay mortgage	1	20.0%
Finance of America Holdings LLC	Reverse mortgage	Trouble during payment process	3	60.0%