Finance Of America Reverse Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300S5YL3OH0IVCS62

Tax ID: 20-0304793

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Finance Of America Reverse is a small mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and San Jose among others. We have data for 426 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.27%	1/26/25
30 Year Conventional Refi	7.61%	1/26/25
30 Year Cash-out Refi	8.02%	1/26/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Reverse Mortgage Calculator

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This is not an official calculator from Finance Of America Reverse. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

8,741

Origination Dollar Volume (All Markets)

$2,349,485,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	1,152	$517,130,000	$448,898	$0	4.14%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	702	$243,930,000	$347,479	$0	3.80%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	450	$238,510,000	$530,022	$0	4.95%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	308	$115,640,000	$375,455	$0	3.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	178	$96,740,000	$543,483	$0	4.87%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	365	$73,305,000	$200,836	$0	3.15%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	246	$68,860,000	$279,919	$0	3.46%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	279	$59,815,000	$214,391	$0	3.18%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	334	$58,570,000	$175,359	$0	3.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	189	$40,115,000	$212,249	$0	3.28%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	153	$33,455,000	$218,660	$0	3.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	115	$30,825,000	$268,043	$0	3.48%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	147	$29,495,000	$200,646	$0	3.11%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	130	$27,840,000	$214,154	$0	3.08%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	191	$27,305,000	$142,958	$0	3.14%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	160	$27,240,000	$170,250	$0	3.08%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	41	$26,595,000	$648,659	$0	4.79%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	67	$21,945,000	$327,537	$0	3.59%
Outside of Metro Areas	144	$21,870,000	$151,875	$0	3.25%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	47	$21,155,000	$450,106	$0	5.07%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	55	$19,045,000	$346,273	$0	3.78%
BOISE CITY, ID (FHA\|USDA\|VA)	114	$18,790,000	$164,825	$0	3.01%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	76	$16,640,000	$218,947	$0	3.03%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	75	$14,485,000	$193,133	$0	3.12%
SALINAS, CA (FHA\|USDA\|VA)	28	$12,840,000	$458,571	$0	4.79%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	29	$12,595,000	$434,310	$0	4.56%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	91	$12,385,000	$136,099	$0	3.26%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	80	$11,570,000	$144,625	$0	3.32%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	82	$11,540,000	$140,732	$0	3.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	53	$11,525,000	$217,453	$0	3.39%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	52	$9,940,000	$191,154	$0	3.07%
BEND, OR (FHA\|USDA\|VA)	49	$9,315,000	$190,102	$0	3.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	69	$9,025,000	$130,797	$0	3.22%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	69	$8,785,000	$127,319	$0	3.49%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	62	$8,580,000	$138,387	$0	3.25%
VALLEJO, CA (FHA\|USDA\|VA)	35	$7,845,000	$224,143	$0	3.10%
BOULDER, CO (FHA\|USDA\|VA)	23	$7,755,000	$337,174	$0	4.08%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	24	$7,750,000	$322,917	$0	3.41%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	45	$7,715,000	$171,444	$0	3.10%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	31	$7,075,000	$228,226	$0	3.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	49	$6,575,000	$134,184	$0	3.01%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	28	$6,550,000	$233,929	$0	3.43%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	48	$6,420,000	$133,750	$0	3.07%
STOCKTON, CA (FHA\|USDA\|VA)	28	$6,390,000	$228,214	$0	3.26%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	43	$6,275,000	$145,930	$0	3.03%
RENO, NV (FHA\|USDA\|VA)	26	$6,070,000	$233,462	$0	3.21%
ST. GEORGE, UT (FHA\|USDA\|VA)	31	$5,915,000	$190,806	$0	3.24%
FORT COLLINS, CO (FHA\|USDA\|VA)	23	$5,665,000	$246,304	$0	3.09%
PROVO-OREM, UT (FHA\|USDA\|VA)	25	$5,515,000	$220,600	$0	2.90%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	40	$5,360,000	$134,000	$0	3.24%
JACKSONVILLE, FL (FHA\|USDA\|VA)	35	$5,255,000	$150,143	$0	3.17%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	16	$5,090,000	$318,125	$0	3.29%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	30	$4,860,000	$162,000	$0	3.32%
Hilo, HI (FHA\|USDA\|VA)	15	$4,765,000	$317,667	$0	3.14%
NAPA, CA (FHA\|USDA\|VA)	13	$4,695,000	$361,154	$0	4.14%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	29	$4,585,000	$158,103	$0	3.06%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	19	$4,345,000	$228,684	$0	3.34%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	26	$4,310,000	$165,769	$0	3.14%
ASHEVILLE, NC (FHA\|USDA\|VA)	35	$4,285,000	$122,429	$0	3.58%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	36	$4,170,000	$115,833	$0	2.99%
Glenwood Springs, CO (FHA\|USDA\|VA)	6	$4,020,000	$670,000	$0	3.99%
PUNTA GORDA, FL (FHA\|USDA\|VA)	18	$3,910,000	$217,222	$0	3.22%
OCEAN CITY, NJ (FHA\|USDA\|VA)	6	$3,690,000	$615,000	$0	4.83%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	14	$3,650,000	$260,714	$0	3.48%
MEDFORD, OR (FHA\|USDA\|VA)	20	$3,570,000	$178,500	$0	3.29%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	10	$3,530,000	$353,000	$0	4.10%
GREELEY, CO (FHA\|USDA\|VA)	17	$3,515,000	$206,765	$0	3.08%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	8	$3,390,000	$423,750	$0	3.98%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	21	$3,265,000	$155,476	$0	3.14%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	18	$3,240,000	$180,000	$0	3.26%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	18	$3,240,000	$180,000	$0	3.01%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	25	$3,195,000	$127,800	$0	3.12%
MODESTO, CA (FHA\|USDA\|VA)	19	$3,125,000	$164,474	$0	3.03%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	23	$3,125,000	$135,870	$0	3.24%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	26	$3,120,000	$120,000	$0	2.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	9	$3,095,000	$343,889	$0	3.51%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	17	$3,085,000	$181,471	$0	2.99%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	27	$2,985,000	$110,556	$0	3.09%
TUCSON, AZ (FHA\|USDA\|VA)	22	$2,870,000	$130,455	$0	3.16%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	20	$2,810,000	$140,500	$0	2.80%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	20	$2,700,000	$135,000	$0	3.03%
Outside of Metro Areas	12	$2,630,000	$219,167	$0	3.29%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	22	$2,630,000	$119,545	$0	3.15%
BATON ROUGE, LA (FHA\|USDA\|VA)	15	$2,575,000	$171,667	$0	2.84%
SANTA FE, NM (FHA\|USDA\|VA)	10	$2,560,000	$256,000	$0	2.98%
Heber, UT (FHA\|USDA\|VA)	7	$2,505,000	$357,857	$0	3.87%
KNOXVILLE, TN (FHA\|USDA\|VA)	19	$2,405,000	$126,579	$0	3.35%
RICHMOND, VA (FHA\|USDA\|VA)	18	$2,400,000	$133,333	$0	3.06%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	17	$2,215,000	$130,294	$0	3.22%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	16	$2,200,000	$137,500	$0	3.20%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	22	$2,090,000	$95,000	$0	3.20%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	14	$2,080,000	$148,571	$0	2.97%
OCALA, FL (FHA\|USDA\|VA)	15	$2,055,000	$137,000	$0	3.06%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	6	$1,970,000	$328,333	$0	3.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	8	$1,940,000	$242,500	$0	3.37%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	10	$1,930,000	$193,000	$0	3.82%
BELLINGHAM, WA (FHA\|USDA\|VA)	11	$1,815,000	$165,000	$0	3.46%
Port Angeles, WA (FHA\|USDA\|VA)	10	$1,790,000	$179,000	$0	3.14%
BAKERSFIELD, CA (FHA\|USDA\|VA)	15	$1,785,000	$119,000	$0	3.07%
Ukiah, CA (FHA\|USDA\|VA)	5	$1,775,000	$355,000	$0	3.83%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	12	$1,730,000	$144,167	$0	3.26%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	11	$1,715,000	$155,909	$0	3.11%
THE VILLAGES, FL (FHA\|USDA\|VA)	9	$1,655,000	$183,889	$0	2.75%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	9	$1,645,000	$182,778	$0	2.73%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	14	$1,630,000	$116,429	$0	3.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	15	$1,615,000	$107,667	$0	3.03%
COLUMBUS, OH (FHA\|USDA\|VA)	13	$1,555,000	$119,615	$0	3.11%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	14	$1,550,000	$110,714	$0	3.05%
Oak Harbor, WA (FHA\|USDA\|VA)	8	$1,530,000	$191,250	$0	3.15%
LONGVIEW, WA (FHA\|USDA\|VA)	8	$1,450,000	$181,250	$0	3.15%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	12	$1,440,000	$120,000	$0	3.07%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	9	$1,375,000	$152,778	$0	3.77%
SIOUX FALLS, SD (FHA\|USDA\|VA)	10	$1,370,000	$137,000	$0	3.05%
TULSA, OK (FHA\|USDA\|VA)	15	$1,365,000	$91,000	$0	3.53%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	5	$1,365,000	$273,000	$0	3.70%
Sonora, CA (FHA\|USDA\|VA)	7	$1,345,000	$192,143	$0	3.57%
Kapaa, HI (FHA\|USDA\|VA)	5	$1,335,000	$267,000	$0	3.44%
Shelton, WA (FHA\|USDA\|VA)	11	$1,325,000	$120,455	$0	3.13%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	8	$1,310,000	$163,750	$0	3.30%
WORCESTER, MA-CT (FHA\|USDA\|VA)	14	$1,300,000	$92,857	$0	2.87%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	14	$1,250,000	$89,286	$0	3.14%
Durango, CO (FHA\|USDA\|VA)	4	$1,240,000	$310,000	$0	3.79%
Clearlake, CA (FHA\|USDA\|VA)	8	$1,180,000	$147,500	$0	3.38%
Bozeman, MT (FHA\|USDA\|VA)	9	$1,135,000	$126,111	$0	2.94%
Kerrville, TX (FHA\|USDA\|VA)	4	$1,130,000	$282,500	$0	3.08%
Edwards, CO (FHA\|USDA\|VA)	5	$1,115,000	$223,000	$0	2.72%
Key West, FL (FHA\|USDA\|VA)	3	$1,115,000	$371,667	$0	5.08%
CHICO, CA (FHA\|USDA\|VA)	5	$1,115,000	$223,000	$0	3.13%
Newport, OR (FHA\|USDA\|VA)	5	$1,085,000	$217,000	$0	3.08%
SALISBURY, MD-DE (FHA\|USDA\|VA)	6	$1,080,000	$180,000	$0	2.95%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	6	$1,080,000	$180,000	$0	3.54%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	14	$1,070,000	$76,429	$0	3.32%
SALEM, OR (FHA\|USDA\|VA)	6	$1,070,000	$178,333	$0	2.99%
Vineyard Haven, MA (FHA\|USDA\|VA)	3	$1,065,000	$355,000	$0	2.81%
Pahrump, NV (FHA\|USDA\|VA)	8	$1,060,000	$132,500	$0	2.99%
PITTSBURGH, PA (FHA\|USDA\|VA)	9	$1,055,000	$117,222	$0	3.23%
CORVALLIS, OR (FHA\|USDA\|VA)	4	$1,050,000	$262,500	$0	2.94%
REDDING, CA (FHA\|USDA\|VA)	6	$1,030,000	$171,667	$0	2.63%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	8	$1,020,000	$127,500	$0	3.03%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	4	$1,010,000	$252,500	$0	2.77%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	7	$995,000	$142,143	$0	3.31%
PUEBLO, CO (FHA\|USDA\|VA)	8	$980,000	$122,500	$0	3.24%
WILMINGTON, NC (FHA\|USDA\|VA)	9	$955,000	$106,111	$0	3.27%
Breckenridge, CO (FHA\|USDA\|VA)	3	$945,000	$315,000	$0	4.51%
SAVANNAH, GA (FHA\|USDA\|VA)	5	$935,000	$187,000	$0	3.49%
FRESNO, CA (FHA\|USDA\|VA)	8	$920,000	$115,000	$0	3.48%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	8	$920,000	$115,000	$0	3.43%
GRANTS PASS, OR (FHA\|USDA\|VA)	5	$915,000	$183,000	$0	3.39%
Prineville, OR (FHA\|USDA\|VA)	6	$910,000	$151,667	$0	2.87%
LANCASTER, PA (FHA\|USDA\|VA)	12	$910,000	$75,833	$0	3.17%
GAINESVILLE, GA (FHA\|USDA\|VA)	5	$855,000	$171,000	$0	3.12%
SPRINGFIELD, MA (FHA\|USDA\|VA)	8	$820,000	$102,500	$0	3.23%
Astoria, OR (FHA\|USDA\|VA)	5	$815,000	$163,000	$0	2.96%
LOGAN, UT-ID (FHA\|USDA\|VA)	5	$795,000	$159,000	$0	2.81%
MERCED, CA (FHA\|USDA\|VA)	6	$790,000	$131,667	$0	2.92%
Cañon City, CO (FHA\|USDA\|VA)	8	$780,000	$97,500	$0	3.20%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	5	$775,000	$155,000	$0	3.05%
YAKIMA, WA (FHA\|USDA\|VA)	6	$760,000	$126,667	$0	3.17%
MADERA, CA (FHA\|USDA\|VA)	5	$755,000	$151,000	$0	3.17%
Mountain Home, ID (FHA\|USDA\|VA)	4	$740,000	$185,000	$0	2.81%
LOUISVILLE, KY (FHA\|USDA\|VA)	9	$705,000	$78,333	$0	2.80%
CARSON CITY, NV (FHA\|USDA\|VA)	4	$690,000	$172,500	$0	3.16%
Rexburg, ID (FHA\|USDA\|VA)	1	$685,000	$685,000	$0	6.99%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	5	$665,000	$133,000	$0	3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	7	$655,000	$93,571	$0	3.21%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	4	$650,000	$162,500	$0	2.78%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	4	$640,000	$160,000	$0	3.06%
Centralia, WA (FHA\|USDA\|VA)	5	$635,000	$127,000	$0	3.24%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	3	$635,000	$211,667	$0	2.56%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$585,000	$585,000	$0	6.99%
Fernley, NV (FHA\|USDA\|VA)	3	$575,000	$191,667	$0	2.67%
ERIE, PA (FHA\|USDA\|VA)	5	$575,000	$115,000	$0	2.68%
Klamath Falls, OR (FHA\|USDA\|VA)	4	$570,000	$142,500	$0	3.02%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	6	$570,000	$95,000	$0	3.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	3	$565,000	$188,333	$0	3.23%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	4	$560,000	$140,000	$0	3.45%
WACO, TX (FHA\|USDA\|VA)	4	$550,000	$137,500	$0	3.30%
APPLETON, WI (FHA\|USDA\|VA)	4	$540,000	$135,000	$0	3.03%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$535,000	$178,333	$0	3.25%
COLUMBIA, SC (FHA\|USDA\|VA)	5	$535,000	$107,000	$0	3.11%
YUBA CITY, CA (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	3.03%
TALLAHASSEE, FL (FHA\|USDA\|VA)	4	$520,000	$130,000	$0	2.93%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	4	$510,000	$127,500	$0	3.08%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	6	$510,000	$85,000	$0	3.32%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	3	$505,000	$168,333	$0	4.14%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	6	$500,000	$83,333	$0	3.59%
ROANOKE, VA (FHA\|USDA\|VA)	5	$485,000	$97,000	$0	3.07%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	6	$480,000	$80,000	$0	3.07%
Sandpoint, ID (FHA\|USDA\|VA)	2	$480,000	$240,000	$0	3.48%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	5	$465,000	$93,000	$0	3.19%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	8	$460,000	$57,500	$0	3.38%
HOT SPRINGS, AR (FHA\|USDA\|VA)	4	$460,000	$115,000	$0	2.96%
Sevierville, TN (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	2.66%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	7	$455,000	$65,000	$0	3.04%
EL PASO, TX (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	3.19%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	2	$450,000	$225,000	$0	2.65%
LYNCHBURG, VA (FHA\|USDA\|VA)	5	$445,000	$89,000	$0	2.92%
IDAHO FALLS, ID (FHA\|USDA\|VA)	4	$440,000	$110,000	$0	3.13%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	4	$430,000	$107,500	$0	3.03%
Kalispell, MT (FHA\|USDA\|VA)	2	$430,000	$215,000	$0	2.92%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$425,000	$425,000	$0	2.69%
Brainerd, MN (FHA\|USDA\|VA)	4	$420,000	$105,000	$0	2.81%
Price, UT (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	2.22%
ROCHESTER, MN (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	2.82%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	4.52%
TWIN FALLS, ID (FHA\|USDA\|VA)	4	$400,000	$100,000	$0	3.55%
Hudson, NY (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	3.09%
Brookings, OR (FHA\|USDA\|VA)	3	$395,000	$131,667	$0	3.66%
Moses Lake, WA (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	3.22%
Kill Devil Hills, NC (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	3.15%
VISALIA, CA (FHA\|USDA\|VA)	3	$385,000	$128,333	$0	3.12%
AKRON, OH (FHA\|USDA\|VA)	4	$380,000	$95,000	$0	3.31%
CAPE GIRARDEAU, MO-IL (FHA\|USDA\|VA)	1	$375,000	$375,000	$0	2.82%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	3	$375,000	$125,000	$0	3.10%
BILLINGS, MT (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	2.77%
Faribault-Northfield, MN (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	2.59%
Aberdeen, WA (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	3.47%
PANAMA CITY, FL (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	3.42%
PITTSFIELD, MA (FHA\|USDA\|VA)	3	$365,000	$121,667	$0	2.75%
RACINE, WI (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	3.19%
Taos, NM (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	2.50%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	4	$360,000	$90,000	$0	2.96%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	4	$350,000	$87,500	$0	3.34%
YORK-HANOVER, PA (FHA\|USDA\|VA)	4	$350,000	$87,500	$0	3.27%
Eureka-Arcata, CA (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	2.98%
SYRACUSE, NY (FHA\|USDA\|VA)	5	$335,000	$67,000	$0	3.27%
Susanville, CA (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	2.77%
HUNTSVILLE, AL (FHA\|USDA\|VA)	4	$320,000	$80,000	$0	2.84%
Warsaw, IN (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	3.37%
Fredericksburg, TX (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	3.92%
Georgetown, SC (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	2.82%
MADISON, WI (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	3.67%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	3	$315,000	$105,000	$0	3.33%
Burley, ID (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	3.08%
Coos Bay, OR (FHA\|USDA\|VA)	3	$305,000	$101,667	$0	3.00%
DOTHAN, AL (FHA\|USDA\|VA)	3	$295,000	$98,333	$0	3.39%
Brevard, NC (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	2.92%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	2.52%
Show Low, AZ (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	2.80%
Montrose, CO (FHA\|USDA\|VA)	3	$285,000	$95,000	$0	2.88%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	3	$285,000	$95,000	$0	2.83%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	3.43%
Grand Rapids, MN (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	2.86%
LAS CRUCES, NM (FHA\|USDA\|VA)	3	$275,000	$91,667	$0	2.72%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	4	$270,000	$67,500	$0	3.11%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	5	$265,000	$53,000	$0	3.74%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	4	$260,000	$65,000	$0	3.03%
Blackfoot, ID (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	3.59%
TOLEDO, OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	2.90%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	3.86%
McMinnville, TN (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	3.06%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	2	$240,000	$120,000	$0	3.41%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.87%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.20%
Easton, MD (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	2.33%
The Dalles, OR (FHA\|USDA\|VA)	2	$230,000	$115,000	$0	2.81%
Jackson, WY-ID (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	2.89%
Mount Vernon, OH (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	3.35%
ANN ARBOR, MI (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	3.15%
Forest City, NC (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	2.48%
Bedford, IN (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	2.80%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	2	$220,000	$110,000	$0	2.64%
Athens, TX (FHA\|USDA\|VA)	3	$215,000	$71,667	$0	3.08%
VICTORIA, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.18%
UTICA-ROME, NY (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.17%
Cullowhee, NC (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	3.72%
ALEXANDRIA, LA (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	3.51%
Moscow, ID (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	3.20%
Beeville, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	3.26%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	3.44%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	2.65%
TYLER, TX (FHA\|USDA\|VA)	2	$200,000	$100,000	$0	3.07%
Washington Court House, OH (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.17%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.01%
Sayre, PA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	3.04%
ROCHESTER, NY (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	3.73%
Bonham, TX (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	2.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	3.13%
Ontario, OR-ID (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	2.69%
Granbury, TX (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	2.73%
Sandusky, OH (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	3.23%
Searcy, AR (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	2.85%
Hood River, OR (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	2.82%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	3.29%
Roseburg, OR (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	3.50%
Clarksburg, WV (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	4.41%
ST. JOSEPH, MO-KS (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	3.08%
Dayton, TN (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.78%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	3.30%
Huntsville, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	2.58%
LUBBOCK, TX (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	3.65%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	3.03%
FOND DU LAC, WI (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	2.78%
MANSFIELD, OH (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	2.95%
Milledgeville, GA (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	2.97%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	3.20%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	2.35%
PEORIA, IL (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	3.89%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.95%
Ellensburg, WA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.76%
La Grande, OR (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.72%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	3.21%
Lewisburg, TN (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.87%
Payson, AZ (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	2.74%
West Plains, MO (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	3.46%
Elko, NV (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	2.78%
EL CENTRO, CA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	3.17%
MIDLAND, TX (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	3.18%
GREEN BAY, WI (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	2.60%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.35%
Cornelia, GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.86%
Jacksonville, IL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.71%
Evanston, WY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.14%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.31%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.06%
NILES, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	3.06%
POCATELLO, ID (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	2.62%
SPRINGFIELD, MO (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	3.10%
Concord, NH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.92%
LONGVIEW, TX (FHA\|USDA\|VA)	3	$115,000	$38,333	$0	3.75%
ANCHORAGE, AK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	2.80%
Traverse City, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	3.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.05%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	3.17%
Hutchinson, MN (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	3.35%
Owatonna, MN (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	2.51%
JOHNSON CITY, TN (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	3.47%
Adrian, MI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.72%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.72%
Hays, KS (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.31%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.93%
TUSCALOOSA, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.13%
KANKAKEE, IL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	3.18%
FORT WAYNE, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.74%
Baraboo, WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	4.55%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	2.84%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.69%
READING, PA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.47%
Nogales, AZ (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.74%
Salina, KS (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.42%
MOBILE, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.01%
Big Rapids, MI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.93%
Augusta-Waterville, ME (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.35%
Stevens Point, WI (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.58%
FAIRBANKS, AK (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.88%
Alexander City, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	2.60%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	3.05%
LEBANON, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.85%
Washington, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.59%
Brookings, SD (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.73%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.75%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.81%
Red Bluff, CA (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.91%
Austin, MN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.17%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	3.70%
Crossville, TN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	2.99%
CHARLESTON, WV (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.12%
Auburn, NY (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.27%
Opelousas, LA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.84%
Muscatine, IA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.76%
GADSDEN, AL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.12%
SPRINGFIELD, IL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.17%
Bennington, VT (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.07%
Clewiston, FL (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.66%
GETTYSBURG, PA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	2.96%
Stephenville, TX (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	3.12%
BINGHAMTON, NY (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	2.92%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.86%
Okeechobee, FL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.60%
DECATUR, AL (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.13%
BLOOMINGTON, IN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.77%
Marion, OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.01%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.87%
LINCOLN, NE (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.60%
Alamogordo, NM (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.72%
Farmington, MO (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	4.47%
Greenwood, SC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.60%
Fort Morgan, CO (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	3.55%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	2.44%
Plymouth, IN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.24%
Corsicana, TX (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.28%
Cedar City, UT (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	2.60%
Duncan, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.96%
Paducah, KY-IL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	2.45%
LAWRENCE, KS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	3.43%
Frankfort, KY (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	2.94%
New Ulm, MN (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.99%
NEW BERN, NC (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.60%
Rochelle, IL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.88%
Fort Payne, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.90%
ENID, OK (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.83%
Holland, MI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.69%
Hillsdale, MI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.68%
Cambridge, MD (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.01%
HARRISONBURG, VA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.62%
Grants, NM (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.47%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	4.31%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	2.83%
MONROE, LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.88%
Sanford, NC (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	3.32%
Mount Gay-Shamrock, WV (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.74%
AMARILLO, TX (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.22%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.04%
FLORENCE, SC (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.20%
TOPEKA, KS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	2.93%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.27%
Salem, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.46%
Ozark, AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.70%
Ardmore, OK (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	2.83%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.08%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.98%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	3.38%
MONTGOMERY, AL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.33%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	2.57%
Martinsville, VA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.97%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	2.71%
GLENS FALLS, NY (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.58%
Deming, NM (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	4.40%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	5.00%
Orangeburg, SC (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	3.90%
RAPID CITY, SD (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	2.74%
Manitowoc, WI (FHA\|USDA\|VA)	2	$20,000	$10,000	$0	2.78%
Paris, TX (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	4.43%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	2.30%
Brownwood, TX (FHA\|USDA\|VA)	1	$5,000	$5,000	$0	3.43%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$5,000	$5,000	$0	3.51%

Finance Of America Reverse's top markets include Los Angeles, New York, San Francisco, San Diego, and San Jose among others.

Their top states include:

California (FHA|USDA|VA)

New York (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
FHA	5,600	$1,067,310,000	$190,591	$0	2.94%
FHA	1,808	$350,550,000	$193,888	$0	3.48%
Reverse Mortgage	797	$628,035,000	$787,999	$0	6.77%
HELOC	536	$303,590,000	$566,399	n/a	5.36%

For 2020, Finance Of America Reverse's most frequently originated type of loan was FHA, with 5,600 originations. Their 2nd most popular type was FHA, with 1,808 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	7,310	$2,099,480,000	$287,207	$0	3.58%
Home Purchase	635	$134,295,000	$211,488	$0	3.19%
Other	633	$89,735,000	$141,761	$0	3.44%
Home Improvement	163	$25,975,000	$159,356	$0	3.79%

For 2020, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 7,310 originations. The 2nd most popular reason was Home Purchase, with 635 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	8,741	$2,349,485,000	$268,789	$0	3.55%

For 2020, Finance Of America Reverse's most frequently cited loan duration was Other, with 8,741 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
2.5-3%	3,136	$613,720,000	$195,702
3-4%	2,759	$512,095,000	$185,609
<2.5%	895	$197,255,000	$220,397
4-5%	651	$153,515,000	$235,814
5-6%	538	$326,120,000	$606,171
6-7%	372	$294,560,000	$791,828
7-8%	307	$235,155,000	$765,977
%	83	$17,065,000	$205,602

During 2020, Finance Of America Reverse's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,136 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	2,775	$413,015,000	$148,834	$0	3.11%
$200k-400k	2,765	$780,895,000	$282,421	$0	3.18%
$100,000 or less	1,668	$98,880,000	$59,281	$0	3.23%
$400k-600k	891	$425,105,000	$477,110	$0	4.61%
$600k-1MM	455	$343,875,000	$755,769	$0	6.39%
$1MM+	187	$287,715,000	$1,538,583	$0	6.39%

2020 saw Finance Of America Reverse place emphasis on $100k-200k loans with 2,775 originations, totaling $413,015,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	7,257	$1,818,365,000	$250,567	$0	3.49%
$50k-75k	832	$272,020,000	$326,947	$0	3.69%
$75k-100k	227	$82,525,000	$363,546	$0	3.81%
$100k-150k	123	$47,925,000	$389,634	$0	3.80%
$150k-250k	42	$29,560,000	$703,810	$0	4.68%
$250k+	12	$10,560,000	$880,000	$0	4.93%

Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 7,257 originations. The second most popular income band? $50k-75k, with 832 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	6,683	$1,754,795,000	$262,576	$0	3.50%
Not provided	971	$252,225,000	$259,758	$0	3.50%
Black	602	$167,550,000	$278,322	$0	3.63%
Not applicable	248	$88,530,000	$356,976	$0	4.28%
Asian	154	$62,420,000	$405,325	$0	4.20%
American Indian	42	$10,340,000	$246,190	$0	3.46%
Native Hawaiian or Islander	24	$7,660,000	$319,167	$0	3.97%
Asian Indian	3	$1,335,000	$445,000	$0	4.07%
Japanese	3	$1,065,000	$355,000	$0	4.30%
Chinese	2	$1,050,000	$525,000	$0	6.81%
Other Asian	3	$985,000	$328,333	$0	3.03%
Other Pacific Islander	2	$720,000	$360,000	$0	4.84%
Vietnamese	1	$495,000	$495,000	$0	5.99%
Filipino	3	$315,000	$105,000	$0	3.08%

Approval Rates

Total approvals of all applications
96.82%

Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
76.94%

Finance Of America Reverse has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	8,741	$2,349,485,000	$268,789

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Single Family (1-4 Units):Manufactured	130	$16,260,000	$125,077
Single Family (1-4 Units):Site-Built	8,611	$2,333,225,000	$270,959

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	2,548	$579,680,000	$227,504	$0	3.51%
40-60%	4,500	$1,451,950,000	$322,656	$0	3.68%
60-80%	745	$220,485,000	$295,953	$0	3.07%
Over 100%	2	$760,000	$380,000	$0	2.84%
Under 20%	944	$95,970,000	$101,663	$0	3.41%

Complaints

Bank Name	Product	Issue	2020 CPFB Complaints	% of Total Issues
Finance of America Holdings LLC	Conventional home mortgage	Applying for a mortgage or refinancing an existing mortgage	3	23.1%
Finance of America Holdings LLC	Conventional home mortgage	Closing on a mortgage	1	7.7%
Finance of America Holdings LLC	Conventional home mortgage	Improper use of your report	1	7.7%
Finance of America Holdings LLC	Other type of mortgage	Applying for a mortgage or refinancing an existing mortgage	1	7.7%
Finance of America Holdings LLC	Other type of mortgage	Struggling to pay mortgage	1	7.7%
Finance of America Holdings LLC	Reverse mortgage	Applying for a mortgage or refinancing an existing mortgage	2	15.4%
Finance of America Holdings LLC	Reverse mortgage	Closing on a mortgage	1	7.7%
Finance of America Holdings LLC	Reverse mortgage	Struggling to pay mortgage	1	7.7%
Finance of America Holdings LLC	Reverse mortgage	Trouble during payment process	1	7.7%
Finance of America Holdings LLC	VA mortgage	Applying for a mortgage or refinancing an existing mortgage	1	7.7%