Geneva Financial Mortgage Rates, Fees & Info
ORO VALLEY, AZLEI: 5493001XKL0FTNOJ0866
Tax ID: 26-1589507
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Mortgage Data
Review & Overview
Geneva Financial is a small mortgage company specializing in Home Purchase and Refi loans. Geneva Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Portland, Miami, Seattle, and Yuma among others. We have data for 381 markets. (Some data included below & more in-depth data is available with an active subscription.)Geneva Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Geneva Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.74% | 4/22/24 |
| 30 Year Conventional Purchase | 6.78% | 4/22/24 |
| 30 Year Conventional Refi | 6.85% | 4/22/24 |
| 30 Year Cash-out Refi | 7.09% | 4/22/24 |
| 30 Year FHA Purchase | 7.74% | 4/22/24 |
| 30 Year FHA Refi | 7.55% | 4/22/24 |
| 30 Year VA Purchase | 6.60% | 4/22/24 |
| 30 Year VA Refi | 6.10% | 4/22/24 |
| 30 Year USDA Purchase | 7.08% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.38% | 4/22/24 |
| 15 Year Conventional Refi | 6.38% | 4/22/24 |
| 15 Year Cash-out Refi | 6.38% | 4/22/24 |
| 15 Year FHA Refi | 7.19% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Geneva Financial Mortgage Calculator
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This is not an official calculator from Geneva Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,591Origination Dollar Volume (All Markets)
$2,184,325,000Awards
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GENEVA FINANCIAL - 2020
GENEVA FINANCIAL is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,280 | $343,190,000 | $268,117 | $5,593 | 3.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 472 | $153,240,000 | $324,661 | $6,139 | 3.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 343 | $93,925,000 | $273,834 | $8,101 | 3.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 209 | $85,385,000 | $408,541 | $6,579 | 3.16% |
| YUMA, AZ (FHA|USDA|VA) | 448 | $75,110,000 | $167,656 | $6,315 | 3.36% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 128 | $57,460,000 | $448,906 | $7,153 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 178 | $54,970,000 | $308,820 | $6,194 | 3.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 202 | $53,530,000 | $265,000 | $7,037 | 3.18% |
| BEND, OR (FHA|USDA|VA) | 136 | $44,670,000 | $328,456 | $6,468 | 3.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 171 | $42,185,000 | $246,696 | $5,282 | 3.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 126 | $41,750,000 | $331,349 | $6,118 | 3.08% |
| EL CENTRO, CA (FHA|USDA|VA) | 193 | $38,015,000 | $196,969 | $8,493 | 2.79% |
| SALEM, OR (FHA|USDA|VA) | 124 | $36,540,000 | $294,677 | $6,815 | 3.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 158 | $36,270,000 | $229,557 | $6,858 | 3.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 146 | $35,250,000 | $241,438 | $6,524 | 3.29% |
| TUCSON, AZ (FHA|USDA|VA) | 158 | $33,570,000 | $212,468 | $5,756 | 3.35% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 172 | $32,980,000 | $191,744 | $4,976 | 3.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 136 | $30,560,000 | $224,706 | $5,134 | 3.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 84 | $30,260,000 | $360,238 | $4,991 | 3.10% |
| Outside of Metro Areas | 133 | $26,735,000 | $201,015 | $5,152 | 3.30% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 131 | $22,285,000 | $170,115 | $4,053 | 3.67% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 101 | $21,815,000 | $215,990 | $6,424 | 3.41% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 105 | $21,315,000 | $203,000 | $7,368 | 3.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 117 | $20,995,000 | $179,444 | $5,099 | 3.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 85 | $20,625,000 | $242,647 | $6,330 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 47 | $19,905,000 | $423,511 | $8,978 | 2.95% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 43 | $19,545,000 | $454,535 | $8,754 | 2.92% |
| RICHMOND, VA (FHA|USDA|VA) | 72 | $18,450,000 | $256,250 | $5,905 | 3.26% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 80 | $17,270,000 | $215,875 | $6,412 | 3.35% |
| NAPA, CA (FHA|USDA|VA) | 37 | $16,695,000 | $451,216 | $5,246 | 3.24% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 75 | $15,515,000 | $206,867 | $5,687 | 3.23% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 69 | $15,305,000 | $221,812 | $5,156 | 3.26% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 53 | $15,145,000 | $285,755 | $6,102 | 3.36% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 37 | $14,825,000 | $400,676 | $7,064 | 3.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 56 | $13,970,000 | $249,464 | $5,519 | 3.33% |
| Outside of Metro Areas | 40 | $13,830,000 | $345,750 | $6,216 | 3.19% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 75 | $13,685,000 | $182,467 | $4,741 | 3.40% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 61 | $13,125,000 | $215,164 | $6,159 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 36 | $13,020,000 | $361,667 | $8,514 | 3.18% |
| Hobbs, NM (FHA|USDA|VA) | 47 | $12,375,000 | $263,298 | $8,507 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 51 | $12,335,000 | $241,863 | $6,496 | 3.23% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 55 | $12,315,000 | $223,909 | $6,526 | 3.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 49 | $11,395,000 | $232,551 | $5,410 | 3.28% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 55 | $11,045,000 | $200,818 | $7,301 | 3.53% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 38 | $10,860,000 | $285,789 | $6,145 | 3.27% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $10,415,000 | $221,596 | $5,404 | 3.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 23 | $10,405,000 | $452,391 | $7,638 | 3.19% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 41 | $10,325,000 | $251,829 | $6,673 | 3.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 37 | $10,115,000 | $273,378 | $6,659 | 3.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 42 | $10,090,000 | $240,238 | $6,784 | 3.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $10,075,000 | $347,414 | $10,299 | 3.10% |
| Payson, AZ (FHA|USDA|VA) | 65 | $9,805,000 | $150,846 | $5,588 | 3.18% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 43 | $9,705,000 | $225,698 | $5,433 | 3.28% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 32 | $9,550,000 | $298,438 | $5,683 | 3.27% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 47 | $9,535,000 | $202,872 | $4,449 | 3.18% |
| Madison, IN (FHA|USDA|VA) | 61 | $8,455,000 | $138,607 | $5,096 | 3.26% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 31 | $7,975,000 | $257,258 | $5,538 | 3.45% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 45 | $7,545,000 | $167,667 | $5,731 | 3.33% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 23 | $6,825,000 | $296,739 | $10,649 | 3.35% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 26 | $6,630,000 | $255,000 | $5,466 | 3.27% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $6,600,000 | $366,667 | $8,162 | 2.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $6,545,000 | $595,000 | $7,577 | 3.08% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $6,260,000 | $184,118 | $5,774 | 3.65% |
| Centralia, WA (FHA|USDA|VA) | 19 | $5,825,000 | $306,579 | $6,756 | 2.76% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 36 | $5,710,000 | $158,611 | $4,823 | 3.58% |
| Show Low, AZ (FHA|USDA|VA) | 22 | $5,550,000 | $252,273 | $4,870 | 3.23% |
| RENO, NV (FHA|USDA|VA) | 15 | $5,225,000 | $348,333 | $5,174 | 3.29% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $4,990,000 | $415,833 | $7,867 | 3.04% |
| SAN ANGELO, TX (FHA|USDA|VA) | 22 | $4,530,000 | $205,909 | $5,905 | 2.89% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $4,205,000 | $247,353 | $8,743 | 3.20% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $4,120,000 | $257,500 | $6,821 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 42 | $4,060,000 | $96,667 | $5,467 | 4.16% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 22 | $4,060,000 | $184,545 | $5,486 | 3.32% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 25 | $3,825,000 | $153,000 | $5,359 | 3.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $3,665,000 | $333,182 | $5,120 | 3.35% |
| CORVALLIS, OR (FHA|USDA|VA) | 10 | $3,620,000 | $362,000 | $8,542 | 3.05% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 22 | $3,530,000 | $160,455 | $5,235 | 2.97% |
| LONGVIEW, WA (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $5,203 | 3.15% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $8,160 | 3.23% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $3,400,000 | $340,000 | $6,523 | 3.26% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 21 | $3,325,000 | $158,333 | $5,698 | 3.54% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $3,250,000 | $541,667 | $7,007 | 3.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $5,545 | 3.08% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 23 | $3,115,000 | $135,435 | $4,587 | 3.97% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $5,775 | 3.05% |
| Fernley, NV (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $5,034 | 3.68% |
| Ellensburg, WA (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $5,155 | 3.51% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,850,000 | $475,000 | $6,889 | 3.29% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $6,287 | 3.09% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 18 | $2,800,000 | $155,556 | $6,144 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $5,539 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $8,712 | 2.92% |
| Prineville, OR (FHA|USDA|VA) | 10 | $2,740,000 | $274,000 | $6,716 | 3.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $2,720,000 | $170,000 | $5,003 | 3.15% |
| KNOXVILLE, TN (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $4,847 | 3.38% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $5,583 | 3.15% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $5,781 | 3.45% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $8,188 | 3.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $8,158 | 3.18% |
| TOLEDO, OH (FHA|USDA|VA) | 15 | $2,435,000 | $162,333 | $5,613 | 3.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $2,275,000 | $119,737 | $5,465 | 4.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $4,676 | 3.36% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $5,414 | 3.33% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $4,803 | 3.16% |
| SPARTANBURG, SC (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $5,057 | 2.94% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,574 | 3.41% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $9,708 | 2.85% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $11,609 | 3.44% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $13,575 | 3.19% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,527 | 2.96% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $6,038 | 3.17% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $7,331 | 3.64% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $4,677 | 3.52% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $5,356 | 2.92% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $4,196 | 3.44% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $5,043 | 3.06% |
| READING, PA (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,838 | 2.78% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $5,225 | 3.08% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,194 | 3.10% |
| MONROE, MI (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $5,897 | 3.04% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $7,635 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,994 | 3.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,577 | 3.13% |
| Newport, OR (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $7,677 | 3.45% |
| MERCED, CA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $8,857 | 2.61% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,551 | 3.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $5,143 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,285 | 3.29% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $5,866 | 3.82% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,931 | 3.08% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $8,242 | 2.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $7,797 | 3.45% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $4,404 | 3.94% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,807 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $6,741 | 3.29% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $4,699 | 3.56% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $9,405 | 3.44% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,024 | 3.20% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,624 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,641 | 3.44% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $6,494 | 3.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,147 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,519 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,287 | 2.50% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,703 | 3.34% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,429 | 3.17% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $9,305 | 3.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,162 | 3.33% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,923 | 3.59% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,078 | 2.96% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,113 | 3.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $6,615 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,367 | 3.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $4,545 | 3.89% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,279 | 3.46% |
| Opelousas, LA (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $6,769 | 3.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,476 | 3.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,137 | 2.67% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,345 | 3.17% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $9,730 | 3.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,148 | 3.08% |
| OCALA, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,975 | 3.56% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $5,268 | 4.00% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,668 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,536 | 3.73% |
| Moscow, ID (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,707 | 3.25% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,289 | 2.69% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,401 | 2.83% |
| Dayton, TN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,724 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,090 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,131 | 2.94% |
| Safford, AZ (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,986 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,939 | 3.06% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,648 | 3.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,439 | 3.31% |
| CHICO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $11,532 | 3.06% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,546 | 3.13% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,737 | 3.40% |
| Athens, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,373 | 3.21% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,482 | 3.48% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,395 | 2.63% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,887 | 3.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,698 | 2.97% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,974 | 3.75% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,999 | 3.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,254 | 3.25% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,839 | 3.75% |
| Athens, TN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $6,217 | 4.48% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,457 | 3.17% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,802 | 3.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,642 | 3.25% |
| Seneca, SC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,320 | 2.25% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,227 | 2.81% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,460 | 3.44% |
| Durango, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,462 | 3.06% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,904 | 2.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,379 | 3.13% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,583 | 3.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,405 | 4.22% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,080 | 3.00% |
| Edwards, CO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,222 | 3.31% |
| Newport, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,609 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,356 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,734 | 3.19% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,143 | 3.46% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $5,591 | 4.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,556 | 3.58% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,083 | 3.38% |
| AKRON, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,463 | 3.38% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,603 | 3.46% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,274 | 2.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,362 | 2.69% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,605 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $5,091 | 3.83% |
| Montrose, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,563 | 2.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,177 | 3.46% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,881 | 3.31% |
| Sonora, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,884 | 2.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,739 | 4.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,377 | 2.81% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,216 | 3.13% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,862 | 2.69% |
| ERIE, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,581 | 2.71% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,592 | 3.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,996 | 3.88% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,589 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,942 | 2.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,263 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $5,346 | 3.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,499 | 2.81% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,100 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,063 | 3.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,359 | 3.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,587 | 3.19% |
| Austin, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,941 | 3.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,209 | 3.06% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,399 | 2.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,611 | 3.13% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,668 | 3.25% |
| FLINT, MI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,969 | 3.33% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,830 | 3.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,678 | 3.31% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,053 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,292 | 2.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,502 | 3.06% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,195 | 3.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,757 | 3.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,290 | 3.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,629 | 3.83% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,416 | 3.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,485 | 2.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,885 | 3.88% |
| Adrian, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $11,507 | 3.19% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,950 | 3.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,515 | 4.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,614 | 3.69% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,715 | 3.88% |
| Jesup, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,918 | 2.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,318 | 4.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,162 | 3.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,266 | 3.25% |
| Pullman, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,021 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,823 | 2.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,276 | 3.00% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,998 | 3.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,682 | 3.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,486 | 3.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,117 | 3.00% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,777 | 2.81% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,703 | 3.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,024 | 3.00% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,478 | 2.50% |
| REDDING, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,170 | 3.44% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,831 | 4.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,462 | 2.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,588 | 3.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,386 | 3.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,265 | 3.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,482 | 4.13% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,678 | 3.81% |
| Laurel, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,902 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,880 | 2.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,514 | 3.00% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,644 | 3.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,939 | 3.19% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,584 | 3.06% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,911 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,881 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,343 | 3.69% |
| Jasper, AL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $5,766 | 4.58% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,920 | 3.81% |
| Holland, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,616 | 5.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,485 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,591 | 3.50% |
| Freeport, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,544 | 3.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,128 | 3.00% |
| Othello, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,336 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,209 | 2.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,097 | 4.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,617 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,606 | 3.13% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,427 | 3.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,213 | 3.38% |
| Starkville, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,712 | 3.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,121 | 4.13% |
| ENID, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,416 | 2.38% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,443 | 2.94% |
| Lexington, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,188 | 3.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,381 | 3.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,703 | 3.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.51% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,955 | 3.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,161 | 3.38% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,859 | 3.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,838 | 4.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,198 | 2.88% |
| Marshall, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,964 | 3.44% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,599 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,219 | 3.13% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,634 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,321 | 3.56% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,763 | 3.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,957 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,237 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,958 | 2.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,491 | 2.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,039 | 3.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,038 | 3.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,841 | 3.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,135 | 3.13% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,270 | 2.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,611 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,065 | 3.88% |
| La Grande, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,485 | 2.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,964 | 3.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,340 | 2.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,411 | 3.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,825 | 3.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,579 | 3.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,156 | 2.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,089 | 3.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,593 | 5.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,242 | 3.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,183 | 2.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,650 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,947 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,882 | 3.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,028 | 2.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,143 | 2.38% |
| London, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,998 | 5.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,009 | 2.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,206 | 3.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,640 | 3.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,498 | 3.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,749 | 3.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,083 | 3.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,881 | 3.00% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,488 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,560 | 2.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,849 | 3.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,886 | 3.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,474 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,811 | 3.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,641 | 4.13% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,877 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,671 | 3.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,089 | 3.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,312 | 3.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,176 | 2.88% |
| Paragould, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,795 | 4.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,297 | 2.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,808 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,651 | 2.88% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,691 | 4.13% |
| Union, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,719 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,394 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,350 | 3.00% |
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Product Mix
For 2020, Geneva Financial's most frequently originated type of loan was Conventional, with 6,128 originations. Their 2nd most popular type was FHA, with 1,554 originations.
Loan Reason
For 2020, Geneva Financial's most frequently cited loan purpose was Home Purchase, with 5,224 originations. The 2nd most popular reason was Refi, with 2,698 originations.
Loan Duration/Length
For 2020, Geneva Financial's most frequently cited loan duration was 30 Year, with 7,845 originations. The 2nd most popular length was 15 Year, with 452 originations.
Origination Fees/Closing Costs
Geneva Financial's average total fees were $6,289, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,544 originations.
Interest Rates
During 2020, Geneva Financial's average interest rate for loans was 3.29%, while their most frequently originated rate bucket for loans was 3-4%, with 4,443 originations.
Loan Sizing
2020 saw Geneva Financial place emphasis on $200k-400k loans with 4,202 originations, totaling $1,175,620,000 in origination value.
Applicant Income
Geneva Financial lent most frequently to those with incomes in the $50k-75k range, with 2,253 originations. The second most popular income band? $50k or less, with 1,821 originations.
Applicant Debt to Income Ratio
Geneva Financial lent most frequently to those with DTI ratios of 20-30%, with 1,649 originations. The next most common DTI ratio? 30-36%, with 1,489 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.95%
Geneva Financial has an average approval rate.
Pick Rate
Approvals leading to origination70.27%
Geneva Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 20 | $2,020,000 | $101,000 |
| 100.0 | 1 | $15,000 | $15,000 |
| 4108.75 | 1 | $75,000 | $75,000 |
| 4814.08 | 1 | $105,000 | $105,000 |
| 50.0 | 1 | $5,000 | $5,000 |
| NA | 8,567 | $2,182,105,000 | $254,711 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 26 | $4,660,000 | $179,231 |
| Single Family (1-4 Units):Site-Built | 8,565 | $2,179,665,000 | $254,485 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Geneva Financial, LLC, Chandler, AZ Branch | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| Geneva Financial, LLC, Chandler, AZ Branch | Conventional home mortgage | Closing on a mortgage | 1 | 25.0% |
| Geneva Financial, LLC, Chandler, AZ Branch | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |
| Geneva Financial, LLC, Chandler, AZ Branch | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |